Focus on the joy of your pregnancy journey and motherhood with a maternity insurance plan that offers comprehensive coverage and care. This plan provides you and your baby with financial protection in case of any unexpected events.
Find a maternity insurance plan in Singapore for you
Key benefits and features
Maternity insurance in Singapore helps you prepare financially for pregnancy, childbirth and your baby’s early healthcare needs. It is designed to reduce unexpected medical costs and provide greater peace of mind during this important life stage.
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Protection against selected pregnancy complications Provides financial support if the insured mother is diagnosed with a covered pregnancy complication, subject to policy terms and conditions.
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Coverage for Mother and Baby Provides support for both maternal healthcare needs and selected newborn conditions, offering protection for you and your child when it matters most.
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Support for Unexpected Pregnancy Complications Offers financial assistance for selected pregnancy and delivery complications, giving you greater peace of mind and financial security as you prepare for parenthood.
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Mental wellness support2 for mothers Includes coverage for specified mental health conditions and psychotherapy treatment, subject to policy terms and conditions.
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Coverage for assisted conception pregnancies3 Protection is available for eligible pregnancies conceived through selected assisted reproductive procedures, subject to policy terms and conditions.
Frequently asked questions
Maternity insurance (also known as pregnancy insurance) is a type of health insurance that provides financial protection during pregnancy, childbirth and the early stages of motherhood. It is designed to help reduce the cost of medical care for both mother and baby, including hospital stays and delivery-related expenses.
Maternity insurance plans may provide protection for pregnancy-related risks and selected newborn conditions, depending on the insurer and policy terms.
Manulife pregnancy insurance plans in Singapore are designed to support you at different stages of your family planning journey, helping you manage the financial impact of pregnancy, childbirth and newborn care.
If you are planning to start a family, you may want early maternity coverage to prepare for pregnancy-related medical costs and potential complications.
If you are currently pregnant, you may want financial protection for prenatal care, delivery expenses and hospitalisation costs.
If you are undergoing assisted conception3, you may want coverage that supports selected assisted reproductive procedures.
If you are a first-time parent, you may want added protection for both you and your baby during pregnancy and after birth.
If you are expanding your family, you may want pregnancy insurance to help manage increasing healthcare needs and reduce financial stress during childbirth.
The cost of maternity insurance can vary depending on factors such as the type of coverage selected, coverage limits and policy terms. Coverage may differ from plan to plan, so it is important to review the benefits, eligibility criteria and exclusions before making a decision.
The amount of maternity insurance coverage you need depends on your expected medical expenses, pregnancy risks and financial situation. It is recommended to choose coverage that adequately supports pregnancy, childbirth and newborn-related costs.
Please refer to the policy contract for definitions of covered conditions.
Covers the mother for psychotherapy treatment at 10% of the sum insured. Psychotherapy treatment benefit of 10% of the sum insured will be payable upon diagnosis of Major Depressive Disorder (MDD) or Generalised Anxiety Disorders (GAD), with the mother being on medication prescribed by a registered psychiatrist and undergoing regular psychotherapy treatment, for at least 6 continuous months.
Covers Pregnancy by In Vitro Fertilisation (IVF), Intrauterine Insemination (IUI) and Intracervical Insemination (ICI) with additional premium.
Terms and conditions apply. Please refer to the ReadyMummy Product Summary for a specific definition.
ReadyMummy is underwritten by Manulife (Singapore) Pte. Ltd. (Reg. No. 198002116D). This advertisement has not been reviewed by Monetary Authority of Singapore. Buying a life insurance policy is a long-term commitment. This policy has no cash value. Buying health insurance products that are unsuitable for you may affect your ability to finance your future healthcare needs. This website is for your information only and does not consider your specific investment objectives, financial situation or needs. It is not a contract of insurance and is not intended as an offer or recommendation to purchase the plan. You can find the full terms and conditions, details, and exclusions for the mentioned insurance product(s) in the policy contract.
The policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg (opens in a new tab) or www.sdic.org.sg (opens in a new tab)).
The information on this page is for general informational purposes only and does not constitute financial advice.
We recommend that you seek advice from a Manulife Financial Consultant or our Appointed Distributors before making a commitment to purchase a policy.
This advertisement has not been reviewed by the Monetary Authority of Singapore. Protected up to specified limits by SDIC.
Information is correct as of 14 August 2026.