<?xml version="1.0" encoding="UTF-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:xhtml="http://www.w3.org/1999/xhtml" xmlns:video="http://www.google.com/schemas/sitemap-video/1.1" xmlns:coveo="https://www.coveo.com/schemas/metadata" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9"><url><loc>https://www.manulife.com/ca/fr/about-us</loc><lastmod>2026-07-10T04:53:29.722Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/legal</loc><lastmod>2026-07-10T04:53:27.366Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/social-media-policy</loc><lastmod>2026-07-10T04:53:27.406Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/mlbi-transfer-documents</loc><lastmod>2026-07-10T04:53:27.428Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news</loc><lastmod>2026-07-10T04:53:29.702Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/buyers-remorse-manulife-bank-debt-survey-2022</loc><lastmod>2026-07-10T04:53:27.587Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/canadian-stress-worsened-even-as-financial-positions-improved-manulife-investment-management-study</loc><lastmod>2026-07-10T04:53:27.608Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/canadians-forecast-a-long-rocky-economic-road-ahead-according-to-manulife-bank-debt-survey</loc><lastmod>2026-07-10T04:53:27.628Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/celebrating-earth-month-with-our-uplink-forest-challenge-winners</loc><lastmod>2026-07-10T04:53:27.647Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/empowering-aspiring-tech-professionals-to-build-meaningful-careers</loc><lastmod>2026-07-10T04:53:27.666Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/from-overseas-dream-to-canadian-success-ades-journey-to-manulife-bank-with-windmill-microlending</loc><lastmod>2026-07-10T04:53:27.695Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/genai-capabilities-rolled-out-to-all-manulife-workforce</loc><lastmod>2026-07-10T04:53:27.713Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/growing-number-of-young-canadians-suffering-with-mental-illness-and-diabetes-according-to-manulife-data</loc><lastmod>2026-07-10T04:53:27.731Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/housing-in-crisis-3-in-4-canadians-who-want-a-house-cant-afford-one</loc><lastmod>2026-07-10T04:53:27.749Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/how-cory-became-manulife-vitality-top-points-earner-life-insurance-month</loc><lastmod>2026-07-10T04:53:27.766Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/how-john-hancock-vitality-helped-brian-take-wellness-to-the-next-level</loc><lastmod>2026-07-10T04:53:27.786Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/how-manulife-colleague-karl-pippenger-is-championing-sustainable-cranberry-farming</loc><lastmod>2026-07-10T04:53:27.805Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/how-manulife-vitality-took-kevin-from-sluggish-to-energized</loc><lastmod>2026-07-10T04:53:27.823Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/leading-canadian-life-insurance-companies-jointly-release-an-update-on-new-ifrs-17-accounting-standard</loc><lastmod>2026-07-10T04:53:27.843Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manaulife-named-to-canadas-best-50-corporate-citizens-ranking-by-corporate-knights</loc><lastmod>2026-07-10T04:53:27.864Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-amends-normal-course-issuer-bid-to-repurchase-for-cancellation-up-to-additional-40-million-common-shares</loc><lastmod>2026-07-10T04:53:27.882Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-and-aeroplan-partner-to-give-millions-of-canadians-access-to-rewards</loc><lastmod>2026-07-10T04:53:27.901Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-and-centum-deepen-strategic-partnership-to-better-protect-canadian-homeowners</loc><lastmod>2026-07-10T04:53:27.919Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-and-shoppers-drug-mart-collaborate-to-help-manage-serious-medical-conditions</loc><lastmod>2026-07-10T04:53:27.937Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-and-uplink-launch-innovating-for-asia-demographic-future-challenge</loc><lastmod>2026-07-10T04:53:27.955Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-and-world-economic-forum-announce-global-uplink-innovation-challenges-to-spur-nature-based-solutions-to-climate-change</loc><lastmod>2026-07-10T04:53:27.974Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-and-world-economic-forum-announce-winners-prospering-in-longevity-challenge-to-drive-health-and-financial-resiliency</loc><lastmod>2026-07-10T04:53:27.995Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-and-world-economic-forum-launch-prospering-in-longevity-challenge-to-drive-health-and-financial-resiliency</loc><lastmod>2026-07-10T04:53:28.022Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-1torg-pledge-to-scale-nature-based-solutions-in-effort-to-mitigate-climate-change</loc><lastmod>2026-07-10T04:53:28.082Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-additions-to-its-board-of-directors</loc><lastmod>2026-07-10T04:53:28.12Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-appointments-to-executive-leadership-team</loc><lastmod>2026-07-10T04:53:28.137Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-cleveland-clinic-canada-as-new-medical-director</loc><lastmod>2026-07-10T04:53:28.155Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-dividend-rates-class-1-shares-series-9-august-2022</loc><lastmod>2026-07-10T04:53:28.193Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-dividend-rates-non-cumulative-rate-reset-class-1-shares-series-15</loc><lastmod>2026-07-10T04:53:28.211Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-dividend-rates-non-cumulative-rate-reset-class-1-shares-series-17</loc><lastmod>2026-07-10T04:53:28.229Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-election-of-directors-2021</loc><lastmod>2026-07-10T04:53:28.248Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-election-of-directors-2023</loc><lastmod>2026-07-10T04:53:28.265Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-election-of-directors-2024</loc><lastmod>2026-07-10T04:53:28.283Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-election-of-directors-2025</loc><lastmod>2026-07-10T04:53:28.302Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-intention-to-launch-normal-course-issuer-bid-2023</loc><lastmod>2026-07-10T04:53:28.32Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-intention-to-redeem-class-1-series-21-preferred-shares-4-22-21</loc><lastmod>2026-07-10T04:53:28.338Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-intention-to-redeem-class-1-series-5-preferred-shares-nov-2021</loc><lastmod>2026-07-10T04:53:28.357Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-intention-to-redeem-fixed-floating-subordinated-debentures</loc><lastmod>2026-07-10T04:53:28.374Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-intention-to-redeem-fixed-floating-subordinated-debentures-april-2023</loc><lastmod>2026-07-10T04:53:28.395Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-intention-to-redeem-fixed-floating-subordinated-debentures-june-2024</loc><lastmod>2026-07-10T04:53:28.417Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-journey-to-net-zero</loc><lastmod>2026-07-10T04:53:28.44Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-leadership-changes-to-accelerate-asia-growth</loc><lastmod>2026-07-10T04:53:28.501Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-limited-recourse-capital-notes-issue</loc><lastmod>2026-07-10T04:53:28.519Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-limited-recourse-capital-notes-issue-june-2022</loc><lastmod>2026-07-10T04:53:28.536Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-limited-recourse-capital-notes-issue-nov-2021</loc><lastmod>2026-07-10T04:53:28.555Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-new-global-longevity-innovation-challenge-in-partnership-with-uplink</loc><lastmod>2026-07-10T04:53:28.574Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-normal-course-issuer-bid-feb-2023</loc><lastmod>2026-07-10T04:53:28.612Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-normal-course-issuer-bid-feb-2024</loc><lastmod>2026-07-10T04:53:28.63Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-normal-course-issuer-bid-feb-2025</loc><lastmod>2026-07-10T04:53:28.648Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-results-conversion-privilege-non-cumulative-rate-reset-class-1-shares-series-9</loc><lastmod>2026-07-10T04:53:28.666Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-results-of-conversion-privilege-of-non-cumulative-rate-reset-class-1-shares-series-17</loc><lastmod>2026-07-10T04:53:28.684Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-results-of-external-auditor-tender-process</loc><lastmod>2026-07-10T04:53:28.703Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-subordinated-debenture-issue</loc><lastmod>2026-07-10T04:53:28.722Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-subordinated-debenture-issue-dec-2024</loc><lastmod>2026-07-10T04:53:28.74Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-subordinated-debenture-issue-feb-2024</loc><lastmod>2026-07-10T04:53:28.759Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-subordinated-debenture-issue-may-2025</loc><lastmod>2026-07-10T04:53:28.778Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-appoints-don-lindsay-as-vice-chair-of-the-board-of-directors</loc><lastmod>2026-07-10T04:53:28.85Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-appoints-maryscott-greenwood-as-global-head-of-government-relations</loc><lastmod>2026-07-10T04:53:28.868Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-appoints-stephanie-fadous-chief-actuary</loc><lastmod>2026-07-10T04:53:28.887Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-bank-debt-survey-2021</loc><lastmod>2026-07-10T04:53:28.904Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-bank-financial-health-survey-finds-economic-volatility-taking-a-toll-on-canadians</loc><lastmod>2026-07-10T04:53:28.922Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-brings-mortgage-protection-insurance-into-the-digital-world</loc><lastmod>2026-07-10T04:53:28.94Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-cautions-investors-regarding-new-york-stock-and-bond-llc-offer-for-shares</loc><lastmod>2026-07-10T04:53:28.958Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-cautions-investors-regarding-new-york-stock-and-bond-llc-offer-for-shares-dec-2024</loc><lastmod>2026-07-10T04:53:28.976Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-cautions-investors-regarding-obatan-llc-offer-for-shares</loc><lastmod>2026-07-10T04:53:28.994Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-cautions-investors-regarding-obatan-llc-offer-for-shares-feb</loc><lastmod>2026-07-10T04:53:29.013Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-cautions-investors-regarding-obatan-llc-offer-for-shares-june-2022</loc><lastmod>2026-07-10T04:53:29.031Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-cautions-investors-regarding-obatan-llc-offer-for-shares-may</loc><lastmod>2026-07-10T04:53:29.049Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-cautions-investors-regarding-obatan-llc-offer-for-shares1</loc><lastmod>2026-07-10T04:53:29.068Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-cautions-investors-regarding-ocehan-llc-offer-for-shares</loc><lastmod>2026-07-10T04:53:29.085Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-celebrates-100-years-of-the-iconic-south-tower-in-toronto</loc><lastmod>2026-07-10T04:53:29.105Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-cfo-colin-simpson-to-participate-in-fireside-chat-national-bank-canada</loc><lastmod>2026-07-10T04:53:29.127Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-cfo-colin-simpson-to-participate-in-fireside-chat-national-bank-canada-23rd-annual-fsc</loc><lastmod>2026-07-10T04:53:29.159Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-chief-actuary-to-speak-at-the-national-bank-financial-19th-annual-financial-services-conference</loc><lastmod>2026-07-10T04:53:29.179Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-chief-financial-officer-phil-witherington-to-participate-fireside-nbc-20th-conference</loc><lastmod>2026-07-10T04:53:29.199Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-closes-largest-canadian-universal-life-reinsurance-transaction-with-rga</loc><lastmod>2026-07-10T04:53:29.22Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-closes-ltc-reinsurance-transaction-with-rga</loc><lastmod>2026-07-10T04:53:29.462Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-closes-milestone-reinsurance-transaction-with-global-atlantic</loc><lastmod>2026-07-10T04:53:29.487Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-closes-us-variable-annuity-reinsurance-transaction-with-venerable-holdings-inc</loc><lastmod>2026-07-10T04:53:29.545Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-community-investment-a-legacy-of-care</loc><lastmod>2026-07-10T04:53:29.567Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-completes-limited-recourse-capital-notes-offering</loc><lastmod>2026-07-10T04:53:29.631Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-completes-limited-recourse-capital-notes-offering-june-2022</loc><lastmod>2026-07-10T04:53:29.652Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-data-suggests-canadians-are-unaware-of-insurance-needs-for-trips-within-canada</loc><lastmod>2026-07-10T04:53:29.686Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-1q21</loc><lastmod>2026-07-10T04:53:38.508Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-1q22</loc><lastmod>2026-07-10T04:53:38.523Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-1q23</loc><lastmod>2026-07-10T04:53:38.535Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-1q24</loc><lastmod>2026-07-10T04:53:38.546Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-1q25</loc><lastmod>2026-07-10T04:53:38.558Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-2q21</loc><lastmod>2026-07-10T04:53:38.571Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-2q22</loc><lastmod>2026-07-10T04:53:38.587Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-2q23</loc><lastmod>2026-07-10T04:53:38.598Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-2q24</loc><lastmod>2026-07-10T04:53:38.611Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-2q25</loc><lastmod>2026-07-10T04:53:38.623Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-3q21</loc><lastmod>2026-07-10T04:53:38.635Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-3q22</loc><lastmod>2026-07-10T04:53:38.65Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-3q23</loc><lastmod>2026-07-10T04:53:38.663Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-3q24</loc><lastmod>2026-07-10T04:53:38.675Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-4q20</loc><lastmod>2026-07-10T04:53:38.687Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-4q21</loc><lastmod>2026-07-10T04:53:38.701Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-4q22</loc><lastmod>2026-07-10T04:53:38.716Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-4q23</loc><lastmod>2026-07-10T04:53:38.728Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-4q24</loc><lastmod>2026-07-10T04:53:38.74Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-1q21</loc><lastmod>2026-07-10T04:53:38.753Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-1q22</loc><lastmod>2026-07-10T04:53:38.77Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-1q23</loc><lastmod>2026-07-10T04:53:38.784Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-1q24</loc><lastmod>2026-07-10T04:53:38.797Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-1Q25</loc><lastmod>2026-07-10T04:53:38.809Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-2q21</loc><lastmod>2026-07-10T04:53:38.826Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-2q22</loc><lastmod>2026-07-10T04:53:38.841Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-2q23</loc><lastmod>2026-07-10T04:53:38.854Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-2q24</loc><lastmod>2026-07-10T04:53:38.867Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-2q25</loc><lastmod>2026-07-10T04:53:38.88Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-3q21</loc><lastmod>2026-07-10T04:53:38.892Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-3q22</loc><lastmod>2026-07-10T04:53:38.912Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-3q23</loc><lastmod>2026-07-10T04:53:38.929Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-3q24</loc><lastmod>2026-07-10T04:53:38.945Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-4q20</loc><lastmod>2026-07-10T04:53:38.959Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-4q21</loc><lastmod>2026-07-10T04:53:38.974Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-4q22</loc><lastmod>2026-07-10T04:53:38.99Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-4q23</loc><lastmod>2026-07-10T04:53:39.003Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-4q24</loc><lastmod>2026-07-10T04:53:39.016Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-deepens-esg-focus-with-launch-of-impact-agenda</loc><lastmod>2026-07-10T04:53:39.029Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-displays-over-12000-canadian-flags-fallen-heroes-2021</loc><lastmod>2026-07-10T04:53:39.046Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-donating-250000-to-support-covid-19-relief-efforts-in-asia</loc><lastmod>2026-07-10T04:53:39.062Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-employee-health-report-shows-drug-claims-for-anti-obesity-medication-increased</loc><lastmod>2026-07-10T04:53:39.079Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-enhances-virtual-id-verification-in-canada</loc><lastmod>2026-07-10T04:53:39.1Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-enters-agreement-to-reinsure-over-75-percent-of-us-variable-annuity-block-to-venerable-holdings-inc</loc><lastmod>2026-07-10T04:53:39.119Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-expands-vitality-program-in-unprecedented-move-to-disrupt-traditional-insurance-industry</loc><lastmod>2026-07-10T04:53:39.141Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-files-2022-audited-annual-financial-statements-and-related-mda</loc><lastmod>2026-07-10T04:53:39.159Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-files-2023-audited-annual-financial-statements-and-related-mda</loc><lastmod>2026-07-10T04:53:39.178Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-files-2024-audited-annual-financial-statements-and-related-mda</loc><lastmod>2026-07-10T04:53:39.195Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-financial-announces-conversion-privileges-for-its-series-3-and-series-4-class-1-preferred-shares-4-22-21</loc><lastmod>2026-07-10T04:53:39.221Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-financial-corporation-announces-conversion-privilege-of-non-cumulative-rate-reset-class-1-shares-series-11-2023</loc><lastmod>2026-07-10T04:53:39.24Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-financial-corporation-announces-conversion-privilege-of-non-cumulative-rate-reset-class-1-shares-series-17</loc><lastmod>2026-07-10T04:53:39.26Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-financial-corporation-announces-conversion-privilege-of-non-cumulative-rate-reset-class-1-shares-series-25</loc><lastmod>2026-07-10T04:53:39.279Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-financial-corporation-announces-conversion-privilege-of-non-cumulative-rate-reset-class-1-shares-series-9</loc><lastmod>2026-07-10T04:53:39.299Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-financial-corporation-announces-dividend-rates-on-non-cumulative-rate-reset-class-1-shares-series-11</loc><lastmod>2026-07-10T04:53:39.317Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-financial-corporation-announces-dividend-rates-on-non-cumulative-rate-reset-class-1-shares-series-25-and-floating-series-26</loc><lastmod>2026-07-10T04:53:39.341Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-financial-corporation-announces-intention-to-redeem-singapore-dollar-subordinated-notes</loc><lastmod>2026-07-10T04:53:39.36Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-financial-corporation-announces-intention-to-redeem-usd-4_70pct-senior-notes</loc><lastmod>2026-07-10T04:53:39.378Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-financial-corporation-announces-results-of-conversion-privilege-of-non-cumulative-rate-reset-class-1-shares-series-11</loc><lastmod>2026-07-10T04:53:39.394Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-financial-corporation-announces-results-of-conversion-privilege-of-non-cumulative-rate-reset-class-1-shares-series-15-june-2024</loc><lastmod>2026-07-10T04:53:39.413Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-financial-corporation-announces-results-of-conversion-privilege-of-non-cumulative-rate-reset-class-1-shares-series-25</loc><lastmod>2026-07-10T04:53:39.44Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-financial-corporation-announces-results-of-conversion-privileges-of-class-1-preferred-shares,-series-3-and-series-4</loc><lastmod>2026-07-10T04:53:39.459Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-financial-corporation-completes-us-public-offering-of-senior-green-notes</loc><lastmod>2026-07-10T04:53:39.477Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-financial-corporation-prices-us-public-offering-of-senior-green-notes</loc><lastmod>2026-07-10T04:53:39.494Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-gives-37000-employees-dedicated-afternoon-to-reflect-on-diversity-followed-by-thank-you-day-off</loc><lastmod>2026-07-10T04:53:39.511Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-hosts-author-soledad-obrien</loc><lastmod>2026-07-10T04:53:39.536Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-hosts-investor-day-2024</loc><lastmod>2026-07-10T04:53:39.553Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-hosts-nobel-laureate-malala-yousafzai</loc><lastmod>2026-07-10T04:53:39.571Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-increases-common-shareholders-dividend-by-18-percent-december-2021</loc><lastmod>2026-07-10T04:53:39.589Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-insurance-launches-two-guaranteed-solutions</loc><lastmod>2026-07-10T04:53:39.607Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-achieves-fitwel-viral-response-module-certification-with-distinction-for-north-american-real-estate-portfolio</loc><lastmod>2026-07-10T04:53:39.624Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-acquires-us-timberlands-for-impact-first-investment</loc><lastmod>2026-07-10T04:53:39.645Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-among-top-honorees-from-fundata-canada</loc><lastmod>2026-07-10T04:53:39.664Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-acquisition-of-mixed-use-property-in-squamish-bc</loc><lastmod>2026-07-10T04:53:39.685Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-cash-distributions-etf-aug2022</loc><lastmod>2026-07-10T04:53:39.702Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-cash-distributions-etf-feb2022</loc><lastmod>2026-07-10T04:53:39.72Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-cash-distributions-etf-oct2021</loc><lastmod>2026-07-10T04:53:39.739Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-cash-distributions-etf-sept2022</loc><lastmod>2026-07-10T04:53:39.757Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-cash-distributions-for-manulife-exchange-traded-funds-2021</loc><lastmod>2026-07-10T04:53:39.775Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-cash-distributions-for-manulife-exchange-traded-funds-july-2022</loc><lastmod>2026-07-10T04:53:39.796Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-cash-distributions-for-manulife-exchange-traded-funds-nov-22</loc><lastmod>2026-07-10T04:53:39.816Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-cash-distributions-for-manulife-exchange-traded-funds2</loc><lastmod>2026-07-10T04:53:39.835Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-cash-distributions-for-manulife-exchange-traded-funds3</loc><lastmod>2026-07-10T04:53:39.854Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-estimated-cash-distributions-for-etf-2021</loc><lastmod>2026-07-10T04:53:39.873Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-estimated-cash-distributions-for-manulife-exchange-traded-funds-dec-22</loc><lastmod>2026-07-10T04:53:39.891Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-estimated-reinvested-capital-gains-distributions-for-etf-2021</loc><lastmod>2026-07-10T04:53:39.911Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-estimated-reinvested-capital-gains-distributions-for-manulife-exchange-traded-funds-dec-22</loc><lastmod>2026-07-10T04:53:39.931Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-etf-cash-distributions-2022</loc><lastmod>2026-07-10T04:53:39.951Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-final-2022-cash-distributions-for-manulife-exchange-traded-funds</loc><lastmod>2026-07-10T04:53:39.973Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-final-cash-distributions-etf-dec-2021</loc><lastmod>2026-07-10T04:53:39.994Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-final-reinvested-capital-gains-distributions-etf-dec-2021</loc><lastmod>2026-07-10T04:53:40.013Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-final-reinvested-capital-gains-distributions-for-manulife-exchange-traded-funds</loc><lastmod>2026-07-10T04:53:40.032Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-management-fee-reductions-for-seven-mutual-funds</loc><lastmod>2026-07-10T04:53:40.051Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-new-mutual-fund-bundle</loc><lastmod>2026-07-10T04:53:40.072Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-promotions-and-updates-to-fixed-income-teams</loc><lastmod>2026-07-10T04:53:40.092Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-updates-to-investment-offerings</loc><lastmod>2026-07-10T04:53:40.114Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-updates-to-investment-offerings-2022</loc><lastmod>2026-07-10T04:53:40.135Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-appoints-co-chief-investment-strategists</loc><lastmod>2026-07-10T04:53:40.156Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-completes-acquisition-of-cqs</loc><lastmod>2026-07-10T04:53:40.177Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-expands-impact-investing-and-natural-climate-solutions-team</loc><lastmod>2026-07-10T04:53:40.197Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-launches-manulife-real-asset-investment-fund</loc><lastmod>2026-07-10T04:53:40.218Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-launches-two-new-smart-defensive-equity-etfs</loc><lastmod>2026-07-10T04:53:51.457Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-offers-funds-tackling-climate-change</loc><lastmod>2026-07-10T04:53:51.473Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-presents-the-reimagined-manulife-centre</loc><lastmod>2026-07-10T04:53:51.488Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-recognized-at-the-2021-lipper-fund-awards</loc><lastmod>2026-07-10T04:53:51.504Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-to-acquire-multi-sector-alternative-credit-manager-cqs</loc><lastmod>2026-07-10T04:53:51.521Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investor-day-2021</loc><lastmod>2026-07-10T04:53:51.537Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-launches-2021-acts-of-kindness-program</loc><lastmod>2026-07-10T04:53:51.553Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-launches-fuel-up-fridays-well-being-initiative-and-announces-5-extra-personal-days-in-2022</loc><lastmod>2026-07-10T04:53:51.57Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-launches-million-dollar-partnership-with-lending-platform-kiva</loc><lastmod>2026-07-10T04:53:51.587Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-management-information-announces-cash-distributions-for-etfs-april-2022</loc><lastmod>2026-07-10T04:53:51.603Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-management-information-announces-cash-distributions-for-etfs-june-2022</loc><lastmod>2026-07-10T04:53:51.619Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-management-information-circular-and-annual-report-2022-now-available</loc><lastmod>2026-07-10T04:53:51.636Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-management-information-circular-and-annual-report-2023-now-available</loc><lastmod>2026-07-10T04:53:51.652Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-management-information-circular-and-annual-report-2024-now-available</loc><lastmod>2026-07-10T04:53:51.67Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-management-information-circular-and-annual-report-now-available</loc><lastmod>2026-07-10T04:53:51.688Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-management-information-launches-us-mid-cap-equity-funds-mawer</loc><lastmod>2026-07-10T04:53:51.707Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-named-2024-gallup-exceptional-workplace-award-winner-for-second-year-in-a-row</loc><lastmod>2026-07-10T04:53:51.727Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-named-2025-gallup-exceptional-workplace-award-winner-for-third-year-in-a-row</loc><lastmod>2026-07-10T04:53:51.745Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-named-number-1-life-insurance-company-for-ai-maturity-by-evident</loc><lastmod>2026-07-10T04:53:51.762Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-named-one-of-canadas-best-50-corporate-citizens</loc><lastmod>2026-07-10T04:53:51.784Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-named-to-2021-dow-jones-sustainability-index</loc><lastmod>2026-07-10T04:53:51.801Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-named-to-2022-dow-jones-sustainability-index</loc><lastmod>2026-07-10T04:53:51.817Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-named-to-2023-dow-jones-sustainability-north-america-index</loc><lastmod>2026-07-10T04:53:51.833Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-named-to-2024-corporate-knights-global-100</loc><lastmod>2026-07-10T04:53:51.85Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-named-to-2024-dow-jones-sustainability-north-america-index</loc><lastmod>2026-07-10T04:53:51.867Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-named-to-2025-corporate-knights-global-100</loc><lastmod>2026-07-10T04:53:51.884Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-names-steve-finch-asia-president-and-ceo</loc><lastmod>2026-07-10T04:53:51.902Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-once-again-ranked-as-one-of-canadas-top-employers-2022</loc><lastmod>2026-07-10T04:53:51.919Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-once-again-ranked-one-of-canadas-top-employers</loc><lastmod>2026-07-10T04:53:51.936Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-partners-with-leading-health-tech-provider-to-deliver-the-next-generation-of-health-care-experiences-to-canadians</loc><lastmod>2026-07-10T04:53:51.954Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-partners-with-maven-clinic-to-bring-womens-and-family-health-to-members</loc><lastmod>2026-07-10T04:53:51.99Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-partners-with-national-geographic-society-to-safeguard-world-heritage-sites-from-climate-change-impacts</loc><lastmod>2026-07-10T04:53:52.007Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-president-and-ceo-roy-gori-announces-his-plans-to-retire-in-may-2025</loc><lastmod>2026-07-10T04:53:52.026Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-president-and-ceo-roy-gori-to-participate-in-fireside-chat-with-td-securities-dec-2024</loc><lastmod>2026-07-10T04:53:52.044Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-president-and-ceo-roy-gori-to-speak-at-world-economic-forum</loc><lastmod>2026-07-10T04:53:52.069Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-president-and-chief-executive-officer-phil-witherington-to-participate-in-fireside-chat-at-scotiabank-financials-summit-2025</loc><lastmod>2026-07-10T04:53:52.091Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-president-and-chief-executive-officer-roy-gori-to-participate-in-fireside-chat-at-scotiabank-financials-summit-2023</loc><lastmod>2026-07-10T04:53:52.111Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-president-and-chief-executive-officer-roy-gori-to-participate-in-fireside-chat-at-scotiabank-financials-summit-2024</loc><lastmod>2026-07-10T04:53:52.129Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-president-and-chief-executive-officer-roy-gori-to-participate-in-virtual-fireside-chat-at-scotiabank-financials-summit-2022</loc><lastmod>2026-07-10T04:53:52.147Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-president-and-chief-executive-officer-roy-gori-to-participate-in-virtual-fireside-chat-at-the-scotiabank-financials-summit</loc><lastmod>2026-07-10T04:53:52.166Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-president-and-chief-executive-officer-roy-gori-to-participate-in-virtual-fireside-chat-td-securities-2023</loc><lastmod>2026-07-10T04:53:52.186Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-president-and-chief-executive-officer-roy-gori-to-participate-in-virtual-fireside-chat-with-td-securities-nov-2021</loc><lastmod>2026-07-10T04:53:52.205Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-ranked-as-one-of-canadas-top-employers-2022</loc><lastmod>2026-07-10T04:53:52.28Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-ranked-as-one-of-the-worlds-best-employers-by-forbes-in-2021</loc><lastmod>2026-07-10T04:53:52.297Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-ranked-as-one-of-worlds-best-employers-forbes-2022</loc><lastmod>2026-07-10T04:53:52.314Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-recognized-as-one-of-canadas-most-admired-corporate-cultures-for-fifth-time</loc><lastmod>2026-07-10T04:53:52.332Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-recognized-as-one-of-canadas-most-admired-corporate-cultures-waterstone-hall-of-fame</loc><lastmod>2026-07-10T04:53:52.35Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-releases-2020-sustainability-report-and-public-accountability-statement</loc><lastmod>2026-07-10T04:53:52.368Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-releases-2021-esg-report-and-pas</loc><lastmod>2026-07-10T04:53:52.387Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-releases-2022-esg-report-and-pas</loc><lastmod>2026-07-10T04:53:52.405Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-releases-2023-sustainability-report-and-pas</loc><lastmod>2026-07-10T04:53:52.422Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-releases-2024-sustainability-report-and-pas</loc><lastmod>2026-07-10T04:53:52.44Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-releases-details-for-its-investor-day-on-june-29-2021</loc><lastmod>2026-07-10T04:53:52.458Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-releases-updated-statistical-information-package-template</loc><lastmod>2026-07-10T04:53:52.476Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-releases-webcast-details-for-its-investor-day-on-june-29-2021</loc><lastmod>2026-07-10T04:53:52.496Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-retirement-report-highlights-generational-preparedness-and-financial-resilience-as-longevity-increases</loc><lastmod>2026-07-10T04:53:52.947Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-selects-dentsu-to-power-its-global-brand-strategy</loc><lastmod>2026-07-10T04:53:52.969Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-shares-responsible-ai-principles-at-reuters-momentum-ai-summit</loc><lastmod>2026-07-10T04:53:53.009Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-statement-on-favourable-outcome-in-mosten-litigation</loc><lastmod>2026-07-10T04:53:53.07Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-supports-womens-mental-health-and-well-being-through-camh</loc><lastmod>2026-07-10T04:53:53.091Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-host-investor-day-in-asia</loc><lastmod>2026-07-10T04:53:53.166Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-issue-500-million-subordinated-notes-due-2034</loc><lastmod>2026-07-10T04:53:53.187Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-first-quarter-2021-financial-results</loc><lastmod>2026-07-10T04:53:53.208Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-first-quarter-2022-financial-results</loc><lastmod>2026-07-10T04:53:53.227Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-first-quarter-2023-financial-results</loc><lastmod>2026-07-10T04:53:53.248Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-first-quarter-2024-financial-results</loc><lastmod>2026-07-10T04:53:53.272Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-first-quarter-2025-financial-results</loc><lastmod>2026-07-10T04:53:53.292Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-fourth-quarter-and-full-year-2023-financial-results</loc><lastmod>2026-07-10T04:53:53.312Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-fourth-quarter-and-full-year-2024-results</loc><lastmod>2026-07-10T04:53:53.333Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-fourth-quarter-and-year-end-2020-financial-results</loc><lastmod>2026-07-10T04:53:53.354Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-fourth-quarter-and-year-end-2021-financial-results</loc><lastmod>2026-07-10T04:53:53.376Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-fourth-quarter-and-year-end-2022-financial-results</loc><lastmod>2026-07-10T04:54:03.437Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-second-quarter-2021-financial-results</loc><lastmod>2026-07-10T04:54:03.454Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-second-quarter-2022-financial-results</loc><lastmod>2026-07-10T04:54:03.471Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-second-quarter-2023-financial-results</loc><lastmod>2026-07-10T04:54:03.487Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-second-quarter-2024-results</loc><lastmod>2026-07-10T04:54:03.503Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-second-quarter-2025-financial-results</loc><lastmod>2026-07-10T04:54:03.517Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-third-quarter-2021-financial-results</loc><lastmod>2026-07-10T04:54:03.533Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-third-quarter-2022-financial-results</loc><lastmod>2026-07-10T04:54:03.548Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-third-quarter-2023-financial-results</loc><lastmod>2026-07-10T04:54:03.563Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-third-quarter-2024-results</loc><lastmod>2026-07-10T04:54:03.578Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulifes-new-report-sees-economys-toll-on-canadians-financial-and-mental-health-and-employers-bottom-lines</loc><lastmod>2026-07-10T04:54:03.595Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulifes-partnership-with-cifar-is-driving-groundbreaking-research-globally-four-decades-on</loc><lastmod>2026-07-10T04:54:03.611Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/many-canadians-responding-to-volatile-economy-by-engaging-in-good-financial-behaviours-and-planning</loc><lastmod>2026-07-10T04:54:03.629Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/marathon-man-goes-the-extra-mile-with-john-hancock-vitality</loc><lastmod>2026-07-10T04:54:03.644Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/may-tan-appointed-to-manulife-board-of-directors</loc><lastmod>2026-07-10T04:54:03.659Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/nancy-carroll-and-john-montalbano-appointed-to-manulifes-board-of-directors</loc><lastmod>2026-07-10T04:54:03.674Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/nearly-15-percent-rise-in-canadian-women-using-fertility-drugs-new-manulife-canada-data-shows</loc><lastmod>2026-07-10T04:54:03.69Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/new-manulife-data-shows-spike-in-adults-adhd-diagnosis</loc><lastmod>2026-07-10T04:54:03.724Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/new-report-highlights-employers-role-in-meeting-womens-menopause-fertility-and-postpartum-health-care-needs</loc><lastmod>2026-07-10T04:54:03.74Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/pandemic-falllout-manulife-wellness-report</loc><lastmod>2026-07-10T04:54:03.758Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/photo-opportunity-manulife-displays-over-12000-canadian-flags-to-remember-our-fallen-heroes</loc><lastmod>2026-07-10T04:54:03.79Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/post-pandemic-challenges-canadian-workers-losing-48-days-per-year-to-absences-and-presenteeism-according-to-manulife-data</loc><lastmod>2026-07-10T04:54:03.815Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/promoting-childrens-mental-health-through-nature-manulife-partnership-with-universite-de-montreal</loc><lastmod>2026-07-10T04:54:03.833Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/raising-the-bar-for-health-in-asia</loc><lastmod>2026-07-10T04:54:03.851Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/sip-press-release</loc><lastmod>2026-07-10T04:54:03.867Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/the-manulife-cifar-partnership-research-to-support-canadas-pandemic-recovery</loc><lastmod>2026-07-10T04:54:03.883Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/travel-coverage-helps-turn-near-disaster-into-a-dream-vacation</loc><lastmod>2026-07-10T04:54:03.9Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/two-out-of-three-canadians-want-to-be-rewarded-for-healthy-behaviour</loc><lastmod>2026-07-10T04:54:03.917Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/vanessa-kanu-appointed-to-manulife-board-of-directors</loc><lastmod>2026-07-10T04:54:03.935Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/women-insurance-agents-thrive-at-manulife-asia</loc><lastmod>2026-07-10T04:54:03.952Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-wam-brings-transformative-power-of-ai-to-its-investment</loc><lastmod>2026-07-10T04:54:03.971Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-bank-launches-streamlined-specialized-lending-suite-to-empower-advisors-and-enhance-client-experience</loc><lastmod>2026-07-10T04:54:03.988Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-canada-unveils-streamlined-platform-for-travel-agents</loc><lastmod>2026-07-10T04:54:04.001Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-and-uplink-announce-winners-of-innovating-for-asias-deomographic-future-challenge</loc><lastmod>2026-07-10T04:54:04.017Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-becomes-first-life-and-health-insurer-in-the-world-to-support-national-natural-prescription-program</loc><lastmod>2026-07-10T04:54:04.034Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-wealth-and-asset-management-brings-transformative-power-of-ai-to-its-investment-teams</loc><lastmod>2026-07-10T04:54:04.048Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-partners-with-m3-unlocking-new-insurance-opportunities-for-brokers</loc><lastmod>2026-07-10T04:54:04.066Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-third-quarter-2025-financial-results</loc><lastmod>2026-07-10T04:54:04.081Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/hai-ling-appointed-to-manulife-board-of-directors</loc><lastmod>2026-07-10T04:54:04.098Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/november-2025-announcement</loc><lastmod>2026-07-10T04:54:04.121Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-strategic-priorities</loc><lastmod>2026-07-10T04:54:04.136Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-3Q25</loc><lastmod>2026-07-10T04:54:04.15Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-becomes-first-canadian-insurer-to-offer-the-galleri-multi-cancer-early-detection-test-by-grail</loc><lastmod>2026-07-10T04:54:04.18Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-3Q25</loc><lastmod>2026-07-10T04:54:04.199Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-launches-global-longevity-institute</loc><lastmod>2026-07-10T04:54:04.217Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-named-one-of-canada-s-top-100-employers-for-the-fifth-c</loc><lastmod>2026-07-10T04:54:04.442Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-vitality-expands-with-new-partners-and-personalized-hea</loc><lastmod>2026-07-10T04:54:04.458Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-chief-financial-officer-colin-simpson-to-participate-in</loc><lastmod>2026-07-10T04:54:04.472Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-expands-segregated-fund-lineup-with-new-solutions-manag</loc><lastmod>2026-07-10T04:54:04.487Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-expands-segregated-fund-lineup-with-fidelity-global-fun</loc><lastmod>2026-07-10T04:54:04.504Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-reaches-agreement-to-sell-mvi-life-in-vietnam-to-asahi-life</loc><lastmod>2026-07-10T04:54:04.522Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-financial-corporation-prices-u-s--public-offering-of-se</loc><lastmod>2026-07-10T04:54:04.545Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-cautions-investors-regarding-ocehan-llc-offer-for-share</loc><lastmod>2026-07-10T04:54:04.562Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-launching-impact-forests--a-global-forest-restoration-i</loc><lastmod>2026-07-10T04:54:04.583Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-advances-longevity-leadership-in-canada-with-support</loc><lastmod>2026-07-10T04:54:04.621Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-fourth-quarter-and-full-year-2025-results</loc><lastmod>2026-07-10T04:54:04.648Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-canada-delivers-faster-life-insurance-approvals-with-ai</loc><lastmod>2026-07-10T04:54:04.667Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-4Q25</loc><lastmod>2026-07-10T04:54:04.691Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-4Q25</loc><lastmod>2026-07-10T04:54:04.725Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-intention-to-launch-normal-course-issuer-bid-q4-2025</loc><lastmod>2026-07-10T04:54:04.741Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-files-2025-audited-annual-financial-statements-and-related-mda</loc><lastmod>2026-07-10T04:54:04.759Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-canada-invests-1-million-in-one-of-halifax-largest-rec-centres</loc><lastmod>2026-07-10T04:54:04.777Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-2026-gallup-exceptional-workplace-award-winner</loc><lastmod>2026-07-10T04:54:04.815Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-selects-akka-to-operationalize-agentic-ai</loc><lastmod>2026-07-10T04:54:04.834Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-chief-financial-officer-colin-simpson-to-participate-in-24-annual-national-bank-conference</loc><lastmod>2026-07-10T04:54:04.859Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-canada-partners-with-osara-health-to-bring-personalized-cancer-support-to-canadians</loc><lastmod>2026-07-10T04:54:04.882Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-management-information-circular-and-annual-report-2025-now-available</loc><lastmod>2026-07-10T04:54:04.904Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-canada-announces-1-million-commitment-to-power-dementia-prevention-clinic-in-quebec</loc><lastmod>2026-07-10T04:54:04.925Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-first-quarter-2026-results</loc><lastmod>2026-07-10T04:54:04.948Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-and-the-world-economic-forums-uplink-initiative-launch-</loc><lastmod>2026-07-10T04:54:05.206Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/access-to-fertility-coverage-remains-limited-manulife-data-shows</loc><lastmod>2026-07-10T04:54:05.244Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-commits-to-expand-youth-mental-health-prevention-across-quebec</loc><lastmod>2026-07-10T04:54:05.269Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-financial-announces-conversion-privileges-for-its-serie</loc><lastmod>2026-07-10T04:54:05.334Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-global-chief-ai-officer-jodie-wallis-named-best-executive</loc><lastmod>2026-07-10T04:54:05.355Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-turns-longevity-into-action-through-volunteerism-with-first-ever-global-impact-week</loc><lastmod>2026-07-10T04:54:05.381Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-releases-2025-sustainability-report-and-public-accountability-statement</loc><lastmod>2026-07-10T04:54:05.444Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-1q26</loc><lastmod>2026-07-10T04:54:05.465Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-1q26</loc><lastmod>2026-07-10T04:54:05.493Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-election-of-directors-q1-2026</loc><lastmod>2026-07-10T04:54:05.508Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-wealth-and-asset-management-continues-to-build-its-ai-leadership</loc><lastmod>2026-07-10T04:54:05.528Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-executive-leadership-team-changes</loc><lastmod>2026-07-10T04:54:05.548Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-dividend-rates-non-cumulative-rate-reset-class-1-shares-series-3</loc><lastmod>2026-07-10T04:54:05.568Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/mental-fatigue-and-burnout-drive-productivity-losses-equivalent-to-46-working-days-per-employee-manulife-canada-report</loc><lastmod>2026-07-10T04:54:05.586Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-issue-s500-million-subordinated-notes-due-2036</loc><lastmod>2026-07-10T04:54:05.606Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-wealth-and-asset-management-expands-exclusive-health-and-wellness-offers-to-retirement-plan-members-and-wealth-clients-in-canada</loc><lastmod>2026-07-10T04:54:05.624Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-results-of-conversion-privileges-of-class-1-preferred-shares-series-3-series-4</loc><lastmod>2026-07-10T04:54:05.645Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-earns-celent-model-insurer-recognition-for-ai-leadership-in-underwriting</loc><lastmod>2026-07-10T04:54:05.665Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-named-number-one-life-insurer-for-ai-maturity-for-second-consecutive-year-by-evident</loc><lastmod>2026-07-10T04:54:05.685Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-interest-rate-reset-on-limited-recourse-capital-notes-series-1</loc><lastmod>2026-07-10T04:54:05.705Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/as-life-milestones-shift-manulife-urges-canadians-to-review-their-financial-protection</loc><lastmod>2026-07-10T04:54:05.732Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-named-to-corporate-knights-best-50-corporate-citizens-in-canada-for-sixth-consecutive-year</loc><lastmod>2026-07-10T04:54:05.754Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/markets</loc><lastmod>2026-07-10T04:54:05.777Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/privacy-policy</loc><lastmod>2026-07-10T04:54:05.93Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/privacy-policy/privacy-statement</loc><lastmod>2026-07-10T04