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Join your Manulife group retirement program

Welcome! It’s time to join your program. Learn what you need and what to expect.

How to join your program

Getting started with your group retirement plan is easy. Follow the steps to enrol, choose your investment options, and start saving toward retirement today.

  • Step 1 - Sign up for your plan(s)
    • Sign in with your Manulife ID. If you don’t already have a Manulife ID, set one up to join.
    • Enter your access code to choose your plan(s), beneficiaries, and investments.
    • We’ll only save your information once you click Submit.

    Sign in to join
  • Step 2 - Explore your account

    Connect to your online account so you can:

    • Check your savings totals and returns
    • Set goals and track your progress
    • And much more
For help with your Manulife ID, check our support page
679531892

 

What do you need to enrol?

  • Time—You’ll need about 20 to 30 minutes.
  • Your access code and maybe also a policy number—You’ll find these in the material you received, which could be a paper guide, a digital guide, or even a website.
  • Your personal information
    • Social Insurance Number
    • Your beneficiaries
    • The date you started with your organization
    • The date you're eligible to join the plan (if you're not sure, check with your plan administrator)
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A note about spousal RRSPs

If your program allows you to set up a Registered Retirement Savings Plan (RRSP) in your spouse’s name, your spouse will need to use a paper form to sign up. Make sure to check the Spousal Member box at the top of the form.
Get the form

Explore our retirement plans

Plan name

Benefits

Group Retirement Savings Plans

  • Payroll‑deducted savings: contributions come right off your pay
  • Tax‑advantaged savings: the money you put in reduces your taxable income
  • Generally lower fees than many individual plans
  • Opportunity for employer contributions (depending on plan rules)

The Manulife Personal Plan™

  • Allows you and your family to keep saving after you leave your employer’s group plan
  • Access to a wide selection of investment options with generally lower fees than many retail investment options
  • Member Reward Program: the more you save, the more you’re rewarded  
  • Link your account with those of your spouse or common-law partner to potentially enjoy bigger rewards

Group retirement income plans

  • Designed for when you retire—turns savings into retirement income
  • Offers flexible income-plan options depending on the source and type of your saved funds (e.g. RRIF, LIF)
  • Lets you continue with many of the same features you had under your savings plan: similar investments, tools, and support.

FAQs about joining a Manulife group retirement plan

Enrolment typically takes 20 to 30 minutes. You can complete the process online, including selecting your investment options and setting up your contributions. You can enrol in all your available plans in one session.

If you already have a Manulife ID, simply log in with your existing credentials to complete your enrolment. There's no need to create a new account.

Yes, you’ll need your employer's policy number to enrol, as it links your account to your workplace retirement plan.

Yes, you can easily enrol using your mobile device. The Manulife website is mobile-friendly, and allows you to complete the enrolment process on the go.