Manulife Japan's Nationwide Sales Reorganization and Reinforcement Plan Now Further in Progress (September 4, 2003)











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FOR IMMEDIATE RELEASE
September 4, 2003

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This release was distributed to members of the Financial Press Club and other press in Japan, in Japanese only. The following translation is provided for information only.

Manulife Japan's Nationwide Sales Reorganization and Reinforcement Plan Now Further in Progress.
27 Revamped Sales Offices Nationwide to Open in September.

Japan - Manulife Life Insurance Company (Head Office: Chofu-shi, Tokyo, President & CEO: Trevor Matthews) is revamping its 27 existing sales offices into new Sales Offices to open in September as part of the nationwide sales reorganization and reinforcement plan that started in April this year.

Each of the revamped Sales Offices will belong in the competence of one of the 8 Regional Offices in Hokkaido, Kita-Nippon, Kan-Shinetsu, Metropolitan Tokyo, Chubu, Kansai, Chu-Shikoku and Kyushu that were launched in April. Under the new organization, the efficiency and the speed of communication between the head office and each sales region is being vastly improved, and the administration and sales functions are clearly distinguished to provide far stronger sales support than ever.

Through this reorganization the Sales Offices will also be freshly renovated, enlarged by uniting several existing offices, with the latest equipment and office design including intranet connection.

With these initiatives, Manulife Japan aims to dramatically enhance its regional sales activities as well as recruiting activities. Manulife Japan is further proceeding the nationwide Sales Office reorganization and reinforcement plan.

The revamped Sales Offices to open in September are as follows:

Region	Sales Office	Address	Launch Date
Hokkaido Kita-Nippon Kita-Nippon Kan-Shinetsu Kan-Shinetsu Metropolitan Tokyo Metropolitan Tokyo Metropolitan Tokyo Metropolitan Tokyo Metropolitan Tokyo Chubu Chubu Chubu Chubu Chubu Kansai Kansai Kansai Kansai Kansai Kansai Kansai Chu-Shikoku Kyushu Kyushu Kyushu Kyushu	Asahikawa Hitachi Shimodate Niigata Kawaguchi Chiba Nihonbashi Ikebukuro Tachikawa Yokohama Shimizu Kakegawa Gifu Ohgaki Komaki Kyoto Senba Minami-kawachi Nara Kobe Itami Himeji Hiroshima Kumamoto Nitto Yatsushiro Nobeoka	Asahikawa-shi, Hokkaido Hitachi-shi, Ibaragi Shimodate-shi, Ibaragi Niigata-shi, Niigata Kawaguchi-shi, Saitama Chiba-shi, Chiba Chuo-ku, Tokyo Toshima-ku, Tokyo Tachikawa-shi, Tokyo Yokohama-shi, Kanagawa Shizuoka-shi, Shizuoka Kakegawa-shi, Shizuoka Gifu-shi, Gifu Ohgaki-shi, Gifu Komaki-shi, Aichi Kyoto-shi, Kyoto Osaka-shi, Osaka Tondabayashi-shi, Osaka Nara-shi, Nara Kobe-shi, Hyogo Itami-shi, Hyogo Himeji-shi, Hyogo Hiroshima-shi, Hiroshima Kumamoto-shi, Kumamoto Kumamoto-shi, Kumamoto Yatsushiro-shi, Kumamoto Nobeoka-shi, Miyazaki	September 1 September 1 September 29 September 1 September 22 September 1 September 1 September 22 September 8 September 1 September 1 September 16 September 8 September 8 September 1 September 1 September 29 September 8 September 29 September 22 September 22 September 8 September 1 September 1 September 1 September 29 September 22

Manulife Life Insurance Company (“Manulife Japan”), a member company of the Manulife Financial Group headquartered in Canada, holds a top-class "AA+" credit rating from one of the world's most prestigious credit rating agencies, Standard and Poor's Co. (as of July 2003). Manulife Financial is a leading Canadian-based financial services group operating in 15 countries and territories worldwide. Through its extensive network of employees, agents and distribution partners, Manulife Financial offers clients a diverse range of financial protection products and wealth management services. Funds under management by Manulife Financial were Cdn$144.3 billion (approx. 12,763 billion yen) as at June 30, 2003.

Manulife Financial Corporation trades as 'MFC' on the TSX, NYSE and PSE, and under '0945' on the SEHK. Manulife Financial can be found on the Internet at www.manulife.com.

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For more information, please contact below.
Minoru Shimizu
Manulife Japan Phone: 0424-42-7076