:54:05.897Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/manulife-re</loc><lastmod>2026-07-10T04:54:26.955Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/investors</loc><lastmod>2026-07-10T04:54:28.855Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/investors/stock-information</loc><lastmod>2026-07-10T04:54:27.197Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/investors/upcoming-events</loc><lastmod>2026-07-10T04:54:27.247Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/investors/dividends</loc><lastmod>2026-07-10T04:54:27.329Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/investors/results-and-reports</loc><lastmod>2026-07-10T04:54:27.403Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/investors/ratings</loc><lastmod>2026-07-10T04:54:27.806Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/investors/past-events</loc><lastmod>2026-07-10T04:54:27.867Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/investors/shareholder-services</loc><lastmod>2026-07-10T04:54:28.216Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/investors/shareholder-services/preferred-shares</loc><lastmod>2026-07-10T04:54:28.162Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/investors/shareholder-services/unclaimed-benefits</loc><lastmod>2026-07-10T04:54:28.186Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/investors/investor-day</loc><lastmod>2026-07-10T04:54:28.308Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/investors/annual-meeting</loc><lastmod>2026-07-10T04:54:28.379Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/investors/investor-contacts</loc><lastmod>2026-07-10T04:54:28.541Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/investors/strategy</loc><lastmod>2026-07-10T04:54:28.821Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/fraud-prevention-centre</loc><lastmod>2026-07-10T04:54:28.98Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/corporate-governance</loc><lastmod>2026-07-10T04:54:29.267Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/corporate-governance/board-committees</loc><lastmod>2026-07-10T04:54:29.114Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/corporate-governance/board-of-directors</loc><lastmod>2026-07-10T04:54:29.202Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/who-we-are</loc><lastmod>2026-07-10T04:54:29.546Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/who-we-are/our-leaders</loc><lastmod>2026-07-10T04:54:29.397Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/who-we-are/our-story</loc><lastmod>2026-07-10T04:54:29.44Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/sign-in</loc><lastmod>2026-07-10T04:54:29.602Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/ai</loc><lastmod>2026-07-10T04:54:30.042Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/ai/sales-enablement</loc><lastmod>2026-07-10T04:54:29.848Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/ai/quick-quote</loc><lastmod>2026-07-10T04:54:29.891Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/ai/lease-summarization</loc><lastmod>2026-07-10T04:54:29.921Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/ai/contact-centre-optimizations</loc><lastmod>2026-07-10T04:54:29.95Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/ai/responsible-ai-principles</loc><lastmod>2026-07-10T04:54:29.974Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/sustainability</loc><lastmod>2026-07-10T19:48:42.532Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/sustainability/esg-reporting</loc><lastmod>2026-07-10T19:50:26.781Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/sustainability/governance</loc><lastmod>2026-07-10T04:54:30.155Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/sustainability/climate-change</loc><lastmod>2026-07-10T04:54:30.212Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/sustainability/governance-and-disclosures</loc><lastmod>2026-07-10T04:54:30.297Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/sustainability/impact-agenda</loc><lastmod>2026-07-10T04:54:30.462Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/year-in-review/ceo-letter</loc><lastmod>2026-07-10T04:54:30.926Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/year-in-review/chair-letter</loc><lastmod>2026-07-10T04:54:30.965Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/inclusion</loc><lastmod>2026-07-10T04:54:31.109Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/better</loc><lastmod>2026-07-10T04:54:31.156Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/contact</loc><lastmod>2026-07-10T04:54:31.267Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/contact/headquarters</loc><lastmod>2026-07-10T04:54:31.216Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/contact/media</loc><lastmod>2026-07-10T04:54:31.235Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/products</loc><lastmod>2026-07-10T04:54:31.292Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/equipe-mondiale-clients-fortunes</loc><lastmod>2026-07-10T04:54:31.702Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/longevity-institute</loc><lastmod>2026-07-10T04:54:31.854Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/longevity-institute/initiatives</loc><lastmod>2026-07-10T04:54:31.807Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/sitemap</loc><lastmod>2026-07-10T04:54:32.01Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/outils</loc><lastmod>2026-07-10T04:53:48.664Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/outils/evaluation-du-bien-etre-financier</loc><lastmod>2026-07-10T04:53:48.354Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/outils/investir</loc><lastmod>2026-07-10T04:53:48.401Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/outils/sens-savant</loc><lastmod>2026-07-10T04:53:48.586Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/outils/sens-savant/l-argent</loc><lastmod>2026-07-10T04:53:48.505Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/outils/sens-savant/besoins-et-desirs</loc><lastmod>2026-07-10T04:53:48.531Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/outils/sens-savant/cartes-debit-credit</loc><lastmod>2026-07-10T04:53:48.559Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/outils/style-d-investisseur</loc><lastmod>2026-07-10T04:53:48.632Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/formulaires</loc><lastmod>2026-07-10T04:53:48.758Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/formulaires/tous-les-formulaires</loc><lastmod>2026-07-10T04:53:48.718Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/impot</loc><lastmod>2026-07-10T04:53:48.791Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/application-mobile</loc><lastmod>2026-07-10T04:53:48.937Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/ryan-jacobs0</loc><lastmod>2026-07-10T04:53:49.031Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/simon-gamache</loc><lastmod>2026-07-10T04:53:49.048Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/nathan-w-thooft-cfa</loc><lastmod>2026-07-10T04:53:49.066Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/manulife-investment-management</loc><lastmod>2026-07-10T04:53:49.087Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/nadia-live-cfa</loc><lastmod>2026-07-10T04:53:49.108Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/alex-grassino</loc><lastmod>2026-07-10T04:53:49.128Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/emory-w-sandy-sanders-jr-cfa</loc><lastmod>2026-07-10T04:53:49.147Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/ryan-p-lentell-cfa</loc><lastmod>2026-07-10T04:53:49.165Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/alexandre-m-richard-cfa</loc><lastmod>2026-07-10T04:53:49.186Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/david-lesukoski-cfa</loc><lastmod>2026-07-10T04:53:49.209Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/eric-hudon-dufour</loc><lastmod>2026-07-10T04:53:49.228Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/toba-fryer</loc><lastmod>2026-07-10T04:53:49.247Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/james-robertson</loc><lastmod>2026-07-10T04:53:49.265Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/misbah-lalani-cfa</loc><lastmod>2026-07-10T04:53:49.283Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/altaf-nanji</loc><lastmod>2026-07-10T04:53:49.301Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/patrick-jean-mary</loc><lastmod>2026-07-10T04:53:49.318Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/roberto-sanchez-dahl-cfa</loc><lastmod>2026-07-10T04:53:49.335Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/fraser-wiswell</loc><lastmod>2026-07-10T04:53:49.352Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/christine-dear</loc><lastmod>2026-07-10T04:53:49.37Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/elizabeth-evans-cfa</loc><lastmod>2026-07-10T04:53:49.388Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/michael-banfield</loc><lastmod>2026-07-10T04:53:49.406Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/tian-shen-cfa</loc><lastmod>2026-07-10T04:53:49.424Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/alyson-slater</loc><lastmod>2026-07-10T04:53:49.442Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/james-robertson-cim</loc><lastmod>2026-07-10T04:53:49.459Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/emilie-paquet--fsa</loc><lastmod>2026-07-10T04:53:49.479Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/jenny-kim-cfa</loc><lastmod>2026-07-10T04:53:49.498Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/robert-wernic</loc><lastmod>2026-07-10T04:53:49.515Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/brandon-lewis</loc><lastmod>2026-07-10T04:53:49.534Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/matthew-d-miskin</loc><lastmod>2026-07-10T04:53:49.552Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/matthew-fedors</loc><lastmod>2026-07-10T04:53:49.57Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/richard-tarr-cfa</loc><lastmod>2026-07-10T04:53:49.602Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/sue-trinh</loc><lastmod>2026-07-10T04:53:49.631Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/avyanna-de-biswas</loc><lastmod>2026-07-10T04:53:49.66Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/novina-low</loc><lastmod>2026-07-10T04:53:49.683Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/patrick-carneiro</loc><lastmod>2026-07-10T04:53:49.703Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/luke-browne</loc><lastmod>2026-07-10T04:53:49.724Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/emily-r-roland-cima</loc><lastmod>2026-07-10T04:53:49.743Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/steve-aquino</loc><lastmod>2026-07-10T04:53:49.762Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/jonathan-t-white-cfa</loc><lastmod>2026-07-10T04:53:49.783Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/vladimir-van-themsche</loc><lastmod>2026-07-10T04:53:49.804Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/greg-peterson</loc><lastmod>2026-07-10T04:53:49.824Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/eric-menzer-cfa-caia-aif</loc><lastmod>2026-07-10T04:53:49.845Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/brett-marchand</loc><lastmod>2026-07-10T04:53:49.864Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/frances-donald</loc><lastmod>2026-07-10T04:53:49.883Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/john-t-perda</loc><lastmod>2026-07-10T04:53:49.902Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/Michael-Scanlon-Jr-CFA</loc><lastmod>2026-07-10T04:53:49.921Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/jonathan-roberts</loc><lastmod>2026-07-10T04:53:50.123Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/chris-bisson</loc><lastmod>2026-07-10T04:53:50.147Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/kelly-shea-cfa-caia</loc><lastmod>2026-07-10T04:53:50.168Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/macan-nia-cfa</loc><lastmod>2026-07-10T04:53:50.189Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/darcy-hutchinson</loc><lastmod>2026-07-10T04:53:50.243Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/christian-deckart</loc><lastmod>2026-07-10T04:53:50.261Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/imran-doha</loc><lastmod>2026-07-10T04:53:50.28Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/marc-antoine-morin</loc><lastmod>2026-07-10T04:53:50.297Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/katie-wu</loc><lastmod>2026-07-10T04:53:50.315Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/keith-h-van-etten-caia-cfp-cima</loc><lastmod>2026-07-10T04:53:50.332Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/erica-hall</loc><lastmod>2026-07-10T04:53:50.35Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/iraz-soyalp-phd</loc><lastmod>2026-07-10T04:53:50.366Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/julie-seberras</loc><lastmod>2026-07-10T04:53:50.385Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/vishal-mansukhani-cfa</loc><lastmod>2026-07-10T04:53:50.402Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/Dominique-Lapointe</loc><lastmod>2026-07-10T04:53:50.419Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/haiqi-gao</loc><lastmod>2026-07-10T04:53:50.436Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/tax-retirement-estate-planning-services-team</loc><lastmod>2026-07-10T04:53:50.451Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/ryan-jacobs</loc><lastmod>2026-07-10T04:53:50.469Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/craig-scordellis</loc><lastmod>2026-07-10T04:53:50.487Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/susan-a-curry</loc><lastmod>2026-07-10T04:53:50.504Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/robert-sykes-cfa</loc><lastmod>2026-07-10T04:53:50.52Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/brian-j-kernohan</loc><lastmod>2026-07-10T04:53:50.536Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/nisha-pandit</loc><lastmod>2026-07-10T04:53:50.552Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/rachid-boufarsi</loc><lastmod>2026-07-10T04:53:50.57Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/jessica-harrison</loc><lastmod>2026-07-10T04:53:50.589Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/kiley-hannan</loc><lastmod>2026-07-10T04:53:50.608Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/benjamin-w-forssell-cfa</loc><lastmod>2026-07-10T04:53:50.625Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/taras-mintenko-cfa</loc><lastmod>2026-07-10T04:53:50.643Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/mark-shimmin</loc><lastmod>2026-07-10T04:53:50.661Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/Manar-Hassan-Agha</loc><lastmod>2026-07-10T04:53:50.679Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/roshan-thiru-cfa</loc><lastmod>2026-07-10T04:53:50.697Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/peter-mennie</loc><lastmod>2026-07-10T04:53:50.715Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/michael-strzelecki-cfa</loc><lastmod>2026-07-10T04:53:50.741Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/ivan-chun-hung-ma-cpa</loc><lastmod>2026-07-10T04:53:50.761Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/colin-purdie</loc><lastmod>2026-07-10T04:53:50.779Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/hugo-belanger</loc><lastmod>2026-07-10T04:53:50.797Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/jack-ko</loc><lastmod>2026-07-10T04:53:50.817Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/mark-evans</loc><lastmod>2026-07-10T04:53:50.835Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/robi-krempus</loc><lastmod>2026-07-10T04:54:06.322Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/solutions-magazine</loc><lastmod>2026-07-10T04:54:06.338Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/jeffrey-n-given-cfa</loc><lastmod>2026-07-10T04:54:06.353Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/eric-theoret</loc><lastmod>2026-07-10T04:54:06.368Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/erin-patterson</loc><lastmod>2026-07-10T04:54:06.383Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/geoffrey-kelley-cfa</loc><lastmod>2026-07-10T04:54:06.4Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/olivier-gregoire</loc><lastmod>2026-07-10T04:54:06.415Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/sean-mckerroll-cfa</loc><lastmod>2026-07-10T04:54:06.431Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/igor-gladyr-cfa</loc><lastmod>2026-07-10T04:54:06.447Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/jeff-cocker</loc><lastmod>2026-07-10T04:54:06.464Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/erica-camilleri</loc><lastmod>2026-07-10T04:54:06.479Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/andrew-diorio</loc><lastmod>2026-07-10T04:54:06.495Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/jonathan-popper</loc><lastmod>2026-07-10T04:54:06.51Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/richard-bodio-jr-cfa</loc><lastmod>2026-07-10T04:54:06.527Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/anthony-guarnieri</loc><lastmod>2026-07-10T04:54:06.546Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/kevin-headland</loc><lastmod>2026-07-10T04:54:06.566Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/dr-georgia-pomaki-cdmp</loc><lastmod>2026-07-10T04:54:06.584Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/neal-capecci-cfa</loc><lastmod>2026-07-10T04:54:06.6Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/chris-caliguire</loc><lastmod>2026-07-10T04:54:06.617Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/vladyslav--vlad--kyrychenko--phd--cfa</loc><lastmod>2026-07-10T04:54:06.633Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/david-dugdale-phd-cfa</loc><lastmod>2026-07-10T04:54:06.65Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/jeff-barricelli-cfa</loc><lastmod>2026-07-10T04:54:06.666Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/yuting-shao</loc><lastmod>2026-07-10T04:54:06.684Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives</loc><lastmod>2026-07-10T04:54:09.392Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2022/rajustement-a-valeur-marchande</loc><lastmod>2026-07-10T04:54:06.705Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2022/qu-est-ce-que-la-planification-successorale</loc><lastmod>2026-07-10T04:54:06.734Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2022/inflation-planification-retraite</loc><lastmod>2026-07-10T04:54:06.762Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2022/cinq-nouveaux-conseils-epargner-reer</loc><lastmod>2026-07-10T04:54:06.797Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2022/sources-de-revenus-retraite</loc><lastmod>2026-07-10T04:54:06.821Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2022/epargner-investir-objectifs-court-long-terme</loc><lastmod>2026-07-10T04:54:06.852Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2022/ce-qu-il-faut-savoir-avant-de-rencontrer-un-conseiller-financier</loc><lastmod>2026-07-10T04:54:06.883Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2022/combien-d-argent-retraite-au-canada</loc><lastmod>2026-07-10T04:54:06.911Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2022/comment-eviter-cinq-erreurs-courantes-en-placement</loc><lastmod>2026-07-10T04:54:06.939Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2022/objectifs-smart-brillants</loc><lastmod>2026-07-10T04:54:06.971Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2022/quand-commencer-a-epargner-pour-la-retraite</loc><lastmod>2026-07-10T04:54:06.998Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2022/repercussions-hausse-taux-d-interet</loc><lastmod>2026-07-10T04:54:07.029Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2022/placements-fondes-sur-facteurs-esg</loc><lastmod>2026-07-10T04:54:07.064Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2022/comment-fonctionnent-les-placements</loc><lastmod>2026-07-10T04:54:07.097Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2022/les-abcs-de-l-esg</loc><lastmod>2026-07-10T04:54:07.126Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/proteger-renseignements-personnels-en-ligne</loc><lastmod>2026-07-10T04:54:07.208Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/flambee-des-prix</loc><lastmod>2026-07-10T04:54:07.237Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/faillites-bancaires-evenements-imprevus-et-decisions-difficiles</loc><lastmod>2026-07-10T04:54:07.264Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/regime-si-je-change-d-emploi</loc><lastmod>2026-07-10T04:54:07.297Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/fonds-a-risque-cible</loc><lastmod>2026-07-10T04:54:07.324Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/qu-est-ce-que-le-risque-de-placement</loc><lastmod>2026-07-10T04:54:07.355Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/abc-economie</loc><lastmod>2026-07-10T04:54:07.383Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/plafond-de-cotisation-reer</loc><lastmod>2026-07-10T04:54:07.435Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/litteratie-financiere-pour-les-enfants</loc><lastmod>2026-07-10T04:54:07.461Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/difficultes-banques-americaines</loc><lastmod>2026-07-10T04:54:07.493Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/qu-est-ce-que-le-defaut-de-paiement</loc><lastmod>2026-07-10T04:54:07.548Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/garder-finances-personnelles-bonne-voie-recession</loc><lastmod>2026-07-10T04:54:07.584Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/qu-est-ce-qu-un-beneficiaire</loc><lastmod>2026-07-10T04:54:07.615Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/qu-est-ce-qu-un-reer</loc><lastmod>2026-07-10T04:54:07.642Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/investir-regime-retraite-collectif</loc><lastmod>2026-07-10T04:54:07.67Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/les-faillites-bancaires-creent-des-risques-et-des-occasions</loc><lastmod>2026-07-10T04:54:07.696Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/indicateurs-economiques</loc><lastmod>2026-07-10T04:54:07.736Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/que-sont-les-dividendes</loc><lastmod>2026-07-10T04:54:07.962Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/en-quoi-consiste-fonds-axe-sur-date-cible</loc><lastmod>2026-07-10T04:54:08.048Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/incontournables-fonds-d-urgence</loc><lastmod>2026-07-10T04:54:08.132Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/regime-rentes-quebec-regime-pensions-canada</loc><lastmod>2026-07-10T04:54:08.159Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/pertinence-investissement-durable</loc><lastmod>2026-07-10T04:54:08.206Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/sept-conseils-separation-ou-divorce</loc><lastmod>2026-07-10T04:54:08.238Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/constitution-patrimoine-a-amelioration-sante-financiere</loc><lastmod>2026-07-10T04:54:08.264Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/que-sont-les-fonds-distincts</loc><lastmod>2026-07-10T04:54:08.293Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/incidence-recession-epargne-retraite</loc><lastmod>2026-07-10T04:54:08.321Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/dettes-prendre-les-choses-en-main</loc><lastmod>2026-07-10T04:54:08.353Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/cadre-pour-naviguer-dans-une-incertitude-massive-et-de-choc</loc><lastmod>2026-07-10T04:54:08.381Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/gestion-portefeuille-active-ou-passive</loc><lastmod>2026-07-10T04:54:08.423Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/comment-optimiser-declaration-de-revenus</loc><lastmod>2026-07-10T04:54:08.452Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/gerer-finances-personnelles-quarantaine</loc><lastmod>2026-07-10T04:54:08.478Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/une-voie-a-suivre-pour-soutenir-le-bien-etre-financier-des-employes</loc><lastmod>2026-07-10T04:54:08.507Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/strategie-de-retrait-retraite</loc><lastmod>2026-07-10T04:54:08.543Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/reequilibrer-portefeuille-retraite</loc><lastmod>2026-07-10T04:54:08.584Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/repartition-placements-compte-epargne-retraite-diversifie</loc><lastmod>2026-07-10T04:54:08.614Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/avantages-programme-bien-etre-financier-employes-employeurs</loc><lastmod>2026-07-10T04:54:08.643Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/categories-d-actif-strategie-de-placement</loc><lastmod>2026-07-10T04:54:08.669Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/rembourser-prets-etudiants-ou-epargner-retraite</loc><lastmod>2026-07-10T04:54:08.696Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/comment-investir-a-la-retraite</loc><lastmod>2026-07-10T04:54:08.724Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/planifier-epargner-etudes-enfants</loc><lastmod>2026-07-10T04:54:08.749Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/fonds-axes-sur-date-cible-investir</loc><lastmod>2026-07-10T04:54:08.777Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/strategies-repartition-de-l-actif-retraite</loc><lastmod>2026-07-10T04:54:08.804Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/comment-utiliser-rendement-d-impot</loc><lastmod>2026-07-10T04:54:08.852Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/qu-est-ce-que-le-marche-boursier</loc><lastmod>2026-07-10T04:54:08.881Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/changements-imposition-des-gains-en-capital</loc><lastmod>2026-07-10T04:54:08.915Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/passer-l-hiver-au-soleil</loc><lastmod>2026-07-10T04:54:08.951Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/maximisez-avantages-reer</loc><lastmod>2026-07-10T04:54:08.984Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/cinq-facteurs-demenager-retraite</loc><lastmod>2026-07-10T04:54:09.019Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/quand-effectuer-retrait-reer</loc><lastmod>2026-07-10T04:54:09.047Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/trois-strategies-placement-periode-electorale</loc><lastmod>2026-07-10T04:54:09.078Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/trois-facons-maximiser-reer</loc><lastmod>2026-07-10T04:54:09.11Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/conseils-financiers-cohabitation-intergenerationelle-canada</loc><lastmod>2026-07-10T04:54:09.137Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/cinq-conseils-pour-un-budget-des-fetes-abordable</loc><lastmod>2026-07-10T04:54:09.168Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/nouveaux-canadiens-conseiller</loc><lastmod>2026-07-10T04:54:09.199Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/liste-verification-fiscale-retraites</loc><lastmod>2026-07-10T04:54:09.226Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/cinq-erreurs-planification-de-retraite</loc><lastmod>2026-07-10T04:54:09.256Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/comprendre-le-rendement-des-fonds</loc><lastmod>2026-07-10T04:54:09.289Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/cd-rpa-abc-epargne-retraite</loc><lastmod>2026-07-10T04:54:09.33Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/qu-est-ce-qu-un-marche-haussier</loc><lastmod>2026-07-10T04:54:45.266Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/personnes-nouvellement-arrivees-canada-adherer-regime-retraite-collectif</loc><lastmod>2026-07-10T04:54:45.307Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/planification-fiscale-retraite</loc><lastmod>2026-07-10T04:54:45.338Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/ce-qu-il-faut-considerer-retraite</loc><lastmod>2026-07-10T04:54:45.364Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/emmenager-avec-votre-enfant-adulte</loc><lastmod>2026-07-10T04:54:45.393Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/epargne-retraite-fonds-d-epargne-d-urgence</loc><lastmod>2026-07-10T04:54:45.421Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/faciliter-epargne-retraite-telephone</loc><lastmod>2026-07-10T04:54:45.446Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/cinq-raisons-revue-annuelle-epargne-retraite</loc><lastmod>2026-07-10T04:54:45.482Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/modifications-regles-du-frv-quebec</loc><lastmod>2026-07-10T04:54:45.506Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/cotiser-a-votre-reer-pas-trop-tard</loc><lastmod>2026-07-10T04:54:45.536Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/reer-achat-maison</loc><lastmod>2026-07-10T04:54:45.561Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/aide-memoire-financier-nouveaux-arrivants-canada</loc><lastmod>2026-07-10T04:54:45.586Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/qu-est-ce-que-l-acquisition-des-droits</loc><lastmod>2026-07-10T04:54:45.613Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/changez-d-emploi-six-decisions-financieres</loc><lastmod>2026-07-10T04:54:45.635Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/pourquoi-chaque-femme-a-besoin-d-un-plan-de-retraite-et-d-un-plan-b</loc><lastmod>2026-07-10T04:54:45.662Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/qu-est-ce-que-la-volatilite-des-marches</loc><lastmod>2026-07-10T04:54:45.698Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/meilleur-moyen-simplifier-planification-retraite</loc><lastmod>2026-07-10T04:54:45.722Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/trois-questions-plan-de-retraite</loc><lastmod>2026-07-10T04:54:45.748Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/retraite-imminente-comprendre-l-impact-des-recessions-sur-l-epargne</loc><lastmod>2026-07-10T04:54:45.772Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/comment-gerer-le-stress-a-l-approche-de-la-retraite</loc><lastmod>2026-07-10T04:54:45.799Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/votre-cybersecurite-comment-vous-proteger-en-ligne</loc><lastmod>2026-07-10T04:54:45.825Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/quand-mettre-a-jour-un-beneficiaire</loc><lastmod>2026-07-10T04:54:45.859Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/quatre-strategies-de-placement-a-long-terme-pour-faire-croitre-votre-epargne</loc><lastmod>2026-07-10T04:54:45.883Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/comprendre-les-marches-baissiers</loc><lastmod>2026-07-10T04:54:45.91Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/mise-a-jour-de-vos-finances</loc><lastmod>2026-07-10T04:54:45.938Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/comprendre-les-etats-financiers</loc><lastmod>2026-07-10T04:54:45.966Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/avez-vous-des-dettes-dans-vos-50-ans</loc><lastmod>2026-07-10T04:54:45.995Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/pouvez-vous-prendre-votre-retraite-en-periode-de-ralentissement-du-marche</loc><lastmod>2026-07-10T04:54:46.02Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/avantages-et-inconvenients-de-la-reduction-pour-la-retraite</loc><lastmod>2026-07-10T04:54:46.047Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/qu-est-ce-qu-un-celi</loc><lastmod>2026-07-10T04:54:46.078Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/cinq-erreurs-de-placement-a-eviter</loc><lastmod>2026-07-10T04:54:46.11Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/regime-d-epargne-retraite-collectif-conseils-d-experts</loc><lastmod>2026-07-10T04:54:46.165Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/comment-realiser-vos-reves-de-retraite</loc><lastmod>2026-07-10T04:54:46.191Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/que-se-passe-t-il-lors-d-une-recession</loc><lastmod>2026-07-10T04:54:46.218Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/comment-tirer-le-meilleur-parti-de-vos-rencontres-avec-un-conseiller-financier</loc><lastmod>2026-07-10T04:54:46.247Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/proteger-fraude-vol-d-identite</loc><lastmod>2026-07-10T04:54:46.277Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/que-sont-les-interets-composes</loc><lastmod>2026-07-10T04:54:46.307Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/comment-etablir-des-objectifs-financiers-a-long-terme</loc><lastmod>2026-07-10T04:54:46.345Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2026/les-avantages-d-apprendre-aux-enfants-la-gestion-de-l-argent</loc><lastmod>2026-07-10T04:54:46.405Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2026/quest-ce-que-le-conflit-au-moyen-orient-signifie-pour-votre-epargne</loc><lastmod>2026-07-10T04:54:46.434Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2026/vivre-jusqua-100-ans-a-la-retraite</loc><lastmod>2026-07-10T04:54:46.48Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2026/travailler-avec-un-conseiller-financier-ou-de-facon-autonome</loc><lastmod>2026-07-10T04:54:46.534Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2026/enfants-boomerang</loc><lastmod>2026-07-10T04:54:46.59Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2026/modifications-apportees-rpc-et-rap</loc><lastmod>2026-07-10T04:54:46.646Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2026/planification-du-vieillissement-chez-soi</loc><lastmod>2026-07-10T04:54:46.68Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2026/reer-et-celi-quelle-est-la-difference</loc><lastmod>2026-07-10T04:54:46.738Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2026/5-conseils-pour-vous-aider-a-epargner-pour-lavenir-de-votre-enfant</loc><lastmod>2026-07-10T04:54:46.984Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2026/quatre-conseils-dutilisation-de-lia-dans-la-planification-financiere</loc><lastmod>2026-07-10T04:54:47.138Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2026/suivre-un-influenceur-financier</loc><lastmod>2026-07-10T04:54:47.208Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2026/redefinir-la-retraite</loc><lastmod>2026-07-10T04:54:47.247Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2026/lindependance-financiere-de-la-generation-z</loc><lastmod>2026-07-10T04:54:47.284Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2026/en-quoi-le-fait-d-etre-un-aidant-a-t-il-un-impact-sur-vos-finances</loc><lastmod>2026-07-10T20:43:38.353Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/apercu</loc><lastmod>2026-07-10T04:54:47.934Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/apercu/medias-sociaux</loc><lastmod>2026-07-10T04:54:47.428Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/apercu/responsabilites-participant</loc><lastmod>2026-07-10T04:54:47.456Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/apercu/acces-regime</loc><lastmod>2026-07-10T04:54:47.486Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/apercu/hidden/webinaires</loc><lastmod>2026-07-10T04:54:47.573Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/apercu/hidden/webinaires/reglements</loc><lastmod>2026-07-10T04:54:47.52Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/apercu/hidden/webinaires/epargner-ou-rembourser</loc><lastmod>2026-07-10T04:54:47.549Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/apercu/l-ete-de-l-epargne</loc><lastmod>2026-07-10T04:54:47.79Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/compte</loc><lastmod>2026-07-10T04:54:48.154Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/compte/adherez-maintenant</loc><lastmod>2026-07-10T04:54:48.009Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/compte/regroupez-vos-comptes</loc><lastmod>2026-07-10T04:54:48.076Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/se-preparer</loc><lastmod>2026-07-10T04:54:49.713Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/se-preparer/etapes-de-vie</loc><lastmod>2026-07-10T04:54:49.316Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/se-preparer/etapes-de-vie/retraite</loc><lastmod>2026-07-10T04:54:48.216Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/se-preparer/etapes-de-vie/epargne-reguliere</loc><lastmod>2026-07-10T04:54:48.291Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/se-preparer/etapes-de-vie/premiers-pas</loc><lastmod>2026-07-10T04:54:48.351Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/se-preparer/etapes-de-vie/les-evenements-marquants</loc><lastmod>2026-07-10T04:54:48.47Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/se-preparer/etapes-de-vie/vivre-une-transition-professionnelle</loc><lastmod>2026-07-10T04:54:49.055Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/se-preparer/trouvez-un-conseiller</loc><lastmod>2026-07-10T04:54:49.356Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/se-preparer/volatilite-des-marches</loc><lastmod>2026-07-10T04:54:49.494Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/se-preparer/longevite</loc><lastmod>2026-07-10T04:54:49.662Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/regimes</loc><lastmod>2026-07-10T04:54:50.264Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/regimes/reer-collectif</loc><lastmod>2026-07-10T04:54:49.79Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/regimes/regimes-personnels</loc><lastmod>2026-07-10T04:54:49.867Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/regimes/regimes-revenu-retraite-collectifs</loc><lastmod>2026-07-10T04:54:49.938Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/regimes/apercu-des-fonds</loc><lastmod>2026-07-10T04:54:50.004Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/regimes/programme-de-recompense-des-participants</loc><lastmod>2026-07-10T04:54:50.049Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/regimes/regimes-depargne-retraite-collectifs</loc><lastmod>2026-07-10T04:54:50.174Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/soutien</loc><lastmod>2026-07-10T04:54:50.886Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/soutien/gerer-mon-compte</loc><lastmod>2026-07-10T04:54:50.394Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/soutien/gerer-mon-argent</loc><lastmod>2026-07-10T04:54:50.425Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/soutien/gerer-mes-renseignements</loc><lastmod>2026-07-10T04:54:50.466Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/soutien/placer-de-l-argent</loc><lastmod>2026-07-10T04:54:50.507Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/soutien/me-renseigner</loc><lastmod>2026-07-10T04:54:50.55Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/soutien/placements</loc><lastmod>2026-07-10T04:54:50.593Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/soutien/soutien-a-ladhesion</loc><lastmod>2026-07-10T04:54:50.632Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/soutien/acces-au-site-web</loc><lastmod>2026-07-10T04:54:50.82Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/nous-joindre</loc><lastmod>2026-07-10T04:54:51.176Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/soutien</loc><lastmod>2026-07-10T04:54:51.648Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine</loc><lastmod>2026-07-10T09:33:41.118Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/apercu</loc><lastmod>2026-07-10T04:54:51.871Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/ressources</loc><lastmod>2026-07-10T04:55:02.136Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/ressources/informations-reglementaires-sur-les-comptes-de-fonds-communs-de-placement</loc><lastmod>2026-07-10T04:55:01.431Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/ressources/informations-reglementaires-sur-les-comptes-de-placement</loc><lastmod>2026-07-10T04:55:01.537Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/ressources/releves-fiscaux</loc><lastmod>2026-07-10T04:55:01.662Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/ressources/ressources-ip</loc><lastmod>2026-07-10T04:55:01.761Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/ressources/biens-non-reclames</loc><lastmod>2026-07-10T04:55:01.818Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/ressources/glossaire</loc><lastmod>2026-07-10T04:55:01.869Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/ressources/services-mobiles</loc><lastmod>2026-07-10T04:55:01.935Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives</loc><lastmod>2026-07-10T04:55:04.675Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2023/comment-une-personne-ressource-de-confiance-prc-peut-proteger-vos-comptes</loc><lastmod>2026-07-10T04:55:02.176Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2024/perspectives-sur-la-repartition-de-l-actif-evolution-de-la-croissance-mondiale</loc><lastmod>2026-07-10T04:55:02.296Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2024/ce-que-les-investisseurs-doivent-savoir-sur-la-volatilite-actuelle-des-marches-et-l-indice-vix</loc><lastmod>2026-07-10T04:55:02.575Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2024/planification-fiscale-de-fin-d-annee-strategies-cles-et-dates-importantes</loc><lastmod>2026-07-10T04:55:02.676Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2025/nous-devons-accorder-plus-d-attention-a-la-facon-dont-nous-parlons-d-argent-aux-filles</loc><lastmod>2026-07-10T04:55:03.24Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2025/dons-de-bienfaisance-la-date-limite-est-repoussee-pour-l-annee-fiscale-2024</loc><lastmod>2026-07-10T04:55:03.332Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2025/comment-faire-face-a-l-achat-d-une-premiere-maison</loc><lastmod>2026-07-10T04:55:03.551Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2025/rendements-sur-des-periodes-mobiles-une-meilleure-approche-pour-evaluer-la-performance-des-placements</loc><lastmod>2026-07-10T04:55:03.786Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2025/celi-vs-reer-comment-choisir-celui-qui-vous-convient</loc><lastmod>2026-07-10T04:55:03.835Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2025/la-trousse-en-prevision-du-deces</loc><lastmod>2026-07-10T04:55:03.903Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2025/la-valeur-de-la-planification-financiere</loc><lastmod>2026-07-10T04:55:03.926Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2025/qu-est-ce-que-l-echelonnement-des-obligations</loc><lastmod>2026-07-10T04:55:03.988Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2025/qu-est-ce-que-la-stagflation-et-quelle-est-sa-probabilite</loc><lastmod>2026-07-10T04:55:04.021Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2025/qu-est-ce-que-l-information-sur-le-cout-total</loc><lastmod>2026-07-10T04:55:04.049Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2025/quand-commencer-a-recevoir-des-prestations-du-rpc-rrq-et-de-la-sv</loc><lastmod>2026-07-10T04:55:04.077Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2025/pourquoi-les-taux-de-rendement-des-obligations-gouvernementales-ont-ils-augmente-partout-dans-le-monde</loc><lastmod>2026-07-10T04:55:04.143Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2025/le-patrimoine-des-femmes-augmente-les-conseillers-doivent-suivre-le-rythme</loc><lastmod>2026-07-10T04:55:04.187Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2026/procuration-personne-ressource-de-confiance-assistants-aux-majeurs-et-autorites-de-negociation</loc><lastmod>2026-07-10T04:55:04.235Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2026/vivre-100-ans-pourquoi-la-generation-x-ne-devrait-pas-compter-sur-l-heritage-pour-financer-sa-retraite</loc><lastmod>2026-07-10T04:55:04.27Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2026/l-ia-et-l-economie-mondiale-cap-sur-de-nouveaux-horizons</loc><lastmod>2026-07-10T04:55:04.298Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2026/canadas-spring-economic-update-2026</loc><lastmod>2026-07-10T04:55:04.333Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2026/conflit-au-moyen-orient-et-risque-de-marche</loc><lastmod>2026-07-10T04:55:04.364Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2026/procuration-personne-ressource-de-confiance-et-autorite-de-negociation</loc><lastmod>2026-07-10T04:55:04.395Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2026/pourquoi-davantage-de-femmes-devraient-envisager-une-carriere-comme-conseilleres-financieres</loc><lastmod>2026-07-10T04:55:04.466Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/qui-nous-sommes</loc><lastmod>2026-07-10T04:55:04.893Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/qui-nous-sommes/actualites</loc><lastmod>2026-07-10T04:55:04.872Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/qui-nous-sommes/actualites/patrimoine-manuvie-lance-son-nouveau-programme-apex-compte-a-gestion-unifiee-cgu-une-solution-investissement-simplifiee-visant-a-ameliorer-efficacite-des-conseillers-en-placement-et-a-renforcer-les-relations-avec-les-clients</loc><lastmod>2026-07-10T04:55:04.738Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/qui-nous-sommes/actualites/patrimoine-manuvie-acheve-sa-migration-technologique-dans-le-cadre-de-son-engagement-continu-a-transformer-experience-des-conseillers-et-des-clients</loc><lastmod>2026-07-10T04:55:04.773Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/qui-nous-sommes/actualites/patrimoine-manuvie-et-planification-conquest-propose-des-outils-de-planification-financiere-personnalises-aux-conseillers</loc><lastmod>2026-07-10T04:55:04.802Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/qui-nous-sommes/actualites/gestion-de-patrimoine-manuvie-ajoute-heritage-md-a-sa-plateforme-afin-delargir-leventail-de-solutions-financieres-personnalisees-quelle-offre-aux-professionnels-de-la-sante</loc><lastmod>2026-07-10T04:55:04.846Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/entrer</loc><lastmod>2026-07-10T04:55:04.989Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/trouver-un-conseiller</loc><lastmod>2026-07-10T04:55:05.344Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/trouver-un-conseiller/saverio-di-mondo</loc><lastmod>2026-07-10T04:55:05.032Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/trouver-un-conseiller/francis-gingras-roy</loc><lastmod>2026-07-10T04:55:05.059Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/trouver-un-conseiller/lynn-curtin-lange</loc><lastmod>2026-07-10T04:55:05.086Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/trouver-un-conseiller/michael-sanson</loc><lastmod>2026-07-10T04:55:05.116Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/trouver-un-conseiller/clifford-a-wiegers</loc><lastmod>2026-07-10T04:55:05.143Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/trouver-un-conseiller/thierry-jabbour</loc><lastmod>2026-07-10T04:55:05.173Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/trouver-un-conseiller/samuel-briere</loc><lastmod>2026-07-10T04:55:05.202Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/trouver-un-conseiller/kurt-rosentreter</loc><lastmod>2026-07-10T04:55:05.23Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/trouver-un-conseiller/william-frenn</loc><lastmod>2026-07-10T04:55:05.258Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/trouver-un-conseiller/jordan-r-kenna</loc><lastmod>2026-07-10T04:55:05.288Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/trouver-un-conseiller/joseph-defilippis</loc><lastmod>2026-07-10T04:55:05.316Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/nathan-w-thooft-cfa</loc><lastmod>2026-07-10T04:55:05.36Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/manulife-investment-management</loc><lastmod>2026-07-10T04:55:05.379Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/alex-grassino</loc><lastmod>2026-07-10T04:55:05.397Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/toba-fryer</loc><lastmod>2026-07-10T04:55:05.411Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/emilie-paquet--fsa</loc><lastmod>2026-07-10T04:55:05.424Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/matthew-d-miskin</loc><lastmod>2026-07-10T04:55:05.437Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/luke-browne</loc><lastmod>2026-07-10T04:55:05.45Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/emily-r-roland-cima</loc><lastmod>2026-07-10T04:55:05.465Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/macan-nia-cfa</loc><lastmod>2026-07-10T04:55:17.122Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/julie-seberras</loc><lastmod>2026-07-10T04:55:17.139Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/Dominique-Lapointe</loc><lastmod>2026-07-10T04:55:17.154Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/tax-retirement-estate-planning-services-team</loc><lastmod>2026-07-10T04:55:17.171Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/robert-sykes-cfa</loc><lastmod>2026-07-10T04:55:17.185Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/roshan-thiru-cfa</loc><lastmod>2026-07-10T04:55:17.198Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/hugo-belanger</loc><lastmod>2026-07-10T04:55:17.213Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/jeffrey-n-given-cfa</loc><lastmod>2026-07-10T04:55:17.227Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/erica-camilleri</loc><lastmod>2026-07-10T04:55:17.241Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/kevin-headland</loc><lastmod>2026-07-10T04:55:17.254Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/vladyslav--vlad--kyrychenko--phd--cfa</loc><lastmod>2026-07-10T04:55:17.268Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/howard-c-greene-cfa</loc><lastmod>2026-07-10T04:55:17.283Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/gestion-de-patrimoine-manuvie</loc><lastmod>2026-07-10T04:55:17.302Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/holly-brooks</loc><lastmod>2026-07-10T04:55:17.323Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/Pranay-Sonalkar</loc><lastmod>2026-07-10T04:55:17.343Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/kevin-headland-cim</loc><lastmod>2026-07-10T04:55:17.362Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/connor-minnaar</loc><lastmod>2026-07-10T04:55:17.381Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/texte-de-presentation</loc><lastmod>2026-07-10T04:55:17.401Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/apercu</loc><lastmod>2026-07-10T04:55:17.993Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/pourquoi-nous-choisir</loc><lastmod>2026-07-10T04:55:18.042Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/services</loc><lastmod>2026-07-10T04:55:18.279Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/services/gestion-placements</loc><lastmod>2026-07-10T04:55:18.092Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/services/services-successoraux</loc><lastmod>2026-07-10T04:55:18.237Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives</loc><lastmod>2026-07-10T04:55:21.335Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2023/conversation-avec-steve-driscoll-artiste-paysagiste-canadien</loc><lastmod>2026-07-10T04:55:18.879Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2023/renforcer-son-assise-financiere-occasions-d-economiser-de-l-impot-et-de-souscrire-une-assurance-pour-les-investisseurs-a-valeur-nette-elevee</loc><lastmod>2026-07-10T04:55:19.01Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2023/des-signes-encourageants</loc><lastmod>2026-07-10T04:55:19.031Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2023/economie-mondiale-recession-reportee-et-non-evitee</loc><lastmod>2026-07-10T04:55:19.241Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2023/revue-du-premier-trimestre-2023</loc><lastmod>2026-07-10T04:55:19.537Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2023/revue-du-troisieme-trimestre</loc><lastmod>2026-07-10T04:55:19.557Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2023/repenser-les-perspectives-macroeconomiques</loc><lastmod>2026-07-10T04:55:19.577Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2023/q4-2022-in-review</loc><lastmod>2026-07-10T04:55:19.955Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2024/perspectives-sur-la-repartition-de-l-actif-evolution-de-la-croissance-mondiale</loc><lastmod>2026-07-10T04:55:20.443Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2024/demystifier-les-facteurs-esg</loc><lastmod>2026-07-10T04:55:20.5Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2024/comment-les-investisseurs-peuvent-composer-avec-l-objectif-de-carboneutralite-d-ici-2050</loc><lastmod>2026-07-10T04:55:20.647Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2024/en-quoi-les-modifications-touchant-les-gains-en-capital-vous-concernent-elles</loc><lastmod>2026-07-10T04:55:20.761Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2024/themes-macroeconomiques-pour-2024</loc><lastmod>2026-07-10T04:55:20.784Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2024/affronter-ensemble-la-conjoncture-changeante</loc><lastmod>2026-07-10T04:55:20.812Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2024/naviguer-les-changements-du-marche-baisses-des-taux-d-interet-a-l-echelle-mondiale-et-reactions-des-marches</loc><lastmod>2026-07-10T04:55:20.833Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2024/revue-du-t1</loc><lastmod>2026-07-10T04:55:20.855Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2024/revue-du-quatrieme-trimestre-2023</loc><lastmod>2026-07-10T04:55:20.875Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2024/cles-de-la-reussite-des-operations-sur-le-marche-secondaire-dirigees-par-des-commandites</loc><lastmod>2026-07-10T04:55:20.896Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2024/ce-que-les-investisseurs-doivent-savoir-sur-la-volatilite-actuelle-des-marches-et-l-indice-vix</loc><lastmod>2026-07-10T04:55:20.925Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2024/la-selection-des-titres-a-revenu-fixe</loc><lastmod>2026-07-10T04:55:21.141Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2024/keeping-the-family-cottage-in-the-family</loc><lastmod>2026-07-10T04:55:21.176Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2024/perspectives-du-marche-foire-aux-questions</loc><lastmod>2026-07-10T04:55:21.239Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2025/perspectives-sur-la-repartition-de-l-actif-faire-l-equilibre-entre-les-actions-americaines-et-les-risques-commerciaux</loc><lastmod>2026-07-10T04:55:35.699Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2025/la-macro-rencontre-les-marches-5-themes-d-investissement-a-surveiller</loc><lastmod>2026-07-10T04:55:36.086Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2025/comprendre-un-premier-semestre-volatil</loc><lastmod>2026-07-10T04:55:36.131Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2025/la-dynamique-du-marche-se-poursuit-malgre-les-bruits-commerciaux</loc><lastmod>2026-07-10T04:55:36.155Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2025/perspectives-de-mi-annee-sur-les-marches-ce-qu-il-faut-savoir-pour-les-placements</loc><lastmod>2026-07-10T04:55:36.179Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2025/s-adapter-a-l-incertitude</loc><lastmod>2026-07-10T04:55:36.26Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2025/nos-perspectives-de-marche-pour-2025-traverser-une-annee-d-incertitude</loc><lastmod>2026-07-10T04:55:36.278Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2025/bilan-du-deuxieme-trimestre-2025</loc><lastmod>2026-07-10T04:55:36.324Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2025/les-baisses-de-taux-stimulent-les-actions-du-4e-trimestre-dans-un-contexte-de-turbulences-politiques</loc><lastmod>2026-07-10T04:55:36.342Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2025/la-valeur-de-la-planification-financiere</loc><lastmod>2026-07-10T04:55:36.51Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2025/what-is-stagflation-and-how-likely-is-it</loc><lastmod>2026-07-10T04:55:36.604Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2025/pourquoi-les-conseils-sont-ils-importants-naviguer-sur-les-marches</loc><lastmod>2026-07-10T04:55:36.649Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2025/pourquoi-les-taux-de-rendement-des-obligations-gouvernementales-ont-ils-augmente-partout-dans-le-monde</loc><lastmod>2026-07-10T04:55:36.717Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2025/influence-croissante-des-femmes-soutenir-l-inclusion-dans-les-conversations-financieres</loc><lastmod>2026-07-10T04:55:36.742Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2025/your-guide-to-tax-season-federal-budget-highlights</loc><lastmod>2026-07-10T04:55:36.782Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2026/une-nouvelle-annee-avec-l-espoir-d-un-changement</loc><lastmod>2026-07-10T04:55:36.847Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2026/vivre-100-ans-pourquoi-la-generation-x-ne-devrait-pas-compter-sur-l-heritage-pour-financer-sa-retraite</loc><lastmod>2026-07-10T04:55:36.869Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2026/erreurs-frequentes-dans-le-transfert-du-patrimoine-edition-du-quebec</loc><lastmod>2026-07-10T04:55:37.097Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2026/conseils-importants-pour-la-saison-des-impots</loc><lastmod>2026-07-10T04:55:37.143Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2026/perspectives-du-marche-a-quoi-s-attendre-en-2026</loc><lastmod>2026-07-10T04:55:37.169Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2026/conflit-au-moyen-orient-et-risque-de-marche</loc><lastmod>2026-07-10T04:55:37.258Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2026/l-optimisme-face-a-l-incertitude</loc><lastmod>2026-07-10T04:55:37.284Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2026/le-pouvoir-de-la-diversification</loc><lastmod>2026-07-10T04:55:37.329Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2026/la-longevite-nest-pas-seulement-une-question-de-chiffres-cest-un-mode-de-vie</loc><lastmod>2026-07-10T04:55:37.354Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/contact</loc><lastmod>2026-07-10T04:55:37.406Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/identifiant-manuvie</loc><lastmod>2026-07-10T04:55:37.473Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/rencontrer-equipe</loc><lastmod>2026-07-10T04:55:38.165Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/rencontrer-equipe/jacob-annous</loc><lastmod>2026-07-10T04:55:37.752Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/rencontrer-equipe/holly-brooks</loc><lastmod>2026-07-10T04:55:37.777Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/rencontrer-equipe/alexander-buffam</loc><lastmod>2026-07-10T04:55:37.801Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/rencontrer-equipe/justin-chow</loc><lastmod>2026-07-10T04:55:37.824Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/rencontrer-equipe/benny-ciancimino</loc><lastmod>2026-07-10T04:55:37.849Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/rencontrer-equipe/alex-emergui</loc><lastmod>2026-07-10T04:55:37.872Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/rencontrer-equipe/richard-houde</loc><lastmod>2026-07-10T04:55:37.895Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/rencontrer-equipe/constance-hui</loc><lastmod>2026-07-10T04:55:37.924Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/rencontrer-equipe/dimitri-kabosos</loc><lastmod>2026-07-10T04:55:37.949Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/rencontrer-equipe/yara-kahwati</loc><lastmod>2026-07-10T04:55:37.973Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/rencontrer-equipe/michael-lamantia</loc><lastmod>2026-07-10T04:55:37.997Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/rencontrer-equipe/sean-lasko</loc><lastmod>2026-07-10T04:55:38.027Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/rencontrer-equipe/conor-lunny</loc><lastmod>2026-07-10T04:55:38.055Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/rencontrer-equipe/wen-pintar</loc><lastmod>2026-07-10T04:55:38.08Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/rencontrer-equipe/dimitri-stamos</loc><lastmod>2026-07-10T04:55:38.106Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/rencontrer-equipe/ivan-tang</loc><lastmod>2026-07-10T04:55:38.141Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/nathan-w-thooft-cfa</loc><lastmod>2026-07-10T04:55:38.868Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/manulife-investment-management</loc><lastmod>2026-07-10T04:55:38.928Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/alex-grassino</loc><lastmod>2026-07-10T04:55:38.947Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/ryan-p-lentell-cfa</loc><lastmod>2026-07-10T04:55:38.963Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/toba-fryer</loc><lastmod>2026-07-10T04:55:38.979Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/alyson-slater</loc><lastmod>2026-07-10T04:55:38.994Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/james-robertson-cim</loc><lastmod>2026-07-10T04:55:39.046Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/emilie-paquet--fsa</loc><lastmod>2026-07-10T04:55:39.061Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/matthew-d-miskin</loc><lastmod>2026-07-10T04:55:39.074Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/sue-trinh</loc><lastmod>2026-07-10T04:55:39.087Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/luke-browne</loc><lastmod>2026-07-10T04:55:39.101Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/emily-r-roland-cima</loc><lastmod>2026-07-10T04:55:39.114Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/eric-menzer-cfa-caia-aif</loc><lastmod>2026-07-10T04:55:39.127Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/frances-donald</loc><lastmod>2026-07-10T04:55:39.14Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/Michael-Scanlon-Jr-CFA</loc><lastmod>2026-07-10T04:55:39.153Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/kelly-shea-cfa-caia</loc><lastmod>2026-07-10T04:55:39.167Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/macan-nia-cfa</loc><lastmod>2026-07-10T04:55:39.184Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/julie-seberras</loc><lastmod>2026-07-10T04:55:39.2Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/vishal-mansukhani-cfa</loc><lastmod>2026-07-10T04:55:39.212Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/Dominique-Lapointe</loc><lastmod>2026-07-10T04:55:39.225Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/tax-retirement-estate-planning-services-team</loc><lastmod>2026-07-10T04:55:39.24Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/susan-a-curry</loc><lastmod>2026-07-10T04:55:39.254Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/roshan-thiru-cfa</loc><lastmod>2026-07-10T04:55:39.269Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/hugo-belanger</loc><lastmod>2026-07-10T04:55:39.286Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/jeffrey-n-given-cfa</loc><lastmod>2026-07-10T04:55:39.301Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/eric-theoret</loc><lastmod>2026-07-10T04:55:39.313Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/geoffrey-kelley-cfa</loc><lastmod>2026-07-10T04:55:39.325Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/erica-camilleri</loc><lastmod>2026-07-10T04:55:39.337Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/kevin-headland</loc><lastmod>2026-07-10T04:55:39.35Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/vladyslav--vlad--kyrychenko--phd--cfa</loc><lastmod>2026-07-10T04:55:39.363Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/howard-c-greene-cfa</loc><lastmod>2026-07-10T04:55:39.38Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/kathryn-langridge</loc><lastmod>2026-07-10T04:55:39.691Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/gestion-privee-manuvie</loc><lastmod>2026-07-10T04:55:39.709Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/holly-brooks</loc><lastmod>2026-07-10T04:55:39.73Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/Pranay-Sonalkar</loc><lastmod>2026-07-10T04:55:39.749Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/kevin-headland-cim</loc><lastmod>2026-07-10T04:55:39.768Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/connor-minnaar</loc><lastmod>2026-07-10T04:55:39.784Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/exigences-legales/conflits-interets</loc><lastmod>2026-07-10T04:55:39.8Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/retraite-collective/experience-numerique/les-avantages-des-conseils-bienplanifier</loc><lastmod>2026-07-10T04:54:39.197Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/retraite-collective/tendances-dans-le-secteur-de-la-retraite</loc><lastmod>2026-07-10T04:54:42.887Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/bio/james-robertson</loc><lastmod>2026-07-10T04:54:43.448Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/bio/altaf-nanji</loc><lastmod>2026-07-10T04:54:43.481Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/bio/avyanna-de-biswas</loc><lastmod>2026-07-10T04:54:43.836Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/bio/greg-peterson</loc><lastmod>2026-07-10T04:54:44.188Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/bio/john-t-perda</loc><lastmod>2026-07-10T04:54:44.293Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/bio/tax-retirement-estate-planning-services-team</loc><lastmod>2026-07-10T04:54:52.468Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/bio/ryan-jacobs</loc><lastmod>2026-07-10T04:54:52.48Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/bio/craig-scordellis</loc><lastmod>2026-07-10T04:54:52.495Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/bio/brian-j-kernohan</loc><lastmod>2026-07-10T04:54:52.551Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/bio/nisha-pandit</loc><lastmod>2026-07-10T04:54:52.565Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/bio/benjamin-w-forssell-cfa</loc><lastmod>2026-07-10T04:54:52.637Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/bio/peter-mennie</loc><lastmod>2026-07-10T04:54:52.728Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/bio/jack-ko</loc><lastmod>2026-07-10T04:54:52.819Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/bio/eric-theoret</loc><lastmod>2026-07-10T04:54:52.92Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/bio/jonathan-popper</loc><lastmod>2026-07-10T04:54:53.077Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/bio/richard-bodio-jr-cfa</loc><lastmod>2026-07-10T04:54:53.09Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/bio/anthony-guarnieri</loc><lastmod>2026-07-10T04:54:53.107Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/bio/david-dugdale-phd-cfa</loc><lastmod>2026-07-10T04:54:53.23Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/bio/yuting-shao</loc><lastmod>2026-07-10T04:54:53.267Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/perspectives/2026/liens-sociaux-a-la-retraite</loc><lastmod>2026-07-10T04:55:00.396Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/soutien</loc><lastmod>2026-07-10T04:55:00.696Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/nous-joindre</loc><lastmod>2026-07-10T04:55:00.736Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers</loc><lastmod>2026-07-10T04:54:38.664Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu</loc><lastmod>2026-07-10T04:54:32.358Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/experience-numerique/programme-de-mobilisation-personnalise</loc><lastmod>2026-07-10T04:54:32.413Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/experience-numerique/les-avantages-des-conseils-bienplanifier</loc><lastmod>2026-07-10T04:54:32.645Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/longevite</loc><lastmod>2026-07-10T04:54:32.898Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/risque-de-deficit-de-longevite</loc><lastmod>2026-07-10T04:54:33.042Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/bibliotheque-des-infolettres</loc><lastmod>2026-07-10T04:54:35.178Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/bibliotheque-des-infolettres/slx/bulletin-des-promoteurs-slx-t4-2024</loc><lastmod>2026-07-10T04:54:33.154Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/bibliotheque-des-infolettres/slx/bulletin-des-promoteurs-slx-t1-2025</loc><lastmod>2026-07-10T04:54:33.337Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/bibliotheque-des-infolettres/slx/bulletin-dinformation-a-lintention-des-promoteurs-de-regime-slx-t3-2025</loc><lastmod>2026-07-10T04:54:33.455Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/bibliotheque-des-infolettres/slx/bulletin-des-promoteurs-slx-t2-2025</loc><lastmod>2026-07-10T04:54:33.564Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/bibliotheque-des-infolettres/slx/bulletin-des-promoteurs-slx-t3-2024</loc><lastmod>2026-07-10T04:54:33.693Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/bibliotheque-des-infolettres/mps/bulletin-des-promoteurs-mps-t4-2024</loc><lastmod>2026-07-10T04:54:33.895Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/bibliotheque-des-infolettres/mps/bulletin-des-promoteurs-mps-t1-2025</loc><lastmod>2026-07-10T04:54:34.256Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/bibliotheque-des-infolettres/mps/bulletin-des-promoteurs-de-regime-mps-q3-2024</loc><lastmod>2026-07-10T04:54:34.474Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/bibliotheque-des-infolettres/mps/bulletin-des-promoteurs-mps-t2-2025</loc><lastmod>2026-07-10T04:54:34.6Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/bibliotheque-des-infolettres/mps/bulletin-dinformation-a-lintention-des-promoteurs-de-regime-mps-t3-2025</loc><lastmod>2026-07-10T04:54:34.714Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/bibliotheque-des-infolettres/mps/bulletin-des-promoteurs-t2-2024</loc><lastmod>2026-07-10T04:54:34.833Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/bibliotheque-des-infolettres/mps/bulletin-dinformation-a-lintention-des-promoteurs-de-regime-t1-2026</loc><lastmod>2026-07-10T04:54:34.951Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/resilience-financiere-et-longevite-a-la-retraite</loc><lastmod>2026-07-10T04:54:35.222Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/volatilite-des-marches</loc><lastmod>2026-07-10T04:54:35.322Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/les-elections-et-les-marches</loc><lastmod>2026-07-10T04:54:35.365Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/connaitre-la-ligne-directrice-pour-les-regimes-de-capitalisation</loc><lastmod>2026-07-10T04:54:35.555Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/macroeconomiques-pour-2025</loc><lastmod>2026-07-10T04:54:35.719Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/placements/surveillance-rigoureuse-des-placements-grace-au-programme-surveillance-des-placements</loc><lastmod>2026-07-10T04:54:36.243Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/placements/fonds-axes-sur-une-date-cible</loc><lastmod>2026-07-10T04:54:36.404Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/outils/obtenez-de-laide-pour-televerser-un-fichier-de-cotisations-et-gerer-les-erreurs-de-depannage</loc><lastmod>2026-07-10T04:54:36.728Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/bio/james-robertson</loc><lastmod>2026-07-10T04:54:37.09Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/bio/altaf-nanji</loc><lastmod>2026-07-10T04:54:37.127Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/bio/greg-peterson</loc><lastmod>2026-07-10T04:54:37.645Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/bio/john-t-perda</loc><lastmod>2026-07-10T04:54:37.754Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/bio/tax-retirement-estate-planning-services-team</loc><lastmod>2026-07-10T04:54:38.371Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/bio/ryan-jacobs</loc><lastmod>2026-07-10T04:54:56.145Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/bio/craig-scordellis</loc><lastmod>2026-07-10T04:54:56.16Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/bio/nisha-pandit</loc><lastmod>2026-07-10T04:54:56.224Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/bio/peter-mennie</loc><lastmod>2026-07-10T04:54:56.374Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/bio/jack-ko</loc><lastmod>2026-07-10T04:54:56.46Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/bio/eric-theoret</loc><lastmod>2026-07-10T04:54:56.549Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/bio/jonathan-popper</loc><lastmod>2026-07-10T04:54:56.721Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/bio/richard-bodio-jr-cfa</loc><lastmod>2026-07-10T04:54:56.738Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/bio/anthony-guarnieri</loc><lastmod>2026-07-10T04:54:56.754Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/bio/david-dugdale-phd-cfa</loc><lastmod>2026-07-10T04:54:56.864Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/bio/yuting-shao</loc><lastmod>2026-07-10T04:54:56.901Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives</loc><lastmod>2026-07-10T04:54:59.447Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2023/sante-mentale-et-bien-etre-financier</loc><lastmod>2026-07-10T04:54:56.985Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2023/la-fed-est-elle-aussi-accommodante-que-le-marche-le-pense</loc><lastmod>2026-07-10T04:54:57.019Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2023/stress-finances-et-bien-etre</loc><lastmod>2026-07-10T04:54:57.073Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2023/trois-themes-de-placement-a-surveiller-pour-le-reste-de-2023</loc><lastmod>2026-07-10T04:54:57.155Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2023/la-banque-du-canada-a-augmente-les-taux</loc><lastmod>2026-07-10T04:54:57.216Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2023/stress-financier-et-valeur-du-conseil-financier-pour-vos-employes</loc><lastmod>2026-07-10T04:54:57.25Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2023/placements-esg-et-votre-offre-de-regime-de-retraite</loc><lastmod>2026-07-10T04:54:57.292Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2023/turbulences-des-marches-mondiaux-ce-que-ca-signifie-pour-le-canada</loc><lastmod>2026-07-10T04:54:57.326Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2023/cadre-pour-naviguer-dans-une-incertitude-massive-et-de-choc</loc><lastmod>2026-07-10T04:54:57.364Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2023/la-retraite-est-elle-toujours-l-objectif-pour-les-regimes-a-cotisation-determinee</loc><lastmod>2026-07-10T04:54:57.405Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2023/budget-federal-2023</loc><lastmod>2026-07-10T04:54:57.435Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2023/quatre-conseils-pour-aider-les-conseillers-a-profiter-de-la-periode-des-reer</loc><lastmod>2026-07-10T04:54:57.464Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2023/participants-du-regime-prenant-leur-retraite-en-periode-de-recul-possibilite-de-recuperer-pertes</loc><lastmod>2026-07-10T04:54:57.535Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2023/cinq-facteurs-influencant-l-efficacite-d-un-portefeuille-60-40</loc><lastmod>2026-07-10T04:54:57.57Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2023/quitter-les-liquidites-strategies-obligataires-court-terme</loc><lastmod>2026-07-10T04:54:57.822Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2024/actifs-reels-prives-diversifies-diversification-reelle-avec-potentiel-de-rendements-durables</loc><lastmod>2026-07-10T04:54:57.962Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2024/qu-est-ce-que-le-marche-boursier</loc><lastmod>2026-07-10T04:54:58.002Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2024/trois-raisons-d-utiliser-l-ia-dans-votre-pratique-de-retraite</loc><lastmod>2026-07-10T04:54:58.036Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2024/compagnies-d-assurance-pour-les-regimes-d-epargne-collectifs</loc><lastmod>2026-07-10T04:54:58.072Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2024/previsions-2025-ne-pas-augmenter-le-volume</loc><lastmod>2026-07-10T04:54:58.11Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2024/comment-les-elections-americaines-peuvent-influencer-les-marches</loc><lastmod>2026-07-10T04:54:58.154Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2024/devriez-vous-offrir-un-regime-de-retraite-collectif</loc><lastmod>2026-07-10T04:54:58.191Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2024/comment-les-placements-retraite-s-alignent-avec-les-objectifs-environnementaux-a-long-terme</loc><lastmod>2026-07-10T04:54:58.222Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2024/budget-federal-2024</loc><lastmod>2026-07-10T04:54:58.287Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2024/six-choses-que-les-promoteurs-de-regimes-veulent-savoir-sur-votre-firme</loc><lastmod>2026-07-10T04:54:58.321Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2024/previsions-du-marche-2025-naviguer-scenarios-optimistes-pessimistes-et-de-base</loc><lastmod>2026-07-10T04:54:58.387Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2024/femmes-et-placement-pour-la-retraite</loc><lastmod>2026-07-10T04:54:58.461Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2024/comprendre-la-correlation-actions-obligations</loc><lastmod>2026-07-10T04:54:58.522Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2024/strategies-de-prospection-pour-les-conseillers</loc><lastmod>2026-07-10T04:54:58.581Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/comment-la-fermeture-du-gouvernement-influence-ma-retraite</loc><lastmod>2026-07-10T04:54:58.64Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/surfer-sur-la-vague-renforcer-la-resilience-face-a-la-volatilite</loc><lastmod>2026-07-10T04:54:58.671Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/a-quoi-ressemblera-la-retraite-pour-la-generation-z-trois-facons-de-les-attirer</loc><lastmod>2026-07-10T04:54:58.716Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/revue-t1-2025-impact-des-tarifs-et-dynamiques-geopolitiques</loc><lastmod>2026-07-10T04:54:58.747Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/Q1-2025-review-analyzing-impact-of-tariffs-geopolitical-dynamics</loc><lastmod>2026-07-10T04:54:58.789Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/point-de-vue-du-chef-des-placements-serie-4</loc><lastmod>2026-07-10T04:54:58.855Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/planification-retraite-des-baby-boomers-comment-les-employeurs-peuvent-faciliter-transition</loc><lastmod>2026-07-10T04:54:58.897Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/previsions-macro-mondiales-mi-annee-2025-ce-qui-a-change</loc><lastmod>2026-07-10T04:54:58.945Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/inegalites-croissantes-un-defi-mondial-de-durabilite-qui-necessite-notre-attention</loc><lastmod>2026-07-10T04:54:59.004Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/impact-des-tarifs-sur-les-marches-financiers</loc><lastmod>2026-07-10T04:54:59.059Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/incertitude-croissante-menaces-tarifaires-impact-sur-les-investisseurs-canadiens</loc><lastmod>2026-07-10T04:54:59.093Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/construire-un-pont-pour-des-decennies-de-retraite</loc><lastmod>2026-07-10T04:54:59.138Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/perspectives-sur-la-repartition-des-actifs-croissance-mondiale-et-dynamiques-regionales</loc><lastmod>2026-07-10T04:54:59.186Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/actions-americaines-en-recul-actions-etrangeres-en-hausse-debut-d-un-changement</loc><lastmod>2026-07-10T04:54:59.225Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/assessing-investment-risk-through-the-lens-of-longevity-risk</loc><lastmod>2026-07-10T04:54:59.263Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/placement-dans-les-terres-forestieres-avec-manuvie</loc><lastmod>2026-07-10T04:54:59.298Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/previsions-du-marche-2026-reussite-n-est-pas-toujours-hauteur-des-attentes</loc><lastmod>2026-07-10T04:54:59.332Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/voici-les-tarifs-pourquoi-il-est-trop-tot-pour-conclure</loc><lastmod>2026-07-10T04:54:59.391Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/planification-de-la-retraite-pour-les-femmes-occasion-cle-pour-professionnels-finance</loc><lastmod>2026-07-10T04:55:10.935Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/reprise-macro-en-europe-et-impact-pour-les-investisseurs</loc><lastmod>2026-07-10T04:55:10.971Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/l-importance-de-la-gouvernance-pour-la-reussite-d-un-regime</loc><lastmod>2026-07-10T04:55:11.026Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/previsions-macroeconomiques-mondiales-2026-image-plus-claire-meilleure-croissance</loc><lastmod>2026-07-10T04:55:11.069Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/quatre-catalyseurs-pour-la-force-continue-du-marche-actions-us</loc><lastmod>2026-07-10T04:55:11.159Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/impact-des-tensions-commerciales-sur-les-revenus-fixes-canadiens</loc><lastmod>2026-07-10T04:55:11.202Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/budget-federal-2025-en-bref</loc><lastmod>2026-07-10T04:55:11.234Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/gagner-en-ne-perdant-pas-approche-constante-pour-des-resultats-a-long-terme</loc><lastmod>2026-07-10T04:55:11.262Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2026/lia-et-leconomie-mondiale-cap-sur-de-nouveaux-horizons</loc><lastmod>2026-07-10T04:55:11.319Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2026/comment-soutenir-la-retraite-dans-un-canada-super-ag</loc><lastmod>2026-07-10T04:55:11.365Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2026/comprendre-les-placements-alternatifs</loc><lastmod>2026-07-10T04:55:11.404Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2026/soutenir-les-femmes-a-la-retraite</loc><lastmod>2026-07-10T04:55:11.488Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2026/votre-strategie-de-longevite</loc><lastmod>2026-07-10T04:55:11.671Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/get-support</loc><lastmod>2026-07-10T04:55:11.777Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/get-support/soutien-a-la-remuneration-des-conseillers</loc><lastmod>2026-07-10T04:55:11.742Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/support-centre</loc><lastmod>2026-07-10T04:55:11.821Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/nous-joindre</loc><lastmod>2026-07-10T04:55:11.853Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/apercu</loc><lastmod>2026-07-10T04:55:11.877Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives</loc><lastmod>2026-07-10T04:55:14.014Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives/2025/dons-de-bienfaisance-la-date-limite-est-repoussee-pour-l-annee-fiscale-2024</loc><lastmod>2026-07-10T04:55:12.891Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives/2025/comment-les-conseillers-financiers-peuvent-ils-prevenir-la-fraude-quand-les-donnees-valent-de-l-or</loc><lastmod>2026-07-10T04:55:13.096Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives/2025/comment-faire-face-a-l-achat-d-une-premiere-maison</loc><lastmod>2026-07-10T04:55:13.118Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives/2025/comment-proteger-vos-clients-contre-la-fraude-financiere</loc><lastmod>2026-07-10T04:55:13.137Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives/2025/la-macro-rencontre-les-marches-5-themes-d-investissement-a-surveiller</loc><lastmod>2026-07-10T04:55:13.224Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives/2025/rendements-sur-des-periodes-mobiles-une-meilleure-approche-pour-evaluer-la-performance-des-placements</loc><lastmod>2026-07-10T04:55:13.416Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives/2025/celi-vs-reer-comment-choisir-celui-qui-vous-convient</loc><lastmod>2026-07-10T04:55:13.465Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives/2025/la-trousse-en-prevision-du-deces</loc><lastmod>2026-07-10T04:55:13.494Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives/2025/la-valeur-de-la-planification-financiere</loc><lastmod>2026-07-10T04:55:13.518Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives/2025/debloquez-une-plus-grande-croissance-comment-les-cgu-peuvent-vous-aider-a-gagner-du-temps-et-a-faire-passer-votre-cabinet-au-niveau-superieur</loc><lastmod>2026-07-10T04:55:13.606Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives/2025/pourquoi-les-taux-de-rendement-des-obligations-gouvernementales-ont-ils-augmente-partout-dans-le-monde</loc><lastmod>2026-07-10T04:55:13.667Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives/2025/prevention-des-fraudes-par-courriel-ce-que-les-conseillers-doivent-savoir-sur-la-cybersecurite</loc><lastmod>2026-07-10T04:55:13.697Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives/2026/procuration-personne-ressource-de-confiance-assistants-aux-majeurs-et-autorites-de-negociation</loc><lastmod>2026-07-10T04:55:13.743Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives/2026/vivre-100-ans-pourquoi-la-generation-x-ne-devrait-pas-compter-sur-l-heritage-pour-financer-sa-retraite</loc><lastmod>2026-07-10T04:55:13.776Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives/2026/l-ia-et-l-economie-mondiale-cap-sur-de-nouveaux-horizons</loc><lastmod>2026-07-10T04:55:13.803Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives/2026/conflit-au-moyen-orient-et-risque-de-marche</loc><lastmod>2026-07-10T04:55:13.838Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives/2026/procuration-personne-ressource-de-confiance-et-autorite-de-negociation</loc><lastmod>2026-07-10T04:55:13.866Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives/2026/pourquoi-davantage-de-femmes-devraient-envisager-une-carriere-comme-conseilleres-financieres</loc><lastmod>2026-07-10T04:55:13.938Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives/2026/canadas-spring-economic-update-2026</loc><lastmod>2026-07-10T04:55:13.967Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives-2024-au-canada-defis-croissants-et-potentiel-de-croissance-limite</loc><lastmod>2026-07-10T04:55:14.093Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/cgu</loc><lastmod>2026-07-10T04:55:14.439Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/occasions</loc><lastmod>2026-07-10T04:55:14.79Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/occasions/assurance-manuvie</loc><lastmod>2026-07-10T04:55:14.739Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/bio/nathan-w-thooft-cfa</loc><lastmod>2026-07-10T04:55:14.962Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/bio/alex-grassino</loc><lastmod>2026-07-10T04:55:14.979Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/bio/matthew-d-miskin</loc><lastmod>2026-07-10T04:55:14.993Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/bio/emily-r-roland-cima</loc><lastmod>2026-07-10T04:55:15.007Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/bio/macan-nia-cfa</loc><lastmod>2026-07-10T04:55:15.024Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/bio/julie-seberras</loc><lastmod>2026-07-10T04:55:15.04Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/bio/Dominique-Lapointe</loc><lastmod>2026-07-10T04:55:15.053Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/bio/tax-retirement-estate-planning-services-team</loc><lastmod>2026-07-10T04:55:15.07Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/bio/roshan-thiru-cfa</loc><lastmod>2026-07-10T04:55:15.088Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/bio/hugo-belanger</loc><lastmod>2026-07-10T04:55:15.106Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/bio/erica-camilleri</loc><lastmod>2026-07-10T04:55:15.121Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/bio/kevin-headland</loc><lastmod>2026-07-10T04:55:15.135Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/bio/gestion-de-patrimoine-manuvie</loc><lastmod>2026-07-10T04:55:15.151Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/bio/holly-brooks</loc><lastmod>2026-07-10T04:55:15.171Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/soutien</loc><lastmod>2026-07-10T04:55:15.482Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/soutien/conseiller-id-centre-de-soutien</loc><lastmod>2026-07-10T04:55:15.287Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/travailler-avec-nous</loc><lastmod>2026-07-10T04:55:15.552Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/travailler-avec-nous/pourquoi-manuvie</loc><lastmod>2026-07-10T04:55:16.207Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/qui-nous-sommes</loc><lastmod>2026-07-10T04:55:16.286Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/sustainability-and-esg-reporting/longevity/NIA_2025_Ageing_Report.pdf</loc><lastmod>2026-07-10T12:34:15.864Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/financial-stress/manulife-financial-resilience-and-longevity-report-2025-retirees.pdf</loc><lastmod>2026-07-10T11:29:39.92Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/financial-stress/stress-finances-and-well-being-report.pdf</loc><lastmod>2026-07-10T11:29:39.591Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/financial-stress/manuvie-rapport-sur-la-r%C3%A9silience-financi%C3%A8re-et-la-long%C3%A9vit%C3%A9-canada-2025.pdf</loc><lastmod>2026-07-10T11:29:39.445Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/financial-stress/manuvie-rapport-sur-la-r%C3%A9silience-financi%C3%A8re-et-la-long%C3%A9vit%C3%A9-2025-retraites.pdf</loc><lastmod>2026-07-10T11:29:39.198Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/financial-stress/manuvie-rapport-sur-la-r%C3%A9silience-financi%C3%A8re-et-la-long%C3%A9vit%C3%A9-mondiale-2025.pdf</loc><lastmod>2026-07-10T11:29:38.703Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/financial-stress/le-rapport-stress-finances-et-bien-etre.pdf</loc><lastmod>2026-07-10T11:29:37.694Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/financial-stress/manulife-financial-resilience-and-longevity-report-2025-trends.pdf</loc><lastmod>2026-07-10T11:29:37.463Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/financial-stress/manulife-financial-resilience-and-longevity-report-2025-generational-insight.pdf</loc><lastmod>2026-07-10T11:29:36.755Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/financial-stress/manuvie-rapport-sur-la-r%C3%A9silience-financi%C3%A8re-et-la-long%C3%A9vit%C3%A9-2025-tendances.pdf</loc><lastmod>2026-07-10T11:29:36.512Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/financial-stress/manuvie-rapport-sur-la-r%C3%A9silience-financi%C3%A8re-et-la-long%C3%A9vit%C3%A9-2025-apercu-generationnel.pdf</loc><lastmod>2026-07-10T11:29:36.27Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/financial-stress/manulife-financial-resilience-and-longevity-global-report-2025.pdf</loc><lastmod>2026-07-10T11:29:36.143Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/financial-stress/manulife-financial-resilience-and-longevity-canada-report-2025.pdf</loc><lastmod>2026-07-10T11:29:36.006Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/smartsense/smartsense-video-transcript-9-13-en.pdf</loc><lastmod>2026-07-10T11:31:27.511Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/smartsense/smartsense-video-transcript-14-18-en.pdf</loc><lastmod>2026-07-10T11:31:27.318Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/smartsense/smartsense-video-transcript-6-8-en.pdf</loc><lastmod>2026-07-10T11:31:27.218Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/longevity/perspectives-on-growing-older-the-2025-ageing-in-canada-survey-report.pdf</loc><lastmod>2026-07-10T12:02:51.525Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/mobile-apps/manulife-mobile-app-video-transcript-en.pdf</loc><lastmod>2026-07-10T11:31:39.485Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/find-an-advisor/b2c-planright-promotional-video-transcirpt-en.pdf</loc><lastmod>2026-07-10T11:31:57.761Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/mobile-contest-2026/2026-manulife-group-retirement-summer-of-savings-contest-en.pdf</loc><lastmod>2026-07-10T12:04:33.349Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/longevity-shortfall-risk/longevity-shortfall-risk-analysis-en.pdf</loc><lastmod>2026-07-10T11:33:34.884Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/target-date-funds/analyzing-the-merits-of-through-versus-to-glide-paths.pdf</loc><lastmod>2026-07-10T11:34:01.427Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/target-date-funds/comparaison-entre-les-ajustements-progressifs-avant-et-pendant-la-retraite-et-les-ajustements-jusqu-a-la-retraite.pdf</loc><lastmod>2026-07-10T11:34:01.134Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/target-date-funds/weathering-market-volatility-with-target-date-funds.pdf</loc><lastmod>2026-07-10T11:34:01.012Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/target-date-funds/surmonter-la-volatilite-des-marches-avec-les-fonds-axes-sur-une-date-cible.pdf</loc><lastmod>2026-07-10T11:34:00.789Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/sponsor-newsletters/q2-2024/white-paper-modernizing-the-guidelines-for-capital-accumulation-plans-cap-guidelines-en.pdf</loc><lastmod>2026-07-10T11:37:39.292Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/sponsor-newsletters/slx/documents/folder/2024-fund-name-change-VIP.pdf</loc><lastmod>2026-07-10T11:37:00.259Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/sponsor-newsletters/mps/documents/folder/2024-fund-name-change-VIP.pdf</loc><lastmod>2026-07-10T11:36:30.451Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/say-goodbye-to-paper/da-paperless-contest-page/say-goodbye-to-paper-contest-rules-and-regs-en-update.pdf</loc><lastmod>2026-07-10T23:57:44.984Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/say-goodbye-to-paper/da-paperless-contest-page/say-goodbye-to-paper-contest-rules-and-regs-en.pdf</loc><lastmod>2026-07-10T23:57:41.548Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/say-goodbye-to-paper/da-paperless-contest-page/concours-dites-adieu-au-papier-reglement-officiel.pdf</loc><lastmod>2026-07-10T23:57:37.048Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/explore-plans/plan-overview/the-manulife-personal-plan/member-reward-program/mrp-transcript-en.pdf</loc><lastmod>2026-07-10T11:39:21.818Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/combine-your-accounts/consolidation-combine-your-accounts-video-transcript-en.pdf</loc><lastmod>2026-07-10T12:03:37.936Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/advisor-rewards-program/2026-arp-en.pdf</loc><lastmod>2026-07-10T11:17:59.784Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/2024-mobile-contest/manulife-group-retirement-summer-of-savings-contest-en.pdf</loc><lastmod>2026-07-10T11:40:34.663Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/2024-mobile-contest/2025-manulife-group-retirement-summer-of-savings-contest-en.pdf</loc><lastmod>2026-07-10T11:40:34.417Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/navigating-the-cap-guidelines/position-paper-understanding-the-modernized-cap-guideline-en.pdf</loc><lastmod>2026-07-10T11:40:46.376Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/navigating-the-cap-guidelines/actualisation-des-lignes-directrices-pour-les-regimes-de-capitalisation-rc.pdf</loc><lastmod>2026-07-10T11:40:46.028Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/navigating-the-cap-guidelines/comprendre-la-ligne-directrice-actualis%C3%A9e-pour-les-r%C3%A9gimes-de-capitalisation.pdf</loc><lastmod>2026-07-10T11:40:45.592Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/navigating-the-cap-guidelines/modernizing-the-guidelines-for-capital-accumulation-plans-cap-guidelines.pdf</loc><lastmod>2026-07-10T11:40:45.416Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP4993E.pdf</loc><lastmod>2026-07-10T23:58:00.912Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/PBSALIRAE.pdf</loc><lastmod>2026-07-10T23:58:55.134Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/LIRA-RSP-GRGE.pdf</loc><lastmod>2026-07-10T23:58:10.35Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP5400E.pdf</loc><lastmod>2026-07-10T23:58:04.729Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP4656E.pdf</loc><lastmod>2026-07-10T23:57:53.408Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/SKPRIFE.pdf</loc><lastmod>2026-07-10T23:58:17.487Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP0835E.pdf</loc><lastmod>2026-07-10T23:57:58.078Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/PBSARLSPE.pdf</loc><lastmod>2026-07-10T23:58:15.798Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP4931E.pdf</loc><lastmod>2026-07-10T23:57:59.884Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP0768E.pdf</loc><lastmod>2026-07-10T23:57:49.18Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP8039E.pdf</loc><lastmod>2026-07-10T23:58:05.79Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/LIRA-RSP-SOPE.pdf</loc><lastmod>2026-07-10T23:58:13.14Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP5931E.pdf</loc><lastmod>2026-07-10T23:58:11.174Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/NSSCHD4ALIFE.pdf</loc><lastmod>2026-07-10T23:58:18.346Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP4991E.pdf</loc><lastmod>2026-07-10T23:58:01.894Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP0770E.pdf</loc><lastmod>2026-07-10T23:57:46.89Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP4994E.pdf</loc><lastmod>2026-07-10T23:57:58.95Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP0954E.pdf</loc><lastmod>2026-07-10T23:57:57.183Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP4988E.pdf</loc><lastmod>2026-07-10T23:57:52.564Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/MBLIFE.pdf</loc><lastmod>2026-07-10T23:58:09.46Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP0765E.pdf</loc><lastmod>2026-07-10T23:57:44.128Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP5393E.pdf</loc><lastmod>2026-07-10T23:58:07.622Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/NSOLDLIFE.pdf</loc><lastmod>2026-07-10T23:58:14.033Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/QCLIFE.pdf</loc><lastmod>2026-07-10T23:58:20.154Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP4992E.pdf</loc><lastmod>2026-07-10T23:58:02.928Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/PBSALIFE.pdf</loc><lastmod>2026-07-10T23:58:12.05Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/ONLIFE.pdf</loc><lastmod>2026-07-10T23:58:14.898Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP0807E.pdf</loc><lastmod>2026-07-10T23:57:55.156Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP0796E.pdf</loc><lastmod>2026-07-10T23:57:47.762Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/PBSARLIFE.pdf</loc><lastmod>2026-07-10T23:58:16.651Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP4759E.pdf</loc><lastmod>2026-07-10T23:57:54.298Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP5119E.pdf</loc><lastmod>2026-07-10T23:58:03.853Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP4990E.pdf</loc><lastmod>2026-07-10T23:57:56.071Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/BCLIFE.pdf</loc><lastmod>2026-07-10T23:57:40.699Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP0955E.pdf</loc><lastmod>2026-07-10T23:57:50.064Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/MBPRIFE.pdf</loc><lastmod>2026-07-10T23:58:08.608Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP8001E.pdf</loc><lastmod>2026-07-10T23:58:06.767Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/2025-year-in-review/2025-year-in-review.pdf</loc><lastmod>2026-07-10T12:02:40.538Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/join-now/resources/pdf-en/rrsp-enrolment-form-en.pdf</loc><lastmod>2026-07-10T11:43:24.999Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/market-volatility/pdf/march-2026-update-middle-east-conflict-and-market-risk-en.pdf</loc><lastmod>2026-07-10T11:44:20.428Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/tools/financial-wellness-assesment/financial-wellness-assessment-member-video-transcript-en.pdf</loc><lastmod>2026-07-10T11:45:39.015Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/landing-pages/asset-allocation-views/pdf/q4-2025-asset-allocation-views-video-transcript-en.pdf</loc><lastmod>2026-07-10T11:50:21.712Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/landing-pages/asset-allocation-views/pdf/q3-2025-asset-allocation-views-video-transcript-en.pdf</loc><lastmod>2026-07-10T11:50:21.59Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/landing-pages/asset-allocation-views/pdf/q1-2025-asset-allocation-views-video-transcript-en.pdf</loc><lastmod>2026-07-10T11:50:20.982Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/landing-pages/asset-allocation-views/pdf/q2-2024-asset-allocation-views-video-transcript-en.pdf</loc><lastmod>2026-07-10T11:50:21.246Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/landing-pages/asset-allocation-views/pdf/q2-2025-asset-allocation-views-video-transcript-en.pdf</loc><lastmod>2026-07-10T11:50:21.365Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/landing-pages/asset-allocation-views/pdf/q1-2024-asset-allocation-views-video-transcript-en.pdf</loc><lastmod>2026-07-10T11:50:20.873Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/landing-pages/asset-allocation-views/pdf/q3-2024-asset-allocation-views-video-transcript-en.pdf</loc><lastmod>2026-07-10T11:50:21.47Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/plan-ahead/understanding-the-stock-market/transcripts/Episode-2-Asset-classes-and-investment-terms.pdf</loc><lastmod>2026-07-10T11:51:33.116Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/plan-ahead/understanding-the-stock-market/transcripts/Episode-3-Investing-Strategies-Transcript.pdf</loc><lastmod>2026-07-10T11:51:33.265Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/plan-ahead/understanding-the-stock-market/transcripts/Episode-1-What-is-the-Stock-Market-Transcript.pdf</loc><lastmod>2026-07-10T11:51:32.994Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/plan-ahead/understanding-the-stock-market/transcripts/Episode-4-Investing-Toward-your-goals-transcript.pdf</loc><lastmod>2026-07-10T11:51:33.391Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/plan-ahead/understanding-the-stock-market/transcripts/Episode-5-Investing-in-retirement-transcript.pdf</loc><lastmod>2026-07-10T11:51:33.522Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/plan-ahead/investment-basics/transcript/investmentbasics-tdf-en.pdf</loc><lastmod>2026-07-10T11:51:27.859Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/plan-ahead/investment-basics/transcript/investmentbasics-trf-en.pdf</loc><lastmod>2026-07-10T11:51:27