<?xml version="1.0" encoding="UTF-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:xhtml="http://www.w3.org/1999/xhtml" xmlns:video="http://www.google.com/schemas/sitemap-video/1.1" xmlns:coveo="https://www.coveo.com/schemas/metadata" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9"><url><loc>https://www.manulife.com/ca/fr/about-us</loc><lastmod>2026-05-27T15:32:29.353Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/legal</loc><lastmod>2026-07-07T20:30:50.211Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/social-media-policy</loc><lastmod>2026-07-07T20:30:50.196Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/mlbi-transfer-documents</loc><lastmod>2026-07-07T20:30:50.509Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news</loc><lastmod>2026-07-07T20:30:45.27Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/buyers-remorse-manulife-bank-debt-survey-2022</loc><lastmod>2026-07-07T20:31:08.22Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/canadian-stress-worsened-even-as-financial-positions-improved-manulife-investment-management-study</loc><lastmod>2026-07-07T20:31:08.55Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/canadians-forecast-a-long-rocky-economic-road-ahead-according-to-manulife-bank-debt-survey</loc><lastmod>2026-07-07T20:31:09.532Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/celebrating-earth-month-with-our-uplink-forest-challenge-winners</loc><lastmod>2026-07-07T20:31:07.864Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/empowering-aspiring-tech-professionals-to-build-meaningful-careers</loc><lastmod>2026-07-07T20:31:08.77Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/from-overseas-dream-to-canadian-success-ades-journey-to-manulife-bank-with-windmill-microlending</loc><lastmod>2026-07-07T20:31:09.535Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/genai-capabilities-rolled-out-to-all-manulife-workforce</loc><lastmod>2026-07-07T20:31:08.415Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/growing-number-of-young-canadians-suffering-with-mental-illness-and-diabetes-according-to-manulife-data</loc><lastmod>2026-07-07T20:31:08.774Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/housing-in-crisis-3-in-4-canadians-who-want-a-house-cant-afford-one</loc><lastmod>2026-07-07T20:31:09.092Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/how-cory-became-manulife-vitality-top-points-earner-life-insurance-month</loc><lastmod>2026-07-07T20:31:09.355Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/how-john-hancock-vitality-helped-brian-take-wellness-to-the-next-level</loc><lastmod>2026-07-07T20:31:08.215Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/how-manulife-colleague-karl-pippenger-is-championing-sustainable-cranberry-farming</loc><lastmod>2026-07-07T20:31:09.536Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/how-manulife-vitality-took-kevin-from-sluggish-to-energized</loc><lastmod>2026-07-07T20:31:09.538Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/leading-canadian-life-insurance-companies-jointly-release-an-update-on-new-ifrs-17-accounting-standard</loc><lastmod>2026-07-07T20:31:09.537Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manaulife-named-to-canadas-best-50-corporate-citizens-ranking-by-corporate-knights</loc><lastmod>2026-07-07T20:31:09.35Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-amends-normal-course-issuer-bid-to-repurchase-for-cancellation-up-to-additional-40-million-common-shares</loc><lastmod>2026-07-07T20:31:09.352Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-and-aeroplan-partner-to-give-millions-of-canadians-access-to-rewards</loc><lastmod>2026-07-07T20:31:08.052Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-and-centum-deepen-strategic-partnership-to-better-protect-canadian-homeowners</loc><lastmod>2026-07-07T20:31:08.926Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-and-shoppers-drug-mart-collaborate-to-help-manage-serious-medical-conditions</loc><lastmod>2026-07-07T20:31:08.922Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-and-uplink-launch-innovating-for-asia-demographic-future-challenge</loc><lastmod>2026-07-07T20:31:08.233Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-and-world-economic-forum-announce-global-uplink-innovation-challenges-to-spur-nature-based-solutions-to-climate-change</loc><lastmod>2026-07-07T20:31:08.71Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-and-world-economic-forum-announce-winners-prospering-in-longevity-challenge-to-drive-health-and-financial-resiliency</loc><lastmod>2026-07-07T20:31:08.71Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-and-world-economic-forum-launch-prospering-in-longevity-challenge-to-drive-health-and-financial-resiliency</loc><lastmod>2026-07-07T20:31:09.542Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-1torg-pledge-to-scale-nature-based-solutions-in-effort-to-mitigate-climate-change</loc><lastmod>2026-07-07T20:31:07.87Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-additions-to-its-board-of-directors</loc><lastmod>2026-07-07T20:31:08.399Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-appointments-to-executive-leadership-team</loc><lastmod>2026-07-07T20:31:08.918Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-cleveland-clinic-canada-as-new-medical-director</loc><lastmod>2026-07-07T20:31:09.357Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-dividend-rates-class-1-shares-series-9-august-2022</loc><lastmod>2026-07-07T20:31:08.712Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-dividend-rates-non-cumulative-rate-reset-class-1-shares-series-15</loc><lastmod>2026-07-07T20:31:07.868Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-dividend-rates-non-cumulative-rate-reset-class-1-shares-series-17</loc><lastmod>2026-07-07T20:31:08.058Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-election-of-directors-2021</loc><lastmod>2026-07-07T20:31:09.347Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-election-of-directors-2023</loc><lastmod>2026-07-07T20:31:09.088Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-election-of-directors-2024</loc><lastmod>2026-07-07T20:31:09.011Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-election-of-directors-2025</loc><lastmod>2026-07-07T20:31:09.011Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-intention-to-launch-normal-course-issuer-bid-2023</loc><lastmod>2026-07-07T20:31:08.931Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-intention-to-redeem-class-1-series-21-preferred-shares-4-22-21</loc><lastmod>2026-07-07T20:31:08.928Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-intention-to-redeem-class-1-series-5-preferred-shares-nov-2021</loc><lastmod>2026-07-07T20:31:09.347Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-intention-to-redeem-fixed-floating-subordinated-debentures</loc><lastmod>2026-07-07T20:31:08.926Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-intention-to-redeem-fixed-floating-subordinated-debentures-april-2023</loc><lastmod>2026-07-07T20:31:08.868Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-intention-to-redeem-fixed-floating-subordinated-debentures-june-2024</loc><lastmod>2026-07-07T20:31:08.667Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-journey-to-net-zero</loc><lastmod>2026-07-07T20:31:08.415Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-leadership-changes-to-accelerate-asia-growth</loc><lastmod>2026-07-07T20:31:08.417Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-limited-recourse-capital-notes-issue</loc><lastmod>2026-07-07T20:31:07.873Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-limited-recourse-capital-notes-issue-june-2022</loc><lastmod>2026-07-07T20:31:09.346Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-limited-recourse-capital-notes-issue-nov-2021</loc><lastmod>2026-07-07T20:31:08.225Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-new-global-longevity-innovation-challenge-in-partnership-with-uplink</loc><lastmod>2026-07-07T20:31:07.872Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-normal-course-issuer-bid-feb-2023</loc><lastmod>2026-07-07T20:31:08.223Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-normal-course-issuer-bid-feb-2024</loc><lastmod>2026-07-07T20:31:08.225Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-normal-course-issuer-bid-feb-2025</loc><lastmod>2026-07-07T20:31:08.23Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-results-conversion-privilege-non-cumulative-rate-reset-class-1-shares-series-9</loc><lastmod>2026-07-07T20:31:08.666Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-results-of-conversion-privilege-of-non-cumulative-rate-reset-class-1-shares-series-17</loc><lastmod>2026-07-07T20:31:08.699Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-results-of-external-auditor-tender-process</loc><lastmod>2026-07-07T20:31:08.663Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-subordinated-debenture-issue</loc><lastmod>2026-07-07T20:31:09.013Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-subordinated-debenture-issue-dec-2024</loc><lastmod>2026-07-07T20:31:08.656Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-subordinated-debenture-issue-feb-2024</loc><lastmod>2026-07-07T20:31:09.35Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-subordinated-debenture-issue-may-2025</loc><lastmod>2026-07-07T20:31:08.855Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-appoints-don-lindsay-as-vice-chair-of-the-board-of-directors</loc><lastmod>2026-07-07T20:31:08.657Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-appoints-maryscott-greenwood-as-global-head-of-government-relations</loc><lastmod>2026-07-07T20:31:09.111Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-appoints-stephanie-fadous-chief-actuary</loc><lastmod>2026-07-07T20:31:08.232Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-bank-debt-survey-2021</loc><lastmod>2026-07-07T20:31:08.225Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-bank-financial-health-survey-finds-economic-volatility-taking-a-toll-on-canadians</loc><lastmod>2026-07-07T20:31:08.054Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-brings-mortgage-protection-insurance-into-the-digital-world</loc><lastmod>2026-07-07T20:31:09.347Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-cautions-investors-regarding-new-york-stock-and-bond-llc-offer-for-shares</loc><lastmod>2026-07-07T20:31:09.347Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-cautions-investors-regarding-new-york-stock-and-bond-llc-offer-for-shares-dec-2024</loc><lastmod>2026-07-07T20:31:09.537Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-cautions-investors-regarding-obatan-llc-offer-for-shares</loc><lastmod>2026-07-07T20:31:09.352Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-cautions-investors-regarding-obatan-llc-offer-for-shares-feb</loc><lastmod>2026-07-07T20:31:08.401Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-cautions-investors-regarding-obatan-llc-offer-for-shares-june-2022</loc><lastmod>2026-07-07T20:31:08.112Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-cautions-investors-regarding-obatan-llc-offer-for-shares-may</loc><lastmod>2026-07-07T20:31:09.554Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-cautions-investors-regarding-obatan-llc-offer-for-shares1</loc><lastmod>2026-07-07T20:31:12.025Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-cautions-investors-regarding-ocehan-llc-offer-for-shares</loc><lastmod>2026-07-07T20:31:11.653Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-celebrates-100-years-of-the-iconic-south-tower-in-toronto</loc><lastmod>2026-07-07T20:31:12.029Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-cfo-colin-simpson-to-participate-in-fireside-chat-national-bank-canada</loc><lastmod>2026-07-07T20:31:12.553Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-cfo-colin-simpson-to-participate-in-fireside-chat-national-bank-canada-23rd-annual-fsc</loc><lastmod>2026-07-07T20:31:12.025Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-chief-actuary-to-speak-at-the-national-bank-financial-19th-annual-financial-services-conference</loc><lastmod>2026-07-07T20:31:12.033Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-chief-financial-officer-phil-witherington-to-participate-fireside-nbc-20th-conference</loc><lastmod>2026-07-07T20:31:13.099Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-closes-largest-canadian-universal-life-reinsurance-transaction-with-rga</loc><lastmod>2026-07-07T20:31:12.785Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-closes-ltc-reinsurance-transaction-with-rga</loc><lastmod>2026-07-07T20:31:12.56Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-closes-milestone-reinsurance-transaction-with-global-atlantic</loc><lastmod>2026-07-07T20:31:12.57Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-closes-us-variable-annuity-reinsurance-transaction-with-venerable-holdings-inc</loc><lastmod>2026-07-07T20:31:12.796Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-community-investment-a-legacy-of-care</loc><lastmod>2026-07-07T20:31:12.184Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-completes-limited-recourse-capital-notes-offering</loc><lastmod>2026-07-07T20:31:12.015Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-completes-limited-recourse-capital-notes-offering-june-2022</loc><lastmod>2026-07-07T20:31:12.334Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-data-suggests-canadians-are-unaware-of-insurance-needs-for-trips-within-canada</loc><lastmod>2026-07-07T20:31:12.265Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-1q21</loc><lastmod>2026-07-07T20:31:12.271Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-1q22</loc><lastmod>2026-07-07T20:31:24.883Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-1q23</loc><lastmod>2026-07-07T20:31:24.878Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-1q24</loc><lastmod>2026-07-07T20:31:24.911Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-1q25</loc><lastmod>2026-07-07T20:31:24.912Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-2q21</loc><lastmod>2026-07-07T20:31:12.797Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-2q22</loc><lastmod>2026-07-07T20:31:25.056Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-2q23</loc><lastmod>2026-07-07T20:31:25.054Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-2q24</loc><lastmod>2026-07-07T20:31:25.056Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-2q25</loc><lastmod>2026-07-07T20:31:25.153Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-3q21</loc><lastmod>2026-07-07T20:31:12.024Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-3q22</loc><lastmod>2026-07-07T20:31:25.051Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-3q23</loc><lastmod>2026-07-07T20:31:25.152Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-3q24</loc><lastmod>2026-07-07T20:31:25.154Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-4q20</loc><lastmod>2026-07-07T20:31:12.568Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-4q21</loc><lastmod>2026-07-07T20:31:12.783Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-4q22</loc><lastmod>2026-07-07T20:31:25.156Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-4q23</loc><lastmod>2026-07-07T20:31:25.152Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-4q24</loc><lastmod>2026-07-07T20:31:25.159Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-1q21</loc><lastmod>2026-07-07T20:31:12.968Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-1q22</loc><lastmod>2026-07-07T20:31:25.152Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-1q23</loc><lastmod>2026-07-07T20:31:25.457Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-1q24</loc><lastmod>2026-07-07T20:31:25.445Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-1Q25</loc><lastmod>2026-07-07T20:31:12.798Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-2q21</loc><lastmod>2026-07-07T20:31:12.115Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-2q22</loc><lastmod>2026-07-07T20:31:25.443Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-2q23</loc><lastmod>2026-07-07T20:31:25.442Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-2q24</loc><lastmod>2026-07-07T20:31:25.447Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-2q25</loc><lastmod>2026-07-07T20:31:25.456Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-3q21</loc><lastmod>2026-07-07T20:31:12.782Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-3q22</loc><lastmod>2026-07-07T20:31:25.473Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-3q23</loc><lastmod>2026-07-07T20:31:25.462Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-3q24</loc><lastmod>2026-07-07T20:31:25.469Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-4q20</loc><lastmod>2026-07-07T20:31:11.652Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-4q21</loc><lastmod>2026-07-07T20:31:12.069Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-4q22</loc><lastmod>2026-07-07T20:31:25.465Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-4q23</loc><lastmod>2026-07-07T20:31:25.709Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-4q24</loc><lastmod>2026-07-07T20:31:25.158Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-deepens-esg-focus-with-launch-of-impact-agenda</loc><lastmod>2026-07-07T20:31:12.803Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-displays-over-12000-canadian-flags-fallen-heroes-2021</loc><lastmod>2026-07-07T20:31:12.278Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-donating-250000-to-support-covid-19-relief-efforts-in-asia</loc><lastmod>2026-07-07T20:31:12.976Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-employee-health-report-shows-drug-claims-for-anti-obesity-medication-increased</loc><lastmod>2026-07-07T20:31:12.18Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-enhances-virtual-id-verification-in-canada</loc><lastmod>2026-07-07T20:31:12.262Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-enters-agreement-to-reinsure-over-75-percent-of-us-variable-annuity-block-to-venerable-holdings-inc</loc><lastmod>2026-07-07T20:31:12.808Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-expands-vitality-program-in-unprecedented-move-to-disrupt-traditional-insurance-industry</loc><lastmod>2026-07-07T20:31:12.264Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-files-2022-audited-annual-financial-statements-and-related-mda</loc><lastmod>2026-07-07T20:31:12.555Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-files-2023-audited-annual-financial-statements-and-related-mda</loc><lastmod>2026-07-07T20:31:12.183Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-files-2024-audited-annual-financial-statements-and-related-mda</loc><lastmod>2026-07-07T20:31:12.032Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-financial-announces-conversion-privileges-for-its-series-3-and-series-4-class-1-preferred-shares-4-22-21</loc><lastmod>2026-07-07T20:31:12.032Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-financial-corporation-announces-conversion-privilege-of-non-cumulative-rate-reset-class-1-shares-series-11-2023</loc><lastmod>2026-07-07T20:31:12.283Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-financial-corporation-announces-conversion-privilege-of-non-cumulative-rate-reset-class-1-shares-series-17</loc><lastmod>2026-07-07T20:31:12.283Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-financial-corporation-announces-conversion-privilege-of-non-cumulative-rate-reset-class-1-shares-series-25</loc><lastmod>2026-07-07T20:31:11.837Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-financial-corporation-announces-conversion-privilege-of-non-cumulative-rate-reset-class-1-shares-series-9</loc><lastmod>2026-07-07T20:31:12.799Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-financial-corporation-announces-dividend-rates-on-non-cumulative-rate-reset-class-1-shares-series-11</loc><lastmod>2026-07-07T20:31:12.332Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-financial-corporation-announces-dividend-rates-on-non-cumulative-rate-reset-class-1-shares-series-25-and-floating-series-26</loc><lastmod>2026-07-07T20:31:12.824Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-financial-corporation-announces-intention-to-redeem-singapore-dollar-subordinated-notes</loc><lastmod>2026-07-07T20:31:12.182Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-financial-corporation-announces-intention-to-redeem-usd-4_70pct-senior-notes</loc><lastmod>2026-07-07T20:31:12.033Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-financial-corporation-announces-results-of-conversion-privilege-of-non-cumulative-rate-reset-class-1-shares-series-11</loc><lastmod>2026-07-07T20:31:12.979Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-financial-corporation-announces-results-of-conversion-privilege-of-non-cumulative-rate-reset-class-1-shares-series-15-june-2024</loc><lastmod>2026-07-07T20:31:12.029Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-financial-corporation-announces-results-of-conversion-privilege-of-non-cumulative-rate-reset-class-1-shares-series-25</loc><lastmod>2026-07-07T20:31:12.801Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-financial-corporation-announces-results-of-conversion-privileges-of-class-1-preferred-shares,-series-3-and-series-4</loc><lastmod>2026-07-07T20:31:12.432Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-financial-corporation-completes-us-public-offering-of-senior-green-notes</loc><lastmod>2026-07-07T20:31:12.567Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-financial-corporation-prices-us-public-offering-of-senior-green-notes</loc><lastmod>2026-07-07T20:31:13.158Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-gives-37000-employees-dedicated-afternoon-to-reflect-on-diversity-followed-by-thank-you-day-off</loc><lastmod>2026-07-07T20:31:22.924Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-hosts-author-soledad-obrien</loc><lastmod>2026-07-07T20:31:12.796Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-hosts-investor-day-2024</loc><lastmod>2026-07-07T20:31:09.788Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-hosts-nobel-laureate-malala-yousafzai</loc><lastmod>2026-07-07T20:31:10.922Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-increases-common-shareholders-dividend-by-18-percent-december-2021</loc><lastmod>2026-07-07T20:31:11.454Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-insurance-launches-two-guaranteed-solutions</loc><lastmod>2026-07-07T20:31:11.069Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-achieves-fitwel-viral-response-module-certification-with-distinction-for-north-american-real-estate-portfolio</loc><lastmod>2026-07-07T20:31:11.335Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-acquires-us-timberlands-for-impact-first-investment</loc><lastmod>2026-07-07T20:31:09.914Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-among-top-honorees-from-fundata-canada</loc><lastmod>2026-07-07T20:31:11.633Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-acquisition-of-mixed-use-property-in-squamish-bc</loc><lastmod>2026-07-07T20:31:11.632Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-cash-distributions-etf-aug2022</loc><lastmod>2026-07-07T20:31:10.352Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-cash-distributions-etf-feb2022</loc><lastmod>2026-07-07T20:31:11.638Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-cash-distributions-etf-oct2021</loc><lastmod>2026-07-07T20:31:10.136Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-cash-distributions-etf-sept2022</loc><lastmod>2026-07-07T20:31:09.734Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-cash-distributions-for-manulife-exchange-traded-funds-2021</loc><lastmod>2026-07-07T20:31:10.364Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-cash-distributions-for-manulife-exchange-traded-funds-july-2022</loc><lastmod>2026-07-07T20:31:11.446Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-cash-distributions-for-manulife-exchange-traded-funds-nov-22</loc><lastmod>2026-07-07T20:31:10.651Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-cash-distributions-for-manulife-exchange-traded-funds2</loc><lastmod>2026-07-07T20:31:11.124Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-cash-distributions-for-manulife-exchange-traded-funds3</loc><lastmod>2026-07-07T20:31:11.123Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-estimated-cash-distributions-for-etf-2021</loc><lastmod>2026-07-07T20:31:09.956Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-estimated-cash-distributions-for-manulife-exchange-traded-funds-dec-22</loc><lastmod>2026-07-07T20:31:10.344Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-estimated-reinvested-capital-gains-distributions-for-etf-2021</loc><lastmod>2026-07-07T20:31:10.919Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-estimated-reinvested-capital-gains-distributions-for-manulife-exchange-traded-funds-dec-22</loc><lastmod>2026-07-07T20:31:11.512Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-etf-cash-distributions-2022</loc><lastmod>2026-07-07T20:31:10.136Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-final-2022-cash-distributions-for-manulife-exchange-traded-funds</loc><lastmod>2026-07-07T20:31:11.129Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-final-cash-distributions-etf-dec-2021</loc><lastmod>2026-07-07T20:31:10.346Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-final-reinvested-capital-gains-distributions-etf-dec-2021</loc><lastmod>2026-07-07T20:31:10.953Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-final-reinvested-capital-gains-distributions-for-manulife-exchange-traded-funds</loc><lastmod>2026-07-07T20:31:10.64Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-management-fee-reductions-for-seven-mutual-funds</loc><lastmod>2026-07-07T20:31:10.137Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-new-mutual-fund-bundle</loc><lastmod>2026-07-07T20:31:10.143Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-promotions-and-updates-to-fixed-income-teams</loc><lastmod>2026-07-07T20:31:10.829Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-updates-to-investment-offerings</loc><lastmod>2026-07-07T20:31:10.632Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-announces-updates-to-investment-offerings-2022</loc><lastmod>2026-07-07T20:31:09.792Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-appoints-co-chief-investment-strategists</loc><lastmod>2026-07-07T20:31:10.646Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-completes-acquisition-of-cqs</loc><lastmod>2026-07-07T20:31:11.136Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-expands-impact-investing-and-natural-climate-solutions-team</loc><lastmod>2026-07-07T20:31:09.77Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-launches-manulife-real-asset-investment-fund</loc><lastmod>2026-07-07T20:31:11.635Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-launches-two-new-smart-defensive-equity-etfs</loc><lastmod>2026-07-07T20:31:10.638Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-offers-funds-tackling-climate-change</loc><lastmod>2026-07-07T20:31:10.842Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-presents-the-reimagined-manulife-centre</loc><lastmod>2026-07-07T20:31:10.35Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-recognized-at-the-2021-lipper-fund-awards</loc><lastmod>2026-07-07T20:31:11.126Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investment-management-to-acquire-multi-sector-alternative-credit-manager-cqs</loc><lastmod>2026-07-07T20:31:10.631Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-investor-day-2021</loc><lastmod>2026-07-07T20:31:10.911Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-launches-2021-acts-of-kindness-program</loc><lastmod>2026-07-07T20:31:10.143Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-launches-fuel-up-fridays-well-being-initiative-and-announces-5-extra-personal-days-in-2022</loc><lastmod>2026-07-07T20:31:11.658Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-launches-million-dollar-partnership-with-lending-platform-kiva</loc><lastmod>2026-07-07T20:31:11.445Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-management-information-announces-cash-distributions-for-etfs-april-2022</loc><lastmod>2026-07-07T20:31:10.924Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-management-information-announces-cash-distributions-for-etfs-june-2022</loc><lastmod>2026-07-07T20:31:10.64Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-management-information-circular-and-annual-report-2022-now-available</loc><lastmod>2026-07-07T20:31:11.115Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-management-information-circular-and-annual-report-2023-now-available</loc><lastmod>2026-07-07T20:31:11.07Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-management-information-circular-and-annual-report-2024-now-available</loc><lastmod>2026-07-07T20:31:09.731Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-management-information-circular-and-annual-report-now-available</loc><lastmod>2026-07-07T20:31:10.918Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-management-information-launches-us-mid-cap-equity-funds-mawer</loc><lastmod>2026-07-07T20:31:10.329Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-named-2024-gallup-exceptional-workplace-award-winner-for-second-year-in-a-row</loc><lastmod>2026-07-07T20:31:09.562Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-named-2025-gallup-exceptional-workplace-award-winner-for-third-year-in-a-row</loc><lastmod>2026-07-07T20:31:09.786Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-named-number-1-life-insurance-company-for-ai-maturity-by-evident</loc><lastmod>2026-07-07T20:31:10.636Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-named-one-of-canadas-best-50-corporate-citizens</loc><lastmod>2026-07-07T20:31:10.637Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-named-to-2021-dow-jones-sustainability-index</loc><lastmod>2026-07-07T20:31:10.922Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-named-to-2022-dow-jones-sustainability-index</loc><lastmod>2026-07-07T20:31:10.634Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-named-to-2023-dow-jones-sustainability-north-america-index</loc><lastmod>2026-07-07T20:31:10.926Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-named-to-2024-corporate-knights-global-100</loc><lastmod>2026-07-07T20:31:09.811Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-named-to-2024-dow-jones-sustainability-north-america-index</loc><lastmod>2026-07-07T20:31:11.635Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-named-to-2025-corporate-knights-global-100</loc><lastmod>2026-07-07T20:31:09.539Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-names-steve-finch-asia-president-and-ceo</loc><lastmod>2026-07-07T20:31:11.429Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-once-again-ranked-as-one-of-canadas-top-employers-2022</loc><lastmod>2026-07-07T20:31:11.657Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-once-again-ranked-one-of-canadas-top-employers</loc><lastmod>2026-07-07T20:31:11.441Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-partners-with-leading-health-tech-provider-to-deliver-the-next-generation-of-health-care-experiences-to-canadians</loc><lastmod>2026-07-07T20:31:10.175Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-partners-with-maven-clinic-to-bring-womens-and-family-health-to-members</loc><lastmod>2026-07-07T20:31:10.043Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-partners-with-national-geographic-society-to-safeguard-world-heritage-sites-from-climate-change-impacts</loc><lastmod>2026-07-07T20:31:10.147Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-president-and-ceo-roy-gori-announces-his-plans-to-retire-in-may-2025</loc><lastmod>2026-07-07T20:31:10.353Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-president-and-ceo-roy-gori-to-participate-in-fireside-chat-with-td-securities-dec-2024</loc><lastmod>2026-07-07T20:31:11.131Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-president-and-ceo-roy-gori-to-speak-at-world-economic-forum</loc><lastmod>2026-07-07T20:31:11.466Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-president-and-chief-executive-officer-phil-witherington-to-participate-in-fireside-chat-at-scotiabank-financials-summit-2025</loc><lastmod>2026-07-07T20:31:11.462Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-president-and-chief-executive-officer-roy-gori-to-participate-in-fireside-chat-at-scotiabank-financials-summit-2023</loc><lastmod>2026-07-07T20:31:09.759Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-president-and-chief-executive-officer-roy-gori-to-participate-in-fireside-chat-at-scotiabank-financials-summit-2024</loc><lastmod>2026-07-07T20:31:09.812Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-president-and-chief-executive-officer-roy-gori-to-participate-in-virtual-fireside-chat-at-scotiabank-financials-summit-2022</loc><lastmod>2026-07-07T20:31:11.127Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-president-and-chief-executive-officer-roy-gori-to-participate-in-virtual-fireside-chat-at-the-scotiabank-financials-summit</loc><lastmod>2026-07-07T20:31:11.662Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-president-and-chief-executive-officer-roy-gori-to-participate-in-virtual-fireside-chat-td-securities-2023</loc><lastmod>2026-07-07T20:31:09.571Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-president-and-chief-executive-officer-roy-gori-to-participate-in-virtual-fireside-chat-with-td-securities-nov-2021</loc><lastmod>2026-07-07T20:31:11.455Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-ranked-as-one-of-canadas-top-employers-2022</loc><lastmod>2026-07-07T20:31:11.575Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-ranked-as-one-of-the-worlds-best-employers-by-forbes-in-2021</loc><lastmod>2026-07-07T20:31:10.652Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-ranked-as-one-of-worlds-best-employers-forbes-2022</loc><lastmod>2026-07-07T20:31:10.344Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-recognized-as-one-of-canadas-most-admired-corporate-cultures-for-fifth-time</loc><lastmod>2026-07-07T20:31:11.662Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-recognized-as-one-of-canadas-most-admired-corporate-cultures-waterstone-hall-of-fame</loc><lastmod>2026-07-07T20:31:10.148Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-releases-2020-sustainability-report-and-public-accountability-statement</loc><lastmod>2026-07-07T20:31:10.92Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-releases-2021-esg-report-and-pas</loc><lastmod>2026-07-07T20:31:10.361Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-releases-2022-esg-report-and-pas</loc><lastmod>2026-07-07T20:31:09.788Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-releases-2023-sustainability-report-and-pas</loc><lastmod>2026-07-07T20:31:10.349Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-releases-2024-sustainability-report-and-pas</loc><lastmod>2026-07-07T20:31:11.13Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-releases-details-for-its-investor-day-on-june-29-2021</loc><lastmod>2026-07-07T20:31:11.447Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-releases-updated-statistical-information-package-template</loc><lastmod>2026-07-07T20:31:13.918Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-releases-webcast-details-for-its-investor-day-on-june-29-2021</loc><lastmod>2026-07-07T20:31:13.912Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-retirement-report-highlights-generational-preparedness-and-financial-resilience-as-longevity-increases</loc><lastmod>2026-07-07T20:31:14.568Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-selects-dentsu-to-power-its-global-brand-strategy</loc><lastmod>2026-07-07T20:31:13.612Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-shares-responsible-ai-principles-at-reuters-momentum-ai-summit</loc><lastmod>2026-07-07T20:31:14.557Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-statement-on-favourable-outcome-in-mosten-litigation</loc><lastmod>2026-07-07T20:31:14.751Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-supports-womens-mental-health-and-well-being-through-camh</loc><lastmod>2026-07-07T20:31:13.921Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-host-investor-day-in-asia</loc><lastmod>2026-07-07T20:31:13.756Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-issue-500-million-subordinated-notes-due-2034</loc><lastmod>2026-07-07T20:31:14.565Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-first-quarter-2021-financial-results</loc><lastmod>2026-07-07T20:31:14.551Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-first-quarter-2022-financial-results</loc><lastmod>2026-07-07T20:31:14.239Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-first-quarter-2023-financial-results</loc><lastmod>2026-07-07T20:31:13.917Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-first-quarter-2024-financial-results</loc><lastmod>2026-07-07T20:31:13.589Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-first-quarter-2025-financial-results</loc><lastmod>2026-07-07T20:31:13.105Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-fourth-quarter-and-full-year-2023-financial-results</loc><lastmod>2026-07-07T20:31:14.238Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-fourth-quarter-and-full-year-2024-results</loc><lastmod>2026-07-07T20:31:14.24Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-fourth-quarter-and-year-end-2020-financial-results</loc><lastmod>2026-07-07T20:31:13.963Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-fourth-quarter-and-year-end-2021-financial-results</loc><lastmod>2026-07-07T20:31:14.401Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-fourth-quarter-and-year-end-2022-financial-results</loc><lastmod>2026-07-07T20:31:14.64Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-second-quarter-2021-financial-results</loc><lastmod>2026-07-07T20:31:13.37Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-second-quarter-2022-financial-results</loc><lastmod>2026-07-07T20:31:13.759Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-second-quarter-2023-financial-results</loc><lastmod>2026-07-07T20:31:14.245Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-second-quarter-2024-results</loc><lastmod>2026-07-07T20:31:14.238Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-second-quarter-2025-financial-results</loc><lastmod>2026-07-07T20:31:14.712Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-third-quarter-2021-financial-results</loc><lastmod>2026-07-07T20:31:13.482Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-third-quarter-2022-financial-results</loc><lastmod>2026-07-07T20:31:13.117Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-third-quarter-2023-financial-results</loc><lastmod>2026-07-07T20:31:13.955Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-third-quarter-2024-results</loc><lastmod>2026-07-07T20:31:14.903Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulifes-new-report-sees-economys-toll-on-canadians-financial-and-mental-health-and-employers-bottom-lines</loc><lastmod>2026-07-07T20:31:14.732Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulifes-partnership-with-cifar-is-driving-groundbreaking-research-globally-four-decades-on</loc><lastmod>2026-07-07T20:31:14.243Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/many-canadians-responding-to-volatile-economy-by-engaging-in-good-financial-behaviours-and-planning</loc><lastmod>2026-07-07T20:31:14.242Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/marathon-man-goes-the-extra-mile-with-john-hancock-vitality</loc><lastmod>2026-07-07T20:31:13.758Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/may-tan-appointed-to-manulife-board-of-directors</loc><lastmod>2026-07-07T20:31:13.327Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/nancy-carroll-and-john-montalbano-appointed-to-manulifes-board-of-directors</loc><lastmod>2026-07-07T20:31:14.892Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/nearly-15-percent-rise-in-canadian-women-using-fertility-drugs-new-manulife-canada-data-shows</loc><lastmod>2026-07-07T20:31:13.37Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/new-manulife-data-shows-spike-in-adults-adhd-diagnosis</loc><lastmod>2026-07-07T20:31:13.154Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/new-report-highlights-employers-role-in-meeting-womens-menopause-fertility-and-postpartum-health-care-needs</loc><lastmod>2026-07-07T20:31:13.762Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/pandemic-falllout-manulife-wellness-report</loc><lastmod>2026-07-07T20:31:13.382Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/photo-opportunity-manulife-displays-over-12000-canadian-flags-to-remember-our-fallen-heroes</loc><lastmod>2026-07-07T20:31:13.589Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/post-pandemic-challenges-canadian-workers-losing-48-days-per-year-to-absences-and-presenteeism-according-to-manulife-data</loc><lastmod>2026-07-07T20:31:13.482Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/promoting-childrens-mental-health-through-nature-manulife-partnership-with-universite-de-montreal</loc><lastmod>2026-07-07T20:31:13.485Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/raising-the-bar-for-health-in-asia</loc><lastmod>2026-07-07T20:31:14.237Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/sip-press-release</loc><lastmod>2026-07-07T20:31:14.413Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/the-manulife-cifar-partnership-research-to-support-canadas-pandemic-recovery</loc><lastmod>2026-07-07T20:31:13.915Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/travel-coverage-helps-turn-near-disaster-into-a-dream-vacation</loc><lastmod>2026-07-07T20:31:14.233Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/two-out-of-three-canadians-want-to-be-rewarded-for-healthy-behaviour</loc><lastmod>2026-07-07T20:31:13.37Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/vanessa-kanu-appointed-to-manulife-board-of-directors</loc><lastmod>2026-07-07T20:31:13.953Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/women-insurance-agents-thrive-at-manulife-asia</loc><lastmod>2026-07-07T20:31:14.637Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-wam-brings-transformative-power-of-ai-to-its-investment</loc><lastmod>2026-07-07T20:31:22.706Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-bank-launches-streamlined-specialized-lending-suite-to-empower-advisors-and-enhance-client-experience</loc><lastmod>2026-07-07T20:31:14.582Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-canada-unveils-streamlined-platform-for-travel-agents</loc><lastmod>2026-07-07T20:31:13.115Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-and-uplink-announce-winners-of-innovating-for-asias-deomographic-future-challenge</loc><lastmod>2026-07-07T20:31:14.915Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-becomes-first-life-and-health-insurer-in-the-world-to-support-national-natural-prescription-program</loc><lastmod>2026-07-07T20:31:13.16Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-wealth-and-asset-management-brings-transformative-power-of-ai-to-its-investment-teams</loc><lastmod>2026-07-07T20:31:13.294Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-partners-with-m3-unlocking-new-insurance-opportunities-for-brokers</loc><lastmod>2026-07-07T20:31:13.211Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-third-quarter-2025-financial-results</loc><lastmod>2026-07-07T20:31:14.239Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/hai-ling-appointed-to-manulife-board-of-directors</loc><lastmod>2026-07-07T20:31:14.02Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/november-2025-announcement</loc><lastmod>2026-07-07T20:31:13.576Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-strategic-priorities</loc><lastmod>2026-07-07T20:31:14.639Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-3Q25</loc><lastmod>2026-07-07T20:31:13.311Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-becomes-first-canadian-insurer-to-offer-the-galleri-multi-cancer-early-detection-test-by-grail</loc><lastmod>2026-07-07T20:31:14.237Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-3Q25</loc><lastmod>2026-07-07T20:31:22.69Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-launches-global-longevity-institute</loc><lastmod>2026-07-07T20:31:22.707Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-named-one-of-canada-s-top-100-employers-for-the-fifth-c</loc><lastmod>2026-07-07T20:31:22.762Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-vitality-expands-with-new-partners-and-personalized-hea</loc><lastmod>2026-07-07T20:31:22.764Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-chief-financial-officer-colin-simpson-to-participate-in</loc><lastmod>2026-07-07T20:31:22.917Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-expands-segregated-fund-lineup-with-new-solutions-manag</loc><lastmod>2026-07-07T20:31:22.923Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-expands-segregated-fund-lineup-with-fidelity-global-fun</loc><lastmod>2026-07-07T20:31:22.92Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-reaches-agreement-to-sell-mvi-life-in-vietnam-to-asahi-life</loc><lastmod>2026-07-07T20:31:22.926Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-financial-corporation-prices-u-s--public-offering-of-se</loc><lastmod>2026-07-07T20:31:22.925Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-cautions-investors-regarding-ocehan-llc-offer-for-share</loc><lastmod>2026-07-07T20:31:23.048Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-launching-impact-forests--a-global-forest-restoration-i</loc><lastmod>2026-07-07T20:31:23.203Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-advances-longevity-leadership-in-canada-with-support</loc><lastmod>2026-07-07T20:31:23.192Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-fourth-quarter-and-full-year-2025-results</loc><lastmod>2026-07-07T20:31:23.195Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-canada-delivers-faster-life-insurance-approvals-with-ai</loc><lastmod>2026-07-07T20:31:23.191Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-4Q25</loc><lastmod>2026-07-07T20:31:23.19Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-4Q25</loc><lastmod>2026-07-07T20:31:23.191Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-intention-to-launch-normal-course-issuer-bid-q4-2025</loc><lastmod>2026-07-07T20:31:23.32Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-files-2025-audited-annual-financial-statements-and-related-mda</loc><lastmod>2026-07-07T20:31:23.436Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-canada-invests-1-million-in-one-of-halifax-largest-rec-centres</loc><lastmod>2026-07-07T20:31:23.445Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-2026-gallup-exceptional-workplace-award-winner</loc><lastmod>2026-07-07T20:31:23.547Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-selects-akka-to-operationalize-agentic-ai</loc><lastmod>2026-07-07T20:31:23.557Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-chief-financial-officer-colin-simpson-to-participate-in-24-annual-national-bank-conference</loc><lastmod>2026-07-07T20:31:23.623Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-canada-partners-with-osara-health-to-bring-personalized-cancer-support-to-canadians</loc><lastmod>2026-07-07T20:31:23.69Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-management-information-circular-and-annual-report-2025-now-available</loc><lastmod>2026-07-07T20:31:23.758Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-canada-announces-1-million-commitment-to-power-dementia-prevention-clinic-in-quebec</loc><lastmod>2026-07-07T20:31:23.937Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-release-first-quarter-2026-results</loc><lastmod>2026-07-07T20:31:24.112Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-and-the-world-economic-forums-uplink-initiative-launch-</loc><lastmod>2026-07-07T20:31:24.128Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/access-to-fertility-coverage-remains-limited-manulife-data-shows</loc><lastmod>2026-07-07T20:31:24.146Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-commits-to-expand-youth-mental-health-prevention-across-quebec</loc><lastmod>2026-07-07T20:31:24.149Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-financial-announces-conversion-privileges-for-its-serie</loc><lastmod>2026-07-07T20:31:24.218Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-global-chief-ai-officer-jodie-wallis-named-best-executive</loc><lastmod>2026-07-07T20:31:25.821Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-turns-longevity-into-action-through-volunteerism-with-first-ever-global-impact-week</loc><lastmod>2026-07-07T20:31:25.847Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-releases-2025-sustainability-report-and-public-accountability-statement</loc><lastmod>2026-07-07T20:31:25.817Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-preferred-share-dividends-1q26</loc><lastmod>2026-07-07T20:31:25.823Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-declares-common-share-dividend-1q26</loc><lastmod>2026-07-07T20:31:26.002Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-election-of-directors-q1-2026</loc><lastmod>2026-07-07T20:31:26.153Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-wealth-and-asset-management-continues-to-build-its-ai-leadership</loc><lastmod>2026-07-07T20:31:26.163Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-executive-leadership-team-changes</loc><lastmod>2026-07-07T20:31:26.154Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-dividend-rates-non-cumulative-rate-reset-class-1-shares-series-3</loc><lastmod>2026-07-07T20:31:26.375Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/mental-fatigue-and-burnout-drive-productivity-losses-equivalent-to-46-working-days-per-employee-manulife-canada-report</loc><lastmod>2026-07-07T20:31:26.379Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-to-issue-s500-million-subordinated-notes-due-2036</loc><lastmod>2026-07-07T20:31:26.37Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-wealth-and-asset-management-expands-exclusive-health-and-wellness-offers-to-retirement-plan-members-and-wealth-clients-in-canada</loc><lastmod>2026-07-07T20:31:26.653Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-results-of-conversion-privileges-of-class-1-preferred-shares-series-3-series-4</loc><lastmod>2026-07-07T20:31:26.653Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-earns-celent-model-insurer-recognition-for-ai-leadership-in-underwriting</loc><lastmod>2026-07-07T20:31:26.648Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-named-number-one-life-insurer-for-ai-maturity-for-second-consecutive-year-by-evident</loc><lastmod>2026-07-07T20:31:26.653Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-announces-interest-rate-reset-on-limited-recourse-capital-notes-series-1</loc><lastmod>2026-07-07T20:31:26.748Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/as-life-milestones-shift-manulife-urges-canadians-to-review-their-financial-protection