Changes are coming to the guideline for capital accumulation plans. See how a good governance framework could help sponsors get ready.
Complete investment oversight with i-Watch®
Fund selection and monitoring made easier
Choose your investments with confidence and stay confident
As a plan sponsor, one of your biggest responsibilities concerns investments: selecting the funds that best support your plan members, monitoring performance, and adhering to any regulatory obligations. To help you manage these important tasks, we developed the innovative process: i-Watch.
With i-Watch, you’re supported by a team of investment professionals with one purpose: handling fund due diligence to help ensure your fiduciary responsibilities are being met.
Giving your portfolio a competitive edge
We monitor managers and funds, so you don’t have to. While your selection process is crucial, ongoing monitoring is just as vital—and that makes i-Watch truly unique. Once an investment fund is selected, we continue to apply the same level of analysis we used to select the manager originally.
-
Making it easier for you Your funds are subject to comprehensive examinations to maintain confidence in your portfolio.
-
Making it easier for your members Members have access to top-quality funds and managers through your plan.
-
Making it easier for compliance The process can help you manage your governance and regulatory obligations.
How we ensure quality for your portfolio
i-Watch is overseen by Manulife’s global manager research team, which consists of qualified investment professionals dedicated to constructing and maintaining best-in-class investment platforms. The team operates independently of Manulife Group Retirement to ensure the autonomy of reviews and recommendations.
-
Selection Evaluating and selecting high-quality investments
- The stability of the organization, including an adherence to a code of ethics
- The depth, quality, and overall experience level of the portfolio managers
- A clearly defined and consistent investment process
- A performance record that compares favourably to benchmarks and peers
- Risk characteristics that are in line with their investment mandates
-
Monitoring Conducting comprehensive evaluations and analysis
- Ongoing analysis of performance, including absolute returns, risk-adjusted returns, and consistency of results when compared to a peer group and benchmark
- A review of the investment policies and procedures of the fund to ensure that fund objectives, risk tolerances, and investment constraints are met
- Regular interviews with the fund manager to evaluate qualitative factors such as manager turnover and consistency of style
Helping to meet your fiduciary responsibilities
i-Watch confirms that all funds offered continue to meet strict standards through regular reviews and can assist you in meeting any regulatory obligations and the CAP Guidelines by offering a wide range of investment options that are subject to a strong governance process and frequent performance monitoring.
Explore our notices and alerts
Trending insight
Discover the prospecting tools and strategies that can help Canadian retirement plan advisors grow their retirement plan client base.
If you’re a sponsor and you're thinking about what role ESG investments could play in your workplace retirement plan lineup, here are some key questions to help you consider different options.