.963Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/plan-ahead/investment-basics/transcript/investmentbasics-mutual-funds-en.pdf</loc><lastmod>2026-07-10T11:51:27.761Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/plan-ahead/investment-basics/transcript/investmentbasics-asset-allocation-en.pdf</loc><lastmod>2026-07-10T11:51:27.407Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/plan-ahead/investment-basics/transcript/investmentbasics-diversification-en.pdf</loc><lastmod>2026-07-10T11:51:27.646Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/plan-ahead/investment-basics/transcript/investmentbasics-asset-classes-en.pdf</loc><lastmod>2026-07-10T11:51:27.512Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/faq/resources/pdf-en/transfer-authorization-for-rrsp-lrsp-lira-rif-lif-tfsa-en.pdf</loc><lastmod>2026-07-10T11:52:27.497Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/faq/resources/pdf-en/request-for-change-rrif-lif-lrif-prif-rlif-en.pdf</loc><lastmod>2026-07-10T11:52:27.367Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/faq/resources/pdf-en/notice-of-death-en.pdf</loc><lastmod>2026-07-10T11:52:27.278Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/faq/resources/pdf-en/payer-authorization-for-pre-authorized-debit-plan-pad-en.pdf</loc><lastmod>2026-07-10T11:52:27.141Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/faq/resources/pdf-en/request-for-withdrawal-en.pdf</loc><lastmod>2026-07-10T11:52:26.987Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/faq/resources/pdf-en/miscellaneous-change-en.pdf</loc><lastmod>2026-07-10T11:52:26.851Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/faq/resources/pdf-en/request-to-transfer-money-to-manulife-rrif-lif-lrif-prif-rlif-en.pdf</loc><lastmod>2026-07-10T11:52:26.705Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/faq/resources/pdf-en/contribution-request-tfsa-en.pdf</loc><lastmod>2026-07-10T11:52:26.574Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/faq/resources/pdf-en/withdrawal-request-rrsp-tfsa-lira-rpp-nrsp-annuity-en.pdf</loc><lastmod>2026-07-10T11:52:26.429Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/faq/resources/pdf-en/contribution-request-rrsp-en.pdf</loc><lastmod>2026-07-10T11:52:26.144Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/faq/resources/pdf-en/contribution-request-nrsp-en.pdf</loc><lastmod>2026-07-10T11:52:26.01Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/faq/resources/pdf-en/withdrawal-request-rrif-lif-lrif-prif-en.pdf</loc><lastmod>2026-07-10T11:52:25.873Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/faq/resources/pdf-en/fund-transfer-request-rrsp-tfsa-lira-rpp-nrsp-en.pdf</loc><lastmod>2026-07-10T11:52:25.694Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/faq/resources/pdf-en/notice-of-death-rrif-lif-lrif-prif-rlif-en.pdf</loc><lastmod>2026-07-10T11:52:25.577Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/faq/resources/pdf-en/request-to-transfer-money-to-manulife-rrsp-tfsa-lira-lrsp-rpp-en.pdf</loc><lastmod>2026-07-10T11:52:25.428Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/faq/resources/pdf-en/request-for-change-rrsp-tfsa-lira-rpp-nrsp-en.pdf</loc><lastmod>2026-07-10T11:52:25.29Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/faq/resources/pdf-en/termination-request-en.pdf</loc><lastmod>2026-07-10T11:52:25.161Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/faq/resources/pdf-en/fund-transfer-request-rrif-lif-lrif-prif-rlif-en.pdf</loc><lastmod>2026-07-10T11:52:25.017Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/tax-receipts-and-slips/transitioned-members-website-tax-walkthrough-video-transcript-en.pdf</loc><lastmod>2026-07-10T11:52:47.948Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/tax-receipts-and-slips/mobile-app-tax-walkthrough-video-transcript-en.pdf</loc><lastmod>2026-07-10T11:52:48.07Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/tax-receipts-and-slips/group-retirement-website-tax-walkthrough-video-transcript-en.pdf</loc><lastmod>2026-07-10T11:52:48.201Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/global-financial-resilience-and-longevity-campaign-2024/manulife-financial-resilience-and-longevity-canada-report-2024-en.pdf</loc><lastmod>2026-07-10T11:54:33.498Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/global-financial-resilience-and-longevity-campaign-2024/ret-110251-641270-financial-resilience-and-longevity-campaign-2024-interactive-us-view-our-global-comparisons-en.pdf</loc><lastmod>2026-07-10T11:54:32.98Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/global-financial-resilience-and-longevity-campaign-2024/cret-22241-642436-financial-resilience-and-longevity-campaign-2024-canada-interactive-en.pdf</loc><lastmod>2026-07-10T11:54:32.77Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/global-financial-resilience-and-longevity-campaign-2024/manulife-financial-resilience-and-longevity-global-report-2024-en.pdf</loc><lastmod>2026-07-10T11:54:32.233Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/pdf/transcription-en-manu-1526364.pdf</loc><lastmod>2026-07-10T11:54:45.609Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/pdf/mfc-msas-en.pdf</loc><lastmod>2026-07-10T11:54:45.484Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/pdf/Securing%20Retirement%20-%20what%20makes%20a%20strong%20retirement%20system_EN_Cad.pdf</loc><lastmod>2026-07-10T11:54:45.356Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/2022-duplicate-commission-issue/324471-anderson-en.pdf</loc><lastmod>2026-07-10T11:54:54.429Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/2022-duplicate-commission-issue/test-file-name-en.pdf</loc><lastmod>2026-07-10T11:54:54.364Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/mlid-troubleshooting-member-guide/mlid-troubleshooting-member-guide.pdf</loc><lastmod>2026-07-10T11:55:03.119Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/mlid-troubleshooting-member-guide/de-laide-pour-votre-identifiant-manuvie.pdf</loc><lastmod>2026-07-10T11:55:02.954Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/07-2025-Invesco-EQV-International-Equity-No-change.pdf</loc><lastmod>2026-07-10T23:57:12.791Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/i-watch-notices-03-2026-manulife-multimanager-ca-us-bal-no-change.pdf</loc><lastmod>2026-07-10T23:57:24.752Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/04-2024-Manulife-US-Equity-(abrdn)-PM-Dominic-Byrne-Departure-EN.pdf</loc><lastmod>2026-07-10T23:57:09.205Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/10-2025-Manulife-Retirement-Date-and-Asset-Allocation-Funds-No-change.pdf</loc><lastmod>2026-07-10T23:57:22.062Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/02-2025-AllianceBernstein-No-Change.pdf</loc><lastmod>2026-07-10T23:57:01.124Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/09-2025-Lazard-Global-Small-Cap-and-Infrastructure-No-change.pdf</loc><lastmod>2026-07-10T23:57:13.657Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/07-2025-JF-Bond-and-Balanced-No-change.pdf</loc><lastmod>2026-07-10T23:57:16.238Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/03-2026-termination-invesco-global-comp.pdf</loc><lastmod>2026-07-10T19:49:42.781Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/05-2025-Leith-Wheeler-Diversified-Pooled-Fund-No-change.pdf</loc><lastmod>2026-07-10T23:57:10.094Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/03-2026-termination-templeton-global-bond.pdf</loc><lastmod>2026-07-10T23:57:02.039Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/i-watch-notices-01-2026-fidelity-cp-cp-institutional-no-change.pdf</loc><lastmod>2026-07-10T23:57:18.006Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/i-watch-notices-02-2026-schroders-emerging-markets-equity-no-change.pdf</loc><lastmod>2026-07-10T23:57:22.977Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/02-2025-Blackrock-No-Change.pdf</loc><lastmod>2026-07-10T23:56:59.285Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/i-watch-notices-04-2026-termination-abrdn-emerging-market-debt.pdf</loc><lastmod>2026-07-10T23:57:31.969Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/08-2024-Manulife-Canadian-Equity-(7011)---IPS-Changes.pdf</loc><lastmod>2026-07-10T23:57:20.365Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/03-2026-termination-fidelity-global.pdf</loc><lastmod>2026-07-10T23:57:08.282Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/07-2025-MIM-Core-Value-Equity-Team-No-change.pdf</loc><lastmod>2026-07-10T23:57:15.38Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/i-watch-notices-04-2026-ab-canadian-core-bond-no-change.pdf</loc><lastmod>2026-07-10T23:57:21.196Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/03-2024-Jarislowsky-Fraser-Manulife-Jarislowsky-Fraser-Canadian-Equity-Fund-Retirement-of-Bernard-Gauthier-EN.pdf</loc><lastmod>2026-07-10T23:57:07.429Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/08-2024-CCL-Fundamental-Equity-Team-Departures.pdf</loc><lastmod>2026-07-10T23:57:10.926Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/03-2026-termination-lazard-glb-sml-cap-eqty.pdf</loc><lastmod>2026-07-10T23:57:05.527Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/i-watch-notices-01-2026-manulife-rd-rdi-no-change.pdf</loc><lastmod>2026-07-10T23:57:19.088Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/i-watch-notices-01-2026-blackrock-lp-no-change.pdf</loc><lastmod>2026-07-10T23:57:23.871Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/08-2025-Manulife-Canadian-Pooled-Real-Estate-Fund-No-change.pdf</loc><lastmod>2026-07-10T23:57:17.139Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/04-2024-BlackRock-LifePath-Funds-CML-removal-EN.pdf</loc><lastmod>2026-07-10T23:57:04.639Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/01-2025-Manulife-Multi-Asset-Solutions-Team-No-Change.pdf</loc><lastmod>2026-07-10T23:56:57.564Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/05-2025-Manulife-RDF-and-AA-Rebalancing.pdf</loc><lastmod>2026-07-10T23:57:11.912Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/04-2025-Manulife-Conservative-Asset-Allocation-Fund-No-change.pdf</loc><lastmod>2026-07-10T23:57:06.408Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/02-2025-MFS-International-Equity-No-change.pdf</loc><lastmod>2026-07-10T23:57:03.739Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/09-2024-manulife-canadian-mortgage-funds-en.pdf</loc><lastmod>2026-07-10T23:57:14.511Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/i-watch-notices-01-2026-montrusco-bolton-no-change.pdf</loc><lastmod>2026-07-10T23:57:26.625Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices-fr/08-2024-Fonds-d%E2%80%99actions-canadiennes-Manuvie-(7011)-EPP-modifie.pdf</loc><lastmod>2026-07-10T23:56:54.767Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices-fr/02-2025-AllianceBernstein-Pas-de-changement.pdf</loc><lastmod>2026-07-10T23:57:00.221Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices-fr/04-2025-Fonds-de-r%C3%A9partition-de-l%E2%80%99actif-S%C3%A9curitaire-Manuvie-Pas-de-changement.pdf</loc><lastmod>2026-07-10T23:57:02.886Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices-fr/01-2025-Manulife-Multi-Asset-Solutions-Team-Pas-de-changement.pdf</loc><lastmod>2026-07-10T19:49:43.239Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices-fr/08-2024-Depart-de-membres-de-l%E2%80%99equipe-Actions-fondamentales-de-CCL.pdf</loc><lastmod>2026-07-10T23:56:56.651Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices-fr/02-2025-BlackRock-Pas-de-changement.pdf</loc><lastmod>2026-07-10T23:56:53.846Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts-fr/04-2025-Fonds-d%E2%80%99obligations-Jarislowsky-Fraser-R%C3%A9trograd%C3%A9.pdf</loc><lastmod>2026-07-10T23:55:22.793Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts-fr/03-2025-Fonds-diversifi%C3%A9-et-Fonds-diversifi%C3%A9-Tri-Plan-GPM-R%C3%A9trograd%C3%A9.pdf</loc><lastmod>2026-07-10T23:55:23.773Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/05-2025-Sprucegrove-Downgrade.pdf</loc><lastmod>2026-07-10T19:42:40.55Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-02-2026-blackrock-lifepath-index-upgrade.pdf</loc><lastmod>2026-07-10T23:55:56.949Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-03-2026-franklin-clearbridge-canadian-small-cap-upgrade.pdf</loc><lastmod>2026-07-10T19:42:42.783Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/06-2024-russell-investments-long-term-growth-balanced-growth-multi-asset-income-downgrade-en.pdf</loc><lastmod>2026-07-10T23:55:35.569Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/10-2025-CCL-Fundamental-Equity-Upgrade.pdf</loc><lastmod>2026-07-10T23:55:46.982Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/08-2024-cibc-fixed-income-upgrade-en.pdf</loc><lastmod>2026-07-10T23:55:39.321Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/05-2025-Franklin-Global-Growth-Downgrade.pdf</loc><lastmod>2026-07-10T23:55:34.59Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-08-2024-lazard-global-small-cap-downgrade.pdf</loc><lastmod>2026-07-10T23:56:12.71Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-10-2025-guardian-canadian-downgrade.pdf</loc><lastmod>2026-07-10T23:56:52.925Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-02-2026-scheer-rowlett-canadian-equity-upgrade.pdf</loc><lastmod>2026-07-10T23:55:52.164Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-05-2025-franklin-global-growth-downgrade.pdf</loc><lastmod>2026-07-10T23:56:03.654Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-01-2020-guardian-capital-downgrade.pdf</loc><lastmod>2026-07-10T23:55:50.423Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-03-2026-manulife-asset-allocation-upgrade.pdf</loc><lastmod>2026-07-10T23:56:00.629Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-02-2026-invesco-funds-acquired-by-ci-no-change.pdf</loc><lastmod>2026-07-10T23:55:54.222Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-03-2026-mmf-us-unconstrained-downgrade.pdf</loc><lastmod>2026-07-10T23:56:09.139Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-05-2024-jf-canadian-balanced-and-manulife-multimanager-canadian-growth-funds-downgrade.pdf</loc><lastmod>2026-07-10T23:56:01.559Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/07-2025-MB-Small-Cap-Equity-Downgrade.pdf</loc><lastmod>2026-07-10T23:55:41.038Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/05-2025-CI-Portfolio-Series-Downgrade.pdf</loc><lastmod>2026-07-10T23:55:33.722Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/08-2024-franklin-lifesmart-upgrade-to-in-good-standing-en.pdf</loc><lastmod>2026-07-10T23:55:44.661Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-08-2023-manulife-emerging-markets-equity-downgrade.pdf</loc><lastmod>2026-07-10T23:56:14.454Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-03-2023-manulife-canadian-mortgage-downgrade.pdf</loc><lastmod>2026-07-10T23:55:48.677Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-04-2026-nordea-stable-return-downgrade.pdf</loc><lastmod>2026-07-10T23:56:04.554Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/03-2025-BlackRock-LP-Index-Downgrade.pdf</loc><lastmod>2026-07-10T23:55:28.449Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/07-2025-MIM-Core-Value-Equity-Team-Downgrade.pdf</loc><lastmod>2026-07-10T23:55:45.624Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-07-2025-mim-systematic-equity-beta-team-downgrade.pdf</loc><lastmod>2026-07-10T23:56:11.858Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/03-2024-td-manulife-epoch-us-and-global-shy-downgrade-en.pdf</loc><lastmod>2026-07-10T23:55:32.811Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/07-2025-Russell-Investments-Upgrade.pdf</loc><lastmod>2026-07-10T23:55:42.053Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-03-2026-mmf-global-unconstrained-downgrade.pdf</loc><lastmod>2026-07-10T23:56:06.381Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-03-2026-alliancebernstein-canadian-core-plus-bond-upgrade.pdf</loc><lastmod>2026-07-10T23:55:59.677Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/03-2025-invesco-gbl-sm-cap-upgrade-en.pdf</loc><lastmod>2026-07-10T19:42:40.2Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-05-2026-manulife-global-multi-sector-fixed-income-downgrade.pdf</loc><lastmod>2026-07-10T23:56:10.002Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/11-2025-abrdn-U-S-Upgrade.pdf</loc><lastmod>2026-07-10T23:55:49.533Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-03-2026-abrdn-global-equity-upgrade.pdf</loc><lastmod>2026-07-10T23:55:55.089Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-04-2025-jf-bond-fund-downgrade.pdf</loc><lastmod>2026-07-10T23:56:07.237Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-12-2023-invesco-eqv-international-equity-downgrade.pdf</loc><lastmod>2026-07-10T23:56:58.426Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-09-2024-leith-wheeler-diversified-downgrade.pdf</loc><lastmod>2026-07-10T19:42:43.318Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/10-2025-Guardian-Canadian-Downgrade.pdf</loc><lastmod>2026-07-10T23:55:47.843Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/03-2025-manulife-asset-allocation-funds-downgrade-en.pdf</loc><lastmod>2026-07-10T23:55:30.209Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-03-2025-mim-diversified-and-diversified-tri-plan-downgrade.pdf</loc><lastmod>2026-07-10T19:42:42.195Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-05-2025-sprucegrove-downgrade.pdf</loc><lastmod>2026-07-10T23:56:47.736Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-03-2025-manulife-asset-allocation-funds-downgrade.pdf</loc><lastmod>2026-07-10T23:55:57.819Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/03-2024-mim-canadian-growth-multi-manager-can-lc-growth-downgrade-en.pdf</loc><lastmod>2026-07-10T23:55:24.668Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/03-2025-alliancebernstein-downgrade-en.pdf</loc><lastmod>2026-07-10T23:55:31.915Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/08-2024-lazard-global-sc-downgrade-en.pdf</loc><lastmod>2026-07-10T19:42:41.613Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-03-2026-manulife-canadian-mortgage-upgrade.pdf</loc><lastmod>2026-07-10T23:55:58.731Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/01-2025-mim-fi-bal-funds-upgrade-en.pdf</loc><lastmod>2026-07-10T23:55:21.849Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-11-2024-abrdn-downgrade.pdf</loc><lastmod>2026-07-10T23:56:55.654Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-10-2025-ccl-fundamental-equity-upgrade.pdf</loc><lastmod>2026-07-10T23:56:17.009Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-10-2023-invesco-global-companies-downgrade.pdf</loc><lastmod>2026-07-10T23:56:13.613Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/07-2025-Manulife-Canadian-Growth-Team-Upgrade.pdf</loc><lastmod>2026-07-10T19:42:41.048Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/07-2025-Mawer-Global-Equity-No-change.pdf</loc><lastmod>2026-07-10T23:55:38.462Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-05-2024-jarislowsky-fraser-global-investment-management-downgrade.pdf</loc><lastmod>2026-07-10T23:56:08.284Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-07-2025-mb-small-cap-equity-downgrade.pdf</loc><lastmod>2026-07-10T23:56:15.302Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/07-2025-MIM-Systematic-Equity-Beta-Team-Downgrade.pdf</loc><lastmod>2026-07-10T23:55:37.598Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/08-2025-TD-low-volatility-equity-Upgrade.pdf</loc><lastmod>2026-07-10T23:55:40.179Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-03-2024-fidelity-global-downgrade.pdf</loc><lastmod>2026-07-10T23:55:55.978Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-11-2024-mawer-us-equity-downgrade.pdf</loc><lastmod>2026-07-10T23:56:52.069Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-05-2025-ci-portfolio-series-downgrade.pdf</loc><lastmod>2026-07-10T23:56:05.533Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-07-2025-mawer-global-equity-no-change.pdf</loc><lastmod>2026-07-10T23:56:10.873Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-11-2023-manulife-balanced-fund-5011-downgrade.pdf</loc><lastmod>2026-07-10T23:56:51.196Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/04-2025-JF-Bond-Fund-Downgrade.pdf</loc><lastmod>2026-07-10T23:55:36.585Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-10-2024-agf-american-growth-fund-downgrade.pdf</loc><lastmod>2026-07-10T23:56:50.208Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-03-2025-alliancebernstein-downgrade.pdf</loc><lastmod>2026-07-10T23:55:53.31Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/09-2025-TDAM-Hedged-Synthetic-International-Equity-Index-Upgrade.pdf</loc><lastmod>2026-07-10T23:55:42.941Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/05-2024-jf-canadian-equity-and-balanced-funds-downgrade-to-increased-scrutiny-en.pdf</loc><lastmod>2026-07-10T23:55:31.074Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-07-2025-mim-core-value-equity-team-downgrade.pdf</loc><lastmod>2026-07-10T23:56:16.146Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/03-2025-MIM-Diversified-and-Diversified-Tri-Plan-PM-Change-Downgrade.pdf</loc><lastmod>2026-07-10T23:55:25.625Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/09-2024-leith-wheeler-diversified-pooled-fund-downgrade-en.pdf</loc><lastmod>2026-07-10T23:55:43.78Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-01-2024-manulife-canadian-pooled-real-estate-fund-downgrade.pdf</loc><lastmod>2026-07-10T23:55:51.278Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/04-2024-manulife-lazard-global-small-cap-eq-pm-change-en.pdf</loc><lastmod>2026-07-10T23:55:29.321Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/brand-campaigns-and-sponsors/cheque_overpayment_scam.pdf</loc><lastmod>2026-07-10T13:33:24.838Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/brand-campaigns-and-sponsors/Inheritance_Scam_Fr.pdf</loc><lastmod>2026-07-10T13:33:26.007Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/brand-campaigns-and-sponsors/lottery_sweepstakes_scam.pdf</loc><lastmod>2026-07-10T13:33:25.585Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/brand-campaigns-and-sponsors/macro-themes/2025/en/2025-macro-outlook-video-transcript-en.pdf</loc><lastmod>2026-07-10T13:37:00.582Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/brand-campaigns-and-sponsors/macro-themes/2025/fr/2025-macro-outlook-video-transcript-fr.pdf</loc><lastmod>2026-07-10T13:55:23.262Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/brand-campaigns-and-sponsors/multi-asset-outlook/q2-2026/en/q2-asset-allocation-view-transcript-en.pdf</loc><lastmod>2026-07-10T13:55:24.267Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/brand-campaigns-and-sponsors/multi-asset-outlook/q2-2026/fr/q2-asset-allocation-view-transcript-fr.pdf</loc><lastmod>2026-07-10T13:39:50.756Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/brand-campaigns-and-sponsors/Employment_Scam_Fr.pdf</loc><lastmod>2026-07-10T13:33:25.834Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/brand-campaigns-and-sponsors/Lottery_Sweepstakes_Scam_Fr.pdf</loc><lastmod>2026-07-10T13:33:26.496Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/brand-campaigns-and-sponsors/loan_consolidation_scam.pdf</loc><lastmod>2026-07-10T13:33:25.475Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/brand-campaigns-and-sponsors/Cheque_Overpayment_Scam_Fr.pdf</loc><lastmod>2026-07-10T13:33:25.724Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/brand-campaigns-and-sponsors/employment_scam.pdf</loc><lastmod>2026-07-10T13:33:25.117Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/brand-campaigns-and-sponsors/Loan_Consolidation_Scam_Fr.pdf</loc><lastmod>2026-07-10T13:33:26.147Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/brand-campaigns-and-sponsors/inheritance_scam.pdf</loc><lastmod>2026-07-10T13:33:25.331Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/accessibility/Accessibility_standards_overview_FR.pdf</loc><lastmod>2026-07-10T17:46:44.211Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/accessibility/Multi-year_Accessibility_plan_FR.pdf</loc><lastmod>2026-07-10T17:46:44.064Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/accessibility/AODAAccessibility_FR.pdf</loc><lastmod>2026-07-10T17:46:43.919Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/accessibility/Policy_Integrated_Accessibility_Standards.pdf</loc><lastmod>2026-07-10T17:46:44.594Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/accessibility/Accessibility_standards_policy_FR.pdf</loc><lastmod>2026-07-10T17:46:43.777Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/accessibility/AODAAccessibility.pdf</loc><lastmod>2026-07-10T17:46:44.47Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/accessibility/Multi_year_Accessibility_Plan.pdf</loc><lastmod>2026-07-10T17:46:44.336Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/mfc_proxycircular2017_fr.pdf</loc><lastmod>2026-07-10T13:21:50.812Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/risk_charter_2021_fr.pdf</loc><lastmod>2026-07-10T13:21:50.658Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/mfc_proxycircular2017.pdf</loc><lastmod>2026-07-10T13:24:03.567Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/2019_-_CGNC_Charter_(French)_AODA_FINAL-s.pdf</loc><lastmod>2026-07-10T13:21:50.502Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/AGM_Minutes_2019-fr.pdf</loc><lastmod>2026-07-10T13:21:50.308Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/E_MFC_1Q18_VotingResults.pdf</loc><lastmod>2026-07-10T13:24:03.445Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/MFC_VR_2020_Y1_FR.pdf</loc><lastmod>2026-07-10T13:21:50.174Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/MFC_VR_2020_FR.pdf</loc><lastmod>2026-07-10T13:21:50.045Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/2020_Annual_Meeting_%20Minutes_FINAL%20AODA.pdf</loc><lastmod>2026-07-10T13:24:03.309Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/mfc_proxycircular2018_fr.pdf</loc><lastmod>2026-07-10T13:21:49.887Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/board_diversity_policy.pdf</loc><lastmod>2026-07-10T13:24:03.194Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Board%20Charter-Mandate-fr.pdf</loc><lastmod>2026-07-10T13:21:49.734Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/President%20and%20CEO%20Mandate.pdf</loc><lastmod>2026-07-10T13:10:15.84Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/2019%20-%20Board%20Diversity%20Policy%20AODA.pdf</loc><lastmod>2026-07-10T13:24:03.045Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/MFC_COBC_EN.pdf</loc><lastmod>2026-07-10T13:24:02.418Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/2018%20Annual_Meeting_Minutes_FINAL%20French%20AODA.pdf</loc><lastmod>2026-07-10T13:21:49.568Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Disclosure_Policy_fr.pdf</loc><lastmod>2026-07-10T13:21:49.426Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/General-by-laws-fr.pdf</loc><lastmod>2026-07-10T13:20:46.818Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/F_MFC_1Q19_VotingResults.pdf</loc><lastmod>2026-07-10T13:20:46.693Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Committee_Chairs_Mandate_Fr.pdf</loc><lastmod>2026-07-10T13:20:46.397Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/2019_-_Risk_Committee_Charter_AODA_FINAL-s.pdf</loc><lastmod>2026-07-10T13:24:02.215Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/board_charter_2025_fr.pdf</loc><lastmod>2026-07-10T13:20:46.251Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/manulife-vendor-code-of-conduct-fr.pdf</loc><lastmod>2026-07-10T13:20:46.074Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/2018%20Annual_Meeting_Minutes_FINAL%20AODA.pdf</loc><lastmod>2026-07-10T13:24:02.051Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Majority_Elections_of_Directors_Policy_AODA_FR.pdf</loc><lastmod>2026-07-10T13:20:45.94Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/President%20and%20CEO%20Mandate%20fr.pdf</loc><lastmod>2026-07-10T13:20:46.545Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/risk_charter_2025_en.pdf</loc><lastmod>2026-07-10T13:24:01.894Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Shareholder_Engagement_Principles.pdf</loc><lastmod>2026-07-10T13:24:01.771Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Proxy%20Access%20Policy%20fr.pdf</loc><lastmod>2026-07-10T13:20:45.772Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/audit_charter_2025_fr.pdf</loc><lastmod>2026-07-10T13:20:45.54Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Proxy%20Access%20Policy.pdf</loc><lastmod>2026-07-10T13:24:01.631Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/2019_-_MRCC_Charter_(French)_AODA_FINAL-s.pdf</loc><lastmod>2026-07-10T13:20:44.383Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/MFC_2023_NYSE_Clawback_Policy.pdf</loc><lastmod>2026-07-10T13:24:01.5Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/MFC_MIN_2020_Y1_FR.pdf</loc><lastmod>2026-07-10T13:20:44.263Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/General-by-laws-en.pdf</loc><lastmod>2026-07-10T13:24:01.122Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Chairs_Mandate_Fr.pdf</loc><lastmod>2026-07-10T13:20:44.109Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/MFC_Director_Education_2023_FR.pdf</loc><lastmod>2026-07-10T13:24:00.79Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/board_charter_2022_fr.pdf</loc><lastmod>2026-07-10T13:20:43.956Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/cgnc-charter-2026-en.pdf</loc><lastmod>2026-07-10T13:19:45.564Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Disclosure_Policy_FR.pdf</loc><lastmod>2026-07-10T13:20:43.812Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/manulife-vendor-code-of-conduct-en.pdf</loc><lastmod>2026-07-10T13:24:00.648Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/2019_-_Risk_Committee_Charter_(French)_AODA_FINAL-s.pdf</loc><lastmod>2026-07-10T13:20:43.652Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/risk_charter_2021_en.pdf</loc><lastmod>2026-07-10T13:22:35.033Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/board-charter-2026-en.pdf</loc><lastmod>2026-07-10T13:19:45.698Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Director_Independence_Policy_FR.pdf</loc><lastmod>2026-07-10T13:20:43.494Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Committee_Chairs_Mandate.pdf</loc><lastmod>2026-07-10T13:22:34.922Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/CGNC_Charter_2021_fr.pdf</loc><lastmod>2026-07-10T13:20:43.351Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Chairs_Mandate.pdf</loc><lastmod>2026-07-10T13:22:34.803Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/2019_-_CGNC_Charter_AODA_FINAL-s.pdf</loc><lastmod>2026-07-10T13:22:34.709Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/audit_charter_2022_fr.pdf</loc><lastmod>2026-07-10T13:20:43.196Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Risk_Charter_Fr.pdf</loc><lastmod>2026-07-10T13:20:43.028Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/board-diversity-policy-2022-aoda.pdf</loc><lastmod>2026-07-10T13:22:34.577Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/MRCC__Charter.pdf</loc><lastmod>2026-07-10T13:22:34.482Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Board%20Charter-Mandate.pdf</loc><lastmod>2026-07-10T13:22:34.367Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/MFC_COBC_FR.pdf</loc><lastmod>2026-07-10T13:22:34.218Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Board_Diversity_Policy_FR.pdf</loc><lastmod>2026-07-10T13:20:17.78Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/audit-committee-charter-2026-en.pdf</loc><lastmod>2026-07-10T13:19:47.828Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/risk-committee-charter-2026-fr.pdf</loc><lastmod>2026-07-10T13:19:44.732Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Disclosure_Policy.pdf</loc><lastmod>2026-07-10T13:22:34.097Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/CGNC_Charter.pdf</loc><lastmod>2026-07-10T13:22:33.978Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/1999%20-%20MFC%20-%20Letters%20Patent%20of%20Incorporation.pdf</loc><lastmod>2026-07-10T13:22:33.861Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/audit_charter_2022_en.pdf</loc><lastmod>2026-07-10T13:22:33.757Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/2019_-_Audit_Committee_Charter_(AODA)_FINAL-s.pdf</loc><lastmod>2026-07-10T13:22:33.419Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/F_MFC_1Q18_VotingResults.pdf</loc><lastmod>2026-07-10T13:20:17.641Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/MFC_Director_Education_2023_EN.pdf</loc><lastmod>2026-07-10T13:22:33.279Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/2019_-_Board_Charter_and_Mandate_-_(current)_FINAL-s.pdf</loc><lastmod>2026-07-10T13:24:00.973Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/mfc_proxycircular2018.pdf</loc><lastmod>2026-07-10T13:22:33.131Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Cindy%20transcript.docx</loc><lastmod>2026-07-10T13:19:48.316Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/2019_-_Board_Charter_and_Mandate_-_(Current_French)_FINAL-s.pdf</loc><lastmod>2026-07-10T13:20:15.098Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Director_Independence_Policy.pdf</loc><lastmod>2026-07-10T13:22:32.976Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Director_Independence_Policy_fr.pdf</loc><lastmod>2026-07-10T13:20:17.477Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/2019%20-%20Board%20Diversity%20Policy%20French%20AODA%20.pdf</loc><lastmod>2026-07-10T13:20:17.337Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/audit-committee-charter-2026-fr.pdf</loc><lastmod>2026-07-10T13:19:45.856Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/2019_-_Audit_Committee_Charter_(French)_AODA_FINAL-s.pdf</loc><lastmod>2026-07-10T13:20:17.143Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/MFC_board_matrix_2023_FR.pdf</loc><lastmod>2026-07-10T13:22:32.826Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/MRCC_Charter_Fr.pdf</loc><lastmod>2026-07-10T13:20:16.176Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Individual_Directors_Mandate_Fr.pdf</loc><lastmod>2026-07-10T13:20:16.027Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Risk_Charter.pdf</loc><lastmod>2026-07-10T13:21:53.759Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Individual_Directors_Mandate.pdf</loc><lastmod>2026-07-10T13:21:53.647Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Audit_Charter.pdf</loc><lastmod>2026-07-10T13:21:53.52Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/board-charter-2026-fr.pdf</loc><lastmod>2026-07-10T13:19:46.403Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/2019_-_MRCC_Charter_AODA_FINAL-s.pdf</loc><lastmod>2026-07-10T13:21:53.35Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/AGM_Minutes_2019.pdf</loc><lastmod>2026-07-10T13:21:52.753Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/board-diversity-policy-2022-aoda-fr.pdf</loc><lastmod>2026-07-10T13:20:15.882Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/risk_charter_2025_fr.pdf</loc><lastmod>2026-07-10T13:20:15.728Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/E_MFC_1Q19_VotingResults.pdf</loc><lastmod>2026-07-10T13:21:52.634Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/audit_charter_2025_en.pdf</loc><lastmod>2026-07-10T13:21:52.528Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Fr_Business_Conducts_Ethics.pdf</loc><lastmod>2026-07-10T13:20:15.57Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/board_charter_2025_en.pdf</loc><lastmod>2026-07-10T13:21:52.416Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Majority_Elections_of_Directors_Policy_AODA_EN.pdf</loc><lastmod>2026-07-10T13:21:52.333Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/2019_-_Board_Charter_and_Mandate_-_Current_French_FINAL-s.pdf</loc><lastmod>2026-07-10T13:19:48Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/board-inclusion-policy-2026-en.pdf</loc><lastmod>2026-07-10T13:19:46.264Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/risk-committee-charter-2026-en.pdf</loc><lastmod>2026-07-10T13:19:44.948Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/cgnc-charter-2026-fr.pdf</loc><lastmod>2026-07-10T13:19:45.38Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Fr_Business_Conduct_Ethics.pdf</loc><lastmod>2026-07-10T13:20:15.414Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Board-Diversity-Policy-AODA-FR.pdf</loc><lastmod>2026-07-10T13:21:52.188Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/board-inclusion-policy-2026-fr.pdf</loc><lastmod>2026-07-10T13:19:46.096Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Audit_Charter_Fr.pdf</loc><lastmod>2026-07-10T13:20:15.242Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Nay%20transcript%202.docx</loc><lastmod>2026-07-10T13:19:48.167Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/board_charter_2022_en.pdf</loc><lastmod>2026-07-10T13:21:52.064Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/MFC_board_matrix_2023_EN.pdf</loc><lastmod>2026-07-10T13:21:51.933Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Shareholder_Engagement_Principles_FR.pdf</loc><lastmod>2026-07-10T13:20:14.962Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/mrcc-charter-2026-fr.pdf</loc><lastmod>2026-07-10T13:19:45.206Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/MFC_VR_2020_EN.pdf</loc><lastmod>2026-07-10T13:21:51.812Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/mrcc-charter-2026-en.pdf</loc><lastmod>2026-07-10T13:19:45.091Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/CGNC_Charter_2021_en.pdf</loc><lastmod>2026-07-10T13:21:51.697Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Board-Diversity-Policy-2023-AODA-EN.pdf</loc><lastmod>2026-07-10T13:21:51.58Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/CGNC_Charter_Fr.pdf</loc><lastmod>2026-07-10T13:20:14.801Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/2020_Annual_Meeting_Minutes_FINAL_AODA_French.pdf</loc><lastmod>2026-07-10T13:21:51.444Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/summary_of_changes_to_manulife_SIP_beginning_in_1Q25.pdf</loc><lastmod>2026-07-11T00:48:45.258Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/investor-day/MFC_ID2024_ASIA.pdf</loc><lastmod>2026-07-11T00:35:28.522Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/investor-day/MFC_ID2024_IND.pdf</loc><lastmod>2026-07-11T00:35:37.168Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/investor-day/MFC_ID2024_GHNW.pdf</loc><lastmod>2026-07-11T00:35:33.8Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/investor-day/MFC_ID2024_SG.pdf</loc><lastmod>2026-07-11T00:35:35.484Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/investor-day/MFC_ID2024_CEO.pdf</loc><lastmod>2026-07-11T00:35:29.563Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/investor-day/MFC_ID2024_GWAM.pdf</loc><lastmod>2026-07-11T00:35:39.814Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/investor-day/MFC_ID2024_US.pdf</loc><lastmod>2026-07-11T00:35:38.06Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/investor-day/MFC_ID2024_HK.pdf</loc><lastmod>2026-07-11T00:35:44.287Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/investor-day/MFC_ID2024_OEM.pdf</loc><lastmod>2026-07-11T00:35:36.331Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/investor-day/MFC_ID2024_DCL.pdf</loc><lastmod>2026-07-11T00:35:32.978Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/investor-day/MFC_ID2024_ECT.pdf</loc><lastmod>2026-07-11T00:35:32.107Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/investor-day/MFC_ID2024_VN.pdf</loc><lastmod>2026-07-11T00:35:40.699Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/investor-day/MFC_ID2024_CAN.pdf</loc><lastmod>2026-07-11T00:34:27.823Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/investor-day/MFC_ID2024_ECT2.pdf</loc><lastmod>2026-07-11T00:35:31.34Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/investor-day/MFC_ID2024_CFO.pdf</loc><lastmod>2026-07-11T00:35:30.423Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/presentations/2016/MFC_ECT_BARC_2016_EN.pdf</loc><lastmod>2026-07-11T00:35:59.919Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/presentations/2016/MFC_ECT_CIBC_2016_EN.pdf</loc><lastmod>2026-07-11T00:36:04.844Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/presentations/2016/MFC_ECT_SB_2016_EN.pdf</loc><lastmod>2026-07-10T19:50:22Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/presentations/2016/MFC_DBS_2016_EN.pdf</loc><lastmod>2026-07-11T00:36:08.349Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/presentations/2016/MFC_BARCS_2016_EN.pdf</loc><lastmod>2026-07-11T00:35:56.864Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/presentations/MFC_ECT_NB_2023_EN.pdf</loc><lastmod>2026-07-11T00:36:13.098Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/presentations/MFC_ECT_SFS_2024.pdf</loc><lastmod>2026-07-11T00:36:10.351Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/presentations/2023/MFC_2023_ECT_TD.pdf</loc><lastmod>2026-07-11T00:36:12.048Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/presentations/2023/MFC-USQ_Transcript_2023-09-07.pdf</loc><lastmod>2026-07-11T00:36:17.688Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/presentations/2017/MFC_ECT_ML_2017_EN.pdf</loc><lastmod>2026-07-11T00:36:04.009Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/presentations/2017/MFC_ID_ECT_VI_2017_EN.pdf</loc><lastmod>2026-07-10T19:50:22.464Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/presentations/2017/MFC_IDS_VI_2017_EN.pdf</loc><lastmod>2026-07-11T00:36:05.739Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/presentations/2017/MFC_ID_ECT_HK_2017_EN.pdf</loc><lastmod>2026-07-11T00:36:07.489Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/presentations/2017/MFC_IDS_HK_2017_EN.pdf</loc><lastmod>2026-07-11T00:36:06.63Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/presentations/2017/MFC_ECT_BARC_2017_EN.pdf</loc><lastmod>2026-07-11T00:36:11.204Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/presentations/2017/MFC_ECT_NB_2017_EN.pdf</loc><lastmod>2026-07-11T00:36:01.821Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/presentations/2018/MFC_ID_ECT_2018_EN.pdf</loc><lastmod>2026-07-11T00:36:13.988Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/presentations/2018/MFC_IDPR_2018_EN.pdf</loc><lastmod>2026-07-10T19:50:22.958Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/presentations/2018/MFC_IDS_2018_EN.pdf</loc><lastmod>2026-07-11T00:36:09.173Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/e_MFCCompanyInformationSheet.pdf</loc><lastmod>2026-07-11T00:40:52.259Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/c_MFCNov2015.pdf</loc><lastmod>2026-07-11T00:39:36.977Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/e_MFCSept2015.pdf</loc><lastmod>2026-07-11T00:40:51.368Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/c_MFCDec2015.pdf</loc><lastmod>2026-07-11T00:39:33.464Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/e_MFCMay2015.pdf</loc><lastmod>2026-07-11T00:40:49.084Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/c_NextDayDisclosureReturn_Feb_3_2015.pdf</loc><lastmod>2026-07-11T00:40:42.121Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/c_MFCJuly2015.pdf</loc><lastmod>2026-07-11T00:39:32.668Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/e_MFCMar2015.pdf</loc><lastmod>2026-07-11T00:40:46.404Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/c_MFCFeb2015.pdf</loc><lastmod>2026-07-11T00:39:35.22Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/c_MFCApr2015.pdf</loc><lastmod>2026-07-11T00:39:29.281Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/e_MFCJune2015.pdf</loc><lastmod>2026-07-11T00:40:47.241Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/e_MFCJuly2015.pdf</loc><lastmod>2026-07-11T00:40:48.169Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/e_MFCOct2015.pdf</loc><lastmod>2026-07-11T00:40:50.372Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/c_MFCJun2015.pdf</loc><lastmod>2026-07-11T00:40:40.442Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/c_MFCJan2015.pdf</loc><lastmod>2026-07-11T00:39:36.098Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/c_MFCAug2015.pdf</loc><lastmod>2026-07-11T00:39:34.298Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/e_MFCDec2015.pdf</loc><lastmod>2026-07-11T00:40:53.889Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/c_MFCMay2015.pdf</loc><lastmod>2026-07-11T00:40:37.396Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/C_MFC_Company_Information_Sheet_S_2015.pdf</loc><lastmod>2026-07-11T00:39:25.678Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/e_MFCApr2015.pdf</loc><lastmod>2026-07-11T00:40:42.983Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/c_MFCMar2015.pdf</loc><lastmod>2026-07-11T00:40:38.347Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/E_MFC_Company_Information_Sheet_S_2015.pdf</loc><lastmod>2026-07-11T00:39:30.161Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/e_MFCFeb2015.pdf</loc><lastmod>2026-07-11T00:40:43.846Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/c_MFCCompanyInformationSheet.pdf</loc><lastmod>2026-07-11T00:39:31.864Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/e_NextDayDisclosureReturn_Feb_3_2015.pdf</loc><lastmod>2026-07-11T00:40:53.089Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/MFC_1Q15_VotingResults.pdf</loc><lastmod>2026-07-11T00:39:31.027Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/C_MFC_VR7May2015.pdf</loc><lastmod>2026-07-11T00:39:27.583Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/e_MFCNov2015.pdf</loc><lastmod>2026-07-11T00:40:44.708Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/e_MFCJan2015.pdf</loc><lastmod>2026-07-11T00:40:45.555Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/e_MFCAug2015.pdf</loc><lastmod>2026-07-10T19:50:24.416Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/c_MFCOct2015.pdf</loc><lastmod>2026-07-11T00:40:41.301Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/c_MFCSept2015.pdf</loc><lastmod>2026-07-11T00:40:39.555Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2026/e-MFC-March2026.pdf</loc><lastmod>2026-07-11T00:48:40.903Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2026/e-MFC-VR2026.pdf</loc><lastmod>2026-07-11T00:48:41.858Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2026/e-MFC-Feb2026.pdf</loc><lastmod>2026-07-11T00:48:35.459Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2026/c-MFC-Feb2026.pdf</loc><lastmod>2026-07-11T00:48:39.252Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2026/e_mfc_information_sheet_2026.pdf</loc><lastmod>2026-07-11T00:48:48.09Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2026/c-MFC-April2026.pdf</loc><lastmod>2026-07-11T00:48:30.804Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2026/c_mfc_information_sheet_2026.pdf</loc><lastmod>2026-07-11T00:48:37.48Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2026/c-MFC-Jan2026.pdf</loc><lastmod>2026-07-11T00:48:31.771Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2026/c-MFC-March2026.pdf</loc><lastmod>2026-07-11T00:48:34.518Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2026/e-MFC-Jan2026.pdf</loc><lastmod>2026-07-11T00:48:38.362Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2026/e-MFC-April2026.pdf</loc><lastmod>2026-07-11T00:48:36.555Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2026/c-MFC-VR2026.pdf</loc><lastmod>2026-07-11T00:48:40.075Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/e_MFC-SEPT2016.pdf</loc><lastmod>2026-07-11T00:41:15.002Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/e_MFCMAR2016.pdf</loc><lastmod>2026-07-11T00:41:19.476Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/e_MFC-JUNE2016.pdf</loc><lastmod>2026-07-11T00:41:11.458Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/c_MFC-DEC2016.pdf</loc><lastmod>2026-07-11T00:40:55.574Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/e_MFC-NOV2016.pdf</loc><lastmod>2026-07-11T00:41:14.135Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/c_MFC-JUNE2016.pdf</loc><lastmod>2026-07-11T00:41:00.385Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/c_MFC_APR2016.pdf</loc><lastmod>2026-07-11T00:41:05.18Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/e_MFCJan2016.pdf</loc><lastmod>2026-07-11T00:41:17.737Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/c_MFC-AUG2016.pdf</loc><lastmod>2026-07-10T19:48:07.135Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/e_MFCMAR2016_REVISED.pdf</loc><lastmod>2026-07-11T00:41:16.772Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/e_MFC-DEC2016.pdf</loc><lastmod>2026-07-11T00:41:12.289Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/c_MFC_Company_Information_Sheet_2016.pdf</loc><lastmod>2026-07-11T00:41:08.752Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/e_MFC-OCT2016.pdf</loc><lastmod>2026-07-11T00:41:13.282Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/c_MFC_JULY2016.pdf</loc><lastmod>2026-07-11T00:41:09.625Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/c_MFCFeb2016.pdf</loc><lastmod>2026-07-11T00:41:07.032Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/c_MFC-NOV2016.pdf</loc><lastmod>2026-07-11T00:40:59.454Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/MFC_1Q16_VotingResults.pdf</loc><lastmod>2026-07-11T00:40:56.553Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/c_MFCJan2016.pdf</loc><lastmod>2026-07-11T00:41:03.408Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/c_MFCMAR2016.pdf</loc><lastmod>2026-07-11T00:41:02.589Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/e_MFC-MAY2016.pdf</loc><lastmod>2026-07-10T19:48:08.116Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/c_MFC_JULY2016%20(1).pdf</loc><lastmod>2026-07-11T00:41:07.887Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/e_MFC_APR2016.pdf</loc><lastmod>2026-07-11T00:41:18.588Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/C_MFC_1Q16_VotingResults.pdf</loc><lastmod>2026-07-11T00:40:54.747Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/e_MFCFeb2016.pdf</loc><lastmod>2026-07-11T00:41:15.877Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/e_MFC_Company_Information_Sheet_2016.pdf</loc><lastmod>2026-07-11T00:41:33.43Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/c_MFCMAR2016_REVISED.pdf</loc><lastmod>2026-07-11T00:41:04.25Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/c_MFC-OCT2016.pdf</loc><lastmod>2026-07-11T00:41:06.179Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/c_MFC-MAY2016.pdf</loc><lastmod>2026-07-11T00:40:57.509Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/e_MFC-AUG2016.pdf</loc><lastmod>2026-07-11T00:41:10.603Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/c_MFC-SEPT2016.pdf</loc><lastmod>2026-07-11T00:41:01.269Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/c-FF304M-Mar13-drip.pdf</loc><lastmod>2026-07-11T00:38:15.507Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/c_MFCMay13_rev.pdf</loc><lastmod>2026-07-11T00:38:33.538Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e_MFCMay13.pdf</loc><lastmod>2026-07-11T00:38:48.55Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/c_MFCCompanyInformationSheet_2013.pdf</loc><lastmod>2026-07-11T00:38:20.654Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