</loc><lastmod>2026-07-07T20:31:26.859Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/news/manulife-named-to-corporate-knights-best-50-corporate-citizens-in-canada-for-sixth-consecutive-year</loc><lastmod>2026-07-07T20:31:26.853Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/markets</loc><lastmod>2026-07-07T20:30:50.288Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/privacy-policy</loc><lastmod>2026-07-07T20:30:50.233Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/privacy-policy/privacy-statement</loc><lastmod>2026-07-07T20:30:50.197Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/manulife-re</loc><lastmod>2026-07-07T20:30:50.311Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/investors</loc><lastmod>2026-07-07T20:30:46.197Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/investors/stock-information</loc><lastmod>2026-07-07T20:30:49.976Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/investors/upcoming-events</loc><lastmod>2026-07-07T20:30:49.982Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/investors/dividends</loc><lastmod>2026-07-07T20:30:49.986Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/investors/results-and-reports</loc><lastmod>2026-07-07T20:30:50.011Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/investors/ratings</loc><lastmod>2026-07-07T20:30:49.902Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/investors/past-events</loc><lastmod>2026-07-07T20:30:50.202Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/investors/shareholder-services</loc><lastmod>2026-07-07T20:30:46.588Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/investors/shareholder-services/preferred-shares</loc><lastmod>2026-07-07T20:30:49.965Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/investors/shareholder-services/unclaimed-benefits</loc><lastmod>2026-07-07T20:30:49.962Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/investors/investor-day</loc><lastmod>2026-04-08T14:08:02.568Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/investors/annual-meeting</loc><lastmod>2026-07-07T20:30:53.832Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/investors/investor-contacts</loc><lastmod>2026-07-07T20:30:49.731Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/investors/strategy</loc><lastmod>2026-07-07T20:30:49.988Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/fraud-prevention-centre</loc><lastmod>2026-07-07T20:30:50.193Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/corporate-governance</loc><lastmod>2026-07-07T20:30:49.456Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/corporate-governance/board-committees</loc><lastmod>2026-07-07T20:30:49.701Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/corporate-governance/board-of-directors</loc><lastmod>2026-07-07T20:30:49.719Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/who-we-are</loc><lastmod>2026-07-07T20:30:46.171Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/who-we-are/our-leaders</loc><lastmod>2026-07-07T20:30:49.368Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/who-we-are/our-story</loc><lastmod>2026-07-07T20:30:49.655Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/sign-in</loc><lastmod>2026-07-07T20:30:49.637Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/ai</loc><lastmod>2026-06-11T18:43:50.281Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/ai/sales-enablement</loc><lastmod>2026-07-07T20:30:49.696Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/ai/quick-quote</loc><lastmod>2026-07-07T20:30:49.616Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/ai/lease-summarization</loc><lastmod>2026-07-07T20:30:49.688Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/ai/contact-centre-optimizations</loc><lastmod>2026-07-07T20:30:49.612Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/ai/responsible-ai-principles</loc><lastmod>2026-03-31T00:25:34.703Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/sustainability</loc><lastmod>2026-07-07T20:30:46.275Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/sustainability/esg-reporting</loc><lastmod>2026-07-07T20:30:49.433Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/sustainability/governance</loc><lastmod>2026-07-07T20:30:49.449Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/sustainability/climate-change</loc><lastmod>2026-05-13T11:13:54.011Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/sustainability/governance-and-disclosures</loc><lastmod>2026-07-07T20:30:50.087Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/sustainability/impact-agenda</loc><lastmod>2026-05-13T11:03:12.373Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/year-in-review/ceo-letter</loc><lastmod>2026-07-07T20:30:49.557Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/year-in-review/chair-letter</loc><lastmod>2026-07-07T20:30:49.551Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/inclusion</loc><lastmod>2026-07-07T20:30:50.196Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/better</loc><lastmod>2025-11-17T21:07:43.016Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/contact</loc><lastmod>2026-07-07T20:30:45.708Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/contact/headquarters</loc><lastmod>2026-07-07T20:30:45.699Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/contact/media</loc><lastmod>2026-07-07T20:30:45.694Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/products</loc><lastmod>2026-07-07T20:30:46.55Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/equipe-mondiale-clients-fortunes</loc><lastmod>2026-07-07T20:30:48.407Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/longevity-institute</loc><lastmod>2026-07-07T20:30:46.719Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/longevity-institute/initiatives</loc><lastmod>2026-07-07T20:30:49.564Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/about-us/sitemap</loc><lastmod>2026-07-07T20:30:50.432Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/outils</loc><lastmod>2026-07-07T20:30:47.322Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/outils/evaluation-du-bien-etre-financier</loc><lastmod>2026-07-07T20:30:52.469Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/outils/investir</loc><lastmod>2026-07-07T20:30:52.472Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/outils/sens-savant</loc><lastmod>2026-07-07T15:18:54.342Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/outils/sens-savant/l-argent</loc><lastmod>2026-07-07T20:30:52.564Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/outils/sens-savant/besoins-et-desirs</loc><lastmod>2026-07-07T20:30:52.499Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/outils/sens-savant/cartes-debit-credit</loc><lastmod>2026-07-07T20:30:52.5Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/outils/style-d-investisseur</loc><lastmod>2026-02-04T20:17:34.934Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/formulaires</loc><lastmod>2026-07-07T20:30:52.447Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/formulaires/tous-les-formulaires</loc><lastmod>2026-07-07T20:30:52.463Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/impot</loc><lastmod>2026-07-07T20:30:55.427Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/application-mobile</loc><lastmod>2026-07-07T20:30:49.259Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/ryan-jacobs0</loc><lastmod>2026-01-28T16:36:27.675Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/simon-gamache</loc><lastmod>2026-01-28T16:36:27.729Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/nathan-w-thooft-cfa</loc><lastmod>2026-01-28T16:06:54.781Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/manulife-investment-management</loc><lastmod>2026-01-28T16:36:27.552Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/nadia-live-cfa</loc><lastmod>2026-01-28T16:36:27.603Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/alex-grassino</loc><lastmod>2026-01-28T16:36:27.35Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/emory-w-sandy-sanders-jr-cfa</loc><lastmod>2026-01-28T16:36:27.463Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/ryan-p-lentell-cfa</loc><lastmod>2026-01-28T16:36:27.698Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/alexandre-m-richard-cfa</loc><lastmod>2026-01-30T15:09:13.608Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/david-lesukoski-cfa</loc><lastmod>2026-01-28T16:36:27.426Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/eric-hudon-dufour</loc><lastmod>2026-01-28T16:36:27.484Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/toba-fryer</loc><lastmod>2026-01-28T16:36:27.752Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/james-robertson</loc><lastmod>2026-01-28T16:36:27.528Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/misbah-lalani-cfa</loc><lastmod>2026-01-28T16:36:27.582Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/altaf-nanji</loc><lastmod>2026-01-28T16:36:27.386Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/patrick-jean-mary</loc><lastmod>2026-01-28T16:36:27.631Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/roberto-sanchez-dahl-cfa</loc><lastmod>2026-01-28T16:36:27.651Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/fraser-wiswell</loc><lastmod>2026-01-28T16:36:27.505Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/christine-dear</loc><lastmod>2026-01-28T16:36:27.406Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/elizabeth-evans-cfa</loc><lastmod>2026-01-28T16:36:27.444Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/michael-banfield</loc><lastmod>2026-01-28T16:37:50.055Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/tian-shen-cfa</loc><lastmod>2026-01-28T16:37:50.191Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/alyson-slater</loc><lastmod>2026-01-28T16:37:49.815Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/james-robertson-cim</loc><lastmod>2026-02-24T17:05:03.883Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/emilie-paquet--fsa</loc><lastmod>2026-01-28T16:37:49.879Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/jenny-kim-cfa</loc><lastmod>2026-01-28T16:37:49.951Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/robert-wernic</loc><lastmod>2026-01-28T16:37:50.132Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/brandon-lewis</loc><lastmod>2026-01-28T16:37:49.859Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/matthew-d-miskin</loc><lastmod>2026-01-28T16:37:50.016Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/matthew-fedors</loc><lastmod>2026-01-28T16:37:50.035Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/richard-tarr-cfa</loc><lastmod>2026-01-28T16:37:50.113Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/sue-trinh</loc><lastmod>2026-01-28T16:37:50.171Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/avyanna-de-biswas</loc><lastmod>2026-01-28T16:37:49.835Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/novina-low</loc><lastmod>2026-01-28T16:37:50.074Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/patrick-carneiro</loc><lastmod>2026-01-28T16:37:50.094Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/luke-browne</loc><lastmod>2026-01-28T16:37:49.989Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/emily-r-roland-cima</loc><lastmod>2026-01-28T16:37:49.911Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/steve-aquino</loc><lastmod>2026-01-28T16:37:50.152Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/jonathan-t-white-cfa</loc><lastmod>2026-01-28T16:37:49.969Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/vladimir-van-themsche</loc><lastmod>2026-01-28T16:37:50.211Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/greg-peterson</loc><lastmod>2026-01-28T16:38:42.701Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/eric-menzer-cfa-caia-aif</loc><lastmod>2026-01-28T16:38:42.639Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/brett-marchand</loc><lastmod>2026-01-28T16:38:42.546Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/frances-donald</loc><lastmod>2026-01-28T16:38:42.681Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/john-t-perda</loc><lastmod>2026-01-28T16:38:42.786Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/Michael-Scanlon-Jr-CFA</loc><lastmod>2026-01-28T16:38:42.521Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/jonathan-roberts</loc><lastmod>2026-01-28T16:38:42.804Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/chris-bisson</loc><lastmod>2026-01-28T16:38:42.565Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/kelly-shea-cfa-caia</loc><lastmod>2026-01-28T16:38:42.883Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/macan-nia-cfa</loc><lastmod>2026-01-28T16:38:42.902Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/darcy-hutchinson</loc><lastmod>2026-01-28T16:38:42.618Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/christian-deckart</loc><lastmod>2026-01-28T16:38:42.582Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/imran-doha</loc><lastmod>2026-01-28T16:38:42.746Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/marc-antoine-morin</loc><lastmod>2026-01-28T16:38:42.927Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/katie-wu</loc><lastmod>2026-01-28T16:38:42.843Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/keith-h-van-etten-caia-cfp-cima</loc><lastmod>2026-01-28T16:38:42.864Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/erica-hall</loc><lastmod>2026-01-28T16:38:42.658Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/iraz-soyalp-phd</loc><lastmod>2026-01-28T16:38:42.767Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/julie-seberras</loc><lastmod>2026-01-28T16:38:42.822Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/vishal-mansukhani-cfa</loc><lastmod>2026-01-28T16:38:42.991Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/Dominique-Lapointe</loc><lastmod>2026-01-28T16:38:42.497Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/haiqi-gao</loc><lastmod>2026-01-28T16:38:42.727Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/tax-retirement-estate-planning-services-team</loc><lastmod>2026-01-28T16:38:42.971Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/ryan-jacobs</loc><lastmod>2026-01-28T16:38:42.953Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/craig-scordellis</loc><lastmod>2026-01-28T16:38:42.6Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/susan-a-curry</loc><lastmod>2026-01-28T16:39:43.686Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/robert-sykes-cfa</loc><lastmod>2026-01-28T16:39:43.556Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/brian-j-kernohan</loc><lastmod>2026-01-28T16:39:43.13Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/nisha-pandit</loc><lastmod>2026-01-28T16:39:43.475Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/rachid-boufarsi</loc><lastmod>2026-01-28T16:39:43.537Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/jessica-harrison</loc><lastmod>2026-01-28T16:39:43.376Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/kiley-hannan</loc><lastmod>2026-01-28T16:39:43.395Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/benjamin-w-forssell-cfa</loc><lastmod>2026-01-28T16:39:43.104Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/taras-mintenko-cfa</loc><lastmod>2026-01-28T16:39:43.715Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/mark-shimmin</loc><lastmod>2026-01-28T16:39:43.436Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/Manar-Hassan-Agha</loc><lastmod>2026-01-28T16:39:43.085Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/roshan-thiru-cfa</loc><lastmod>2026-01-28T16:39:43.595Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/peter-mennie</loc><lastmod>2026-01-28T16:39:43.518Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/michael-strzelecki-cfa</loc><lastmod>2026-01-28T16:39:43.456Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/ivan-chun-hung-ma-cpa</loc><lastmod>2026-01-28T16:39:43.296Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/colin-purdie</loc><lastmod>2026-01-28T16:39:43.149Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/hugo-belanger</loc><lastmod>2026-02-20T14:06:56.275Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/jack-ko</loc><lastmod>2026-01-28T16:39:43.316Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/mark-evans</loc><lastmod>2026-01-28T16:39:43.414Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/robi-krempus</loc><lastmod>2026-01-28T16:39:43.575Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/solutions-magazine</loc><lastmod>2026-03-02T15:28:35.481Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/jeffrey-n-given-cfa</loc><lastmod>2026-01-28T16:39:43.358Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/eric-theoret</loc><lastmod>2026-01-28T16:39:43.167Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/erin-patterson</loc><lastmod>2026-01-28T16:39:43.205Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/geoffrey-kelley-cfa</loc><lastmod>2026-01-28T16:39:43.224Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/olivier-gregoire</loc><lastmod>2026-01-28T16:39:43.496Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/sean-mckerroll-cfa</loc><lastmod>2026-01-28T16:39:43.628Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/igor-gladyr-cfa</loc><lastmod>2026-01-28T16:39:43.277Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/jeff-cocker</loc><lastmod>2026-01-28T16:39:43.334Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/erica-camilleri</loc><lastmod>2026-01-28T16:39:43.188Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/andrew-diorio</loc><lastmod>2026-01-28T16:40:21.451Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/jonathan-popper</loc><lastmod>2026-01-28T16:40:21.569Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/richard-bodio-jr-cfa</loc><lastmod>2026-01-28T16:40:21.63Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/anthony-guarnieri</loc><lastmod>2026-01-28T16:40:21.471Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/kevin-headland</loc><lastmod>2026-01-28T16:40:21.586Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/dr-georgia-pomaki-cdmp</loc><lastmod>2026-01-28T16:40:21.533Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/neal-capecci-cfa</loc><lastmod>2026-01-28T16:40:21.605Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/chris-caliguire</loc><lastmod>2026-01-28T16:40:21.489Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/vladyslav--vlad--kyrychenko--phd--cfa</loc><lastmod>2026-01-28T16:40:21.652Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/david-dugdale-phd-cfa</loc><lastmod>2026-01-28T16:40:21.508Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/jeff-barricelli-cfa</loc><lastmod>2026-01-28T16:40:21.551Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/bio/yuting-shao</loc><lastmod>2026-07-03T19:20:04.451Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives</loc><lastmod>2026-07-07T20:30:45.356Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2022/rajustement-a-valeur-marchande</loc><lastmod>2026-07-07T20:31:06.645Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2022/qu-est-ce-que-la-planification-successorale</loc><lastmod>2026-07-07T20:31:06.358Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2022/inflation-planification-retraite</loc><lastmod>2026-07-07T20:31:06.834Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2022/cinq-nouveaux-conseils-epargner-reer</loc><lastmod>2026-07-07T20:31:01.72Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2022/sources-de-revenus-retraite</loc><lastmod>2026-07-07T20:31:06.447Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2022/epargner-investir-objectifs-court-long-terme</loc><lastmod>2026-07-07T20:31:06.372Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2022/ce-qu-il-faut-savoir-avant-de-rencontrer-un-conseiller-financier</loc><lastmod>2026-07-07T20:31:06.415Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2022/combien-d-argent-retraite-au-canada</loc><lastmod>2026-07-07T20:31:06.653Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2022/comment-eviter-cinq-erreurs-courantes-en-placement</loc><lastmod>2026-07-07T20:31:06.446Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2022/objectifs-smart-brillants</loc><lastmod>2026-07-07T20:31:06.066Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2022/quand-commencer-a-epargner-pour-la-retraite</loc><lastmod>2026-07-07T20:31:06.833Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2022/repercussions-hausse-taux-d-interet</loc><lastmod>2026-07-07T20:31:06.157Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2022/placements-fondes-sur-facteurs-esg</loc><lastmod>2026-07-07T20:31:06.645Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2022/comment-fonctionnent-les-placements</loc><lastmod>2026-07-07T20:31:06.435Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2022/les-abcs-de-l-esg</loc><lastmod>2026-07-07T20:31:06.651Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/proteger-renseignements-personnels-en-ligne</loc><lastmod>2026-07-07T20:31:02.041Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/flambee-des-prix</loc><lastmod>2026-07-07T20:31:02.034Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/faillites-bancaires-evenements-imprevus-et-decisions-difficiles</loc><lastmod>2026-07-07T20:31:01.728Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/regime-si-je-change-d-emploi</loc><lastmod>2026-07-07T20:31:06.957Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/fonds-a-risque-cible</loc><lastmod>2026-07-07T20:31:02.318Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/qu-est-ce-que-le-risque-de-placement</loc><lastmod>2026-07-07T20:31:02.52Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/abc-economie</loc><lastmod>2026-07-07T20:31:02.328Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/plafond-de-cotisation-reer</loc><lastmod>2026-07-07T20:31:02.544Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/litteratie-financiere-pour-les-enfants</loc><lastmod>2026-07-07T20:31:01.865Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/difficultes-banques-americaines</loc><lastmod>2026-07-07T20:31:02.538Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/qu-est-ce-que-le-defaut-de-paiement</loc><lastmod>2026-07-07T20:31:02.311Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/garder-finances-personnelles-bonne-voie-recession</loc><lastmod>2026-07-07T20:31:01.911Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/qu-est-ce-qu-un-beneficiaire</loc><lastmod>2026-07-07T20:31:02.323Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/qu-est-ce-qu-un-reer</loc><lastmod>2026-07-07T20:31:02.323Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/investir-regime-retraite-collectif</loc><lastmod>2026-07-07T20:31:02.029Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/les-faillites-bancaires-creent-des-risques-et-des-occasions</loc><lastmod>2026-07-07T20:31:01.73Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/indicateurs-economiques</loc><lastmod>2026-07-07T20:31:02.305Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/que-sont-les-dividendes</loc><lastmod>2026-07-07T20:31:02.315Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/en-quoi-consiste-fonds-axe-sur-date-cible</loc><lastmod>2026-07-07T20:31:02.329Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/incontournables-fonds-d-urgence</loc><lastmod>2026-07-07T20:31:01.869Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/regime-rentes-quebec-regime-pensions-canada</loc><lastmod>2026-07-07T20:31:01.866Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/pertinence-investissement-durable</loc><lastmod>2026-07-07T20:31:02.315Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/sept-conseils-separation-ou-divorce</loc><lastmod>2026-07-07T20:31:02.316Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/constitution-patrimoine-a-amelioration-sante-financiere</loc><lastmod>2026-07-07T20:31:01.86Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/que-sont-les-fonds-distincts</loc><lastmod>2026-07-07T20:31:02.317Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/incidence-recession-epargne-retraite</loc><lastmod>2026-07-07T20:31:01.928Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/dettes-prendre-les-choses-en-main</loc><lastmod>2026-07-07T20:31:01.915Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/cadre-pour-naviguer-dans-une-incertitude-massive-et-de-choc</loc><lastmod>2026-07-07T20:31:01.864Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/gestion-portefeuille-active-ou-passive</loc><lastmod>2026-07-07T20:31:01.724Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/comment-optimiser-declaration-de-revenus</loc><lastmod>2026-07-07T20:31:01.913Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/gerer-finances-personnelles-quarantaine</loc><lastmod>2026-07-07T20:31:02.32Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/une-voie-a-suivre-pour-soutenir-le-bien-etre-financier-des-employes</loc><lastmod>2026-07-07T20:31:01.729Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/strategie-de-retrait-retraite</loc><lastmod>2026-07-07T20:31:01.571Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/reequilibrer-portefeuille-retraite</loc><lastmod>2026-07-07T20:31:01.418Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/repartition-placements-compte-epargne-retraite-diversifie</loc><lastmod>2026-07-07T20:31:01.426Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/avantages-programme-bien-etre-financier-employes-employeurs</loc><lastmod>2026-07-07T20:31:01.58Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/categories-d-actif-strategie-de-placement</loc><lastmod>2026-07-07T20:31:01.567Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/rembourser-prets-etudiants-ou-epargner-retraite</loc><lastmod>2026-07-07T20:31:01.723Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/comment-investir-a-la-retraite</loc><lastmod>2026-07-07T20:31:01.568Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/planifier-epargner-etudes-enfants</loc><lastmod>2026-07-07T20:31:01.421Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/fonds-axes-sur-date-cible-investir</loc><lastmod>2026-07-07T20:31:01.721Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2023/strategies-repartition-de-l-actif-retraite</loc><lastmod>2026-07-07T20:31:01.649Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/comment-utiliser-rendement-d-impot</loc><lastmod>2026-07-07T20:31:01.196Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/qu-est-ce-que-le-marche-boursier</loc><lastmod>2026-07-07T20:31:01.316Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/changements-imposition-des-gains-en-capital</loc><lastmod>2026-07-07T20:31:00.636Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/passer-l-hiver-au-soleil</loc><lastmod>2026-07-07T20:31:01.123Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/maximisez-avantages-reer</loc><lastmod>2026-07-07T20:31:00.835Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/cinq-facteurs-demenager-retraite</loc><lastmod>2026-07-07T20:31:00.828Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/quand-effectuer-retrait-reer</loc><lastmod>2026-07-07T20:31:01.424Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/trois-strategies-placement-periode-electorale</loc><lastmod>2026-07-07T20:31:01.154Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/trois-facons-maximiser-reer</loc><lastmod>2026-07-07T20:31:01.125Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/conseils-financiers-cohabitation-intergenerationelle-canada</loc><lastmod>2026-07-07T20:31:00.835Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/cinq-conseils-pour-un-budget-des-fetes-abordable</loc><lastmod>2026-07-07T20:31:00.838Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/nouveaux-canadiens-conseiller</loc><lastmod>2026-07-07T20:31:01.43Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/liste-verification-fiscale-retraites</loc><lastmod>2026-07-07T20:31:01.123Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/cinq-erreurs-planification-de-retraite</loc><lastmod>2026-07-07T20:31:01.022Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/comprendre-le-rendement-des-fonds</loc><lastmod>2026-07-07T20:31:01.126Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/cd-rpa-abc-epargne-retraite</loc><lastmod>2026-07-07T20:31:00.832Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/qu-est-ce-qu-un-marche-haussier</loc><lastmod>2026-07-07T20:31:01.427Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/personnes-nouvellement-arrivees-canada-adherer-regime-retraite-collectif</loc><lastmod>2026-07-07T20:31:00.623Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/planification-fiscale-retraite</loc><lastmod>2026-07-07T20:31:01.158Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/ce-qu-il-faut-considerer-retraite</loc><lastmod>2026-07-07T20:31:01.148Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/emmenager-avec-votre-enfant-adulte</loc><lastmod>2026-07-07T20:31:01.166Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/epargne-retraite-fonds-d-epargne-d-urgence</loc><lastmod>2026-07-07T20:31:00.839Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/faciliter-epargne-retraite-telephone</loc><lastmod>2026-07-07T20:31:00.827Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/cinq-raisons-revue-annuelle-epargne-retraite</loc><lastmod>2026-07-07T20:31:00.835Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/modifications-regles-du-frv-quebec</loc><lastmod>2026-07-07T20:31:01.018Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/cotiser-a-votre-reer-pas-trop-tard</loc><lastmod>2026-07-07T20:31:01.049Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/reer-achat-maison</loc><lastmod>2026-07-07T20:31:01.137Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/aide-memoire-financier-nouveaux-arrivants-canada</loc><lastmod>2026-07-07T20:31:01.434Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/qu-est-ce-que-l-acquisition-des-droits</loc><lastmod>2026-07-07T20:31:01.203Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2024/changez-d-emploi-six-decisions-financieres</loc><lastmod>2026-07-07T20:31:00.828Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/pourquoi-chaque-femme-a-besoin-d-un-plan-de-retraite-et-d-un-plan-b</loc><lastmod>2026-07-07T20:31:00.436Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/qu-est-ce-que-la-volatilite-des-marches</loc><lastmod>2026-07-07T20:31:00.434Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/meilleur-moyen-simplifier-planification-retraite</loc><lastmod>2026-07-07T20:31:00.422Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/trois-questions-plan-de-retraite</loc><lastmod>2026-07-07T20:31:00.435Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/retraite-imminente-comprendre-l-impact-des-recessions-sur-l-epargne</loc><lastmod>2026-07-07T20:31:00.414Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/comment-gerer-le-stress-a-l-approche-de-la-retraite</loc><lastmod>2026-07-07T20:31:00.42Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/votre-cybersecurite-comment-vous-proteger-en-ligne</loc><lastmod>2026-07-07T20:31:00.547Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/quand-mettre-a-jour-un-beneficiaire</loc><lastmod>2026-07-07T20:31:00.427Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/quatre-strategies-de-placement-a-long-terme-pour-faire-croitre-votre-epargne</loc><lastmod>2026-07-07T20:31:00.433Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/comprendre-les-marches-baissiers</loc><lastmod>2026-07-07T20:31:00.433Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/mise-a-jour-de-vos-finances</loc><lastmod>2026-07-07T20:31:02.786Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/comprendre-les-etats-financiers</loc><lastmod>2026-07-07T20:31:02.541Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/avez-vous-des-dettes-dans-vos-50-ans</loc><lastmod>2026-07-07T20:31:02.713Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/pouvez-vous-prendre-votre-retraite-en-periode-de-ralentissement-du-marche</loc><lastmod>2026-07-07T20:31:02.79Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/avantages-et-inconvenients-de-la-reduction-pour-la-retraite</loc><lastmod>2026-07-07T20:31:02.535Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/qu-est-ce-qu-un-celi</loc><lastmod>2026-07-07T20:31:02.551Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/cinq-erreurs-de-placement-a-eviter</loc><lastmod>2026-07-07T20:31:02.79Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/regime-d-epargne-retraite-collectif-conseils-d-experts</loc><lastmod>2026-07-07T20:31:02.537Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/comment-realiser-vos-reves-de-retraite</loc><lastmod>2026-07-07T20:31:02.54Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/que-se-passe-t-il-lors-d-une-recession</loc><lastmod>2026-07-07T20:31:02.556Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/comment-tirer-le-meilleur-parti-de-vos-rencontres-avec-un-conseiller-financier</loc><lastmod>2026-07-07T20:31:02.557Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/proteger-fraude-vol-d-identite</loc><lastmod>2026-07-07T20:31:02.788Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/que-sont-les-interets-composes</loc><lastmod>2026-07-07T20:31:02.782Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2025/comment-etablir-des-objectifs-financiers-a-long-terme</loc><lastmod>2026-07-07T20:31:02.534Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2026/les-avantages-d-apprendre-aux-enfants-la-gestion-de-l-argent</loc><lastmod>2026-07-07T20:31:02.545Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2026/quest-ce-que-le-conflit-au-moyen-orient-signifie-pour-votre-epargne</loc><lastmod>2026-07-07T20:31:06.074Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2026/vivre-jusqua-100-ans-a-la-retraite</loc><lastmod>2026-07-07T20:31:23.792Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2026/travailler-avec-un-conseiller-financier-ou-de-facon-autonome</loc><lastmod>2026-07-07T20:31:24.082Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2026/enfants-boomerang</loc><lastmod>2026-07-07T20:31:23.992Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2026/modifications-apportees-rpc-et-rap</loc><lastmod>2026-07-07T20:31:07.257Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2026/planification-du-vieillissement-chez-soi</loc><lastmod>2026-07-07T20:31:26.165Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2026/reer-et-celi-quelle-est-la-difference</loc><lastmod>2026-07-07T20:31:07.262Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2026/5-conseils-pour-vous-aider-a-epargner-pour-lavenir-de-votre-enfant</loc><lastmod>2026-07-07T20:31:07.317Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2026/quatre-conseils-dutilisation-de-lia-dans-la-planification-financiere</loc><lastmod>2026-07-07T20:31:26.525Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2026/suivre-un-influenceur-financier</loc><lastmod>2026-07-07T20:31:07.302Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/ressources/perspectives/2026/lindependance-financiere-de-la-generation-z</loc><lastmod>2026-07-07T20:31:07.657Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/apercu</loc><lastmod>2026-07-07T20:30:49.026Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/apercu/medias-sociaux</loc><lastmod>2026-07-07T20:30:52.936Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/apercu/responsabilites-participant</loc><lastmod>2026-07-07T20:30:52.935Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/apercu/acces-regime</loc><lastmod>2026-07-07T20:30:52.932Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/apercu/hidden/webinaires</loc><lastmod>2026-06-30T18:37:24.92Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/apercu/hidden/webinaires/reglements</loc><lastmod>2026-07-07T20:30:52.793Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/apercu/hidden/webinaires/epargner-ou-rembourser</loc><lastmod>2026-07-07T20:30:52.935Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/apercu/l-ete-de-l-epargne</loc><lastmod>2026-06-26T15:08:43.417Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/compte</loc><lastmod>2026-07-07T20:30:48.884Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/compte/adherez-maintenant</loc><lastmod>2026-07-07T20:30:55.32Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/compte/regroupez-vos-comptes</loc><lastmod>2026-05-01T18:11:52.609Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/se-preparer</loc><lastmod>2026-07-07T20:30:47.756Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/se-preparer/etapes-de-vie</loc><lastmod>2026-07-07T20:30:52.975Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/se-preparer/etapes-de-vie/retraite</loc><lastmod>2026-07-07T20:30:52.975Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/se-preparer/etapes-de-vie/epargne-reguliere</loc><lastmod>2026-07-07T20:30:53.136Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/se-preparer/etapes-de-vie/premiers-pas</loc><lastmod>2026-07-07T20:30:53.169Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/se-preparer/etapes-de-vie/les-evenements-marquants</loc><lastmod>2026-07-07T20:30:53.529Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/se-preparer/etapes-de-vie/vivre-une-transition-professionnelle</loc><lastmod>2026-07-07T20:30:53.204Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/se-preparer/trouvez-un-conseiller</loc><lastmod>2026-06-26T15:03:46.135Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/se-preparer/volatilite-des-marches</loc><lastmod>2026-03-25T13:07:40.63Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/se-preparer/longevite</loc><lastmod>2026-07-07T20:30:48.83Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/regimes</loc><lastmod>2026-07-07T20:30:47.939Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/regimes/reer-collectif</loc><lastmod>2026-07-07T20:30:55.41Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/regimes/regimes-personnels</loc><lastmod>2026-07-07T20:30:47.94Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/regimes/regimes-revenu-retraite-collectifs</loc><lastmod>2026-07-07T20:30:53.802Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/regimes/apercu-des-fonds</loc><lastmod>2026-07-07T20:30:53.107Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/regimes/programme-de-recompense-des-participants</loc><lastmod>2026-06-30T20:15:10.158Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/regimes/regimes-depargne-retraite-collectifs</loc><lastmod>2026-07-07T20:30:53.169Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/soutien</loc><lastmod>2026-07-07T20:30:45.681Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/soutien/gerer-mon-compte</loc><lastmod>2026-07-07T20:30:53.139Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/soutien/gerer-mon-argent</loc><lastmod>2026-07-07T20:30:53.282Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/soutien/gerer-mes-renseignements</loc><lastmod>2026-07-07T20:30:53.219Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/soutien/placer-de-l-argent</loc><lastmod>2026-07-07T20:30:53.275Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/soutien/me-renseigner</loc><lastmod>2026-07-07T20:30:53.379Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/soutien/placements</loc><lastmod>2026-07-07T20:30:53.283Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/soutien/soutien-a-ladhesion</loc><lastmod>2026-07-07T20:30:54.018Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/regimes-collectifs/retraite-collective/soutien/acces-au-site-web</loc><lastmod>2026-07-07T20:30:54.047Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/nous-joindre</loc><lastmod>2026-07-07T20:30:46.519Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/soutien</loc><lastmod>2026-07-07T20:30:45.737Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/apercu</loc><lastmod>2026-07-08T13:15:24.071Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/ressources</loc><lastmod>2026-07-06T20:48:35.489Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/ressources/informations-reglementaires-sur-les-comptes-de-fonds-communs-de-placement</loc><lastmod>2026-07-07T13:51:01.542Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/ressources/informations-reglementaires-sur-les-comptes-de-placement</loc><lastmod>2026-07-07T14:01:37.63Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/ressources/releves-fiscaux</loc><lastmod>2026-07-06T20:48:35.037Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/ressources/ressources-ip</loc><lastmod>2026-07-07T19:02:00.876Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/ressources/biens-non-reclames</loc><lastmod>2026-07-06T20:48:35.19Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/ressources/glossaire</loc><lastmod>2026-07-06T20:48:35.242Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/ressources/services-mobiles</loc><lastmod>2026-07-07T14:02:50.267Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives</loc><lastmod>2026-07-07T14:03:47.962Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2023/comment-une-personne-ressource-de-confiance-prc-peut-proteger-vos-comptes</loc><lastmod>2026-07-07T14:03:45.275Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2024/perspectives-sur-la-repartition-de-l-actif-evolution-de-la-croissance-mondiale</loc><lastmod>2026-07-07T14:03:45.406Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2024/ce-que-les-investisseurs-doivent-savoir-sur-la-volatilite-actuelle-des-marches-et-l-indice-vix</loc><lastmod>2026-07-07T14:03:45.705Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2024/planification-fiscale-de-fin-d-annee-strategies-cles-et-dates-importantes</loc><lastmod>2026-07-07T14:03:45.798Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2025/nous-devons-accorder-plus-d-attention-a-la-facon-dont-nous-parlons-d-argent-aux-filles</loc><lastmod>2026-07-07T14:03:46.101Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2025/dons-de-bienfaisance-la-date-limite-est-repoussee-pour-l-annee-fiscale-2024</loc><lastmod>2026-07-07T14:03:46.217Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2025/comment-faire-face-a-l-achat-d-une-premiere-maison</loc><lastmod>2026-07-07T14:03:46.859Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2025/rendements-sur-des-periodes-mobiles-une-meilleure-approche-pour-evaluer-la-performance-des-placements</loc><lastmod>2026-07-07T14:03:47.139Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2025/celi-vs-reer-comment-choisir-celui-qui-vous-convient</loc><lastmod>2026-07-07T14:03:47.196Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2025/la-trousse-en-prevision-du-deces</loc><lastmod>2026-07-07T14:03:47.268Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2025/la-valeur-de-la-planification-financiere</loc><lastmod>2026-07-07T14:03:47.295Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2025/qu-est-ce-que-l-echelonnement-des-obligations</loc><lastmod>2026-07-07T14:03:47.364Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2025/qu-est-ce-que-la-stagflation-et-quelle-est-sa-probabilite</loc><lastmod>2026-07-07T14:03:47.401Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2025/qu-est-ce-que-l-information-sur-le-cout-total</loc><lastmod>2026-07-07T14:03:47.432Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2025/quand-commencer-a-recevoir-des-prestations-du-rpc-rrq-et-de-la-sv</loc><lastmod>2026-07-07T14:03:47.461Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2025/pourquoi-les-taux-de-rendement-des-obligations-gouvernementales-ont-ils-augmente-partout-dans-le-monde</loc><lastmod>2026-07-07T14:03:47.54Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2025/le-patrimoine-des-femmes-augmente-les-conseillers-doivent-suivre-le-rythme</loc><lastmod>2026-07-07T14:03:47.579Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2026/procuration-personne-ressource-de-confiance-assistants-aux-majeurs-et-autorites-de-negociation</loc><lastmod>2026-07-07T14:03:47.648Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2026/vivre-100-ans-pourquoi-la-generation-x-ne-devrait-pas-compter-sur-l-heritage-pour-financer-sa-retraite</loc><lastmod>2026-07-07T14:03:47.688Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2026/l-ia-et-l-economie-mondiale-cap-sur-de-nouveaux-horizons</loc><lastmod>2026-07-07T14:03:47.72Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2026/canadas-spring-economic-update-2026</loc><lastmod>2026-07-07T14:03:47.762Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2026/conflit-au-moyen-orient-et-risque-de-marche</loc><lastmod>2026-07-07T14:03:47.795Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2026/procuration-personne-ressource-de-confiance-et-autorite-de-negociation</loc><lastmod>2026-07-07T14:03:47.832Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/perspectives/2026/pourquoi-davantage-de-femmes-devraient-envisager-une-carriere-comme-conseilleres-financieres</loc><lastmod>2026-07-07T14:03:47.912Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/qui-nous-sommes</loc><lastmod>2026-07-07T16:48:18.788Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/qui-nous-sommes/actualites</loc><lastmod>2026-07-06T20:48:35.965Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/qui-nous-sommes/actualites/patrimoine-manuvie-lance-son-nouveau-programme-apex-compte-a-gestion-unifiee-cgu-une-solution-investissement-simplifiee-visant-a-ameliorer-efficacite-des-conseillers-en-placement-et-a-renforcer-les-relations-avec-les-clients</loc><lastmod>2026-07-06T20:48:35.788Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/qui-nous-sommes/actualites/patrimoine-manuvie-acheve-sa-migration-technologique-dans-le-cadre-de-son-engagement-continu-a-transformer-experience-des-conseillers-et-des-clients</loc><lastmod>2026-07-06T20:48:35.822Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/qui-nous-sommes/actualites/patrimoine-manuvie-et-planification-conquest-propose-des-outils-de-planification-financiere-personnalises-aux-conseillers</loc><lastmod>2026-07-06T20:48:35.853Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/qui-nous-sommes/actualites/gestion-de-patrimoine-manuvie-ajoute-heritage-md-a-sa-plateforme-afin-delargir-leventail-de-solutions-financieres-personnalisees-quelle-offre-aux-professionnels-de-la-sante</loc><lastmod>2026-07-06T20:48:35.939Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/entrer</loc><lastmod>2026-07-06T20:48:35.566Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/trouver-un-conseiller</loc><lastmod>2026-07-07T18:58:17.073Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/trouver-un-conseiller/saverio-di-mondo</loc><lastmod>2026-07-06T20:48:34.37Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/trouver-un-conseiller/francis-gingras-roy</loc><lastmod>2026-07-06T20:48:34.407Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/trouver-un-conseiller/lynn-curtin-lange</loc><lastmod>2026-07-06T20:48:34.433Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/trouver-un-conseiller/michael-sanson</loc><lastmod>2026-07-06T20:48:34.461Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/trouver-un-conseiller/clifford-a-wiegers</loc><lastmod>2026-07-06T20:48:34.489Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/trouver-un-conseiller/thierry-jabbour</loc><lastmod>2026-07-06T20:48:34.516Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/trouver-un-conseiller/samuel-briere</loc><lastmod>2026-07-06T20:48:34.543Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/trouver-un-conseiller/kurt-rosentreter</loc><lastmod>2026-07-06T20:48:34.57Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/trouver-un-conseiller/william-frenn</loc><lastmod>2026-07-06T20:48:34.597Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/trouver-un-conseiller/jordan-r-kenna</loc><lastmod>2026-07-06T20:48:34.624Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/trouver-un-conseiller/joseph-defilippis</loc><lastmod>2026-07-06T20:48:34.652Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/nathan-w-thooft-cfa</loc><lastmod>2026-07-07T14:03:44.726Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/manulife-investment-management</loc><lastmod>2026-07-07T14:03:44.746Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/alex-grassino</loc><lastmod>2026-07-07T14:03:44.764Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/toba-fryer</loc><lastmod>2026-07-07T14:03:44.781Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/emilie-paquet--fsa</loc><lastmod>2026-07-07T14:03:44.795Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/matthew-d-miskin</loc><lastmod>2026-07-07T14:03:44.813Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/luke-browne</loc><lastmod>2026-07-07T14:03:44.831Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/emily-r-roland-cima</loc><lastmod>2026-07-07T14:03:44.846Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/macan-nia-cfa</loc><lastmod>2026-07-07T14:03:44.865Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/julie-seberras</loc><lastmod>2026-07-07T14:03:44.883Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/Dominique-Lapointe</loc><lastmod>2026-07-07T14:03:44.898Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/tax-retirement-estate-planning-services-team</loc><lastmod>2026-07-07T14:03:44.914Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/robert-sykes-cfa</loc><lastmod>2026-07-07T14:03:44.929Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/roshan-thiru-cfa</loc><lastmod>2026-07-07T14:03:44.944Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/hugo-belanger</loc><lastmod>2026-07-07T14:03:44.965Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/jeffrey-n-given-cfa</loc><lastmod>2026-07-07T14:03:44.985Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/erica-camilleri</loc><lastmod>2026-07-07T14:03:45.002Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/kevin-headland</loc><lastmod>2026-07-07T14:03:45.016Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/vladyslav--vlad--kyrychenko--phd--cfa</loc><lastmod>2026-07-07T14:03:45.031Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/howard-c-greene-cfa</loc><lastmod>2026-07-07T14:03:45.045Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/gestion-de-patrimoine-manuvie</loc><lastmod>2026-07-07T14:03:45.066Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/holly-brooks</loc><lastmod>2026-07-07T14:03:45.09Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/Pranay-Sonalkar</loc><lastmod>2026-07-07T14:03:45.109Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/kevin-headland-cim</loc><lastmod>2026-07-07T14:03:45.129Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/bio/connor-minnaar</loc><lastmod>2026-07-07T14:03:45.147Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/patrimoine-manuvie/texte-de-presentation</loc><lastmod>2026-07-07T14:33:37.465Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/apercu</loc><lastmod>2026-07-08T13:21:07.532Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/pourquoi-nous-choisir</loc><lastmod>2026-07-07T18:52:19.667Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/services</loc><lastmod>2026-07-07T