Build a healthier, wealthier future with Manulife

Choosing the right insurance plan depends on your personal situation, financial responsibilities and long-term goals. Start by reviewing your current needs and identifying any gaps in protection or savings.

• Income level and stability: Consider how much you can comfortably allocate towards insurance while maintaining your lifestyle

• Dependents and family needs: Assess whether you have family members who rely on your income or financial support

• Existing coverage: Review any current insurance policies to avoid duplication or underinsurance 

• Life stage: Your needs may differ if you are starting out, building a family, or planning for retirement

• Health conditions: Factor in any existing or potential health risks that may require additional protection

• Financial commitments: Include obligations such as loans, housing, or education expenses when evaluating coverage

• Future goals: Align your insurance choices with long-term objectives like wealth building, retirement, or legacy planning 

Insurance plans are financial products that help protect you against unexpected events such as illness, accidents, death, or loss of income. Depending on the type of plan, they can provide medical coverage, life protection, savings, investment opportunities, or financial support for your loved ones.

The amount of insurance coverage you need depends on your income, dependents, debts, lifestyle, existing policies and future goals. You may want to consider how much your family would need to manage daily expenses, loans, healthcare costs and long-term plans if something unexpected happens. You can use Manulife’s investment calculator to help plan your financial goals. 

Yes, you can own multiple insurance policies if they serve different needs. For example, you may have one plan for life protection, another for health coverage and another for savings or investment. It is important to review your overall coverage to avoid gaps, overlaps, or paying for more than you need.

To get an insurance policy, start by identifying your protection or financial goals. Then, compare suitable insurance plans, check the benefits and policy terms and consider how much premium you can afford. You may also speak with a financial consultant to understand your options before applying for a policy.

Terms and conditions apply. Please refer to respective Product Summary for specific definition.

This advertisement has not been reviewed by the Monetary Authority of Singapore. Protected up to specified limits by SDIC.

Information is correct as on August 25, 2025.