WealthOne: Estate preservation insurance
Grow and protect your wealth with Manulife WealthOne, an estate preservation insurance plan designed to help secure your legacy.
What is WealthOne?
WealthOne is a flexible estate preservation insurance plan that combines life insurance protection with the potential for significant investment growth. Designed to help individuals safeguard their wealth, it offers a single premium investment option with a focus on maximizing returns through both global and local fund options.
This plan ensures that your legacy is protected, while providing coverage as high as 500% of your premium. With the added benefit of life insurance with no medical check required, WealthOne makes it easier to secure your financial future and pass on your wealth to the next generation.
Plan key benefits and features
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Investment growth potential Maximize your wealth by diversifying your investments across various global and local funds.
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Comprehensive life insurance protection Safeguard your future with life insurance coverage of up to 500% of your single premium*.
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Guaranteed start-up bonus Receive a guaranteed start-up bonus* of up to 1.5% of your single premium.
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Loyalty bonus Enjoy a loyalty bonus for staying invested to further enhance your long-term financial growth.
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Hassle-free application Experience an easy application process with no medical requirements if certain conditions are met.
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Flexible coverage options Customize your plan with add-on benefits to boost your coverage and ensure comprehensive protection.
*Terms and conditions apply. Start-up bonus is applicable for a single premium of Php1M/USD25,000 and above, and/or if any rider is attached.
What does WealthOne cover?
Coverage type |
Description |
Investment growth |
Maximizes your funds' growth potential through a diversified portfolio of global and local funds. |
Life insurance protection |
Provides coverage of up to 500% of your single premium. |
Start-up bonus |
A guaranteed start-up bonus of up to 1.5% of your single premium. |
Loyalty bonus |
Loyalty Bonus rewards you for keeping your policy for long-term. |
Accident insurance |
Offers additional coverage for accidents, including death, dismemberment, and disability, to enhance protection. |
Who should consider Manulife WealthOne?
- Young professionals: Ideal for those starting their careers, and want to grow their money while having life insurance protection – without going through medical tests (under certain conditions).
- Parents: Perfect for parents who want to secure their family’s future while also setting aside money that can grow over time.
- Individuals planning for retirement: A great
option for those nearing retirement, who want their savings to grow while still
having life insurance to help ensure a more comfortable future.
- Business owners: Designed for business owners seeking to protect both their business and personal assets while continuing to build their wealth.
Frequently asked questions
Estate preservation insurance, like WealthOne, provides life insurance protection and an opportunity for investment growth. It ensures that your wealth is passed on to your beneficiaries while covering estate planning concerns.
Yes, WealthOne is designed to be suitable for high-net-worth individuals. It offers significant life insurance coverage (up to 500% of the premium) and the ability to grow wealth through various global and local investment funds.
The estate preservation insurance proceeds are generally received tax-free by beneficiaries. It ensures that the wealth is transferred without significant tax liabilities.
If the policyholder passes away, the single-premium life insurance provides a death benefit to the beneficiaries. It is typically paid tax-free based on the revenue code of the Philippines.
Yes, WealthOne offers life insurance with no medical check required under certain conditions. This makes it a convenient option for individuals looking to preserve their estate without the hassle of medical examinations.
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Want to learn more about WealthOne?
Talk to a financial advisor today!