Canada Revenue Agency Resources for Plan Sponsors
Learn about the best practices for workplace savings plan governance, design, administration and education right here.
There’s a lot to consider when you’re administering a workplace savings plan on behalf of your company including:
- Governance
- Plan design
- Plan administration
- Employee education
The following resources offer in-depth information to help you with your plan administration responsibilities.
CRA resources for workplace savings plan administrators:
- RRSPs and other Registered Plans for Retirement (T4040) (opens in a new tab) - information you may not find in your General Income Tax and Benefit package on:
- Registered Pension Plans (RPPs)
- Registered Retirement Savings Plans (RRSPs)
- Registered Retirement Income Funds (RRIFs)
- Specified Pension Plans (SPPs)
- Pooled Registered Pension Plans (PRPPs)
- Accumulated Income Payments (AIPs)
- Employer’s Guide – Payroll Deductions (Basic Information) T4001 (opens in a new tab) - information for
- Employers
- Trustees
- Payers of other amounts related to employment
- Estate executors
- Liquidators
- Administrators or corporate directors
- Pension Adjustment Guide T4084 (opens in a new tab) - how to calculate a pension adjustment if you're an employer who offers an RPP or a Deferred Profit Sharing Plan (DPSP).
- Pension Adjustment Reversal Guide RC4137 (opens in a new tab) - how to calculate a pension adjustment reversal if you’re an RPP administrator or the trustee of a DPSP.
- T10 Summary – Summary of Pension Adjustment Reversals (opens in a new tab)
- T10 – Pension Adjustment Reversals (PAR) (opens in a new tab)
- Contribution Limits (opens in a new tab) - These tables outline the annual limits for:
- Money Purchase (MP)
- Defined Benefits (DB)
- RRSPs
- DPSPs
- Tax-free savings accounts (TFSAs)
- The year's maximum pensionable earnings (YMPE)
- Canada Pension Plan (CPP) rates (opens in a new tab) – information includes:
- CPP contribution rates
- Maximums
- Exemptions
Read more on this topic:
RRSPs and other Registered Plans for Retirement (T4040) - Canada Revenue Agency
Employer’s Guide – Payroll Deductions (Basic Information) T4001 (opens in a new tab) - Canada Revenue Agency
Pension Adjustment Guide T4084 (opens in a new tab) - Canada Revenue Agency
Pension Adjustment Reversal Guide RC4137 (opens in a new tab) - Canada Revenue Agency
T10 Summary – Summary of Pension Adjustment Reversals (opens in a new tab) - Canada Revenue Agency
T10 – Pension Adjustment Reversals (PAR) (opens in a new tab) -Canada Revenue Agency
Contribution Limits (opens in a new tab) - Canada Revenue Agency
Canada Pension Plan (CPP) rates (opens in a new tab) - Canada Revenue Agency
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