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Wealth Guarantee is back! Time to boost your portfolio. | Manulife Philippines

Posted: December 30, 2025

Updated: March 23, 2026

filipinos are not retirement-ready reports say

When it comes to financial planning, the key is setting clear goals. You’ll want to think about your short-term, medium-term, and long-term objectives, and figure out how to save in a way that helps you achieve them.

If you want to get guaranteed returns on your money but don’t want to park it for a long time, Manulife Wealth Guarantee is one of the best options. This plan offers the best of both worlds: stability and the opportunity for growth. This can be a game-changer if you have plans to buy a new home, start a business, or kick-start new life goals in the near future.

This plan also allows you to grow your wealth while also protecting yourself, your assets, and your future. Application is easy and hassle-free as well!

 

Here’s how it works:

  • One-time payment: Make a one-time premium payment (minimum Php 500,000) and let your money work for you.
  • Guaranteed payouts. Enjoy guaranteed returns regardless of market conditions. For a minimum single premium of P3 million, you’ll receive yearly payouts for 6 years with a guaranteed payout rate of 4.5%. (If your premium is between P500,000 and P3 million, you’ll still enjoy a guaranteed payout rate of 4.1%.)
  • Principal protection. Rest easy knowing that your premium is guaranteed to be returned – regardless of the economic situation - after the 7-year lock-in period.
  • Life insurance coverage. You’ll have life insurance protection of 125% of the value of your premium for 7 years, a privilege that no other medium-term investment provides. 

Plan Your Future, Grow Your Wealth Securely

Planning for your financial goals—whether they are short-term, medium-term, or long-term—is most effective when you work with a trusted advisor. The variety of savings, investment, and insurance options available can be overwhelming, and so having a financial expert by your side can help you navigate this landscape. They can provide personalized insights and recommend the best strategies tailored to your unique situation.

Protect yourself and your assets, and make sure the growth of your wealth is guaranteed!

Wealth Guarantee is available for a limited time only, starting March 16, 2026, through Manulife Financial Advisors. To learn more about how to effectively plan for your financial future and explore the options that best suit your neeeds, click here.

 

Talk to a financial advisor today

Want to learn more about how to plan for a better, longer life? 

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