Manulife Philippines Launches Wealth Guarantee Plus with Higher, Longer Guaranteed Returns
Posted :
Updated :
- Wealth Guarantee Plus provides guaranteed annual cash payouts for seven years and returns the full premium at maturity.
- New limited-time single-payment plan includes life insurance protection for seven years, giving customers both predictable returns and added financial security.
MANILA, Philippines—Manulife Philippines, the local arm of leading international financial services Manulife today announced the launch of Wealth Guarantee Plus, a limited-time, single-payment life insurance plan designed to help customers secure predictable income while preserving their capital and maintaining life insurance protection. The plan provides guaranteed annual cash payouts of up to 5%¹ for seven years, returns the full premium at the end of the term, and includes life insurance coverage throughout the 7-year policy period, giving customers greater certainty as they plan for future financial needs.
The plan offers higher cash payouts over a longer period compared with earlier versions of Wealth Guarantee. For example, a customer who pays a single premium of PHP 3 million will receive PHP 150,000 annually for seven years, with the full PHP 3 million returned at the end of the seventh year. The plan also provides life insurance coverage equivalent to 125% of the single premium for seven years.
The launch reflects a broader shift in how Filipinos think about financial planning and legacy. Manulife's Asia Care Survey 2026 found that 88% of Filipinos believe their own independence and financial freedom is the inheritance they want to leave their families, while nine in 10 aspire to remain self-sufficient for as long as possible. As more Filipinos seek ways to fund their future without relying on others, predictable income and capital-preserving solutions are becoming an increasingly important part of long-term financial planning.
“Filipino customers work hard to build their wealth, and they want solutions that offer both certainty and confidence,” said Rahul Hora, President and Chief Executive Officer, Manulife Philippines. “Wealth Guarantee Plus helps meet that need by providing guaranteed annual cash payouts over seven years, full premium return at maturity, and life insurance protection throughout the plan’s term. This reflects Manulife’s commitment to helping Filipinos protect what they have built, plan with greater confidence, and achieve clear, dependable financial outcomes at every stage of life.”
With returns guaranteed by the policy and not dependent on market performance, Wealth Guarantee Plus gives customers greater certainty over their income for a defined period. This can help them plan more confidently for key financial goals, from education funding to retirement income and other long-term needs.
Wealth Guarantee Plus requires a minimum single premium of PHP 300,000 and is now available through Manulife financial advisors nationwide.
1. The 5% rate applies to single premiums of PHP 3 million and above. A 4.75% rate applies to single premiums below that. Guaranteed payouts and premium return are payable for as long as the insured person is living.
About Manulife Philippines
The Manufacturers Life Insurance Company opened its doors for business in the Philippines in 1907. Since then, Manulife's Philippine Branch and later The Manufacturers Life Insurance Co. (Phils.), Inc. (Manulife Philippines) has grown to become one of the country's leading life insurance companies. Manulife Philippines is a wholly owned domestic subsidiary of Manulife Financial Corporation, among the world's largest life insurance companies by market capitalization. Learn more about Manulife Philippines by visiting their website manulife.com/ph and following them on Facebook (facebook.com/ManulifePH), Instagram (@manulifeph), and LinkedIn (Manulife Philippines).
About Manulife
Manulife Financial Corporation is a leading international financial services provider, headquartered in Toronto, Canada. Anchored in our ambition to be the number one choice for customers, we operate as Manulife across Canada and Asia, and primarily as John Hancock in the United States, providing financial advice, insurance and health solutions for individuals, groups and businesses. Through Manulife Wealth & Asset Management, we offer global investment solutions, financial advice, and retirement plan services to individuals, institutions, and retirement plan members worldwide. At the end of 2025, we had more than 37,000 employees, over 106,000 agents, and thousands of distribution partners, serving over 37 million customers with operations across 25 markets globally. We trade as ‘MFC’ on the Toronto, New York, and Philippine stock exchanges, and under ‘945’ on the Hong Kong stock exchange. Not all offerings are available in all jurisdictions. For additional information, please visit manulife.com.
Media Contacts:
John Robert Sion
Head of Communications and Corporate Affairs
Manulife Philippines
Shyla Reyes
Media Relations Director
M2.0 Communications