18:52:11.833Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/services/gestion-placements</loc><lastmod>2026-07-07T13:15:43.607Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/services/services-successoraux</loc><lastmod>2026-07-07T13:15:43.769Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives</loc><lastmod>2026-07-07T14:04:07.879Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2023/conversation-avec-steve-driscoll-artiste-paysagiste-canadien</loc><lastmod>2026-07-07T14:04:04.646Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2023/renforcer-son-assise-financiere-occasions-d-economiser-de-l-impot-et-de-souscrire-une-assurance-pour-les-investisseurs-a-valeur-nette-elevee</loc><lastmod>2026-07-07T14:04:04.773Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2023/des-signes-encourageants</loc><lastmod>2026-07-07T14:04:04.794Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2023/economie-mondiale-recession-reportee-et-non-evitee</loc><lastmod>2026-07-07T14:04:06.031Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2023/revue-du-premier-trimestre-2023</loc><lastmod>2026-07-07T14:04:06.312Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2023/revue-du-troisieme-trimestre</loc><lastmod>2026-07-07T14:04:06.333Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2023/repenser-les-perspectives-macroeconomiques</loc><lastmod>2026-07-07T14:04:06.352Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2023/q4-2022-in-review</loc><lastmod>2026-07-07T14:04:06.721Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2024/perspectives-sur-la-repartition-de-l-actif-evolution-de-la-croissance-mondiale</loc><lastmod>2026-07-07T14:04:06.982Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2024/demystifier-les-facteurs-esg</loc><lastmod>2026-07-07T14:04:07.05Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2024/comment-les-investisseurs-peuvent-composer-avec-l-objectif-de-carboneutralite-d-ici-2050</loc><lastmod>2026-07-07T14:04:07.531Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2024/en-quoi-les-modifications-touchant-les-gains-en-capital-vous-concernent-elles</loc><lastmod>2026-07-07T14:04:07.722Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2024/themes-macroeconomiques-pour-2024</loc><lastmod>2026-07-07T14:04:07.76Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2024/affronter-ensemble-la-conjoncture-changeante</loc><lastmod>2026-07-07T14:04:07.798Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2024/naviguer-les-changements-du-marche-baisses-des-taux-d-interet-a-l-echelle-mondiale-et-reactions-des-marches</loc><lastmod>2026-07-07T14:04:07.822Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2024/revue-du-t1</loc><lastmod>2026-07-07T14:04:10.16Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2024/revue-du-quatrieme-trimestre-2023</loc><lastmod>2026-07-07T14:04:10.185Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2024/cles-de-la-reussite-des-operations-sur-le-marche-secondaire-dirigees-par-des-commandites</loc><lastmod>2026-07-07T14:04:10.208Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2024/ce-que-les-investisseurs-doivent-savoir-sur-la-volatilite-actuelle-des-marches-et-l-indice-vix</loc><lastmod>2026-07-07T14:04:10.233Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2024/la-selection-des-titres-a-revenu-fixe</loc><lastmod>2026-07-07T14:04:10.456Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2024/keeping-the-family-cottage-in-the-family</loc><lastmod>2026-07-07T14:04:10.502Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2024/perspectives-du-marche-foire-aux-questions</loc><lastmod>2026-07-07T14:04:10.583Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2025/perspectives-sur-la-repartition-de-l-actif-faire-l-equilibre-entre-les-actions-americaines-et-les-risques-commerciaux</loc><lastmod>2026-07-07T14:04:10.886Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2025/la-macro-rencontre-les-marches-5-themes-d-investissement-a-surveiller</loc><lastmod>2026-07-07T14:04:11.264Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2025/comprendre-un-premier-semestre-volatil</loc><lastmod>2026-07-07T14:04:11.305Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2025/la-dynamique-du-marche-se-poursuit-malgre-les-bruits-commerciaux</loc><lastmod>2026-07-07T14:04:11.331Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2025/perspectives-de-mi-annee-sur-les-marches-ce-qu-il-faut-savoir-pour-les-placements</loc><lastmod>2026-07-07T14:04:11.359Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2025/s-adapter-a-l-incertitude</loc><lastmod>2026-07-07T14:04:11.449Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2025/nos-perspectives-de-marche-pour-2025-traverser-une-annee-d-incertitude</loc><lastmod>2026-07-07T14:04:11.471Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2025/bilan-du-deuxieme-trimestre-2025</loc><lastmod>2026-07-07T14:04:11.524Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2025/les-baisses-de-taux-stimulent-les-actions-du-4e-trimestre-dans-un-contexte-de-turbulences-politiques</loc><lastmod>2026-07-07T14:04:11.549Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2025/la-valeur-de-la-planification-financiere</loc><lastmod>2026-07-07T14:04:12.044Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2025/what-is-stagflation-and-how-likely-is-it</loc><lastmod>2026-07-07T14:04:12.122Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2025/pourquoi-les-conseils-sont-ils-importants-naviguer-sur-les-marches</loc><lastmod>2026-07-07T14:04:12.157Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2025/pourquoi-les-taux-de-rendement-des-obligations-gouvernementales-ont-ils-augmente-partout-dans-le-monde</loc><lastmod>2026-07-07T14:04:12.238Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2025/influence-croissante-des-femmes-soutenir-l-inclusion-dans-les-conversations-financieres</loc><lastmod>2026-07-07T14:04:12.268Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2025/your-guide-to-tax-season-federal-budget-highlights</loc><lastmod>2026-07-07T14:04:12.317Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2026/une-nouvelle-annee-avec-l-espoir-d-un-changement</loc><lastmod>2026-07-07T14:04:12.407Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2026/vivre-100-ans-pourquoi-la-generation-x-ne-devrait-pas-compter-sur-l-heritage-pour-financer-sa-retraite</loc><lastmod>2026-07-07T14:04:12.432Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2026/erreurs-frequentes-dans-le-transfert-du-patrimoine-edition-du-quebec</loc><lastmod>2026-07-07T14:04:12.492Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2026/conseils-importants-pour-la-saison-des-impots</loc><lastmod>2026-07-07T14:04:12.52Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2026/perspectives-du-marche-a-quoi-s-attendre-en-2026</loc><lastmod>2026-07-07T14:04:12.546Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2026/conflit-au-moyen-orient-et-risque-de-marche</loc><lastmod>2026-07-07T14:04:12.575Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2026/l-optimisme-face-a-l-incertitude</loc><lastmod>2026-07-07T14:04:12.602Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2026/le-pouvoir-de-la-diversification</loc><lastmod>2026-07-07T14:04:12.658Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/perspectives/2026/la-longevite-nest-pas-seulement-une-question-de-chiffres-cest-un-mode-de-vie</loc><lastmod>2026-07-07T20:31:07.712Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/contact</loc><lastmod>2026-07-07T13:15:42.249Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/identifiant-manuvie</loc><lastmod>2026-07-07T13:15:42.627Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/rencontrer-equipe</loc><lastmod>2026-07-07T14:06:46.187Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/rencontrer-equipe/jacob-annous</loc><lastmod>2026-07-07T13:15:42.935Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/rencontrer-equipe/holly-brooks</loc><lastmod>2026-07-07T13:15:42.962Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/rencontrer-equipe/alexander-buffam</loc><lastmod>2026-07-07T13:15:42.987Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/rencontrer-equipe/justin-chow</loc><lastmod>2026-07-07T13:15:43.024Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/rencontrer-equipe/benny-ciancimino</loc><lastmod>2026-07-07T13:15:43.055Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/rencontrer-equipe/alex-emergui</loc><lastmod>2026-07-07T13:15:43.082Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/rencontrer-equipe/richard-houde</loc><lastmod>2026-07-06T17:22:06.958Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/rencontrer-equipe/constance-hui</loc><lastmod>2026-07-07T14:05:31.881Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/rencontrer-equipe/dimitri-kabosos</loc><lastmod>2026-07-07T13:15:43.155Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/rencontrer-equipe/yara-kahwati</loc><lastmod>2026-07-07T13:15:43.182Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/rencontrer-equipe/michael-lamantia</loc><lastmod>2026-07-06T17:21:59.801Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/rencontrer-equipe/sean-lasko</loc><lastmod>2026-07-07T13:15:43.236Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/rencontrer-equipe/conor-lunny</loc><lastmod>2026-07-07T13:15:43.268Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/rencontrer-equipe/wen-pintar</loc><lastmod>2026-07-07T13:15:43.293Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/rencontrer-equipe/dimitri-stamos</loc><lastmod>2026-07-07T13:15:43.319Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/rencontrer-equipe/ivan-tang</loc><lastmod>2026-07-07T13:15:43.352Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/nathan-w-thooft-cfa</loc><lastmod>2026-07-07T14:04:03.481Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/manulife-investment-management</loc><lastmod>2026-07-07T14:04:03.501Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/alex-grassino</loc><lastmod>2026-07-07T14:04:03.52Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/ryan-p-lentell-cfa</loc><lastmod>2026-07-07T14:04:03.537Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/toba-fryer</loc><lastmod>2026-07-07T14:04:03.553Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/alyson-slater</loc><lastmod>2026-07-07T14:04:03.569Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/james-robertson-cim</loc><lastmod>2026-07-07T14:04:03.589Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/emilie-paquet--fsa</loc><lastmod>2026-07-07T14:04:03.607Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/matthew-d-miskin</loc><lastmod>2026-07-07T14:04:03.625Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/sue-trinh</loc><lastmod>2026-07-07T14:04:03.641Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/luke-browne</loc><lastmod>2026-07-07T14:04:03.656Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/emily-r-roland-cima</loc><lastmod>2026-07-07T14:04:03.672Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/eric-menzer-cfa-caia-aif</loc><lastmod>2026-07-07T14:04:03.688Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/frances-donald</loc><lastmod>2026-07-07T14:04:03.705Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/Michael-Scanlon-Jr-CFA</loc><lastmod>2026-07-07T14:04:03.721Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/kelly-shea-cfa-caia</loc><lastmod>2026-07-07T14:04:03.737Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/macan-nia-cfa</loc><lastmod>2026-07-07T14:04:03.759Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/julie-seberras</loc><lastmod>2026-07-07T14:04:03.779Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/vishal-mansukhani-cfa</loc><lastmod>2026-07-07T14:04:03.795Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/Dominique-Lapointe</loc><lastmod>2026-07-07T14:04:03.816Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/tax-retirement-estate-planning-services-team</loc><lastmod>2026-07-07T14:04:03.835Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/susan-a-curry</loc><lastmod>2026-07-07T14:04:03.853Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/roshan-thiru-cfa</loc><lastmod>2026-07-07T14:04:03.869Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/hugo-belanger</loc><lastmod>2026-07-07T14:04:03.899Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/jeffrey-n-given-cfa</loc><lastmod>2026-07-07T14:04:03.92Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/eric-theoret</loc><lastmod>2026-07-07T14:04:03.935Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/geoffrey-kelley-cfa</loc><lastmod>2026-07-07T14:04:03.951Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/erica-camilleri</loc><lastmod>2026-07-07T14:04:03.969Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/kevin-headland</loc><lastmod>2026-07-07T14:04:03.985Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/vladyslav--vlad--kyrychenko--phd--cfa</loc><lastmod>2026-07-07T14:04:04.001Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/howard-c-greene-cfa</loc><lastmod>2026-07-07T14:04:04.017Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/kathryn-langridge</loc><lastmod>2026-07-07T14:04:04.036Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/gestion-privee-manuvie</loc><lastmod>2026-07-07T14:04:04.061Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/holly-brooks</loc><lastmod>2026-07-07T14:04:04.087Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/Pranay-Sonalkar</loc><lastmod>2026-07-07T14:04:04.112Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/kevin-headland-cim</loc><lastmod>2026-07-07T14:04:04.135Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/bio/connor-minnaar</loc><lastmod>2026-07-07T14:04:04.158Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/particuliers/patrimoine/gestion-privee/exigences-legales/conflits-interets</loc><lastmod>2026-07-07T13:15:42.315Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/retraite-collective/experience-numerique/les-avantages-des-conseils-bienplanifier</loc><lastmod>2026-05-05T13:37:10.4Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/bio/james-robertson</loc><lastmod>2026-07-07T22:35:39.448Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/bio/altaf-nanji</loc><lastmod>2026-01-28T09:52:39.603Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/bio/avyanna-de-biswas</loc><lastmod>2026-01-28T09:52:47.065Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/bio/greg-peterson</loc><lastmod>2026-01-28T09:52:47.146Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/bio/john-t-perda</loc><lastmod>2026-01-28T09:52:47.188Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/bio/tax-retirement-estate-planning-services-team</loc><lastmod>2026-01-28T09:52:47.383Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/bio/ryan-jacobs</loc><lastmod>2026-01-28T09:52:47.395Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/bio/craig-scordellis</loc><lastmod>2026-01-28T09:52:47.405Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/bio/brian-j-kernohan</loc><lastmod>2026-01-28T09:52:47.438Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/bio/nisha-pandit</loc><lastmod>2026-01-28T09:52:47.449Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/bio/benjamin-w-forssell-cfa</loc><lastmod>2026-01-28T09:52:47.491Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/bio/peter-mennie</loc><lastmod>2026-01-28T09:52:47.54Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/bio/jack-ko</loc><lastmod>2026-01-28T09:52:47.59Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/bio/eric-theoret</loc><lastmod>2026-01-28T09:52:47.641Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/bio/jonathan-popper</loc><lastmod>2026-01-28T09:52:47.733Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/bio/richard-bodio-jr-cfa</loc><lastmod>2026-01-28T09:52:47.742Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/bio/anthony-guarnieri</loc><lastmod>2026-02-20T15:04:02.547Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/bio/david-dugdale-phd-cfa</loc><lastmod>2026-01-28T09:52:47.946Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/bio/yuting-shao</loc><lastmod>2026-07-03T19:21:02.576Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/regimes-collectifs/ressources/perspectives/2026/liens-sociaux-a-la-retraite</loc><lastmod>2026-07-07T20:31:07.009Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/soutien</loc><lastmod>2026-07-07T20:30:45.745Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/entreprises/nous-joindre</loc><lastmod>2026-07-07T20:30:46.372Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu</loc><lastmod>2026-07-07T20:30:49.026Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/experience-numerique/programme-de-mobilisation-personnalise</loc><lastmod>2026-06-17T12:25:34.207Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/experience-numerique/les-avantages-des-conseils-bienplanifier</loc><lastmod>2026-05-06T15:22:42.716Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/longevite</loc><lastmod>2026-07-07T20:30:48.667Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/risque-de-deficit-de-longevite</loc><lastmod>2026-02-05T14:04:01.496Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/bibliotheque-des-infolettres</loc><lastmod>2026-07-07T20:30:48.197Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/bibliotheque-des-infolettres/slx/bulletin-des-promoteurs-slx-t4-2024</loc><lastmod>2026-02-05T13:40:50.698Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/bibliotheque-des-infolettres/slx/bulletin-des-promoteurs-slx-t1-2025</loc><lastmod>2026-02-20T13:44:23.718Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/bibliotheque-des-infolettres/slx/bulletin-dinformation-a-lintention-des-promoteurs-de-regime-slx-t3-2025</loc><lastmod>2026-02-05T16:42:11.015Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/bibliotheque-des-infolettres/slx/bulletin-des-promoteurs-slx-t2-2025</loc><lastmod>2026-01-28T09:52:49.297Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/bibliotheque-des-infolettres/slx/bulletin-des-promoteurs-slx-t3-2024</loc><lastmod>2026-02-05T14:27:08.612Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/bibliotheque-des-infolettres/mps/bulletin-des-promoteurs-mps-t4-2024</loc><lastmod>2026-02-05T13:26:53.206Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/bibliotheque-des-infolettres/mps/bulletin-des-promoteurs-mps-t1-2025</loc><lastmod>2026-02-20T13:44:08.792Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/bibliotheque-des-infolettres/mps/bulletin-des-promoteurs-de-regime-mps-q3-2024</loc><lastmod>2026-02-05T14:27:08.611Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/bibliotheque-des-infolettres/mps/bulletin-des-promoteurs-mps-t2-2025</loc><lastmod>2026-02-20T17:02:43.792Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/bibliotheque-des-infolettres/mps/bulletin-dinformation-a-lintention-des-promoteurs-de-regime-mps-t3-2025</loc><lastmod>2026-02-05T16:41:46.922Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/bibliotheque-des-infolettres/mps/bulletin-des-promoteurs-t2-2024</loc><lastmod>2026-02-20T16:46:55.384Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/bibliotheque-des-infolettres/mps/bulletin-dinformation-a-lintention-des-promoteurs-de-regime-t1-2026</loc><lastmod>2026-02-13T20:00:41.099Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/resilience-financiere-et-longevite-a-la-retraite</loc><lastmod>2026-05-21T20:34:23.228Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/volatilite-des-marches</loc><lastmod>2026-04-06T15:46:27.978Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/les-elections-et-les-marches</loc><lastmod>2026-02-05T16:50:34.432Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/connaitre-la-ligne-directrice-pour-les-regimes-de-capitalisation</loc><lastmod>2026-07-07T20:30:48.419Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/apercu-du-secteur/macroeconomiques-pour-2025</loc><lastmod>2026-04-24T20:53:30.757Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/placements/surveillance-rigoureuse-des-placements-grace-au-programme-surveillance-des-placements</loc><lastmod>2026-07-07T20:30:53.809Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/retraite-collective/placements/fonds-axes-sur-une-date-cible</loc><lastmod>2026-02-05T13:56:26.106Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/outils/obtenez-de-laide-pour-televerser-un-fichier-de-cotisations-et-gerer-les-erreurs-de-depannage</loc><lastmod>2026-07-07T20:30:48.738Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/bio/james-robertson</loc><lastmod>2026-01-28T16:46:44.885Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/bio/altaf-nanji</loc><lastmod>2026-01-28T16:46:44.753Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/bio/greg-peterson</loc><lastmod>2026-01-28T16:47:37.303Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/bio/john-t-perda</loc><lastmod>2026-01-28T16:47:37.358Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/bio/tax-retirement-estate-planning-services-team</loc><lastmod>2026-01-28T16:48:28.026Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/bio/ryan-jacobs</loc><lastmod>2026-01-28T16:48:27.449Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/bio/craig-scordellis</loc><lastmod>2026-01-28T16:48:27.066Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/bio/nisha-pandit</loc><lastmod>2026-01-28T16:48:27.345Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/bio/peter-mennie</loc><lastmod>2026-01-28T16:48:27.364Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/bio/jack-ko</loc><lastmod>2026-01-28T16:49:08.238Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/bio/eric-theoret</loc><lastmod>2026-01-28T16:49:08.114Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/bio/jonathan-popper</loc><lastmod>2026-01-28T16:49:08.31Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/bio/richard-bodio-jr-cfa</loc><lastmod>2026-01-28T16:49:08.409Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/bio/anthony-guarnieri</loc><lastmod>2026-02-20T15:03:24.306Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/bio/david-dugdale-phd-cfa</loc><lastmod>2026-01-28T16:49:08.069Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/bio/yuting-shao</loc><lastmod>2026-07-03T19:21:53.809Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives</loc><lastmod>2026-07-07T20:30:45.398Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2023/sante-mentale-et-bien-etre-financier</loc><lastmod>2026-07-07T20:31:03.677Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2023/la-fed-est-elle-aussi-accommodante-que-le-marche-le-pense</loc><lastmod>2026-07-07T20:31:03.665Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2023/stress-finances-et-bien-etre</loc><lastmod>2026-07-07T20:31:03.714Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2023/trois-themes-de-placement-a-surveiller-pour-le-reste-de-2023</loc><lastmod>2026-07-07T20:31:03.682Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2023/la-banque-du-canada-a-augmente-les-taux</loc><lastmod>2026-07-07T20:31:03.415Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2023/stress-financier-et-valeur-du-conseil-financier-pour-vos-employes</loc><lastmod>2026-07-07T20:31:03.555Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2023/placements-esg-et-votre-offre-de-regime-de-retraite</loc><lastmod>2026-07-07T20:31:03.428Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2023/turbulences-des-marches-mondiaux-ce-que-ca-signifie-pour-le-canada</loc><lastmod>2026-07-07T20:31:03.661Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2023/cadre-pour-naviguer-dans-une-incertitude-massive-et-de-choc</loc><lastmod>2026-07-07T20:31:03.675Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2023/la-retraite-est-elle-toujours-l-objectif-pour-les-regimes-a-cotisation-determinee</loc><lastmod>2026-07-07T20:31:03.722Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2023/budget-federal-2023</loc><lastmod>2026-07-07T20:31:03.413Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2023/quatre-conseils-pour-aider-les-conseillers-a-profiter-de-la-periode-des-reer</loc><lastmod>2026-07-07T20:31:03.668Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2023/participants-du-regime-prenant-leur-retraite-en-periode-de-recul-possibilite-de-recuperer-pertes</loc><lastmod>2026-07-07T20:31:03.673Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2023/cinq-facteurs-influencant-l-efficacite-d-un-portefeuille-60-40</loc><lastmod>2026-07-07T20:31:03.56Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2023/quitter-les-liquidites-strategies-obligataires-court-terme</loc><lastmod>2026-07-07T20:31:03.67Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2024/actifs-reels-prives-diversifies-diversification-reelle-avec-potentiel-de-rendements-durables</loc><lastmod>2026-07-07T20:31:03.924Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2024/qu-est-ce-que-le-marche-boursier</loc><lastmod>2026-07-07T20:31:03.829Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2024/trois-raisons-d-utiliser-l-ia-dans-votre-pratique-de-retraite</loc><lastmod>2026-07-07T20:31:03.928Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2024/compagnies-d-assurance-pour-les-regimes-d-epargne-collectifs</loc><lastmod>2026-07-07T20:31:03.919Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2024/previsions-2025-ne-pas-augmenter-le-volume</loc><lastmod>2026-07-07T20:31:03.772Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2024/comment-les-elections-americaines-peuvent-influencer-les-marches</loc><lastmod>2026-07-07T20:31:03.919Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2024/devriez-vous-offrir-un-regime-de-retraite-collectif</loc><lastmod>2026-07-07T20:31:03.936Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2024/comment-les-placements-retraite-s-alignent-avec-les-objectifs-environnementaux-a-long-terme</loc><lastmod>2026-07-07T20:31:05.981Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2024/budget-federal-2024</loc><lastmod>2026-07-07T20:31:04.635Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2024/six-choses-que-les-promoteurs-de-regimes-veulent-savoir-sur-votre-firme</loc><lastmod>2026-07-07T20:31:04.634Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2024/previsions-du-marche-2025-naviguer-scenarios-optimistes-pessimistes-et-de-base</loc><lastmod>2026-07-07T20:31:04.641Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2024/femmes-et-placement-pour-la-retraite</loc><lastmod>2026-07-07T20:31:04.637Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2024/comprendre-la-correlation-actions-obligations</loc><lastmod>2026-07-07T20:31:04.637Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2024/strategies-de-prospection-pour-les-conseillers</loc><lastmod>2026-07-07T20:31:04.64Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/comment-la-fermeture-du-gouvernement-influence-ma-retraite</loc><lastmod>2026-07-07T20:31:04.27Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/surfer-sur-la-vague-renforcer-la-resilience-face-a-la-volatilite</loc><lastmod>2026-07-07T20:31:04.266Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/a-quoi-ressemblera-la-retraite-pour-la-generation-z-trois-facons-de-les-attirer</loc><lastmod>2026-07-07T20:31:05.824Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/to-versus-through-glide-paths-whats-the-difference</loc><lastmod>2026-07-07T20:31:05.588Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/revue-t1-2025-impact-des-tarifs-et-dynamiques-geopolitiques</loc><lastmod>2026-07-07T20:31:05.446Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/point-de-vue-du-chef-des-placements-serie-4</loc><lastmod>2026-07-07T20:31:04.109Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/planification-retraite-des-baby-boomers-comment-les-employeurs-peuvent-faciliter-transition</loc><lastmod>2026-07-07T20:31:03.947Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/previsions-macro-mondiales-mi-annee-2025-ce-qui-a-change</loc><lastmod>2026-07-07T20:31:04.269Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/inegalites-croissantes-un-defi-mondial-de-durabilite-qui-necessite-notre-attention</loc><lastmod>2026-07-07T20:31:05.985Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/impact-des-tarifs-sur-les-marches-financiers</loc><lastmod>2026-07-07T20:31:04.266Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/incertitude-croissante-menaces-tarifaires-impact-sur-les-investisseurs-canadiens</loc><lastmod>2026-07-07T20:31:04.288Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/construire-un-pont-pour-des-decennies-de-retraite</loc><lastmod>2026-07-07T20:31:04.08Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/perspectives-sur-la-repartition-des-actifs-croissance-mondiale-et-dynamiques-regionales</loc><lastmod>2026-07-07T20:31:03.938Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/actions-americaines-en-recul-actions-etrangeres-en-hausse-debut-d-un-changement</loc><lastmod>2026-07-07T20:31:04.401Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/assessing-investment-risk-through-the-lens-of-longevity-risk</loc><lastmod>2026-07-07T20:31:05.44Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/placement-dans-les-terres-forestieres-avec-manuvie</loc><lastmod>2026-07-07T20:31:04.279Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/previsions-du-marche-2026-reussite-n-est-pas-toujours-hauteur-des-attentes</loc><lastmod>2026-07-07T20:31:03.937Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/voici-les-tarifs-pourquoi-il-est-trop-tot-pour-conclure</loc><lastmod>2026-07-07T20:31:04.263Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/planification-de-la-retraite-pour-les-femmes-occasion-cle-pour-professionnels-finance</loc><lastmod>2026-07-07T20:31:04.289Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/reprise-macro-en-europe-et-impact-pour-les-investisseurs</loc><lastmod>2026-07-07T20:31:04.067Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/l-importance-de-la-gouvernance-pour-la-reussite-d-un-regime</loc><lastmod>2026-07-07T20:31:04.267Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/previsions-macroeconomiques-mondiales-2026-image-plus-claire-meilleure-croissance</loc><lastmod>2026-07-07T20:31:03.941Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/quatre-catalyseurs-pour-la-force-continue-du-marche-actions-us</loc><lastmod>2026-07-07T20:31:04.101Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/impact-des-tensions-commerciales-sur-les-revenus-fixes-canadiens</loc><lastmod>2026-07-07T20:31:04.28Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/budget-federal-2025-en-bref</loc><lastmod>2026-07-07T20:31:04.097Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2025/gagner-en-ne-perdant-pas-approche-constante-pour-des-resultats-a-long-terme</loc><lastmod>2026-07-07T20:31:04.397Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2026/lia-et-leconomie-mondiale-cap-sur-de-nouveaux-horizons</loc><lastmod>2026-07-07T20:31:05.796Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2026/comment-soutenir-la-retraite-dans-un-canada-super-ag</loc><lastmod>2026-07-07T20:31:05.822Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2026/comprendre-les-placements-alternatifs</loc><lastmod>2026-07-07T20:31:23.67Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/perspectives/2026/soutenir-les-femmes-a-la-retraite</loc><lastmod>2026-07-07T20:31:07.461Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/get-support</loc><lastmod>2026-07-07T20:30:49.147Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/regimes-collectifs/ressources/get-support/soutien-a-la-remuneration-des-conseillers</loc><lastmod>2026-07-07T20:30:55.393Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/support-centre</loc><lastmod>2026-07-07T20:30:45.673Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/nous-joindre</loc><lastmod>2026-07-07T20:30:46.07Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/apercu</loc><lastmod>2026-07-07T23:06:38.695Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives</loc><lastmod>2026-07-07T14:04:28.989Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives/2025/dons-de-bienfaisance-la-date-limite-est-repoussee-pour-l-annee-fiscale-2024</loc><lastmod>2026-07-07T14:04:27.483Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives/2025/comment-les-conseillers-financiers-peuvent-ils-prevenir-la-fraude-quand-les-donnees-valent-de-l-or</loc><lastmod>2026-07-07T14:04:27.675Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives/2025/comment-faire-face-a-l-achat-d-une-premiere-maison</loc><lastmod>2026-07-07T14:04:27.699Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives/2025/comment-proteger-vos-clients-contre-la-fraude-financiere</loc><lastmod>2026-07-07T14:04:27.721Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives/2025/la-macro-rencontre-les-marches-5-themes-d-investissement-a-surveiller</loc><lastmod>2026-07-07T14:04:27.811Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives/2025/rendements-sur-des-periodes-mobiles-une-meilleure-approche-pour-evaluer-la-performance-des-placements</loc><lastmod>2026-07-07T14:04:28.012Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives/2025/celi-vs-reer-comment-choisir-celui-qui-vous-convient</loc><lastmod>2026-07-07T14:04:28.064Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives/2025/la-trousse-en-prevision-du-deces</loc><lastmod>2026-07-07T14:04:28.093Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives/2025/la-valeur-de-la-planification-financiere</loc><lastmod>2026-07-07T14:04:28.12Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives/2025/debloquez-une-plus-grande-croissance-comment-les-cgu-peuvent-vous-aider-a-gagner-du-temps-et-a-faire-passer-votre-cabinet-au-niveau-superieur</loc><lastmod>2026-07-07T14:04:28.215Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives/2025/pourquoi-les-taux-de-rendement-des-obligations-gouvernementales-ont-ils-augmente-partout-dans-le-monde</loc><lastmod>2026-07-07T14:04:28.467Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives/2025/prevention-des-fraudes-par-courriel-ce-que-les-conseillers-doivent-savoir-sur-la-cybersecurite</loc><lastmod>2026-07-07T14:04:28.554Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives/2026/procuration-personne-ressource-de-confiance-assistants-aux-majeurs-et-autorites-de-negociation</loc><lastmod>2026-07-07T14:04:28.669Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives/2026/vivre-100-ans-pourquoi-la-generation-x-ne-devrait-pas-compter-sur-l-heritage-pour-financer-sa-retraite</loc><lastmod>2026-07-07T14:04:28.719Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives/2026/l-ia-et-l-economie-mondiale-cap-sur-de-nouveaux-horizons</loc><lastmod>2026-07-07T14:04:28.748Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives/2026/conflit-au-moyen-orient-et-risque-de-marche</loc><lastmod>2026-07-07T14:04:28.807Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives/2026/procuration-personne-ressource-de-confiance-et-autorite-de-negociation</loc><lastmod>2026-07-07T14:04:28.839Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives/2026/pourquoi-davantage-de-femmes-devraient-envisager-une-carriere-comme-conseilleres-financieres</loc><lastmod>2026-07-07T14:04:28.911Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives/2026/canadas-spring-economic-update-2026</loc><lastmod>2026-07-07T20:31:07.654Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/perspectives-2024-au-canada-defis-croissants-et-potentiel-de-croissance-limite</loc><lastmod>2026-07-06T20:49:16.416Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/cgu</loc><lastmod>2026-07-07T13:57:10.122Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/occasions</loc><lastmod>2026-07-06T20:49:17.033Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/occasions/assurance-manuvie</loc><lastmod>2026-07-06T20:49:16.984Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/bio/nathan-w-thooft-cfa</loc><lastmod>2026-07-07T14:04:26.86Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/bio/alex-grassino</loc><lastmod>2026-07-07T14:04:26.879Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/bio/matthew-d-miskin</loc><lastmod>2026-07-07T14:04:26.895Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/bio/emily-r-roland-cima</loc><lastmod>2026-07-07T14:04:26.911Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/bio/macan-nia-cfa</loc><lastmod>2026-07-07T14:04:26.929Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/bio/julie-seberras</loc><lastmod>2026-07-07T14:04:26.947Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/bio/Dominique-Lapointe</loc><lastmod>2026-07-07T14:04:26.963Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/bio/tax-retirement-estate-planning-services-team</loc><lastmod>2026-07-07T14:04:26.978Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/bio/roshan-thiru-cfa</loc><lastmod>2026-07-07T14:04:26.993Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/bio/hugo-belanger</loc><lastmod>2026-07-07T14:04:27.014Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/bio/erica-camilleri</loc><lastmod>2026-07-07T14:04:27.032Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/bio/kevin-headland</loc><lastmod>2026-07-07T14:04:27.047Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/bio/gestion-de-patrimoine-manuvie</loc><lastmod>2026-07-07T14:04:27.067Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/bio/holly-brooks</loc><lastmod>2026-07-07T14:04:27.092Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/soutien</loc><lastmod>2026-07-06T20:49:17.549Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/soutien/conseiller-id-centre-de-soutien</loc><lastmod>2026-07-06T20:49:17.343Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/travailler-avec-nous</loc><lastmod>2026-07-06T20:49:18.283Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/travailler-avec-nous/pourquoi-manuvie</loc><lastmod>2026-07-06T20:49:18.162Z</lastmod></url><url><loc>https://www.manulife.com/ca/fr/conseillers/patrimoine/patrimoine-manuvie/qui-nous-sommes</loc><lastmod>2026-07-07T11:54:28.473Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/sustainability-and-esg-reporting/longevity/NIA_2025_Ageing_Report.pdf</loc><lastmod>2026-07-06T16:16:29.511Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/financial-stress/manulife-financial-resilience-and-longevity-report-2025-retirees.pdf</loc><lastmod>2026-07-06T16:16:31.281Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/financial-stress/stress-finances-and-well-being-report.pdf</loc><lastmod>2026-07-06T16:16:29.595Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/financial-stress/manulife-financial-resilience-and-longevity-report-2025-trends.pdf</loc><lastmod>2026-07-06T16:16:32.3Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/financial-stress/manulife-financial-resilience-and-longevity-report-2025-generational-insight.pdf</loc><lastmod>2026-07-06T16:16:29.954Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/financial-stress/manulife-financial-resilience-and-longevity-global-report-2025.pdf</loc><lastmod>2026-07-06T16:16:29.787Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/financial-stress/manulife-financial-resilience-and-longevity-canada-report-2025.pdf</loc><lastmod>2026-07-06T16:16:32.269Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/smartsense/smartsense-video-transcript-9-13-en.pdf</loc><lastmod>2026-07-06T16:16:31.198Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/smartsense/smartsense-video-transcript-14-18-en.pdf</loc><lastmod>2026-07-06T16:16:30.89Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/smartsense/smartsense-video-transcript-6-8-en.pdf</loc><lastmod>2026-07-06T16:16:31.459Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/longevity/perspectives-on-growing-older-the-2025-ageing-in-canada-survey-report.pdf</loc><lastmod>2026-07-06T17:38:13.362Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/mobile-apps/manulife-mobile-app-video-transcript-en.pdf</loc><lastmod>2026-07-06T17:38:15.132Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/find-an-advisor/b2c-planright-promotional-video-transcirpt-en.pdf</loc><lastmod>2026-07-06T16:16:32.229Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/mobile-contest-2026/2026-manulife-group-retirement-summer-of-savings-contest-en.pdf</loc><lastmod>2026-07-06T17:38:15.885Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/longevity-shortfall-risk/longevity-shortfall-risk-analysis-en.pdf</loc><lastmod>2026-07-06T16:16:31.254Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/target-date-funds/analyzing-the-merits-of-through-versus-to-glide-paths.pdf</loc><lastmod>2026-07-06T16:16:31.232Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/target-date-funds/comparaison-entre-les-ajustements-progressifs-avant-et-pendant-la-retraite-et-les-ajustements-jusqu-a-la-retraite.pdf</loc><lastmod>2026-07-06T16:16:31.976Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/target-date-funds/weathering-market-volatility-with-target-date-funds.pdf</loc><lastmod>2026-07-06T16:16:31.07Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/target-date-funds/surmonter-la-volatilite-des-marches-avec-les-fonds-axes-sur-une-date-cible.pdf</loc><lastmod>2026-07-06T16:16:32.31Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/sponsor-newsletters/q2-2024/white-paper-modernizing-the-guidelines-for-capital-accumulation-plans-cap-guidelines-en.pdf</loc><lastmod>2026-07-06T16:16:31.47Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/sponsor-newsletters/slx/documents/folder/2024-fund-name-change-VIP.pdf</loc><lastmod>2026-07-06T16:16:29.448Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/sponsor-newsletters/mps/documents/folder/2024-fund-name-change-VIP.pdf</loc><lastmod>2026-07-06T16:16:31.835Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/say-goodbye-to-paper/da-paperless-contest-page/say-goodbye-to-paper-contest-rules-and-regs-en-update.pdf</loc><lastmod>2026-07-06T16:16:31.219Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/say-goodbye-to-paper/da-paperless-contest-page/say-goodbye-to-paper-contest-rules-and-regs-en.pdf</loc><lastmod>2026-07-06T16:16:34.709Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/say-goodbye-to-paper/da-paperless-contest-page/concours-dites-adieu-au-papier-reglement-officiel.pdf</loc><lastmod>2026-07-06T16:16:29.736Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/explore-plans/plan-overview/the-manulife-personal-plan/member-reward-program/mrp-transcript-en.pdf</loc><lastmod>2026-07-06T16:16:34.596Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/combine-your-accounts/consolidation-combine-your-accounts-video-transcript-en.pdf</loc><lastmod>2026-07-06T17:25:50.806Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/2024-mobile-contest/manulife-group-retirement-summer-of-savings-contest-en.pdf</loc><lastmod>2026-07-06T17:38:15.695Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/2024-mobile-contest/2025-manulife-group-retirement-summer-of-savings-contest-en.pdf</loc><lastmod>2026-07-06T17:38:14.487Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/navigating-the-cap-guidelines/position-paper-understanding-the-modernized-cap-guideline-en.pdf</loc><lastmod>2026-07-06T16:16:34.566Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/navigating-the-cap-guidelines/actualisation-des-lignes-directrices-pour-les-regimes-de-capitalisation-rc.pdf</loc><lastmod>2026-07-06T16:17:47.92Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/navigating-the-cap-guidelines/comprendre-la-ligne-directrice-actualis%C3%A9e-pour-les-r%C3%A9gimes-de-capitalisation.pdf</loc><lastmod>2026-07-06T16:17:47.565Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/navigating-the-cap-guidelines/modernizing-the-guidelines-for-capital-accumulation-plans-cap-guidelines.pdf</loc><lastmod>2026-07-06T16:16:34.647Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP4993E.pdf</loc><lastmod>2026-07-06T16:16:46.309Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/PBSALIRAE.pdf</loc><lastmod>2026-07-06T16:17:47.012Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/LIRA-RSP-GRGE.pdf</loc><lastmod>2026-07-06T16:16:46.035Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP5400E.pdf</loc><lastmod>2026-07-06T16:17:47.99Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP4656E.pdf</loc><lastmod>2026-07-06T17:30:11.349Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/SKPRIFE.pdf</loc><lastmod>2026-07-06T16:16:46.023Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP0835E.pdf</loc><lastmod>2026-07-06T16:17:46.975Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/PBSARLSPE.pdf</loc><lastmod>2026-07-06T16:17:47.637Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP4931E.pdf</loc><lastmod>2026-07-06T16:17:47.204Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP0768E.pdf</loc><lastmod>2026-07-06T16:17:47.313Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP8039E.pdf</loc><lastmod>2026-07-06T16:17:47.166Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/LIRA-RSP-SOPE.pdf</loc><lastmod>2026-07-06T16:17:47.058Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP5931E.pdf</loc><lastmod>2026-07-06T16:16:45.932Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/NSSCHD4ALIFE.pdf</loc><lastmod>2026-07-06T16:17:47.862Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP4991E.pdf</loc><lastmod>2026-07-06T16:17:47.475Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP0770E.pdf</loc><lastmod>2026-07-06T16:17:48.105Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP4994E.pdf</loc><lastmod>2026-07-06T16:17:47.116Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP0954E.pdf</loc><lastmod>2026-07-06T16:17:47.371Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP4988E.pdf</loc><lastmod>2026-07-06T16:17:47.516Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/MBLIFE.pdf</loc><lastmod>2026-07-06T16:16:46.152Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP0765E.pdf</loc><lastmod>2026-07-06T16:17:47.412Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP5393E.pdf</loc><lastmod>2026-07-06T16:16:46.01Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/NSOLDLIFE.pdf</loc><lastmod>2026-07-06T16:16:45.967Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/QCLIFE.pdf</loc><lastmod>2026-07-06T16:16:46.32Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP4992E.pdf</loc><lastmod>2026-07-06T16:16:46.246Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/PBSALIFE.pdf</loc><lastmod>2026-07-06T16:16:46.208Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/ONLIFE.pdf</loc><lastmod>2026-07-06T16:16:46.066Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP0807E.pdf</loc><lastmod>2026-07-06T16:17:48.13Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP0796E.pdf</loc><lastmod>2026-07-06T16:16:46.187Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/PBSARLIFE.pdf</loc><lastmod>2026-07-06T16:17:48.261Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP4759E.pdf</loc><lastmod>2026-07-06T16:16:46.267Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP5119E.pdf</loc><lastmod>2026-07-06T16:17:47.742Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP4990E.pdf</loc><lastmod>2026-07-06T16:17:48.194Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/BCLIFE.pdf</loc><lastmod>2026-07-06T16:17:48.047Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP0955E.pdf</loc><lastmod>2026-07-06T16:17:47.806Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/MBPRIFE.pdf</loc><lastmod>2026-07-06T16:16:46.076Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/support/forms/GP8001E.pdf</loc><lastmod>2026-07-06T16:17:47.689Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/2025-year-in-review/2025-year-in-review.pdf</loc><lastmod>2026-07-06T17:25:46.383Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/join-now/resources/pdf-en/rrsp-enrolment-form-en.pdf</loc><lastmod>2026-07-06T16:17:47.243Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/market-volatility/pdf/march-2026-update-middle-east-conflict-and-market-risk-en.pdf</loc><lastmod>2026-07-06T17:25:52.551Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/tools/financial-wellness-assesment/financial-wellness-assessment-member-video-transcript-en.pdf</loc><lastmod>2026-07-06T16:18:08.308Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/landing-pages/asset-allocation-views/pdf/q4-2025-asset-allocation-views-video-transcript-en.pdf</loc><lastmod>2026-07-06T17:15:08.798Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/landing-pages/asset-allocation-views/pdf/q3-2025-asset-allocation-views-video-transcript-en.pdf</loc><lastmod>2026-07-06T17:24:32.512Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/landing-pages/asset-allocation-views/pdf/q1-2025-asset-allocation-views-video-transcript-en.pdf</loc><lastmod>2026-07-06T17:24:33.25Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/landing-pages/asset-allocation-views/pdf/q2-2024-asset-allocation-views-video-transcript-en.pdf</loc><lastmod>2026-07-06T17:15:06.46Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/landing-pages/asset-allocation-views/pdf/q2-2025-asset-allocation-views-video-transcript-en.pdf</loc><lastmod>2026-07-06T17:15:20.893Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/landing-pages/asset-allocation-views/pdf/q1-2024-asset-allocation-views-video-transcript-en.pdf</loc><lastmod>2026-07-06T17:15:15.297Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/landing-pages/asset-allocation-views/pdf/q3-2024-asset-allocation-views-video-transcript-en.pdf</loc><lastmod>2026-07-06T17:15:21.032Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/plan-ahead/understanding-the-stock-market/transcripts/Episode-2-Asset-classes-and-investment-terms.pdf</loc><lastmod>2026-07-06T16:18:03.016Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/plan-ahead/understanding-the-stock-market/transcripts/Episode-3-Investing-Strategies-Transcript.pdf</loc><lastmod>2026-07-06T16:18:08.377Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/plan-ahead/understanding-the-stock-market/transcripts/Episode-1-What-is-the-Stock-Market-Transcript.pdf</loc><lastmod>2026-07-06T16:18:08.24Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/plan-ahead/understanding-the-stock-market/transcripts/Episode-4-Investing-Toward-your-goals-transcript.pdf</loc><lastmod>2026-07-06T16:18:03.071Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/plan-ahead/understanding-the-stock-market/transcripts/Episode-5-Investing-in-retirement-transcript.pdf</loc><lastmod>2026-07-06T16:18:08.226Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/plan-ahead/investment-basics/transcript/investmentbasics-tdf-en.pdf</loc><lastmod>2026-07-06T16:18:08.417Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/plan-ahead/investment-basics/transcript/investmentbasics-trf-en.pdf</loc><lastmod>2026-07-06T16:18:03.35Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/plan-ahead/investment-basics/transcript/investmentbasics-mutual-funds-en.pdf</loc><lastmod>2026-07-06T16:18:08.357Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/plan-ahead/investment-basics/transcript/investmentbasics-asset-allocation-en.pdf</loc><lastmod>2026-07-06T16:18:03.03Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/plan-ahead/investment-basics/transcript/investmentbasics-diversification-en.pdf</loc><lastmod>2026-07-06T16:18:08.406Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/plan-ahead/investment-basics/transcript/investmentbasics-asset-classes-en.pdf</loc><lastmod>2026-07-06T16:18:31.658Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/faq/resources/pdf-en/transfer-authorization-for-rrsp-lrsp-lira-rif-lif-tfsa-en.pdf</loc><lastmod>2026-07-06T16:18:08.121Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/faq/resources/pdf-en/request-for-change-rrif-lif-lrif-prif-rlif-en.pdf</loc><lastmod>2026-07-06T16:18:30.612Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/faq/resources/pdf-en/notice-of-death-en.pdf</loc><lastmod>2026-07-06T16:18:08.141Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/faq/resources/pdf-en/payer-authorization-for-pre-authorized-debit-plan-pad-en.pdf</loc><lastmod>2026-07-06T16:18:08.608Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/faq/resources/pdf-en/request-for-withdrawal-en.pdf</loc><lastmod>2026-07-06T16:18:08.517Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/faq/resources/pdf-en/miscellaneous-change-en.pdf</loc><lastmod>2026-07-06T16:18:31.512Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/faq/resources/pdf-en/request-to-transfer-money-to-manulife-rrif-lif-lrif-prif-rlif-en.pdf</loc><lastmod>2026-07-06T16:18:08.182Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/faq/resources/pdf-en/contribution-request-tfsa-en.pdf</loc><lastmod>2026-07-06T16:18:31.573Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/faq/resources/pdf-en/withdrawal-request-rrsp-tfsa-lira-rpp-nrsp-annuity-en.pdf</loc><lastmod>2026-07-06T16:18:03.042Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/faq/resources/pdf-en/contribution-request-rrsp-en.pdf</loc><lastmod>2026-07-06T16:18:30.727Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/faq/resources/pdf-en/contribution-request-nrsp-en.pdf</loc><lastmod>2026-07-06T16:18:08.32Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/faq/resources/pdf-en/withdrawal-request-rrif-lif-lrif-prif-en.pdf</loc><lastmod>2026-07-06T16:18:31.252Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/faq/resources/pdf-en/fund-transfer-request-rrsp-tfsa-lira-rpp-nrsp-en.pdf</loc><lastmod>2026-07-06T16:18:08.438Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/faq/resources/pdf-en/notice-of-death-rrif-lif-lrif-prif-rlif-en.pdf</loc><lastmod>2026-07-06T17:30:11.142Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/faq/resources/pdf-en/request-to-transfer-money-to-manulife-rrsp-tfsa-lira-lrsp-rpp-en.pdf</loc><lastmod>2026-07-06T16:18:31.604Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/faq/resources/pdf-en/request-for-change-rrsp-tfsa-lira-rpp-nrsp-en.pdf</loc><lastmod>2026-07-06T16:18:31.451Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/faq/resources/pdf-en/termination-request-en.pdf</loc><lastmod>2026-07-06T16:18:30.553Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/faq/resources/pdf-en/fund-transfer-request-rrif-lif-lrif-prif-rlif-en.pdf</loc><lastmod>2026-07-06T16:18:03.056Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/tax-receipts-and-slips/transitioned-members-website-tax-walkthrough-video-transcript-en.pdf</loc><lastmod>2026-07-06T16:16:30.746Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/tax-receipts-and-slips/mobile-app-tax-walkthrough-video-transcript-en.pdf</loc><lastmod>2026-07-06T16:16:30.424Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/tax-receipts-and-slips/group-retirement-website-tax-walkthrough-video-transcript-en.pdf</loc><lastmod>2026-07-06T16:16:30.478Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/global-financial-resilience-and-longevity-campaign-2024/manulife-financial-resilience-and-longevity-canada-report-2024-en.pdf</loc><lastmod>2026-07-06T16:18:36.544Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/global-financial-resilience-and-longevity-campaign-2024/ret-110251-641270-financial-resilience-and-longevity-campaign-2024-interactive-us-view-our-global-comparisons-en.pdf</loc><lastmod>2026-07-06T16:18:08.567Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/global-financial-resilience-and-longevity-campaign-2024/cret-22241-642436-financial-resilience-and-longevity-campaign-2024-canada-interactive-en.pdf</loc><lastmod>2026-07-06T16:18:30.624Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/global-financial-resilience-and-longevity-campaign-2024/manulife-financial-resilience-and-longevity-global-report-2024-en.pdf</loc><lastmod>2026-07-06T16:18:31.523Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/pdf/transcription-en-manu-1526364.pdf</loc><lastmod>2026-07-06T17:15:22.193Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/pdf/mfc-msas-en.pdf</loc><lastmod>2026-07-06T17:15:27.163Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/pdf/Securing%20Retirement%20-%20what%20makes%20a%20strong%20retirement%20system_EN_Cad.pdf</loc><lastmod>2026-07-06T17:33:57.838Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/2022-duplicate-commission-issue/324471-anderson-en.pdf</loc><lastmod>2026-07-06T16:18:30.835Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/2022-duplicate-commission-issue/test-file-name-en.pdf</loc><lastmod>2026-07-06T16:18:30.971Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/mlid-troubleshooting-member-guide/mlid-troubleshooting-member-guide.pdf</loc><lastmod>2026-07-06T17:25:52.435Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/07-2025-Invesco-EQV-International-Equity-No-change.pdf</loc><lastmod>2026-07-06T17:15:11.23Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/i-watch-notices-03-2026-manulife-multimanager-ca-us-bal-no-change.pdf</loc><lastmod>2026-07-06T17:28:59.161Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/04-2024-Manulife-US-Equity-(abrdn)-PM-Dominic-Byrne-Departure-EN.pdf</loc><lastmod>2026-07-06T17:15:17.265Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/10-2025-Manulife-Retirement-Date-and-Asset-Allocation-Funds-No-change.pdf</loc><lastmod>2026-07-06T17:15:08.196Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/02-2025-AllianceBernstein-No-Change.pdf</loc><lastmod>2026-07-06T17:15:11.515Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/09-2025-Lazard-Global-Small-Cap-and-Infrastructure-No-change.pdf</loc><lastmod>2026-07-06T17:15:09.42Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/07-2025-JF-Bond-and-Balanced-No-change.pdf</loc><lastmod>2026-07-06T17:15:14.672Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/03-2026-termination-invesco-global-comp.pdf</loc><lastmod>2026-07-06T17:25:51.972Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/05-2025-Leith-Wheeler-Diversified-Pooled-Fund-No-change.pdf</loc><lastmod>2026-07-06T16:19:38.299Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/03-2026-termination-templeton-global-bond.pdf</loc><lastmod>2026-07-06T17:25:51.08Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/i-watch-notices-01-2026-fidelity-cp-cp-institutional-no-change.pdf</loc><lastmod>2026-07-06T17:28:59.595Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/i-watch-notices-02-2026-schroders-emerging-markets-equity-no-change.pdf</loc><lastmod>2026-07-06T17:28:59.754Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/02-2025-Blackrock-No-Change.pdf</loc><lastmod>2026-07-06T17:15:21.766Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/i-watch-notices-04-2026-termination-abrdn-emerging-market-debt.pdf</loc><lastmod>2026-07-06T17:29:02.854Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/08-2024-Manulife-Canadian-Equity-(7011)---IPS-Changes.pdf</loc><lastmod>2026-07-06T17:15:17.752Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/03-2026-termination-fidelity-global.pdf</loc><lastmod>2026-07-06T17:25:50.868Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/07-2025-MIM-Core-Value-Equity-Team-No-change.pdf</loc><lastmod>2026-07-06T17:15:17.422Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/i-watch-notices-04-2026-ab-canadian-core-bond-no-change.pdf</loc><lastmod>2026-07-06T17:29:02.204Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/03-2024-Jarislowsky-Fraser-Manulife-Jarislowsky-Fraser-Canadian-Equity-Fund-Retirement-of-Bernard-Gauthier-EN.pdf</loc><lastmod>2026-07-06T17:15:12.884Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/08-2024-CCL-Fundamental-Equity-Team-Departures.pdf</loc><lastmod>2026-07-06T17:15:06.622Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/03-2026-termination-lazard-glb-sml-cap-eqty.pdf</loc><lastmod>2026-07-06T17:25:51.281Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/i-watch-notices-01-2026-manulife-rd-rdi-no-change.pdf</loc><lastmod>2026-07-06T17:28:57.498Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/i-watch-notices-01-2026-blackrock-lp-no-change.pdf</loc><lastmod>2026-07-06T17:29:00.16Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/08-2025-Manulife-Canadian-Pooled-Real-Estate-Fund-No-change.pdf</loc><lastmod>2026-07-06T17:15:10.082Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/04-2024-BlackRock-LifePath-Funds-CML-removal-EN.pdf</loc><lastmod>2026-07-06T16:19:38.322Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/01-2025-Manulife-Multi-Asset-Solutions-Team-No-Change.pdf</loc><lastmod>2026-07-06T17:15:16.459Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/05-2025-Manulife-RDF-and-AA-Rebalancing.pdf</loc><lastmod>2026-07-06T17:15:20.317Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/04-2025-Manulife-Conservative-Asset-Allocation-Fund-No-change.pdf</loc><lastmod>2026-07-06T17:15:25.996Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/02-2025-MFS-International-Equity-No-change.pdf</loc><lastmod>2026-07-06T17:15:14.926Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/09-2024-manulife-canadian-mortgage-funds-en.pdf</loc><lastmod>2026-07-06T17:15:17.018Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices/i-watch-notices-01-2026-montrusco-bolton-no-change.pdf</loc><lastmod>2026-07-06T17:33:50.46Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices-fr/08-2024-Fonds-d%E2%80%99actions-canadiennes-Manuvie-(7011)-EPP-modifie.pdf</loc><lastmod>2026-07-06T20:37:50.706Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices-fr/02-2025-AllianceBernstein-Pas-de-changement.pdf</loc><lastmod>2026-07-06T20:37:49.64Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices-fr/04-2025-Fonds-de-r%C3%A9partition-de-l%E2%80%99actif-S%C3%A9curitaire-Manuvie-Pas-de-changement.pdf</loc><lastmod>2026-07-06T20:37:50.147Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices-fr/01-2025-Manulife-Multi-Asset-Solutions-Team-Pas-de-changement.pdf</loc><lastmod>2026-07-06T20:37:49.372Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices-fr/08-2024-Depart-de-membres-de-l%E2%80%99equipe-Actions-fondamentales-de-CCL.pdf</loc><lastmod>2026-07-06T20:37:50.437Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-notices-fr/02-2025-BlackRock-Pas-de-changement.pdf</loc><lastmod>2026-07-06T20:37:49.898Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts-fr/04-2025-Fonds-d%E2%80%99obligations-Jarislowsky-Fraser-R%C3%A9trograd%C3%A9.pdf</loc><lastmod>2026-07-06T20:37:06.42Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts-fr/03-2025-Fonds-diversifi%C3%A9-et-Fonds-diversifi%C3%A9-Tri-Plan-GPM-R%C3%A9trograd%C3%A9.pdf</loc><lastmod>2026-07-06T20:37:05.732Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/05-2025-Sprucegrove-Downgrade.pdf</loc><lastmod>2026-07-06T17:15:22.559Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-02-2026-blackrock-lifepath-index-upgrade.pdf</loc><lastmod>2026-07-06T17:29:03.217Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-03-2026-franklin-clearbridge-canadian-small-cap-upgrade.pdf</loc><lastmod>2026-07-06T17:29:02.277Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/06-2024-russell-investments-long-term-growth-balanced-growth-multi-asset-income-downgrade-en.pdf</loc><lastmod>2026-07-06T17:15:07.843Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/10-2025-CCL-Fundamental-Equity-Upgrade.pdf</loc><lastmod>2026-07-06T16:16:31.989Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/08-2024-cibc-fixed-income-upgrade-en.pdf</loc><lastmod>2026-07-06T17:15:09.674Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/05-2025-Franklin-Global-Growth-Downgrade.pdf</loc><lastmod>2026-07-06T16:19:38.334Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-08-2024-lazard-global-small-cap-downgrade.pdf</loc><lastmod>2026-07-06T17:28:58.517Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-10-2025-guardian-canadian-downgrade.pdf</loc><lastmod>2026-07-06T17:28:59.034Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-02-2026-scheer-rowlett-canadian-equity-upgrade.pdf</loc><lastmod>2026-07-06T17:28:59.474Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-05-2025-franklin-global-growth-downgrade.pdf</loc><lastmod>2026-07-06T17:28:57.425Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-01-2020-guardian-capital-downgrade.pdf</loc><lastmod>2026-07-06T17:28:57.89Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-03-2026-manulife-asset-allocation-upgrade.pdf</loc><lastmod>2026-07-06T17:28:59.807Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-02-2026-invesco-funds-acquired-by-ci-no-change.pdf</loc><lastmod>2026-07-06T17:29:03.025Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-03-2026-mmf-us-unconstrained-downgrade.pdf</loc><lastmod>2026-07-06T17:28:57.298Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-05-2024-jf-canadian-balanced-and-manulife-multimanager-canadian-growth-funds-downgrade.pdf</loc><lastmod>2026-07-06T17:28:56.744Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/07-2025-MB-Small-Cap-Equity-Downgrade.pdf</loc><lastmod>2026-07-06T16:19:38.286Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/05-2025-CI-Portfolio-Series-Downgrade.pdf</loc><lastmod>2026-07-06T17:15:06.996Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/08-2024-franklin-lifesmart-upgrade-to-in-good-standing-en.pdf</loc><lastmod>2026-07-06T17:15:06.068Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-08-2023-manulife-emerging-markets-equity-downgrade.pdf</loc><lastmod>2026-07-06T17:28:55.909Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-03-2023-manulife-canadian-mortgage-downgrade.pdf</loc><lastmod>2026-07-06T17:28:59.793Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-04-2026-nordea-stable-return-downgrade.pdf</loc><lastmod>2026-07-06T17:30:09.921Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/03-2025-BlackRock-LP-Index-Downgrade.pdf</loc><lastmod>2026-07-06T17:15:09.27Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/07-2025-MIM-Core-Value-Equity-Team-Downgrade.pdf</loc><lastmod>2026-07-06T17:15:07.548Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-07-2025-mim-systematic-equity-beta-team-downgrade.pdf</loc><lastmod>2026-07-06T17:29:00.135Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/03-2024-td-manulife-epoch-us-and-global-shy-downgrade-en.pdf</loc><lastmod>2026-07-06T17:15:08.358Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/07-2025-Russell-Investments-Upgrade.pdf</loc><lastmod>2026-07-06T17:15:09.824Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-03-2026-mmf-global-unconstrained-downgrade.pdf</loc><lastmod>2026-07-06T17:28:59.946Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-03-2026-alliancebernstein-canadian-core-plus-bond-upgrade.pdf</loc><lastmod>2026-07-06T17:28:57.822Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/03-2025-invesco-gbl-sm-cap-upgrade-en.pdf</loc><lastmod>2026-07-06T17:15:11.736Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-05-2026-manulife-global-multi-sector-fixed-income-downgrade.pdf</loc><lastmod>2026-07-06T17:33:50.84Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/11-2025-abrdn-U-S-Upgrade.pdf</loc><lastmod>2026-07-06T16:16:30.163Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-03-2026-abrdn-global-equity-upgrade.pdf</loc><lastmod>2026-07-06T17:28:59.175Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-04-2025-jf-bond-fund-downgrade.pdf</loc><lastmod>2026-07-06T17:28:59.982Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-12-2023-invesco-eqv-international-equity-downgrade.pdf</loc><lastmod>2026-07-06T17:28:59.97Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-09-2024-leith-wheeler-diversified-downgrade.pdf</loc><lastmod>2026-07-06T17:28:56.219Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/10-2025-Guardian-Canadian-Downgrade.pdf</loc><lastmod>2026-07-06T16:16:31.847Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/03-2025-manulife-asset-allocation-funds-downgrade-en.pdf</loc><lastmod>2026-07-06T17:15:11.072Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-03-2025-mim-diversified-and-diversified-tri-plan-downgrade.pdf</loc><lastmod>2026-07-06T17:28:59.607Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-05-2025-sprucegrove-downgrade.pdf</loc><lastmod>2026-07-06T17:28:59.958Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-03-2025-manulife-asset-allocation-funds-downgrade.pdf</loc><lastmod>2026-07-06T17:28:56.835Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/03-2024-mim-canadian-growth-multi-manager-can-lc-growth-downgrade-en.pdf</loc><lastmod>2026-07-06T17:15:12.409Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/03-2025-alliancebernstein-downgrade-en.pdf</loc><lastmod>2026-07-06T16:19:38.345Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/08-2024-lazard-global-sc-downgrade-en.pdf</loc><lastmod>2026-07-06T17:15:08.935Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-03-2026-manulife-canadian-mortgage-upgrade.pdf</loc><lastmod>2026-07-06T17:29:02.019Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/01-2025-mim-fi-bal-funds-upgrade-en.pdf</loc><lastmod>2026-07-06T17:15:17.607Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-11-2024-abrdn-downgrade.pdf</loc><lastmod>2026-07-06T17:28:57.513Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-10-2025-ccl-fundamental-equity-upgrade.pdf</loc><lastmod>2026-07-06T17:29:00.198Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-10-2023-invesco-global-companies-downgrade.pdf</loc><lastmod>2026-07-06T17:28:58.102Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/07-2025-Manulife-Canadian-Growth-Team-Upgrade.pdf</loc><lastmod>2026-07-06T17:15:27.804Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/07-2025-Mawer-Global-Equity-No-change.pdf</loc><lastmod>2026-07-06T17:15:21.937Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-05-2024-jarislowsky-fraser-global-investment-management-downgrade.pdf</loc><lastmod>2026-07-06T17:28:59.047Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-07-2025-mb-small-cap-equity-downgrade.pdf</loc><lastmod>2026-07-06T17:28:55.979Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/07-2025-MIM-Systematic-Equity-Beta-Team-Downgrade.pdf</loc><lastmod>2026-07-06T17:15:15.143Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/08-2025-TD-low-volatility-equity-Upgrade.pdf</loc><lastmod>2026-07-06T17:15:11.368Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-03-2024-fidelity-global-downgrade.pdf</loc><lastmod>2026-07-06T17:28:59.45Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-11-2024-mawer-us-equity-downgrade.pdf</loc><lastmod>2026-07-06T17:29:00.148Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-05-2025-ci-portfolio-series-downgrade.pdf</loc><lastmod>2026-07-06T17:29:00.072Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-07-2025-mawer-global-equity-no-change.pdf</loc><lastmod>2026-07-06T17:29:00.123Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-11-2023-manulife-balanced-fund-5011-downgrade.pdf</loc><lastmod>2026-07-06T17:29:00.242Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/04-2025-JF-Bond-Fund-Downgrade.pdf</loc><lastmod>2026-07-06T17:15:25.628Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-10-2024-agf-american-growth-fund-downgrade.pdf</loc><lastmod>2026-07-06T17:28:57.096Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-03-2025-alliancebernstein-downgrade.pdf</loc><lastmod>2026-07-06T17:28:59.188Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/09-2025-TDAM-Hedged-Synthetic-International-Equity-Index-Upgrade.pdf</loc><lastmod>2026-07-06T16:19:38.31Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/05-2024-jf-canadian-equity-and-balanced-funds-downgrade-to-increased-scrutiny-en.pdf</loc><lastmod>2026-07-06T17:15:13.614Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-07-2025-mim-core-value-equity-team-downgrade.pdf</loc><lastmod>2026-07-06T17:29:00.23Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/03-2025-MIM-Diversified-and-Diversified-Tri-Plan-PM-Change-Downgrade.pdf</loc><lastmod>2026-07-06T17:15:12.244Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/09-2024-leith-wheeler-diversified-pooled-fund-downgrade-en.pdf</loc><lastmod>2026-07-06T17:15:10.23Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/i-watch-alerts-01-2024-manulife-canadian-pooled-real-estate-fund-downgrade.pdf</loc><lastmod>2026-07-06T17:28:57.84Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/en/retirement/iwatch/iwatch-alerts/04-2024-manulife-lazard-global-small-cap-eq-pm-change-en.pdf</loc><lastmod>2026-07-06T17:15:15.919Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/brand-campaigns-and-sponsors/cheque_overpayment_scam.pdf</loc><lastmod>2026-07-06T15:00:24.504Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/brand-campaigns-and-sponsors/Inheritance_Scam_Fr.pdf</loc><lastmod>2026-07-06T15:00:24.562Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/brand-campaigns-and-sponsors/lottery_sweepstakes_scam.pdf</loc><lastmod>2026-07-06T15:00:23.483Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/brand-campaigns-and-sponsors/macro-themes/2025/fr/2025-macro-outlook-video-transcript-fr.pdf</loc><lastmod>2026-07-07T13:14:21.377Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/brand-campaigns-and-sponsors/macro-themes/2025/en/2025-macro-outlook-video-transcript-en.pdf</loc><lastmod>2026-07-07T22:21:08.228Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/brand-campaigns-and-sponsors/multi-asset-outlook/q2-2026/en/q2-asset-allocation-view-transcript-en.pdf</loc><lastmod>2026-07-07T11:34:55.828Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/brand-campaigns-and-sponsors/multi-asset-outlook/q2-2026/fr/q2-asset-allocation-view-transcript-fr.pdf</loc><lastmod>2026-07-07T11:35:03.727Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/brand-campaigns-and-sponsors/Employment_Scam_Fr.pdf</loc><lastmod>2026-07-06T15:00:24.209Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/brand-campaigns-and-sponsors/Lottery_Sweepstakes_Scam_Fr.pdf</loc><lastmod>2026-07-06T15:00:24.72Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/brand-campaigns-and-sponsors/loan_consolidation_scam.pdf</loc><lastmod>2026-07-06T15:00:24.632Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/brand-campaigns-and-sponsors/Cheque_Overpayment_Scam_Fr.pdf</loc><lastmod>2026-07-06T15:00:24.81Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/brand-campaigns-and-sponsors/employment_scam.pdf</loc><lastmod>2026-07-06T15:00:22.315Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/brand-campaigns-and-sponsors/Loan_Consolidation_Scam_Fr.pdf</loc><lastmod>2026-07-06T15:00:24.357Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/brand-campaigns-and-sponsors/inheritance_scam.pdf</loc><lastmod>2026-07-06T15:00:22.659Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/accessibility/Accessibility_standards_overview_FR.pdf</loc><lastmod>2026-07-06T15:06:21.349Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/accessibility/Multi-year_Accessibility_plan_FR.pdf</loc><lastmod>2026-07-06T15:06:14.806Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/accessibility/AODAAccessibility_FR.pdf</loc><lastmod>2026-07-06T15:06:17.457Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/accessibility/Policy_Integrated_Accessibility_Standards.pdf</loc><lastmod>2026-07-06T15:06:14.55Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/accessibility/Accessibility_standards_policy_FR.pdf</loc><lastmod>2026-07-06T15:06:17.227Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/accessibility/AODAAccessibility.pdf</loc><lastmod>2026-07-06T15:06:15.541Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/accessibility/Multi_year_Accessibility_Plan.pdf</loc><lastmod>2026-07-06T15:06:15.08Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/mfc_proxycircular2017_fr.pdf</loc><lastmod>2026-07-06T15:06:17.651Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/risk_charter_2021_fr.pdf</loc><lastmod>2026-07-06T15:06:15.526Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/mfc_proxycircular2017.pdf</loc><lastmod>2026-07-06T15:06:13.998Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/2019_-_CGNC_Charter_(French)_AODA_FINAL-s.pdf</loc><lastmod>2026-07-06T15:06:13.483Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/AGM_Minutes_2019-fr.pdf</loc><lastmod>2026-07-06T15:06:14.651Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/E_MFC_1Q18_VotingResults.pdf</loc><lastmod>2026-07-06T15:06:13.938Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/MFC_VR_2020_Y1_FR.pdf</loc><lastmod>2026-07-06T15:06:15.097Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/MFC_VR_2020_FR.pdf</loc><lastmod>2026-07-06T15:06:19.474Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/2020_Annual_Meeting_%20Minutes_FINAL%20AODA.pdf</loc><lastmod>2026-07-06T15:06:22.429Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/mfc_proxycircular2018_fr.pdf</loc><lastmod>2026-07-06T15:06:14.885Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/board_diversity_policy.pdf</loc><lastmod>2026-07-06T15:06:14.741Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Board%20Charter-Mandate-fr.pdf</loc><lastmod>2026-07-06T15:06:19.57Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/President%20and%20CEO%20Mandate.pdf</loc><lastmod>2026-07-06T15:06:15.346Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/2019%20-%20Board%20Diversity%20Policy%20AODA.pdf</loc><lastmod>2026-07-06T15:06:13.291Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/MFC_COBC_EN.pdf</loc><lastmod>2026-07-06T15:06:21.809Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/2018%20Annual_Meeting_Minutes_FINAL%20French%20AODA.pdf</loc><lastmod>2026-07-06T15:06:21.421Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Disclosure_Policy_fr.pdf</loc><lastmod>2026-07-06T15:06:22.045Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/General-by-laws-fr.pdf</loc><lastmod>2026-07-06T15:06:22.127Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/F_MFC_1Q19_VotingResults.pdf</loc><lastmod>2026-07-06T15:06:21.277Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Committee_Chairs_Mandate_Fr.pdf</loc><lastmod>2026-07-06T15:06:17.902Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/2019_-_Risk_Committee_Charter_AODA_FINAL-s.pdf</loc><lastmod>2026-07-06T15:06:15.65Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/board_charter_2025_fr.pdf</loc><lastmod>2026-07-06T15:06:18.369Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/manulife-vendor-code-of-conduct-fr.pdf</loc><lastmod>2026-07-06T15:06:22.57Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/2018%20Annual_Meeting_Minutes_FINAL%20AODA.pdf</loc><lastmod>2026-07-06T15:06:22.338Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Majority_Elections_of_Directors_Policy_AODA_FR.pdf</loc><lastmod>2026-07-06T15:06:18.295Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/President%20and%20CEO%20Mandate%20fr.pdf</loc><lastmod>2026-07-06T15:06:14.077Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/risk_charter_2025_en.pdf</loc><lastmod>2026-07-06T15:06:15.512Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Shareholder_Engagement_Principles.pdf</loc><lastmod>2026-07-06T15:06:22.285Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Proxy%20Access%20Policy%20fr.pdf</loc><lastmod>2026-07-06T15:06:17.795Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/audit_charter_2025_fr.pdf</loc><lastmod>2026-07-06T15:06:17.327Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Proxy%20Access%20Policy.pdf</loc><lastmod>2026-07-06T15:06:21.096Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/2019_-_MRCC_Charter_(French)_AODA_FINAL-s.pdf</loc><lastmod>2026-07-06T15:06:19.556Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/MFC_2023_NYSE_Clawback_Policy.pdf</loc><lastmod>2026-07-06T15:06:13.411Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/MFC_MIN_2020_Y1_FR.pdf</loc><lastmod>2026-07-06T15:06:15.596Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/General-by-laws-en.pdf</loc><lastmod>2026-07-06T15:06:13.803Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Chairs_Mandate_Fr.pdf</loc><lastmod>2026-07-06T15:06:19.252Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/MFC_Director_Education_2023_FR.pdf</loc><lastmod>2026-07-06T15:06:13.22Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/board_charter_2022_fr.pdf</loc><lastmod>2026-07-06T15:06:18.618Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/cgnc-charter-2026-en.pdf</loc><lastmod>2026-07-06T17:25:50.744Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Disclosure_Policy_FR.pdf</loc><lastmod>2026-07-06T15:06:17.999Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/manulife-vendor-code-of-conduct-en.pdf</loc><lastmod>2026-07-06T15:06:13.743Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/2019_-_Risk_Committee_Charter_(French)_AODA_FINAL-s.pdf</loc><lastmod>2026-07-06T15:06:21.156Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/risk_charter_2021_en.pdf</loc><lastmod>2026-07-06T15:06:21.527Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/board-charter-2026-en.pdf</loc><lastmod>2026-07-06T17:25:52.05Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Director_Independence_Policy_FR.pdf</loc><lastmod>2026-07-06T15:06:18.982Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Committee_Chairs_Mandate.pdf</loc><lastmod>2026-07-06T15:06:14.295Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/CGNC_Charter_2021_fr.pdf</loc><lastmod>2026-07-06T15:06:17.551Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Chairs_Mandate.pdf</loc><lastmod>2026-07-06T15:06:19.159Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/2019_-_CGNC_Charter_AODA_FINAL-s.pdf</loc><lastmod>2026-07-06T15:06:15.638Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/audit_charter_2022_fr.pdf</loc><lastmod>2026-07-06T15:06:19.362Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Risk_Charter_Fr.pdf</loc><lastmod>2026-07-06T15:06:14.18Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/board-diversity-policy-2022-aoda.pdf</loc><lastmod>2026-07-06T15:06:14.347Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/MRCC__Charter.pdf</loc><lastmod>2026-07-06T15:06:17.433Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Board%20Charter-Mandate.pdf</loc><lastmod>2026-07-06T15:06:21.041Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/MFC_COBC_FR.pdf</loc><lastmod>2026-07-06T15:06:15.216Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Board_Diversity_Policy_FR.pdf</loc><lastmod>2026-07-06T15:06:15.359Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/audit-committee-charter-2026-en.pdf</loc><lastmod>2026-07-06T17:25:51.492Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/risk-committee-charter-2026-fr.pdf</loc><lastmod>2026-07-06T17:25:51.946Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Disclosure_Policy.pdf</loc><lastmod>2026-07-06T15:06:14.022Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/CGNC_Charter.pdf</loc><lastmod>2026-07-06T15:06:19.143Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/1999%20-%20MFC%20-%20Letters%20Patent%20of%20Incorporation.pdf</loc><lastmod>2026-07-06T15:06:21.991Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/audit_charter_2022_en.pdf</loc><lastmod>2026-07-06T15:06:18.763Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/2019_-_Audit_Committee_Charter_(AODA)_FINAL-s.pdf</loc><lastmod>2026-07-06T15:06:14.846Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/F_MFC_1Q18_VotingResults.pdf</loc><lastmod>2026-07-06T15:06:18.902Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/MFC_Director_Education_2023_EN.pdf</loc><lastmod>2026-07-06T15:06:14.426Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/2019_-_Board_Charter_and_Mandate_-_(current)_FINAL-s.pdf</loc><lastmod>2026-07-06T15:06:15.555Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/mfc_proxycircular2018.pdf</loc><lastmod>2026-07-06T15:06:13.59Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Cindy%20transcript.docx</loc><lastmod>2026-07-06T15:00:12.933Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/2019_-_Board_Charter_and_Mandate_-_(Current_French)_FINAL-s.pdf</loc><lastmod>2026-07-06T15:06:13.339Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Director_Independence_Policy.pdf</loc><lastmod>2026-07-06T15:06:22.504Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Director_Independence_Policy_fr.pdf</loc><lastmod>2026-07-06T15:06:21.699Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/2019%20-%20Board%20Diversity%20Policy%20French%20AODA%20.pdf</loc><lastmod>2026-07-06T15:06:14.566Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/audit-committee-charter-2026-fr.pdf</loc><lastmod>2026-07-06T17:25:51.59Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/2019_-_Audit_Committee_Charter_(French)_AODA_FINAL-s.pdf</loc><lastmod>2026-07-06T15:06:14.871Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/MFC_board_matrix_2023_FR.pdf</loc><lastmod>2026-07-06T15:06:15.61Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/MRCC_Charter_Fr.pdf</loc><lastmod>2026-07-06T15:06:15.471Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Individual_Directors_Mandate_Fr.pdf</loc><lastmod>2026-07-06T15:06:13.708Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Risk_Charter.pdf</loc><lastmod>2026-07-06T15:06:21.925Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Individual_Directors_Mandate.pdf</loc><lastmod>2026-07-06T15:06:15.485Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Audit_Charter.pdf</loc><lastmod>2026-07-06T15:06:15.314Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/board-charter-2026-fr.pdf</loc><lastmod>2026-07-06T17:25:52.232Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/2019_-_MRCC_Charter_AODA_FINAL-s.pdf</loc><lastmod>2026-07-06T15:06:14.789Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/AGM_Minutes_2019.pdf</loc><lastmod>2026-07-06T15:06:18.806Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/board-diversity-policy-2022-aoda-fr.pdf</loc><lastmod>2026-07-06T15:06:13.86Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/risk_charter_2025_fr.pdf</loc><lastmod>2026-07-06T15:06:18.1Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/E_MFC_1Q19_VotingResults.pdf</loc><lastmod>2026-07-06T15:06:14.36Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/audit_charter_2025_en.pdf</loc><lastmod>2026-07-06T16:16:31.037Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Fr_Business_Conducts_Ethics.pdf</loc><lastmod>2026-07-06T15:06:15.567Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/board_charter_2025_en.pdf</loc><lastmod>2026-07-06T15:06:14.091Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Majority_Elections_of_Directors_Policy_AODA_EN.pdf</loc><lastmod>2026-07-06T15:06:15.666Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/2019_-_Board_Charter_and_Mandate_-_Current_French_FINAL-s.pdf</loc><lastmod>2026-07-06T16:16:23.471Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/board-inclusion-policy-2026-en.pdf</loc><lastmod>2026-07-06T17:25:52.563Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/risk-committee-charter-2026-en.pdf</loc><lastmod>2026-07-06T17:25:52.466Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/cgnc-charter-2026-fr.pdf</loc><lastmod>2026-07-06T17:25:51.161Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Fr_Business_Conduct_Ethics.pdf</loc><lastmod>2026-07-06T15:06:15.498Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Board-Diversity-Policy-AODA-FR.pdf</loc><lastmod>2026-07-06T15:06:21.589Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/board-inclusion-policy-2026-fr.pdf</loc><lastmod>2026-07-06T17:25:50.646Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Audit_Charter_Fr.pdf</loc><lastmod>2026-07-06T15:06:15.581Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Nay%20transcript%202.docx</loc><lastmod>2026-07-06T15:00:12.672Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/board_charter_2022_en.pdf</loc><lastmod>2026-07-06T15:06:22.225Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/MFC_board_matrix_2023_EN.pdf</loc><lastmod>2026-07-06T15:06:14.997Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Shareholder_Engagement_Principles_FR.pdf</loc><lastmod>2026-07-06T15:06:14.819Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/mrcc-charter-2026-fr.pdf</loc><lastmod>2026-02-26T14:38:58.985Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/MFC_VR_2020_EN.pdf</loc><lastmod>2026-07-06T15:06:17.14Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/mrcc-charter-2026-en.pdf</loc><lastmod>2026-07-06T17:25:52.51Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/CGNC_Charter_2021_en.pdf</loc><lastmod>2026-07-06T15:06:14.834Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/Board-Diversity-Policy-2023-AODA-EN.pdf</loc><lastmod>2026-07-06T15:06:13.355Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/CGNC_Charter_Fr.pdf</loc><lastmod>2026-07-06T15:06:15.622Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/corporate-profile-and-mission/corporate-governance/2020_Annual_Meeting_Minutes_FINAL_AODA_French.pdf</loc><lastmod>2026-07-06T15:06:14.493Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/summary_of_changes_to_manulife_SIP_beginning_in_1Q25.pdf</loc><lastmod>2026-07-06T16:13:47.338Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/investor-day/MFC_ID2024_ASIA.pdf</loc><lastmod>2026-07-06T16:12:42.635Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/investor-day/MFC_ID2024_IND.pdf</loc><lastmod>2026-07-06T16:12:42.613Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/investor-day/MFC_ID2024_GHNW.pdf</loc><lastmod>2026-07-06T16:12:42.626Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/investor-day/MFC_ID2024_SG.pdf</loc><lastmod>2026-07-06T16:13:54.161Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/investor-day/MFC_ID2024_CEO.pdf</loc><lastmod>2026-07-06T16:13:58.323Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/investor-day/MFC_ID2024_GWAM.pdf</loc><lastmod>2026-07-06T16:14:12.598Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/investor-day/MFC_ID2024_US.pdf</loc><lastmod>2026-07-06T16:13:54.123Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/investor-day/MFC_ID2024_HK.pdf</loc><lastmod>2026-07-06T16:12:45.547Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/investor-day/MFC_ID2024_OEM.pdf</loc><lastmod>2026-07-06T16:14:00.752Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/investor-day/MFC_ID2024_DCL.pdf</loc><lastmod>2026-07-06T16:13:58.29Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/investor-day/MFC_ID2024_ECT.pdf</loc><lastmod>2026-07-06T16:13:47.348Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/investor-day/MFC_ID2024_VN.pdf</loc><lastmod>2026-07-06T16:13:58.279Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/investor-day/MFC_ID2024_CAN.pdf</loc><lastmod>2026-07-06T16:13:47.298Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/investor-day/MFC_ID2024_ECT2.pdf</loc><lastmod>2026-07-06T16:13:53.976Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/investor-day/MFC_ID2024_CFO.pdf</loc><lastmod>2026-07-06T16:13:54.025Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/presentations/2016/MFC_ECT_BARC_2016_EN.pdf</loc><lastmod>2026-07-06T15:15:19.128Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/presentations/2016/MFC_ECT_CIBC_2016_EN.pdf</loc><lastmod>2026-07-06T15:15:17.683Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/presentations/2016/MFC_ECT_SB_2016_EN.pdf</loc><lastmod>2026-07-06T15:15:15.57Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/presentations/2016/MFC_DBS_2016_EN.pdf</loc><lastmod>2026-07-06T15:15:21.847Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/presentations/2016/MFC_BARCS_2016_EN.pdf</loc><lastmod>2026-07-06T15:15:20.859Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/presentations/MFC_ECT_NB_2023_EN.pdf</loc><lastmod>2026-07-06T15:15:14.492Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/presentations/MFC_ECT_SFS_2024.pdf</loc><lastmod>2026-07-06T15:15:21.593Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/presentations/2023/MFC_2023_ECT_TD.pdf</loc><lastmod>2026-07-06T15:15:22.529Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/presentations/2023/MFC-USQ_Transcript_2023-09-07.pdf</loc><lastmod>2026-07-06T15:15:22.221Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/presentations/2017/MFC_ECT_ML_2017_EN.pdf</loc><lastmod>2026-07-06T15:15:22.116Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/presentations/2017/MFC_ID_ECT_VI_2017_EN.pdf</loc><lastmod>2026-07-06T15:15:19.088Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/presentations/2017/MFC_IDS_VI_2017_EN.pdf</loc><lastmod>2026-07-06T15:15:17.494Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/presentations/2017/MFC_ID_ECT_HK_2017_EN.pdf</loc><lastmod>2026-07-06T15:15:22.087Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/presentations/2017/MFC_IDS_HK_2017_EN.pdf</loc><lastmod>2026-07-06T15:15:19.449Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/presentations/2017/MFC_ECT_BARC_2017_EN.pdf</loc><lastmod>2026-07-06T15:15:22.33Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/presentations/2017/MFC_ECT_NB_2017_EN.pdf</loc><lastmod>2026-07-06T15:15:17.967Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/presentations/2018/MFC_ID_ECT_2018_EN.pdf</loc><lastmod>2026-07-06T15:15:15.306Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/presentations/2018/MFC_IDPR_2018_EN.pdf</loc><lastmod>2026-07-06T15:15:21.833Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/presentations/2018/MFC_IDS_2018_EN.pdf</loc><lastmod>2026-07-06T15:15:17.366Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/e_MFCCompanyInformationSheet.pdf</loc><lastmod>2026-07-06T15:15:20.681Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/c_MFCNov2015.pdf</loc><lastmod>2026-07-06T15:15:19.983Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/e_MFCSept2015.pdf</loc><lastmod>2026-07-06T15:15:14.349Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/c_MFCDec2015.pdf</loc><lastmod>2026-07-06T15:15:15.113Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/e_MFCMay2015.pdf</loc><lastmod>2026-07-06T15:15:19.797Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/c_NextDayDisclosureReturn_Feb_3_2015.pdf</loc><lastmod>2026-07-06T15:15:14.966Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/c_MFCJuly2015.pdf</loc><lastmod>2026-07-06T15:15:19.639Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/e_MFCMar2015.pdf</loc><lastmod>2026-07-06T15:15:21.438Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/c_MFCFeb2015.pdf</loc><lastmod>2026-07-06T15:15:21.65Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/c_MFCApr2015.pdf</loc><lastmod>2026-07-06T15:15:18.459Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/e_MFCJune2015.pdf</loc><lastmod>2026-07-06T15:15:14.313Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/e_MFCJuly2015.pdf</loc><lastmod>2026-07-06T15:15:17.048Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/e_MFCOct2015.pdf</loc><lastmod>2026-07-06T15:15:22.129Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/c_MFCJun2015.pdf</loc><lastmod>2025-11-12T21:21:35.604Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/c_MFCJan2015.pdf</loc><lastmod>2026-07-06T15:15:19.932Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/c_MFCAug2015.pdf</loc><lastmod>2026-07-06T15:15:20.387Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/e_MFCDec2015.pdf</loc><lastmod>2026-07-06T15:15:15.051Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/c_MFCMay2015.pdf</loc><lastmod>2026-07-06T15:15:21.478Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/C_MFC_Company_Information_Sheet_S_2015.pdf</loc><lastmod>2026-07-06T15:15:20.71Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/e_MFCApr2015.pdf</loc><lastmod>2026-07-06T15:15:16.542Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/c_MFCMar2015.pdf</loc><lastmod>2026-07-06T15:15:19.36Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/E_MFC_Company_Information_Sheet_S_2015.pdf</loc><lastmod>2026-07-06T15:15:19.014Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/e_MFCFeb2015.pdf</loc><lastmod>2026-07-06T15:15:21.465Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/c_MFCCompanyInformationSheet.pdf</loc><lastmod>2026-07-06T15:15:20.477Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/e_NextDayDisclosureReturn_Feb_3_2015.pdf</loc><lastmod>2026-07-06T15:15:14.674Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/MFC_1Q15_VotingResults.pdf</loc><lastmod>2026-07-06T15:15:19.837Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/C_MFC_VR7May2015.pdf</loc><lastmod>2026-07-06T15:15:15.413Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/e_MFCNov2015.pdf</loc><lastmod>2026-07-06T15:15:22.566Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/e_MFCJan2015.pdf</loc><lastmod>2026-07-06T15:15:19.664Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/e_MFCAug2015.pdf</loc><lastmod>2026-07-06T15:15:22.657Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/c_MFCOct2015.pdf</loc><lastmod>2026-07-06T15:15:17.19Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2015/c_MFCSept2015.pdf</loc><lastmod>2026-07-06T15:15:18.671Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2026/e-MFC-March2026.pdf</loc><lastmod>2026-07-06T17:30:05.323Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2026/e-MFC-VR2026.pdf</loc><lastmod>2026-07-06T17:33:48.984Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2026/e-MFC-Feb2026.pdf</loc><lastmod>2026-07-06T17:29:02.565Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2026/c-MFC-Feb2026.pdf</loc><lastmod>2026-07-06T17:30:06.186Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2026/e_mfc_information_sheet_2026.pdf</loc><lastmod>2026-07-06T17:30:11.837Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2026/c-MFC-April2026.pdf</loc><lastmod>2026-07-06T17:30:09.904Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2026/c_mfc_information_sheet_2026.pdf</loc><lastmod>2026-07-06T17:30:10.63Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2026/c-MFC-Jan2026.pdf</loc><lastmod>2026-07-06T17:30:05.432Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2026/c-MFC-March2026.pdf</loc><lastmod>2026-07-06T17:30:06.108Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2026/e-MFC-Jan2026.pdf</loc><lastmod>2026-07-06T17:30:05.833Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2026/e-MFC-April2026.pdf</loc><lastmod>2026-07-06T17:30:10.925Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2026/c-MFC-VR2026.pdf</loc><lastmod>2026-07-06T17:33:50.808Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/e_MFC-SEPT2016.pdf</loc><lastmod>2026-07-06T15:15:22.234Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/e_MFCMAR2016.pdf</loc><lastmod>2026-07-06T15:15:21.919Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/e_MFC-JUNE2016.pdf</loc><lastmod>2025-11-12T21:21:38.368Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/c_MFC-DEC2016.pdf</loc><lastmod>2026-07-06T15:15:19.505Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/e_MFC-NOV2016.pdf</loc><lastmod>2026-07-06T15:15:17.881Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/c_MFC-JUNE2016.pdf</loc><lastmod>2025-11-12T21:21:37.366Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/c_MFC_APR2016.pdf</loc><lastmod>2026-07-06T15:15:18.375Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/e_MFCJan2016.pdf</loc><lastmod>2026-07-06T15:15:17.337Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/c_MFC-AUG2016.pdf</loc><lastmod>2026-07-06T15:15:21.734Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/e_MFCMAR2016_REVISED.pdf</loc><lastmod>2026-07-06T15:15:21.034Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/e_MFC-DEC2016.pdf</loc><lastmod>2026-07-06T15:15:15.972Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/c_MFC_Company_Information_Sheet_2016.pdf</loc><lastmod>2026-07-06T15:15:18.511Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/e_MFC-OCT2016.pdf</loc><lastmod>2026-07-06T15:15:19.516Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/c_MFC_JULY2016.pdf</loc><lastmod>2026-07-06T15:15:21.269Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/c_MFCFeb2016.pdf</loc><lastmod>2026-07-06T15:15:20.254Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/c_MFC-NOV2016.pdf</loc><lastmod>2026-07-06T15:15:22.5Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/MFC_1Q16_VotingResults.pdf</loc><lastmod>2026-07-06T15:15:18.823Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/c_MFCJan2016.pdf</loc><lastmod>2026-07-06T15:15:19.945Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/c_MFCMAR2016.pdf</loc><lastmod>2026-07-06T15:15:17.43Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/e_MFC-MAY2016.pdf</loc><lastmod>2025-11-12T21:21:38.443Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/c_MFC_JULY2016%20(1).pdf</loc><lastmod>2026-07-06T15:15:17.645Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/e_MFC_APR2016.pdf</loc><lastmod>2026-07-06T15:15:20.982Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/C_MFC_1Q16_VotingResults.pdf</loc><lastmod>2026-07-06T15:15:22.279Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/e_MFCFeb2016.pdf</loc><lastmod>2026-07-06T15:15:19.623Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/e_MFC_Company_Information_Sheet_2016.pdf</loc><lastmod>2026-07-06T15:15:18.58Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/c_MFCMAR2016_REVISED.pdf</loc><lastmod>2026-07-06T15:15:18.799Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/c_MFC-OCT2016.pdf</loc><lastmod>2026-07-06T15:15:21.073Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/c_MFC-MAY2016.pdf</loc><lastmod>2025-11-12T21:21:37.431Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/e_MFC-AUG2016.pdf</loc><lastmod>2026-07-06T15:15:17.618Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2016/c_MFC-SEPT2016.pdf</loc><lastmod>2026-07-06T15:15:19.688Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/c-FF304M-Mar13-drip.pdf</loc><lastmod>2026-07-06T15:15:17.723Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/c_MFCMay13_rev.pdf</loc><lastmod>2026-07-06T15:15:24.893Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e_MFCMay13.pdf</loc><lastmod>2026-07-06T15:15:20.929Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/c_MFCCompanyInformationSheet_2013.pdf</loc><lastmod>2026-07-06T15:15:24.985Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/c_MFCMay13.pdf</loc><lastmod>2026-07-06T15:15:20.021Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e_MFCJun13.pdf</loc><lastmod>2026-07-06T15:15:22.384Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/c_MFCAug13.pdf</loc><lastmod>2026-07-06T15:15:19.102Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/c_MFCMar13.pdf</loc><lastmod>2026-07-06T15:15:20.798Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e_MFCDec13.pdf</loc><lastmod>2026-07-06T15:15:15.393Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e_MFCMar13.pdf</loc><lastmod>2026-07-06T15:15:15.557Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/c_MFCJuly13.pdf</loc><lastmod>2026-07-06T15:15:19.055Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e_MFCNov13.pdf</loc><lastmod>2026-07-06T15:15:17.983Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e-FF304M-Mar13-drip.pdf</loc><lastmod>2026-07-06T15:15:17.605Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/c_MFCOct13.pdf</loc><lastmod>2026-07-06T15:15:21.137Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/c_MFCMay13_2nd_rev.pdf</loc><lastmod>2026-07-06T15:15:15.476Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e_MFCMay13_rev2.pdf</loc><lastmod>2026-07-06T15:15:19.184Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e_FF304M_Dec13_drip.pdf</loc><lastmod>2026-07-06T15:15:22.01Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e_MFCJan13.pdf</loc><lastmod>2026-07-06T15:15:20.439Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e-FF304M-Sept13-drip.pdf</loc><lastmod>2026-07-06T15:15:22.343Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e_MFCCompanyInformationSheet_2013.pdf</loc><lastmod>2026-07-06T15:15:25.018Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/E-MFC-VTG-RESULTS.pdf</loc><lastmod>2026-07-06T15:15:18.902Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e-FF304M-Sept13-drip%20(1).pdf</loc><lastmod>2025-11-12T21:21:25.871Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e_MFCApr13.pdf</loc><lastmod>2026-07-06T15:15:24.939Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/c_MFCApr13.pdf</loc><lastmod>2026-07-06T15:15:25.086Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e-FF304M-Mar13-drip%20(1).pdf</loc><lastmod>2025-11-12T21:21:25.659Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e_MFCFeb13.pdf</loc><lastmod>2026-07-06T15:15:25.051Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/c_MFCNov13.pdf</loc><lastmod>2026-07-06T15:15:25.072Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/c_MFCJan13.pdf</loc><lastmod>2026-07-06T16:10:23.776Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/c_MFC-Vtg-rslts-HK.pdf</loc><lastmod>2026-07-06T15:15:24.999Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e_MFCMay13_rev_130613.pdf</loc><lastmod>2026-07-06T15:15:25.145Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e-FF304M-Jun25-drip.pdf</loc><lastmod>2026-07-06T15:15:24.909Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e_FF304M_Dec13_drip%20(1).pdf</loc><lastmod>2025-11-12T21:21:26.069Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e_MFCAug13.pdf</loc><lastmod>2026-07-06T15:15:24.971Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e_MFCJul13.pdf</loc><lastmod>2026-07-06T15:15:24.859Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/c_MFCDec13.pdf</loc><lastmod>2026-07-06T16:10:29.733Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e_MFCOct13.pdf</loc><lastmod>2026-07-06T15:15:25.23Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/c-FF304M-Sept24-drip.pdf</loc><lastmod>2025-11-12T21:21:24.085Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/c_MFCSep13.pdf</loc><lastmod>2026-07-06T16:10:23.698Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e_MFCSept13.pdf</loc><lastmod>2026-07-06T15:15:25.129Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/c_MFCJune13.pdf</loc><lastmod>2026-07-06T15:15:25.1Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/c_MFCFeb13.pdf</loc><lastmod>2026-07-06T15:15:25.276Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/e-FF304M-Jun25-drip%20(1).pdf</loc><lastmod>2025-11-12T21:21:25.349Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2013/c-FF304M-Jun25-drip.pdf</loc><lastmod>2026-07-06T15:15:24.845Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/C-MFC-company_information_sheet_2022.pdf</loc><lastmod>2026-07-06T16:10:23.755Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/c-MFC-Mar2024.pdf</loc><lastmod>2026-07-06T15:15:24.925Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/c-MFC-August2024.pdf</loc><lastmod>2026-07-06T15:15:25.215Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/c-MFC-Nov2024.pdf</loc><lastmod>2026-07-06T15:15:25.203Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/e-MFC-July2024.pdf</loc><lastmod>2026-07-06T15:15:25.189Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/c-MFC-Oct2024.pdf</loc><lastmod>2026-07-06T16:10:23.654Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/e-MFC-May2024.pdf</loc><lastmod>2026-07-06T15:15:25.247Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/e-MFC-Dec2024.pdf</loc><lastmod>2026-07-06T16:10:23.742Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/e-MFC-June2024.pdf</loc><lastmod>2026-07-06T16:10:23.684Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/e-MFC-Nov2024.pdf</loc><lastmod>2026-07-06T15:15:25.163Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/c-MFC-Jan2024.pdf</loc><lastmod>2026-07-06T15:15:25.178Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/e-MFC-Jan2024.pdf</loc><lastmod>2026-07-06T16:10:23.786Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/c-MFC-July2024.pdf</loc><lastmod>2026-07-06T16:10:23.73Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/c-MFC-VR2024.pdf</loc><lastmod>2026-07-06T17:28:58.653Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/c-MFC-June2024-amended.pdf</loc><lastmod>2026-07-06T15:15:25.263Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/e_mfc_information_sheet_2024.pdf</loc><lastmod>2026-07-06T15:15:25.112Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/c-MFC-April2024.pdf</loc><lastmod>2026-07-06T16:10:23.766Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/e-MFC-August2024.pdf</loc><lastmod>2026-07-06T15:15:24.878Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/e-MFC-June2024-amended.pdf</loc><lastmod>2026-07-06T16:10:29.876Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/e-MFC-Mar2024.pdf</loc><lastmod>2026-07-06T16:10:29.852Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/c-MFC-June2024.pdf</loc><lastmod>2026-07-06T16:10:29.829Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/c-MFC-Dec2024.pdf</loc><lastmod>2026-07-06T16:10:29.78Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/e-MFC-Feb2024.pdf</loc><lastmod>2026-07-06T16:10:32.831Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/c-MFC-Sept2024.pdf</loc><lastmod>2026-07-06T16:10:32.743Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/c-MFC-May2024.pdf</loc><lastmod>2026-07-06T16:10:23.633Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/e-MFC-Oct2024.pdf</loc><lastmod>2026-07-06T16:10:29.839Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/c-MFC-Feb2024.pdf</loc><lastmod>2026-07-06T16:10:32.462Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/C_MFC_company_information_sheet_2024.pdf</loc><lastmod>2026-07-06T16:10:33.059Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/e-MFC-Sept2024.pdf</loc><lastmod>2026-07-06T16:10:29.803Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/e-MFC-April2024.pdf</loc><lastmod>2026-07-06T16:10:29.815Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2024/e-MFC-VR2024.pdf</loc><lastmod>2026-07-06T17:28:56.69Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/c_MFCNov11.pdf</loc><lastmod>2026-07-06T16:10:32.563Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/e_MFCDec11.pdf</loc><lastmod>2026-07-06T16:10:31.969Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/c-FF304M-MAR11-drip.pdf</loc><lastmod>2026-07-06T16:10:32.071Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/c_MFCMar11.pdf</loc><lastmod>2026-07-06T16:10:23.673Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/e_MFCJuly11.pdf</loc><lastmod>2026-07-06T16:10:32.326Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/c_MFC_VTGR_May11.pdf</loc><lastmod>2026-07-06T16:10:23.664Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/c_MFCDec11.pdf</loc><lastmod>2026-07-06T16:10:32.593Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/c_MFC_FEB11.pdf</loc><lastmod>2026-07-06T16:10:32.375Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/2011_MFC_Report_of_Voting_Results.pdf</loc><lastmod>2026-07-06T16:10:32.978Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/e_MFC_FEB11.pdf</loc><lastmod>2026-07-06T16:10:32.014Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/e_MFCJun11.pdf</loc><lastmod>2026-07-06T16:10:29.864Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/e-FF304M-JUNE11-drip.pdf</loc><lastmod>2026-07-06T16:10:32.148Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/e_MFCMay11.pdf</loc><lastmod>2026-07-06T16:10:32.71Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/e-FF304M-SEPT11-drip.pdf</loc><lastmod>2026-07-06T16:10:32.685Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/e_MFCOct11.pdf</loc><lastmod>2026-07-06T16:10:32.104Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/e_MFCMar11.pdf</loc><lastmod>2026-07-06T16:10:32.025Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/c_MFCMay11.pdf</loc><lastmod>2026-07-06T16:10:32.059Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/e_MFCApr11.pdf</loc><lastmod>2026-07-06T16:10:32.003Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/e_MFC_JAN11.pdf</loc><lastmod>2026-07-06T16:10:32.183Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/c-FF304M-DEC11-drip.pdf</loc><lastmod>2026-07-06T16:10:32.126Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/e-FF304M-DEC11-drip.pdf</loc><lastmod>2026-07-06T16:10:32.171Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/c_MFCAug11.pdf</loc><lastmod>2026-07-06T16:10:32.662Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/c_MFCJun11.pdf</loc><lastmod>2026-07-06T16:10:33.027Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/c_MFC_JAN11.pdf</loc><lastmod>2026-07-06T16:10:32.548Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/c_MFCJuly11.pdf</loc><lastmod>2026-07-06T16:10:32.473Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/c_MFCOct11.pdf</loc><lastmod>2026-07-06T16:10:32.789Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/e_MFCSep11.pdf</loc><lastmod>2026-07-06T16:10:29.765Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/e_MFCNov11.pdf</loc><lastmod>2026-07-06T16:10:29.722Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/e-FF304M-MAR11-drip.pdf</loc><lastmod>2026-07-06T16:10:31.981Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/c-FF304M-JUNE11-drip.pdf</loc><lastmod>2026-07-06T16:10:33.015Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/c_MFCApr11.pdf</loc><lastmod>2026-07-06T16:10:29.792Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/c_MFCSep11.pdf</loc><lastmod>2026-07-06T16:10:32.116Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/c-FF304M-SEPT11-drip.pdf</loc><lastmod>2026-07-06T16:10:32.921Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2011/e_MFCAug11.pdf</loc><lastmod>2026-07-06T16:10:32.048Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/e_MFCJune14.pdf</loc><lastmod>2026-07-06T16:10:32.617Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/c_MFCSEP14.pdf</loc><lastmod>2026-07-06T16:10:32.8Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/e_MFCMay14.pdf</loc><lastmod>2026-07-06T16:10:32.407Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/e_MFCApr14.pdf</loc><lastmod>2026-07-06T16:10:32.313Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/e_MFCJuly14.pdf</loc><lastmod>2026-07-06T16:10:32.731Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/e-FF304M-Sept14-drip.pdf</loc><lastmod>2026-07-06T16:10:32.776Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/c_MFCDec14.pdf</loc><lastmod>2026-07-06T16:10:32.234Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/e_MFCCompanyInformationSheet_2014.pdf</loc><lastmod>2026-07-06T16:10:32.196Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/e-FF304M-Jun14-drip.pdf</loc><lastmod>2026-07-06T16:10:32.536Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/e_MFCFeb14.pdf</loc><lastmod>2026-07-06T16:10:32.954Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/c_MFCOCT14.pdf</loc><lastmod>2026-07-06T16:10:29.743Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/c_MFCMay14.pdf</loc><lastmod>2026-07-06T16:10:32.397Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/c_MFC_VTGRpt1May14.pdf</loc><lastmod>2026-07-06T16:10:33.037Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/e_MFCNov2014.pdf</loc><lastmod>2026-07-06T16:10:32.137Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/E_MFC_VTG_14.pdf</loc><lastmod>2026-07-06T16:10:32.809Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/c_MFCJune14.pdf</loc><lastmod>2026-07-06T16:10:32.279Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/c_MFCNov14.pdf</loc><lastmod>2026-07-06T16:10:29.753Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/e-FF304M-Mar14-drip.pdf</loc><lastmod>2026-07-06T16:10:32.943Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/e_MFCJan14.pdf</loc><lastmod>2026-07-06T16:10:32.699Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/c_MFCCompanyInformationSheet_2014.pdf</loc><lastmod>2026-07-06T16:10:32.289Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/e_MFCOct2014.pdf</loc><lastmod>2026-07-06T16:10:33.047Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/c_MFCFeb14.pdf</loc><lastmod>2026-07-06T16:10:37.89Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/c_MFCJUL14.pdf</loc><lastmod>2026-07-06T16:10:32.159Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/e_MFCSept14.pdf</loc><lastmod>2026-07-06T16:10:32.64Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/c_MFCApr14.pdf</loc><lastmod>2026-07-06T16:10:32.248Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/e_MFCAug14.pdf</loc><lastmod>2026-07-06T16:10:32.386Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/e_MFCDec2014.pdf</loc><lastmod>2026-07-06T16:10:32.891Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/c_MFCAUG14.pdf</loc><lastmod>2026-07-06T16:10:32.525Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/c_MFCJan14.pdf</loc><lastmod>2026-07-06T16:10:33.003Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/c-FF304M-Mar14-drip.pdf</loc><lastmod>2026-07-06T16:10:32.821Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/c_MFCMar14.pdf</loc><lastmod>2026-07-06T16:10:32.27Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/c-FF304M-Sep14-drip.pdf</loc><lastmod>2026-07-06T16:10:32.721Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/e_MFCMar14.pdf</loc><lastmod>2026-07-06T16:10:32.351Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2014/c-FF304M-Jun14-drip.pdf</loc><lastmod>2026-07-06T16:10:32.452Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/e-MFC-VR2025.pdf</loc><lastmod>2026-07-06T17:28:56.708Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/c-MFC-Oct2025.pdf</loc><lastmod>2026-07-06T16:16:22.729Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/e_mfc_information_sheet_2025.pdf</loc><lastmod>2026-07-06T16:10:32.629Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/e-MFC-Sept2025.pdf</loc><lastmod>2026-07-06T16:16:23.106Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/c-MFC-June2025.pdf</loc><lastmod>2026-07-06T16:10:32.581Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/e-MFC-Dec2025.pdf</loc><lastmod>2026-07-06T17:25:51.266Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/e-MFC-March2025.pdf</loc><lastmod>2026-07-06T16:10:37.813Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/c-MFC-Sept2025.pdf</loc><lastmod>2026-07-06T16:16:22.742Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/c_mfc_information_sheet_2025.pdf</loc><lastmod>2026-07-06T17:30:10.645Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/c-MFC-Dec2025.pdf</loc><lastmod>2026-07-06T17:29:01.906Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/c-MFC-Jan2025.pdf</loc><lastmod>2026-07-06T16:10:31.993Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/e-MFC-Jan2025.pdf</loc><lastmod>2026-07-06T16:10:32.843Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/e-MFC-Oct2025.pdf</loc><lastmod>2026-07-06T16:16:22.861Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/c-MFC-May2025.pdf</loc><lastmod>2026-07-06T16:10:32.442Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/e-MFC-Feb2025.pdf</loc><lastmod>2026-07-06T16:10:32.854Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/e-MFC-July2025.pdf</loc><lastmod>2026-07-06T16:16:23.054Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/c-MFC-March2025.pdf</loc><lastmod>2026-07-06T16:10:32.753Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/c-MFC-Nov2025.pdf</loc><lastmod>2026-07-06T16:16:22.756Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/e-MFC-Nov2025.pdf</loc><lastmod>2026-07-06T16:16:23.851Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/e-MFC-May2025.pdf</loc><lastmod>2026-07-06T16:10:32.966Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/c-MFC-Feb2025.pdf</loc><lastmod>2026-07-06T16:10:32.484Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/e-MFC-April2025.pdf</loc><lastmod>2026-07-06T16:10:32.432Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/e-MFC-June2025.pdf</loc><lastmod>2026-07-06T16:10:32.763Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/e-MFC-August2025.pdf</loc><lastmod>2026-07-06T16:16:22.667Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/c-MFC-August2025.pdf</loc><lastmod>2026-07-06T16:16:22.716Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/c-MFC-April2025.pdf</loc><lastmod>2026-07-06T16:10:32.493Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/c-MFC-VR2025.pdf</loc><lastmod>2026-07-06T17:29:00.097Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2025/c-MFC-July2025.pdf</loc><lastmod>2026-07-06T16:16:22.796Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/c-FF304M-JUN12-drip.pdf</loc><lastmod>2026-07-06T16:10:37.76Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/c_MFCJan12.pdf</loc><lastmod>2026-07-06T16:10:32.991Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/c-FF304M-MAR12-drip.pdf</loc><lastmod>2025-11-12T21:21:20.908Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/c-FF304M-Sept12-drip.pdf</loc><lastmod>2026-07-06T16:10:32.652Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/e-FF304M-JUN12-drip.pdf</loc><lastmod>2026-07-06T16:10:32.603Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/e_MFC_VR_HK.pdf</loc><lastmod>2026-07-06T16:10:37.551Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/e_MFCMar12.pdf</loc><lastmod>2026-07-06T16:10:32.339Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/c_MFCAug12.pdf</loc><lastmod>2026-07-06T16:10:32.365Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/c_MFCJune12.pdf</loc><lastmod>2026-07-06T16:10:32.911Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/e-FF304M-Sept12-drip.pdf</loc><lastmod>2026-07-06T16:10:32.299Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/e_MFCDec12.pdf</loc><lastmod>2026-07-06T16:10:32.222Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/c_MFCMar12.pdf</loc><lastmod>2026-07-06T16:10:32.258Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/c-FF304M-Dec12-drip.pdf</loc><lastmod>2026-07-06T16:10:32.515Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/c_MFCNov12.pdf</loc><lastmod>2026-07-06T16:10:37.563Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/c_MFCJuly12.pdf</loc><lastmod>2026-07-06T16:10:32.21Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/e-FF304M-MAR12-drip.pdf</loc><lastmod>2026-07-06T16:10:32.931Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/e_MFCSep12.pdf</loc><lastmod>2026-07-06T16:10:32.673Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/c_MFC_VR_HK.pdf</loc><lastmod>2026-07-06T16:10:32.875Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/e_MFCApr12.pdf</loc><lastmod>2026-07-06T16:10:37.635Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/c_MFCDec12.pdf</loc><lastmod>2026-07-06T16:10:37.585Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/e_MFCJune12.pdf</loc><lastmod>2026-07-06T16:10:32.037Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/e_MFCJuly12.pdf</loc><lastmod>2026-07-06T16:10:37.671Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/c_MFCSep12.pdf</loc><lastmod>2026-07-06T16:10:32.093Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/c_MFCOct12.pdf</loc><lastmod>2026-07-06T16:10:37.802Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/e_MFCNov12.pdf</loc><lastmod>2026-07-06T16:10:37.573Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/e_MFCFeb12.pdf</loc><lastmod>2026-07-06T16:10:37.747Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/e-FF304M-Dec12-drip.pdf</loc><lastmod>2026-07-06T16:10:37.771Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/e_MFCMay12.pdf</loc><lastmod>2026-07-06T16:10:32.418Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/e_MFCJan12.pdf</loc><lastmod>2026-07-06T16:10:37.708Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/e_MFCCompanyInformationSheet_2012.pdf</loc><lastmod>2026-07-06T16:10:37.684Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/c_MFCCompanyInformationSheet_2012.pdf</loc><lastmod>2026-07-06T16:10:37.858Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/c_MFCApr12.pdf</loc><lastmod>2026-07-06T16:11:52.232Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/c_MFCFeb12.pdf</loc><lastmod>2026-07-06T16:10:33.069Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/c_MFCMay12.pdf</loc><lastmod>2026-07-06T16:11:48.458Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/e_MFCOct12.pdf</loc><lastmod>2026-07-06T16:10:32.081Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2012/e_MFCAug12.pdf</loc><lastmod>2026-07-06T16:10:37.647Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/c-MFC-Jan2022.pdf</loc><lastmod>2026-07-06T16:10:37.838Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/e-MFC-Apr2022.pdf</loc><lastmod>2026-07-06T16:11:48.629Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/e-MFC-Oct2022.pdf</loc><lastmod>2026-07-06T16:10:37.518Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/e-MFC-Feb2022-amended.pdf</loc><lastmod>2026-07-06T16:11:48.947Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/c-MFC-August2022.pdf</loc><lastmod>2026-07-06T16:10:37.783Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/c-MFC-May2022.pdf</loc><lastmod>2026-07-06T16:10:37.792Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/c-MFC-June2022.pdf</loc><lastmod>2026-07-06T16:10:37.66Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/c-MFC-Sept2022.pdf</loc><lastmod>2026-07-06T16:10:37.534Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/e-MFC-August2022.pdf</loc><lastmod>2026-07-06T16:10:37.825Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/e-MFC-Nov2022.pdf</loc><lastmod>2026-07-06T16:11:48.55Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/e-MFC-VR2022.pdf</loc><lastmod>2026-07-06T16:10:37.624Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/e-MFC-Feb2022.pdf</loc><lastmod>2026-07-06T16:11:49.116Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/c-MFC-TricorCOA.pdf</loc><lastmod>2026-07-06T16:11:52.317Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/e-MFC-May2022.pdf</loc><lastmod>2026-07-06T16:11:52.43Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/c-MFC-Feb2022.pdf</loc><lastmod>2026-07-06T16:11:48.733Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/e-MFC-Sept2022.pdf</loc><lastmod>2026-07-06T16:11:52.365Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/c-MFC-Feb2022-amended.pdf</loc><lastmod>2026-07-06T16:10:37.723Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/c-MFC-Oct2022.pdf</loc><lastmod>2026-07-06T16:10:37.849Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/e-MFC-Mar2022.pdf</loc><lastmod>2026-07-06T16:11:49.151Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/c-MFC-Mar2022.pdf</loc><lastmod>2026-07-06T16:10:37.594Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/c-MFC-VR2022.pdf</loc><lastmod>2026-07-06T16:11:58.236Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/e-MFC-June2022.pdf</loc><lastmod>2026-07-06T16:10:37.869Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/c-MFC%20-Nov2022.pdf</loc><lastmod>2026-07-06T16:11:48.311Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/e_MFC-TricorCOA.pdf</loc><lastmod>2026-07-06T16:10:37.733Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/c-MFC-July2022.pdf</loc><lastmod>2026-07-06T16:10:37.604Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/c-MFC-Apr2022.pdf</loc><lastmod>2026-07-06T16:11:52.328Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/e-MFC-Dec2022.pdf</loc><lastmod>2026-07-06T16:11:49.021Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/e-MFC-July2022.pdf</loc><lastmod>2026-07-06T16:11:58.109Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/e-MFC-Jan2022.pdf</loc><lastmod>2026-07-06T16:11:49.178Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2022/c-MFC-Dec2022.pdf</loc><lastmod>2026-07-06T16:10:37.508Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/e-MFC-July2019.pdf</loc><lastmod>2026-07-06T16:11:49.203Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/e_MFC%20Company%20Information%20Sheet%202019.pdf</loc><lastmod>2026-07-06T16:11:48.268Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/e-MFC-Aug2019.pdf</loc><lastmod>2026-07-06T16:11:58.085Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/e-MFC-Apr2019.pdf</loc><lastmod>2026-07-06T16:11:52.474Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/e_FF304M%20-%20Next%20Day%20Return%20re%20NCIB%20dated%2011Jan2019.pdf</loc><lastmod>2026-07-06T16:11:52.452Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/e_MFC-Jan2019.pdf</loc><lastmod>2026-07-06T16:11:58.131Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/c-MFC-Dec2019.pdf</loc><lastmod>2026-07-06T16:11:52.386Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/C_%20FF304M-MFC%20Next%20Day%20Return%20re%20NCIB%20dated%204Jan2019.pdf</loc><lastmod>2026-07-06T16:11:48.331Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/e-MFC-Dec2019.pdf</loc><lastmod>2026-07-06T16:11:48.494Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/c-MFC-Feb2019.pdf</loc><lastmod>2026-07-06T16:11:49.228Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/e_MFC-Mar2019.pdf</loc><lastmod>2026-07-06T16:11:52.397Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/e_MFC-Announcement%20(Tricor%20Change%20of%20Address)%20(v2).pdf</loc><lastmod>2026-07-06T16:11:58.271Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/c_MFC-Jan2019.pdf</loc><lastmod>2026-07-06T16:11:48.886Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/e-MFC-May2019.pdf</loc><lastmod>2026-07-06T16:11:52.34Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/c_MFC-Announcement%20(Tricor%20Change%20of%20Address)%20(v2).pdf</loc><lastmod>2026-07-06T16:10:37.613Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/C_MFC%20Company%20Information%20Sheet%202019.pdf</loc><lastmod>2026-07-06T16:11:48.743Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/c-MFC-Apr2019.pdf</loc><lastmod>2026-07-06T16:11:58.074Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/c-MFC-May2019.pdf</loc><lastmod>2026-07-06T16:11:58.165Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/e_MFC%20-%20Next%20Day%20Return%20re%20NCIB%20dated%201Feb2019-REVISED.pdf</loc><lastmod>2026-07-06T16:11:48.505Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/e-MFC-Sept2019.pdf</loc><lastmod>2026-07-06T16:11:58.141Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/e_FF304M%20-%20Next%20Day%20Return%20re%20NCIB%20dated%2018Jan2019.pdf</loc><lastmod>2026-07-06T16:11:58.225Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/c-MFC-July2019.pdf</loc><lastmod>2026-07-06T16:11:48.695Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/E-MFC-VR-2May2019.pdf</loc><lastmod>2026-07-06T16:11:52.262Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/C-MFC-VR-2May2019.pdf</loc><lastmod>2026-07-06T16:11:48.365Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/c-MFC-Nov2019.pdf</loc><lastmod>2026-07-06T16:11:48.961Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/e_FF304M%20-%20Next%20Day%20Return%20re%20NCIB%20dated%204Jan2019.pdf</loc><lastmod>2026-07-06T16:11:48.862Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/C_%20FF304M-MFC%20Next%20Day%20Return%20re%20NCIB%20dated%201Feb2019.pdf</loc><lastmod>2026-07-06T16:11:48.152Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/c-MFC-June2019.pdf</loc><lastmod>2026-07-06T16:11:58.258Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/e-MFC-June2019.pdf</loc><lastmod>2026-07-06T16:11:52.409Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/c-MFC-Sept2019.pdf</loc><lastmod>2026-07-06T16:11:48.709Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/e-MFC-Nov2019.pdf</loc><lastmod>2026-07-06T16:11:48.996Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/C_%20FF304M-MFC%20Next%20Day%20Return%20re%20NCIB%20dated%201Feb2019%20-%20REVISED.pdf</loc><lastmod>2026-07-06T16:11:52.421Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/C_%20FF304M-MFC%20Next%20Day%20Return%20re%20NCIB%20dated%2018Jan2019.pdf</loc><lastmod>2026-07-06T16:11:48.986Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/e_MFC-Feb2019.pdf</loc><lastmod>2026-07-06T16:11:58.176Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/C_%20FF304M-MFC%20Next%20Day%20Return%20re%20NCIB%20dated%2011Jan2019.pdf</loc><lastmod>2026-07-06T16:11:58.282Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/c-MFC-Aug2019.pdf</loc><lastmod>2026-07-06T16:11:52.443Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/c-MFC-Mar2019.pdf</loc><lastmod>2026-07-06T16:11:48.258Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/e_FF304M%20-%20Next%20Day%20Return%20re%20NCIB%20dated%201Feb2019.pdf</loc><lastmod>2026-07-06T16:11:48.539Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/c-MFC-Oct2019.pdf</loc><lastmod>2026-07-06T16:11:58.246Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2019/e-MFC-Oct2019.pdf</loc><lastmod>2026-07-06T16:11:48.896Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/C_MFC_company_information_sheet_2023.pdf</loc><lastmod>2026-07-06T16:11:49.079Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/c-MFC-VR2023.pdf</loc><lastmod>2026-07-06T17:29:00.111Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/e-MFC-Dec2023.pdf</loc><lastmod>2026-07-06T16:11:49.104Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/c-MFC-August2023.pdf</loc><lastmod>2026-07-06T16:11:48.619Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/c-MFC-July2023.pdf</loc><lastmod>2026-07-06T16:11:52.463Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/c-MFC-Jan2023.pdf</loc><lastmod>2026-07-06T16:11:48.302Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/e-MFC-Nov2023.pdf</loc><lastmod>2026-07-06T16:11:58.153Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/e-MFC%20-Sept2023.pdf</loc><lastmod>2026-07-06T16:11:52.271Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/c-MFC-June2023.pdf</loc><lastmod>2026-07-06T16:11:48.162Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/e-MFC-Feb2023.pdf</loc><lastmod>2026-07-06T16:11:49.128Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/c-MFC-Nov2023.pdf</loc><lastmod>2026-07-06T16:11:58.122Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/c-MFC-Sept2023.pdf</loc><lastmod>2026-07-06T16:11:58.213Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/c-MFC-May2023.pdf</loc><lastmod>2026-07-06T16:11:52.354Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/e-MFC-Jan2023.pdf</loc><lastmod>2026-07-06T16:11:49.238Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/c-MFC-Mar2023.pdf</loc><lastmod>2026-07-06T16:11:48.683Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/e-MFC-Apr2023.pdf</loc><lastmod>2026-07-06T16:11:48.594Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/c-MFC-Apr2023.pdf</loc><lastmod>2026-07-06T16:11:58.291Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/e-MFC-Mar2023.pdf</loc><lastmod>2026-07-06T16:11:49.056Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/c-MFC-Dec2023.pdf</loc><lastmod>2026-07-06T16:11:48.662Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/e-MFC-June2023.pdf</loc><lastmod>2026-07-06T16:11:52.22Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/e-MFC-VR2023.pdf</loc><lastmod>2026-07-06T17:28:56.566Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/c-MFC-Feb2023.pdf</loc><lastmod>2026-07-06T16:11:48.05Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/e-MFC-July2023.pdf</loc><lastmod>2026-07-06T16:11:49.043Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/e-MFC-August2023.pdf</loc><lastmod>2026-07-06T16:11:48.583Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/E_MFC_company_information_sheet_2023.pdf</loc><lastmod>2026-07-06T16:11:52.252Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2023/e-MFC-May2023.pdf</loc><lastmod>2026-07-06T16:11:49.315Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/e-MFC-Mar2020.pdf</loc><lastmod>2026-07-06T16:11:48.793Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/c-MFC-Feb2020.pdf</loc><lastmod>2026-07-06T16:11:52.296Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/e-MFC-Sept2020.pdf</loc><lastmod>2026-07-06T16:11:49.009Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/e-MFC-June2020.pdf</loc><lastmod>2026-07-06T16:11:49.09Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/e-MFC-Dec2020.pdf</loc><lastmod>2026-07-06T16:11:49.19Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/e-MFC-May2020.pdf</loc><lastmod>2026-07-06T16:11:52.241Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/c-MFC-Nov2020.pdf</loc><lastmod>2026-07-06T16:11:48.874Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/c-MFC-Jan2020.pdf</loc><lastmod>2026-07-06T16:11:48.918Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/c-MFC-Apr2020.pdf</loc><lastmod>2026-07-06T16:11:48.248Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/e-MFC-August2020.pdf</loc><lastmod>2026-07-06T16:11:48.408Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/c_MFC_Company_Information_Sheet_2020.pdf</loc><lastmod>2026-07-06T16:11:48.908Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/e-MFC-July2020.pdf</loc><lastmod>2026-07-06T16:11:48.374Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/c-MFC-Mar2020.pdf</loc><lastmod>2026-07-06T16:11:48.173Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/c-MFC-July2020.pdf</loc><lastmod>2026-07-06T16:11:52.377Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/c-MFC-May2020.pdf</loc><lastmod>2026-07-06T16:11:48.32Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/e-MFC-Apr2020.pdf</loc><lastmod>2026-07-06T16:11:48.352Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/MFC_VR_2020_Y1_EN.pdf</loc><lastmod>2026-07-06T16:11:48.48Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/MFC_VR_2020_Y1_CH.pdf</loc><lastmod>2026-07-06T16:11:48.448Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/e_MFC_Company_Information_Sheet_2020.pdf</loc><lastmod>2026-07-06T16:11:48.236Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/e-MFC-Nov2020.pdf</loc><lastmod>2026-07-06T16:11:48.125Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/c-MFC-August2020.pdf</loc><lastmod>2026-07-06T16:11:48.437Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/e-MFC-Jan2020.pdf</loc><lastmod>2026-07-06T16:11:48.098Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/c-MFC-Dec2020.pdf</loc><lastmod>2026-07-06T16:11:48.768Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/c-MFC-June2020.pdf</loc><lastmod>2026-07-06T16:11:48.64Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/e-MFC-Feb2020.pdf</loc><lastmod>2026-07-06T16:11:49.216Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/c-MFC-Sept2020.pdf</loc><lastmod>2025-11-12T21:21:59.89Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/e-MFC-Oct2020.pdf</loc><lastmod>2026-07-06T16:11:48.78Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2020/c-MFC-Oct2020.pdf</loc><lastmod>2026-07-06T16:11:58.098Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/MFC_1Q17_VotingResults.pdf</loc><lastmod>2026-07-06T16:11:48.72Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/c_MFC-Sept2017.pdf</loc><lastmod>2026-07-06T16:11:48.572Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/e_MFC-Dec2017.pdf</loc><lastmod>2026-07-06T16:11:48.65Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/e_MFC-APR2017.pdf</loc><lastmod>2025-11-12T21:21:45.992Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/c_Manulife%20-%20Change%20of%20Transfer%20Agent%20(170911).pdf</loc><lastmod>2026-07-06T16:11:48.342Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/e_MFC-JAN2017.pdf</loc><lastmod>2026-07-06T16:11:49.252Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/c_MFC-FEB2017.pdf</loc><lastmod>2026-07-06T16:12:33.538Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/e_MFC-May2017.pdf</loc><lastmod>2026-07-06T16:11:48.113Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/c_MFC-May2017.pdf</loc><lastmod>2026-07-06T16:11:48.428Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/c_MFC-Aug2017.pdf</loc><lastmod>2026-07-06T16:11:48.928Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/e_MFC-Sept2017.pdf</loc><lastmod>2026-07-06T16:11:52.209Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/c_MFC-June2017.pdf</loc><lastmod>2026-07-06T16:12:33.177Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/c_MFC-Oct2017.pdf</loc><lastmod>2026-07-06T16:11:58.203Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/c_MFC-Nov2017.pdf</loc><lastmod>2026-07-06T16:11:48.819Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/e_MFC-June2017.pdf</loc><lastmod>2026-07-06T16:11:48.28Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/e_MFC-FEB2017.pdf</loc><lastmod>2026-07-06T16:11:48.038Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/e_MFC%20Company%20Information%20Sheet%202017.pdf</loc><lastmod>2026-07-06T16:12:33.557Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/e_MFC-July2017.pdf</loc><lastmod>2026-07-06T16:11:48.388Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/C_MFC_1Q17_VotingResults.pdf</loc><lastmod>2026-07-06T16:11:58.191Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/c_MFC-MAR2017.pdf</loc><lastmod>2026-07-06T16:11:48.419Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/e_MFC-MAR2017.pdf</loc><lastmod>2026-07-06T16:12:29.503Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/e_MFC-Oct2017.pdf</loc><lastmod>2026-07-06T16:11:48.828Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/c_MFC-Dec2017.pdf</loc><lastmod>2026-07-06T16:11:48.84Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/c_MFC-July2017.pdf</loc><lastmod>2026-07-06T16:12:34.341Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/e_MFC-Nov2017.pdf</loc><lastmod>2026-07-06T16:12:29.468Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/c_MFC-JAN2017.pdf</loc><lastmod>2026-07-06T16:11:48.399Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/c_MFC%20Company%20Information%20Sheet%202017.pdf</loc><lastmod>2026-07-06T16:12:29.359Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/c_MFC-APR2017.pdf</loc><lastmod>2026-07-06T16:11:49.279Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/e_MFC-Aug2017.pdf</loc><lastmod>2026-07-06T16:11:52.196Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2017/e_Manulife%20-%20Change%20of%20Transfer%20Agent%20(170911).pdf</loc><lastmod>2026-07-06T16:11:48.139Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/e-MFC-Apr2021.pdf</loc><lastmod>2026-07-06T16:12:29.406Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/c_MFC_Company_Information_Sheet_2021.pdf</loc><lastmod>2026-07-06T16:11:49.032Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/c-MFC-Apr2021.pdf</loc><lastmod>2026-07-06T16:11:52.306Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/e-MFC-Oct2021.pdf</loc><lastmod>2026-07-06T16:11:48.061Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/c-MFC-June2021.pdf</loc><lastmod>2026-07-06T16:12:34.126Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/e-MFC-July2021.pdf</loc><lastmod>2026-07-06T16:11:49.267Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/e-MFC-Mar2021.pdf</loc><lastmod>2026-07-06T16:11:48.211Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/c-MFC-Dec2021-amendment.pdf</loc><lastmod>2026-07-06T16:11:52.283Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/e-MFC-August2021.pdf</loc><lastmod>2026-07-06T16:11:49.29Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/e-MFC-Nov2021.pdf</loc><lastmod>2026-07-06T16:11:48.807Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/c-MFC-Nov2021.pdf</loc><lastmod>2026-07-06T16:11:48.292Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/e-MFC-Dec2021.pdf</loc><lastmod>2026-07-06T16:12:34.243Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/e-MFC-Jan2021.pdf</loc><lastmod>2026-07-06T16:11:48.849Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/c-MFC-Sept2021.pdf</loc><lastmod>2026-07-06T16:12:29.481Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/e_MFC_Company_Information_Sheet_2021.pdf</loc><lastmod>2026-07-06T16:11:49.139Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/c-MFC-August2021.pdf</loc><lastmod>2026-07-06T16:12:34.438Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/e-MFC-June2021.pdf</loc><lastmod>2026-07-06T16:11:48.606Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/e-MFC-May2021.pdf</loc><lastmod>2026-07-06T16:11:48.974Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/c-MFC-Feb2021.pdf</loc><lastmod>2026-07-06T16:11:48.075Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/c-MFC-July2021.pdf</loc><lastmod>2026-07-06T16:11:48.516Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/e-MFC-Feb2021.pdf</loc><lastmod>2026-07-06T16:11:49.165Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/c-MFC-Dec2021.pdf</loc><lastmod>2026-07-06T16:12:29.312Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/e-MFC-Sept2021.pdf</loc><lastmod>2026-07-06T16:11:48.672Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/c-MFC-Change-of-Business-Address-in-HK.pdf</loc><lastmod>2026-07-06T16:12:29.492Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/c-MFC-Jan2021.pdf</loc><lastmod>2026-07-06T16:12:33.317Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/e-MFC-Change-of-Business-Address-in-HK.pdf</loc><lastmod>2026-07-06T16:12:34.288Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/c-MFC-May2021.pdf</loc><lastmod>2026-07-06T16:12:34.025Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/e-MFC-Dec2021-amendment.pdf</loc><lastmod>2026-07-06T16:12:34.014Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/c-MFC-Oct2021.pdf</loc><lastmod>2026-07-06T16:12:29.384Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2021/c-MFC-Mar2021.pdf</loc><lastmod>2026-07-06T16:12:33.982Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/E_MFC_company_information_sheet_2022.pdf</loc><lastmod>2026-07-06T16:12:34.351Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/c_MFC-July2018.pdf</loc><lastmod>2026-07-06T16:12:29.395Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/E_FF304M%20-%20MFC%20Next%20Day%20Return%20re%20NCIB%20dated%2014Dec2018.pdf</loc><lastmod>2026-07-06T16:12:34.255Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/e_MFC-Sept2018.pdf</loc><lastmod>2026-07-06T16:12:29.432Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/C_%20MFC%20Next%20Day%20Return%20re%20NCIB%20dated%2023Nov2018-final.pdf</loc><lastmod>2026-07-06T16:11:48.225Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/E_MFC_1Q18_VotingResults.pdf</loc><lastmod>2026-07-06T16:12:34.427Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/E_FF304M%20-%20Next%20Day%20Return%20re%20NCIB%20dated%2021Dec2018.pdf</loc><lastmod>2026-07-06T16:11:49.068Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/c_MFC-May2018.pdf</loc><lastmod>2026-07-06T16:12:33.428Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/C_%20FF304M-MFC%20Next%20Day%20Return%20re%20NCIB%20dated%2028Dec2018.pdf</loc><lastmod>2026-07-06T16:11:48.937Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/E_FF304M%20-%20MFC%20Next%20Day%20Return%20re%20NCIB%20dated%2030Nov2018.pdf</loc><lastmod>2026-07-06T16:11:48.087Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/e_MFC-Dec2018.pdf</loc><lastmod>2026-07-06T16:12:33.619Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/E_%20MFC%20Next%20Day%20Return%20re%20NCIB%20dated%2023Nov2018-final.pdf</loc><lastmod>2026-07-06T16:12:34.223Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/c_MFC%20Company%20Information%20Sheet%202018.pdf</loc><lastmod>2026-07-06T16:12:33.741Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/e_MFC-Oct2018.pdf</loc><lastmod>2026-07-06T16:11:48.527Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/C_%20FF304M-MFC%20Next%20Day%20Return%20re%20NCIB%20dated%207Dec2018.pdf</loc><lastmod>2026-07-06T16:12:29.422Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/e_MFC-July2018.pdf</loc><lastmod>2026-07-06T16:11:48.754Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/E_FF304M%20-%20Next%20Day%20Return%20re%20NCIB%20dated%2028Dec2018.pdf</loc><lastmod>2026-07-06T16:12:33.124Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/e_MFC-Nov2018.pdf</loc><lastmod>2026-07-06T16:12:34.145Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/c_MFC-Jan2018.pdf</loc><lastmod>2026-07-06T16:12:33.136Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/c_MFC-Feb2018.pdf</loc><lastmod>2026-07-06T16:12:29.323Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/c_MFC-Aug2018.pdf</loc><lastmod>2026-07-06T16:12:29.336Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/c_MFC-Mar2018.pdf</loc><lastmod>2026-07-06T16:12:29.446Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/c_MFC-June2018.pdf</loc><lastmod>2026-07-06T16:12:34.136Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/c_MFC-Oct2018.pdf</loc><lastmod>2026-07-06T16:12:34.405Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/c_MFC-Dec2018.pdf</loc><lastmod>2026-07-06T16:12:34.267Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/e_MFC-May2018.pdf</loc><lastmod>2026-07-06T16:12:33.845Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/C_%20FF304M-MFC%20Next%20Day%20Return%20re%20NCIB%20dated%2021Dec2018.pdf</loc><lastmod>2026-07-06T16:12:29.456Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/e_MFC-Apr2018.pdf</loc><lastmod>2026-07-06T16:12:33.82Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/e_MFC-June2018.pdf</loc><lastmod>2026-07-06T16:12:33.971Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/e_MFC-Feb2018.pdf</loc><lastmod>2026-07-06T16:12:33.656Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/e_MFC-Aug2018.pdf</loc><lastmod>2026-07-06T16:12:33.937Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/c_MFC-Nov2018.pdf</loc><lastmod>2026-07-06T16:12:29.348Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/C-MFC-3May2018-VotingResults.pdf</loc><lastmod>2026-07-06T16:12:33.115Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/c_MFC-Sept2018.pdf</loc><lastmod>2026-07-06T16:12:34.395Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/C_%20FF304M-MFC%20Next%20Day%20Return%20re%20NCIB%20dated%2014Dec2018.pdf</loc><lastmod>2026-07-06T16:12:29.371Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/E_FF304M%20-%20Next%20Day%20Return%20re%20NCIB%20dated%207Dec2018.pdf</loc><lastmod>2026-07-06T16:12:33.856Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/e_MFC%20Company%20Information%20Sheet%202018.pdf</loc><lastmod>2026-07-06T16:12:33.103Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/e_MFC-Jan2018.pdf</loc><lastmod>2026-07-06T16:12:33.518Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/c_MFC-Apr2018.pdf</loc><lastmod>2026-07-06T16:12:33.395Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/e_MFC-Mar2018.pdf</loc><lastmod>2026-07-06T16:12:33.463Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/securities-filings/hkex/2018/C_%20FF304M-MFC%20Next%20Day%20Return%20re%20NCIB%20dated%2030Nov2018.pdf</loc><lastmod>2026-07-06T16:12:34.202Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/summary_of_important_changes_to_manulife_SIP_beginning_in_1Q23.pdf</loc><lastmod>2026-07-06T16:12:33.09Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/mfc_annualreport2018_fr.pdf</loc><lastmod>2025-11-12T21:21:09.389Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-reports/mfc_annualreport2017.pdf</loc><lastmod>2025-11-12T21:21:06.711Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-reports/mfc_annualreport2018.pdf</loc><lastmod>2025-11-12T21:21:06.837Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/investor-day-bios-2024.pdf</loc><lastmod>2026-07-06T16:13:47.26Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_MIN_2024_Y1_EN.pdf</loc><lastmod>2026-07-06T16:12:33.677Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_VR_2026_FR.pdf</loc><lastmod>2026-07-06T17:33:49.875Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_2026_AGM_hybrid_meeting_guide_FR.pdf</loc><lastmod>2026-07-06T17:30:09.783Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_MIN_2023_Y1_FR.pdf</loc><lastmod>2026-07-06T16:12:33.474Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_AGM_Lumi_2024_EN.pdf</loc><lastmod>2026-07-06T16:12:33.35Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_VR_2025_FR.pdf</loc><lastmod>2026-07-06T16:12:33.188Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_AGM_Lumi_2023_FR.pdf</loc><lastmod>2026-07-06T16:12:33.914Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_rules_of_conduct_2024_FR.pdf</loc><lastmod>2026-07-06T16:12:33.256Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_VR_2018_Y1_EN.pdf</loc><lastmod>2026-07-06T16:12:33.327Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_VR_2021_Y1_EN.pdf</loc><lastmod>2026-07-06T16:12:33.406Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_rules_of_conduct_2025_EN.pdf</loc><lastmod>2026-07-06T16:12:33.384Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_MIN_2020_Y1_EN.pdf</loc><lastmod>2026-07-06T16:12:33.88Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_virtual_meeting-user_guide-2022.pdf</loc><lastmod>2025-11-12T21:21:06.531Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_VR_2019_Y1_EN.pdf</loc><lastmod>2026-07-06T16:12:33.267Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_MIN_2025_Y1_EN.pdf</loc><lastmod>2026-07-06T16:12:34.101Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_2026_AGM_hybrid_meeting_guide_EN.pdf</loc><lastmod>2026-07-06T17:30:09.159Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_NAM_2023_Y1_FR.pdf</loc><lastmod>2026-07-06T16:12:33.507Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_AMA_CFO_2017_Y1_EN.pdf</loc><lastmod>2026-07-06T16:12:33.767Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_PR_2019_FR.pdf</loc><lastmod>2025-11-12T21:21:02.128Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_AGM_rules_of_conduct_2023_FR.pdf</loc><lastmod>2026-07-06T16:12:33.277Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_MIN_2018_Y1_EN.pdf</loc><lastmod>2026-07-06T16:12:34.415Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_NAMRD_2023_Y1_FR.pdf</loc><lastmod>2026-07-06T16:12:33.991Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_NAMRD_2023_Y1_EN.pdf</loc><lastmod>2025-11-12T21:21:01.329Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_2026_AGM_Rules_of_Conduct_EN.pdf</loc><lastmod>2026-07-06T17:30:09.398Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_MIN_2026_Y1_FR.pdf</loc><lastmod>2026-07-06T17:38:14.746Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_VR_2022_FR.pdf</loc><lastmod>2025-11-12T21:21:02.957Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/FAQ_policyholder_FR.pdf</loc><lastmod>2025-11-12T21:20:58.056Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_NAM_2023_Y1_EN.pdf</loc><lastmod>2026-07-06T16:12:34.079Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_VR_2021_Y1_CH.pdf</loc><lastmod>2026-07-06T16:12:34.056Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_MIN_2022_Y1_FR.pdf</loc><lastmod>2026-07-06T16:12:33.305Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_rules_of_conduct_2025_FR.pdf</loc><lastmod>2026-07-06T16:12:33.233Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC-guide-du-participant-assemblee-virtuelle-2022.pdf</loc><lastmod>2025-11-12T21:20:58.367Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_MIN_2025_Y1_FR.pdf</loc><lastmod>2026-07-06T16:13:12.593Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_VR_2024_EN.pdf</loc><lastmod>2026-07-06T16:12:33.568Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_AGM_Lumi_2023_EN.pdf</loc><lastmod>2026-07-06T16:12:33.588Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_rules_of_conduct_2022_EN.pdf</loc><lastmod>2025-11-12T21:21:05.947Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_VR_2026_EN.pdf</loc><lastmod>2026-07-06T17:33:49.69Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_MIN_2021_Y1_FR.pdf</loc><lastmod>2026-07-06T16:12:33.244Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_VR_2023_FR.pdf</loc><lastmod>2026-07-06T16:12:33.201Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_NAM_2017_Y1_EN.pdf</loc><lastmod>2026-07-06T16:12:34.046Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_MIN_2021_Y1_EN.pdf</loc><lastmod>2026-07-06T16:12:33.63Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_rules_of_conduct_2024_EN.pdf</loc><lastmod>2026-07-06T16:12:33.609Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_AMS_CFO_2017_Y1_EN.pdf</loc><lastmod>2026-07-06T16:13:47.424Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_VR_2020_Y1_EN.pdf</loc><lastmod>2025-11-12T21:21:02.507Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_AGM_Lumi_2025_EN.pdf</loc><lastmod>2026-07-06T16:12:34.278Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_MIN_2023_Y1_EN..pdf</loc><lastmod>2026-07-06T16:12:33.496Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_MIN_2019_Y1_EN.pdf</loc><lastmod>2026-07-06T16:12:33.73Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_AMS_CEO_2017_Y1_EN.pdf</loc><lastmod>2026-07-06T16:12:34.036Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_VR_2017_Y1_EN.pdf</loc><lastmod>2026-07-06T16:12:34.18Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_VR_2025_EN.pdf</loc><lastmod>2026-07-06T16:12:33.547Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_AGM_rules_of_conduct_2023_EN.pdf</loc><lastmod>2026-07-06T16:12:33.948Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_AGM_Lumi_2025_FR.pdf</loc><lastmod>2026-07-06T16:12:36.709Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_NAM_2018_Y1_EN.pdf</loc><lastmod>2026-07-06T16:12:34.212Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_VR_2022_EN.pdf</loc><lastmod>2025-11-12T21:21:02.859Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_VR_2024_FR.pdf</loc><lastmod>2026-07-06T16:12:33.212Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_rules_of_conduct_2022_FR.pdf</loc><lastmod>2025-11-12T21:21:06.084Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_MIN_2026_Y1_EN.pdf</loc><lastmod>2026-07-06T17:38:15.804Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/FAQ_policyholder_EN.pdf</loc><lastmod>2025-11-12T21:20:57.956Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_PR_2019_EN.pdf</loc><lastmod>2025-11-12T21:21:02.016Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_VR_2023_EN.pdf</loc><lastmod>2026-07-06T16:12:33.959Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_2026_AGM_Rules_of_Conduct_FR.pdf</loc><lastmod>2026-07-06T17:30:10.223Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_VR_2021_Y1_FR.pdf</loc><lastmod>2026-07-06T16:12:33.807Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_MIN_2024_Y1_FR.pdf</loc><lastmod>2026-07-06T16:12:34.361Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_PC_2019_Y1_EN.pdf</loc><lastmod>2026-07-06T16:12:34.067Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_AMA_CEO_2017_Y1_EN.pdf</loc><lastmod>2026-07-06T16:12:33.292Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/FAQ_shareholder_FR.pdf</loc><lastmod>2025-11-12T21:20:58.255Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/FAQ_shareholder_EN.pdf</loc><lastmod>2025-11-12T21:20:58.163Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_MIN_2022_Y1_EN.pdf</loc><lastmod>2026-07-06T16:12:33.338Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/international-dial-in-numbers.pdf</loc><lastmod>2025-11-12T21:21:06.597Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/annual-meeting/MFC_AGM_Lumi_2024_FR.pdf</loc><lastmod>2026-07-06T16:12:33.891Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/statistical_information_package_updated_template_1q23.pdf</loc><lastmod>2026-07-06T16:12:36.674Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/MFC_2Q19_PR.pdf</loc><lastmod>2025-11-12T21:20:57.644Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/statistical_information_package_updated_template_1q25.pdf</loc><lastmod>2026-07-06T16:13:47.215Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/MFC_2Q19_PR_FR.pdf</loc><lastmod>2025-11-12T22:23:28.232Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/green-bonds/Rapport%20annuel%20sur%20les%20obligations%20vertes%20novembre%202019.pdf</loc><lastmod>2026-07-06T16:12:33.641Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/green-bonds/Limited%20Assurance%20Statement%20November%202019.pdf</loc><lastmod>2026-07-06T16:12:34.113Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/green-bonds/Annual%20Green%20Bond%20Report%20November%202019%20FINAL.pdf</loc><lastmod>2026-07-06T16:12:33.45Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/F-Class%201%20Series%204.pdf</loc><lastmod>2025-11-12T21:21:11.475Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/F-Class%201%20Series%2015.pdf</loc><lastmod>2025-11-12T21:21:10.738Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/F-Class%201%20Series%2011.pdf</loc><lastmod>2025-11-12T21:21:10.51Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/F-Class%201%20Series%2017.pdf</loc><lastmod>2025-11-12T21:21:10.849Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/E-Class%20A%20Series%203.pdf</loc><lastmod>2026-07-06T16:12:33.485Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/F-Class%201%20Series%209.pdf</loc><lastmod>2025-11-12T21:21:11.585Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/E-Class%201%20Series%2013.pdf</loc><lastmod>2026-07-06T16:12:33.578Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/E-Class%201%20Series%204.pdf</loc><lastmod>2026-07-06T16:12:34.329Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/E-Class%201%20Series%209.pdf</loc><lastmod>2026-07-06T16:12:34.233Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/E-Class%201%20Series%203.pdf</loc><lastmod>2026-07-06T16:12:33.697Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/E-Class%201%20Series%2017.pdf</loc><lastmod>2026-07-06T16:12:36.663Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/F-Class%20A%20Series%202%20.pdf</loc><lastmod>2025-11-12T21:21:11.7Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/F-Class%201%20Series%2025.pdf</loc><lastmod>2025-11-12T21:21:11.214Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/E-Class%201%20Series%2025.pdf</loc><lastmod>2026-07-06T16:12:33.927Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/F-Class%20A%20Series%203.pdf</loc><lastmod>2025-11-12T21:21:11.812Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/E-Class%201%20Series%2015.pdf</loc><lastmod>2026-07-06T16:12:33.795Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/F-Class%201%20Series%2019.pdf</loc><lastmod>2025-11-12T21:21:11.095Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/E-Class%201%20Series%2019.pdf</loc><lastmod>2026-07-06T16:13:47.312Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/E-Class%201%20Series%2011.pdf</loc><lastmod>2026-07-06T16:12:36.73Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/E-Class%20A%20Series%202.pdf</loc><lastmod>2026-07-06T16:12:33.417Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/F-Class%201%20Series%2013.pdf</loc><lastmod>2025-11-12T21:21:10.625Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/preferred-shares/F-Class%201%20Series%203.pdf</loc><lastmod>2025-11-12T21:21:11.366Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/investor-relations/MFC_2Q19_PR_FR.PDF</loc><lastmod>2025-11-12T21:20:57.757Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/manulife-re/mpcl_2016.pdf</loc><lastmod>2026-07-06T16:13:53.933Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/manulife-re/mpcl_2023_report.pdf</loc><lastmod>2026-07-06T16:13:54.193Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/manulife-re/mpcl_2021_report.pdf</loc><lastmod>2026-07-06T16:13:54.011Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/manulife-re/mpcl_2018_report.pdf.pdf</loc><lastmod>2026-07-06T16:13:47.189Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/manulife-re/mpcl_2009_report.pdf</loc><lastmod>2026-07-06T16:13:54.111Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/manulife-re/mpcl_2010_report.pdf</loc><lastmod>2026-07-06T16:13:47.228Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/manulife-re/mpcl_2008_report.pdf</loc><lastmod>2026-07-06T16:13:54.048Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/manulife-re/mpcl_2022_report.pdf</loc><lastmod>2026-07-06T16:13:47.484Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/manulife-re/mpcl_2013_report.pdf</loc><lastmod>2026-07-06T16:13:54.207Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/manulife-re/mpcl_2017_report.pdf</loc><lastmod>2026-07-06T16:13:53.965Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/manulife-re/mpcl_2011_report.pdf</loc><lastmod>2026-07-06T16:13:47.389Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/manulife-re/mpcl_2025_report.pdf</loc><lastmod>2026-07-06T17:33:50.58Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/manulife-re/mpcl_2020_report.pdf</loc><lastmod>2026-07-06T16:13:47.248Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/manulife-re/mpcl_2024_report.pdf</loc><lastmod>2026-07-06T16:13:54.088Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/manulife-re/mpcl_2012_report.pdf</loc><lastmod>2026-07-06T16:13:47.448Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/manulife-re/mpcl_2015ar.pdf</loc><lastmod>2026-07-06T16:12:33.752Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/manulife-re/mpcl_2014_report.pdf</loc><lastmod>2026-07-06T16:13:53.944Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/manulife-re/mpcl_2019_report.pdf</loc><lastmod>2026-07-06T16:13:47.458Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/annual-report/Roy%20Gori%202018%20shareholder%20message%20transcript.pdf</loc><lastmod>2025-11-12T21:20:48.467Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/mlbi/Scheme_MLBI.pdf</loc><lastmod>2025-11-12T21:22:23.394Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/mlbi/Circular_MLBI_PT.pdf</loc><lastmod>2026-07-06T16:13:53.955Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/mlbi/Scheme_MLBI_ES.pdf</loc><lastmod>2026-07-06T16:13:54.132Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/mlbi/Actuarial_Report_Summary_MLBI_PT.pdf</loc><lastmod>2026-07-06T16:12:33.361Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/mlbi/Petition_MLBI_ES.pdf</loc><lastmod>2026-07-06T16:13:47.413Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/mlbi/Petition_MLBI_PT.pdf</loc><lastmod>2026-07-06T16:12:34.158Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/mlbi/Scheme_MLBI_PT.pdf</loc><lastmod>2026-07-06T16:13:47.324Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/mlbi/Actuarial_Report_Summary_MLBI_ES.pdf</loc><lastmod>2026-07-06T16:13:47.47Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/mlbi/Circular_MLBI_ES.pdf</loc><lastmod>2026-07-06T16:13:53.999Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/mlbi/Circular_MLBI.pdf</loc><lastmod>2026-07-06T16:13:47.403Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/investor-relations-and-financial-reports/mlbi/Petition_MLBI.pdf</loc><lastmod>2026-07-06T16:13:47.239Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/_jcr_content/_cq_discarded/c3627a37-3065-493c-a302-d7af30c1227f/pp.pdf</loc><lastmod>2026-07-06T20:42:06.217Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/guides/en/manulife-wealth-insurance-services-inc-complaints-brochure-en.pdf</loc><lastmod>2026-07-06T15:37:09.027Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/guides/en/how-to-read-your-statement-investor-education-en.pdf</loc><lastmod>2026-07-07T22:20:37.968Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/guides/en/canadian-investor-protection-fund-brochure-en.pdf</loc><lastmod>2026-07-07T22:20:37.555Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/guides/en/important-client-information-brochure-IAC-en.pdf</loc><lastmod>2026-07-07T22:20:38.414Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/guides/en/MW-30450-important-client-information-brochure-MFA-EN.pdf</loc><lastmod>2026-07-07T22:20:37.116Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/guides/fr/canadian-investor-protection-fund-brochure-fr.pdf</loc><lastmod>2026-07-06T20:48:46.783Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/guides/fr/important-client-information-brochure-IAC-fr.pdf</loc><lastmod>2026-07-06T20:48:47.48Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/guides/fr/MW-30450-important-client-information-brochure-MFA-FR_updated.pdf</loc><lastmod>2026-07-06T20:48:46.358Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/guides/fr/manulife-wealth-insurance-services-inc-complaints-brochure-fr.pdf</loc><lastmod>2026-07-06T15:37:09.701Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/guides/fr/how-to-read-your-statement-investor-education-fr.pdf</loc><lastmod>2026-07-06T20:48:47.137Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/registered-plans/en/unclaimed-property-claim-form.pdf</loc><lastmod>2026-07-07T22:20:38.704Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/registered-plans/fr/formulaire-de-demande-de-biens-non-reclames.pdf</loc><lastmod>2026-07-06T20:48:47.944Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/account-documents/en/interest-rate-schedule-for-amalgamation-en.pdf</loc><lastmod>2026-07-07T22:20:35.185Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/account-documents/en/best-execution-order-handling-policies.pdf</loc><lastmod>2026-07-07T22:20:35.668Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/account-documents/en/mwics1734e-interest-rate-schedule.pdf</loc><lastmod>2026-07-07T22:20:36.63Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/account-documents/en/mwi1208e-margin-account-agreement.pdf</loc><lastmod>2026-07-07T22:20:36.154Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/account-documents/en/administration-and-service-fees-en.pdf</loc><lastmod>2026-07-07T22:20:34.751Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/account-documents/en/standardized-trade-matching-statement-mw-signed-en.pdf</loc><lastmod>2026-07-06T15:37:07.344Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/account-documents/en/administration-and-service-fees-effective-october-1st-2024-en.pdf</loc><lastmod>2026-07-06T15:37:06.667Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/account-documents/fr/mwics1734f-bareme-des-taux-dinteret.pdf</loc><lastmod>2026-07-06T20:48:46.095Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/account-documents/fr/standardized-trade-matching-statement-mw-signed-fr.pdf</loc><lastmod>2026-07-06T15:37:08.343Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/account-documents/fr/administration-and-service-fees-effective-october-1st-2024-fr.pdf</loc><lastmod>2026-07-06T15:37:07.444Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/account-documents/fr/administration-and-service-fees-fr.pdf</loc><lastmod>2026-07-06T20:48:45.287Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/account-documents/fr/politique-de-meilleure-execution-et-de-traitement-des-ordres.pdf</loc><lastmod>2026-07-06T20:48:46.217Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/account-documents/fr/interest-rate-schedule-for-amalgamation-fr.pdf</loc><lastmod>2026-07-06T20:48:45.704Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/legal-and-compliance/account-documents/fr/mwi1208f-convention-de-compte-sur-marge.pdf</loc><lastmod>2026-07-06T20:48:45.945Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/sales-and-enablement/transcript/en/investment-counsellor-biography-video-michael-lamantia-transcript-en.pdf</loc><lastmod>2026-07-06T17:38:13.899Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/sales-and-enablement/transcript/en/investment-counsellor-biography-video-dmitri-stamos-transcript-en.pdf</loc><lastmod>2026-07-06T17:38:15.222Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/sales-and-enablement/transcript/en/investment-counsellor-biography-video-richard-houde-transcript-en.pdf</loc><lastmod>2026-07-06T17:38:13.64Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/sales-and-enablement/transcript/en/investment-counsellor-biography-video-sean-lasko-transcript-en.pdf</loc><lastmod>2026-07-06T17:38:14.855Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/sales-and-enablement/transcript/fr/investment-counsellor-biography-video-michael-lamantia-transcript-fr.pdf</loc><lastmod>2026-07-06T17:38:13.769Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/sales-and-enablement/transcript/fr/investment-counsellor-biography-video-richard-houde-transcript-fr.pdf</loc><lastmod>2026-07-06T17:38:14.919Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/sales-and-enablement/transcript/fr/investment-counsellor-biography-video-dmitri-stamos-transcript-fr.pdf</loc><lastmod>2026-07-06T17:38:14.156Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/sales-and-enablement/transcript/fr/investment-counsellor-biography-video-sean-lasko-transcript-fr.pdf</loc><lastmod>2026-07-06T17:38:14.562Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/sales-and-enablement/brochures/en/manulife-wealth-client-handout-en.pdf</loc><lastmod>2026-07-06T15:37:10.081Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/sales-and-enablement/brochures/fr/manulife-wealth-client-handout-fr.pdf</loc><lastmod>2026-07-06T15:37:10.32Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/sales-and-enablement/training/en/training-setting-up-delegate-access-in-advisor-portale.pdf</loc><lastmod>2026-07-06T17:33:57.709Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/sales-and-enablement/training/fr/training-setting-up-delegate-access-in-advisor-portalf.pdf</loc><lastmod>2026-07-06T17:33:56.256Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/sales-and-enablement/onboarding/en/client-ciam-support-update-en-final.pdf</loc><lastmod>2026-07-06T17:30:06.222Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/sales-and-enablement/onboarding/en/advisor-ciam-support-update-en-final.pdf</loc><lastmod>2026-07-06T17:30:05.584Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/sales-and-enablement/onboarding/fr/client-ciam-support-update-fr-final.pdf</loc><lastmod>2026-07-06T17:30:05.654Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/sales-and-enablement/onboarding/fr/advisor-ciam-support-update-fr-final.pdf</loc><lastmod>2026-07-06T17:30:06.2Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/financial-stress/manuvie-rapport-sur-la-r%C3%A9silience-financi%C3%A8re-et-la-long%C3%A9vit%C3%A9-canada-2025.pdf</loc><lastmod>2026-07-06T16:16:31.931Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/financial-stress/manuvie-rapport-sur-la-r%C3%A9silience-financi%C3%A8re-et-la-long%C3%A9vit%C3%A9-2025-retraites.pdf</loc><lastmod>2026-07-06T16:16:31.538Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/financial-stress/manuvie-rapport-sur-la-r%C3%A9silience-financi%C3%A8re-et-la-long%C3%A9vit%C3%A9-mondiale-2025.pdf</loc><lastmod>2026-01-28T09:55:40.968Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/financial-stress/le-rapport-stress-finances-et-bien-etre.pdf</loc><lastmod>2026-01-28T09:55:40.278Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/financial-stress/manuvie-rapport-sur-la-r%C3%A9silience-financi%C3%A8re-et-la-long%C3%A9vit%C3%A9-2025-tendances.pdf</loc><lastmod>2026-07-06T16:16:31.724Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/financial-stress/manuvie-rapport-sur-la-r%C3%A9silience-financi%C3%A8re-et-la-long%C3%A9vit%C3%A9-2025-apercu-generationnel.pdf</loc><lastmod>2026-07-06T16:16:23.247Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/smartsense/smartsense-video-transcript-9-13-fr.pdf</loc><lastmod>2026-07-06T17:24:31.048Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/smartsense/smartsense-video-transcript-6-8-fr.pdf</loc><lastmod>2026-07-06T17:24:31.152Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/smartsense/smartsense-video-transcript-14-18-fr.pdf</loc><lastmod>2026-07-06T17:24:32.211Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/mobile-apps/manulife-mobile-app-video-transcript-fr.pdf</loc><lastmod>2026-07-06T17:24:33.65Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/find-an-advisor/b2c-planright-promotional-video-transcirpt-fr.pdf</loc><lastmod>2026-07-06T17:24:33.765Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/mobile-contest-2026/2026-concours-l-ete-de-l-epargne-retraite-collective-manuvie-fr.pdf</loc><lastmod>2026-07-06T17:29:01.779Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/longevity-shortfall-risk/longevity-shortfall-risk-analysis-fr.pdf</loc><lastmod>2026-07-06T17:24:32.976Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/target-date-funds/analyzing-the-merits-of-through-versus-to-glide-paths-fr.pdf</loc><lastmod>2026-07-06T17:24:33.509Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/sponsor-newsletters/q2-2024/white-paper-modernizing-the-guidelines-for-capital-accumulation-plans-cap-guidelines-fr.pdf</loc><lastmod>2026-07-06T17:24:31.419Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/sponsor-newsletters/slx/documents/folder/2024-fund-name-change-VIP.pdf</loc><lastmod>2026-07-06T17:24:32.313Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/sponsor-newsletters/mps/documents/folder/2024-fund-name-change-VIP.pdf</loc><lastmod>2026-07-06T17:24:33.187Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/say-goodbye-to-paper/da-paperless-contest-page/say-goodbye-to-paper-contest-rules-and-regs-fr.pdf</loc><lastmod>2026-01-28T09:57:09.234Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/say-goodbye-to-paper/da-paperless-contest-page/concours-dites-adieu-au-papier-reglement-officiel-fr-update.pdf</loc><lastmod>2026-01-28T09:56:54.564Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/explore-plans/plan-overview/the-manulife-personal-plan/member-reward-program/mrp-transcript-fr.pdf</loc><lastmod>2026-07-06T17:24:33.919Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/combine-your-accounts/transcription-vide%CC%81o-regroupez-vos-comptes-fr.pdf</loc><lastmod>2026-07-06T17:25:52.577Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/2024-mobile-contest/reglement-du-concours-l-ete-de-l-epargne-du-regime-de-retraite-collectif-manuvie.pdf</loc><lastmod>2026-03-12T20:35:35.965Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/navigating-the-cap-guidelines/position-paper-understanding-the-modernized-cap-guideline-fr.pdf</loc><lastmod>2026-07-06T17:24:32.87Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP4992F.pdf</loc><lastmod>2026-01-28T09:57:27.455Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP4759F.pdf</loc><lastmod>2026-01-28T09:57:26.937Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP4991F.pdf</loc><lastmod>2026-01-28T09:57:27.346Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP4656F.pdf</loc><lastmod>2026-05-07T14:30:05.595Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP0765F.pdf</loc><lastmod>2026-01-28T09:57:16.634Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/SKLIRAF.pdf</loc><lastmod>2026-01-28T09:57:30.7Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/PBSARLIFF.pdf</loc><lastmod>2026-01-28T09:57:30.311Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP4931F.pdf</loc><lastmod>2026-07-06T17:25:47.44Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP0955F.pdf</loc><lastmod>2026-01-28T09:51:00.33Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP0770F.pdf</loc><lastmod>2026-01-28T09:57:16.977Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP5400F.pdf</loc><lastmod>2026-01-28T09:57:28.075Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/QCLIFF.pdf</loc><lastmod>2026-01-28T09:57:30.491Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/BCLIFF.pdf</loc><lastmod>2026-01-28T09:57:16.388Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/LIRA-RSP-GRGF.pdf</loc><lastmod>2026-01-28T09:57:28.631Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/LIRA-RSP-SOPF.pdf</loc><lastmod>2026-01-28T09:57:28.748Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP4993F.pdf</loc><lastmod>2026-01-28T09:57:27.574Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/MBPRIFF.pdf</loc><lastmod>2026-01-28T09:57:29.158Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP4990F.pdf</loc><lastmod>2026-01-28T09:57:27.235Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/SKPRIFF.pdf</loc><lastmod>2026-01-28T09:57:30.803Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/PBSALIRAF.pdf</loc><lastmod>2026-01-28T09:57:30.22Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/PBSALIFF.pdf</loc><lastmod>2026-01-28T09:57:30.135Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP0954F.pdf</loc><lastmod>2026-01-28T09:57:26.601Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/QCLIRAF.pdf</loc><lastmod>2026-01-28T09:57:30.597Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP5931F.pdf</loc><lastmod>2026-01-28T09:57:28.185Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/NBLIRAF.pdf</loc><lastmod>2026-01-28T09:57:29.258Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP0796F.pdf</loc><lastmod>2026-01-28T09:57:17.142Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP5393F.pdf</loc><lastmod>2026-07-06T17:25:45.831Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP8001F.pdf</loc><lastmod>2026-01-28T09:57:28.297Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/NLILIRAF.pdf</loc><lastmod>2026-01-28T09:57:29.368Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/MBLIRAF.pdf</loc><lastmod>2026-01-28T09:57:29.054Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP5119F.pdf</loc><lastmod>2026-01-28T09:57:27.87Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP0768F.pdf</loc><lastmod>2026-01-28T09:57:16.746Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP0807F.pdf</loc><lastmod>2026-01-28T09:57:17.275Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/ONLIRAF.pdf</loc><lastmod>2026-01-28T09:57:30.032Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/PBSARLSPF.pdf</loc><lastmod>2026-01-28T09:57:30.392Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP4988F.pdf</loc><lastmod>2026-01-28T09:57:27.113Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/MBLIFF.pdf</loc><lastmod>2026-01-28T09:57:28.94Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP4994F.pdf</loc><lastmod>2026-01-28T09:57:27.756Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP8039F.pdf</loc><lastmod>2026-01-28T09:57:28.508Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/ONLIFF.pdf</loc><lastmod>2026-01-28T09:57:29.829Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/GP0835F.pdf</loc><lastmod>2026-01-28T09:57:17.401Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/NSLIRAF.pdf</loc><lastmod>2026-01-28T09:57:29.474Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/NSOLDLIFF.pdf</loc><lastmod>2026-01-28T09:57:29.588Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/BCLIRAF.pdf</loc><lastmod>2026-01-28T09:57:16.52Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/NSSCHD4ALIFF.pdf</loc><lastmod>2026-01-28T09:57:29.712Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/support/forms/ABLIRAF.pdf</loc><lastmod>2026-01-28T09:57:16.271Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/2025-year-in-review/revue-de-lannee-2025.pdf</loc><lastmod>2026-01-30T19:28:23.077Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/join-now/resources/pdf-fr/rrsp-enrolment-form-fr.pdf</loc><lastmod>2026-01-28T09:56:17.909Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/market-volatility/pdf/march-2026-update-middle-east-conflict-and-market-risk-fr.pdf</loc><lastmod>2026-07-06T17:25:52.32Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/tools/financial-wellness-assesment/financial-wellness-assessment-member-video-transcript-fr.pdf</loc><lastmod>2026-07-06T17:24:35.36Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/landing-pages/asset-allocation-views/pdf/q4-2025-asset-allocation-views-video-transcript-fr.pdf</loc><lastmod>2026-01-28T09:56:20.671Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/landing-pages/asset-allocation-views/pdf/q2-2025-asset-allocation-views-video-transcript-fr.pdf</loc><lastmod>2026-01-28T09:56:20.327Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/landing-pages/asset-allocation-views/pdf/q3-2024-asset-allocation-views-video-transcript-fr.pdf</loc><lastmod>2026-01-28T09:56:20.44Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/landing-pages/asset-allocation-views/pdf/q2-2024-asset-allocation-views-video-transcript-fr.pdf</loc><lastmod>2026-01-28T09:56:20.198Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/landing-pages/asset-allocation-views/pdf/q1-2024-asset-allocation-views-video-transcript-fr.pdf</loc><lastmod>2026-01-28T09:56:19.887Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/landing-pages/asset-allocation-views/pdf/AAV-transcript_fr_q325.pdf</loc><lastmod>2026-01-28T09:56:19.773Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/landing-pages/asset-allocation-views/pdf/q1-2025-asset-allocation-views-video-transcript-fr.pdf</loc><lastmod>2026-01-28T09:56:20.059Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/landing-pages/asset-allocation-views/pdf/q3-2025-asset-allocation-views-video-transcript-fr.pdf</loc><lastmod>2026-01-28T09:56:20.553Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/plan-ahead/understanding-the-stock-market/transcripts/%C3%89pisode-1-Qu%E2%80%99est-ce-que-la-transcription-du-march%C3%A9-boursier.pdf</loc><lastmod>2026-07-06T17:24:32.525Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/plan-ahead/understanding-the-stock-market/transcripts/%C3%89pisode-3-Transcription-des-strat%C3%A9gies-de-placement.pdf</loc><lastmod>2026-07-06T17:24:33.878Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/plan-ahead/understanding-the-stock-market/transcripts/%C3%89pisode-2-Transcription-des-cat%C3%A9gories-d%E2%80%99actifs-et-des-modalit%C3%A9s-de-placement.pdf</loc><lastmod>2026-07-06T17:24:33.031Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/plan-ahead/understanding-the-stock-market/transcripts/%C3%89pisode-5-Investir-dans-la-transcription-de-la-retraite.pdf</loc><lastmod>2026-07-06T17:24:31.787Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/plan-ahead/understanding-the-stock-market/transcripts/%C3%89pisode-4-Investir-vers-vos-objectifs.pdf</loc><lastmod>2026-07-06T17:24:33.663Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/plan-ahead/investment-basics/transcript/investmentbasics-asset-allocation-fr.pdf</loc><lastmod>2026-01-28T09:56:48.587Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/plan-ahead/investment-basics/transcript/investmentbasics-diversification-fr.pdf</loc><lastmod>2026-01-28T09:56:48.787Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/plan-ahead/investment-basics/transcript/investmentbasics-tdf-fr.pdf</loc><lastmod>2026-01-28T09:56:48.993Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/plan-ahead/investment-basics/transcript/investmentbasics-mutual-funds-fr.pdf</loc><lastmod>2026-01-28T09:56:48.892Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/plan-ahead/investment-basics/transcript/investmentbasics-trf-fr.pdf</loc><lastmod>2026-01-28T09:56:49.094Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/plan-ahead/investment-basics/transcript/investmentbasics-asset-classes-fr.pdf</loc><lastmod>2026-01-28T09:56:48.687Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/faq/resources/pdf-fr/request-to-transfer-money-to-manulife-rrsp-tfsa-lira-lrsp-rpp-fr.pdf</loc><lastmod>2026-07-06T17:24:32.1Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/faq/resources/pdf-fr/transfer-authorization-for-rrsp-lrsp-lira-rif-lif-tfsa-fr.pdf</loc><lastmod>2026-07-06T17:24:35.263Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/faq/resources/pdf-fr/notice-of-death-rrif-lif-lrif-prif-rlif-fr.pdf</loc><lastmod>2026-01-28T09:55:37.374Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/faq/resources/pdf-fr/notice-of-death-fr.pdf</loc><lastmod>2026-01-28T09:55:37.225Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/faq/resources/pdf-fr/withdrawal-request-rrif-lif-lrif-prif-fr.pdf</loc><lastmod>2026-01-28T09:55:38.455Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/faq/resources/pdf-fr/request-to-transfer-money-to-manulife-rrif-lif-lrif-prif-rlif-fr.pdf</loc><lastmod>2026-07-06T17:24:33.476Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/faq/resources/pdf-fr/request-for-change-rrsp-tfsa-lira-rpp-nrsp-fr.pdf</loc><lastmod>2026-07-06T17:24:33.677Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/faq/resources/pdf-fr/contribution-request-rrsp-fr.pdf</loc><lastmod>2026-01-28T09:55:36.467Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/faq/resources/pdf-fr/termination-request-fr.pdf</loc><lastmod>2026-01-28T09:51:41.987Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/faq/resources/pdf-fr/request-for-withdrawal-fr.pdf</loc><lastmod>2026-01-28T09:51:41.862Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/faq/resources/pdf-fr/fund-transfer-request-rrsp-tfsa-lira-rpp-nrsp-fr.pdf</loc><lastmod>2026-01-28T09:55:36.976Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/faq/resources/pdf-fr/contribution-request-nrsp-fr.pdf</loc><lastmod>2026-01-28T09:55:36.37Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/faq/resources/pdf-fr/miscellaneous-change-fr.pdf</loc><lastmod>2026-01-28T09:51:41.641Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/faq/resources/pdf-fr/contribution-request-tfsa-fr.pdf</loc><lastmod>2026-01-28T09:55:36.595Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/faq/resources/pdf-fr/request-for-change-rrif-lif-lrif-prif-rlif-fr.pdf</loc><lastmod>2026-07-06T17:24:30.927Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/faq/resources/pdf-fr/payer-authorization-for-pre-authorized-debit-plan-pad-fr.pdf</loc><lastmod>2026-07-06T17:24:31.31Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/faq/resources/pdf-fr/fund-transfer-request-rrif-lif-lrif-prif-rlif-fr.pdf</loc><lastmod>2026-01-28T09:55:36.84Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/faq/resources/pdf-fr/withdrawal-request-rrsp-tfsa-lira-rpp-nrsp-annuity-fr.pdf</loc><lastmod>2026-01-28T09:55:38.589Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/tax-receipts-and-slips/transcription-video-guide-transitioned-fr.pdf</loc><lastmod>2026-01-28T09:57:32.99Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/tax-receipts-and-slips/transcription-video-guide-application-mobile-fr.pdf</loc><lastmod>2026-07-06T16:16:32.015Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/tax-receipts-and-slips/transcription-video-guide-group-retirement-site-web-fr.pdf</loc><lastmod>2026-07-06T16:16:29.985Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/global-financial-resilience-and-longevity-campaign-2024/manulife-financial-resilience-and-longevity-canada-report-2024-fr.pdf</loc><lastmod>2026-01-28T09:56:00.333Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/global-financial-resilience-and-longevity-campaign-2024/cret-22241-642436-financial-resilience-and-longevity-campaign-2024-canada-interactive-fr.pdf</loc><lastmod>2026-01-28T09:55:59.42Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/global-financial-resilience-and-longevity-campaign-2024/ret-110251-641270-financial-resilience-and-longevity-campaign-2024-interactive-us-view-our-global-comparisons-fr.pdf</loc><lastmod>2026-01-28T09:56:00.566Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/global-financial-resilience-and-longevity-campaign-2024/manulife-financial-resilience-and-longevity-global-report-2024-fr.pdf</loc><lastmod>2026-01-28T09:52:52.869Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/pdf/mfc-msas-fr.pdf</loc><lastmod>2026-01-28T09:56:47.556Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/pdf/transcription-fr-manu-1526364.pdf</loc><lastmod>2026-01-28T09:56:47.663Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/pdf/securing-retirement-securiser-la-retraite-ce-qui-fait-la-solidite-d-un-systeme-de-retraite.pdf</loc><lastmod>2026-07-06T17:38:13.968Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/mlid-troubleshooting-member-guide/de-laide-pour-votre-identifiant-manuvie.pdf</loc><lastmod>2026-07-06T17:25:50.952Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/07-2025-JF-Bond-and-Balanced-No-change-fr.pdf</loc><lastmod>2026-07-06T17:24:31.723Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/08-2024-Fonds-d%E2%80%99actions-canadiennes-Manuvie-(7011)-EPP-modifie.pdf</loc><lastmod>2026-07-06T16:16:31.614Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/042024-manulife-us-equity-abrdn-pm-dominic-byrne-departure-fr.pdf</loc><lastmod>2026-07-06T17:24:35.525Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/07-2025-MIM-Core-Value-Equity-Team-No-change-fr.pdf</loc><lastmod>2026-07-06T17:24:35.619Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/avis-de-la-surveillance-des-placements-02-2026-schroder-marches-emergents-pas-de-changement.pdf</loc><lastmod>2026-07-06T17:29:02.452Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/avis-de-la-surveillance-des-placements-04-2026-dissolution-fonds-de-titres-de-creance-des-marches-emergents-abrdn.pdf</loc><lastmod>2026-07-06T17:29:02.348Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/032024-jarislowsky-fraser-manulife-jarislowsky-fraser-canadian-equity-fund-retirement-of-bernard-gauthier-fr.pdf</loc><lastmod>2026-07-06T17:24:36.215Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/02-2025-AllianceBernstein-Pas-de-changement.pdf</loc><lastmod>2026-07-06T16:16:30.221Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/02-2025-MFS-International-Equity-No-change-fr.pdf</loc><lastmod>2026-07-06T17:24:39.774Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/04-2025-Fonds-de-r%C3%A9partition-de-l%E2%80%99actif-S%C3%A9curitaire-Manuvie-Pas-de-changement.pdf</loc><lastmod>2026-07-06T16:16:29.666Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/08-2025-Manulife-Canadian-Pooled-Real-Estate-Fund-No-change-fr.pdf</loc><lastmod>2026-07-06T17:24:39.527Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/05-2025-Leith-Wheeler-Diversified-Pooled-Fund-No-change-fr.pdf</loc><lastmod>2026-07-06T17:24:31.293Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/09-2024-manulife-canadian-mortgage-funds-fr.pdf</loc><lastmod>2026-07-06T17:24:31.255Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/09-2025-Lazard-Global-Small-Cap-and-Infrastructure-No-change-fr.pdf</loc><lastmod>2026-07-06T17:24:31.895Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/avis-de-la-surveillance-des-placements-01-2026-montrusco-bolton-pas-de-changement.pdf</loc><lastmod>2026-07-06T17:29:03.106Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/03-2026-dissolution-fonds-d-oblig-mond-templeton.pdf</loc><lastmod>2026-07-06T17:25:51.729Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/05-2025-Manulife-RDF-and-AA-Rebalancing-fr.pdf</loc><lastmod>2026-07-06T17:24:33.623Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/01-2025-Manulife-Multi-Asset-Solutions-Team-Pas-de-changement.pdf</loc><lastmod>2026-07-06T16:16:30.042Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/03-2026-dissolution-fonds-d-act-mond-a-faible-cap-lazard.pdf</loc><lastmod>2026-07-06T17:25:52.246Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/08-2024-Depart-de-membres-de-l%E2%80%99equipe-Actions-fondamentales-de-CCL.pdf</loc><lastmod>2026-07-06T16:16:30.645Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/03-2026-dissolution-fidelity-mondial.pdf</loc><lastmod>2026-07-06T17:25:52.172Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/avis-de-la-surveillance-des-placements-03-2026-fonds-a-gest-mult-mnv-ca-am-eq-pas-de-changement.pdf</loc><lastmod>2026-07-06T17:28:58.202Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/avis-de-la-surveillance-des-placements-04-2026-revenu-fixe-plus-alliancebernstein-pas-de-changement.pdf</loc><lastmod>2026-07-06T17:29:02.929Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/avis-de-la-surveillance-des-placements-01-2026-fonds-de-retraite-manuvie-et-fonds-de-retraite-indiciels-manuvie-pas-de-changement.pdf</loc><lastmod>2026-07-06T17:33:48.049Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/avis-de-la-surveillance-des-placements-01-2026-blackrock-indiciel-lifepath-pas-de-changement.pdf</loc><lastmod>2026-07-06T17:29:01.564Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/04-2024-blackrock-lifepath-funds-cml-removal-FR.pdf</loc><lastmod>2026-07-06T17:24:35.16Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/03-2026-dissolution-fonds-de-societes-mondiales-invesco.pdf</loc><lastmod>2026-07-06T17:25:52.062Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/02-2025-BlackRock-Pas-de-changement.pdf</loc><lastmod>2026-07-06T16:16:31.866Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/avis-de-la-surveillance-des-placements-01-2026-fonds-fidelity-passage-et-fonds-institutionnels-fidelity-passage-pas-de-changement.pdf</loc><lastmod>2026-07-06T17:29:02.641Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/10-2025-Manulife-Retirement-Date-and-Asset-Allocation-Funds-No-change-fr.pdf</loc><lastmod>2026-07-06T17:24:31.933Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-notices-fr/07-2025-Invesco-EQV-International-Equity-No-change-fr.pdf</loc><lastmod>2026-07-06T17:24:33.162Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-07-2025-equipe-gpm-actions-de-valeur-de-base-retrograde.pdf</loc><lastmod>2026-07-06T17:28:57.597Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-10-2025-guardian-actions-canadiennes-retrograde.pdf</loc><lastmod>2026-07-06T17:28:58.792Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-01-2024-fonds-immobilier-canadien-en-gestion-commune-manuvie.pdf</loc><lastmod>2026-07-06T17:28:58.906Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-05-2024-fonds-dactions-canadiennes-jarislowsky-fraser-manuvie.pdf</loc><lastmod>2026-07-06T17:28:59.061Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-05-2025-sprucegrove-retrograde.pdf</loc><lastmod>2026-07-06T17:28:56.283Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/08-2024-cibc-fixed-income-upgrade-fr.pdf</loc><lastmod>2026-07-06T17:24:33.637Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/alerte-de-la-surveillance-des-placements-02-2026-blackrock-indiciel-lifepath-rehausse-a-en-regle.pdf</loc><lastmod>2026-07-06T17:29:01.919Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/10-2025-Guardian-Canadian-Downgrade-fr.pdf</loc><lastmod>2026-01-28T09:56:07.292Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/alerte-de-la-surveillance-des-placements-02-2026-actions-canadiennes-scheer-rowlett-rehausse-a-en-regle.pdf</loc><lastmod>2026-07-06T17:29:01.679Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-03-2024-fonds-fidelity-mondial-manuvie.pdf</loc><lastmod>2026-07-06T17:28:59.463Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/08-2024-lazard-global-sc-downgrade-fr.pdf</loc><lastmod>2026-07-06T17:24:35.966Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/07-2025-MIM-Systematic-Equity-Beta-Team-Downgrade-fr.pdf</loc><lastmod>2026-07-06T17:24:36.549Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-01-2020-fonds-d-actions-internationales-guardian-et-equilibre-retrograde.pdf</loc><lastmod>2026-07-06T17:28:59.821Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-10-2023-fonds-de-societes-mondiales-invesco-manuvie.pdf</loc><lastmod>2026-07-06T17:29:00.027Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-04-2025-fonds-dobligations-jarislowsky-fraser-retrograde.pdf</loc><lastmod>2026-07-06T17:28:58.401Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-03-2026-fonds-d-oblig-can-de-base-plus-ab-rehausse-a-en-regle.pdf</loc><lastmod>2026-07-06T17:28:56.104Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-03-2026-fonds-de-repartition-de-l-actif-mnv-rehausse-a-en-regle.pdf</loc><lastmod>2026-07-06T17:28:59.78Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-05-2025-serie-portefeuilles-ci-retrograde.pdf</loc><lastmod>2026-07-06T17:28:59.997Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-10-2024-fonds-d-actions-americaines-de-croissance-agf-retrograde.pdf</loc><lastmod>2026-07-06T17:28:57.958Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/07-2025-MIM-Core-Value-Equity-Team-Downgrade-fr.pdf</loc><lastmod>2026-01-28T09:52:43.252Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/042024-manulife-lazard-global-small-cap-eq-pm-change-fr.pdf</loc><lastmod>2026-07-06T17:24:35.634Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/07-2025-Russell-Investments-Upgrade-fr.pdf</loc><lastmod>2026-07-06T17:24:33.842Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-11-2024-mawer-actions-americaines-retrograde.pdf</loc><lastmod>2026-07-06T17:28:59.02Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-12-2023-fonds-dactions-internationales-bqe-invesco-manuvie.pdf</loc><lastmod>2026-07-06T17:28:56.438Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-11-2024-abrdn-retrograde.pdf</loc><lastmod>2026-07-06T17:28:59.619Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/alerte-de-la-surveillance-des-placements-03-2026-act-can-a-petite-cap-franklin-clearbridge-rehausse-a-en-regle.pdf</loc><lastmod>2026-07-06T17:29:02.102Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/03-2025-BlackRock-LP-Index-Downgrade-fr.pdf</loc><lastmod>2026-07-06T17:24:36.228Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-03-2026-fonds-doblig-amer-sans-restriction-fcm-retrograde.pdf</loc><lastmod>2026-07-06T17:28:56.947Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-03-2025-fonds-diversifie-et-fonds-diversifie-tri-plan-gpm-retrograde.pdf</loc><lastmod>2026-07-06T17:28:59.326Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-05-2024-act-can-jf-equil-et-croiss-can-a-gr-cap-a-gest-mult-mnv-retrograde.pdf</loc><lastmod>2026-07-06T17:28:58.53Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-05-2025-fonds-dactions-mondiales-de-croissance-franklin-retrograde.pdf</loc><lastmod>2026-07-06T17:28:56.385Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/04-2025-Fonds-d%E2%80%99obligations-Jarislowsky-Fraser-R%C3%A9trograd%C3%A9.pdf</loc><lastmod>2026-01-28T09:56:05.161Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-11-2023-fonds-equilibre-manuvie-5011-retrograde.pdf</loc><lastmod>2026-07-06T17:28:59.487Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/08-2025-TD-low-volatility-equity-Upgrade-fr.pdf</loc><lastmod>2026-07-06T17:24:33.905Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/042024-russell-investments-long-term-growth-balanced-growth-multi-asset-income-pm-change-fr.pdf</loc><lastmod>2026-07-06T17:24:32.498Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/08-2024-franklin-lifesmart-upgrade-to-in-good-standing-fr.pdf</loc><lastmod>2026-07-06T17:24:35.859Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-07-2025-act-can-de-petite-cap-mb-retrograde.pdf</loc><lastmod>2026-07-06T17:28:59.767Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/07-2025-Mawer-Global-Equity-No-change-fr.pdf</loc><lastmod>2026-01-28T09:52:43.599Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/032024-mim-canadian-growth-multi-manager-can-lc-growth-downgrade-fr.pdf</loc><lastmod>2026-07-06T17:24:32.483Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-03-2026-fonds-d-act-mond-abrdn-rehausse-a-en-regle.pdf</loc><lastmod>2026-07-06T17:28:57.183Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/alerte-de-la-surveillance-des-placements-04-2026-nordea-rendement-stable-retrograde.pdf</loc><lastmod>2026-07-06T17:30:11.563Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/alerte-de-la-surveillance-des-placements-02-2026-fonds-invesco-acquis-par-ci-pas-de-changement.pdf</loc><lastmod>2026-07-06T17:29:02.74Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-08-2024-act-mond-a-faible-cap-lazard-retrograde.pdf</loc><lastmod>2026-07-06T17:29:00.014Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/05-2025-Sprucegrove-Downgrade-fr.pdf</loc><lastmod>2026-01-28T09:52:42.739Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/03-2025-invesco-gbl-sm-cap-upgrade-fr.pdf</loc><lastmod>2026-07-06T17:24:36.191Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/07-2025-Manulife-Canadian-Growth-Team-Upgrade-fr.pdf</loc><lastmod>2026-01-28T09:52:43.468Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/052024-jf-canadian-equity-and-balanced-funds-downgrade-to-increased-scrutiny-fr.pdf</loc><lastmod>2026-07-06T17:24:33.366Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-09-2024-fonds-diversifie-en-gestion-commune-leith-wheeler-retrograde.pdf</loc><lastmod>2026-07-06T17:28:58.293Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/07-2025-MB-Small-Cap-Equity-Downgrade-fr.pdf</loc><lastmod>2026-01-28T09:52:43.117Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/032024-td-manulife-epoch-us-and-global-shy-downgrade-fr.pdf</loc><lastmod>2026-07-06T17:24:36.242Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-03-2025-fonds-de-repartition-de-l-actif-manuvie-retrograde.pdf</loc><lastmod>2026-07-06T17:29:00.217Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-07-2025-equilibre-et-actions-mondiales-mawer-pas-de-changement.pdf</loc><lastmod>2026-07-06T17:28:57.709Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/alerte-de-la-surveillance-des-placements-03-2026-fonds-d-hypotheques-canadiennes-manuvie-rehausse-a-en-regle.pdf</loc><lastmod>2026-07-06T17:29:01.456Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/05-2025-CI-Portfolio-Series-Downgrade-fr.pdf</loc><lastmod>2026-02-27T18:19:32.513Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/03-2025-alliancebernstein-downgrade-fr.pdf</loc><lastmod>2026-01-28T09:52:41.395Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/09-2025-TDAM-Hedged-Synthetic-International-Equity-Index-Upgrade-fr.pdf</loc><lastmod>2026-07-06T17:24:31.946Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-07-2025-equipe-beta-systematique-des-actions-gpm-retrograde.pdf</loc><lastmod>2026-07-06T17:29:00.04Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/alerte-de-la-surveillance-des-placements-05-2026-revenu-fixe-mondial-multi-secteur-manuvie-retrograde.pdf</loc><lastmod>2026-07-06T17:33:49.475Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/09-2024-leith-wheeler-diversified-pooled-fund-downgrade-fr.pdf</loc><lastmod>2026-07-06T17:24:35.757Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-10-2025-ccl-actions-fondamentales-rehausse-a-sous-evaluation.pdf</loc><lastmod>2026-07-06T17:28:58.668Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/05-2025-Franklin-Global-Growth-Downgrade-fr.pdf</loc><lastmod>2026-02-27T18:15:37.93Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/11-2025-abrdn-U-S-Upgrade-fr.pdf</loc><lastmod>2026-07-06T16:16:29.848Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-03-2025-alliancebernstein-retrograde.pdf</loc><lastmod>2026-04-10T11:42:29.811Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-03-2026-fonds-doblig-mond-sans-restriction-fcm-retrograde.pdf</loc><lastmod>2026-07-06T17:29:00.084Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/01-2025-mim-fi-bal-funds-upgrade-fr.pdf</loc><lastmod>2026-07-06T17:24:38.508Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/03-2025-Fonds-diversifi%C3%A9-et-Fonds-diversifi%C3%A9-Tri-Plan-GPM-R%C3%A9trograd%C3%A9.pdf</loc><lastmod>2026-07-06T16:16:30.951Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/10-2025-CCL-Fundamental-Equity-Upgrade-fr.pdf</loc><lastmod>2026-01-28T09:56:07.182Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/03-2025-manulife-asset-allocation-funds-downgrade-fr.pdf</loc><lastmod>2026-07-06T17:24:31.921Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-03-2023-fonds-d-hypotheques-canadiennes-manuvie-retrograde.pdf</loc><lastmod>2026-07-06T17:28:59.932Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/fr/retirement/iwatch/iwatch-alerts-fr/avis-de-la-surveillance-des-placements-09-2023-fonds-dactions-des-marches-emergents-manuvie.pdf</loc><lastmod>2026-07-06T17:29:00.054Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/investor-education/en/advisor-recruitment-one-pager-make-a-change-en.pdf</loc><lastmod>2026-07-06T15:36:51.245Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/investor-education/en/manulife-wealth-transition-guide.pdf</loc><lastmod>2026-07-07T11:54:13.942Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/investor-education/fr/manulife-wealth-transition-guide-fr.pdf</loc><lastmod>2026-07-06T20:49:21.94Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/investor-education/fr/advisor-recruitment-one-pager-make-a-change-fr.pdf</loc><lastmod>2026-07-06T15:36:51.667Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/guides/en/ciam-manulife-id-client-transcript-en.pdf</loc><lastmod>2026-07-07T22:21:09.247Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/guides/en/edocuments-filtering-tips-final-en.pdf</loc><lastmod>2026-07-07T22:20:34.541Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/guides/en/Investor-Portal-Client-User-Guide---Navigation-and-Education.pdf</loc><lastmod>2026-07-07T19:31:28.706Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/guides/en/mw-how-to-deposit-money-client-brochure-en-aoda.pdf</loc><lastmod>2026-07-07T22:20:34.043Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/guides/en/mw-how-to-deposit-money-client-brochure-en.pdf</loc><lastmod>2026-07-07T22:20:34.391Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/guides/en/Investor-Portal-Client-User-Guide---Registering-for-Manulife-Wealth.pdf</loc><lastmod>2026-07-06T20:48:43.56Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/guides/en/investor-portal-account-sharing-guide.pdf</loc><lastmod>2026-07-07T19:31:29.212Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/guides/en/ciam-manulife-id-advisor-transcript-en.pdf</loc><lastmod>2026-07-07T22:21:08.698Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/guides/global-macro-outlook-q3-2023-en.pdf</loc><lastmod>2026-07-06T17:30:09.217Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/guides/fr/ciam-manulife-id-advisor-transcript-fr.pdf</loc><lastmod>2026-07-07T13:15:51.834Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/guides/fr/edocuments-filtering-tips-final-fr.pdf</loc><lastmod>2026-07-06T20:48:44.483Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/guides/fr/guide-du-portail-des-investisseurs-plan-de-navigation.pdf</loc><lastmod>2026-07-06T20:48:44.746Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/guides/fr/mw-how-to-deposit-money-client-brochure-fr-aoda.pdf</loc><lastmod>2026-07-06T20:48:44.133Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/guides/fr/global-macro-outlook-q3-2023-fr.pdf</loc><lastmod>2026-07-07T14:04:07.909Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/guides/fr/ciam-manulife-id-client-transcript-fr.pdf</loc><lastmod>2026-07-07T13:15:52.381Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/guides/fr/guide-du-portail-des-investisseurs-inscription-au-portail-des-investisseurs-de-patrimoine-manuvie.pdf</loc><lastmod>2026-07-06T20:48:43.959Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/guides/fr/guide-du-portail-des-investisseurs-partage-de-comptes.pdf</loc><lastmod>2026-07-06T20:48:44.621Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/guides/fr/mw-how-to-deposit-money-client-brochure-fr.pdf</loc><lastmod>2026-07-06T20:48:44.302Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/market-outlook-2022-recording-2nd-supply-chain-disruptions-en.pdf</loc><lastmod>2026-07-06T15:36:55.51Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/labour-in-canada-vs-us-transcript-en.pdf</loc><lastmod>2026-07-06T15:36:55.256Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/analyzing-the-real-estate-landscape-in-canada-transcript-EN.pdf</loc><lastmod>2026-07-06T15:36:53.62Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/applying-an-ESG-lens-to-our-macroeconomic-and-investment-analysis-podcast-transcript-en.pdf</loc><lastmod>2026-07-06T15:36:53.756Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/be-prepared-for-2021-year-end-tax-planning-and-economic-outlook-transcript-en.pdf</loc><lastmod>2026-07-06T15:36:54.067Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/market-outlook-2022-recording-second-half-of-2022-en.pdf</loc><lastmod>2026-07-06T15:36:56.143Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/understanding-manulife-private-wealths-portfolio-construction-process-video-transcipt-en.pdf</loc><lastmod>2026-07-06T15:36:58.052Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/staying-invested-transcript.pdf</loc><lastmod>2026-07-06T15:36:57.617Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/q1-2026-asset-allocation-views-video-transcript-en.pdf</loc><lastmod>2026-07-06T15:36:57.043Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/what-is-estate-planning-transcript.pdf</loc><lastmod>2026-07-06T15:36:58.485Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/Private-Wealth-Podcast-Episode-9-Transcript-EN.pdf</loc><lastmod>2026-07-06T15:36:53.052Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/benefits-of-diversification-transcript.pdf</loc><lastmod>2026-07-06T15:36:54.215Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/market-outlook-2022-recording-first-half-of-2022-en.pdf</loc><lastmod>2026-07-06T15:36:56.03Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/wealth-insights-federal-budget-highlights-transcript-hemal-balsara-en.pdf</loc><lastmod>2026-07-06T15:36:58.194Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/secondaries-video-transcript-en.pdf</loc><lastmod>2026-07-06T15:36:57.415Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/cottage-succession-planning-transcript-en.pdf</loc><lastmod>2026-07-06T15:36:54.985Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/rethinking-the-macroeconomic-outlook-video-transcript-en.pdf</loc><lastmod>2026-07-06T15:36:57.173Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/protecting-your-estate-transcript.pdf</loc><lastmod>2026-07-06T15:36:56.932Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/modelling-for-unknowns-transcript-en.pdf</loc><lastmod>2026-07-06T15:36:56.4Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/A-Focus-on-Diversification-Exploring-the-use-of-Private-Assets-transcript-En.pdf</loc><lastmod>2026-07-06T15:36:52.024Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/The-Value-of-Strategic-Philanthropy-Benefit-your-Clients-and-Practice-transcript-En.pdf</loc><lastmod>2026-07-06T15:36:53.331Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/a-look-behind-the-scenes-at-the-making-of-from-far-video-transcript-en.pdf</loc><lastmod>2026-07-06T15:36:53.479Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/mw-982051-wealth-insights-important-advice-for-tax-season-video-stitch_video1_rnd2.pdf</loc><lastmod>2026-07-06T15:36:56.652Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/building-financial-fortitude-tax-and-insurance-opportunities-for-high-net-worth-investors-en.pdf</loc><lastmod>2026-07-06T15:36:54.536Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/Investing-in-Agriculture-Bonnefield-Canadian-Farmland-Evergreen-LP-transcript-En.pdf</loc><lastmod>2026-07-06T15:36:52.391Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/Preparing-for-2019-Year-end-tax-planning-and-economic-outlook-transcript-En.pdf</loc><lastmod>2026-07-06T15:36:52.658Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/Preparing-for-2020-Year-end-tax-planning-and-economic-outlook-transcript-En.pdf</loc><lastmod>2026-07-06T15:36:52.79Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/mw-982051-wealth-insights-important-advice-for-tax-season-video-stitch_video2_rnd2.pdf</loc><lastmod>2026-07-06T15:36:56.787Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/market-outlook-2022-recording-3rd-central-bank-policies-en.pdf</loc><lastmod>2026-07-06T15:36:55.644Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/corrections-are-normal-transcript-en.pdf</loc><lastmod>2026-07-06T15:36:54.759Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/market-outlook-2022-recording-1st-covid-en.pdf</loc><lastmod>2026-07-06T15:36:55.38Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/market-outlook-2022-recording-4th-us-labour-supply-shortage-en.pdf</loc><lastmod>2026-07-06T15:36:55.765Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/MW-818000-Wealth-Insights---Market-Outlook-2026---Video-stitch_rnd1_Kevin_Headland.pdf</loc><lastmod>2026-07-06T15:36:52.502Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/wealth-insights-federal-budget-highlights-transcript-john-natale-en.pdf</loc><lastmod>2026-07-06T15:36:58.344Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/Private-Welath-Podcast-Episode-10-Transcipt-En.pdf</loc><lastmod>2026-07-06T15:36:53.19Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/back-to-basics-transcript.pdf</loc><lastmod>2026-07-06T15:36:53.954Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/demystifying-esg-webinar-transcript-en.pdf</loc><lastmod>2026-07-06T15:36:55.128Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/business-strategies-for-small-and-medium-sized-enterprises-emerging-into-the-new-normal-podcast-transcript-en.pdf</loc><lastmod>2026-07-06T15:36:54.63Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/Estate-and-Tax-Planning-for-Canadians-with-US-Connections-transcript-En.pdf</loc><lastmod>2026-07-06T15:36:52.297Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/broaden-investment-horizons-transcript.pdf</loc><lastmod>2026-07-06T15:36:54.327Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/mw-818000-wealth-insights-market-outlook-2026-video-stitch-rnd1-alex-grassino.pdf</loc><lastmod>2026-07-06T15:36:56.524Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/the-value-of-naming-a-beneficiary-transcript.pdf</loc><lastmod>2026-07-06T15:36:57.932Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/the-abcs-of-etfs-transcript.pdf</loc><lastmod>2026-07-06T15:36:57.831Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/tfsas-or-rrsps-transcript.pdf</loc><lastmod>2026-07-07T22:38:21.154Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/Canadian-Real-Estate-Can-it-help-smooth-volatility-in-your-portfolio-transcript-En.pdf</loc><lastmod>2026-07-06T15:36:52.171Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/meet-the-global-manager-research-team-transcript-en.pdf</loc><lastmod>2026-07-06T15:36:56.263Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/en/correlation-between-energy-and-inflation-transcript-en.pdf</loc><lastmod>2026-07-06T15:36:54.867Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/cottage-succession-planning-transcript-fr.pdf</loc><lastmod>2026-07-06T15:37:02.984Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/be-prepared-for-2021-year-end-tax-planning-and-economic-outlook-transcript-fr.pdf</loc><lastmod>2026-07-06T15:37:01.997Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/market-outlook-2022-recording-2nd-supply-chain-disruptions-fr.pdf</loc><lastmod>2026-07-06T15:37:04.186Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/revenir-a-la-base-transcription.pdf</loc><lastmod>2026-07-06T15:37:05.665Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/Canadian-Real-Estate-Can-it-help-smooth-volatility-in-your-portfolio-transcript-Fr.pdf</loc><lastmod>2026-07-06T15:36:58.755Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/Private-Welath-Podcast-Episode-10-Transcipt-Fr.pdf</loc><lastmod>2026-07-06T15:36:59.812Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/conserver-vos-placements-transcription.pdf</loc><lastmod>2026-07-06T15:37:02.58Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/rethinking-the-macroeconomic-outlook-video-transcript-fr.pdf</loc><lastmod>2026-07-06T15:37:05.524Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/wealth-insights-federal-budget-highlights-transcript-hemal-balsara-fr.pdf</loc><lastmod>2026-07-06T15:37:06.241Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/Private-Wealth-Podcast-Episode-9-Transcript-FR.pdf</loc><lastmod>2026-07-06T15:36:59.657Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/Estate-and-Tax-Planning-for-Canadians-with-US-Connections-transcript-Fr.pdf</loc><lastmod>2026-07-06T15:36:59.063Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/protegez-votre-patrimoine-transcription.pdf</loc><lastmod>2026-07-06T15:37:05.136Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/Preparing-for-2020-Year-end-tax-planning-and-economic-outlook-transcript-Fr.pdf</loc><lastmod>2026-07-06T15:36:59.514Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/qu-est-ce-qu-un-fnb-transcription.pdf</loc><lastmod>2026-07-06T15:37:05.406Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/demystifying-esg-webinar-transcript-fr.pdf</loc><lastmod>2026-07-06T15:37:03.126Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/labour-in-canada-vs-us-transcript-fr.pdf</loc><lastmod>2026-07-06T15:37:03.883Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/l-importance-de-nommer-un-beneficiaire-transcription.pdf</loc><lastmod>2026-07-06T15:37:03.748Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/wealth-insights-federal-budget-highlights-transcript-john-natale-fr.pdf</loc><lastmod>2026-07-06T15:37:06.38Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/analyzing-the-real-estate-landscape-in-canada-transcript-FR.pdf</loc><lastmod>2026-07-06T15:37:00.699Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/wealth-insights-why-advice-matters-transcript-james-robertson-fr.pdf</loc><lastmod>2026-07-06T15:37:06.53Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/applying-an-ESG-lens-to-our-macroeconomic-and-investment-analysis-podcast-transcript-fr.pdf</loc><lastmod>2026-07-06T15:37:00.85Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/market-outlook-2022-recording-first-half-of-2022-fr.pdf</loc><lastmod>2026-07-06T15:37:04.416Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/q1-2026-asset-allocation-views-video-transcript-fr.pdf</loc><lastmod>2026-07-06T15:37:05.272Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/avantages-de-la-diversification-transcription.pdf</loc><lastmod>2026-07-06T15:37:01.002Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/A-Focus-on-Diversification-Exploring-the-use-of-Private-Assets-transcript-Fr.pdf</loc><lastmod>2026-07-06T15:36:58.597Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/a-look-behind-the-scenes-at-the-making-of-from-far-video-transcript-fr.pdf</loc><lastmod>2026-07-06T15:37:00.557Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/corrections-are-normal-transcript-fr.pdf</loc><lastmod>2026-07-06T15:37:02.712Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/The-Value-of-Strategic-Philanthropy-Benefit-your-Clients-and-Practice-transcript-Fr.pdf</loc><lastmod>2026-07-06T15:37:00.287Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/building-financial-fortitude-tax-and-insurance-opportunities-for-high-net-worth-investors-fr.pdf</loc><lastmod>2026-07-06T15:37:02.172Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/modelling-for-unknowns-transcript-fr.pdf</loc><lastmod>2026-07-06T15:37:04.99Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/Preparing-for-2019-Year-end-tax-planning-and-economic-outlook-transcript-Fr.pdf</loc><lastmod>2026-07-06T15:36:59.359Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/understanding-manulife-private-wealths-portfolio-construction-process-video-transcipt-fr.pdf</loc><lastmod>2026-07-06T15:37:05.947Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/market-outlook-2022-recording-3rd-central-bank-policies-fr.pdf</loc><lastmod>2026-07-06T15:37:04.325Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/correlation-between-energy-and-inflation-transcript-fr.pdf</loc><lastmod>2026-07-06T15:37:02.839Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/market-outlook-2022-recording-1st-covid-fr.pdf</loc><lastmod>2026-07-06T15:37:04.036Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/business-strategies-for-small-and-medium-sized-enterprises-emerging-into-the-new-normal-podcast-transcript-fr.pdf</loc><lastmod>2026-07-06T15:37:02.33Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/meet-the-global-manager-research-team-transcript-fr.pdf</loc><lastmod>2026-07-06T15:37:04.847Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/Investing-in-Agriculture-Bonnefield-Canadian-Farmland-Evergreen-LP-transcript-Fr.pdf</loc><lastmod>2026-07-06T15:36:59.238Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/secondaries-video-transcript-fr.pdf</loc><lastmod>2026-07-06T15:37:05.798Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/TRANSCRIPT-mw-982051-wealth-insights-important-advice-for-tax-season-video-stitch_video2_fr.pdf</loc><lastmod>2026-07-06T15:37:00.126Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/elargissez-vos-horizons-de-placement-transcription.pdf</loc><lastmod>2026-07-06T15:37:03.4Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/en-quoi-consiste-la-planification-successorale-transcription.pdf</loc><lastmod>2026-07-06T15:37:03.606Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/market-outlook-2022-recording-second-half-of-2022-fr.pdf</loc><lastmod>2026-07-06T15:37:04.561Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/celi-ou-reer-transcription.pdf</loc><lastmod>2026-07-07T14:04:29.026Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/customer-support-and-self-service/transcripts/fr/TRANSCRIPT-mw-982051-wealth-insights-important-advice-for-tax-season-video-stitch_video1_fr.pdf</loc><lastmod>2026-07-06T15:36:59.955Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/policy-and-plan-documents/Manulife-UK-Tax-2026.pdf</loc><lastmod>2026-07-06T17:25:48.23Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/policy-and-plan-documents/Wolfsberg-questionnaire.pdf</loc><lastmod>2026-07-06T17:38:14.271Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/policy-and-plan-documents/MBPS_privacy_policy.pdf</loc><lastmod>2026-07-06T15:00:24.444Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/policy-and-plan-documents/Manulife_AMLATF_Policy_Statement_EN.pdf</loc><lastmod>2026-07-06T17:38:14.677Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/policy-and-plan-documents/Manulife_AMLATF_Policy_Statement_FR.pdf</loc><lastmod>2026-07-06T17:38:14.059Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/policy-and-plan-documents/Manulife-UK-Tax-2023.pdf</loc><lastmod>2025-11-07T21:00:43.192Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/LRQA-CY21-assurance-statement-for-Manulife.pdf</loc><lastmod>2026-07-06T15:00:24.074Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_2023_Political_Activities_Report_EN.pdf</loc><lastmod>2026-07-06T15:00:31.313Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/global_tax_strategy_fr.pdf</loc><lastmod>2026-07-06T15:00:23.369Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_PAS_2011.pdf</loc><lastmod>2025-11-12T21:17:30.556Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_AML_ATFSS_FR.pdf</loc><lastmod>2026-07-06T15:00:30.141Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_PAS_2014.pdf</loc><lastmod>2025-11-12T21:17:31.076Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_environmental_policy_EN.pdf</loc><lastmod>2026-07-06T16:16:30.102Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GBR_2019_EN.pdf</loc><lastmod>2026-07-06T15:00:24.342Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_CRFPS_EN.pdf</loc><lastmod>2026-07-06T15:00:31.342Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2005_PAS.pdf</loc><lastmod>2025-11-12T21:17:17.476Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GA_ESG_Investment_Guidelines_FR.pdf</loc><lastmod>2026-07-06T15:00:24.694Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GBR_2022_MAY_EN.pdf</loc><lastmod>2026-07-06T15:00:24.332Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_ClimateChangeStatement_EN.pdf</loc><lastmod>2026-07-06T15:00:24.059Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/Global-Human-Rights-statement-EN.pdf</loc><lastmod>2026-07-06T15:00:23.207Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GB_LAS_2025_JUNE_EN.pdf</loc><lastmod>2026-07-06T15:00:23.564Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_SBF_2022_FR.pdf</loc><lastmod>2026-07-06T15:00:22.476Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_SB_SPO_2022_EN.pdf</loc><lastmod>2026-07-06T15:00:24.682Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GBR_2018_EN.pdf</loc><lastmod>2026-07-06T15:00:30.749Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GB_LAS_2018_EN.pdf</loc><lastmod>2026-07-06T15:00:29.471Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/CBI%20Post-Issuance%20Verification_Manulife%20Green%20Bond_Nov2018.pdf</loc><lastmod>2026-07-06T15:00:29.308Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_Sustainability_Policies_EN.pdf</loc><lastmod>2025-11-12T21:17:32.568Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GB_LAS_2020_EN.pdf</loc><lastmod>2026-07-06T15:00:23.279Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GBF_2017_EN.pdf</loc><lastmod>2026-07-06T15:00:22.579Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_CDP_2020_EN.pdf</loc><lastmod>2026-07-06T15:00:24.193Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_SBF_2022_EN.pdf</loc><lastmod>2026-07-06T15:00:24.844Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_SR_PAS_2018.pdf</loc><lastmod>2026-07-06T15:00:31.557Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_CRFPS_FR.pdf</loc><lastmod>2026-07-06T15:00:24.708Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_LAS_2024_MAY_EN.pdf</loc><lastmod>2026-07-06T15:00:30.26Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GBR_2024_JUNE_EN.pdf</loc><lastmod>2026-07-06T15:00:30.992Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_CDP_2019_EN.pdf</loc><lastmod>2026-07-06T15:00:31.328Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/Working_Better_Colleague_Toolkit_FR.pdf</loc><lastmod>2026-07-06T15:00:30.85Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/Manulife_SR_2020_datasheet.pdf</loc><lastmod>2026-07-06T15:00:31.298Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GB_SPO_2017_EN.pdf</loc><lastmod>2026-07-06T15:00:28.796Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GBR_2024_JUNE_FR.pdf</loc><lastmod>2026-07-06T15:00:31.681Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_impact_agenda_2025_en.pdf</loc><lastmod>2026-07-06T16:16:22.626Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/General_Account_Thermal_Coal_Policy.pdf</loc><lastmod>2026-07-06T15:00:31.616Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/Global_Health_and_Safety_Policy_FR.pdf</loc><lastmod>2026-07-06T15:00:31.528Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2024/MFC_2024_IAS_EN.pdf</loc><lastmod>2025-11-07T21:01:43.057Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2024/MIM_2024_Timberland_GHG_Verification.pdf</loc><lastmod>2025-11-07T21:01:43.007Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2024/MFC_SR_2024_EN.pdf</loc><lastmod>2026-07-06T15:00:29.231Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2024/MFC_2024_Sustainability_Performance_Summary_EN.pdf</loc><lastmod>2025-11-07T21:01:42.973Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2024/MFC_SASB_2024_EN.pdf</loc><lastmod>2025-11-27T15:25:46.994Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2024/MFC_2024_Political_Activities_Report_EN.pdf</loc><lastmod>2025-11-07T21:01:42.95Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2024/MFC_GRI_2024_EN.pdf</loc><lastmod>2025-11-27T15:25:46.788Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2024/MFC_CDP_2024_EN.pdf</loc><lastmod>2026-07-06T15:00:31.586Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2024/MFC_PAS_2024_EN.pdf</loc><lastmod>2025-11-07T21:01:42.948Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2024/MFC_OSFIB15_2024_EN.pdf</loc><lastmod>2025-11-07T21:01:42.963Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2024/MIM_2024_RE_GHG_Verification.pdf</loc><lastmod>2025-11-07T21:01:42.959Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2024/MIM_2024_Agriculture_GHG_Verification.pdf</loc><lastmod>2025-11-07T21:01:42.963Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_PAS_2013.pdf</loc><lastmod>2025-11-12T21:17:30.984Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_SR_PAS_2020.pdf</loc><lastmod>2026-07-06T15:00:31.114Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_CAIPR_EN.pdf</loc><lastmod>2026-07-06T16:16:23.018Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_SASB_2022_EN.pdf</loc><lastmod>2025-11-12T21:17:31.69Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2006_PAS.pdf</loc><lastmod>2025-11-12T21:17:17.592Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_impact_agenda_2022_en.pdf</loc><lastmod>2025-11-12T21:17:32.76Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_PAS_2022_EN.pdf</loc><lastmod>2025-11-12T21:17:31.474Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_Assurance_Statement_2019_EN.pdf</loc><lastmod>2026-07-06T15:00:29.083Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_MSAS_EN.pdf</loc><lastmod>2026-07-06T15:00:28.916Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_AI_2024_EN.pdf</loc><lastmod>2026-07-06T15:00:31.842Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GB_LAS_2021_EN.pdf</loc><lastmod>2026-07-06T15:00:30.635Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_SH_2020_EN.pdf</loc><lastmod>2026-07-06T15:00:31.47Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2009_PAS.pdf</loc><lastmod>2025-11-12T21:17:18.008Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2022/mim-2022-agricultural-inventory-verification-opinion.pdf</loc><lastmod>2026-07-06T15:00:29.602Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2022/Manulife-Investment-Management-Agriculture-SI-report.pdf</loc><lastmod>2026-07-06T15:00:31.355Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2022/Manulife-Investment-Management-Timber-SI-report.pdf</loc><lastmod>2026-07-06T15:00:30.882Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2022/CY22%20LRQA%20Assurance%20Statement%20for%20Manulife%20v2.pdf</loc><lastmod>2026-07-06T15:00:29.964Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2022/MFC_SASB_2022_EN.pdf</loc><lastmod>2026-07-06T15:00:31.827Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2022/MFC_CDP_2022_EN.pdf</loc><lastmod>2026-07-06T15:04:39.236Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2022/MFC_PAS_2022_EN.pdf</loc><lastmod>2026-07-06T15:04:39.807Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2022/MFC_ESGR_2022_EN.pdf</loc><lastmod>2026-07-06T15:00:29.831Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2022/MIM-SRI-Annual-Report-2021.pdf</loc><lastmod>2026-07-06T15:04:39.897Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2022/MFC_GRI_2022_EN.pdf</loc><lastmod>2026-07-06T15:00:30.414Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2022/Real-Estate-Sustainability-Report-2022.pdf</loc><lastmod>2026-07-06T15:04:41.135Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2022/MFC_ESGR_highlights_2022_EN.pdf</loc><lastmod>2026-07-06T15:04:41.151Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2022/timberland-verification-opinion-manulife-2023.pdf</loc><lastmod>2026-07-06T15:00:29.502Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_SR_PAS_2019.pdf</loc><lastmod>2026-07-06T15:04:40.62Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/Manulife_SR_2020_datasheet_FR.pdf</loc><lastmod>2026-07-06T15:00:31.601Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_CAIPR_FR.pdf</loc><lastmod>2026-07-06T16:16:23.323Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GBR_2022_EN.pdf</loc><lastmod>2026-07-06T15:00:30.403Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/Global-Humans-Rights-statement-EN.pdf</loc><lastmod>2025-11-12T21:17:24.582Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/Commitment-to-Indigenous-Reconciliation-in-Canada.pdf</loc><lastmod>2026-07-06T15:04:39.353Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/LRQA-CY21-verification-report-for-Manulife.pdf</loc><lastmod>2025-11-12T21:17:25.006Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_CDP_2021_EN.pdf</loc><lastmod>2026-07-06T15:04:40.71Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2010_PAS.pdf</loc><lastmod>2025-11-12T21:17:18.183Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GB_LAS_2022_EN.pdf</loc><lastmod>2026-07-06T15:04:40.398Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_ESGR_2022_EN.pdf</loc><lastmod>2025-11-12T21:17:26.861Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GBR_2023_MAY_FR.pdf</loc><lastmod>2026-07-06T15:00:31.696Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/Working_Better_Colleague_Toolkit_EN.pdf</loc><lastmod>2026-07-06T15:04:41.096Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_PAS_2016.pdf</loc><lastmod>2025-11-12T21:17:31.348Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GB_LAS_2019_EN.pdf</loc><lastmod>2026-07-06T15:00:30.721Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2023/MFC_PAS_2023_EN.pdf</loc><lastmod>2026-07-06T15:04:40.603Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2023/MIM_2023_Timberland_GHG_Verification.pdf</loc><lastmod>2026-07-06T15:04:40.494Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2023/MFC_2023_IAS_EN.pdf</loc><lastmod>2026-07-06T15:00:31.014Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2023/MFC_2023_Sustainability_Performance_Summary_EN.pdf</loc><lastmod>2026-07-06T15:04:38.621Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2023/MFC_MSAS_2023_EN.pdf</loc><lastmod>2026-07-06T15:00:30.297Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2023/MFC_GRI_2023_EN.pdf</loc><lastmod>2026-07-06T15:00:30.062Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2023/MFC_SASB_2023_EN.pdf</loc><lastmod>2026-07-06T15:00:31.572Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2023/MIM_2023_Agriculture_GHG_Verification.pdf</loc><lastmod>2026-07-06T15:04:38.158Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2023/MFC_CDP_2023_EN.pdf</loc><lastmod>2026-07-06T15:04:37.952Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2023/MFC_ESGR_2023_EN.pdf</loc><lastmod>2026-07-06T15:04:40.722Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_PAS_2012.pdf</loc><lastmod>2025-11-12T21:17:30.77Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_AML_ATFSS_EN.pdf</loc><lastmod>2026-07-06T15:04:40.159Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_SR_PAS_2020_FR.pdf</loc><lastmod>2025-11-12T21:17:32.48Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GB_PIV_2018_EN.pdf</loc><lastmod>2025-11-12T21:17:29.758Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GRI_2022_EN.pdf</loc><lastmod>2025-11-12T21:17:29.977Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/Manulife%20CY2017%20Assurance%20%20Statement-29May18-ASRAuthorized.pdf</loc><lastmod>2025-11-12T21:17:32.932Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/Manulife%20CY2018%20LR%20Assurance%20Statement.pdf</loc><lastmod>2025-11-12T21:17:33.114Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_LI_factsheet.pdf</loc><lastmod>2026-07-06T16:16:22.807Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/global_tax_strategy_en.pdf</loc><lastmod>2026-07-06T15:04:40.851Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GB_LAS_2023_MAY_EN.pdf</loc><lastmod>2026-07-06T15:04:40.26Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2008_PAS.pdf</loc><lastmod>2025-11-12T21:17:17.884Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_DHVP_2023_EN.pdf</loc><lastmod>2026-07-06T15:04:38.781Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GBR_2023_EN.pdf</loc><lastmod>2026-07-06T15:04:40.387Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_PAS_2015.pdf</loc><lastmod>2025-11-12T21:17:31.215Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GA_ESG_Investment_Guidelines_EN.pdf</loc><lastmod>2026-07-06T15:04:41.109Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GBR_2020_EN_21.pdf</loc><lastmod>2026-07-06T15:04:40.48Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_CAP_EN.pdf</loc><lastmod>2026-07-06T15:04:39.57Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_CDP_2018_EN.pdf</loc><lastmod>2026-07-06T15:04:40.738Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/Manulife_Assurance_Statement_2020_EN.pdf</loc><lastmod>2026-07-06T15:04:38.545Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_ESGR_highlights_2022_EN.pdf</loc><lastmod>2025-11-12T21:17:26.98Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_MSAS_FR.pdf</loc><lastmod>2026-07-06T15:04:39.6Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2017/MFC_PAS_2017_Social.pdf</loc><lastmod>2025-11-12T21:17:19.017Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2017/MFC_PAS_2017_Environmental.pdf</loc><lastmod>2025-11-12T21:17:18.911Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2017/MFC_PAS_2017_Economic.pdf</loc><lastmod>2025-11-12T21:17:18.8Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2017/MFC_PAS_2017.pdf</loc><lastmod>2025-11-12T21:17:18.571Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2017/MFC_SASB_2022_EN.pdf</loc><lastmod>2025-11-12T21:17:19.122Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2017/MFC_GRI_2022_EN.pdf</loc><lastmod>2025-11-12T21:17:18.412Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GBR_2023_FR.pdf</loc><lastmod>2026-07-06T15:04:39.18Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GBR_2023_MAY_EN.pdf</loc><lastmod>2026-07-06T15:04:40.37Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2007_PAS.pdf</loc><lastmod>2025-11-12T21:17:17.702Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_IA_2025_EN.pdf</loc><lastmod>2025-11-07T21:02:02.648Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GBR_2020_EN.pdf</loc><lastmod>2026-07-06T15:04:40.415Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/Global_Health_and_Safety_Policy_EN.pdf</loc><lastmod>2026-07-06T15:04:41.082Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GBR_2021_EN.pdf</loc><lastmod>2026-07-06T15:04:40.429Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_impact_agenda_2023_en.pdf</loc><lastmod>2025-11-12T21:17:32.848Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GB_LAS_2024_MARCH_EN.pdf</loc><lastmod>2026-07-06T15:04:39.587Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2021/MFC_ESGR_2021_EN.pdf</loc><lastmod>2026-07-06T15:04:40.34Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2021/MFC_ESGR_highlights_2021_EN.pdf</loc><lastmod>2026-07-06T15:04:40.466Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2021/MFC_PAS_2021_EN.pdf</loc><lastmod>2026-07-06T15:04:38.85Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2021/MFC_GRI_2021_EN.pdf</loc><lastmod>2026-07-06T15:04:41.122Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/2021/MFC_SASB_2021_EN.pdf</loc><lastmod>2026-07-06T15:04:44.719Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/en/MFC_GB_LAS_2023_EN.pdf</loc><lastmod>2026-07-06T15:04:40.443Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_PAS_2014_FR.pdf</loc><lastmod>2025-11-12T21:17:50.161Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_GBF_2017_FR.pdf</loc><lastmod>2026-07-06T15:04:39.44Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_environmental_policy_FR.pdf</loc><lastmod>2026-07-06T16:16:31.437Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_SR_PAS_2019_FR.pdf</loc><lastmod>2026-07-06T15:04:44.733Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/FR_2010PAScomplete.pdf</loc><lastmod>2025-11-12T21:17:37.436Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_GBR_2022_FR.pdf</loc><lastmod>2026-07-06T15:04:45.259Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/fr_2008PAS.pdf</loc><lastmod>2025-11-12T21:17:52.115Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_GBR_2020_FR.pdf</loc><lastmod>2026-07-06T15:04:45.304Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_ClimateChangeStatement_EN.pdf</loc><lastmod>2025-11-12T21:17:38.158Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_SR_PAS_2018_FR.pdf</loc><lastmod>2026-07-06T15:04:44.426Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/climate-approach-fr-2020.pdf</loc><lastmod>2025-11-12T21:17:51.663Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_PAS_2015_FR.pdf</loc><lastmod>2025-11-12T21:17:50.265Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_GBR_2019_FR.pdf</loc><lastmod>2026-07-06T15:04:45.619Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_ESGR_2022_FR.pdf</loc><lastmod>2025-11-12T21:17:38.455Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_PAS_2013_FR.pdf</loc><lastmod>2025-11-12T21:17:50.048Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/fr_2005PAS.pdf</loc><lastmod>2025-11-12T21:17:51.777Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_impact_agenda_2022_fr.pdf</loc><lastmod>2025-11-12T21:17:51.555Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2024/MFC_PAS_2024_FR.pdf</loc><lastmod>2026-07-06T15:04:44.152Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2024/MFC_SR_2024_EN.pdf</loc><lastmod>2025-11-12T21:17:37Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2024/MFC_2024_Sustainability_Performance_Summary_EN.pdf</loc><lastmod>2025-11-12T21:17:35.77Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2024/MFC_2024_Sustainability_Performance_Summary_FR.pdf</loc><lastmod>2026-07-06T15:04:46.058Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2024/MFC_2024_Political_Activities_Report_FR.pdf</loc><lastmod>2026-07-06T15:04:46.123Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2024/MFC_SASB_2024_FR.pdf</loc><lastmod>2026-07-06T16:16:23.532Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2024/MFC_CDP_2024_EN.pdf</loc><lastmod>2025-11-12T21:17:36.068Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2024/MFC_GRI_2024_FR.pdf</loc><lastmod>2026-07-06T16:16:23.641Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2024/MFC_PAS_2024_EN.pdf</loc><lastmod>2025-11-12T21:17:36.529Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2024/MFC_SR_2024_FR.pdf</loc><lastmod>2026-07-06T15:04:44.893Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2024/MFC_OSFIB15_2024_EN.pdf</loc><lastmod>2025-11-12T21:17:36.297Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2024/MFC_OSFIB15_2024_FR.pdf</loc><lastmod>2026-07-06T15:04:46.073Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_Sustainability_Policies_FR.pdf</loc><lastmod>2026-07-06T15:04:46.003Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_IA_2025_FR.pdf</loc><lastmod>2025-11-07T21:02:07.68Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_CAIPR_EN.pdf</loc><lastmod>2025-11-12T20:59:46.727Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_CAP_FR.pdf</loc><lastmod>2026-07-06T15:04:45.861Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_PAS_2017_FR.pdf</loc><lastmod>2025-11-12T21:17:50.496Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_SASB_2022_FR.pdf</loc><lastmod>2025-11-12T21:17:50.71Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_PAS_2022_FR.pdf</loc><lastmod>2026-07-06T15:04:45.889Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2022/MFC_ESGR_2022_FR.pdf</loc><lastmod>2026-07-06T15:04:46.018Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2022/MFC_SASB_2022_FR.pdf</loc><lastmod>2026-07-06T15:04:46.138Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2022/MFC_PAS_2022_FR.pdf</loc><lastmod>2025-11-12T21:17:34.672Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2022/MFC_ESGR_highlights_2022_FR.pdf</loc><lastmod>2026-07-06T15:04:45.272Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2022/MFC_GRI_2022_FR.pdf</loc><lastmod>2026-07-06T15:04:45.143Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/FR_2009PAScomplete.pdf</loc><lastmod>2025-11-12T21:17:37.317Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_AI_2024_FR.pdf</loc><lastmod>2026-07-06T15:04:44.658Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/Commitment-to-Indigenous-Reconciliation-in-Canada-fr.pdf</loc><lastmod>2026-07-06T16:15:06.397Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2023/MFC_MSAS_2023_FR.pdf</loc><lastmod>2025-11-12T21:17:35.309Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2023/MFC_SASB_2023_FR.pdf</loc><lastmod>2026-07-06T15:04:44.833Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2023/MFC_2023_Sustainability_Performance_Summary_FR.pdf</loc><lastmod>2026-07-06T15:04:44.328Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2023/MFC_GRI_2023_FR.pdf</loc><lastmod>2026-07-06T15:04:45.876Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2023/MFC_PAS_2023_FR.pdf</loc><lastmod>2026-07-06T15:04:45.519Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2023/MFC_ESGR_2023_FR.pdf</loc><lastmod>2026-07-06T15:07:15.986Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_GRI_2022_FR.pdf</loc><lastmod>2025-11-12T21:17:39.073Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_SR_PAS_2020_FR.pdf</loc><lastmod>2026-07-06T15:07:17.339Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_impact_agenda_2025_fr.pdf</loc><lastmod>2026-07-06T16:16:23.589Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/fr_2007PAS.pdf</loc><lastmod>2025-11-12T21:17:52.004Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_GBR_2018_FR.pdf</loc><lastmod>2026-07-06T15:04:45.737Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_LI_factsheet.pdf</loc><lastmod>2026-07-06T16:16:22.518Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/Global-Human-Rights-statement-FR.pdf</loc><lastmod>2026-07-06T15:04:45.719Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_PAS_2016_FR.pdf</loc><lastmod>2025-11-12T21:17:50.381Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_PAS_2012_FR.pdf</loc><lastmod>2025-11-12T21:17:39.535Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/General_Account_Thermal_Coal_Policy_FR.pdf</loc><lastmod>2026-07-06T15:04:45.045Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_IA_2025_EN.pdf</loc><lastmod>2025-11-12T21:17:39.195Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/fr_2006PAS.pdf</loc><lastmod>2025-11-12T21:17:51.889Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2021/MFC_GRI_2021_FR.pdf</loc><lastmod>2026-07-06T15:07:17.806Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2021/MFC_ESGR_2021_FR.pdf</loc><lastmod>2026-07-06T15:07:17.053Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/2021/MFC_SASB_2021_FR.pdf</loc><lastmod>2026-07-06T15:07:15.046Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_ClimateChangeStatement_FR.pdf</loc><lastmod>2026-07-06T15:07:15.614Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_SH_2020_FR.pdf</loc><lastmod>2026-07-06T15:07:17.822Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/pas/fr/MFC_PAS_2011_FR.pdf</loc><lastmod>2025-11-12T21:17:39.374Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_CFS_2018_Y1_FR.pdf</loc><lastmod>2026-07-06T15:07:17.836Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2021_Q2_EN.pdf</loc><lastmod>2025-11-12T21:17:09.052Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2018_Q4_EN.pdf</loc><lastmod>2026-07-06T15:07:17.113Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2019_Q4_FR.pdf</loc><lastmod>2026-07-06T15:07:17.928Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2020_Q3_FR.pdf</loc><lastmod>2025-11-12T21:18:30.645Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2015_Y1_EN.pdf</loc><lastmod>2026-07-06T15:07:17.898Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2015_Q3_FR.pdf</loc><lastmod>2025-11-12T21:18:26.781Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2019_Q2_EN.pdf</loc><lastmod>2025-11-12T21:18:29.608Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2021_Q2_FR.pdf</loc><lastmod>2026-07-06T15:07:15.627Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2017_Q4_EN.pdf</loc><lastmod>2025-11-12T21:17:48.661Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2015_Q1_EN.pdf</loc><lastmod>2025-11-12T21:17:02.936Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2017_Q1_FR.pdf</loc><lastmod>2026-07-06T15:07:20.398Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_CFS_2025_Y1_FR.pdf</loc><lastmod>2026-07-06T17:25:48.256Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2018_Q3_EN.pdf</loc><lastmod>2025-11-12T21:17:04.716Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_NAM_2024_Y1_EN.pdf</loc><lastmod>2026-07-06T15:07:15.6Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2022_Q1_EN.pdf</loc><lastmod>2025-11-12T21:17:09.287Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2024_Q2_EN.pdf</loc><lastmod>2026-07-06T15:07:16.326Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2018_Y1_FR.pdf</loc><lastmod>2026-07-06T15:07:17.78Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2024_Q4_EN.pdf</loc><lastmod>2026-07-06T15:07:19.947Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2024_Q4_EN.pdf</loc><lastmod>2026-07-06T15:07:15.758Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2015_Q2_EN.pdf</loc><lastmod>2025-11-12T21:17:40.485Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2018_Q4_EN.pdf</loc><lastmod>2025-11-12T21:18:05.034Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2022_Q4_FR.pdf</loc><lastmod>2026-07-06T15:07:15.388Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/2022_Comparatives_IFRS17_IFRS9.pdf</loc><lastmod>2026-07-06T15:07:17.423Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2019_Q3_FR.pdf</loc><lastmod>2025-11-12T21:18:29.846Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2024_Q2_EN.pdf</loc><lastmod>2025-11-07T21:02:18.953Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2023_Q1_EN.pdf</loc><lastmod>2025-11-12T21:18:01.381Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2017_Q2_EN.pdf</loc><lastmod>2025-11-12T21:17:04.093Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2024_Q3_EN.pdf</loc><lastmod>2026-07-06T15:07:17.184Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2017_Q1_EN.pdf</loc><lastmod>2025-11-12T21:18:03.727Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_CFS_2019_Y1_EN.pdf</loc><lastmod>2026-07-06T15:07:15.059Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2020_Q1_EN.pdf</loc><lastmod>2025-11-12T21:17:43.275Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_EVR_2020_Q1_EN.pdf</loc><lastmod>2026-07-06T15:07:17.169Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_IDS_CEO_2021_EN.pdf</loc><lastmod>2026-07-06T15:07:17.098Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2018_Q1_EN.pdf</loc><lastmod>2025-11-12T21:17:48.868Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_EVR_2015_Y1_EN.pdf</loc><lastmod>2025-11-12T21:17:11Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2021_Q1_EN_updated.pdf</loc><lastmod>2026-07-06T15:07:16.608Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2021_Q2_EN1.pdf</loc><lastmod>2025-11-12T21:18:00.663Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2021_Y1_FR.pdf</loc><lastmod>2026-07-06T15:07:18.052Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2021_Q4_FR.pdf</loc><lastmod>2026-07-06T15:07:19.624Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2023_Q4_EN.pdf</loc><lastmod>2025-11-12T21:18:25.154Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2021_Y1_EN.pdf</loc><lastmod>2026-07-06T15:07:17.353Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_MDA_2019_Y1_FR.pdf</loc><lastmod>2026-07-06T15:07:16.19Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_NAM_2025_Y1_FR.pdf</loc><lastmod>2026-07-06T15:07:15.166Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2025_Q4_EN.pdf</loc><lastmod>2026-07-06T17:25:52.218Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_DESJ_2025_EN.pdf</loc><lastmod>2026-07-06T16:16:23.794Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2019_Q2_EN.pdf</loc><lastmod>2025-11-12T21:17:49.281Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_IP_2025_Q4_EN.pdf</loc><lastmod>2026