Medical Secure
Get Better with the plan you deserve with Manulife Medical Secure.
Why choose a Medical Secure plan for your medical insurance?
With Medical Secure, you get great value for your money. This medical insurance plan is designed to fit your needs and budget, giving you access to in-patient care, emergency treatments, special procedures, and more.
Key benefits you will get from Medical Secure
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Extensive Medical Care Covers hospital confinement, including before and after care, emergency treatments, and select special procedures, anywhere in the Philippines.
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High Medical Coverage Get high medical coverage with Annual Benefit Limits (ABL) from Php 1M to Php 5M.
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Value-Added Benefits Enjoy free annual check-ups and 24/7 telemedicine benefits.
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Affordable Premiums Get extensive health protection and life insurance for as low as Php 60* a day.
*Sample premium is for a 35-year-old male with a Medical Secure Php 2.5M plan with an anuual deductible limit of Php 200K .
Life Insurance Protection | In the event of death, your family will receive cash assistance equivalent to 10% of your ABL. |
Guaranteed Renewal | Get protection and coverage until age 75 as long as your premiums are paid on time. |
Wide Access | Access the nationwide accredited providers of ValuCare, our Medical Network Provider, for cashless convenience plus reimbursement options for non-accredited providers. Note: ValuCare is Manulife's Medical Network Provider with over 1,500 accredited providers nationwide.
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App-based Claims Experience | Access your digital card, request LOAs, schedule annual check-ups, file for reimbursements, and track your remaining coverage limit, all in one place.
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Easy Access to Treatment | Simply present your digital card and Letter of Authorization (LOA) at accredited clinics and hospitals, without having to pay out-of-pocket. |
Get the medical insurance plan that's right for you.
Choose a private medical insurance plan ranging from Php 1M to Php 5M.
| Coverage | Plan 5M Recommended | Plan 2.5M | Plan 1M |
|---|---|---|---|
| Annual Benefit Limit (ABL) | Php 5,000,000 | Php 2,500,000 | Php 1,000,000 |
| Room & Board Category and Limit | Large Private (up to Php 15,000) | Large Private (up to Php 7,500) | Regular Private (up to Php 5,000) |
| In-patient Care (Hospitalization cover) | ✔ | ✔ | ✔ |
| Outpatient Care (Before and after hospitalization) | ✔ | ✔ | ✔ |
| Special Procedures | ✔ | ✔ | ✔ |
| Annual Check-up (ACU) | ✔ | ✔ | ✔ |
| 24/7 Telemedicine | ✔ | ✔ | ✔ |
| Life Insurance Coverage | Php 500,000 | Php 250,000 | Php 100,000 |
Glossary
- Annual Benefit Limit (ABL) : The maximum amount Manulife will pay for the insured's covered medical expenses (hospital confinement, special procedures, emergency treatment leading to confinement, and land ambulance service) within a year. This amount resets every time the policy is renewed.
- Annual Deductible: The amount the Policy Insured must pay toward hospitalization cost before Manulife covers healthcare expenses. This deductible can be settled using PhilHealth, existing HMO (Health Maintenance Organization), or out-of-pocket.
- Telemedicine: The use of digital communication, such as video calls, phone calls, and online messaging, to provide healthcare services remotely. It allows patients to consult with healthcare professionals without needing to visit a doctor's office or hospital in person.
- Letter of Authorization (LOA) : A document issued by ValuCare permitting you to avail of Medical Secure's medical services
Learn more about medical insurance in the Philippines
Yes, Medical Secure provides life insurance and health insurance in one plan. In the unfortunate event of the insured’s death, the policy offers cash assistance equivalent to 10% of the Annual Benefit Limit (ABL). This benefit helps ease the financial burden on your family during a difficult time, making Medical Secure a practical choice for those seeking life and medical insurance in the Philippines.
Yes, Medical Secure comes with a digital health card, accessible via the Manulife app, that serves as your access pass to covered medical services. This card displays your policy details , similar to how a traditional health card in the Philippines works. It’s a convenient way to present your medical insurance benefits when availing of services like hospitalization cover, and emergency treatment.
Medical Secure offers a wide range of medical insurance benefits, including in-patient , emergency treatment, special procedures, and even life insurance protection. While it’s a private plan, it complements public healthcare options like Medicare in the Philippines by providing high benefit limits through its ₱1 million, ₱2.5 million and ₱5 million plans. These plans also provide added services such as annual check-ups and 24/7 telemedicine.
Want to learn more about Medical Secure?
Talk to a financial advisor today!
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