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The 100-year life: why Gen Xers shouldn’t rely on inheritance to fund retirement

Fast, seamless coverage with experts by your side

Mortgage life insurance

Help protect your loved ones, your home and your savings in case something happens to you

Seventy-five percent of Canadian households say that they would have difficulty paying everyday living expenses like their mortgage if the primary breadwinner were to pass away.1 It doesn’t have to be that way. Mortgage life insurance is a simple, convenient and affordable way to protect your family’s future, with coverage that pays off the mortgage balance if the mortgage holder passes away.

Benefits

  • Coverage can start immediately

    No waiting period

  • Budget-friendly payment options

    Monthly, semi-monthly or weekly

  • Top-up existing coverage

    Preserve your current coverage for other priorities

  • You're covered wherever you work

    Coverage stays with you wherever your career takes you

  • Partial coverage

    Flexibility to choose the amount of coverage that works for you and your budget2

  • 60-day money-back guarantee

    So you can consider your options while being covered

Plan details

  • Coverage up to $1 million per person
  • Unique Life Bridge Benefit covers mortgage payments until a submitted life claim is settled so you're not out of pocket while your claim is being reviewed
  • Can be complemented with mortgage disability insurance

Eligibility:

  • To apply, you must be a Canadian resident age 18 to 64 and a borrower, co-borrower or guarantor for a residential mortgage
  • Everyone is eligible for some level of protection

Ready to buy?

Talk to your mortgage broker or mortgage provider.

1 LIMRA, Canadian Life Insurance Ownership, Household Trends, 2013

2 Partial Coverage subject to eligibility criteria.

 

Explore mortgage insurance products

  • Mortgage disability insurance

    Help ease the financial strain on your loved ones with coverage that pays your mortgage if something happens to you.

    Check all plans
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