-07-06T20:42:05.643Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_FS_2025_Q3_EN.pdf</loc><lastmod>2025-11-14T20:00:11.446Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2023_Y1_FR.pdf</loc><lastmod>2026-07-06T15:07:17.409Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2022_Q2_EN.pdf</loc><lastmod>2025-11-12T21:18:32.126Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2017_Q3_EN.pdf</loc><lastmod>2025-11-12T21:18:28.137Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2022_Q3_EN.pdf</loc><lastmod>2025-11-12T21:18:32.459Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2015_Y1_FR.pdf</loc><lastmod>2026-07-06T15:07:20.533Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2020_Q2_EN.pdf</loc><lastmod>2025-11-12T21:18:30.372Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2022_Q3_EN.pdf</loc><lastmod>2025-11-12T21:18:01.181Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2023_Q1_EN.pdf</loc><lastmod>2026-07-06T15:07:20.223Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2016_Q1_EN.pdf</loc><lastmod>2025-11-12T21:18:03.159Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2021_Q1_EN.pdf</loc><lastmod>2025-11-12T21:18:00.409Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/notice_of_meeting_2022_FR.pdf</loc><lastmod>2025-11-12T21:18:37.163Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2017_Q1_EN.pdf</loc><lastmod>2025-11-12T21:17:48.324Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2019_Q2_EN.pdf</loc><lastmod>2025-11-12T21:17:42.803Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2024_Q4_FR.pdf</loc><lastmod>2026-07-06T15:07:14.88Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_FS_INV_2023_Q1_EN.pdf</loc><lastmod>2025-11-12T21:17:11.97Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2018_Q4_FR.pdf</loc><lastmod>2025-11-12T21:18:29.187Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_MDA_2023_Y1_EN.pdf</loc><lastmod>2025-11-12T21:17:13.839Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2017_Q1_EN.pdf</loc><lastmod>2025-11-12T21:17:03.981Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2022_Q4_EN.pdf</loc><lastmod>2025-11-12T21:18:01.265Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2016_Q4_EN.pdf</loc><lastmod>2025-11-12T21:17:48.211Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2021_Q1_EN.pdf</loc><lastmod>2025-11-12T21:17:08.97Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_SCOTIA_2025_EN.pdf</loc><lastmod>2026-07-06T15:07:17.551Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2024_Q1_EN.pdf</loc><lastmod>2025-11-12T21:18:25.301Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2017_Q2_EN.pdf</loc><lastmod>2025-11-12T21:17:48.435Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/2020-annual-meeting-minutes-en.pdf</loc><lastmod>2025-11-12T21:16:56.621Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2016_Q1_FR.pdf</loc><lastmod>2025-11-12T21:18:27.128Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2018_Q4_EN.pdf</loc><lastmod>2025-11-12T21:17:49.116Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_NAM_2024_Y1_FR.pdf</loc><lastmod>2026-07-06T15:07:18.07Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_MDA_2024_Y1_FR.pdf</loc><lastmod>2026-07-06T15:07:19.4Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2022_Q1_EN.pdf</loc><lastmod>2025-11-12T21:18:01.002Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2020_Q3_EN.pdf</loc><lastmod>2025-11-12T21:18:30.546Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_EVR_2020_Y1_EN.pdf</loc><lastmod>2026-07-06T15:07:20.285Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2025_Q1_EN.pdf</loc><lastmod>2026-07-06T15:07:18.012Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_NBVR_2025_Y1_EN.pdf</loc><lastmod>2026-07-06T17:33:48.7Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/2018-annual-meeting-minutes-en.pdf</loc><lastmod>2026-07-06T15:07:15.248Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_CFS_2021_Y1_EN.pdf</loc><lastmod>2026-07-06T15:07:17.579Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PR_2024_RGA_LTC_Reins_EN.pdf</loc><lastmod>2026-07-06T15:07:19.929Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2022_Q2_FR.pdf</loc><lastmod>2025-11-12T21:18:32.233Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2020_Q4_FR.pdf</loc><lastmod>2026-07-06T15:07:16.931Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2022_Q1_FR.pdf</loc><lastmod>2025-11-12T21:18:31.986Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2023_Q4_FR.pdf</loc><lastmod>2026-07-06T15:07:16.017Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2019_Q2_EN.pdf</loc><lastmod>2025-11-12T21:18:05.395Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2019_Q1_FR.pdf</loc><lastmod>2025-11-12T21:17:42.604Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2016_Q4_EN.pdf</loc><lastmod>2025-11-12T21:17:41.195Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2022_Q2_EN.pdf</loc><lastmod>2026-07-06T15:08:14.938Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2015_Q2_EN.pdf</loc><lastmod>2025-11-12T21:17:03.001Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2015_Q2_EN.pdf</loc><lastmod>2025-11-12T21:18:26.468Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2021_Q1_FR.pdf</loc><lastmod>2026-07-06T15:08:08.56Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2021_Q1_FR.pdf</loc><lastmod>2025-11-12T21:18:31.131Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/Virtual-AGM-User-Guide-En-2021.pdf</loc><lastmod>2026-07-06T15:08:19.743Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2024_Q1_EN.pdf</loc><lastmod>2025-11-12T21:17:09.948Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2018_Q3_FR.pdf</loc><lastmod>2025-11-12T21:17:42.205Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2025_Q2_EN.pdf</loc><lastmod>2026-07-06T15:08:13.183Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2019_Q3_EN.pdf</loc><lastmod>2025-11-12T21:17:08.521Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2018_Q3_EN.pdf</loc><lastmod>2025-11-12T21:17:42.094Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2020_Q2_FR.pdf</loc><lastmod>2025-11-12T21:17:43.547Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2023_Q1_EN.pdf</loc><lastmod>2025-11-12T21:18:32.942Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2025_Q4_EN.pdf</loc><lastmod>2026-07-06T17:25:46.367Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2024_Q1_FR.pdf</loc><lastmod>2025-11-12T21:18:33.618Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_NBC_2025_EN.pdf</loc><lastmod>2026-07-06T15:08:12.131Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2016_Q3_EN.pdf</loc><lastmod>2025-11-12T21:18:03.448Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2025_Q1_FR.pdf</loc><lastmod>2026-07-06T15:08:08.69Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2021_Q2_EN.pdf</loc><lastmod>2025-11-12T21:18:31.324Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/fact-sheets/MFC_FS_2025_Q1_FR.pdf</loc><lastmod>2025-11-12T21:18:35.615Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/fact-sheets/MFC_FS_INV_2025_Q1_FR.pdf</loc><lastmod>2025-11-12T21:18:36.389Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/fact-sheets/MFC_FS_INV_2025_Q1_EN.pdf</loc><lastmod>2025-11-12T21:18:36.272Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/fact-sheets/MFC_FS_FS_2022_Q2_EN.pdf</loc><lastmod>2025-11-12T21:18:36.017Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/fact-sheets/MFC_FS_RES_2022_Q2_EN.pdf</loc><lastmod>2025-11-12T21:18:36.697Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/fact-sheets/MFC_FS_INV_2025_Q2_FR.pdf</loc><lastmod>2025-11-12T21:18:36.581Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/fact-sheets/MFC_FS_2025_Q2_EN.pdf</loc><lastmod>2025-11-12T21:18:35.708Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/fact-sheets/MFC_FS_2025_Q1_EN.pdf</loc><lastmod>2025-11-12T21:18:35.535Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/fact-sheets/MFC_FS_INV_2022_Q2_EN.pdf</loc><lastmod>2025-11-12T21:18:36.158Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/fact-sheets/MFC_FS_INV_2025_Q2_EN.pdf</loc><lastmod>2025-11-12T21:18:36.467Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/fact-sheets/MFC_FS_2025_Q2_FR.pdf</loc><lastmod>2025-11-12T21:18:35.909Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/fact-sheets/MFC_FS_2024_Q3_EN.pdf</loc><lastmod>2025-11-12T21:18:35.454Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2020_Q2_EN.pdf</loc><lastmod>2025-11-12T21:17:43.445Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2026_Q1_FR.pdf</loc><lastmod>2026-07-06T17:33:48.322Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2019_Q4_EN.pdf</loc><lastmod>2025-11-12T21:17:08.619Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2025_Y1_FR.pdf</loc><lastmod>2026-07-06T17:28:56.725Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_STRATEGY_2025_FR.pdf</loc><lastmod>2026-07-06T16:15:06.321Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2015_Q1_FR.pdf</loc><lastmod>2025-11-12T21:18:26.394Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2018_Q2_EN.pdf</loc><lastmod>2025-11-12T21:17:04.63Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2019_Y1_EN.pdf</loc><lastmod>2026-07-06T15:08:14.095Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2017_Q4_FR.pdf</loc><lastmod>2026-07-06T15:08:10.946Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_MDA_2023_Y1_FR.pdf</loc><lastmod>2025-11-12T21:17:13.901Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2016_Q3_EN.pdf</loc><lastmod>2025-11-12T21:17:41.113Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2024_Q1_EN.pdf</loc><lastmod>2025-11-12T21:18:33.532Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2015_Q2_EN.pdf</loc><lastmod>2025-11-12T21:18:02.563Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2017_Q1_EN.pdf</loc><lastmod>2025-11-12T21:17:41.315Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2025_Q3_EN.pdf</loc><lastmod>2026-07-06T16:16:22.996Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2020_Q3_EN.pdf</loc><lastmod>2025-11-12T21:18:06.335Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2019_Q1_EN.pdf</loc><lastmod>2025-11-12T21:17:49.219Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2020_Q4_EN.pdf</loc><lastmod>2025-11-12T21:18:00.33Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_EVR_2017_Y1_EN.pdf</loc><lastmod>2025-11-12T21:17:11.253Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2020_Q4_EN.pdf</loc><lastmod>2025-11-12T21:18:06.494Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2020_Q2_EN.pdf</loc><lastmod>2025-11-12T21:17:49.698Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_MDA_2025_Y1_EN.pdf</loc><lastmod>2026-07-06T17:25:47.842Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2026_Y1_FR.pdf</loc><lastmod>2026-07-06T17:25:51.703Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2015_Q2_EN.pdf</loc><lastmod>2025-11-12T21:17:47.632Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2017_Q2_EN.pdf</loc><lastmod>2025-11-12T21:18:03.882Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2021_Q3_EN.pdf</loc><lastmod>2026-07-06T15:08:19.372Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_MDA_2022_Y1_FR.pdf</loc><lastmod>2025-11-12T21:17:13.659Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_MDA_2018_Y1_EN.pdf</loc><lastmod>2025-11-12T21:17:12.769Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2018_Q2_EN.pdf</loc><lastmod>2025-11-12T21:18:04.727Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2022_Y1_FR.pdf</loc><lastmod>2026-07-06T15:07:20.384Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2023_Q3_FR.pdf</loc><lastmod>2026-07-06T15:07:17.882Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2015_Q2_FR.pdf</loc><lastmod>2025-11-12T21:18:26.621Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2017_Q2_EN.pdf</loc><lastmod>2025-11-12T21:18:27.928Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2020_Q3_FR.pdf</loc><lastmod>2025-11-12T21:17:43.727Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC%20-%20AIF%20-%202025FY%20-%20Final.pdf</loc><lastmod>2026-02-11T23:16:28.597Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2023_Q1_FR.pdf</loc><lastmod>2025-11-12T21:18:33.018Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/notice_of_meeting_2021_EN.pdf</loc><lastmod>2026-07-06T15:08:19.967Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2024_Y1_FR.pdf</loc><lastmod>2026-07-06T15:07:16.424Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_2024_RGA_CanadaUL_PR_F.pdf</loc><lastmod>2026-07-06T15:07:17.22Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_EVR_2018_Y1_EN.pdf</loc><lastmod>2026-07-06T15:08:20.644Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PR_GA_Reins_Eng.pdf</loc><lastmod>2026-07-06T15:08:21.403Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2019_Q1_FR.pdf</loc><lastmod>2026-07-06T15:08:18.411Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2024_Q1_FR.pdf</loc><lastmod>2026-07-06T15:08:09.166Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/2017-annual-meeting-minutes-en.pdf</loc><lastmod>2025-11-12T21:16:55.913Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_NAM_2025_Y1_EN.pdf</loc><lastmod>2026-07-06T15:08:19.187Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2022_Q1_EN.pdf</loc><lastmod>2026-07-06T15:08:11.231Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2023_Q4_EN.pdf</loc><lastmod>2025-11-12T21:18:01.687Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_IDS_CMO_2021_EN.pdf</loc><lastmod>2026-07-06T15:08:11.294Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2026_Q1_FR.pdf</loc><lastmod>2026-07-06T17:33:50.596Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2018_Q2_FR.pdf</loc><lastmod>2025-11-12T21:18:28.871Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_Slides_2024_RGA_LTC_Reins.pdf</loc><lastmod>2026-07-06T15:08:19.067Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2016_Q2_EN.pdf</loc><lastmod>2025-11-12T21:17:41.036Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/2020-annual-meeting-minutes-fr.pdf</loc><lastmod>2026-07-06T15:08:21.966Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2022_Q3_EN.pdf</loc><lastmod>2025-11-12T21:17:09.534Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2023_Q2_EN.pdf</loc><lastmod>2025-11-12T21:17:09.743Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_TD_2025_EN.pdf</loc><lastmod>2026-07-06T16:16:22.769Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2025_Q4_FR.pdf</loc><lastmod>2026-07-06T17:25:52.588Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2019_Q1_EN.pdf</loc><lastmod>2025-11-12T21:18:05.24Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2022_Q2_EN.pdf</loc><lastmod>2025-11-12T21:17:09.369Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_FS_INV_2025_Q3_EN.pdf</loc><lastmod>2025-11-14T19:54:22.062Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2015_Q1_FR.pdf</loc><lastmod>2025-11-12T21:17:14.829Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2015_Q2_FR.pdf</loc><lastmod>2025-11-12T21:17:40.584Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2019_Q1_EN.pdf</loc><lastmod>2025-11-12T21:17:42.501Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2017_Q2_FR.pdf</loc><lastmod>2025-11-12T21:18:28.029Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2022_Y1_EN.pdf</loc><lastmod>2026-07-06T15:08:21.214Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2017_Q4_EN_OLD.pdf</loc><lastmod>2025-11-12T21:18:04.336Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_EVR_2021_Y1_EN.pdf</loc><lastmod>2026-07-06T15:08:14.99Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2025_Q4_EN.pdf</loc><lastmod>2026-07-06T17:25:48.145Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2017_Y1_FR.pdf</loc><lastmod>2026-07-06T15:08:08.304Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2023_Q1_EN.pdf</loc><lastmod>2025-11-12T21:18:08.49Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2020_Q4_EN.pdf</loc><lastmod>2025-11-12T21:17:08.89Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_FS_INV_2025_Q4_EN.pdf</loc><lastmod>2026-02-11T22:03:29.929Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2015_Q4_FR.pdf</loc><lastmod>2026-07-06T15:08:21.035Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_2023_GlobalAtlanticReins_Slides.pdf</loc><lastmod>2026-07-06T15:08:21.016Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_40F_2025_Q4_EN.pdf</loc><lastmod>2026-07-06T17:25:47.281Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_2023_GlobalAtlanticReins_transcript.pdf</loc><lastmod>2026-07-06T15:08:12.704Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2016_Q2_FR.pdf</loc><lastmod>2025-11-12T21:18:27.341Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_IDS_CFO_2021_EN.pdf</loc><lastmod>2026-07-06T15:08:18.294Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2022_Y1_FR.pdf</loc><lastmod>2026-07-06T15:08:14.347Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2019_Q2_FR.pdf</loc><lastmod>2025-11-12T21:18:29.718Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2015_Q1_EN.pdf</loc><lastmod>2025-11-12T21:17:40.375Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2024_TD.pdf</loc><lastmod>2026-07-06T15:08:12.075Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_EVR_2014_Y1_EN.pdf</loc><lastmod>2025-11-12T21:17:10.817Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2016_Q3_EN.pdf</loc><lastmod>2025-11-12T21:17:03.753Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2021_Q1_EN.pdf</loc><lastmod>2025-11-12T21:18:06.784Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2016_Q3_EN.pdf</loc><lastmod>2025-11-12T21:18:27.407Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2015_Q4_EN.pdf</loc><lastmod>2026-07-06T15:08:12.198Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2023_Q3_EN.pdf</loc><lastmod>2026-07-06T15:08:18.847Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2015_Q4_EN.pdf</loc><lastmod>2025-11-12T21:18:03.02Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_NBVR_2025_Y1_EN.docx</loc><lastmod>2026-05-14T14:22:01.455Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2020_Q4_EN.pdf</loc><lastmod>2026-07-06T15:15:21.756Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2022_Q2_EN.pdf</loc><lastmod>2025-11-12T21:18:07.901Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/SIP_Updated_Template_1Q24.pdf</loc><lastmod>2025-11-12T21:18:35.06Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_FS_INV_2019_Q4_EN.pdf</loc><lastmod>2025-11-12T21:17:11.899Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2022_Q1_EN.pdf</loc><lastmod>2025-11-12T21:18:07.738Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2023_Q2_FR.pdf</loc><lastmod>2025-11-12T21:18:33.144Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2018_Q2_EN.pdf</loc><lastmod>2025-11-12T21:17:48.99Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2016_Q2_EN.pdf</loc><lastmod>2025-11-12T21:17:03.558Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2020_Y1_FR.pdf</loc><lastmod>2026-07-06T15:08:20.884Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2020_Q3_EN.pdf</loc><lastmod>2025-11-12T21:17:43.66Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2016_Q4_EN.pdf</loc><lastmod>2025-11-12T21:18:03.591Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_CFS_2020_Y1_EN.pdf</loc><lastmod>2026-07-06T15:07:58.121Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/Rules-of-Conduct-Fr-2021.pdf</loc><lastmod>2026-07-06T15:08:02.127Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/2018-annual-meeting-minutes-fr.pdf</loc><lastmod>2026-07-06T15:15:22.195Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2023_Q1_FR.pdf</loc><lastmod>2026-07-06T15:15:21.637Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2017_Q2_FR.pdf</loc><lastmod>2025-11-12T21:17:41.595Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2018_Q3_EN.pdf</loc><lastmod>2025-11-12T21:17:49.056Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/investor-day-2021-transcript.PDF</loc><lastmod>2025-11-07T21:04:42.9Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PR_GA_Reins_FR.pdf</loc><lastmod>2026-07-06T15:08:00.486Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2019_Q1_EN.pdf</loc><lastmod>2025-11-12T21:18:29.488Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_EVR_2022_Y1_EN.pdf</loc><lastmod>2026-07-06T15:08:01.796Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2019_Q4_EN.pdf</loc><lastmod>2025-11-12T21:17:43.079Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2024_Q1_EN.pdf</loc><lastmod>2025-11-12T21:18:01.758Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2024_Q4_FR.pdf</loc><lastmod>2026-07-06T15:15:14.978Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2021_Q3_EN.pdf</loc><lastmod>2025-11-12T21:17:09.133Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2025_Q3_EN.pdf</loc><lastmod>2026-07-06T16:16:22.909Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2025_Q3_EN.pdf</loc><lastmod>2026-07-06T16:15:06.296Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2021_Q3_EN.pdf</loc><lastmod>2025-11-12T21:18:31.531Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_IDS_LEGAL_2021_EN.pdf</loc><lastmod>2026-07-06T15:08:19.668Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2021_Y1_EN.pdf</loc><lastmod>2026-07-06T15:08:00.712Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2020_Q1_EN.pdf</loc><lastmod>2025-11-12T21:18:05.869Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2016_Q1_FR.pdf</loc><lastmod>2026-07-06T15:15:21.421Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2017_Y1_EN.pdf</loc><lastmod>2026-07-06T15:08:10.654Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2017_Q1_EN.pdf</loc><lastmod>2026-07-06T15:07:59.849Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2024_Q3_EN.pdf</loc><lastmod>2026-07-06T15:15:16.531Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2024_Q1_EN.pdf</loc><lastmod>2026-07-06T15:07:57.625Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/cachetest.pdf</loc><lastmod>2026-02-11T22:03:30.676Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2018_Q1_EN.pdf</loc><lastmod>2025-11-12T21:18:28.513Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2023_Q2_EN.pdf</loc><lastmod>2025-11-12T21:18:01.458Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2016_Q2_EN.pdf</loc><lastmod>2025-11-12T21:17:48.081Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_IDS_IFRS_2021_EN.pdf</loc><lastmod>2026-07-06T15:08:00.642Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2016_Q1_EN.pdf</loc><lastmod>2025-11-12T21:17:40.827Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_FS_INV_2026_Q1_EN.pdf</loc><lastmod>2026-07-06T17:33:50.825Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2020_Q1_FR.pdf</loc><lastmod>2025-11-12T21:17:43.377Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2015_Q1_EN.pdf</loc><lastmod>2025-11-12T21:18:26.328Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2020_Y1_FR.pdf</loc><lastmod>2026-07-06T15:15:17.254Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2019_Q3_FR.pdf</loc><lastmod>2025-11-12T21:17:42.968Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_CFS_2020_Y1_FR.pdf</loc><lastmod>2026-07-06T15:15:19.236Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2023_Q2_EN.pdf</loc><lastmod>2025-11-12T21:18:08.631Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2022_Q4_EN.pdf</loc><lastmod>2026-07-06T15:15:17.868Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/2016-annual-meeting-minutes-en.pdf</loc><lastmod>2025-11-12T21:16:55.639Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2016_Q4_FR.pdf</loc><lastmod>2026-07-06T15:15:19.477Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/Manulife-Investor-Presentation-2Q26.pdf</loc><lastmod>2026-07-06T17:33:51.091Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2024_Y1_FR.pdf</loc><lastmod>2026-07-06T15:15:22.516Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2015_Q1_EN.pdf</loc><lastmod>2025-11-12T21:18:02.241Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2021_Y1_EN1.pdf</loc><lastmod>2025-11-12T21:18:00.929Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2017_Q4_EN.pdf</loc><lastmod>2026-07-06T15:15:21.019Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2025_Q2_EN.pdf</loc><lastmod>2026-07-06T15:07:58.289Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_CFS_2021_Y1_FR.pdf</loc><lastmod>2026-07-06T15:15:14.363Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2022_Q3.pdf</loc><lastmod>2025-11-12T21:18:08.06Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2025_Y1_EN.pdf</loc><lastmod>2026-07-06T15:15:19.555Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/IFRS-17-impact-slides.pdf</loc><lastmod>2026-07-06T15:15:14.233Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2023_Q3_EN.pdf</loc><lastmod>2025-11-12T21:18:08.79Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2017_Q4_EN.pdf</loc><lastmod>2025-11-12T21:17:04.326Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2018_Q3_EN.pdf</loc><lastmod>2025-11-12T21:18:28.979Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2019_Q4_EN.pdf</loc><lastmod>2026-07-06T15:15:22.553Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2019_Q4_EN.pdf</loc><lastmod>2025-11-12T21:17:49.463Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2020_Q2_EN.pdf</loc><lastmod>2025-11-12T21:18:06.112Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2025_Q1_EN.pdf</loc><lastmod>2026-07-06T15:15:15.691Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2024_Q2_FR.pdf</loc><lastmod>2025-11-07T21:04:13.698Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2015_Q4_EN.pdf</loc><lastmod>2025-11-12T21:17:40.719Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2026_Q1_EN.pdf</loc><lastmod>2026-07-06T17:33:55.318Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2025_Q1_EN.pdf</loc><lastmod>2026-07-06T15:15:16.035Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_MDA_2024_Y1_EN.pdf</loc><lastmod>2026-07-06T15:07:57.304Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2026_Q1_EN.pdf</loc><lastmod>2026-07-06T17:33:50.55Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/Conceptual_Overview_IFRS17_IFRS9.pdf</loc><lastmod>2026-07-06T15:08:18.947Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2024_Q3_FR.pdf</loc><lastmod>2026-07-06T15:07:58.384Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2024_Q4_EN.pdf</loc><lastmod>2026-07-06T15:15:18.276Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2020_Y1_EN.pdf</loc><lastmod>2026-07-06T15:15:21.231Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2024_Q2_EN.pdf</loc><lastmod>2025-11-07T21:03:22.729Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2024_Y1_EN.pdf</loc><lastmod>2026-07-06T15:08:21.852Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2018_Q4_EN.pdf</loc><lastmod>2025-11-12T21:17:08.224Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2015_Q4_EN.pdf</loc><lastmod>2025-11-12T21:17:47.905Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2021_Q4_EN.pdf</loc><lastmod>2026-07-06T15:15:16.514Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_NBC_2026_EN.pdf</loc><lastmod>2026-07-06T17:25:51.479Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2025_Q2_EN.pdf</loc><lastmod>2026-07-06T15:15:19.436Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/2021%20MFC%20Share%20Selling%20Service%20-%20Fr.pdf</loc><lastmod>2025-11-12T21:16:56.943Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2022_Q1_FR.pdf</loc><lastmod>2026-07-06T15:07:57.508Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2025_Y1_EN.pdf</loc><lastmod>2026-07-06T17:25:52.601Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2024_Q3_EN.pdf</loc><lastmod>2026-07-06T15:15:20.97Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2018_Q2_EN.pdf</loc><lastmod>2025-11-12T21:18:28.689Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2019_Q4_FR.pdf</loc><lastmod>2025-11-12T16:53:23.2Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2018_Y1_EN.pdf</loc><lastmod>2026-07-06T15:15:20.489Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2020_Q3_EN.pdf</loc><lastmod>2025-11-12T21:17:08.81Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2023_Q2_FR.pdf</loc><lastmod>2026-07-06T15:15:20.176Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2018_Q3_FR.pdf</loc><lastmod>2025-11-12T21:18:29.046Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2023_Q1_EN.pdf</loc><lastmod>2025-11-12T21:17:09.672Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2022_Q2_FR.pdf</loc><lastmod>2026-07-06T15:15:14.924Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_2024_RGA_CanadaUL.pdf</loc><lastmod>2026-07-06T15:15:14.42Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2015_Q1_EN.pdf</loc><lastmod>2025-11-12T21:17:14.707Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PR_2025_COMVEST_ACQ_EN.pdf</loc><lastmod>2026-07-06T15:07:57.392Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2021_Q2_EN.pdf</loc><lastmod>2025-11-12T21:18:00.523Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2022_Y1_EN.pdf</loc><lastmod>2026-07-06T15:08:13.29Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2017_Q1_EN.pdf</loc><lastmod>2025-11-12T21:18:27.827Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2019_Q1_EN.pdf</loc><lastmod>2025-11-12T21:17:08.336Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2024_Q2_FR.pdf</loc><lastmod>2026-07-06T15:15:15.677Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2018_Q1_EN.pdf</loc><lastmod>2025-11-12T21:17:41.836Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/Manulife-Investor-Presentation-1Q26.pdf</loc><lastmod>2026-02-27T16:37:35.098Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2023_Q3_FR.pdf</loc><lastmod>2025-11-12T21:18:33.272Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2018_Q2_EN.pdf</loc><lastmod>2025-11-12T21:17:41.971Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2020_Q2_FR.pdf</loc><lastmod>2025-11-12T21:18:30.476Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_CFS_2024_Y1_FR.pdf</loc><lastmod>2026-07-06T15:08:02.003Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2016_Q1_EN.pdf</loc><lastmod>2025-11-12T21:17:03.399Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_EVR_2016_Y1_EN.pdf</loc><lastmod>2025-11-12T21:17:11.135Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2023_Q3_EN.pdf</loc><lastmod>2025-11-12T21:18:33.208Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2017_Q4_EN.pdf</loc><lastmod>2025-11-12T21:18:04.186Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SLIDES_STRATEGY_2025_EN.pdf</loc><lastmod>2026-07-06T16:15:06.509Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_CFS_2023_Y1_FR.pdf</loc><lastmod>2026-07-06T15:15:14.85Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2026_Q1_EN.pdf</loc><lastmod>2026-07-06T17:33:48.176Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2023_Q4_EN.pdf</loc><lastmod>2026-07-06T15:15:20.955Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2017_Q3_EN.pdf</loc><lastmod>2025-11-12T21:17:48.548Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2023_Q2_EN.pdf</loc><lastmod>2026-07-06T15:15:20.878Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2025_Q2_FR.pdf</loc><lastmod>2026-07-06T15:15:19.114Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2025_Q2_FR.pdf</loc><lastmod>2026-07-06T15:15:21.5Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2020_Q1_EN.pdf</loc><lastmod>2025-11-12T21:17:49.583Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2017_Q3_EN.pdf</loc><lastmod>2025-11-12T21:17:04.209Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2021_Q3_FR.pdf</loc><lastmod>2025-11-12T21:18:31.595Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PR_2024_RGA_LTC_Reins_FR.pdf</loc><lastmod>2026-07-06T15:15:20.512Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2015_Q3_EN.pdf</loc><lastmod>2025-11-12T21:18:26.684Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2025_Y1_FR.pdf</loc><lastmod>2026-07-06T15:07:57.724Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2016_Q2_EN.pdf</loc><lastmod>2025-11-12T21:18:27.238Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2016_Q3_FR.pdf</loc><lastmod>2025-11-12T21:18:27.51Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2022_Q3_EN.pdf</loc><lastmod>2025-11-12T21:18:08.129Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2019_Q3_EN.pdf</loc><lastmod>2025-11-12T21:18:05.55Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2019_Y1_FR.pdf</loc><lastmod>2026-07-06T15:15:16.131Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_FS_2023_Q1_EN.pdf</loc><lastmod>2025-11-12T21:17:11.821Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2024_Y1_EN.pdf</loc><lastmod>2026-07-06T15:15:15.664Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2023_Q4_EN.pdf</loc><lastmod>2026-07-06T15:15:17.166Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2025_Q1_EN.pdf</loc><lastmod>2026-07-06T15:15:15.884Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2022_Q2_EN.pdf</loc><lastmod>2025-11-12T21:18:01.109Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2018_Q1_EN.pdf</loc><lastmod>2025-11-12T21:17:04.446Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2022_Q4_EN.pdf</loc><lastmod>2025-11-12T21:18:08.305Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2021_Q3_EN.pdf</loc><lastmod>2025-11-12T21:18:00.783Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2024_Q4_EN.pdf</loc><lastmod>2026-07-06T15:15:16.957Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2017_Q4_EN.pdf</loc><lastmod>2025-11-12T21:17:41.726Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2018_Q1_EN.pdf</loc><lastmod>2026-07-06T15:15:16.285Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_NAM_2026_Y1_FR.pdf</loc><lastmod>2026-07-06T17:25:51.96Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2026_Q1_EN.pdf</loc><lastmod>2026-07-06T17:33:49.754Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2026_Q1_EN.pdf</loc><lastmod>2026-07-06T17:33:51.077Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2025_Q1_FR.pdf</loc><lastmod>2026-07-06T15:15:21.948Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2025_Q2_EN.pdf</loc><lastmod>2026-07-06T15:15:17.695Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2017_Q3_FR.pdf</loc><lastmod>2025-11-12T21:18:28.23Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2025_Q4_EN.pdf</loc><lastmod>2026-07-06T17:25:51.716Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2022_Q1_EN.pdf</loc><lastmod>2025-11-12T21:18:31.917Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2025_Q1_EN.pdf</loc><lastmod>2026-07-06T15:15:22.682Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2016_Q4_EN.pdf</loc><lastmod>2025-11-12T21:17:03.866Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2026_Y1_EN.pdf</loc><lastmod>2026-07-06T17:25:52.453Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/2017-annual-meeting-minutes-fr.pdf</loc><lastmod>2026-07-06T15:07:57.182Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2025_Q3_FR.pdf</loc><lastmod>2026-07-06T16:15:06.384Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2015_Q3_EN.pdf</loc><lastmod>2025-11-12T21:17:47.796Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2016_Q1_EN.pdf</loc><lastmod>2026-07-06T15:08:00.236Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_Slides_2025_COMVEST_ACQ.pdf</loc><lastmod>2026-07-06T15:15:20.846Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2021_Q2_FR.pdf</loc><lastmod>2025-11-12T21:18:31.418Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2021_Q3_FR.pdf</loc><lastmod>2026-07-06T15:15:17.074Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_FS_2026_Q1_EN.pdf</loc><lastmod>2026-07-06T17:33:51.218Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2018_Q4_FR.pdf</loc><lastmod>2025-11-12T21:17:42.39Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2023_Q4_FR.pdf</loc><lastmod>2026-07-06T15:08:00.925Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2023_Y1_EN.pdf</loc><lastmod>2026-07-06T15:15:21.77Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_IDS_MIM_CEO_2021_EN.pdf</loc><lastmod>2026-07-06T15:08:01.607Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2023_Q2_EN.pdf</loc><lastmod>2025-11-12T21:18:33.08Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2017_Q3_EN.pdf</loc><lastmod>2025-11-12T21:17:41.658Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2020_Q1_FR.pdf</loc><lastmod>2025-11-12T21:18:30.311Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2018_Q1_EN.pdf</loc><lastmod>2025-11-12T21:18:04.592Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_MDA_2025_Y1_FR.pdf</loc><lastmod>2026-07-06T17:25:46.471Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2021_Q1_EN.pdf</loc><lastmod>2026-07-06T15:15:15.076Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2015_Q3_EN.pdf</loc><lastmod>2025-11-12T21:17:03.113Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2019_Q3_EN.pdf</loc><lastmod>2025-11-12T21:17:49.398Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2015_Q4_EN.pdf</loc><lastmod>2025-11-12T21:17:03.218Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2024_Q3_EN.pdf</loc><lastmod>2026-07-06T15:15:15.504Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_NBVR_2024_Y1_EN.pdf</loc><lastmod>2026-07-06T15:15:21.676Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_2024_RGA_CanadaUL_PR_E.pdf</loc><lastmod>2026-07-06T15:15:14.864Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2020_Q1_EN.pdf</loc><lastmod>2025-11-12T21:17:08.68Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2018_Q4_FR.pdf</loc><lastmod>2026-07-06T15:15:20.056Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2016_Q1_EN.pdf</loc><lastmod>2025-11-12T21:18:27.034Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2019_Q1_FR.pdf</loc><lastmod>2025-11-12T21:18:29.546Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_NAM_2026_Y1_EN.pdf</loc><lastmod>2026-07-06T17:25:52.523Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2016_Q3_EN.pdf</loc><lastmod>2025-11-12T21:17:48.144Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_MDA_2020_Y1_EN.pdf</loc><lastmod>2025-11-12T21:03:24.819Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2018_Q3_EN.pdf</loc><lastmod>2025-11-12T21:18:04.887Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2023_Q3_EN.pdf</loc><lastmod>2025-11-12T21:18:01.524Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2024_Q3_FR.pdf</loc><lastmod>2026-07-06T15:15:17.953Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2020_Q3_EN.pdf</loc><lastmod>2025-11-12T21:17:49.769Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2016_Q4_EN.pdf</loc><lastmod>2026-07-06T15:15:20.694Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2024_Q2_EN.pdf</loc><lastmod>2025-11-07T21:04:09.947Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_MDA_2021_Y1_EN.pdf</loc><lastmod>2025-11-12T21:17:13.46Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2020_Q4_EN.pdf</loc><lastmod>2026-07-06T15:15:20.202Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2016_Q2_EN.pdf</loc><lastmod>2025-11-12T21:18:03.303Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_IDS_ASIA_CEO_2021_EN.pdf</loc><lastmod>2026-07-06T15:15:19.027Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2024_Q3_EN.pdf</loc><lastmod>2026-07-06T15:15:18.566Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2017_Q2_EN.pdf</loc><lastmod>2025-11-12T21:17:41.381Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_CFS_2022_Y1_FR.pdf</loc><lastmod>2026-07-06T15:15:18.776Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2019_Q3_EN.pdf</loc><lastmod>2025-11-12T21:18:29.78Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2023_Y1_EN.pdf</loc><lastmod>2026-07-06T15:15:19.001Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2017_Q3_EN.pdf</loc><lastmod>2025-11-12T21:18:04.031Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_CFS_2025_Y1_EN.pdf</loc><lastmod>2026-07-06T17:25:47.428Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_MDA_2019_Y1_EN.pdf</loc><lastmod>2025-11-12T21:17:13.011Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/Virtual-AGM-User-Guide-Fr-2021.pdf.pdf</loc><lastmod>2026-07-06T15:15:22.18Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2020_Y1_EN.pdf</loc><lastmod>2026-07-06T15:15:15.615Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2022_Q4_EN.pdf</loc><lastmod>2026-07-06T15:15:21.243Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/notice_of_meeting_2021_FR.pdf</loc><lastmod>2026-07-06T15:15:21.581Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2025_Q4_FR.pdf</loc><lastmod>2026-07-06T17:25:48.293Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2015_Q3_EN.pdf</loc><lastmod>2025-11-12T21:17:40.65Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/2021%20MFC%20Share%20Selling%20Service%20-%20Eng.pdf</loc><lastmod>2025-11-12T21:16:56.857Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PR_2025_COMVEST_ACQ_FR.pdf</loc><lastmod>2026-07-06T15:15:22.643Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/investor-day-2021-transcript.pdf</loc><lastmod>2026-07-06T16:15:06.308Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_CFS_2022_Y1_EN.pdf</loc><lastmod>2026-07-06T15:15:17.922Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2015_Q1_EN.pdf</loc><lastmod>2025-11-12T21:17:47.554Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2020_Q4_FR.pdf</loc><lastmod>2026-07-06T15:15:19.411Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2023_Q4_EN.pdf</loc><lastmod>2025-11-12T21:17:09.887Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2025_Q2_EN.pdf</loc><lastmod>2026-07-06T15:15:15.766Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/IFRS-17-accounting-standard.pdf</loc><lastmod>2026-07-06T15:15:20.64Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_MDA_2021_Y1_FR.pdf</loc><lastmod>2025-11-12T21:17:13.524Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2023_Q3_EN.pdf</loc><lastmod>2025-11-12T21:17:09.806Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2014_Q1_EN.pdf</loc><lastmod>2025-11-12T21:18:26.264Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/2016-annual-meeting-minutes-fr.pdf</loc><lastmod>2026-07-06T15:15:16.753Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2018_Q1_FR.pdf</loc><lastmod>2025-11-12T21:18:28.575Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/notice_of_meeting_2022_EN.pdf</loc><lastmod>2025-11-12T21:18:37.083Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2025_Q3_EN.pdf</loc><lastmod>2026-07-06T16:15:06.284Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2024_Q2_EN.pdf</loc><lastmod>2025-11-07T21:04:39.955Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/2019-annual-meeting-minutes-en.pdf</loc><lastmod>2025-11-12T21:16:56.394Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2020_Q1_EN.pdf</loc><lastmod>2025-11-12T21:18:30.25Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2023_Y1_FR.pdf</loc><lastmod>2026-07-06T15:15:21.255Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_FS_2025_Q4_EN.pdf</loc><lastmod>2026-02-11T22:03:30.427Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2025_Q3_EN.pdf</loc><lastmod>2026-07-06T16:16:30.866Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_2023_GlobalAtlanticReins_Slides1.pdf</loc><lastmod>2025-11-12T21:16:57.726Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2019_Y1_EN.pdf</loc><lastmod>2026-07-06T15:15:15.425Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2015_Q1_EN_R2.pdf</loc><lastmod>2025-11-12T21:18:02.375Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2016_Y1_EN.pdf</loc><lastmod>2026-07-06T15:15:18.148Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2019_Q3_EN.pdf</loc><lastmod>2025-11-12T21:17:42.906Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2015_Q3_EN.pdf</loc><lastmod>2025-11-12T21:18:02.696Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/Rules-of-Conduct-En-2021.pdf</loc><lastmod>2026-07-06T15:15:20.149Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/2019-annual-meeting-minutes-fr.pdf</loc><lastmod>2026-07-06T15:15:20.782Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2022_Q3_FR.pdf</loc><lastmod>2026-07-06T15:15:17.553Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2021_Y1_EN.pdf</loc><lastmod>2025-11-12T21:18:00.854Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2016_Y1_FR.pdf</loc><lastmod>2026-07-06T15:15:18.595Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_CFS_2024_Y1_EN.pdf</loc><lastmod>2026-07-06T15:15:21.151Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2021_Y1_FR.pdf</loc><lastmod>2026-07-06T15:15:16.849Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_EVR_2023_Y1_EN.pdf</loc><lastmod>2026-07-06T15:15:18.499Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_STRATEGY_2025_EN.pdf</loc><lastmod>2026-07-06T16:15:06.413Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/Summary_of_Changes_to_manulife_SIP_beginning_in_1Q24.pdf</loc><lastmod>2025-11-12T21:18:35.204Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2021_Q1_EN.pdf</loc><lastmod>2025-11-12T21:18:31.059Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2019_Q4_EN.pdf</loc><lastmod>2025-11-12T21:18:05.713Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2022_Q4_EN.pdf</loc><lastmod>2025-11-12T21:17:09.594Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2021_Q2_EN.pdf</loc><lastmod>2026-07-06T15:15:17.667Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2021_Q4_EN.pdf</loc><lastmod>2025-11-12T21:18:07.446Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_MDA_2022_Y1_EN.pdf</loc><lastmod>2025-11-12T21:17:13.589Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2021_Q4_FR.pdf</loc><lastmod>2026-07-06T15:15:15.168Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_CFS_2019_Y1_FR.pdf</loc><lastmod>2026-07-06T15:15:17.568Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2022_Q3_FR.pdf</loc><lastmod>2025-11-12T21:18:32.531Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_MDA_2018_Y1_FR.pdf</loc><lastmod>2026-07-06T15:15:17.509Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_MDA_2020_Y1_FR.pdf</loc><lastmod>2026-07-06T15:15:18.118Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2022_Q4_FR.pdf</loc><lastmod>2025-11-12T21:17:45.463Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2020_Q2_EN.pdf</loc><lastmod>2025-11-12T21:17:08.741Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2022_Q3_EN.pdf</loc><lastmod>2026-07-06T15:15:14.824Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_RGA_2024.pdf</loc><lastmod>2026-07-06T15:15:18.333Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2024_Q4_EN.pdf</loc><lastmod>2026-07-06T15:15:18.541Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_CFS_2018_Y1_EN.pdf</loc><lastmod>2026-07-06T15:15:18.287Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_CFS_2023_Y1_EN.pdf</loc><lastmod>2026-07-06T15:15:16.974Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_AIF_2021_Q4_EN.pdf</loc><lastmod>2026-07-06T15:15:21.997Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SR_2025_Q3_FR.pdf</loc><lastmod>2026-07-06T16:15:06.265Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2021_Q3_EN.pdf</loc><lastmod>2025-11-12T21:18:07.303Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2018_Q4_EN.pdf</loc><lastmod>2025-11-12T21:17:42.326Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2019_Q2_EN.pdf</loc><lastmod>2025-11-12T21:17:08.443Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QRS_2016_Q1_EN.pdf</loc><lastmod>2025-11-12T21:17:48.019Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2025_Q4_EN.pdf</loc><lastmod>2026-07-06T17:25:47.548Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2018_Q1_FR.pdf</loc><lastmod>2026-07-06T15:15:21.907Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_PC_2019_Y1_FR.pdf</loc><lastmod>2026-07-06T15:15:15.226Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_ECT_2021_Q4_EN.pdf</loc><lastmod>2025-11-12T21:17:09.215Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_QPR_2016_Q1_FR.pdf</loc><lastmod>2025-11-12T21:17:40.901Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/financial-documents/investors/MFC_SIP_2021_Q2_EN.pdf</loc><lastmod>2025-11-12T21:18:07.151Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/news/transaction-summary.pdf</loc><lastmod>2026-07-06T17:33:50.361Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/news/MFC_VS_2021_EN.pdf</loc><lastmod>2026-07-06T17:30:10.817Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/news/FOW_whitepaper.pdf</loc><lastmod>2026-05-13T00:13:36.092Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/news/Manulife_Asia_Care_Survey_2022_Infographic.pdf</loc><lastmod>2026-05-13T00:13:33.47Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/en/2025/MFC_2025_IAS_EN.pdf</loc><lastmod>2026-07-06T17:33:49.284Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/en/2025/MIM_2025_Timberland_GHG_Verification.pdf</loc><lastmod>2026-07-06T17:33:50.063Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/en/2025/MFC_2025_Sustainability_Performance_Summary_EN.pdf</loc><lastmod>2026-07-06T17:33:49.176Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/en/2025/MFC_SR_2025_EN.pdf</loc><lastmod>2026-07-06T17:33:48.588Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/en/2025/MFC_GRI_2025_EN.pdf</loc><lastmod>2026-07-06T17:33:49.584Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/en/2025/MIM_2025_RE_GHG_Verification.pdf</loc><lastmod>2026-07-06T17:33:48.792Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/en/2025/MFC_2025_Political_Activities_Report_EN.pdf</loc><lastmod>2026-07-06T17:33:48.887Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/en/2025/MFC_SASB_2025_EN.pdf</loc><lastmod>2026-07-06T17:33:50.7Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/en/2025/MFC_PAS_2025_EN.pdf</loc><lastmod>2026-07-06T17:33:47.932Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/en/2025/MFC_OSFIB15_2025_EN.pdf</loc><lastmod>2026-07-06T17:38:15.046Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/en/2025/MIM_2025_Agriculture_GHG_Verification.pdf</loc><lastmod>2026-07-06T17:33:50.265Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/en/MFC_MSAS_EN.pdf</loc><lastmod>2026-07-06T17:33:47.812Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/fr/2025/MFC_PAS_2025_FR.pdf</loc><lastmod>2026-07-06T17:33:48.453Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/fr/2025/MFC_2025_Sustainability_Performance%20Summary_FR.pdf</loc><lastmod>2026-07-06T17:33:50.163Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/fr/2025/MFC_2025_Political_Activities_Report_FR.pdf</loc><lastmod>2026-05-13T10:59:21.386Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/fr/2025/MFC_SR_2025_FR.pdf</loc><lastmod>2026-07-06T17:33:48.213Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/fr/2025/MFC_GRI_2025_FR.pdf</loc><lastmod>2026-07-06T17:33:49.373Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/fr/2025/MFC_SASB_2025_FR.pdf</loc><lastmod>2026-07-06T17:33:50.912Z</lastmod></url><url><loc>https://www.manulife.com/content/dam/manulife-com/ca/company-news-and-communications/pas/fr/MFC_MSAS_FR.pdf</loc><lastmod>2026-07-06T17:33:51.103Z</lastmod></url></urlset>