Dividend Reinvestment Plan Changes

The Plans allow participants to increase their holdings of MFC common shares (the “Shares”) by automatically reinvesting all or part of any cash dividends paid on those Shares in additional MFC Shares. These Plans are convenient and easy to use. Participants can change or terminate their participation in the Plans at anytime.

By enrolling in the Canadian or US Plan (as applicable) you will be able to:

• Have your MFC common share dividend automatically reinvested without paying certain fees or brokerage commissions;
• Purchase additional Shares on the dates on which we pay cash dividends on our Shares, also without paying certain fees or brokerage commissions;
• Sell the Shares you hold through the Plan, subject to certain fees and brokerage commissions, and
• Have easy access to your account through 24/7 online access

For a copy of the U.S. Plan prospectus, including a complete description of the U.S. Plan, its terms and features, click here. To enroll or request a printed copy of the prospectus, please contact the U.S. Plan administrator, Bank of New York Mellon (BNY Mellon), directly at 1-800-249-7702, or by mail at BNY Mellon Shareowner Services, P.O. 358013, Pittsburgh, PA 15252-8013. For additional contact information for BNY Mellon click here.

Canada



Manulife Financial Corporation (MFC) has appointed CIBC Mellon Trust Company to act as Transfer Agent for Canadian holders of MFC common shares. Contact them for information on :

• e-services such as online access to your share account and e-delivery of information
• the Dividend Reinvestment and Share Purchase Plan
• direct deposit of your share dividends into your bank account
• making changes to your share account information such as address and name changes
• transferring your shares to another person or to a brokerage account
• the Share Sales Program for Ownership Statement Holders
• any other information relating to your MFC shares

	www.cibcmellon.com/investor
	North America: (800) 783-9495 Rest of world: (416) 643-6268 (collect)
	CIBC Mellon Trust Company P.O. Box 7010 Adelaide Street Postal Station Toronto, Ontario M5C 2W9

• 24/7 access to your account via the internet
• electronic delivery of documents
• direct deposit of share dividends into your account
• changes to your share account information
• information about participating in the Dividend Reinvestment and Share Purchase Plan for U.S. Shareholders.
• any other information relating to your MFC shares

	For shareowner inquiries or questions about your account North America and Puerto Rico: (800) 249-7702 Rest of world: (201) 329-8660 (collect)
	shrrelations@bnymellon.com
	www.bnymellon.com/shareowner/isd
	BNY Mellon Shareowner Services P.O. 358015 Pittsburgh PA 15252-8015

	By telephone: (852) 2862-8555
	In Person: Computershare Hong Kong - Transfer Office Rooms 1712 – 1716, 17th Floor, Hopewell Centre 183 Queen’s Road East Wan Chai, Hong Kong
	By Mail: Computershare Hong Kong Investor Services Limited Rooms 1806-07, 18th Floor, Hopewell Centre 183 Queen’s Road East Wan Chai, Hong Kong

	By telephone: Price Enquiry: (852) 2288 8340 Ownership Statement Enquiry: (852) 2288 8346
	In person: The Hongkong and Shanghai Banking Corporation Limited HSBC Main Building Level 3 - South (counter 33-34) 1 Queen's Road Central
	By Mail: The Hongkong and Shanghai Banking Corporation Limited Custody and Clearing, Hong Kong Office GPO Box 64 Hong Kong

	By telephone: PLDT (632) 581-7595 GLOBE (632) 976-7595
	By e-mail: weiserco@hsbc.com.ph ronaldrodrigo@hsbc.com.ph
	In person or by mail: HSBC Stock Transfer Unit 5th Floor, HSBC Centre, 3058 Fifth Avenue West Bonifacio Global City Taguig City, 1634 Philippines