/c_MFCMay13.pdf</loc><lastmod>2026-07-11T00:38:26.727Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e_MFCJun13.pdf</loc><lastmod>2026-07-11T00:38:54.84Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/c_MFCAug13.pdf</loc><lastmod>2026-07-11T00:38:21.527Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/c_MFCMar13.pdf</loc><lastmod>2026-07-11T00:38:27.827Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e_MFCDec13.pdf</loc><lastmod>2026-07-11T00:38:41.327Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e_MFCMar13.pdf</loc><lastmod>2026-07-11T00:38:49.428Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/c_MFCJuly13.pdf</loc><lastmod>2026-07-11T00:38:23.297Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e_MFCNov13.pdf</loc><lastmod>2026-07-11T00:38:51.329Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e-FF304M-Mar13-drip.pdf</loc><lastmod>2026-07-11T00:38:37.818Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/c_MFCOct13.pdf</loc><lastmod>2026-07-11T00:38:30.686Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/c_MFCMay13_2nd_rev.pdf</loc><lastmod>2026-07-11T00:38:29.542Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e_MFCMay13_rev2.pdf</loc><lastmod>2026-07-11T00:38:52.196Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e_FF304M_Dec13_drip.pdf</loc><lastmod>2026-07-11T00:38:39.637Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e_MFCJan13.pdf</loc><lastmod>2026-07-11T00:38:45.761Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e-FF304M-Sept13-drip.pdf</loc><lastmod>2026-07-11T00:38:36.86Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e_MFCCompanyInformationSheet_2013.pdf</loc><lastmod>2026-07-11T00:38:42.314Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/E-MFC-VTG-RESULTS.pdf</loc><lastmod>2026-07-11T00:38:17.219Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e-FF304M-Sept13-drip%20(1).pdf</loc><lastmod>2026-07-11T00:38:38.753Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e_MFCApr13.pdf</loc><lastmod>2026-07-11T00:38:44.09Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/c_MFCApr13.pdf</loc><lastmod>2026-07-11T00:38:22.398Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e-FF304M-Mar13-drip%20(1).pdf</loc><lastmod>2026-07-11T00:38:36.018Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e_MFCFeb13.pdf</loc><lastmod>2026-07-11T00:38:44.912Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/c_MFCNov13.pdf</loc><lastmod>2026-07-10T19:50:23.953Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/c_MFCJan13.pdf</loc><lastmod>2026-07-11T00:38:19.823Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/c_MFC-Vtg-rslts-HK.pdf</loc><lastmod>2026-07-11T00:38:18.097Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e_MFCMay13_rev_130613.pdf</loc><lastmod>2026-07-11T00:38:53.178Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e-FF304M-Jun25-drip.pdf</loc><lastmod>2026-07-11T00:38:35.151Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e_FF304M_Dec13_drip%20(1).pdf</loc><lastmod>2026-07-11T00:38:40.44Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e_MFCAug13.pdf</loc><lastmod>2026-07-11T00:38:43.139Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e_MFCJul13.pdf</loc><lastmod>2026-07-11T00:38:46.672Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/c_MFCDec13.pdf</loc><lastmod>2026-07-11T00:38:18.967Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e_MFCOct13.pdf</loc><lastmod>2026-07-11T00:38:50.437Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/c-FF304M-Sept24-drip.pdf</loc><lastmod>2026-07-11T00:38:24.169Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/c_MFCSep13.pdf</loc><lastmod>2026-07-11T00:38:31.523Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e_MFCSept13.pdf</loc><lastmod>2026-07-11T00:38:54.008Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/c_MFCJune13.pdf</loc><lastmod>2026-07-11T00:38:28.652Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/c_MFCFeb13.pdf</loc><lastmod>2026-07-11T00:38:25.042Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e-FF304M-Jun25-drip%20(1).pdf</loc><lastmod>2026-07-11T00:38:47.539Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/c-FF304M-Jun25-drip.pdf</loc><lastmod>2026-07-11T00:38:25.888Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/C-MFC-company_information_sheet_2022.pdf</loc><lastmod>2026-07-10T19:50:23.438Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/c-MFC-Mar2024.pdf</loc><lastmod>2026-07-11T00:46:41.967Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/c-MFC-August2024.pdf</loc><lastmod>2026-07-11T00:46:40.322Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/c-MFC-Nov2024.pdf</loc><lastmod>2026-07-11T00:46:43.658Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/e-MFC-July2024.pdf</loc><lastmod>2026-07-11T00:46:56.787Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/c-MFC-Oct2024.pdf</loc><lastmod>2026-07-11T00:46:45.386Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/e-MFC-May2024.pdf</loc><lastmod>2026-07-11T00:46:57.729Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/e-MFC-Dec2024.pdf</loc><lastmod>2026-07-11T00:46:50.9Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/e-MFC-June2024.pdf</loc><lastmod>2026-07-11T00:47:00.453Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/e-MFC-Nov2024.pdf</loc><lastmod>2026-07-11T00:46:59.501Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/c-MFC-Jan2024.pdf</loc><lastmod>2026-07-11T00:46:44.549Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/e-MFC-Jan2024.pdf</loc><lastmod>2026-07-11T00:46:58.672Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/c-MFC-July2024.pdf</loc><lastmod>2026-07-10T19:48:10.83Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/c-MFC-VR2024.pdf</loc><lastmod>2026-07-11T00:46:47.23Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/c-MFC-June2024-amended.pdf</loc><lastmod>2026-07-11T00:46:42.823Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/e_mfc_information_sheet_2024.pdf</loc><lastmod>2026-07-11T00:47:04.032Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/c-MFC-April2024.pdf</loc><lastmod>2026-07-11T00:46:37.728Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/e-MFC-August2024.pdf</loc><lastmod>2026-07-11T00:46:49.11Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/e-MFC-June2024-amended.pdf</loc><lastmod>2026-07-11T00:46:55.964Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/e-MFC-Mar2024.pdf</loc><lastmod>2026-07-11T00:47:08.529Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/c-MFC-June2024.pdf</loc><lastmod>2026-07-11T00:46:50.016Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/c-MFC-Dec2024.pdf</loc><lastmod>2026-07-11T00:46:39.479Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/e-MFC-Feb2024.pdf</loc><lastmod>2026-07-11T00:46:51.778Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/c-MFC-Sept2024.pdf</loc><lastmod>2026-07-11T00:46:46.388Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/c-MFC-May2024.pdf</loc><lastmod>2026-07-10T19:48:11.295Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/e-MFC-Oct2024.pdf</loc><lastmod>2026-07-11T00:47:01.491Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/c-MFC-Feb2024.pdf</loc><lastmod>2026-07-11T00:46:41.17Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/C_MFC_company_information_sheet_2024.pdf</loc><lastmod>2026-07-11T00:46:38.597Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/e-MFC-Sept2024.pdf</loc><lastmod>2026-07-11T00:47:04.887Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/e-MFC-April2024.pdf</loc><lastmod>2026-07-11T00:46:48.128Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/e-MFC-VR2024.pdf</loc><lastmod>2026-07-11T00:47:02.328Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/c_MFCNov11.pdf</loc><lastmod>2026-07-11T00:36:22.323Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/e_MFCDec11.pdf</loc><lastmod>2026-07-11T00:36:33.288Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/c-FF304M-MAR11-drip.pdf</loc><lastmod>2026-07-11T00:36:15.849Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/c_MFCMar11.pdf</loc><lastmod>2026-07-11T00:36:20.145Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/e_MFCJuly11.pdf</loc><lastmod>2026-07-11T00:36:37.637Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/c_MFC_VTGR_May11.pdf</loc><lastmod>2026-07-11T00:36:29.262Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/c_MFCDec11.pdf</loc><lastmod>2026-07-11T00:36:24.198Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/c_MFC_FEB11.pdf</loc><lastmod>2026-07-11T00:36:25.888Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/2011_MFC_Report_of_Voting_Results.pdf</loc><lastmod>2026-07-11T00:36:26.733Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/e_MFC_FEB11.pdf</loc><lastmod>2026-07-11T00:36:41.237Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/e_MFCJun11.pdf</loc><lastmod>2026-07-11T00:36:35.908Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/e-FF304M-JUNE11-drip.pdf</loc><lastmod>2026-07-11T00:36:30.754Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/e_MFCMay11.pdf</loc><lastmod>2026-07-11T00:36:36.844Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/e-FF304M-SEPT11-drip.pdf</loc><lastmod>2026-07-11T00:36:43.918Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/e_MFCOct11.pdf</loc><lastmod>2026-07-11T00:36:38.529Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/e_MFCMar11.pdf</loc><lastmod>2026-07-11T00:36:34.21Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/c_MFCMay11.pdf</loc><lastmod>2026-07-11T00:36:21.481Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/e_MFCApr11.pdf</loc><lastmod>2026-07-11T00:36:32.428Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/e_MFC_JAN11.pdf</loc><lastmod>2026-07-11T00:36:42.23Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/c-FF304M-DEC11-drip.pdf</loc><lastmod>2026-07-10T19:46:52.833Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/e-FF304M-DEC11-drip.pdf</loc><lastmod>2026-07-11T00:36:28.427Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/c_MFCAug11.pdf</loc><lastmod>2026-07-10T19:46:53.8Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/c_MFCJun11.pdf</loc><lastmod>2026-07-11T00:36:18.521Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/c_MFC_JAN11.pdf</loc><lastmod>2026-07-11T00:36:27.58Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/c_MFCJuly11.pdf</loc><lastmod>2026-07-11T00:36:19.331Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/c_MFCOct11.pdf</loc><lastmod>2026-07-11T00:36:23.312Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/e_MFCSep11.pdf</loc><lastmod>2026-07-11T00:36:39.5Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/e_MFCNov11.pdf</loc><lastmod>2026-07-11T00:36:40.424Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/e-FF304M-MAR11-drip.pdf</loc><lastmod>2026-07-11T00:36:31.596Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/c-FF304M-JUNE11-drip.pdf</loc><lastmod>2026-07-11T00:36:14.847Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/c_MFCApr11.pdf</loc><lastmod>2026-07-10T19:46:53.342Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/c_MFCSep11.pdf</loc><lastmod>2026-07-11T00:36:25.019Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/c-FF304M-SEPT11-drip.pdf</loc><lastmod>2026-07-11T00:36:16.708Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/e_MFCAug11.pdf</loc><lastmod>2026-07-11T00:36:35.045Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/e_MFCJune14.pdf</loc><lastmod>2026-07-11T00:39:20.083Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/c_MFCSEP14.pdf</loc><lastmod>2026-07-11T00:39:08.779Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/e_MFCMay14.pdf</loc><lastmod>2026-07-11T00:39:22.791Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/e_MFCApr14.pdf</loc><lastmod>2026-07-10T19:48:06.568Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/e_MFCJuly14.pdf</loc><lastmod>2026-07-11T00:39:20.923Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/e-FF304M-Sept14-drip.pdf</loc><lastmod>2026-07-11T00:39:14.746Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/c_MFCDec14.pdf</loc><lastmod>2026-07-11T00:39:03.8Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/e_MFCCompanyInformationSheet_2014.pdf</loc><lastmod>2026-07-11T00:39:19.157Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/e-FF304M-Jun14-drip.pdf</loc><lastmod>2026-07-11T00:39:11.313Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/e_MFCFeb14.pdf</loc><lastmod>2026-07-11T00:39:17.563Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/c_MFCOCT14.pdf</loc><lastmod>2026-07-11T00:39:13.052Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/c_MFCMay14.pdf</loc><lastmod>2026-07-11T00:39:07.934Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/c_MFC_VTGRpt1May14.pdf</loc><lastmod>2026-07-11T00:39:09.597Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/e_MFCNov2014.pdf</loc><lastmod>2026-07-11T00:39:24.667Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/E_MFC_VTG_14.pdf</loc><lastmod>2026-07-11T00:38:58.478Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/c_MFCJune14.pdf</loc><lastmod>2026-07-11T00:39:13.829Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/c_MFCNov14.pdf</loc><lastmod>2026-07-11T00:39:12.127Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/e-FF304M-Mar14-drip.pdf</loc><lastmod>2026-07-11T00:39:15.665Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/e_MFCJan14.pdf</loc><lastmod>2026-07-11T00:39:18.372Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/c_MFCCompanyInformationSheet_2014.pdf</loc><lastmod>2026-07-11T00:39:00.457Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/e_MFCOct2014.pdf</loc><lastmod>2026-07-11T00:39:28.407Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/c_MFCFeb14.pdf</loc><lastmod>2026-07-10T19:48:06.058Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/c_MFCJUL14.pdf</loc><lastmod>2026-07-11T00:39:05.93Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/e_MFCSept14.pdf</loc><lastmod>2026-07-11T00:39:26.715Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/c_MFCApr14.pdf</loc><lastmod>2026-07-11T00:38:59.351Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/e_MFCAug14.pdf</loc><lastmod>2026-07-11T00:39:16.64Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/e_MFCDec2014.pdf</loc><lastmod>2026-07-11T00:39:23.707Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/c_MFCAUG14.pdf</loc><lastmod>2026-07-11T00:38:57.631Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/c_MFCJan14.pdf</loc><lastmod>2026-07-11T00:39:07.005Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/c-FF304M-Mar14-drip.pdf</loc><lastmod>2026-07-11T00:38:55.792Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/c_MFCMar14.pdf</loc><lastmod>2026-07-11T00:39:10.441Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/c-FF304M-Sep14-drip.pdf</loc><lastmod>2026-07-11T00:39:01.431Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/e_MFCMar14.pdf</loc><lastmod>2026-07-11T00:39:21.926Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/c-FF304M-Jun14-drip.pdf</loc><lastmod>2026-07-11T00:38:56.775Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/e-MFC-VR2025.pdf</loc><lastmod>2026-07-11T00:48:29.039Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/c-MFC-Oct2025.pdf</loc><lastmod>2026-07-11T00:47:13.451Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/e_mfc_information_sheet_2025.pdf</loc><lastmod>2026-07-11T00:48:32.637Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/e-MFC-Sept2025.pdf</loc><lastmod>2026-07-11T00:48:29.936Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/c-MFC-June2025.pdf</loc><lastmod>2026-07-11T00:48:24.442Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/e-MFC-Dec2025.pdf</loc><lastmod>2026-07-11T00:48:19.721Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/e-MFC-March2025.pdf</loc><lastmod>2026-07-11T00:48:20.598Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/c-MFC-Sept2025.pdf</loc><lastmod>2026-07-10T19:50:26.47Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/c_mfc_information_sheet_2025.pdf</loc><lastmod>2026-07-11T00:48:17.853Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/c-MFC-Dec2025.pdf</loc><lastmod>2026-07-11T00:47:06.828Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/c-MFC-Jan2025.pdf</loc><lastmod>2026-07-11T00:47:09.388Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/e-MFC-Jan2025.pdf</loc><lastmod>2026-07-11T00:48:21.539Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/e-MFC-Oct2025.pdf</loc><lastmod>2026-07-11T00:48:27.942Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/c-MFC-May2025.pdf</loc><lastmod>2026-07-11T00:48:14.847Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/e-MFC-Feb2025.pdf</loc><lastmod>2026-07-11T00:48:33.642Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/e-MFC-July2025.pdf</loc><lastmod>2026-07-11T00:48:27.058Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/c-MFC-March2025.pdf</loc><lastmod>2026-07-11T00:48:18.823Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/c-MFC-Nov2025.pdf</loc><lastmod>2026-07-11T00:47:11.073Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/e-MFC-Nov2025.pdf</loc><lastmod>2026-07-11T00:48:26.175Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/e-MFC-May2025.pdf</loc><lastmod>2026-07-11T00:48:22.52Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/c-MFC-Feb2025.pdf</loc><lastmod>2026-07-11T00:47:07.688Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/e-MFC-April2025.pdf</loc><lastmod>2026-07-11T00:48:15.734Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/e-MFC-June2025.pdf</loc><lastmod>2026-07-11T00:48:23.568Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/e-MFC-August2025.pdf</loc><lastmod>2026-07-11T00:48:25.328Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/c-MFC-August2025.pdf</loc><lastmod>2026-07-11T00:47:05.745Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/c-MFC-April2025.pdf</loc><lastmod>2026-07-11T00:47:03.173Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/c-MFC-VR2025.pdf</loc><lastmod>2026-07-11T00:48:16.977Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/c-MFC-July2025.pdf</loc><lastmod>2026-07-11T00:47:14.289Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/c-FF304M-JUN12-drip.pdf</loc><lastmod>2026-07-11T00:36:45.648Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/c_MFCJan12.pdf</loc><lastmod>2026-07-11T00:36:48.322Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/c-FF304M-MAR12-drip.pdf</loc><lastmod>2026-07-10T19:46:03.961Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/c-FF304M-Sept12-drip.pdf</loc><lastmod>2026-07-11T00:36:43.058Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/e-FF304M-JUN12-drip.pdf</loc><lastmod>2026-07-10T19:46:04.461Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/e_MFC_VR_HK.pdf</loc><lastmod>2026-07-11T00:38:16.357Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/e_MFCMar12.pdf</loc><lastmod>2026-07-11T00:38:12.006Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/c_MFCAug12.pdf</loc><lastmod>2026-07-11T00:36:49.117Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/c_MFCJune12.pdf</loc><lastmod>2026-07-11T00:36:54.216Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/e-FF304M-Sept12-drip.pdf</loc><lastmod>2026-07-11T00:38:07.591Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/e_MFCDec12.pdf</loc><lastmod>2026-07-11T00:38:06.663Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/c_MFCMar12.pdf</loc><lastmod>2026-07-11T00:36:52.508Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/c-FF304M-Dec12-drip.pdf</loc><lastmod>2026-07-11T00:36:50.768Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/c_MFCNov12.pdf</loc><lastmod>2026-07-11T00:36:55.719Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/c_MFCJuly12.pdf</loc><lastmod>2026-07-11T00:36:51.614Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/e-FF304M-MAR12-drip.pdf</loc><lastmod>2026-07-10T19:46:05.061Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/e_MFCSep12.pdf</loc><lastmod>2026-07-11T00:38:13.736Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/c_MFC_VR_HK.pdf</loc><lastmod>2026-07-11T00:37:01.55Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/e_MFCApr12.pdf</loc><lastmod>2026-07-11T00:38:02.016Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/c_MFCDec12.pdf</loc><lastmod>2026-07-11T00:36:47.497Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/e_MFCJune12.pdf</loc><lastmod>2026-07-11T00:38:12.893Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/e_MFCJuly12.pdf</loc><lastmod>2026-07-11T00:38:09.267Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/c_MFCSep12.pdf</loc><lastmod>2026-07-11T00:36:57.084Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/c_MFCOct12.pdf</loc><lastmod>2026-07-11T00:36:53.309Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/e_MFCNov12.pdf</loc><lastmod>2026-07-11T00:38:11.027Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/e_MFCFeb12.pdf</loc><lastmod>2026-07-11T00:38:08.442Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/e-FF304M-Dec12-drip.pdf</loc><lastmod>2026-07-11T00:37:00.739Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/e_MFCMay12.pdf</loc><lastmod>2026-07-10T19:46:05.513Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/e_MFCJan12.pdf</loc><lastmod>2026-07-11T00:38:10.127Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/e_MFCCompanyInformationSheet_2012.pdf</loc><lastmod>2026-07-11T00:38:05.809Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/c_MFCCompanyInformationSheet_2012.pdf</loc><lastmod>2026-07-11T00:36:46.508Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/c_MFCApr12.pdf</loc><lastmod>2026-07-11T00:36:44.789Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/c_MFCFeb12.pdf</loc><lastmod>2026-07-11T00:36:49.949Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/c_MFCMay12.pdf</loc><lastmod>2026-07-11T00:36:59.91Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/e_MFCOct12.pdf</loc><lastmod>2026-07-11T00:38:14.593Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/e_MFCAug12.pdf</loc><lastmod>2026-07-11T00:38:03.222Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/c-MFC-Jan2022.pdf</loc><lastmod>2026-07-11T00:45:55.052Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/e-MFC-Apr2022.pdf</loc><lastmod>2026-07-11T00:46:00.679Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/e-MFC-Oct2022.pdf</loc><lastmod>2026-07-11T00:46:12.702Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/e-MFC-Feb2022-amended.pdf</loc><lastmod>2026-07-11T00:46:04.192Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/c-MFC-August2022.pdf</loc><lastmod>2026-07-11T00:45:47.831Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/c-MFC-May2022.pdf</loc><lastmod>2026-07-11T00:45:54.199Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/c-MFC-June2022.pdf</loc><lastmod>2026-07-11T00:45:52.199Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/c-MFC-Sept2022.pdf</loc><lastmod>2026-07-11T00:45:55.928Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/e-MFC-August2022.pdf</loc><lastmod>2026-07-11T00:46:01.538Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/e-MFC-Nov2022.pdf</loc><lastmod>2026-07-11T00:46:07.132Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/e-MFC-VR2022.pdf</loc><lastmod>2026-07-11T00:46:11.711Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/e-MFC-Feb2022.pdf</loc><lastmod>2026-07-11T00:46:03.313Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/c-MFC-TricorCOA.pdf</loc><lastmod>2026-07-11T00:45:57.819Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/e-MFC-May2022.pdf</loc><lastmod>2026-07-11T00:46:09.8Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/c-MFC-Feb2022.pdf</loc><lastmod>2026-07-11T00:45:51.37Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/e-MFC-Sept2022.pdf</loc><lastmod>2026-07-11T00:46:13.587Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/c-MFC-Feb2022-amended.pdf</loc><lastmod>2026-07-11T00:45:48.701Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/c-MFC-Oct2022.pdf</loc><lastmod>2026-07-11T00:45:56.81Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/e-MFC-Mar2022.pdf</loc><lastmod>2026-07-11T00:46:07.985Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/c-MFC-Mar2022.pdf</loc><lastmod>2026-07-11T00:45:53.247Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/c-MFC-VR2022.pdf</loc><lastmod>2026-07-11T00:45:58.678Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/e-MFC-June2022.pdf</loc><lastmod>2026-07-11T00:46:08.898Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/c-MFC%20-Nov2022.pdf</loc><lastmod>2026-07-11T00:45:46.178Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/e_MFC-TricorCOA.pdf</loc><lastmod>2026-07-11T00:46:14.467Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/c-MFC-July2022.pdf</loc><lastmod>2026-07-11T00:45:59.49Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/c-MFC-Apr2022.pdf</loc><lastmod>2026-07-11T00:45:46.988Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/e-MFC-Dec2022.pdf</loc><lastmod>2026-07-11T00:46:05.929Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/e-MFC-July2022.pdf</loc><lastmod>2026-07-11T00:46:10.738Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/e-MFC-Jan2022.pdf</loc><lastmod>2026-07-11T00:46:05.094Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/c-MFC-Dec2022.pdf</loc><lastmod>2026-07-11T00:45:50.528Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/e-MFC-July2019.pdf</loc><lastmod>2026-07-11T00:43:46.666Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/e_MFC%20Company%20Information%20Sheet%202019.pdf</loc><lastmod>2026-07-11T00:43:53.329Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/e-MFC-Aug2019.pdf</loc><lastmod>2026-07-11T00:43:40.245Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/e-MFC-Apr2019.pdf</loc><lastmod>2026-07-11T00:43:35.958Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/e_FF304M%20-%20Next%20Day%20Return%20re%20NCIB%20dated%2011Jan2019.pdf</loc><lastmod>2026-07-10T19:50:25.506Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/e_MFC-Jan2019.pdf</loc><lastmod>2026-07-11T00:43:59.843Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/c-MFC-Dec2019.pdf</loc><lastmod>2026-07-11T00:43:27.832Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/C_%20FF304M-MFC%20Next%20Day%20Return%20re%20NCIB%20dated%204Jan2019.pdf</loc><lastmod>2026-07-11T00:43:26.835Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/e-MFC-Dec2019.pdf</loc><lastmod>2026-07-11T00:43:45.671Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/c-MFC-Feb2019.pdf</loc><lastmod>2026-07-11T00:43:36.782Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/e_MFC-Mar2019.pdf</loc><lastmod>2026-07-11T00:43:55.058Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/e_MFC-Announcement%20(Tricor%20Change%20of%20Address)%20(v2).pdf</loc><lastmod>2026-07-11T00:43:51.586Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/c_MFC-Jan2019.pdf</loc><lastmod>2026-07-11T00:43:35.03Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/e-MFC-May2019.pdf</loc><lastmod>2026-07-11T00:43:43.006Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/c_MFC-Announcement%20(Tricor%20Change%20of%20Address)%20(v2).pdf</loc><lastmod>2026-07-11T00:43:37.675Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/C_MFC%20Company%20Information%20Sheet%202019.pdf</loc><lastmod>2026-07-11T00:43:28.688Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/c-MFC-Apr2019.pdf</loc><lastmod>2026-07-11T00:43:25.96Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/c-MFC-May2019.pdf</loc><lastmod>2026-07-11T00:43:38.523Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/e_MFC%20-%20Next%20Day%20Return%20re%20NCIB%20dated%201Feb2019-REVISED.pdf</loc><lastmod>2026-07-11T00:43:49.654Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/e-MFC-Sept2019.pdf</loc><lastmod>2026-07-11T00:43:48.769Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/e_FF304M%20-%20Next%20Day%20Return%20re%20NCIB%20dated%2018Jan2019.pdf</loc><lastmod>2026-07-11T00:43:52.423Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/c-MFC-July2019.pdf</loc><lastmod>2026-07-11T00:43:34.108Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/E-MFC-VR-2May2019.pdf</loc><lastmod>2026-07-11T00:43:31.294Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/C-MFC-VR-2May2019.pdf</loc><lastmod>2026-07-11T00:43:20.767Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/c-MFC-Nov2019.pdf</loc><lastmod>2026-07-11T00:43:33.171Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/e_FF304M%20-%20Next%20Day%20Return%20re%20NCIB%20dated%204Jan2019.pdf</loc><lastmod>2026-07-11T00:43:50.531Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/C_%20FF304M-MFC%20Next%20Day%20Return%20re%20NCIB%20dated%201Feb2019.pdf</loc><lastmod>2026-07-11T00:43:25.11Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/c-MFC-June2019.pdf</loc><lastmod>2026-07-11T00:43:30.494Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/e-MFC-June2019.pdf</loc><lastmod>2026-07-11T00:43:42.164Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/c-MFC-Sept2019.pdf</loc><lastmod>2026-07-11T00:43:39.357Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/e-MFC-Nov2019.pdf</loc><lastmod>2026-07-11T00:43:44.799Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/C_%20FF304M-MFC%20Next%20Day%20Return%20re%20NCIB%20dated%201Feb2019%20-%20REVISED.pdf</loc><lastmod>2026-07-11T00:43:24.282Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/C_%20FF304M-MFC%20Next%20Day%20Return%20re%20NCIB%20dated%2018Jan2019.pdf</loc><lastmod>2026-07-11T00:43:23.428Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/e_MFC-Feb2019.pdf</loc><lastmod>2026-07-11T00:43:54.174Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/C_%20FF304M-MFC%20Next%20Day%20Return%20re%20NCIB%20dated%2011Jan2019.pdf</loc><lastmod>2026-07-11T00:43:21.674Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/c-MFC-Aug2019.pdf</loc><lastmod>2026-07-11T00:43:29.559Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/c-MFC-Mar2019.pdf</loc><lastmod>2026-07-11T00:43:32.202Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/e_FF304M%20-%20Next%20Day%20Return%20re%20NCIB%20dated%201Feb2019.pdf</loc><lastmod>2026-07-11T00:43:47.949Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/c-MFC-Oct2019.pdf</loc><lastmod>2026-07-11T00:43:41.137Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/e-MFC-Oct2019.pdf</loc><lastmod>2026-07-11T00:43:43.896Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/C_MFC_company_information_sheet_2023.pdf</loc><lastmod>2026-07-11T00:46:17.928Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/c-MFC-VR2023.pdf</loc><lastmod>2026-07-11T00:46:24.659Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/e-MFC-Dec2023.pdf</loc><lastmod>2026-07-11T00:46:36.86Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/c-MFC-August2023.pdf</loc><lastmod>2026-07-11T00:46:16.199Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/c-MFC-July2023.pdf</loc><lastmod>2026-07-11T00:46:21.247Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/c-MFC-Jan2023.pdf</loc><lastmod>2026-07-11T00:46:20.449Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/e-MFC-Nov2023.pdf</loc><lastmod>2026-07-11T00:46:34.232Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/e-MFC%20-Sept2023.pdf</loc><lastmod>2026-07-11T00:46:26.414Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/c-MFC-June2023.pdf</loc><lastmod>2026-07-11T00:46:22.957Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/e-MFC-Feb2023.pdf</loc><lastmod>2026-07-11T00:46:31.621Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/c-MFC-Nov2023.pdf</loc><lastmod>2026-07-11T00:46:23.787Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/c-MFC-Sept2023.pdf</loc><lastmod>2026-07-11T00:46:29.221Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/c-MFC-May2023.pdf</loc><lastmod>2026-07-10T19:50:25.972Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/e-MFC-Jan2023.pdf</loc><lastmod>2026-07-11T00:46:28.38Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/c-MFC-Mar2023.pdf</loc><lastmod>2026-07-11T00:46:22.095Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/e-MFC-Apr2023.pdf</loc><lastmod>2026-07-11T00:46:25.529Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/c-MFC-Apr2023.pdf</loc><lastmod>2026-07-11T00:46:18.778Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/e-MFC-Mar2023.pdf</loc><lastmod>2026-07-11T00:46:35.159Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/c-MFC-Dec2023.pdf</loc><lastmod>2026-07-11T00:46:17.01Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/e-MFC-June2023.pdf</loc><lastmod>2026-07-11T00:46:32.509Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/e-MFC-VR2023.pdf</loc><lastmod>2026-07-11T00:46:35.998Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/c-MFC-Feb2023.pdf</loc><lastmod>2026-07-11T00:46:19.597Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/e-MFC-July2023.pdf</loc><lastmod>2026-07-11T00:46:30.553Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/e-MFC-August2023.pdf</loc><lastmod>2026-07-11T00:46:27.473Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/E_MFC_company_information_sheet_2023.pdf</loc><lastmod>2026-07-11T00:46:15.308Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/e-MFC-May2023.pdf</loc><lastmod>2026-07-11T00:46:33.373Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/e-MFC-Mar2020.pdf</loc><lastmod>2026-07-11T00:44:20.103Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/c-MFC-Feb2020.pdf</loc><lastmod>2026-07-11T00:44:06.95Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/e-MFC-Sept2020.pdf</loc><lastmod>2026-07-11T00:44:15.95Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/e-MFC-June2020.pdf</loc><lastmod>2026-07-11T00:44:14.208Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/e-MFC-Dec2020.pdf</loc><lastmod>2026-07-11T00:44:09.547Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/e-MFC-May2020.pdf</loc><lastmod>2026-07-11T00:44:15.082Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/c-MFC-Nov2020.pdf</loc><lastmod>2026-07-11T00:44:04.33Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/c-MFC-Jan2020.pdf</loc><lastmod>2026-07-11T00:44:06.181Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/c-MFC-Apr2020.pdf</loc><lastmod>2026-07-11T00:43:57.724Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/e-MFC-August2020.pdf</loc><lastmod>2026-07-11T00:44:08.671Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/c_MFC_Company_Information_Sheet_2020.pdf</loc><lastmod>2026-07-10T19:48:09.868Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/e-MFC-July2020.pdf</loc><lastmod>2026-07-11T00:44:19.16Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/c-MFC-Mar2020.pdf</loc><lastmod>2026-07-11T00:44:02.632Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/c-MFC-July2020.pdf</loc><lastmod>2026-07-11T00:44:00.763Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/c-MFC-May2020.pdf</loc><lastmod>2026-07-11T00:44:01.628Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/e-MFC-Apr2020.pdf</loc><lastmod>2026-07-10T19:48:10.37Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/MFC_VR_2020_Y1_EN.pdf</loc><lastmod>2026-07-11T00:43:56.872Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/MFC_VR_2020_Y1_CH.pdf</loc><lastmod>2026-07-11T00:43:55.848Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/e_MFC_Company_Information_Sheet_2020.pdf</loc><lastmod>2026-07-11T00:44:17.949Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/e-MFC-Nov2020.pdf</loc><lastmod>2026-07-11T00:44:12.413Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/c-MFC-August2020.pdf</loc><lastmod>2026-07-11T00:43:58.974Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/e-MFC-Jan2020.pdf</loc><lastmod>2026-07-11T00:44:11.378Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/c-MFC-Dec2020.pdf</loc><lastmod>2026-07-11T00:44:03.499Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/c-MFC-June2020.pdf</loc><lastmod>2026-07-11T00:44:07.784Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/e-MFC-Feb2020.pdf</loc><lastmod>2026-07-11T00:44:10.492Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/c-MFC-Sept2020.pdf</loc><lastmod>2026-07-11T00:44:16.929Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/e-MFC-Oct2020.pdf</loc><lastmod>2026-07-11T00:44:13.357Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/c-MFC-Oct2020.pdf</loc><lastmod>2026-07-11T00:44:05.174Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/MFC_1Q17_VotingResults.pdf</loc><lastmod>2026-07-11T00:41:24.105Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/c_MFC-Sept2017.pdf</loc><lastmod>2026-07-11T00:41:30.758Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/e_MFC-Dec2017.pdf</loc><lastmod>2026-07-11T00:41:37.613Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/e_MFC-APR2017.pdf</loc><lastmod>2026-07-10T19:50:24.927Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/c_Manulife%20-%20Change%20of%20Transfer%20Agent%20(170911).pdf</loc><lastmod>2026-07-11T00:41:39.358Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/e_MFC-JAN2017.pdf</loc><lastmod>2026-07-11T00:41:42.778Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/c_MFC-FEB2017.pdf</loc><lastmod>2026-07-11T00:41:25.829Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/e_MFC-May2017.pdf</loc><lastmod>2026-07-11T00:41:43.616Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/c_MFC-May2017.pdf</loc><lastmod>2026-07-11T00:41:26.817Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/c_MFC-Aug2017.pdf</loc><lastmod>2026-07-11T00:41:21.228Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/e_MFC-Sept2017.pdf</loc><lastmod>2026-07-11T00:41:44.524Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/c_MFC-June2017.pdf</loc><lastmod>2026-07-11T00:41:27.64Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/c_MFC-Oct2017.pdf</loc><lastmod>2026-07-11T00:41:34.25Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/c_MFC-Nov2017.pdf</loc><lastmod>2026-07-11T00:41:32.58Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/e_MFC-June2017.pdf</loc><lastmod>2026-07-11T00:41:41.892Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/e_MFC-FEB2017.pdf</loc><lastmod>2026-07-11T00:41:36.773Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/e_MFC%20Company%20Information%20Sheet%202017.pdf</loc><lastmod>2026-07-11T00:41:41.019Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/e_MFC-July2017.pdf</loc><lastmod>2026-07-11T00:41:40.177Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/C_MFC_1Q17_VotingResults.pdf</loc><lastmod>2026-07-11T00:41:23.068Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/c_MFC-MAR2017.pdf</loc><lastmod>2026-07-11T00:41:35.101Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/e_MFC-MAR2017.pdf</loc><lastmod>2026-07-11T00:41:50.669Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/e_MFC-Oct2017.pdf</loc><lastmod>2026-07-11T00:41:45.535Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/c_MFC-Dec2017.pdf</loc><lastmod>2026-07-11T00:41:24.944Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/c_MFC-July2017.pdf</loc><lastmod>2026-07-11T00:41:35.9Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/e_MFC-Nov2017.pdf</loc><lastmod>2026-07-11T00:41:49.809Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/c_MFC-JAN2017.pdf</loc><lastmod>2026-07-11T00:41:31.624Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/c_MFC%20Company%20Information%20Sheet%202017.pdf</loc><lastmod>2026-07-11T00:41:20.328Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/c_MFC-APR2017.pdf</loc><lastmod>2026-07-11T00:41:22.235Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/e_MFC-Aug2017.pdf</loc><lastmod>2026-07-11T00:41:38.476Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/e_Manulife%20-%20Change%20of%20Transfer%20Agent%20(170911).pdf</loc><lastmod>2026-07-11T00:41:47.184Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/e-MFC-Apr2021.pdf</loc><lastmod>2026-07-11T00:44:35.746Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/c_MFC_Company_Information_Sheet_2021.pdf</loc><lastmod>2026-07-11T00:44:32.327Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/c-MFC-Apr2021.pdf</loc><lastmod>2026-07-11T00:44:20.996Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/e-MFC-Oct2021.pdf</loc><lastmod>2026-07-11T00:45:42.598Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/c-MFC-June2021.pdf</loc><lastmod>2026-07-11T00:44:26.091Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/e-MFC-July2021.pdf</loc><lastmod>2026-07-11T00:45:43.529Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/e-MFC-Mar2021.pdf</loc><lastmod>2026-07-11T00:44:38.37Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/c-MFC-Dec2021-amendment.pdf</loc><lastmod>2026-07-11T00:44:22.748Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/e-MFC-August2021.pdf</loc><lastmod>2026-07-11T00:44:37.47Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/e-MFC-Nov2021.pdf</loc><lastmod>2026-07-11T00:45:41.671Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/c-MFC-Nov2021.pdf</loc><lastmod>2026-07-11T00:44:29.597Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/e-MFC-Dec2021.pdf</loc><lastmod>2026-07-11T00:44:34.047Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/e-MFC-Jan2021.pdf</loc><lastmod>2026-07-11T00:45:38.882Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/c-MFC-Sept2021.pdf</loc><lastmod>2026-07-11T00:44:33.189Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/e_MFC_Company_Information_Sheet_2021.pdf</loc><lastmod>2026-07-11T00:45:49.628Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/c-MFC-August2021.pdf</loc><lastmod>2026-07-11T00:44:28.769Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/e-MFC-June2021.pdf</loc><lastmod>2026-07-11T00:45:44.429Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/e-MFC-May2021.pdf</loc><lastmod>2026-07-11T00:45:40.62Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/c-MFC-Feb2021.pdf</loc><lastmod>2026-07-11T00:44:23.628Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/c-MFC-July2021.pdf</loc><lastmod>2026-07-11T00:44:27.908Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/e-MFC-Feb2021.pdf</loc><lastmod>2026-07-11T00:44:36.63Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/c-MFC-Dec2021.pdf</loc><lastmod>2026-07-11T00:44:24.443Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/e-MFC-Sept2021.pdf</loc><lastmod>2026-07-11T00:45:45.323Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/c-MFC-Change-of-Business-Address-in-HK.pdf</loc><lastmod>2026-07-11T00:44:21.851Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/c-MFC-Jan2021.pdf</loc><lastmod>2026-07-11T00:44:26.999Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/e-MFC-Change-of-Business-Address-in-HK.pdf</loc><lastmod>2026-07-11T00:44:34.913Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/c-MFC-May2021.pdf</loc><lastmod>2026-07-11T00:44:31.338Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/e-MFC-Dec2021-amendment.pdf</loc><lastmod>2026-07-11T00:45:39.743Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/c-MFC-Oct2021.pdf</loc><lastmod>2026-07-11T00:44:30.492Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/c-MFC-Mar2021.pdf</loc><lastmod>2026-07-11T00:44:25.252Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/E_MFC_company_information_sheet_2022.pdf</loc><lastmod>2026-07-11T00:48:43.562Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/c_MFC-July2018.pdf</loc><lastmod>2026-07-11T00:42:03.935Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/E_FF304M%20-%20MFC%20Next%20Day%20Return%20re%20NCIB%20dated%2014Dec2018.pdf</loc><lastmod>2026-07-11T00:41:52.759Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/e_MFC-Sept2018.pdf</loc><lastmod>2026-07-11T00:43:19.853Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/C_%20MFC%20Next%20Day%20Return%20re%20NCIB%20dated%2023Nov2018-final.pdf</loc><lastmod>2026-07-11T00:41:53.624Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/E_MFC_1Q18_VotingResults.pdf</loc><lastmod>2026-07-11T00:41:58.829Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/E_FF304M%20-%20Next%20Day%20Return%20re%20NCIB%20dated%2021Dec2018.pdf</loc><lastmod>2026-07-11T00:41:56.93Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/c_MFC-May2018.pdf</loc><lastmod>2026-07-11T00:42:06.44Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/C_%20FF304M-MFC%20Next%20Day%20Return%20re%20NCIB%20dated%2028Dec2018.pdf</loc><lastmod>2026-07-11T00:41:54.436Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/E_FF304M%20-%20MFC%20Next%20Day%20Return%20re%20NCIB%20dated%2030Nov2018.pdf</loc><lastmod>2026-07-11T00:41:56.098Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/e_MFC-Dec2018.pdf</loc><lastmod>2026-07-11T00:43:11.297Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/E_%20MFC%20Next%20Day%20Return%20re%20NCIB%20dated%2023Nov2018-final.pdf</loc><lastmod>2026-07-11T00:41:51.737Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/c_MFC%20Company%20Information%20Sheet%202018.pdf</loc><lastmod>2026-07-11T00:42:00.51Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/e_MFC-Oct2018.pdf</loc><lastmod>2026-07-11T00:43:19.018Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/C_%20FF304M-MFC%20Next%20Day%20Return%20re%20NCIB%20dated%207Dec2018.pdf</loc><lastmod>2026-07-10T19:48:08.9Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/e_MFC-July2018.pdf</loc><lastmod>2026-07-11T00:43:22.537Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/E_FF304M%20-%20Next%20Day%20Return%20re%20NCIB%20dated%2028Dec2018.pdf</loc><lastmod>2026-07-11T00:42:02.372Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/e_MFC-Nov2018.pdf</loc><lastmod>2026-07-11T00:43:16.492Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/c_MFC-Jan2018.pdf</loc><lastmod>2026-07-11T00:42:04.767Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/c_MFC-Feb2018.pdf</loc><lastmod>2026-07-11T00:42:07.385Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/c_MFC-Aug2018.pdf</loc><lastmod>2026-07-11T00:42:01.351Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/c_MFC-Mar2018.pdf</loc><lastmod>2026-07-10T19:48:09.347Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/c_MFC-June2018.pdf</loc><lastmod>2026-07-11T00:42:05.593Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/c_MFC-Oct2018.pdf</loc><lastmod>2026-07-11T00:42:09.059Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/c_MFC-Dec2018.pdf</loc><lastmod>2026-07-11T00:42:03.147Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/e_MFC-May2018.pdf</loc><lastmod>2026-07-11T00:43:17.326Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/C_%20FF304M-MFC%20Next%20Day%20Return%20re%20NCIB%20dated%2021Dec2018.pdf</loc><lastmod>2026-07-11T00:41:48.998Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/e_MFC-Apr2018.pdf</loc><lastmod>2026-07-11T00:43:14.76Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/e_MFC-June2018.pdf</loc><lastmod>2026-07-11T00:43:18.193Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/e_MFC-Feb2018.pdf</loc><lastmod>2026-07-11T00:43:12.144Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/e_MFC-Aug2018.pdf</loc><lastmod>2026-07-11T00:43:13.038Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/c_MFC-Nov2018.pdf</loc><lastmod>2026-07-11T00:42:08.215Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/C-MFC-3May2018-VotingResults.pdf</loc><lastmod>2026-07-11T00:41:46.331Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/c_MFC-Sept2018.pdf</loc><lastmod>2026-07-11T00:43:09.612Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/C_%20FF304M-MFC%20Next%20Day%20Return%20re%20NCIB%20dated%2014Dec2018.pdf</loc><lastmod>2026-07-11T00:41:48.138Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/E_FF304M%20-%20Next%20Day%20Return%20re%20NCIB%20dated%207Dec2018.pdf</loc><lastmod>2026-07-11T00:41:57.915Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/e_MFC%20Company%20Information%20Sheet%202018.pdf</loc><lastmod>2026-07-11T00:43:10.447Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/e_MFC-Jan2018.pdf</loc><lastmod>2026-07-11T00:43:15.625Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/c_MFC-Apr2018.pdf</loc><lastmod>2026-07-11T00:41:59.664Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/e_MFC-Mar2018.pdf</loc><lastmod>2026-07-11T00:43:13.886Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/C_%20FF304M-MFC%20Next%20Day%20Return%20re%20NCIB%20dated%2030Nov2018.pdf</loc><lastmod>2026-07-11T00:41:55.244Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/summary_of_important_changes_to_manulife_SIP_beginning_in_1Q23.pdf</loc><lastmod>2026-07-11T00:48:48.976Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/mfc_annualreport2018_fr.pdf</loc><lastmod>2026-07-11T00:35:38.947Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-reports/mfc_annualreport2017.pdf</loc><lastmod>2026-07-11T00:34:20.317Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-reports/mfc_annualreport2018.pdf</loc><lastmod>2026-07-11T00:34:21.162Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/investor-day-bios-2024.pdf</loc><lastmod>2026-07-10T19:46:50.314Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_MIN_2024_Y1_EN.pdf</loc><lastmod>2026-07-11T00:33:44.678Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_VR_2026_FR.pdf</loc><lastmod>2026-07-11T00:34:14.33Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_2026_AGM_hybrid_meeting_guide_FR.pdf</loc><lastmod>2026-07-11T00:33:30.318Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_MIN_2023_Y1_FR.pdf</loc><lastmod>2026-07-11T00:33:45.589Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_AGM_Lumi_2024_EN.pdf</loc><lastmod>2026-07-11T00:33:32.964Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_VR_2025_FR.pdf</loc><lastmod>2026-07-11T00:34:11.414Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_AGM_Lumi_2023_FR.pdf</loc><lastmod>2026-07-11T00:33:31.222Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_rules_of_conduct_2024_FR.pdf</loc><lastmod>2026-07-11T00:34:17.69Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_VR_2018_Y1_EN.pdf</loc><lastmod>2026-07-11T00:34:04.375Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_VR_2021_Y1_EN.pdf</loc><lastmod>2026-07-11T00:34:02.671Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_rules_of_conduct_2025_EN.pdf</loc><lastmod>2026-07-11T00:34:19.423Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_MIN_2020_Y1_EN.pdf</loc><lastmod>2026-07-11T00:33:38.931Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_virtual_meeting-user_guide-2022.pdf</loc><lastmod>2026-07-11T00:34:16.846Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_VR_2019_Y1_EN.pdf</loc><lastmod>2026-07-11T00:34:00.428Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_MIN_2025_Y1_EN.pdf</loc><lastmod>2026-07-11T00:33:48.448Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_2026_AGM_hybrid_meeting_guide_EN.pdf</loc><lastmod>2026-07-11T00:33:29.134Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_NAM_2023_Y1_FR.pdf</loc><lastmod>2026-07-11T00:33:56.414Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_AMA_CFO_2017_Y1_EN.pdf</loc><lastmod>2026-07-11T00:33:34.603Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_PR_2019_FR.pdf</loc><lastmod>2026-07-11T00:33:57.369Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_AGM_rules_of_conduct_2023_FR.pdf</loc><lastmod>2026-07-11T00:33:42.131Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_MIN_2018_Y1_EN.pdf</loc><lastmod>2026-07-11T00:33:46.564Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_NAMRD_2023_Y1_FR.pdf</loc><lastmod>2026-07-11T00:33:54.614Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_NAMRD_2023_Y1_EN.pdf</loc><lastmod>2026-07-11T00:33:52.008Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_2026_AGM_Rules_of_Conduct_EN.pdf</loc><lastmod>2026-07-11T00:33:26.229Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_MIN_2026_Y1_FR.pdf</loc><lastmod>2026-07-11T00:33:51.188Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_VR_2022_FR.pdf</loc><lastmod>2026-07-11T00:34:05.384Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/FAQ_policyholder_FR.pdf</loc><lastmod>2026-07-11T00:33:19.592Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_NAM_2023_Y1_EN.pdf</loc><lastmod>2026-07-11T00:33:59.542Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_VR_2021_Y1_CH.pdf</loc><lastmod>2026-07-11T00:34:06.235Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_MIN_2022_Y1_FR.pdf</loc><lastmod>2026-07-10T19:42:46.084Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_rules_of_conduct_2025_FR.pdf</loc><lastmod>2026-07-10T19:43:04.331Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC-guide-du-participant-assemblee-virtuelle-2022.pdf</loc><lastmod>2026-07-11T00:33:24.291Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_MIN_2025_Y1_FR.pdf</loc><lastmod>2026-07-11T00:33:50.164Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_VR_2024_EN.pdf</loc><lastmod>2026-07-11T00:34:08.765Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_AGM_Lumi_2023_EN.pdf</loc><lastmod>2026-07-11T00:33:37.107Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_rules_of_conduct_2022_EN.pdf</loc><lastmod>2026-07-11T00:34:13.464Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_VR_2026_EN.pdf</loc><lastmod>2026-07-11T00:34:15.193Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_MIN_2021_Y1_FR.pdf</loc><lastmod>2026-07-11T00:33:49.289Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_VR_2023_FR.pdf</loc><lastmod>2026-07-11T00:34:12.285Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_NAM_2017_Y1_EN.pdf</loc><lastmod>2026-07-11T00:33:53.714Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_MIN_2021_Y1_EN.pdf</loc><lastmod>2026-07-11T00:33:40.337Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_rules_of_conduct_2024_EN.pdf</loc><lastmod>2026-07-11T00:35:34.676Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_AMS_CFO_2017_Y1_EN.pdf</loc><lastmod>2026-07-11T00:33:38.02Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_VR_2020_Y1_EN.pdf</loc><lastmod>2026-07-11T00:34:07.928Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_AGM_Lumi_2025_EN.pdf</loc><lastmod>2026-07-11T00:33:35.405Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_MIN_2023_Y1_EN..pdf</loc><lastmod>2026-07-11T00:33:43.786Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_MIN_2019_Y1_EN.pdf</loc><lastmod>2026-07-10T19:42:44.906Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_AMS_CEO_2017_Y1_EN.pdf</loc><lastmod>2026-07-11T00:33:41.237Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_VR_2017_Y1_EN.pdf</loc><lastmod>2026-07-11T00:33:58.243Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_VR_2025_EN.pdf</loc><lastmod>2026-07-11T00:34:10.575Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_AGM_rules_of_conduct_2023_EN.pdf</loc><lastmod>2026-07-11T00:33:36.265Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_AGM_Lumi_2025_FR.pdf</loc><lastmod>2026-07-11T00:33:33.762Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_NAM_2018_Y1_EN.pdf</loc><lastmod>2026-07-10T19:42:46.678Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_VR_2022_EN.pdf</loc><lastmod>2026-07-11T00:34:03.509Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_VR_2024_FR.pdf</loc><lastmod>2026-07-11T00:34:09.597Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_rules_of_conduct_2022_FR.pdf</loc><lastmod>2026-07-11T00:34:16.053Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_MIN_2026_Y1_EN.pdf</loc><lastmod>2026-07-11T00:33:52.873Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/FAQ_policyholder_EN.pdf</loc><lastmod>2026-07-11T00:33:20.523Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_PR_2019_EN.pdf</loc><lastmod>2026-07-11T00:34:01.466Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_VR_2023_EN.pdf</loc><lastmod>2026-07-11T00:34:07.069Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_2026_AGM_Rules_of_Conduct_FR.pdf</loc><lastmod>2026-07-11T00:33:27.139Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_VR_2021_Y1_FR.pdf</loc><lastmod>2026-07-10T19:42:47.187Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_MIN_2024_Y1_FR.pdf</loc><lastmod>2026-07-11T00:33:47.543Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_PC_2019_Y1_EN.pdf</loc><lastmod>2026-07-11T00:33:55.497Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_AMA_CEO_2017_Y1_EN.pdf</loc><lastmod>2026-07-10T19:42:44.333Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/FAQ_shareholder_FR.pdf</loc><lastmod>2026-07-11T00:33:25.288Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/FAQ_shareholder_EN.pdf</loc><lastmod>2026-07-11T00:33:22.363Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_MIN_2022_Y1_EN.pdf</loc><lastmod>2026-07-11T00:33:42.973Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/international-dial-in-numbers.pdf</loc><lastmod>2026-07-11T00:34:18.549Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_AGM_Lumi_2024_FR.pdf</loc><lastmod>2026-07-10T19:42:43.824Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/statistical_information_package_updated_template_1q23.pdf</loc><lastmod>2026-07-11T00:48:42.732Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/MFC_2Q19_PR.pdf</loc><lastmod>2026-07-11T00:33:23.387Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/statistical_information_package_updated_template_1q25.pdf</loc><lastmod>2026-07-10T19:46:50.785Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/MFC_2Q19_PR_FR.pdf</loc><lastmod>2026-07-11T00:33:21.34Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/green-bonds/Rapport%20annuel%20sur%20les%20obligations%20vertes%20novembre%202019.pdf</loc><lastmod>2026-07-11T00:34:26.631Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/green-bonds/Limited%20Assurance%20Statement%20November%202019.pdf</loc><lastmod>2026-07-11T00:34:23.747Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/green-bonds/Annual%20Green%20Bond%20Report%20November%202019%20FINAL.pdf</loc><lastmod>2026-07-11T00:34:22.859Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/F-Class%201%20Series%204.pdf</loc><lastmod>2026-07-10T19:46:52.338Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/F-Class%201%20Series%2015.pdf</loc><lastmod>2026-07-11T00:35:59.058Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/F-Class%201%20Series%2011.pdf</loc><lastmod>2026-07-11T00:35:48.573Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/F-Class%201%20Series%2017.pdf</loc><lastmod>2026-07-11T00:36:00.844Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/E-Class%20A%20Series%203.pdf</loc><lastmod>2026-07-11T00:35:51.212Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/F-Class%201%20Series%209.pdf</loc><lastmod>2026-07-11T00:35:55.741Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/E-Class%201%20Series%2013.pdf</loc><lastmod>2026-07-11T00:35:54.844Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/E-Class%201%20Series%204.pdf</loc><lastmod>2026-07-11T00:35:49.408Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/E-Class%201%20Series%209.pdf</loc><lastmod>2026-07-11T00:35:46.027Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/E-Class%201%20Series%203.pdf</loc><lastmod>2026-07-11T00:35:50.345Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/E-Class%201%20Series%2017.pdf</loc><lastmod>2026-07-10T19:46:51.327Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/F-Class%20A%20Series%202%20.pdf</loc><lastmod>2026-07-11T00:35:53.921Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/F-Class%201%20Series%2025.pdf</loc><lastmod>2026-07-10T19:46:51.823Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/E-Class%201%20Series%2025.pdf</loc><lastmod>2026-07-11T00:35:42.438Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/F-Class%20A%20Series%203.pdf</loc><lastmod>2026-07-11T00:35:58.154Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/E-Class%201%20Series%2015.pdf</loc><lastmod>2026-07-11T00:35:41.56Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/F-Class%201%20Series%2019.pdf</loc><lastmod>2026-07-11T00:35:52.096Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/E-Class%201%20Series%2019.pdf</loc><lastmod>2026-07-11T00:35:45.135Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/E-Class%201%20Series%2011.pdf</loc><lastmod>2026-07-11T00:35:43.436Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/E-Class%20A%20Series%202.pdf</loc><lastmod>2026-07-11T00:35:46.889Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/F-Class%201%20Series%2013.pdf</loc><lastmod>2026-07-11T00:35:47.754Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/F-Class%201%20Series%203.pdf</loc><lastmod>2026-07-11T00:35:53.011Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/MFC_2Q19_PR_FR.PDF</loc><lastmod>2026-07-10T19:46:49.774Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/manulife-re/mpcl_2016.pdf</loc><lastmod>2026-07-11T00:48:53.736Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/manulife-re/mpcl_2023_report.pdf</loc><lastmod>2026-07-11T00:49:00.604Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/manulife-re/mpcl_2021_report.pdf</loc><lastmod>2026-07-11T00:48:58.862Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/manulife-re/mpcl_2018_report.pdf.pdf</loc><lastmod>2026-07-11T00:48:57.786Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/manulife-re/mpcl_2009_report.pdf</loc><lastmod>2026-07-11T00:48:47.188Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/manulife-re/mpcl_2010_report.pdf</loc><lastmod>2026-07-11T00:48:52.887Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/manulife-re/mpcl_2008_report.pdf</loc><lastmod>2026-07-10T19:48:11.797Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/manulife-re/mpcl_2022_report.pdf</loc><lastmod>2026-07-11T00:48:59.71Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/manulife-re/mpcl_2013_report.pdf</loc><lastmod>2026-07-11T00:48:55.519Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/manulife-re/mpcl_2017_report.pdf</loc><lastmod>2026-07-11T00:48:54.656Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/manulife-re/mpcl_2011_report.pdf</loc><lastmod>2026-07-11T00:48:50.866Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/manulife-re/mpcl_2025_report.pdf</loc><lastmod>2026-07-11T00:49:05.02Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/manulife-re/mpcl_2020_report.pdf</loc><lastmod>2026-07-11T00:48:56.397Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/manulife-re/mpcl_2024_report.pdf</loc><lastmod>2026-07-11T00:49:03.277Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/manulife-re/mpcl_2012_report.pdf</loc><lastmod>2026-07-11T00:48:49.856Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/manulife-re/mpcl_2015ar.pdf</loc><lastmod>2026-07-11T00:49:04.126Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/manulife-re/mpcl_2014_report.pdf</loc><lastmod>2026-07-11T00:48:51.902Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/manulife-re/mpcl_2019_report.pdf</loc><lastmod>2026-07-10T19:48:12.273Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/annual-report/Roy%20Gori%202018%20shareholder%20message%20transcript.pdf</loc><lastmod>2026-07-11T00:31:36.445Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/mlbi/Scheme_MLBI.pdf</loc><lastmod>2026-07-11T00:49:12.557Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/mlbi/Circular_MLBI_PT.pdf</loc><lastmod>2026-07-11T00:49:08.03Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/mlbi/Scheme_MLBI_ES.pdf</loc><lastmod>2026-07-11T00:49:17.883Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/mlbi/Actuarial_Report_Summary_MLBI_PT.pdf</loc><lastmod>2026-07-11T00:49:01.472Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/mlbi/Petition_MLBI_ES.pdf</loc><lastmod>2026-07-11T00:49:08.887Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/mlbi/Petition_MLBI_PT.pdf</loc><lastmod>2026-07-11T00:49:10.891Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/mlbi/Scheme_MLBI_PT.pdf</loc><lastmod>2026-07-11T00:49:11.717Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/mlbi/Actuarial_Report_Summary_MLBI_ES.pdf</loc><lastmod>2026-07-11T00:49:05.881Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/mlbi/Circular_MLBI_ES.pdf</loc><lastmod>2026-07-11T00:49:14.293Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/mlbi/Circular_MLBI.pdf</loc><lastmod>2026-07-11T00:49:07.123Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/mlbi/Petition_MLBI.pdf</loc><lastmod>2026-07-11T00:49:10.032Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/_jcr_content/_cq_discarded/c3627a37-3065-493c-a302-d7af30c1227f/pp.pdf</loc><lastmod>2026-07-11T00:49:15.231Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/guides/en/manulife-wealth-insurance-services-inc-complaints-brochure-en.pdf</loc><lastmod>2026-07-10T18:03:45.993Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/guides/en/how-to-read-your-statement-investor-education-en.pdf</loc><lastmod>2026-07-10T18:03:45.875Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/guides/en/canadian-investor-protection-fund-brochure-en.pdf</loc><lastmod>2026-07-10T18:03:45.756Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/guides/en/important-client-information-brochure-IAC-en.pdf</loc><lastmod>2026-07-10T18:03:45.646Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/guides/en/MW-30450-important-client-information-brochure-MFA-EN.pdf</loc><lastmod>2026-07-10T18:03:45.537Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/guides/fr/canadian-investor-protection-fund-brochure-fr.pdf</loc><lastmod>2026-07-10T18:03:59.772Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/guides/fr/important-client-information-brochure-IAC-fr.pdf</loc><lastmod>2026-07-10T18:03:59.62Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/guides/fr/MW-30450-important-client-information-brochure-MFA-FR_updated.pdf</loc><lastmod>2026-07-10T18:03:59.423Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/guides/fr/manulife-wealth-insurance-services-inc-complaints-brochure-fr.pdf</loc><lastmod>2026-07-10T18:03:59.254Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/guides/fr/how-to-read-your-statement-investor-education-fr.pdf</loc><lastmod>2026-07-10T18:03:59.107Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/registered-plans/en/unclaimed-property-claim-form.pdf</loc><lastmod>2026-07-10T18:03:18.458Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/registered-plans/fr/formulaire-de-demande-de-biens-non-reclames.pdf</loc><lastmod>2026-07-10T18:03:29.422Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/account-documents/en/interest-rate-schedule-for-amalgamation-en.pdf</loc><lastmod>2026-07-10T18:04:20.738Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/account-documents/en/best-execution-order-handling-policies.pdf</loc><lastmod>2026-07-10T18:04:20.606Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/account-documents/en/mwics1734e-interest-rate-schedule.pdf</loc><lastmod>2026-07-10T18:04:20.48Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/account-documents/en/mwi1208e-margin-account-agreement.pdf</loc><lastmod>2026-07-10T18:04:20.384Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/account-documents/en/administration-and-service-fees-en.pdf</loc><lastmod>2026-07-10T18:04:19.966Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/account-documents/en/standardized-trade-matching-statement-mw-signed-en.pdf</loc><lastmod>2026-07-10T18:04:20.263Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/account-documents/en/administration-and-service-fees-effective-october-1st-2024-en.pdf</loc><lastmod>2026-07-10T18:04:20.119Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/account-documents/fr/mwics1734f-bareme-des-taux-dinteret.pdf</loc><lastmod>2026-07-10T18:04:35.091Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/account-documents/fr/standardized-trade-matching-statement-mw-signed-fr.pdf</loc><lastmod>2026-07-10T18:04:34.968Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/account-documents/fr/administration-and-service-fees-effective-october-1st-2024-fr.pdf</loc><lastmod>2026-07-10T18:04:34.825Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/account-documents/fr/administration-and-service-fees-fr.pdf</loc><lastmod>2026-07-10T18:04:34.211Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/account-documents/fr/politique-de-meilleure-execution-et-de-traitement-des-ordres.pdf</loc><lastmod>2026-07-10T18:04:34.679Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/account-documents/fr/interest-rate-schedule-for-amalgamation-fr.pdf</loc><lastmod>2026-07-10T18:04:34.512Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/account-documents/fr/mwi1208f-convention-de-compte-sur-marge.pdf</loc><lastmod>2026-07-10T18:04:34.348Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/sales-and-enablement/transcript/en/investment-counsellor-biography-video-michael-lamantia-transcript-en.pdf</loc><lastmod>2026-07-11T00:49:28.663Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/sales-and-enablement/transcript/en/investment-counsellor-biography-video-dmitri-stamos-transcript-en.pdf</loc><lastmod>2026-07-11T00:49:26.775Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/sales-and-enablement/transcript/en/investment-counsellor-biography-video-richard-houde-transcript-en.pdf</loc><lastmod>2026-07-11T00:49:24.193Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/sales-and-enablement/transcript/en/investment-counsellor-biography-video-sean-lasko-transcript-en.pdf</loc><lastmod>2026-07-11T00:49:25.039Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/sales-and-enablement/transcript/fr/investment-counsellor-biography-video-dmitri-stamos-transcript-fr.pdf</loc><lastmod>2026-07-11T00:49:25.931Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/sales-and-enablement/transcript/fr/investment-counsellor-biography-video-richard-houde-transcript-fr.pdf</loc><lastmod>2026-07-11T00:49:27.783Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/sales-and-enablement/transcript/fr/investment-counsellor-biography-video-michael-lamantia-transcript-fr.pdf</loc><lastmod>2026-07-11T00:49:29.536Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/sales-and-enablement/transcript/fr/investment-counsellor-biography-video-sean-lasko-transcript-fr.pdf</loc><lastmod>2026-07-11T00:49:37.059Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/sales-and-enablement/brochures/en/manulife-wealth-client-handout-en.pdf</loc><lastmod>2026-07-10T19:50:27.452Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/sales-and-enablement/brochures/fr/manulife-wealth-client-handout-fr.pdf</loc><lastmod>2026-07-11T00:49:13.433Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/sales-and-enablement/training/en/training-setting-up-delegate-access-in-advisor-portale.pdf</loc><lastmod>2026-07-11T00:49:19.646Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/sales-and-enablement/training/fr/training-setting-up-delegate-access-in-advisor-portalf.pdf</loc><lastmod>2026-07-11T00:49:20.506Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/sales-and-enablement/onboarding/en/client-ciam-support-update-en-final.pdf</loc><lastmod>2026-07-11T00:49:16.176Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/sales-and-enablement/onboarding/en/advisor-ciam-support-update-en-final.pdf</loc><lastmod>2026-07-11T00:49:22.432Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/sales-and-enablement/onboarding/fr/client-ciam-support-update-fr-final.pdf</loc><lastmod>2026-07-11T00:49:18.762Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/sales-and-enablement/onboarding/fr/advisor-ciam-support-update-fr-final.pdf</loc><lastmod>2026-07-11T00:49:17.035Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/financial-stress/manuvie-rapport-sur-la-r%C3%A9silience-financi%C3%A8re-et-la-long%C3%A9vit%C3%A9-canada-2025.pdf</loc><lastmod>2026-07-11T00:01:37.58Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/financial-stress/manuvie-rapport-sur-la-r%C3%A9silience-financi%C3%A8re-et-la-long%C3%A9vit%C3%A9-2025-retraites.pdf</loc><lastmod>2026-07-11T00:01:39.324Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/financial-stress/manuvie-rapport-sur-la-r%C3%A9silience-financi%C3%A8re-et-la-long%C3%A9vit%C3%A9-mondiale-2025.pdf</loc><lastmod>2026-07-11T00:01:46.363Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/financial-stress/le-rapport-stress-finances-et-bien-etre.pdf</loc><lastmod>2026-07-11T00:01:40.169Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/financial-stress/manuvie-rapport-sur-la-r%C3%A9silience-financi%C3%A8re-et-la-long%C3%A9vit%C3%A9-2025-tendances.pdf</loc><lastmod>2026-07-11T00:01:36.682Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/financial-stress/manuvie-rapport-sur-la-r%C3%A9silience-financi%C3%A8re-et-la-long%C3%A9vit%C3%A9-2025-apercu-generationnel.pdf</loc><lastmod>2026-07-11T00:01:35.737Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/smartsense/smartsense-video-transcript-9-13-fr.pdf</loc><lastmod>2026-07-11T00:10:03.471Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/smartsense/smartsense-video-transcript-6-8-fr.pdf</loc><lastmod>2026-07-11T00:10:04.393Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/smartsense/smartsense-video-transcript-14-18-fr.pdf</loc><lastmod>2026-07-11T00:10:00.787Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/mobile-apps/manulife-mobile-app-video-transcript-fr.pdf</loc><lastmod>2026-07-11T00:07:38.073Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/find-an-advisor/b2c-planright-promotional-video-transcirpt-fr.pdf</loc><lastmod>2026-07-11T00:01:44.6Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/mobile-contest-2026/2026-concours-l-ete-de-l-epargne-retraite-collective-manuvie-fr.pdf</loc><lastmod>2026-07-11T00:08:01.302Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/longevity-shortfall-risk/longevity-shortfall-risk-analysis-fr.pdf</loc><lastmod>2026-07-11T00:06:12.79Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/target-date-funds/analyzing-the-merits-of-through-versus-to-glide-paths-fr.pdf</loc><lastmod>2026-07-11T00:28:59.268Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/sponsor-newsletters/q2-2024/white-paper-modernizing-the-guidelines-for-capital-accumulation-plans-cap-guidelines-fr.pdf</loc><lastmod>2026-07-10T19:46:49.085Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/sponsor-newsletters/slx/documents/folder/2024-fund-name-change-VIP.pdf</loc><lastmod>2026-07-11T00:28:14.343Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/sponsor-newsletters/mps/documents/folder/2024-fund-name-change-VIP.pdf</loc><lastmod>2026-07-10T19:50:19.062Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/say-goodbye-to-paper/da-paperless-contest-page/say-goodbye-to-paper-contest-rules-and-regs-fr.pdf</loc><lastmod>2026-07-10T19:50:18.591Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/say-goodbye-to-paper/da-paperless-contest-page/concours-dites-adieu-au-papier-reglement-officiel-fr-update.pdf</loc><lastmod>2026-07-11T00:09:51.432Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/explore-plans/plan-overview/the-manulife-personal-plan/member-reward-program/mrp-transcript-fr.pdf</loc><lastmod>2026-07-11T00:01:01.608Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/combine-your-accounts/transcription-vide%CC%81o-regroupez-vos-comptes-fr.pdf</loc><lastmod>2026-07-10T23:59:57.789Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/advisor-rewards-program/2026-arp-fr.pdf</loc><lastmod>2026-07-10T23:59:27.906Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/2024-mobile-contest/reglement-du-concours-l-ete-de-l-epargne-du-regime-de-retraite-collectif-manuvie.pdf</loc><lastmod>2026-07-10T23:59:04.39Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/navigating-the-cap-guidelines/position-paper-understanding-the-modernized-cap-guideline-fr.pdf</loc><lastmod>2026-07-11T00:08:16.131Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP4992F.pdf</loc><lastmod>2026-07-11T00:28:33.097Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP4759F.pdf</loc><lastmod>2026-07-11T00:28:27.533Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP4991F.pdf</loc><lastmod>2026-07-10T19:41:08.847Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP4656F.pdf</loc><lastmod>2026-07-11T00:28:28.413Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP0765F.pdf</loc><lastmod>2026-07-11T00:28:22.949Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/SKLIRAF.pdf</loc><lastmod>2026-07-11T00:28:55.093Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/PBSARLIFF.pdf</loc><lastmod>2026-07-11T00:28:50.7Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP4931F.pdf</loc><lastmod>2026-07-11T00:28:30.356Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP0955F.pdf</loc><lastmod>2026-07-11T00:28:29.42Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP0770F.pdf</loc><lastmod>2026-07-11T00:28:24.754Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP5400F.pdf</loc><lastmod>2026-07-11T00:28:38.338Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/QCLIFF.pdf</loc><lastmod>2026-07-10T19:41:12.041Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/BCLIFF.pdf</loc><lastmod>2026-07-11T00:28:19.531Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/LIRA-RSP-GRGF.pdf</loc><lastmod>2026-07-11T00:28:37.478Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/LIRA-RSP-SOPF.pdf</loc><lastmod>2026-07-11T00:28:39.19Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP4993F.pdf</loc><lastmod>2026-07-11T00:28:35.751Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/MBPRIFF.pdf</loc><lastmod>2026-07-11T00:28:43.773Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP4990F.pdf</loc><lastmod>2026-07-10T19:41:08.281Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/SKPRIFF.pdf</loc><lastmod>2026-07-11T00:28:54.317Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/PBSALIRAF.pdf</loc><lastmod>2026-07-11T00:28:48.98Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/PBSALIFF.pdf</loc><lastmod>2026-07-11T00:28:49.864Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP0954F.pdf</loc><lastmod>2026-07-11T00:28:31.233Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/QCLIRAF.pdf</loc><lastmod>2026-07-11T00:28:51.712Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP5931F.pdf</loc><lastmod>2026-07-10T19:41:09.922Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/NBLIRAF.pdf</loc><lastmod>2026-07-11T00:28:42.93Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP0796F.pdf</loc><lastmod>2026-07-11T00:28:33.988Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP5393F.pdf</loc><lastmod>2026-07-11T00:28:36.613Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP8001F.pdf</loc><lastmod>2026-07-10T19:41:10.453Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/NLILIRAF.pdf</loc><lastmod>2026-07-11T00:28:40.971Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/MBLIRAF.pdf</loc><lastmod>2026-07-11T00:28:40.089Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP5119F.pdf</loc><lastmod>2026-07-11T00:28:34.868Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP0768F.pdf</loc><lastmod>2026-07-10T19:41:07.754Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP0807F.pdf</loc><lastmod>2026-07-11T00:28:25.61Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/ONLIRAF.pdf</loc><lastmod>2026-07-11T00:28:46.318Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/PBSARLSPF.pdf</loc><lastmod>2026-07-10T19:41:11.536Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP4988F.pdf</loc><lastmod>2026-07-11T00:28:32.248Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/MBLIFF.pdf</loc><lastmod>2026-07-11T00:28:47.221Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP4994F.pdf</loc><lastmod>2026-07-10T19:41:09.397Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP8039F.pdf</loc><lastmod>2026-07-10T19:41:10.971Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/ONLIFF.pdf</loc><lastmod>2026-07-11T00:28:45.494Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP0835F.pdf</loc><lastmod>2026-07-11T00:28:26.637Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/NSLIRAF.pdf</loc><lastmod>2026-07-11T00:28:48.131Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/NSOLDLIFF.pdf</loc><lastmod>2026-07-11T00:28:44.667Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/BCLIRAF.pdf</loc><lastmod>2026-07-11T00:28:21.322Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/NSSCHD4ALIFF.pdf</loc><lastmod>2026-07-11T00:28:42.042Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/ABLIRAF.pdf</loc><lastmod>2026-07-11T00:28:20.397Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/2025-year-in-review/revue-de-lannee-2025.pdf</loc><lastmod>2026-07-10T23:59:18.227Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/join-now/resources/pdf-fr/rrsp-enrolment-form-fr.pdf</loc><lastmod>2026-07-10T19:50:14.225Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/market-volatility/pdf/march-2026-update-middle-east-conflict-and-market-risk-fr.pdf</loc><lastmod>2026-07-11T00:06:23.706Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/tools/financial-wellness-assesment/financial-wellness-assessment-member-video-transcript-fr.pdf</loc><lastmod>2026-07-11T00:30:39.644Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/landing-pages/asset-allocation-views/pdf/q4-2025-asset-allocation-views-video-transcript-fr.pdf</loc><lastmod>2026-07-11T00:05:49.09Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/landing-pages/asset-allocation-views/pdf/q2-2025-asset-allocation-views-video-transcript-fr.pdf</loc><lastmod>2026-07-11T00:05:47.333Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/landing-pages/asset-allocation-views/pdf/q3-2024-asset-allocation-views-video-transcript-fr.pdf</loc><lastmod>2026-07-11T00:05:46.542Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/landing-pages/asset-allocation-views/pdf/q2-2024-asset-allocation-views-video-transcript-fr.pdf</loc><lastmod>2026-07-11T00:05:43.667Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/landing-pages/asset-allocation-views/pdf/q1-2024-asset-allocation-views-video-transcript-fr.pdf</loc><lastmod>2026-07-11T00:05:45.619Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/landing-pages/asset-allocation-views/pdf/AAV-transcript_fr_q325.pdf</loc><lastmod>2026-07-11T00:05:48.188Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/landing-pages/asset-allocation-views/pdf/q1-2025-asset-allocation-views-video-transcript-fr.pdf</loc><lastmod>2026-07-11T00:05:44.629Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/landing-pages/asset-allocation-views/pdf/q3-2025-asset-allocation-views-video-transcript-fr.pdf</loc><lastmod>2026-07-11T00:05:50.859Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/plan-ahead/understanding-the-stock-market/transcripts/%C3%89pisode-1-Qu%E2%80%99est-ce-que-la-transcription-du-march%C3%A9-boursier.pdf</loc><lastmod>2026-07-11T00:09:37.312Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/plan-ahead/understanding-the-stock-market/transcripts/%C3%89pisode-3-Transcription-des-strat%C3%A9gies-de-placement.pdf</loc><lastmod>2026-07-11T00:09:39.96Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/plan-ahead/understanding-the-stock-market/transcripts/%C3%89pisode-2-Transcription-des-cat%C3%A9gories-d%E2%80%99actifs-et-des-modalit%C3%A9s-de-placement.pdf</loc><lastmod>2026-07-11T00:09:44.188Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/plan-ahead/understanding-the-stock-market/transcripts/%C3%89pisode-5-Investir-dans-la-transcription-de-la-retraite.pdf</loc><lastmod>2026-07-11T00:09:40.858Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/plan-ahead/understanding-the-stock-market/transcripts/%C3%89pisode-4-Investir-vers-vos-objectifs.pdf</loc><lastmod>2026-07-11T00:09:39.052Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/plan-ahead/investment-basics/transcript/investmentbasics-asset-allocation-fr.pdf</loc><lastmod>2026-07-11T00:08:56.203Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/plan-ahead/investment-basics/transcript/investmentbasics-diversification-fr.pdf</loc><lastmod>2026-07-11T00:08:24.903Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/plan-ahead/investment-basics/transcript/investmentbasics-tdf-fr.pdf</loc><lastmod>2026-07-11T00:08:57.064Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/plan-ahead/investment-basics/transcript/investmentbasics-mutual-funds-fr.pdf</loc><lastmod>2026-07-11T00:08:57.981Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/plan-ahead/investment-basics/transcript/investmentbasics-trf-fr.pdf</loc><lastmod>2026-07-11T00:09:02.751Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/plan-ahead/investment-basics/transcript/investmentbasics-asset-classes-fr.pdf</loc><lastmod>2026-07-11T00:08:25.768Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/faq/resources/pdf-fr/request-to-transfer-money-to-manulife-rrsp-tfsa-lira-lrsp-rpp-fr.pdf</loc><lastmod>2026-07-11T00:01:15.607Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/faq/resources/pdf-fr/transfer-authorization-for-rrsp-lrsp-lira-rif-lif-tfsa-fr.pdf</loc><lastmod>2026-07-11T00:01:17.675Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/faq/resources/pdf-fr/notice-of-death-rrif-lif-lrif-prif-rlif-fr.pdf</loc><lastmod>2026-07-11T00:01:09.523Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/faq/resources/pdf-fr/notice-of-death-fr.pdf</loc><lastmod>2026-07-11T00:01:11.528Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/faq/resources/pdf-fr/withdrawal-request-rrif-lif-lrif-prif-fr.pdf</loc><lastmod>2026-07-11T00:01:19.86Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/faq/resources/pdf-fr/request-to-transfer-money-to-manulife-rrif-lif-lrif-prif-rlif-fr.pdf</loc><lastmod>2026-07-10T19:48:04.749Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/faq/resources/pdf-fr/request-for-change-rrsp-tfsa-lira-rpp-nrsp-fr.pdf</loc><lastmod>2026-07-11T00:01:08.519Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/faq/resources/pdf-fr/contribution-request-rrsp-fr.pdf</loc><lastmod>2026-07-11T00:01:10.548Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/faq/resources/pdf-fr/termination-request-fr.pdf</loc><lastmod>2026-07-11T00:01:21.998Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/faq/resources/pdf-fr/request-for-withdrawal-fr.pdf</loc><lastmod>2026-07-11T00:01:14.595Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/faq/resources/pdf-fr/fund-transfer-request-rrsp-tfsa-lira-rpp-nrsp-fr.pdf</loc><lastmod>2026-07-11T00:01:13.498Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/faq/resources/pdf-fr/contribution-request-nrsp-fr.pdf</loc><lastmod>2026-07-11T00:01:03.365Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/faq/resources/pdf-fr/miscellaneous-change-fr.pdf</loc><lastmod>2026-07-11T00:01:07.496Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/faq/resources/pdf-fr/contribution-request-tfsa-fr.pdf</loc><lastmod>2026-07-10T19:48:04.165Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/faq/resources/pdf-fr/request-for-change-rrif-lif-lrif-prif-rlif-fr.pdf</loc><lastmod>2026-07-11T00:01:16.675Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/faq/resources/pdf-fr/payer-authorization-for-pre-authorized-debit-plan-pad-fr.pdf</loc><lastmod>2026-07-11T00:01:06.373Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/faq/resources/pdf-fr/fund-transfer-request-rrif-lif-lrif-prif-rlif-fr.pdf</loc><lastmod>2026-07-11T00:01:12.531Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/faq/resources/pdf-fr/withdrawal-request-rrsp-tfsa-lira-rpp-nrsp-annuity-fr.pdf</loc><lastmod>2026-07-11T00:01:28.534Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/tax-receipts-and-slips/transcription-video-guide-transitioned-fr.pdf</loc><lastmod>2026-07-11T00:30:21.973Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/tax-receipts-and-slips/transcription-video-guide-application-mobile-fr.pdf</loc><lastmod>2026-07-11T00:30:24.489Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/tax-receipts-and-slips/transcription-video-guide-group-retirement-site-web-fr.pdf</loc><lastmod>2026-07-11T00:30:23.019Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/global-financial-resilience-and-longevity-campaign-2024/manulife-financial-resilience-and-longevity-canada-report-2024-fr.pdf</loc><lastmod>2026-07-11T00:02:21.656Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/global-financial-resilience-and-longevity-campaign-2024/cret-22241-642436-financial-resilience-and-longevity-campaign-2024-canada-interactive-fr.pdf</loc><lastmod>2026-07-11T00:02:09.31Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/global-financial-resilience-and-longevity-campaign-2024/ret-110251-641270-financial-resilience-and-longevity-campaign-2024-interactive-us-view-our-global-comparisons-fr.pdf</loc><lastmod>2026-07-11T00:02:20.757Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/global-financial-resilience-and-longevity-campaign-2024/manulife-financial-resilience-and-longevity-global-report-2024-fr.pdf</loc><lastmod>2026-07-10T19:50:12.829Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/pdf/mfc-msas-fr.pdf</loc><lastmod>2026-07-11T00:08:14.439Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/pdf/transcription-fr-manu-1526364.pdf</loc><lastmod>2026-07-11T00:08:18.821Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/pdf/securing-retirement-securiser-la-retraite-ce-qui-fait-la-solidite-d-un-systeme-de-retraite.pdf</loc><lastmod>2026-07-11T00:08:21.409Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/mlid-troubleshooting-member-guide/de-laide-pour-votre-identifiant-manuvie.pdf</loc><lastmod>2026-07-11T00:07:40.926Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/07-2025-JF-Bond-and-Balanced-No-change-fr.pdf</loc><lastmod>2026-07-11T00:05:09.635Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/08-2024-Fonds-d%E2%80%99actions-canadiennes-Manuvie-(7011)-EPP-modifie.pdf</loc><lastmod>2026-07-11T00:05:11.422Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/042024-manulife-us-equity-abrdn-pm-dominic-byrne-departure-fr.pdf</loc><lastmod>2026-07-11T00:05:04.331Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/07-2025-MIM-Core-Value-Equity-Team-No-change-fr.pdf</loc><lastmod>2026-07-11T00:05:06.962Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/avis-de-la-surveillance-des-placements-02-2026-schroder-marches-emergents-pas-de-changement.pdf</loc><lastmod>2026-07-11T00:05:16.754Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/avis-de-la-surveillance-des-placements-04-2026-dissolution-fonds-de-titres-de-creance-des-marches-emergents-abrdn.pdf</loc><lastmod>2026-07-11T00:05:18.683Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/032024-jarislowsky-fraser-manulife-jarislowsky-fraser-canadian-equity-fund-retirement-of-bernard-gauthier-fr.pdf</loc><lastmod>2026-07-10T19:43:58.963Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/02-2025-AllianceBernstein-Pas-de-changement.pdf</loc><lastmod>2026-07-10T19:43:57.348Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/02-2025-MFS-International-Equity-No-change-fr.pdf</loc><lastmod>2026-07-11T00:04:55.685Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/04-2025-Fonds-de-r%C3%A9partition-de-l%E2%80%99actif-S%C3%A9curitaire-Manuvie-Pas-de-changement.pdf</loc><lastmod>2026-07-11T00:05:07.818Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/08-2025-Manulife-Canadian-Pooled-Real-Estate-Fund-No-change-fr.pdf</loc><lastmod>2026-07-11T00:05:10.542Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/05-2025-Leith-Wheeler-Diversified-Pooled-Fund-No-change-fr.pdf</loc><lastmod>2026-07-11T00:05:01.343Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/09-2024-manulife-canadian-mortgage-funds-fr.pdf</loc><lastmod>2026-07-11T00:05:12.411Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/09-2025-Lazard-Global-Small-Cap-and-Infrastructure-No-change-fr.pdf</loc><lastmod>2026-07-11T00:05:13.296Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/avis-de-la-surveillance-des-placements-01-2026-montrusco-bolton-pas-de-changement.pdf</loc><lastmod>2026-07-10T19:43:59.94Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/03-2026-dissolution-fonds-d-oblig-mond-templeton.pdf</loc><lastmod>2026-07-10T19:43:57.815Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/05-2025-Manulife-RDF-and-AA-Rebalancing-fr.pdf</loc><lastmod>2026-07-11T00:05:03.443Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/01-2025-Manulife-Multi-Asset-Solutions-Team-Pas-de-changement.pdf</loc><lastmod>2026-07-11T00:04:25.169Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/03-2026-dissolution-fonds-d-act-mond-a-faible-cap-lazard.pdf</loc><lastmod>2026-07-11T00:04:59.391Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/08-2024-Depart-de-membres-de-l%E2%80%99equipe-Actions-fondamentales-de-CCL.pdf</loc><lastmod>2026-07-11T00:05:06.064Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/03-2026-dissolution-fidelity-mondial.pdf</loc><lastmod>2026-07-11T00:05:00.28Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/avis-de-la-surveillance-des-placements-03-2026-fonds-a-gest-mult-mnv-ca-am-eq-pas-de-changement.pdf</loc><lastmod>2026-07-11T00:05:17.74Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/avis-de-la-surveillance-des-placements-04-2026-revenu-fixe-plus-alliancebernstein-pas-de-changement.pdf</loc><lastmod>2026-07-11T00:05:25.868Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/avis-de-la-surveillance-des-placements-01-2026-fonds-de-retraite-manuvie-et-fonds-de-retraite-indiciels-manuvie-pas-de-changement.pdf</loc><lastmod>2026-07-11T00:05:21.467Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/avis-de-la-surveillance-des-placements-01-2026-blackrock-indiciel-lifepath-pas-de-changement.pdf</loc><lastmod>2026-07-11T00:05:14.151Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/04-2024-blackrock-lifepath-funds-cml-removal-FR.pdf</loc><lastmod>2026-07-10T19:43:59.418Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/03-2026-dissolution-fonds-de-societes-mondiales-invesco.pdf</loc><lastmod>2026-07-10T19:43:58.362Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/02-2025-BlackRock-Pas-de-changement.pdf</loc><lastmod>2026-07-11T00:05:05.21Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/avis-de-la-surveillance-des-placements-01-2026-fonds-fidelity-passage-et-fonds-institutionnels-fidelity-passage-pas-de-changement.pdf</loc><lastmod>2026-07-11T00:05:15.888Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/10-2025-Manulife-Retirement-Date-and-Asset-Allocation-Funds-No-change-fr.pdf</loc><lastmod>2026-07-11T00:05:15.017Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/07-2025-Invesco-EQV-International-Equity-No-change-fr.pdf</loc><lastmod>2026-07-11T00:05:08.702Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-07-2025-equipe-gpm-actions-de-valeur-de-base-retrograde.pdf</loc><lastmod>2026-07-10T19:42:22.187Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-10-2025-guardian-actions-canadiennes-retrograde.pdf</loc><lastmod>2026-07-11T00:04:57.63Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-01-2024-fonds-immobilier-canadien-en-gestion-commune-manuvie.pdf</loc><lastmod>2026-07-11T00:04:02.059Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-05-2024-fonds-dactions-canadiennes-jarislowsky-fraser-manuvie.pdf</loc><lastmod>2026-07-10T19:42:21.652Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-05-2025-sprucegrove-retrograde.pdf</loc><lastmod>2026-07-11T00:04:19.548Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/08-2024-cibc-fixed-income-upgrade-fr.pdf</loc><lastmod>2026-07-11T00:03:51.582Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/alerte-de-la-surveillance-des-placements-02-2026-blackrock-indiciel-lifepath-rehausse-a-en-regle.pdf</loc><lastmod>2026-07-11T00:03:57.678Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/10-2025-Guardian-Canadian-Downgrade-fr.pdf</loc><lastmod>2026-07-11T00:03:53.345Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/alerte-de-la-surveillance-des-placements-02-2026-actions-canadiennes-scheer-rowlett-rehausse-a-en-regle.pdf</loc><lastmod>2026-07-11T00:03:55.084Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-03-2024-fonds-fidelity-mondial-manuvie.pdf</loc><lastmod>2026-07-11T00:04:12.567Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/08-2024-lazard-global-sc-downgrade-fr.pdf</loc><lastmod>2026-07-11T00:03:48.784Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/07-2025-MIM-Systematic-Equity-Beta-Team-Downgrade-fr.pdf</loc><lastmod>2026-07-11T00:03:43.229Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-01-2020-fonds-d-actions-internationales-guardian-et-equilibre-retrograde.pdf</loc><lastmod>2026-07-11T00:04:04.423Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-10-2023-fonds-de-societes-mondiales-invesco-manuvie.pdf</loc><lastmod>2026-07-11T00:04:22.505Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-04-2025-fonds-dobligations-jarislowsky-fraser-retrograde.pdf</loc><lastmod>2026-07-11T00:04:06.185Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-03-2026-fonds-d-oblig-can-de-base-plus-ab-rehausse-a-en-regle.pdf</loc><lastmod>2026-07-11T00:04:07.221Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-03-2026-fonds-de-repartition-de-l-actif-mnv-rehausse-a-en-regle.pdf</loc><lastmod>2026-07-11T00:04:08.981Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-05-2025-serie-portefeuilles-ci-retrograde.pdf</loc><lastmod>2026-07-11T00:04:11.624Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-10-2024-fonds-d-actions-americaines-de-croissance-agf-retrograde.pdf</loc><lastmod>2026-07-11T00:04:21.658Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/07-2025-MIM-Core-Value-Equity-Team-Downgrade-fr.pdf</loc><lastmod>2026-07-11T00:03:41.433Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/042024-manulife-lazard-global-small-cap-eq-pm-change-fr.pdf</loc><lastmod>2026-07-11T00:03:37.779Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/07-2025-Russell-Investments-Upgrade-fr.pdf</loc><lastmod>2026-07-11T00:03:44.086Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-11-2024-mawer-actions-americaines-retrograde.pdf</loc><lastmod>2026-07-10T19:42:23.251Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-12-2023-fonds-dactions-internationales-bqe-invesco-manuvie.pdf</loc><lastmod>2026-07-11T00:04:23.403Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-11-2024-abrdn-retrograde.pdf</loc><lastmod>2026-07-11T00:04:24.288Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/alerte-de-la-surveillance-des-placements-03-2026-act-can-a-petite-cap-franklin-clearbridge-rehausse-a-en-regle.pdf</loc><lastmod>2026-07-11T00:03:54.21Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/03-2025-BlackRock-LP-Index-Downgrade-fr.pdf</loc><lastmod>2026-07-11T00:03:25.131Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-03-2026-fonds-doblig-amer-sans-restriction-fcm-retrograde.pdf</loc><lastmod>2026-07-11T00:04:08.119Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-03-2025-fonds-diversifie-et-fonds-diversifie-tri-plan-gpm-retrograde.pdf</loc><lastmod>2026-07-11T00:04:10.722Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-05-2024-act-can-jf-equil-et-croiss-can-a-gr-cap-a-gest-mult-mnv-retrograde.pdf</loc><lastmod>2026-07-11T00:04:15.195Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-05-2025-fonds-dactions-mondiales-de-croissance-franklin-retrograde.pdf</loc><lastmod>2026-07-11T00:04:16.033Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/04-2025-Fonds-d%E2%80%99obligations-Jarislowsky-Fraser-R%C3%A9trograd%C3%A9.pdf</loc><lastmod>2026-07-11T00:03:35.872Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-11-2023-fonds-equilibre-manuvie-5011-retrograde.pdf</loc><lastmod>2026-07-11T00:04:56.551Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/08-2025-TD-low-volatility-equity-Upgrade-fr.pdf</loc><lastmod>2026-07-11T00:03:44.968Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/042024-russell-investments-long-term-growth-balanced-growth-multi-asset-income-pm-change-fr.pdf</loc><lastmod>2026-07-10T19:42:02.728Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/08-2024-franklin-lifesmart-upgrade-to-in-good-standing-fr.pdf</loc><lastmod>2026-07-11T00:03:52.436Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-07-2025-act-can-de-petite-cap-mb-retrograde.pdf</loc><lastmod>2026-07-11T00:04:13.471Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/07-2025-Mawer-Global-Equity-No-change-fr.pdf</loc><lastmod>2026-07-11T00:03:42.305Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/032024-mim-canadian-growth-multi-manager-can-lc-growth-downgrade-fr.pdf</loc><lastmod>2026-07-11T00:03:34.092Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-03-2026-fonds-d-act-mond-abrdn-rehausse-a-en-regle.pdf</loc><lastmod>2026-07-10T19:42:21.128Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/alerte-de-la-surveillance-des-placements-04-2026-nordea-rendement-stable-retrograde.pdf</loc><lastmod>2026-07-11T00:03:56.824Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/alerte-de-la-surveillance-des-placements-02-2026-fonds-invesco-acquis-par-ci-pas-de-changement.pdf</loc><lastmod>2026-07-11T00:03:55.944Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-08-2024-act-mond-a-faible-cap-lazard-retrograde.pdf</loc><lastmod>2026-07-11T00:04:18.67Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/05-2025-Sprucegrove-Downgrade-fr.pdf</loc><lastmod>2026-07-11T00:03:39.706Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/03-2025-invesco-gbl-sm-cap-upgrade-fr.pdf</loc><lastmod>2026-07-11T00:03:31.342Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/07-2025-Manulife-Canadian-Growth-Team-Upgrade-fr.pdf</loc><lastmod>2026-07-11T00:03:46.889Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/052024-jf-canadian-equity-and-balanced-funds-downgrade-to-increased-scrutiny-fr.pdf</loc><lastmod>2026-07-11T00:03:40.588Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-09-2024-fonds-diversifie-en-gestion-commune-leith-wheeler-retrograde.pdf</loc><lastmod>2026-07-11T00:04:16.872Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/07-2025-MB-Small-Cap-Equity-Downgrade-fr.pdf</loc><lastmod>2026-07-11T00:03:46.002Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/032024-td-manulife-epoch-us-and-global-shy-downgrade-fr.pdf</loc><lastmod>2026-07-11T00:03:34.961Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-03-2025-fonds-de-repartition-de-l-actif-manuvie-retrograde.pdf</loc><lastmod>2026-07-11T00:04:03.423Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-07-2025-equilibre-et-actions-mondiales-mawer-pas-de-changement.pdf</loc><lastmod>2026-07-11T00:04:17.819Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/alerte-de-la-surveillance-des-placements-03-2026-fonds-d-hypotheques-canadiennes-manuvie-rehausse-a-en-regle.pdf</loc><lastmod>2026-07-11T00:04:01.777Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/05-2025-CI-Portfolio-Series-Downgrade-fr.pdf</loc><lastmod>2026-07-11T00:03:38.77Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/03-2025-alliancebernstein-downgrade-fr.pdf</loc><lastmod>2026-07-11T00:03:33.258Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/09-2025-TDAM-Hedged-Synthetic-International-Equity-Index-Upgrade-fr