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Manulife EarlyCancer Protect

Covers you with a 100% payout for all stages of cancer.
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 About this plan

Manulife EarlyCancer Protect is a cancer insurance plan in Singapore that provides affordable protection with 100% payout for all stages of cancer, with up to S$150,000 lump sum payout. It also offers coverage in the event of death.

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Why should you get it?

  • Financial support upon diagnosis

    Receive a lump-sum payout upon a covered cancer diagnosis, helping you manage treatment costs, daily expenses and other financial commitments while focusing on recovery.
  • Comprehensive cancer coverage across all stages

    Get coverage for cancer across early, intermediate and advanced stages, including common cancers such as breast, thyroid and prostate cancer.
  • 100% payout for all stages of cancer

    Receive a payout of 100% of the lump sum insured for a cancer diagnosis across early, intermediate or advanced stages. 
  • Flexible coverage options

    Choose from 3 plan options based on the level of protection you need, with cancer coverage of up to S$150,0001 and a death benefit of up to S$30,0002.
  • Automatic and guaranteed plan renewal

    For added peace of mind, your plan is automatically renewed every 5 years3, with no reapplication or additional health checks required.
  • Easy application

    Simply answer 4 questions about your health to apply. No health checks needed.

Learn more about Manulife EarlyCancer Protect

 

Manulife EarlyCancer Protect is designed to be simple and easy to understand. Here’s how it works step by step:

  • Step 1: Choose your coverage 
    Select a health insurance plan for cancer that suits your needs, with coverage options and a sum insured of up to S$150,000.

  • Step 2: Stay protected over time 
    Your plan renews automatically every 5 years, so you do not need to reapply or undergo additional health checks at renewal.

  • Step 3: Enjoy long-term coverage 
    Your coverage can be renewed up to age 70, with protection continuing until age 75, subject to policy terms.

  • Step 4: Receive financial support when needed 
    If you are unfortunately diagnosed with cancer or die during the coverage period, a lump-sum payout will be made. The policy will then end when the payout is made.

Manulife EarlyCancer Protect may be suitable for you if you want focused financial protection against the impact of cancer at different life stages and income situations.

  • If you are a young working adult, you may want early protection to be better prepared for unexpected cancer-related medical costs.

  • If you are a family breadwinner, you may want a lump-sum payout that helps support your family’s living expenses if your income is affected.

  • If you have financial commitments, you may want coverage that helps manage treatment costs and protects your savings and long-term plans.

  • If you are planning ahead for health risks, you may want peace of mind knowing you have financial support if cancer affects your ability to work or earn income.
     

Frequently asked questions

 

Early cancer insurance provides a lump-sum payout when you are diagnosed with cancer to help manage treatment and recovery costs. Manulife EarlyCancer Protect offers a 100% payout for all stages of cancer, with coverage designed to ease financial pressure during recovery.

Health insurance typically helps cover hospital and medical bills, while cancer insurance provides a lump-sum payout upon diagnosis. This payout lets you manage additional costs like daily expenses, transport, or caregiving during treatment and recovery.

Disclaimer: Benefits, coverage and eligibility vary by product and are subject to the applicable policy terms, conditions and exclusions. Whether supplementary coverage is suitable for you depends on your individual circumstances, financial needs and existing insurance coverage.

You can make a claim* when you are diagnosed with a covered cancer condition during the policy coverage period.

*Subject to the policy terms, conditions and exclusions

The policy provides a lump-sum payout upon cancer diagnosis or death, and the policy terminates after a claim event. It does not include recurring cancer claims under this plan structure.

1. In the event that the life insured is diagnosed with any of the covered stages of cancer, we will pay the lump sum stated below:
    Manulife EarlyCancer Protect – Plan A: S$50,000
    Manulife EarlyCancer Protect – Plan B: S$100,000
    Manulife EarlyCancer Protect – Plan C: S$150,000
    The policy will terminate upon death or cancer benefit payout, whichever is earlier.
2. In the event of the death of the life insured, we will pay the lump sum stated below:
    Manulife EarlyCancer Protect – Plan A: S$10,000
    Manulife EarlyCancer Protect – Plan B: S$20,000
    Manulife EarlyCancer Protect – Plan C: S$30,000
    The policy will terminate upon death or cancer benefit payout, whichever is earlier.
3. The policy is guaranteed to be renewed, without evidence of health, every 5 years at the end of the policy term or subsequent renewed term.
    The policy will automatically renew as long as the policy is in force and the premium is paid within the grace period. The maximum renewable age is 70. The premium rate will be based on the attained age of the life insured at the start of each policy renewal.

Manulife EarlyCancer Protect is underwritten by Manulife (Singapore) Pte. Ltd. (Reg. No. 198002116D). This advertisement has not been reviewed by the Monetary Authority of Singapore. Premiums are not guaranteed and may be adjusted based on future claims experience. Manulife reserves the right to vary premiums at any time by giving 30 days’ written notice to the policyowner before doing so. Buying health insurance products that are unsuitable for you may affect your ability to finance your future healthcare needs. This website is for your information only and does not consider your specific investment objectives, financial situation or needs. It is not a contract of insurance and is not intended as an offer or recommendation to purchase the plan. You can find the full terms and conditions, details, and exclusions for the mentioned insurance product(s) in the policy contract. If there are any differences between the English and Chinese versions of this brochure, the English version will apply.
This policy is protected under the Policy Owners’ Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic, and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
The information on this page is for general informational purposes only and does not constitute financial advice.
We recommend that you seek advice from a Manulife Financial Consultant or our Appointed Distributors before making a commitment to purchase a policy.
Information is correct as of 14 August 2026.

   

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