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| · | Shareholder Information |
| · | Dividends |
| · | FAQ |
| · | Contact Shareholder Services |
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| Welcome to Manulife Financial Corporation Shareholder Services |  | |||
Dividend History Canadian Shareholders: Changes to Dividend Tax Crediting Rates for Eligible Share Dividends Note: This change affects those shareholders who pay tax on dividend income in Canada only. For MFC common and preferred share dividends and MLI preferred share dividends paid in 2006 and subsequent years: In 2006 Canadian federal legislation was introduced which enhanced the Gross Up (from 25% to 45%) and Dividend Tax Credit (from 13.3333% to 18.9655%) on eligible dividends paid by Canadian corporations after 2005. Manulife has reviewed the requirements and has determined that the dividends paid on the common and preferred shares of Manulife Financial Corporation ("MFC") and on the preferred shares of The Manufacturers Life Insurance Company ("MLI") are eligible dividends as defined by the legislation. These changes will be reflected in Boxes 24, 25 and 26 of the T5 (for dividend income) you receive for 2006. The tax forms distributed by the Canadian Customs and Revenue Agency have been updated to reflect this change and will refer to these boxes on your T5. For MFC and MLI share dividends paid prior to 2006: The old gross-up and tax credit rates will apply to share dividends paid by Manulife Financial Corporation or The Manufacturers Life Insurance Company prior to 2006. An example is shown below of the effect of this change: New rates - Applicable to Eligible Share Dividends paid after 2005 (shown in Boxes 24, 25 and 26 of T5) Box 24 Dividend Paid = $100 Box 25 Grossed Up Amount (45%) = $145 Box 26 Dividend Tax Credit (18.9655% of Grossed Up Amount) = $27.50 Old rates - Applicable to Share Dividends paid prior to 2006 (shown in Boxes 10, 11 and 12 of T5) Box 10 Dividend Paid = $100 Box 11 Grossed Up Amount (25%) = $125 Box 12 Dividend Tax Credit (13.3333% of Grossed Up Amount) = $16.67 If you have questions regarding the information on the tax forms you receive relating to your MFC common and preferred share dividend income or MLI preferred share dividend income, please contact our transfer agent CIBC Mellon at 1-800-783-9495. How do I know if a dividend has been declared? Quarterly financial results announcements contain information relating to declaration of dividends. See the most recent news release on this topic. In what currency are Manulife dividends paid? Manulife pays dividends on its common shares in various currencies depending on the country of residence of the shareholder:
In Canada, the United States and Hong Kong, direct deposit of MFC dividends can be arranged through our local transfer agent. Canada United States Hong Kong When are tax receipts for dividends sent out? Tax receipts are sent out within 30 days after the start of the next calendar year to U.S. resident shareholders who received share dividends. Tax receipts are sent out within 60 days after the start of the next calendar year to residents of Canada and the rest of the world. If you have not received your tax receipts for dividends or require replacement receipts, contact our local transfer agents. Canada United States Hong Kong Philippines If you have questions about your dividend payments… If you bought your shares through your stock broker contact them; otherwise, contact our local transfer agent. Canada United States Hong Kong Philippines Do you have a Dividend Reinvestment Program (DRIP)? Manulife has just launched Dividend Reinvestment and Direct Share Purchase Plans for Canadian and U.S. resident shareholders. For more information including enrollment details and associated fees please contact our local transfer agents. Canada United States | ||||
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