Insurance that follows wherever life takes you
If you’re leaving the company where you work you’re also leaving your company health plan. But that doesn’t mean you can’t still have affordable, reliable insurance with coverage that may include prescription drugs, dental care, eyewear and more.
You can apply for FollowMe Health & Dental Insurance at any age and get as much coverage as you want for as long as you want. Experience the security of health insurance that follows wherever life takes you. Your coverage is guaranteed with no medical questions asked when you apply and pay your first premium within 90 days of your employee benefits ending*.
Benefits
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Earn rewards and save on premiums with Manulife Vitality
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Guaranteed acceptance*
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Fast and easy electronic claims
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Obtain special rates for couples and families
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Get 24/7 access to consult with healthcare professionals through an app
Plan details
FollowMe Health and Dental plan details
| Coverage |
Basic |
Enhanced |
EnhancedPlus | Premiere |
|---|---|---|---|---|
| Prescription drugs |
$500/year (generic drugs only) |
$1,500/year (generic or brand-name drugs) |
$1,500/year (generic or brand name drugs) | $2,800/year (generic or brand-name drugs) |
| Dental |
Not covered |
Not covered |
80% up to $700 in Year 1, $850 in Year 2, and $1,000 in Year 3+ | 80% up to $800 in Year 1, $1,000 in Year 2, and $1,500 in Year 3+ |
| Vision care | $150 every 2 years | $200 every 2 years | $200 every 2 years | $300 every 2 years |
| Registered specialists and therapists† | $400 combined per year | $600 combined per year | $600 combined per year | $650 combined per year |
| Lean about Basic | Learn about Enhanced | Learn about EnhancedPlus | Learn about Premiere |
† Registered specialists and therapists include acupuncturists, chiropodists, chiropractors, dietitians, massage therapists, naturopaths, osteopaths, physiotherapists, podiatrists. Covers charges up to the amount between what your government health insurance plan covers and/or what is reasonable and customary.
Included in all plans:
- TELUS Health Virtual Care1 – get 24/7 access to virtual healthcare anywhere in the world!
Live healthy, earn rewards and save money with Manulife Vitality!
Available on all Health & Dental plans, Manulife Vitality gives you insurance plus the opportunity to earn rewards and save on how much you pay—all while improving your health! You can earn points for choosing simple activities like eating well and exercising to completing health assessment online. The more engaged you are and the healthier your choices, the more points you can earn towards rewards!
You can save 5% on your first-year premiums AND up to 10% in following years when you select Manulife Vitality with your Flexcare Health & Dental insurance plan.
Need help?
Find more information, get questions answered, your claims submitted:
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Health insurance support Instructions and forms for your Flexcare or FollowMe plan
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Frequently asked questions Learn more about your coverage, timelines, claims and much more
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Submit health and dental claims Sign in to your account and follow the steps to submit a claim
Visit the secure site
Frequently asked questions
Individual health and dental insurance is ideal if you change careers, lose your job or retire and your employee health benefits are ending. With FollowMe, you “own” your plan so you can keep it as long as you and your family need it.
Coverage includes registered specialists and therapists (such as massage therapists, naturopath and chiropractic services), prescription drugs, dental services, homecare and nursing, prosthetic appliances and durable medical equipment, accidental dental, hearing aids and ambulance services. Your plan also gives you access to Akira by TELUS Health** - 24/7 access to healthcare practitioners online, through the virtual healthcare app.
** The insurer cannot guarantee the availability of this benefit indefinitely.
If you’re hurt in an accident, FollowMe includes a fracture benefit as well as an accidental death and dismemberment benefit. If you pass away, your family gets a survivor benefit that continues their coverage for one year.
No. You get guaranteed acceptance if you are eligible and apply within 90 days of your employee benefits ending and you don’t need to complete a medical questionnaire at the time of application.
1 Manulife cannot guarantee the availability of the program indefinitely.
* Guaranteed acceptance dependent upon receipt of the first premium payment and satisfaction of eligibility criteria
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