.pdf</loc><lastmod>2026-07-11T00:03:49.899Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-07-2025-equipe-beta-systematique-des-actions-gpm-retrograde.pdf</loc><lastmod>2026-07-11T00:04:14.341Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/alerte-de-la-surveillance-des-placements-05-2026-revenu-fixe-mondial-multi-secteur-manuvie-retrograde.pdf</loc><lastmod>2026-07-11T00:04:01.295Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/09-2024-leith-wheeler-diversified-pooled-fund-downgrade-fr.pdf</loc><lastmod>2026-07-11T00:03:47.885Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-10-2025-ccl-actions-fondamentales-rehausse-a-sous-evaluation.pdf</loc><lastmod>2026-07-11T00:04:21.33Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/05-2025-Franklin-Global-Growth-Downgrade-fr.pdf</loc><lastmod>2026-07-11T00:03:36.72Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/11-2025-abrdn-U-S-Upgrade-fr.pdf</loc><lastmod>2026-07-10T19:42:20.627Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-03-2025-alliancebernstein-retrograde.pdf</loc><lastmod>2026-07-11T00:04:09.855Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-03-2026-fonds-doblig-mond-sans-restriction-fcm-retrograde.pdf</loc><lastmod>2026-07-11T00:04:05.331Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/01-2025-mim-fi-bal-funds-upgrade-fr.pdf</loc><lastmod>2026-07-10T19:42:02.124Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/03-2025-Fonds-diversifi%C3%A9-et-Fonds-diversifi%C3%A9-Tri-Plan-GPM-R%C3%A9trograd%C3%A9.pdf</loc><lastmod>2026-07-11T00:03:29.516Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/10-2025-CCL-Fundamental-Equity-Upgrade-fr.pdf</loc><lastmod>2026-07-11T00:03:50.743Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/03-2025-manulife-asset-allocation-funds-downgrade-fr.pdf</loc><lastmod>2026-07-11T00:03:32.394Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-03-2023-fonds-d-hypotheques-canadiennes-manuvie-retrograde.pdf</loc><lastmod>2026-07-11T00:04:02.359Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-09-2023-fonds-dactions-des-marches-emergents-manuvie.pdf</loc><lastmod>2026-07-10T19:42:22.718Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/investor-education/en/advisor-recruitment-one-pager-make-a-change-en.pdf</loc><lastmod>2026-07-10T18:01:08.756Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/investor-education/en/manulife-wealth-transition-guide.pdf</loc><lastmod>2026-07-10T18:01:08.631Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/investor-education/fr/manulife-wealth-transition-guide-fr.pdf</loc><lastmod>2026-07-10T18:01:21.198Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/investor-education/fr/advisor-recruitment-one-pager-make-a-change-fr.pdf</loc><lastmod>2026-07-10T18:01:21.364Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/guides/en/ciam-manulife-id-client-transcript-en.pdf</loc><lastmod>2026-07-10T18:01:52.07Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/guides/en/edocuments-filtering-tips-final-en.pdf</loc><lastmod>2026-07-10T18:01:52.198Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/guides/en/Investor-Portal-Client-User-Guide---Navigation-and-Education.pdf</loc><lastmod>2026-07-10T18:01:52.897Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/guides/en/mw-how-to-deposit-money-client-brochure-en-aoda.pdf</loc><lastmod>2026-07-10T18:01:52.735Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/guides/en/mw-how-to-deposit-money-client-brochure-en.pdf</loc><lastmod>2026-07-10T18:01:52.571Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/guides/en/Investor-Portal-Client-User-Guide---Registering-for-Manulife-Wealth.pdf</loc><lastmod>2026-07-10T18:01:52.432Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/guides/en/investor-portal-account-sharing-guide.pdf</loc><lastmod>2026-07-10T18:01:52.317Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/guides/en/ciam-manulife-id-advisor-transcript-en.pdf</loc><lastmod>2026-07-10T18:01:51.933Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/guides/global-macro-outlook-q3-2023-en.pdf</loc><lastmod>2026-07-10T18:01:37.781Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/guides/fr/ciam-manulife-id-advisor-transcript-fr.pdf</loc><lastmod>2026-07-10T18:02:05.099Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/guides/fr/edocuments-filtering-tips-final-fr.pdf</loc><lastmod>2026-07-10T18:02:05.252Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/guides/fr/guide-du-portail-des-investisseurs-plan-de-navigation.pdf</loc><lastmod>2026-07-10T18:02:06.22Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/guides/fr/mw-how-to-deposit-money-client-brochure-fr-aoda.pdf</loc><lastmod>2026-07-10T18:02:06.048Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/guides/fr/global-macro-outlook-q3-2023-fr.pdf</loc><lastmod>2026-07-10T18:02:05.397Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/guides/fr/ciam-manulife-id-client-transcript-fr.pdf</loc><lastmod>2026-07-10T18:02:04.956Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/guides/fr/guide-du-portail-des-investisseurs-inscription-au-portail-des-investisseurs-de-patrimoine-manuvie.pdf</loc><lastmod>2026-07-10T18:02:05.878Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/guides/fr/guide-du-portail-des-investisseurs-partage-de-comptes.pdf</loc><lastmod>2026-07-10T18:02:05.734Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/guides/fr/mw-how-to-deposit-money-client-brochure-fr.pdf</loc><lastmod>2026-07-10T18:02:05.562Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/market-outlook-2022-recording-2nd-supply-chain-disruptions-en.pdf</loc><lastmod>2026-07-10T17:55:50.072Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/labour-in-canada-vs-us-transcript-en.pdf</loc><lastmod>2026-07-10T17:55:54.33Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/analyzing-the-real-estate-landscape-in-canada-transcript-EN.pdf</loc><lastmod>2026-07-10T17:55:54.189Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/applying-an-ESG-lens-to-our-macroeconomic-and-investment-analysis-podcast-transcript-en.pdf</loc><lastmod>2026-07-10T17:55:54.054Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/be-prepared-for-2021-year-end-tax-planning-and-economic-outlook-transcript-en.pdf</loc><lastmod>2026-07-10T17:55:49.931Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/market-outlook-2022-recording-second-half-of-2022-en.pdf</loc><lastmod>2026-07-10T17:55:49.819Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/understanding-manulife-private-wealths-portfolio-construction-process-video-transcipt-en.pdf</loc><lastmod>2026-07-10T17:55:53.801Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/staying-invested-transcript.pdf</loc><lastmod>2026-07-10T17:55:51.579Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/q1-2026-asset-allocation-views-video-transcript-en.pdf</loc><lastmod>2026-07-10T17:55:54.458Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/what-is-estate-planning-transcript.pdf</loc><lastmod>2026-07-10T17:55:51.461Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/Private-Wealth-Podcast-Episode-9-Transcript-EN.pdf</loc><lastmod>2026-07-10T17:55:53.663Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/benefits-of-diversification-transcript.pdf</loc><lastmod>2026-07-10T17:55:51.347Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/market-outlook-2022-recording-first-half-of-2022-en.pdf</loc><lastmod>2026-07-10T17:55:49.699Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/wealth-insights-federal-budget-highlights-transcript-hemal-balsara-en.pdf</loc><lastmod>2026-07-10T17:55:49.508Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/secondaries-video-transcript-en.pdf</loc><lastmod>2026-07-10T17:55:50.205Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/cottage-succession-planning-transcript-en.pdf</loc><lastmod>2026-07-10T17:55:53.528Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/rethinking-the-macroeconomic-outlook-video-transcript-en.pdf</loc><lastmod>2026-07-10T17:55:53.385Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/protecting-your-estate-transcript.pdf</loc><lastmod>2026-07-10T17:55:51.229Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/modelling-for-unknowns-transcript-en.pdf</loc><lastmod>2026-07-10T17:55:53.249Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/A-Focus-on-Diversification-Exploring-the-use-of-Private-Assets-transcript-En.pdf</loc><lastmod>2026-07-10T17:55:53.118Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/The-Value-of-Strategic-Philanthropy-Benefit-your-Clients-and-Practice-transcript-En.pdf</loc><lastmod>2026-07-10T17:55:52.974Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/a-look-behind-the-scenes-at-the-making-of-from-far-video-transcript-en.pdf</loc><lastmod>2026-07-10T17:55:52.838Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/mw-982051-wealth-insights-important-advice-for-tax-season-video-stitch_video1_rnd2.pdf</loc><lastmod>2026-07-10T17:55:47.824Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/building-financial-fortitude-tax-and-insurance-opportunities-for-high-net-worth-investors-en.pdf</loc><lastmod>2026-07-10T17:55:52.744Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/Investing-in-Agriculture-Bonnefield-Canadian-Farmland-Evergreen-LP-transcript-En.pdf</loc><lastmod>2026-07-10T17:55:52.642Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/Preparing-for-2019-Year-end-tax-planning-and-economic-outlook-transcript-En.pdf</loc><lastmod>2026-07-10T17:55:49.383Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/Preparing-for-2020-Year-end-tax-planning-and-economic-outlook-transcript-En.pdf</loc><lastmod>2026-07-10T17:55:49.235Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/mw-982051-wealth-insights-important-advice-for-tax-season-video-stitch_video2_rnd2.pdf</loc><lastmod>2026-07-10T17:55:47.966Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/market-outlook-2022-recording-3rd-central-bank-policies-en.pdf</loc><lastmod>2026-07-10T17:55:48.988Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/corrections-are-normal-transcript-en.pdf</loc><lastmod>2026-07-10T17:55:48.88Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/market-outlook-2022-recording-1st-covid-en.pdf</loc><lastmod>2026-07-10T17:55:48.763Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/market-outlook-2022-recording-4th-us-labour-supply-shortage-en.pdf</loc><lastmod>2026-07-10T17:55:48.642Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/MW-818000-Wealth-Insights---Market-Outlook-2026---Video-stitch_rnd1_Kevin_Headland.pdf</loc><lastmod>2026-07-10T17:55:48.502Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/wealth-insights-federal-budget-highlights-transcript-john-natale-en.pdf</loc><lastmod>2026-07-10T17:55:48.362Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/Private-Welath-Podcast-Episode-10-Transcipt-En.pdf</loc><lastmod>2026-07-10T17:55:52.484Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/back-to-basics-transcript.pdf</loc><lastmod>2026-07-10T17:55:51.093Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/demystifying-esg-webinar-transcript-en.pdf</loc><lastmod>2026-07-10T17:55:51.69Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/business-strategies-for-small-and-medium-sized-enterprises-emerging-into-the-new-normal-podcast-transcript-en.pdf</loc><lastmod>2026-07-10T17:55:52.17Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/Estate-and-Tax-Planning-for-Canadians-with-US-Connections-transcript-En.pdf</loc><lastmod>2026-07-10T17:55:52.077Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/broaden-investment-horizons-transcript.pdf</loc><lastmod>2026-07-10T17:55:50.982Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/mw-818000-wealth-insights-market-outlook-2026-video-stitch-rnd1-alex-grassino.pdf</loc><lastmod>2026-07-10T17:55:48.242Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/the-value-of-naming-a-beneficiary-transcript.pdf</loc><lastmod>2026-07-10T17:55:50.652Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/the-abcs-of-etfs-transcript.pdf</loc><lastmod>2026-07-10T17:55:50.463Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/tfsas-or-rrsps-transcript.pdf</loc><lastmod>2026-07-10T17:55:50.35Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/Canadian-Real-Estate-Can-it-help-smooth-volatility-in-your-portfolio-transcript-En.pdf</loc><lastmod>2026-07-10T17:55:48.108Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/meet-the-global-manager-research-team-transcript-en.pdf</loc><lastmod>2026-07-10T17:55:51.939Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/correlation-between-energy-and-inflation-transcript-en.pdf</loc><lastmod>2026-07-10T17:55:51.829Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/cottage-succession-planning-transcript-fr.pdf</loc><lastmod>2026-07-10T17:58:12.919Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/be-prepared-for-2021-year-end-tax-planning-and-economic-outlook-transcript-fr.pdf</loc><lastmod>2026-07-10T17:58:08.153Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/market-outlook-2022-recording-2nd-supply-chain-disruptions-fr.pdf</loc><lastmod>2026-07-10T17:58:08.01Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/revenir-a-la-base-transcription.pdf</loc><lastmod>2026-07-10T17:58:09.671Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/Canadian-Real-Estate-Can-it-help-smooth-volatility-in-your-portfolio-transcript-Fr.pdf</loc><lastmod>2026-07-10T17:58:07.855Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/Private-Welath-Podcast-Episode-10-Transcipt-Fr.pdf</loc><lastmod>2026-07-10T17:58:12.778Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/conserver-vos-placements-transcription.pdf</loc><lastmod>2026-07-10T17:58:09.498Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/rethinking-the-macroeconomic-outlook-video-transcript-fr.pdf</loc><lastmod>2026-07-10T17:58:10.682Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/wealth-insights-federal-budget-highlights-transcript-hemal-balsara-fr.pdf</loc><lastmod>2026-07-10T17:58:07.713Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/Private-Wealth-Podcast-Episode-9-Transcript-FR.pdf</loc><lastmod>2026-07-10T17:58:12.633Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/Estate-and-Tax-Planning-for-Canadians-with-US-Connections-transcript-Fr.pdf</loc><lastmod>2026-07-10T17:58:12.487Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/protegez-votre-patrimoine-transcription.pdf</loc><lastmod>2026-07-10T17:58:09.365Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/Preparing-for-2020-Year-end-tax-planning-and-economic-outlook-transcript-Fr.pdf</loc><lastmod>2026-07-10T17:58:07.555Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/qu-est-ce-qu-un-fnb-transcription.pdf</loc><lastmod>2026-07-10T17:58:09.227Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/demystifying-esg-webinar-transcript-fr.pdf</loc><lastmod>2026-07-10T17:58:09.815Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/labour-in-canada-vs-us-transcript-fr.pdf</loc><lastmod>2026-07-10T17:58:10.528Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/l-importance-de-nommer-un-beneficiaire-transcription.pdf</loc><lastmod>2026-07-10T17:58:09.077Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/wealth-insights-federal-budget-highlights-transcript-john-natale-fr.pdf</loc><lastmod>2026-07-10T17:58:07.256Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/analyzing-the-real-estate-landscape-in-canada-transcript-FR.pdf</loc><lastmod>2026-07-10T17:58:12.338Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/wealth-insights-why-advice-matters-transcript-james-robertson-fr.pdf</loc><lastmod>2026-07-10T17:58:12.19Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/applying-an-ESG-lens-to-our-macroeconomic-and-investment-analysis-podcast-transcript-fr.pdf</loc><lastmod>2026-07-10T17:58:12.038Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/market-outlook-2022-recording-first-half-of-2022-fr.pdf</loc><lastmod>2026-07-10T17:58:07.106Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/q1-2026-asset-allocation-views-video-transcript-fr.pdf</loc><lastmod>2026-07-10T17:58:13.109Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/avantages-de-la-diversification-transcription.pdf</loc><lastmod>2026-07-10T17:58:08.956Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/A-Focus-on-Diversification-Exploring-the-use-of-Private-Assets-transcript-Fr.pdf</loc><lastmod>2026-07-10T17:58:11.863Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/a-look-behind-the-scenes-at-the-making-of-from-far-video-transcript-fr.pdf</loc><lastmod>2026-07-10T17:58:10.379Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/corrections-are-normal-transcript-fr.pdf</loc><lastmod>2026-07-10T17:58:06.981Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/The-Value-of-Strategic-Philanthropy-Benefit-your-Clients-and-Practice-transcript-Fr.pdf</loc><lastmod>2026-07-10T17:58:11.588Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/building-financial-fortitude-tax-and-insurance-opportunities-for-high-net-worth-investors-fr.pdf</loc><lastmod>2026-07-10T17:58:11.427Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/modelling-for-unknowns-transcript-fr.pdf</loc><lastmod>2026-07-10T17:58:10.125Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/Preparing-for-2019-Year-end-tax-planning-and-economic-outlook-transcript-Fr.pdf</loc><lastmod>2026-07-10T17:58:06.83Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/understanding-manulife-private-wealths-portfolio-construction-process-video-transcipt-fr.pdf</loc><lastmod>2026-07-10T17:58:11.277Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/market-outlook-2022-recording-3rd-central-bank-policies-fr.pdf</loc><lastmod>2026-07-10T17:58:06.734Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/correlation-between-energy-and-inflation-transcript-fr.pdf</loc><lastmod>2026-07-10T17:58:09.97Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/market-outlook-2022-recording-1st-covid-fr.pdf</loc><lastmod>2026-07-10T17:58:06.576Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/business-strategies-for-small-and-medium-sized-enterprises-emerging-into-the-new-normal-podcast-transcript-fr.pdf</loc><lastmod>2026-07-10T17:58:11.11Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/meet-the-global-manager-research-team-transcript-fr.pdf</loc><lastmod>2026-07-10T17:58:10.961Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/Investing-in-Agriculture-Bonnefield-Canadian-Farmland-Evergreen-LP-transcript-Fr.pdf</loc><lastmod>2026-07-10T17:58:10.836Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/secondaries-video-transcript-fr.pdf</loc><lastmod>2026-07-10T17:58:08.305Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/TRANSCRIPT-mw-982051-wealth-insights-important-advice-for-tax-season-video-stitch_video2_fr.pdf</loc><lastmod>2026-07-10T17:58:06.251Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/elargissez-vos-horizons-de-placement-transcription.pdf</loc><lastmod>2026-07-10T17:58:08.697Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/en-quoi-consiste-la-planification-successorale-transcription.pdf</loc><lastmod>2026-07-10T17:58:08.557Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/market-outlook-2022-recording-second-half-of-2022-fr.pdf</loc><lastmod>2026-07-10T17:58:06.425Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/celi-ou-reer-transcription.pdf</loc><lastmod>2026-07-10T17:58:08.458Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/TRANSCRIPT-mw-982051-wealth-insights-important-advice-for-tax-season-video-stitch_video1_fr.pdf</loc><lastmod>2026-07-10T17:58:06.089Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/policy-and-plan-documents/Manulife-UK-Tax-2026.pdf</loc><lastmod>2026-07-10T18:05:49.756Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/policy-and-plan-documents/Wolfsberg-questionnaire.pdf</loc><lastmod>2026-07-10T18:05:49.488Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/policy-and-plan-documents/MBPS_privacy_policy.pdf</loc><lastmod>2026-07-10T18:05:49.878Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/policy-and-plan-documents/Manulife_AMLATF_Policy_Statement_EN.pdf</loc><lastmod>2026-07-10T18:05:49.644Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/policy-and-plan-documents/Manulife_AMLATF_Policy_Statement_FR.pdf</loc><lastmod>2026-07-10T18:05:49.333Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/policy-and-plan-documents/Manulife-UK-Tax-2023.pdf</loc><lastmod>2026-07-10T18:05:49.997Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/LRQA-CY21-assurance-statement-for-Manulife.pdf</loc><lastmod>2026-07-10T20:23:13.109Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_2023_Political_Activities_Report_EN.pdf</loc><lastmod>2026-07-10T20:23:12.759Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/global_tax_strategy_fr.pdf</loc><lastmod>2026-07-10T20:23:12.607Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_PAS_2011.pdf</loc><lastmod>2026-07-10T20:23:12.327Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_AML_ATFSS_FR.pdf</loc><lastmod>2026-07-10T20:23:12.174Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_PAS_2014.pdf</loc><lastmod>2026-07-10T19:40:25.72Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_environmental_policy_EN.pdf</loc><lastmod>2026-07-10T20:23:11.912Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GBR_2019_EN.pdf</loc><lastmod>2026-07-10T20:23:11.757Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_CRFPS_EN.pdf</loc><lastmod>2026-07-10T20:23:11.644Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2005_PAS.pdf</loc><lastmod>2026-07-10T20:23:11.502Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GA_ESG_Investment_Guidelines_FR.pdf</loc><lastmod>2026-07-10T20:23:11.244Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GBR_2022_MAY_EN.pdf</loc><lastmod>2026-07-10T20:23:11.158Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_ClimateChangeStatement_EN.pdf</loc><lastmod>2026-07-10T20:23:11.018Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/Global-Human-Rights-statement-EN.pdf</loc><lastmod>2026-07-10T20:23:10.877Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GB_LAS_2025_JUNE_EN.pdf</loc><lastmod>2026-07-10T20:23:10.727Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_SBF_2022_FR.pdf</loc><lastmod>2026-07-10T20:23:10.568Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_SB_SPO_2022_EN.pdf</loc><lastmod>2026-07-10T20:23:10.455Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GBR_2018_EN.pdf</loc><lastmod>2026-07-10T20:23:10.327Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GB_LAS_2018_EN.pdf</loc><lastmod>2026-07-10T20:23:10.2Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/CBI%20Post-Issuance%20Verification_Manulife%20Green%20Bond_Nov2018.pdf</loc><lastmod>2026-07-10T19:40:21.942Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_Sustainability_Policies_EN.pdf</loc><lastmod>2026-07-10T19:40:26.681Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GB_LAS_2020_EN.pdf</loc><lastmod>2026-07-10T20:23:09.838Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GBF_2017_EN.pdf</loc><lastmod>2026-07-10T19:40:22.882Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_CDP_2020_EN.pdf</loc><lastmod>2026-07-10T20:23:09.423Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_SBF_2022_EN.pdf</loc><lastmod>2026-07-10T20:23:09.306Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/climate-approach-en-2020.pdf</loc><lastmod>2026-07-10T20:23:09.172Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_SR_PAS_2018.pdf</loc><lastmod>2026-07-10T20:23:09.005Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_CRFPS_FR.pdf</loc><lastmod>2026-07-10T20:23:08.858Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_LAS_2024_MAY_EN.pdf</loc><lastmod>2026-07-10T20:23:08.758Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GBR_2024_JUNE_EN.pdf</loc><lastmod>2026-07-10T20:23:08.628Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_CDP_2019_EN.pdf</loc><lastmod>2026-07-10T20:23:08.481Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/Working_Better_Colleague_Toolkit_FR.pdf</loc><lastmod>2026-07-10T20:23:08.306Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/Manulife_SR_2020_datasheet.pdf</loc><lastmod>2026-07-10T20:23:07.919Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GB_SPO_2017_EN.pdf</loc><lastmod>2026-07-10T20:23:07.764Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GBR_2024_JUNE_FR.pdf</loc><lastmod>2026-07-10T19:40:23.852Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_impact_agenda_2025_en.pdf</loc><lastmod>2026-07-10T20:22:58.39Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/General_Account_Thermal_Coal_Policy.pdf</loc><lastmod>2026-07-10T20:23:07.511Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/Global_Health_and_Safety_Policy_FR.pdf</loc><lastmod>2026-07-10T20:23:07.354Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2024/MFC_2024_IAS_EN.pdf</loc><lastmod>2026-07-10T20:28:26.291Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2024/MIM_2024_Timberland_GHG_Verification.pdf</loc><lastmod>2026-07-10T20:28:26.155Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2024/MFC_SR_2024_EN.pdf</loc><lastmod>2026-07-10T20:28:26.009Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2024/MFC_2024_Sustainability_Performance_Summary_EN.pdf</loc><lastmod>2026-07-10T20:28:25.754Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2024/MFC_SASB_2024_EN.pdf</loc><lastmod>2026-07-10T20:28:24.62Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2024/MFC_2024_Political_Activities_Report_EN.pdf</loc><lastmod>2026-07-10T20:28:25.602Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2024/MFC_GRI_2024_EN.pdf</loc><lastmod>2026-07-10T20:28:24.754Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2024/MFC_CDP_2024_EN.pdf</loc><lastmod>2026-07-10T20:28:25.468Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2024/MFC_PAS_2024_EN.pdf</loc><lastmod>2026-07-10T20:28:25.311Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2024/MFC_OSFIB15_2024_EN.pdf</loc><lastmod>2026-07-10T20:28:25.171Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2024/MIM_2024_RE_GHG_Verification.pdf</loc><lastmod>2026-07-10T20:28:25.028Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2024/MIM_2024_Agriculture_GHG_Verification.pdf</loc><lastmod>2026-07-10T20:28:24.897Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_PAS_2013.pdf</loc><lastmod>2026-07-10T20:23:07.249Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_SR_PAS_2020.pdf</loc><lastmod>2026-07-10T20:23:07.112Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_CAIPR_EN.pdf</loc><lastmod>2026-07-10T20:23:06.97Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_SASB_2022_EN.pdf</loc><lastmod>2026-07-10T20:23:06.818Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2006_PAS.pdf</loc><lastmod>2026-07-10T20:23:06.654Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_impact_agenda_2022_en.pdf</loc><lastmod>2026-07-10T20:23:06.535Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_PAS_2022_EN.pdf</loc><lastmod>2026-07-10T20:23:06.207Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_Assurance_Statement_2019_EN.pdf</loc><lastmod>2026-07-10T20:23:06.066Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_MSAS_EN.pdf</loc><lastmod>2026-07-10T20:23:05.917Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_AI_2024_EN.pdf</loc><lastmod>2026-07-10T20:23:05.807Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GB_LAS_2021_EN.pdf</loc><lastmod>2026-07-10T20:23:05.669Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_SH_2020_EN.pdf</loc><lastmod>2026-07-10T19:40:26.21Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2009_PAS.pdf</loc><lastmod>2026-07-10T20:23:05.431Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2022/mim-2022-agricultural-inventory-verification-opinion.pdf</loc><lastmod>2026-07-10T20:27:45.971Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2022/Manulife-Investment-Management-Agriculture-SI-report.pdf</loc><lastmod>2026-07-10T20:27:45.804Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2022/Manulife-Investment-Management-Timber-SI-report.pdf</loc><lastmod>2026-07-10T19:49:51.135Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2022/CY22%20LRQA%20Assurance%20Statement%20for%20Manulife%20v2.pdf</loc><lastmod>2026-07-10T20:27:45.533Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2022/MFC_SASB_2022_EN.pdf</loc><lastmod>2026-07-10T20:27:45.299Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2022/MFC_CDP_2022_EN.pdf</loc><lastmod>2026-07-10T20:27:45.145Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2022/MFC_PAS_2022_EN.pdf</loc><lastmod>2026-07-10T20:27:45.006Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2022/MFC_ESGR_2022_EN.pdf</loc><lastmod>2026-07-10T20:27:44.86Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2022/MIM-SRI-Annual-Report-2021.pdf</loc><lastmod>2026-07-10T20:27:44.721Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2022/MFC_GRI_2022_EN.pdf</loc><lastmod>2026-07-10T20:27:44.557Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2022/Real-Estate-Sustainability-Report-2022.pdf</loc><lastmod>2026-07-10T20:27:44.401Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2022/MFC_ESGR_highlights_2022_EN.pdf</loc><lastmod>2026-07-10T20:27:44.284Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2022/timberland-verification-opinion-manulife-2023.pdf</loc><lastmod>2026-07-10T20:27:44.132Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_SR_PAS_2019.pdf</loc><lastmod>2026-07-10T20:23:05.268Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/Manulife_SR_2020_datasheet_FR.pdf</loc><lastmod>2026-07-10T20:23:05.094Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_CAIPR_FR.pdf</loc><lastmod>2026-07-10T20:23:04.904Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GBR_2022_EN.pdf</loc><lastmod>2026-07-10T20:23:04.668Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/Global-Humans-Rights-statement-EN.pdf</loc><lastmod>2026-07-10T20:23:04.529Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/Commitment-to-Indigenous-Reconciliation-in-Canada.pdf</loc><lastmod>2026-07-10T20:23:04.377Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/LRQA-CY21-verification-report-for-Manulife.pdf</loc><lastmod>2026-07-10T19:40:22.414Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_CDP_2021_EN.pdf</loc><lastmod>2026-07-10T20:23:04.15Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2010_PAS.pdf</loc><lastmod>2026-07-10T20:23:03.826Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GB_LAS_2022_EN.pdf</loc><lastmod>2026-07-10T19:40:24.334Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_ESGR_2022_EN.pdf</loc><lastmod>2026-07-10T20:23:03.567Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GBR_2023_MAY_FR.pdf</loc><lastmod>2026-07-10T20:23:03.391Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/Working_Better_Colleague_Toolkit_EN.pdf</loc><lastmod>2026-07-10T20:23:03.265Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_PAS_2016.pdf</loc><lastmod>2026-07-10T20:23:02.985Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GB_LAS_2019_EN.pdf</loc><lastmod>2026-07-10T20:23:02.852Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2023/MFC_PAS_2023_EN.pdf</loc><lastmod>2026-07-10T20:28:07.58Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2023/MIM_2023_Timberland_GHG_Verification.pdf</loc><lastmod>2026-07-10T20:28:07.441Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2023/MFC_2023_IAS_EN.pdf</loc><lastmod>2026-07-10T20:28:07.302Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2023/MFC_2023_Sustainability_Performance_Summary_EN.pdf</loc><lastmod>2026-07-10T20:28:07.144Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2023/MFC_MSAS_2023_EN.pdf</loc><lastmod>2026-07-10T20:28:06.991Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2023/MFC_GRI_2023_EN.pdf</loc><lastmod>2026-07-10T20:28:06.858Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2023/MFC_SASB_2023_EN.pdf</loc><lastmod>2026-07-10T20:28:06.726Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2023/MIM_2023_Agriculture_GHG_Verification.pdf</loc><lastmod>2026-07-10T20:28:06.589Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2023/MFC_CDP_2023_EN.pdf</loc><lastmod>2026-07-10T20:28:06.442Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2023/MFC_ESGR_2023_EN.pdf</loc><lastmod>2026-07-10T19:49:51.651Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_PAS_2012.pdf</loc><lastmod>2026-07-10T20:23:02.576Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_AML_ATFSS_EN.pdf</loc><lastmod>2026-07-10T20:23:02.458Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_SR_PAS_2020_FR.pdf</loc><lastmod>2026-07-10T20:23:02.336Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GB_PIV_2018_EN.pdf</loc><lastmod>2026-07-10T20:23:02.195Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GRI_2022_EN.pdf</loc><lastmod>2026-07-10T20:23:02.039Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/Manulife%20CY2017%20Assurance%20%20Statement-29May18-ASRAuthorized.pdf</loc><lastmod>2026-07-10T20:23:01.913Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/Manulife%20CY2018%20LR%20Assurance%20Statement.pdf</loc><lastmod>2026-07-10T20:23:01.786Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_LI_factsheet.pdf</loc><lastmod>2026-07-10T20:22:58.531Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/global_tax_strategy_en.pdf</loc><lastmod>2026-07-10T20:23:01.546Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GB_LAS_2023_MAY_EN.pdf</loc><lastmod>2026-07-10T20:23:01.386Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2008_PAS.pdf</loc><lastmod>2026-07-10T20:23:01.226Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_DHVP_2023_EN.pdf</loc><lastmod>2026-07-10T20:23:01.092Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GBR_2023_EN.pdf</loc><lastmod>2026-07-10T20:23:01.011Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_PAS_2015.pdf</loc><lastmod>2026-07-10T20:23:00.844Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GA_ESG_Investment_Guidelines_EN.pdf</loc><lastmod>2026-07-10T20:23:00.729Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GBR_2020_EN_21.pdf</loc><lastmod>2026-07-10T20:23:00.589Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_CAP_EN.pdf</loc><lastmod>2026-07-10T12:50:23.808Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_CDP_2018_EN.pdf</loc><lastmod>2026-07-10T20:23:00.317Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/Manulife_Assurance_Statement_2020_EN.pdf</loc><lastmod>2026-07-10T20:23:00.223Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_ESGR_highlights_2022_EN.pdf</loc><lastmod>2026-07-10T20:23:00.094Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_MSAS_FR.pdf</loc><lastmod>2026-07-10T19:40:24.789Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2017/MFC_PAS_2017_Social.pdf</loc><lastmod>2026-07-10T20:26:45.037Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2017/MFC_PAS_2017_Environmental.pdf</loc><lastmod>2026-07-10T20:26:44.904Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2017/MFC_PAS_2017_Economic.pdf</loc><lastmod>2026-07-10T20:26:44.77Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2017/MFC_PAS_2017.pdf</loc><lastmod>2026-07-10T20:26:44.637Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2017/MFC_SASB_2022_EN.pdf</loc><lastmod>2026-07-10T19:49:50.624Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2017/MFC_GRI_2022_EN.pdf</loc><lastmod>2026-07-10T20:26:44.394Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GBR_2023_FR.pdf</loc><lastmod>2026-07-10T20:22:59.734Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GBR_2023_MAY_EN.pdf</loc><lastmod>2026-07-10T20:22:59.595Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2007_PAS.pdf</loc><lastmod>2026-07-10T20:22:59.442Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_IA_2025_EN.pdf</loc><lastmod>2026-07-10T20:22:59.331Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GBR_2020_EN.pdf</loc><lastmod>2026-07-10T19:40:23.388Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/Global_Health_and_Safety_Policy_EN.pdf</loc><lastmod>2026-07-10T20:22:59.079Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GBR_2021_EN.pdf</loc><lastmod>2026-07-10T20:22:58.931Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_impact_agenda_2023_en.pdf</loc><lastmod>2026-07-10T20:22:58.818Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GB_LAS_2024_MARCH_EN.pdf</loc><lastmod>2026-07-10T20:22:58.738Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2021/MFC_ESGR_2021_EN.pdf</loc><lastmod>2026-07-10T20:27:21.099Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2021/MFC_ESGR_highlights_2021_EN.pdf</loc><lastmod>2026-07-10T20:27:20.973Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2021/MFC_PAS_2021_EN.pdf</loc><lastmod>2026-07-10T20:27:20.82Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2021/MFC_GRI_2021_EN.pdf</loc><lastmod>2026-07-10T20:27:20.67Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2021/MFC_SASB_2021_EN.pdf</loc><lastmod>2026-07-10T20:27:20.532Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GB_LAS_2023_EN.pdf</loc><lastmod>2026-07-10T20:22:58.659Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_PAS_2014_FR.pdf</loc><lastmod>2026-07-10T20:29:42.486Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_GBF_2017_FR.pdf</loc><lastmod>2026-07-10T19:44:52.608Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_environmental_policy_FR.pdf</loc><lastmod>2026-07-10T20:29:42.192Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_SR_PAS_2019_FR.pdf</loc><lastmod>2026-07-10T20:29:42.021Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/FR_2010PAScomplete.pdf</loc><lastmod>2026-07-10T20:29:41.541Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_GBR_2022_FR.pdf</loc><lastmod>2026-07-10T20:29:41.456Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/fr_2008PAS.pdf</loc><lastmod>2026-07-10T19:45:09.961Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_GBR_2020_FR.pdf</loc><lastmod>2026-07-10T20:29:41.154Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_ClimateChangeStatement_EN.pdf</loc><lastmod>2026-07-10T20:29:36.188Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_SR_PAS_2018_FR.pdf</loc><lastmod>2026-07-10T20:29:40.999Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/climate-approach-fr-2020.pdf</loc><lastmod>2026-07-10T20:29:40.84Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_PAS_2015_FR.pdf</loc><lastmod>2026-07-10T20:29:40.668Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_GBR_2019_FR.pdf</loc><lastmod>2026-07-10T20:29:40.511Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_ESGR_2022_FR.pdf</loc><lastmod>2026-07-10T20:29:40.367Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_PAS_2013_FR.pdf</loc><lastmod>2026-07-10T20:29:40.213Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/fr_2005PAS.pdf</loc><lastmod>2026-07-10T20:29:39.962Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_impact_agenda_2022_fr.pdf</loc><lastmod>2026-07-10T20:29:39.786Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2024/MFC_PAS_2024_FR.pdf</loc><lastmod>2026-07-10T20:31:18.164Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2024/MFC_SR_2024_EN.pdf</loc><lastmod>2026-07-10T20:31:17.175Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2024/MFC_2024_Sustainability_Performance_Summary_EN.pdf</loc><lastmod>2026-07-10T20:31:17.019Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2024/MFC_2024_Sustainability_Performance_Summary_FR.pdf</loc><lastmod>2026-07-10T20:31:18.001Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2024/MFC_2024_Political_Activities_Report_FR.pdf</loc><lastmod>2026-07-10T20:31:17.852Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2024/MFC_SASB_2024_FR.pdf</loc><lastmod>2026-07-10T20:31:16.553Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2024/MFC_CDP_2024_EN.pdf</loc><lastmod>2026-07-10T20:31:17.3Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2024/MFC_GRI_2024_FR.pdf</loc><lastmod>2026-07-10T20:31:16.393Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2024/MFC_PAS_2024_EN.pdf</loc><lastmod>2026-07-10T20:31:16.854Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2024/MFC_SR_2024_FR.pdf</loc><lastmod>2026-07-10T20:31:17.579Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2024/MFC_OSFIB15_2024_EN.pdf</loc><lastmod>2026-07-10T20:31:16.724Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2024/MFC_OSFIB15_2024_FR.pdf</loc><lastmod>2026-07-10T20:31:17.429Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_Sustainability_Policies_FR.pdf</loc><lastmod>2026-07-10T20:29:39.652Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_IA_2025_FR.pdf</loc><lastmod>2026-07-10T23:58:19.279Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_CAIPR_EN.pdf</loc><lastmod>2026-07-10T20:29:36.076Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_CAP_FR.pdf</loc><lastmod>2026-07-10T19:44:51.629Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_PAS_2017_FR.pdf</loc><lastmod>2026-07-10T19:44:53.181Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_SASB_2022_FR.pdf</loc><lastmod>2026-07-10T20:29:39.281Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_PAS_2022_FR.pdf</loc><lastmod>2026-07-10T20:29:39.121Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2022/MFC_ESGR_2022_FR.pdf</loc><lastmod>2026-07-10T20:30:10.535Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2022/MFC_SASB_2022_FR.pdf</loc><lastmod>2026-07-10T20:30:10.399Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2022/MFC_PAS_2022_FR.pdf</loc><lastmod>2026-07-10T20:30:10.225Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2022/MFC_ESGR_highlights_2022_FR.pdf</loc><lastmod>2026-07-10T20:30:10.079Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2022/MFC_GRI_2022_FR.pdf</loc><lastmod>2026-07-10T20:30:09.904Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/FR_2009PAScomplete.pdf</loc><lastmod>2026-07-10T20:29:38.962Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_AI_2024_FR.pdf</loc><lastmod>2026-07-10T20:29:38.842Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/Commitment-to-Indigenous-Reconciliation-in-Canada-fr.pdf</loc><lastmod>2026-07-10T20:29:35.918Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2023/MFC_MSAS_2023_FR.pdf</loc><lastmod>2026-07-10T20:30:31.264Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2023/MFC_SASB_2023_FR.pdf</loc><lastmod>2026-07-10T20:30:31.133Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2023/MFC_2023_Sustainability_Performance_Summary_FR.pdf</loc><lastmod>2026-07-10T20:30:30.958Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2023/MFC_GRI_2023_FR.pdf</loc><lastmod>2026-07-10T20:30:30.85Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2023/MFC_PAS_2023_FR.pdf</loc><lastmod>2026-07-10T20:30:30.686Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2023/MFC_ESGR_2023_FR.pdf</loc><lastmod>2026-07-10T20:30:30.522Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_GRI_2022_FR.pdf</loc><lastmod>2026-07-10T20:29:38.662Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_SR_PAS_2020_FR.pdf</loc><lastmod>2026-07-10T20:29:38.462Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_impact_agenda_2025_fr.pdf</loc><lastmod>2026-07-10T20:29:35.63Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/fr_2007PAS.pdf</loc><lastmod>2026-07-10T20:29:38.278Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_GBR_2018_FR.pdf</loc><lastmod>2026-07-10T20:29:38.127Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_LI_factsheet.pdf</loc><lastmod>2026-07-10T20:29:35.766Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/Global-Human-Rights-statement-FR.pdf</loc><lastmod>2026-07-10T20:29:37.965Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_PAS_2016_FR.pdf</loc><lastmod>2026-07-10T20:29:37.793Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_PAS_2012_FR.pdf</loc><lastmod>2026-07-10T20:29:37.517Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/General_Account_Thermal_Coal_Policy_FR.pdf</loc><lastmod>2026-07-10T20:29:37.367Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_IA_2025_EN.pdf</loc><lastmod>2026-07-10T20:29:36.325Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/fr_2006PAS.pdf</loc><lastmod>2026-07-10T20:29:37.201Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2021/MFC_GRI_2021_FR.pdf</loc><lastmod>2026-07-10T20:29:54.017Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2021/MFC_ESGR_2021_FR.pdf</loc><lastmod>2026-07-10T20:29:53.936Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2021/MFC_SASB_2021_FR.pdf</loc><lastmod>2026-07-10T20:29:53.779Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_ClimateChangeStatement_FR.pdf</loc><lastmod>2026-07-10T19:44:52.103Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_SH_2020_FR.pdf</loc><lastmod>2026-07-10T20:29:36.8Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_PAS_2011_FR.pdf</loc><lastmod>2026-07-10T20:29:36.516Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_CFS_2018_Y1_FR.pdf</loc><lastmod>2026-07-10T10:58:07.747Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2021_Q2_EN.pdf</loc><lastmod>2026-07-10T10:58:22.399Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2018_Q4_EN.pdf</loc><lastmod>2026-07-10T10:58:05.272Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2019_Q4_FR.pdf</loc><lastmod>2026-07-10T10:58:05.654Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2020_Q3_FR.pdf</loc><lastmod>2026-07-10T10:59:44.907Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2015_Y1_EN.pdf</loc><lastmod>2026-07-10T10:59:31.311Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2015_Q3_FR.pdf</loc><lastmod>2026-07-10T10:59:31.201Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2019_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:35.402Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2021_Q2_FR.pdf</loc><lastmod>2026-07-10T10:58:49.786Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2017_Q4_EN.pdf</loc><lastmod>2026-07-10T10:59:03.928Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2015_Q1_EN.pdf</loc><lastmod>2026-07-10T10:58:10.919Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2017_Q1_FR.pdf</loc><lastmod>2026-07-10T10:58:40.647Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_CFS_2025_Y1_FR.pdf</loc><lastmod>2026-07-10T10:58:09.773Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2018_Q3_EN.pdf</loc><lastmod>2026-07-10T10:58:20.897Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_NAM_2024_Y1_EN.pdf</loc><lastmod>2026-07-10T10:58:30.963Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2022_Q1_EN.pdf</loc><lastmod>2026-07-10T10:58:22.755Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2024_Q2_EN.pdf</loc><lastmod>2026-07-10T10:58:52.727Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2018_Y1_FR.pdf</loc><lastmod>2026-07-10T10:59:35.021Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2024_Q4_EN.pdf</loc><lastmod>2026-07-10T10:59:07.647Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2024_Q4_EN.pdf</loc><lastmod>2026-07-10T10:59:29.162Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2015_Q2_EN.pdf</loc><lastmod>2026-07-10T10:58:44.35Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2018_Q4_EN.pdf</loc><lastmod>2026-07-10T10:59:11.769Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2022_Q4_FR.pdf</loc><lastmod>2026-07-10T10:58:06.566Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/2022_Comparatives_IFRS17_IFRS9.pdf</loc><lastmod>2026-07-10T10:58:02.837Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2019_Q3_FR.pdf</loc><lastmod>2026-07-10T10:59:43.927Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2024_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:49.052Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2023_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:06.765Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2017_Q2_EN.pdf</loc><lastmod>2026-07-10T10:58:20.294Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2024_Q3_EN.pdf</loc><lastmod>2026-07-10T10:59:00.314Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2017_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:10.469Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_CFS_2019_Y1_EN.pdf</loc><lastmod>2026-07-10T10:58:08.029Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2020_Q1_EN.pdf</loc><lastmod>2026-07-10T10:58:48.116Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_EVR_2020_Q1_EN.pdf</loc><lastmod>2026-07-10T10:58:25.903Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_IDS_CEO_2021_EN.pdf</loc><lastmod>2026-07-10T10:58:27.895Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2018_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:04.059Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_EVR_2015_Y1_EN.pdf</loc><lastmod>2026-07-10T10:58:25.469Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2021_Q1_EN_updated.pdf</loc><lastmod>2026-07-10T10:59:25.726Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2021_Q2_EN1.pdf</loc><lastmod>2026-07-10T10:59:05.909Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2021_Y1_FR.pdf</loc><lastmod>2026-07-10T10:59:46.569Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2021_Q4_FR.pdf</loc><lastmod>2026-07-10T10:58:06.202Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2023_Q4_EN.pdf</loc><lastmod>2026-07-10T10:59:28.31Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2021_Y1_EN.pdf</loc><lastmod>2026-07-10T10:59:46.343Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_MDA_2019_Y1_FR.pdf</loc><lastmod>2026-07-10T10:58:29.278Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_NAM_2025_Y1_FR.pdf</loc><lastmod>2026-07-10T10:58:31.256Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2025_Q4_EN.pdf</loc><lastmod>2026-07-10T10:58:07.217Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_DESJ_2025_EN.pdf</loc><lastmod>2026-07-10T10:58:24.51Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2019_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:04.632Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_IP_2025_Q4_EN.pdf</loc><lastmod>2026-07-10T10:58:28.622Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_FS_2025_Q3_EN.pdf</loc><lastmod>2026-07-10T10:58:26.639Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2023_Y1_FR.pdf</loc><lastmod>2026-07-10T10:58:42.526Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2022_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:46.927Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2017_Q3_EN.pdf</loc><lastmod>2026-07-10T10:59:33.317Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2022_Q3_EN.pdf</loc><lastmod>2026-07-10T10:59:47.171Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2015_Y1_FR.pdf</loc><lastmod>2026-07-10T10:59:31.45Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2020_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:44.552Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2022_Q3_EN.pdf</loc><lastmod>2026-07-10T10:59:06.536Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2023_Q1_EN.pdf</loc><lastmod>2026-07-10T10:58:51.414Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2016_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:09.694Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2021_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:05.662Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/notice_of_meeting_2022_FR.pdf</loc><lastmod>2026-07-10T10:59:55.821Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2017_