Accidents can take a toll on you and your family. Get financial protection for you and your family with our personal accident insurance plans, which can cover you for accidental death, dismemberment, injuries or infectious diseases.
Find a personal accident insurance plan for you
Key benefits and features
Personal accident insurance provides financial protection when unexpected accidents happen, giving you confidence in your day-to-day life. It supports you and your family when you need it most.
Key benefits and features may include:
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Accidental death coverage (lump-sum payout for accidents) Financial support in the event of accidental injury, disability or death
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Permanent disability coverage Provides financial protection if an accident results in permanent disability
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Medical expense support May help cover eligible medical treatment and recovery expenses arising from an accident, subject to policy terms and conditions
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Financial support during recovery (income protection) Provides financial assistance if you are unable to work due to an accident
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Flexible coverage options Choose a plan that fits your lifestyle and protection needs, including optional benefits like premium waivers and income support
Frequently asked questions
Personal accident insurance is designed to provide financial protection if you suffer an injury, disability or death resulting from an accident, subject to the policy terms and conditions. It usually pays out a lump sum to help with medical expenses, recovery costs and daily living expenses if you are unable to work. Personal accident insurance can help provide additional financial support to manage unexpected costs resulting from accidents and offer greater peace of mind.
Personal accident insurance provides valuable protection at different life stages, helping you stay financially prepared for unexpected events. It supports individuals and families seeking security beyond everyday health coverage.
Young working adults: Ideal for those starting their careers, especially if you rely on a single income and want affordable accident protection
Families with dependents: Provides financial support for loved ones in case of accidental injury, disability, or loss of income
Parents with young children: Offers peace of mind with coverage that helps manage unexpected medical or recovery expenses
Active individuals and frequent travellers: Suitable for individuals with active lifestyles or those who travel frequently and wish to have additional accident protection.
Self-employed individuals and freelancers: Provides a financial safety net since income may be affected if you cannot work due to an accident
Pre-retirees and retirees: Ensures continued protection against accident-related costs later in life
The amount of personal accident insurance you need depends on your income, lifestyle and financial responsibilities. A higher coverage may be suitable if you have dependents or higher living expenses to protect.
The cost of personal accident insurance varies depending on your age, occupation and level of coverage selected. Generally, plans with higher coverage amounts or additional benefits will have higher premiums.
To make a claim, you usually need to submit a completed claim form along with supporting documents such as medical reports or incident details. The insurer will review your claim and process it based on policy terms and conditions.
Terms and conditions apply. Please refer to respective Product Summary for the specific definition.
The information on this page is for general informational purposes only and does not constitute financial advice.
This advertisement has not been reviewed by the Monetary Authority of Singapore. Protected up to specified limits by SDIC.
Information is correct as of 14 August 2026.