Why Manulife Permanent life insurance?
Whatever your age, health or history, you can protect the financial security of your loved ones.
Permanent life insurance is a way to gain protection while your policy grows in value over time.
And, simply for being a Manulife customer, you can get more than just financial protection. Take advantage of Manulife Vitality benefits on select permanent life products, at no cost. Earn rewards and save money when you live healthier.
Know your options
Consider a Manulife whole life or universal life product – compare the benefits and features with a quote for some of the products below.
Universal life insurance
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Manulife UL with Vitality Plus™ Get the security of permanent life insurance and tax-advantaged investment growth, plus earn rewards for healthier living. Get the opportunity to lower the cost of your insurance based on participation in the program.
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Manulife UL Manulife UL gives your clients the security of permanent life insurance protection and the opportunity to increase their long-term wealth through tax-advantaged investment growth, across a wide range of investment options.
Take advantage of certain Manulife Vitality benefits at no added cost.
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Note: Above features may be subject to terms and conditions.
Whole life insurance
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Manulife Par with Vitality Plus™ Get guaranteed cash values in the early years and long-term protection.
Immediate growth of policy cash values and long-term protection.
Access to the maximum benefits of Manulife Vitality, rewarding you for healthy living.
Choose how long you pay your premium and how frequently.
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Manulife Par Get guaranteed cash values in the early years and long-term protection.
Immediate growth of policy cash values and long-term protection.
Take advantage of certain Manulife Vitality benefits at no added cost.
Choose how long you pay your premium and how frequently.
View plan details
Guaranteed issue life insurance
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Manulife Guaranteed Issue Life Easy access to life insurance coverage for residents of Canada. No medical exams or health questions.
Coverage from $10,000 to $100,000, in total, for ages 18 to 70.
Coverage from $10,000 to $50,000, in total, for ages 71 to 75.
Premiums that will not increase.
Includes access to the Manulife Vitality rewards program at no added cost (Manulife Vitality Go).
Talk to your advisor to get a quote.
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CoverMe® Guaranteed Issue If you’re a Canadian resident between 40 and 75, CoverMe® Guaranteed Issue Life Insurance guarantees your acceptance for coverage, regardless of your health history.
Coverage from $5,000 to $25,000.
Premiums that will not increase.
Receive an additional 4x the amount of your coverage if you pass away accidentally before the age of 85.
Get a quote and apply online through Manulife CoverMe.
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Explore life insurance products
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