Why should you get it for your employees?
-
Guaranteed financial assistance The family of the insured member will receive guaranteed cash benefit to help ease financial difficulties caused by the unexpected demise of the breadwinner.
-
Comprehensive accident protection The insured member will receive cash assistance equal to the insurance coverage or equal to the schedule of benefits in case of disability or loss of identified body parts due to accident.
-
Total and permanent disability benefit Your employee will be paid a lump sum amount equivalent to the insurance coverage if he/she becomes totally and permanently disabled for six (6) consecutive months, and is unable to work or will be unable to work for life due to disability.
Optional benefits
-
Accidental death, disablement, & dismemberment benefit The insured member or his beneficiary will receive a lump sum amount in case of death, disability or loss of identified body parts of the insured due to accident.
-
Total and permanent disability benefit The insured member will receive a lump sum amount if he becomes totally and permanently disabled for six consecutive months. This is to compensate his lost income because of the disability.
-
Accidental medical reimbursement benefit The insured member may reimburse medical expenses incurred from the treatment and care he received due to an accidental injury that occurred 30 days after the date of the accident.
-
Daily hospital income benefit The insured member will receive a fix benefit amount for each day of confinement in a hospital up to a maximum of 31 days to help him pay for the cost of hospitalization.
-
Critical illness protection The insured member will get paid a lump sum amount if he is diagnosed with any one of the identified Critical Illnesses.
-
Terminal illness benefit The insured member will receive an advance payment equal to 50% of the basic life coverage if he is diagnosed to be terminally ill and has less than twelve months to live.
-
Family assistance benefit Upon death notification, the family of the insured member will receive an amount to help cover expenses or settle outstanding debts and liabilities brought about by the death of the member.
Who are eligible for this program?
- Employees who are 18 to 64 years old, actively at work, and in good health at the time of inception
- Groups of at least 10 employees
Want to learn more about Employee Security Program?
Talk to our Corporate Solutions agents today
People also viewed
Manulife Group Protect is a total benefits package that meets the needs of SMEs and their employees. Affordable and reliable. Talk to us about this today!
Protect your school and your students with Manulife Group Student Protect, a basic life insurance protection that is all-inclusive. Talk to a financial advisor today