Help protect your finances and focus on recovery
If you develop a critical illness, you may need to take time off work, arrange additional care for your children, travel to specialized treatment centres and more. Help give yourself financial flexibility to do whatever it takes to get better with Lifecheque critical illness insurance.
Benefits
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Receive your payout faster, with some of your benefit available before the end of the waiting period
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Set your own priorities with a benefit you can use to replace your income
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Keep up with mortgage and debt payments
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Set your own priorities with a benefit you can use to help Manage extra costs
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Keep your business running and minimize disruption
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Provide additional income on top of your employee benefits plan
Long term care
Option to convert permanent coverage to a long term care product after 20 years
Medical Second Opinion
Independent review of diagnosis and treatment recommendations quickly and easily.
Plan details
Core plan:
- You receive a tax-free, lump-sum benefit after satisfying any applicable waiting period if you’re diagnosed with one of 24 critical illnesses
- Receive a partial benefit (25% payout up to $50,000) if you are diagnosed with 1 of 6 early intervention conditions
- Receive a monthly Care Benefit if you satisfy the criteria for functional dependence and need long term care
Optional add-ons:
- Get your eligible premiums back if you surrender your policy early, your policy expires or you die without making a claim
- Help protect your children and provide them the opportunity to get their own critical illness insurance when they turn 21, without medical underwriting
- If you become totally disabled, we waive the premiums
Note: Above features are subject to terms and conditions
Additional resources:
Need to file a claim?
Contact a Manulife Representative by phone: 1-888-626-8543
Please be prepared to provide your policy number, full name, address, date of birth, diagnosis and date of diagnosis. (Please allow 2-5 business days for claims forms to be sent to you.)
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