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:03.416Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2019_Q2_EN.pdf</loc><lastmod>2026-07-10T10:58:47.464Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2024_Q4_FR.pdf</loc><lastmod>2026-07-10T10:59:00.677Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_FS_INV_2023_Q1_EN.pdf</loc><lastmod>2026-07-10T10:58:27.129Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2018_Q4_FR.pdf</loc><lastmod>2026-07-10T10:59:34.763Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_MDA_2023_Y1_EN.pdf</loc><lastmod>2026-07-10T10:58:30.101Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2017_Q1_EN.pdf</loc><lastmod>2026-07-10T10:58:20.171Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2022_Q4_EN.pdf</loc><lastmod>2026-07-10T10:59:06.621Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2016_Q4_EN.pdf</loc><lastmod>2026-07-10T10:59:03.287Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2021_Q1_EN.pdf</loc><lastmod>2026-07-10T10:58:22.141Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_SCOTIA_2025_EN.pdf</loc><lastmod>2026-07-10T13:32:43.36Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2024_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:28.485Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2017_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:03.543Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/2020-annual-meeting-minutes-en.pdf</loc><lastmod>2026-07-10T10:58:02.23Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2016_Q1_FR.pdf</loc><lastmod>2026-07-10T10:59:31.85Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2018_Q4_EN.pdf</loc><lastmod>2026-07-10T10:59:04.381Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_NAM_2024_Y1_FR.pdf</loc><lastmod>2026-07-10T10:58:31.05Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_MDA_2024_Y1_FR.pdf</loc><lastmod>2026-07-10T10:58:30.601Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2022_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:06.37Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2020_Q3_EN.pdf</loc><lastmod>2026-07-10T10:59:44.773Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_EVR_2020_Y1_EN.pdf</loc><lastmod>2026-07-10T10:58:26.01Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2025_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:29.335Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_NBVR_2025_Y1_EN.pdf</loc><lastmod>2026-07-10T10:58:39.898Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/2018-annual-meeting-minutes-en.pdf</loc><lastmod>2026-07-10T10:58:01.726Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_CFS_2021_Y1_EN.pdf</loc><lastmod>2026-07-10T10:58:08.523Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PR_2024_RGA_LTC_Reins_EN.pdf</loc><lastmod>2026-07-10T10:58:43.592Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2022_Q2_FR.pdf</loc><lastmod>2026-07-10T10:59:47.035Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2020_Q4_FR.pdf</loc><lastmod>2026-07-10T10:58:05.921Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2022_Q1_FR.pdf</loc><lastmod>2026-07-10T10:59:46.796Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2023_Q4_FR.pdf</loc><lastmod>2026-07-10T10:58:52.331Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2019_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:24.116Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2019_Q1_FR.pdf</loc><lastmod>2026-07-10T10:58:47.344Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2016_Q4_EN.pdf</loc><lastmod>2026-07-10T10:58:45.452Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2022_Q2_EN.pdf</loc><lastmod>2026-07-10T10:58:50.774Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2015_Q2_EN.pdf</loc><lastmod>2026-07-10T10:58:11.045Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2015_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:30.832Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2021_Q1_FR.pdf</loc><lastmod>2026-07-10T10:58:49.509Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2021_Q1_FR.pdf</loc><lastmod>2026-07-10T10:59:45.725Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/Virtual-AGM-User-Guide-En-2021.pdf</loc><lastmod>2026-07-10T10:59:52.282Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2024_Q1_EN.pdf</loc><lastmod>2026-07-10T10:58:23.45Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2018_Q3_FR.pdf</loc><lastmod>2026-07-10T10:58:46.722Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2025_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:01.057Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2019_Q3_EN.pdf</loc><lastmod>2026-07-10T10:58:21.525Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2018_Q3_EN.pdf</loc><lastmod>2026-07-10T10:58:46.595Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2020_Q2_FR.pdf</loc><lastmod>2026-07-10T10:58:48.619Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2023_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:47.721Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2025_Q4_EN.pdf</loc><lastmod>2026-07-10T10:59:08.223Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2024_Q1_FR.pdf</loc><lastmod>2026-07-10T10:59:48.914Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_NBC_2025_EN.pdf</loc><lastmod>2026-07-10T10:58:24.625Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2016_Q3_EN.pdf</loc><lastmod>2026-07-10T10:59:10.002Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2025_Q1_FR.pdf</loc><lastmod>2026-07-10T10:59:49.938Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2021_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:45.856Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/fact-sheets/MFC_FS_2025_Q1_FR.pdf</loc><lastmod>2026-07-10T10:59:52.806Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/fact-sheets/MFC_FS_INV_2025_Q1_FR.pdf</loc><lastmod>2026-07-10T10:59:53.769Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/fact-sheets/MFC_QPR_2025_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:54.569Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/fact-sheets/MFC_FS_INV_2025_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:53.629Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/fact-sheets/MFC_FS_FS_2022_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:53.212Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/fact-sheets/MFC_FS_RES_2022_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:54.196Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/fact-sheets/MFC_SIP_2025_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:54.976Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/fact-sheets/MFC_PR_2025_COMVEST_ACQ_EN.pdf</loc><lastmod>2026-07-10T10:59:54.342Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/fact-sheets/MFC_QPR_2025_Q2_FR.pdf</loc><lastmod>2026-07-10T10:59:54.719Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/fact-sheets/MFC_SR_2025_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:55.061Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/fact-sheets/MFC_Slides_2025_COMVEST_ACQ.pdf</loc><lastmod>2026-07-10T10:59:55.149Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/fact-sheets/MFC_FS_INV_2025_Q2_FR.pdf</loc><lastmod>2026-07-10T10:59:54.046Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/fact-sheets/MFC_FS_2025_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:52.95Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/fact-sheets/MFC_FS_2025_Q1_EN.pdf</loc><lastmod>2026-07-10T12:25:46.882Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/fact-sheets/MFC_FS_INV_2022_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:53.478Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/fact-sheets/MFC_FS_INV_2025_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:53.912Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/fact-sheets/MFC_PR_2025_COMVEST_ACQ_FR.pdf</loc><lastmod>2026-07-10T10:59:54.421Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/fact-sheets/MFC_FS_2025_Q2_FR.pdf</loc><lastmod>2026-07-10T10:59:53.078Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/fact-sheets/MFC_FS_2024_Q3_EN.pdf</loc><lastmod>2026-07-10T10:59:52.622Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2020_Q2_EN.pdf</loc><lastmod>2026-07-10T10:58:48.493Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2026_Q1_FR.pdf</loc><lastmod>2026-07-10T10:59:02.074Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2019_Q4_EN.pdf</loc><lastmod>2026-07-10T10:58:21.64Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2025_Y1_FR.pdf</loc><lastmod>2026-07-10T10:59:50.779Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_STRATEGY_2025_FR.pdf</loc><lastmod>2026-07-10T10:58:25.1Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2015_Q1_FR.pdf</loc><lastmod>2026-07-10T10:59:30.698Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2018_Q2_EN.pdf</loc><lastmod>2026-07-10T10:58:20.776Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2019_Y1_EN.pdf</loc><lastmod>2026-07-10T10:59:44.046Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2017_Q4_FR.pdf</loc><lastmod>2026-07-10T10:58:04.988Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_MDA_2023_Y1_FR.pdf</loc><lastmod>2026-07-10T10:58:30.174Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2016_Q3_EN.pdf</loc><lastmod>2026-07-10T10:58:45.32Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2024_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:48.822Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2015_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:09.07Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2017_Q1_EN.pdf</loc><lastmod>2026-07-10T10:58:45.585Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2025_Q3_EN.pdf</loc><lastmod>2026-07-10T10:59:50.291Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2020_Q3_EN.pdf</loc><lastmod>2026-07-10T10:59:25.046Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2019_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:04.51Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2020_Q4_EN.pdf</loc><lastmod>2026-07-10T10:59:05.519Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_EVR_2017_Y1_EN.pdf</loc><lastmod>2026-07-10T10:58:25.682Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2020_Q4_EN.pdf</loc><lastmod>2026-07-10T10:59:25.222Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2020_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:05.28Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_MDA_2025_Y1_EN.pdf</loc><lastmod>2026-07-10T10:58:30.722Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2026_Y1_FR.pdf</loc><lastmod>2026-07-10T10:58:43.421Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2015_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:02.351Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2017_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:10.635Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2021_Q3_EN.pdf</loc><lastmod>2026-07-10T10:58:49.925Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_MDA_2022_Y1_FR.pdf</loc><lastmod>2026-07-10T10:58:29.967Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_MDA_2018_Y1_EN.pdf</loc><lastmod>2026-07-10T10:58:28.747Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2018_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:11.445Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2022_Y1_FR.pdf</loc><lastmod>2026-07-10T10:59:47.546Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2023_Q3_FR.pdf</loc><lastmod>2026-07-10T10:58:52.074Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2015_Q2_FR.pdf</loc><lastmod>2026-07-10T10:59:30.944Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2017_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:32.914Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2020_Q3_FR.pdf</loc><lastmod>2026-07-10T10:58:48.903Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC%20-%20AIF%20-%202025FY%20-%20Final.pdf</loc><lastmod>2026-07-10T10:58:03.311Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2023_Q1_FR.pdf</loc><lastmod>2026-07-10T10:59:47.972Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/notice_of_meeting_2021_EN.pdf</loc><lastmod>2026-07-10T10:59:55.489Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2024_Y1_FR.pdf</loc><lastmod>2026-07-10T10:58:42.766Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_2024_RGA_CanadaUL_PR_F.pdf</loc><lastmod>2026-07-10T10:58:04.076Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_EVR_2018_Y1_EN.pdf</loc><lastmod>2026-07-10T10:58:25.794Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PR_GA_Reins_Eng.pdf</loc><lastmod>2026-07-10T10:58:43.989Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2019_Q1_FR.pdf</loc><lastmod>2026-07-10T10:58:41.151Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2024_Q1_FR.pdf</loc><lastmod>2026-07-10T10:58:52.585Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/2017-annual-meeting-minutes-en.pdf</loc><lastmod>2026-07-10T10:58:01.439Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_NAM_2025_Y1_EN.pdf</loc><lastmod>2026-07-10T10:58:31.158Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2022_Q1_EN.pdf</loc><lastmod>2026-07-10T10:58:50.43Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2023_Q4_EN.pdf</loc><lastmod>2026-07-10T10:59:07.063Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_IDS_CMO_2021_EN.pdf</loc><lastmod>2026-07-10T10:58:28.166Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2026_Q1_FR.pdf</loc><lastmod>2026-07-10T10:59:51.009Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2018_Q2_FR.pdf</loc><lastmod>2026-07-10T10:59:34.241Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_Slides_2024_RGA_LTC_Reins.pdf</loc><lastmod>2026-07-10T10:59:51.134Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2016_Q2_EN.pdf</loc><lastmod>2026-07-10T10:58:45.201Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/2020-annual-meeting-minutes-fr.pdf</loc><lastmod>2026-07-10T10:58:02.362Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2022_Q3_EN.pdf</loc><lastmod>2026-07-10T10:58:22.934Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2023_Q2_EN.pdf</loc><lastmod>2026-07-10T10:58:23.191Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_TD_2025_EN.pdf</loc><lastmod>2026-07-10T10:58:25.327Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2025_Q4_FR.pdf</loc><lastmod>2026-07-10T10:58:07.348Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2019_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:12.132Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2022_Q2_EN.pdf</loc><lastmod>2026-07-10T10:58:22.841Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_FS_INV_2025_Q3_EN.pdf</loc><lastmod>2026-07-10T10:58:27.25Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2015_Q1_FR.pdf</loc><lastmod>2026-07-10T10:58:40.144Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2015_Q2_FR.pdf</loc><lastmod>2026-07-10T10:58:44.569Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2019_Q1_EN.pdf</loc><lastmod>2026-07-10T10:58:47.225Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2017_Q2_FR.pdf</loc><lastmod>2026-07-10T10:59:33.183Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2022_Y1_EN.pdf</loc><lastmod>2026-07-10T10:59:47.387Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2017_Q4_EN_OLD.pdf</loc><lastmod>2026-07-10T10:59:11.131Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_EVR_2021_Y1_EN.pdf</loc><lastmod>2026-07-10T10:58:26.117Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2025_Q4_EN.pdf</loc><lastmod>2026-07-10T10:59:01.691Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2017_Y1_FR.pdf</loc><lastmod>2026-07-10T10:59:33.696Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2023_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:27.701Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2020_Q4_EN.pdf</loc><lastmod>2026-07-10T10:58:22.058Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_FS_INV_2025_Q4_EN.pdf</loc><lastmod>2026-07-10T10:58:27.363Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2015_Q4_FR.pdf</loc><lastmod>2026-07-10T10:58:04.447Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_2023_GlobalAtlanticReins_Slides.pdf</loc><lastmod>2026-07-10T10:58:03.443Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_40F_2025_Q4_EN.pdf</loc><lastmod>2026-07-10T10:58:04.205Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_2023_GlobalAtlanticReins_transcript.pdf</loc><lastmod>2026-07-10T10:58:03.595Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2016_Q2_FR.pdf</loc><lastmod>2026-07-10T10:59:32.129Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_IDS_CFO_2021_EN.pdf</loc><lastmod>2026-07-10T10:58:28.042Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2022_Y1_FR.pdf</loc><lastmod>2026-07-10T10:58:42.292Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2019_Q2_FR.pdf</loc><lastmod>2026-07-10T10:59:35.527Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2015_Q1_EN.pdf</loc><lastmod>2026-07-10T10:58:44.229Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2024_TD.pdf</loc><lastmod>2026-07-10T10:58:23.935Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_EVR_2014_Y1_EN.pdf</loc><lastmod>2026-07-10T10:58:25.402Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2016_Q3_EN.pdf</loc><lastmod>2026-07-10T10:58:19.925Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2021_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:25.391Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2016_Q3_EN.pdf</loc><lastmod>2026-07-10T10:59:32.263Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2015_Q4_EN.pdf</loc><lastmod>2026-07-10T10:58:04.32Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2023_Q3_EN.pdf</loc><lastmod>2026-07-10T10:58:51.962Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2015_Q4_EN.pdf</loc><lastmod>2026-07-10T10:59:09.497Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_NBVR_2025_Y1_EN.docx</loc><lastmod>2026-07-10T10:58:39.784Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2020_Q4_EN.pdf</loc><lastmod>2026-07-10T10:58:05.78Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2022_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:26.814Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/SIP_Updated_Template_1Q24.pdf</loc><lastmod>2026-07-10T10:59:51.981Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_FS_INV_2019_Q4_EN.pdf</loc><lastmod>2026-07-10T10:58:27.005Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2022_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:26.602Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2023_Q2_FR.pdf</loc><lastmod>2026-07-10T10:59:48.207Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2018_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:04.174Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2016_Q2_EN.pdf</loc><lastmod>2026-07-10T10:58:11.57Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2020_Y1_FR.pdf</loc><lastmod>2026-07-10T10:59:45.395Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2020_Q3_EN.pdf</loc><lastmod>2026-07-10T10:58:48.77Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2016_Q4_EN.pdf</loc><lastmod>2026-07-10T10:59:10.162Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_CFS_2020_Y1_EN.pdf</loc><lastmod>2026-07-10T10:58:08.269Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/Rules-of-Conduct-Fr-2021.pdf</loc><lastmod>2026-07-10T10:59:51.736Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/2018-annual-meeting-minutes-fr.pdf</loc><lastmod>2026-07-10T10:58:01.849Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2023_Q1_FR.pdf</loc><lastmod>2026-07-10T10:58:51.498Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2017_Q2_FR.pdf</loc><lastmod>2026-07-10T10:58:45.956Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2018_Q3_EN.pdf</loc><lastmod>2026-07-10T10:59:04.256Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/investor-day-2021-transcript.PDF</loc><lastmod>2026-07-10T10:59:55.242Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PR_GA_Reins_FR.pdf</loc><lastmod>2026-07-10T10:58:44.093Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2019_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:35.147Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_EVR_2022_Y1_EN.pdf</loc><lastmod>2026-07-10T10:58:26.218Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2019_Q4_EN.pdf</loc><lastmod>2026-07-10T10:58:47.867Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2024_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:07.141Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2024_Q4_FR.pdf</loc><lastmod>2026-07-10T10:58:07.095Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2021_Q3_EN.pdf</loc><lastmod>2026-07-10T10:58:22.514Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2025_Q3_EN.pdf</loc><lastmod>2026-07-10T10:59:01.33Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2025_Q3_EN.pdf</loc><lastmod>2026-07-10T10:58:24.196Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2021_Q3_EN.pdf</loc><lastmod>2026-07-10T10:59:46.094Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_IDS_LEGAL_2021_EN.pdf</loc><lastmod>2026-07-10T10:58:28.392Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2021_Y1_EN.pdf</loc><lastmod>2026-07-10T10:58:41.761Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2020_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:24.679Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2016_Q1_FR.pdf</loc><lastmod>2026-07-10T10:58:40.396Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2017_Y1_EN.pdf</loc><lastmod>2026-07-10T10:59:33.566Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2017_Q1_EN.pdf</loc><lastmod>2026-07-10T10:58:40.524Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2024_Q3_EN.pdf</loc><lastmod>2026-07-10T10:58:23.636Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2024_Q1_EN.pdf</loc><lastmod>2026-07-10T10:58:52.46Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/cachetest.pdf</loc><lastmod>2026-07-10T10:59:52.531Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2018_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:33.823Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2023_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:06.843Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2016_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:03.025Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_IDS_IFRS_2021_EN.pdf</loc><lastmod>2026-07-10T10:58:28.284Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2016_Q1_EN.pdf</loc><lastmod>2026-07-10T10:58:44.941Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_FS_INV_2026_Q1_EN.pdf</loc><lastmod>2026-07-10T10:58:27.489Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2020_Q1_FR.pdf</loc><lastmod>2026-07-10T10:58:48.366Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2015_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:30.584Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2020_Y1_FR.pdf</loc><lastmod>2026-07-10T10:58:41.643Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2019_Q3_FR.pdf</loc><lastmod>2026-07-10T10:58:47.736Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_CFS_2020_Y1_FR.pdf</loc><lastmod>2026-07-10T10:58:08.4Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2023_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:27.885Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2022_Q4_EN.pdf</loc><lastmod>2026-07-10T10:58:51.206Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/2016-annual-meeting-minutes-en.pdf</loc><lastmod>2026-07-10T10:58:01.179Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2016_Q4_FR.pdf</loc><lastmod>2026-07-10T10:58:04.702Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/Manulife-Investor-Presentation-2Q26.pdf</loc><lastmod>2026-07-10T10:59:51.484Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2024_Y1_FR.pdf</loc><lastmod>2026-07-10T10:59:49.714Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2015_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:08.513Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2021_Y1_EN1.pdf</loc><lastmod>2026-07-10T10:59:06.184Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2017_Q4_EN.pdf</loc><lastmod>2026-07-10T10:58:04.857Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2025_Q2_EN.pdf</loc><lastmod>2026-07-10T10:58:24.113Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_CFS_2021_Y1_FR.pdf</loc><lastmod>2026-07-10T10:58:08.651Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2022_Q3.pdf</loc><lastmod>2026-07-10T10:59:27.17Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2025_Y1_EN.pdf</loc><lastmod>2026-07-10T10:58:42.89Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/IFRS-17-impact-slides.pdf</loc><lastmod>2026-07-10T10:58:03.188Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2023_Q3_EN.pdf</loc><lastmod>2026-07-10T10:59:28.053Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2017_Q4_EN.pdf</loc><lastmod>2026-07-10T10:58:20.522Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2018_Q3_EN.pdf</loc><lastmod>2026-07-10T10:59:34.499Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2019_Q4_EN.pdf</loc><lastmod>2026-07-10T10:58:05.525Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2019_Q4_EN.pdf</loc><lastmod>2026-07-10T10:59:04.888Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2020_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:24.861Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2025_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:49.844Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2024_Q2_FR.pdf</loc><lastmod>2026-07-10T10:59:49.225Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2015_Q4_EN.pdf</loc><lastmod>2026-07-10T10:58:44.821Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2026_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:08.363Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2025_Q1_EN.pdf</loc><lastmod>2026-07-10T10:58:24.023Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_MDA_2024_Y1_EN.pdf</loc><lastmod>2026-07-10T10:58:30.488Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2026_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:30.04Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/Conceptual_Overview_IFRS17_IFRS9.pdf</loc><lastmod>2026-07-10T10:58:02.921Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2024_Q3_FR.pdf</loc><lastmod>2026-07-10T10:59:49.44Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2024_Q4_EN.pdf</loc><lastmod>2026-07-10T10:58:23.719Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2020_Y1_EN.pdf</loc><lastmod>2026-07-10T10:59:45.173Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2024_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:28.825Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2024_Y1_EN.pdf</loc><lastmod>2026-07-10T10:58:42.653Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2018_Q4_EN.pdf</loc><lastmod>2026-07-10T10:58:21.161Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2015_Q4_EN.pdf</loc><lastmod>2026-07-10T10:59:02.748Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2021_Q4_EN.pdf</loc><lastmod>2026-07-10T10:58:50.173Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_NBC_2026_EN.pdf</loc><lastmod>2026-07-10T10:58:24.705Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2025_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:29.507Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/2021%20MFC%20Share%20Selling%20Service%20-%20Fr.pdf</loc><lastmod>2026-07-10T10:58:02.691Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2022_Q1_FR.pdf</loc><lastmod>2026-07-10T10:58:50.528Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2025_Y1_EN.pdf</loc><lastmod>2026-07-10T12:27:40.468Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2024_Q3_EN.pdf</loc><lastmod>2026-07-10T10:59:28.993Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2018_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:34.083Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2019_Q4_FR.pdf</loc><lastmod>2026-07-10T10:58:47.981Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2018_Y1_EN.pdf</loc><lastmod>2026-07-10T10:59:34.898Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2020_Q3_EN.pdf</loc><lastmod>2026-07-10T10:58:21.972Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2023_Q2_FR.pdf</loc><lastmod>2026-07-10T10:58:51.714Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2018_Q3_FR.pdf</loc><lastmod>2026-07-10T10:59:34.632Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2023_Q1_EN.pdf</loc><lastmod>2026-07-10T10:58:23.106Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2022_Q2_FR.pdf</loc><lastmod>2026-07-10T10:58:50.859Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_2024_RGA_CanadaUL.pdf</loc><lastmod>2026-07-10T10:58:03.684Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2015_Q1_EN.pdf</loc><lastmod>2026-07-10T10:58:40.013Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PR_2025_COMVEST_ACQ_EN.pdf</loc><lastmod>2026-07-10T10:58:43.788Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2021_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:05.779Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2022_Y1_EN.pdf</loc><lastmod>2026-07-10T10:58:42.174Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2017_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:32.791Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2019_Q1_EN.pdf</loc><lastmod>2026-07-10T10:58:21.283Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2024_Q2_FR.pdf</loc><lastmod>2026-07-10T10:58:52.844Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2018_Q1_EN.pdf</loc><lastmod>2026-07-10T10:58:46.341Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/Manulife-Investor-Presentation-1Q26.pdf</loc><lastmod>2026-07-10T10:59:51.347Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2023_Q3_FR.pdf</loc><lastmod>2026-07-10T10:59:48.443Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2018_Q2_EN.pdf</loc><lastmod>2026-07-10T10:58:46.468Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2020_Q2_FR.pdf</loc><lastmod>2026-07-10T10:59:44.67Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_CFS_2024_Y1_FR.pdf</loc><lastmod>2026-07-10T10:58:09.519Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2016_Q1_EN.pdf</loc><lastmod>2026-07-10T10:58:11.429Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_EVR_2016_Y1_EN.pdf</loc><lastmod>2026-07-10T10:58:25.568Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2023_Q3_EN.pdf</loc><lastmod>2026-07-10T10:59:48.342Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2017_Q4_EN.pdf</loc><lastmod>2026-07-10T10:59:10.95Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SLIDES_STRATEGY_2025_EN.pdf</loc><lastmod>2026-07-10T10:59:30.213Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_CFS_2023_Y1_FR.pdf</loc><lastmod>2026-07-10T10:58:09.266Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2026_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:50.922Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2023_Q4_EN.pdf</loc><lastmod>2026-07-10T10:58:06.695Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2017_Q3_EN.pdf</loc><lastmod>2026-07-10T10:59:03.674Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2023_Q2_EN.pdf</loc><lastmod>2026-07-10T10:58:51.622Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2025_Q2_FR.pdf</loc><lastmod>2026-07-10T10:59:50.16Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2025_Q2_FR.pdf</loc><lastmod>2026-07-10T10:59:01.184Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2020_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:05.156Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2017_Q3_EN.pdf</loc><lastmod>2026-07-10T10:58:20.405Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2021_Q3_FR.pdf</loc><lastmod>2026-07-10T10:59:46.219Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PR_2024_RGA_LTC_Reins_FR.pdf</loc><lastmod>2026-07-10T10:58:43.665Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2015_Q3_EN.pdf</loc><lastmod>2026-07-10T10:59:31.079Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2025_Y1_FR.pdf</loc><lastmod>2026-07-10T10:58:43.013Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2016_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:31.999Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2016_Q3_FR.pdf</loc><lastmod>2026-07-10T10:59:32.386Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2022_Q3_EN.pdf</loc><lastmod>2026-07-10T10:59:27.281Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2019_Q3_EN.pdf</loc><lastmod>2026-07-10T10:59:24.296Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2019_Y1_FR.pdf</loc><lastmod>2026-07-10T10:59:44.181Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_FS_2023_Q1_EN.pdf</loc><lastmod>2026-07-10T10:58:26.554Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2024_Y1_EN.pdf</loc><lastmod>2026-07-10T10:59:49.584Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2023_Q4_EN.pdf</loc><lastmod>2026-07-10T10:58:52.21Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2025_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:00.805Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2022_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:06.459Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2018_Q1_EN.pdf</loc><lastmod>2026-07-10T10:58:20.649Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2022_Q4_EN.pdf</loc><lastmod>2026-07-10T10:59:27.476Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2021_Q3_EN.pdf</loc><lastmod>2026-07-10T10:59:06.032Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2024_Q4_EN.pdf</loc><lastmod>2026-07-10T10:58:06.957Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2017_Q4_EN.pdf</loc><lastmod>2026-07-10T10:58:46.22Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2018_Q1_EN.pdf</loc><lastmod>2026-07-10T10:58:40.889Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_NAM_2026_Y1_FR.pdf</loc><lastmod>2026-07-10T10:58:31.56Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2026_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:01.952Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2026_Q1_EN.pdf</loc><lastmod>2026-07-10T10:58:24.396Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2025_Q1_FR.pdf</loc><lastmod>2026-07-10T10:59:00.927Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2025_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:50.07Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2017_Q3_FR.pdf</loc><lastmod>2026-07-10T10:59:33.434Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2025_Q4_EN.pdf</loc><lastmod>2026-07-10T10:58:24.277Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2022_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:46.705Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2025_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:07.839Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2016_Q4_EN.pdf</loc><lastmod>2026-07-10T10:58:20.047Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2026_Y1_EN.pdf</loc><lastmod>2026-07-10T10:58:43.286Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/2017-annual-meeting-minutes-fr.pdf</loc><lastmod>2026-07-10T10:58:01.562Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2025_Q3_FR.pdf</loc><lastmod>2026-07-10T10:59:01.561Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2015_Q3_EN.pdf</loc><lastmod>2026-07-10T10:59:02.485Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2016_Q1_EN.pdf</loc><lastmod>2026-07-10T10:58:40.27Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_Slides_2025_COMVEST_ACQ.pdf</loc><lastmod>2026-07-10T10:59:51.267Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2021_Q2_FR.pdf</loc><lastmod>2026-07-10T10:59:45.967Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2021_Q3_FR.pdf</loc><lastmod>2026-07-10T10:58:50.047Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_FS_2026_Q1_EN.pdf</loc><lastmod>2026-07-10T10:58:26.882Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2018_Q4_FR.pdf</loc><lastmod>2026-07-10T10:58:47.075Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2023_Q4_FR.pdf</loc><lastmod>2026-07-10T10:58:06.83Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2023_Y1_EN.pdf</loc><lastmod>2026-07-10T10:59:48.575Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_IDS_MIM_CEO_2021_EN.pdf</loc><lastmod>2026-07-10T10:58:28.513Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2023_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:48.107Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2017_Q3_EN.pdf</loc><lastmod>2026-07-10T10:58:46.096Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2020_Q1_FR.pdf</loc><lastmod>2026-07-10T10:59:44.425Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2018_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:11.291Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_MDA_2025_Y1_FR.pdf</loc><lastmod>2026-07-10T10:58:30.84Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2021_Q1_EN.pdf</loc><lastmod>2026-07-10T10:58:49.308Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2015_Q3_EN.pdf</loc><lastmod>2026-07-10T10:58:11.172Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2019_Q3_EN.pdf</loc><lastmod>2026-07-10T10:59:04.761Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2015_Q4_EN.pdf</loc><lastmod>2026-07-10T10:58:11.299Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2024_Q3_EN.pdf</loc><lastmod>2026-07-10T10:59:49.354Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_NBVR_2024_Y1_EN.pdf</loc><lastmod>2026-07-10T10:58:39.672Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_2024_RGA_CanadaUL_PR_E.pdf</loc><lastmod>2026-07-10T10:58:03.86Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2020_Q1_EN.pdf</loc><lastmod>2026-07-10T10:58:21.765Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2018_Q4_FR.pdf</loc><lastmod>2026-07-10T10:58:05.391Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2016_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:31.586Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2019_Q1_FR.pdf</loc><lastmod>2026-07-10T10:59:35.269Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_NAM_2026_Y1_EN.pdf</loc><lastmod>2026-07-10T10:58:31.363Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2016_Q3_EN.pdf</loc><lastmod>2026-07-10T10:59:03.151Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_MDA_2020_Y1_EN.pdf</loc><lastmod>2026-07-10T10:58:29.416Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2018_Q3_EN.pdf</loc><lastmod>2026-07-10T10:59:11.603Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2023_Q3_EN.pdf</loc><lastmod>2026-07-10T10:59:06.929Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2024_Q3_FR.pdf</loc><lastmod>2026-07-10T10:59:00.425Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2020_Q3_EN.pdf</loc><lastmod>2026-07-10T10:59:05.399Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2016_Q4_EN.pdf</loc><lastmod>2026-07-10T10:58:04.572Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2024_Q2_EN.pdf</loc><lastmod>2026-07-10T10:58:23.538Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_MDA_2021_Y1_EN.pdf</loc><lastmod>2026-07-10T10:58:29.653Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2020_Q4_EN.pdf</loc><lastmod>2026-07-10T10:58:49.039Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2016_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:09.85Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_IDS_ASIA_CEO_2021_EN.pdf</loc><lastmod>2026-07-10T10:58:27.645Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2024_Q3_EN.pdf</loc><lastmod>2026-07-10T10:59:07.388Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2017_Q2_EN.pdf</loc><lastmod>2026-07-10T10:58:45.829Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_CFS_2022_Y1_FR.pdf</loc><lastmod>2026-07-10T10:58:08.903Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2019_Q3_EN.pdf</loc><lastmod>2026-07-10T10:59:43.813Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2023_Y1_EN.pdf</loc><lastmod>2026-07-10T10:58:42.409Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2017_Q3_EN.pdf</loc><lastmod>2026-07-10T10:59:10.79Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_CFS_2025_Y1_EN.pdf</loc><lastmod>2026-07-10T10:58:09.65Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_MDA_2019_Y1_EN.pdf</loc><lastmod>2026-07-10T10:58:29.15Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/Virtual-AGM-User-Guide-Fr-2021.pdf.pdf</loc><lastmod>2026-07-10T10:59:52.39Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2020_Y1_EN.pdf</loc><lastmod>2026-07-10T10:58:41.525Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2022_Q4_EN.pdf</loc><lastmod>2026-07-10T10:58:06.335Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/notice_of_meeting_2021_FR.pdf</loc><lastmod>2026-07-10T10:59:55.6Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2025_Q4_FR.pdf</loc><lastmod>2026-07-10T10:59:01.822Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2015_Q3_EN.pdf</loc><lastmod>2026-07-10T10:58:44.7Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/2021%20MFC%20Share%20Selling%20Service%20-%20Eng.pdf</loc><lastmod>2026-07-10T10:58:02.583Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PR_2025_COMVEST_ACQ_FR.pdf</loc><lastmod>2026-07-10T10:58:43.86Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/investor-day-2021-transcript.pdf</loc><lastmod>2026-07-10T10:59:55.366Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_CFS_2022_Y1_EN.pdf</loc><lastmod>2026-07-10T10:58:08.78Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2015_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:02.204Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2020_Q4_FR.pdf</loc><lastmod>2026-07-10T10:58:49.169Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2023_Q4_EN.pdf</loc><lastmod>2026-07-10T10:58:23.361Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2025_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:07.959Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/IFRS-17-accounting-standard.pdf</loc><lastmod>2026-07-10T10:58:03.059Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_MDA_2021_Y1_FR.pdf</loc><lastmod>2026-07-10T10:58:29.763Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2023_Q3_EN.pdf</loc><lastmod>2026-07-10T10:58:23.278Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2014_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:30.338Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/2016-annual-meeting-minutes-fr.pdf</loc><lastmod>2026-07-10T10:58:01.3Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2018_Q1_FR.pdf</loc><lastmod>2026-07-10T10:59:33.941Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/notice_of_meeting_2022_EN.pdf</loc><lastmod>2026-07-10T10:59:55.723Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2025_Q3_EN.pdf</loc><lastmod>2026-07-10T10:59:29.677Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2024_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:07.267Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/2019-annual-meeting-minutes-en.pdf</loc><lastmod>2026-07-10T10:58:01.981Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2020_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:44.311Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2023_Y1_FR.pdf</loc><lastmod>2026-07-10T10:59:48.677Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_FS_2025_Q4_EN.pdf</loc><lastmod>2026-07-10T10:58:26.766Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2025_Q3_EN.pdf</loc><lastmod>2026-07-10T10:59:08.088Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_2023_GlobalAtlanticReins_Slides1.pdf</loc><lastmod>2026-07-10T10:58:03.523Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2019_Y1_EN.pdf</loc><lastmod>2026-07-10T10:58:41.282Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2015_Q1_EN_R2.pdf</loc><lastmod>2026-07-10T10:59:08.736Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2016_Y1_EN.pdf</loc><lastmod>2026-07-10T10:59:32.52Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2019_Q3_EN.pdf</loc><lastmod>2026-07-10T10:58:47.607Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2015_Q3_EN.pdf</loc><lastmod>2026-07-10T10:59:09.288Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/Rules-of-Conduct-En-2021.pdf</loc><lastmod>2026-07-10T10:59:51.618Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/2019-annual-meeting-minutes-fr.pdf</loc><lastmod>2026-07-10T10:58:02.104Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2022_Q3_FR.pdf</loc><lastmod>2026-07-10T10:58:51.081Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2021_Y1_EN.pdf</loc><lastmod>2026-07-10T10:59:06.107Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2016_Y1_FR.pdf</loc><lastmod>2026-07-10T10:59:32.661Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_CFS_2024_Y1_EN.pdf</loc><lastmod>2026-07-10T10:58:09.394Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2021_Y1_FR.pdf</loc><lastmod>2026-07-10T10:58:41.979Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_EVR_2023_Y1_EN.pdf</loc><lastmod>2026-07-10T10:58:26.32Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_STRATEGY_2025_EN.pdf</loc><lastmod>2026-07-10T10:58:24.992Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/Summary_of_Changes_to_manulife_SIP_beginning_in_1Q24.pdf</loc><lastmod>2026-07-10T10:59:52.146Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2021_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:45.604Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2019_Q4_EN.pdf</loc><lastmod>2026-07-10T10:59:24.476Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2022_Q4_EN.pdf</loc><lastmod>2026-07-10T10:58:23.02Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2021_Q2_EN.pdf</loc><lastmod>2026-07-10T10:58:49.665Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2021_Q4_EN.pdf</loc><lastmod>2026-07-10T10:59:26.386Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_MDA_2022_Y1_EN.pdf</loc><lastmod>2026-07-10T10:58:29.89Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2021_Q4_FR.pdf</loc><lastmod>2026-07-10T10:58:50.3Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_CFS_2019_Y1_FR.pdf</loc><lastmod>2026-07-10T10:58:08.147Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2022_Q3_FR.pdf</loc><lastmod>2026-07-10T10:59:47.259Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_MDA_2018_Y1_FR.pdf</loc><lastmod>2026-07-10T10:58:28.867Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_MDA_2020_Y1_FR.pdf</loc><lastmod>2026-07-10T10:58:29.527Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2022_Q4_FR.pdf</loc><lastmod>2026-07-10T10:58:51.293Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2020_Q2_EN.pdf</loc><lastmod>2026-07-10T10:58:21.887Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2022_Q3_EN.pdf</loc><lastmod>2026-07-10T10:58:50.989Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_RGA_2024.pdf</loc><lastmod>2026-07-10T10:58:24.816Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2024_Q4_EN.pdf</loc><lastmod>2026-07-10T10:59:00.547Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_CFS_2018_Y1_EN.pdf</loc><lastmod>2026-07-10T10:58:07.48Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_CFS_2023_Y1_EN.pdf</loc><lastmod>2026-07-10T10:58:09.043Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2021_Q4_EN.pdf</loc><lastmod>2026-07-10T10:58:06.061Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2025_Q3_FR.pdf</loc><lastmod>2026-07-10T10:59:50.372Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2021_Q3_EN.pdf</loc><lastmod>2026-07-10T10:59:26.153Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2018_Q4_EN.pdf</loc><lastmod>2026-07-10T10:58:46.852Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2019_Q2_EN.pdf</loc><lastmod>2026-07-10T10:58:21.407Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2016_Q1_EN.pdf</loc><lastmod>2026-07-10T10:59:02.896Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2025_Q4_EN.pdf</loc><lastmod>2026-07-10T10:59:29.856Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2018_Q1_FR.pdf</loc><lastmod>2026-07-10T10:58:41.017Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2019_Y1_FR.pdf</loc><lastmod>2026-07-10T10:58:41.399Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2021_Q4_EN.pdf</loc><lastmod>2026-07-10T10:58:22.647Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2016_Q1_FR.pdf</loc><lastmod>2026-07-10T10:58:45.064Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2021_Q2_EN.pdf</loc><lastmod>2026-07-10T10:59:25.929Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/news/transaction-summary.pdf</loc><lastmod>2026-07-10T13:30:21.831Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/news/MFC_VS_2021_EN.pdf</loc><lastmod>2026-07-10T13:30:21.676Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/news/FOW_whitepaper.pdf</loc><lastmod>2026-07-10T13:21:44.94Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/news/Manulife_Asia_Care_Survey_2022_Infographic.pdf</loc><lastmod>2026-07-10T13:21:44.725Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/en/2025/MFC_2025_IAS_EN.pdf</loc><lastmod>2026-07-10T13:12:56.281Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/en/2025/MIM_2025_Timberland_GHG_Verification.pdf</loc><lastmod>2026-07-10T13:12:57.994Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/en/2025/MFC_2025_Sustainability_Performance_Summary_EN.pdf</loc><lastmod>2026-07-10T13:12:56.555Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/en/2025/MFC_SR_2025_EN.pdf</loc><lastmod>2026-07-10T12:39:02.541Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/en/2025/MFC_GRI_2025_EN.pdf</loc><lastmod>2026-07-10T13:12:56.709Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/en/2025/MIM_2025_RE_GHG_Verification.pdf</loc><lastmod>2026-07-10T13:12:57.631Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/en/2025/MFC_2025_Political_Activities_Report_EN.pdf</loc><lastmod>2026-07-10T13:12:56.416Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/en/2025/MFC_SASB_2025_EN.pdf</loc><lastmod>2026-07-10T13:12:57.142Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/en/2025/MFC_PAS_2025_EN.pdf</loc><lastmod>2026-07-10T13:12:56.986Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/en/2025/MFC_OSFIB15_2025_EN.pdf</loc><lastmod>2026-07-10T13:12:56.847Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/en/2025/MIM_2025_Agriculture_GHG_Verification.pdf</loc><lastmod>2026-07-10T13:12:57.492Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/en/MFC_MSAS_EN.pdf</loc><lastmod>2026-07-10T12:47:33.326Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/fr/2025/MFC_PAS_2025_FR.pdf</loc><lastmod>2026-07-10T13:17:22.213Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/fr/2025/MFC_2025_Sustainability_Performance%20Summary_FR.pdf</loc><lastmod>2026-07-10T13:17:21.784Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/fr/2025/MFC_2025_Political_Activities_Report_FR.pdf</loc><lastmod>2026-07-10T13:17:21.519Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/fr/2025/MFC_SR_2025_FR.pdf</loc><lastmod>2026-07-10T13:17:22.706Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/fr/2025/MFC_GRI_2025_FR.pdf</loc><lastmod>2026-07-10T13:17:22.009Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/fr/2025/MFC_SASB_2025_FR.pdf</loc><lastmod>2026-07-10T13:17:22.514Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/fr/2025/MFC_OSFIB15_2025_FR.pdf</loc><lastmod>2026-07-10T19:41:24.419Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/fr/MFC_MSAS_FR.pdf</loc><lastmod>2026-07-10T19:11:09.408Z</lastmod></url></urlset>