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24 DIRECT ManuAssureTerm KV

DIRECT-ManuAssure Term

Term insurance that you can design to fit your budget and protection needs.
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 About this plan

DIRECT-ManuAssure Term is a direct term insurance plan that provides straightforward financial protection for you and your loved ones. It covers death, total and permanent disability (TPD), and terminal illness, with guaranteed premiums for your chosen policy term. As a Direct Purchase Insurance (DPI) plan, it can be purchasedwithout financial advice, making direct term insurance simple and accessible for those seeking essential life cover.

Why should you get this plan?

  • Fixed Premiums for Greater Certainty

    Enjoy fixed premiums on the basic plan for a policy term of 20 years or up to age 65
  • Essential Life Insurance Protection

    Covers death, terminal illness and total and permanent disability1
  • Up to S$400,000 Coverage

    Get protection with up to S$400,000 in sum insured
  • Guaranteed renewal

    If you choose the 5-year policy term, your coverage is automatically renewable up to age 80, regardless of changes in your health condition
  • Optional Critical Illness Coverage

    Enhance your protection with the DIRECT-Life ManuCritical Care Rider
  • Flexible Coverage Terms

    Choose the coverage period that suits your needs: 5 years, 20 years, or up to age 65

Useful Resources

 

VIEW BROCHURE
中文版产品手册
DIRECT INSURANCE - FACTSHEET

Learn more about Direct-ManuAssure Term

 

Getting covered with DIRECT-ManuAssure Term is simple:

  1. Choose your coverage: Select the sum insured you need and choose a policy term of 5 years, 20 years, or up to age 65, based on your protection needs.

  2. Pay your premiums: Pay the required premiums to keep your policy in force. Premiums are guaranteed for your selected policy term.

  3. Stay protected: During the policy term, the plan provides financial protection for death, total and permanent disability (TPD), and terminal illness, subject to the policy's terms and conditions.

  4. Renew or enhance your coverage: If you choose the 5-year policy term, your plan is automatically renewable until age 80, regardless of your health condition. You may also choose to add the Direct-ManuCritical Care Rider for additional protection, if eligible.

DIRECT-ManuAssure Term may be worth considering if you:

  • Are starting your career and want straightforward life insurance protection at a lower cost.

  • Have a spouse, children, or other dependants and want to help provide financial support for them if something happens to you.

  • Have financial commitments, such as a home loan or other long-term obligations, and want protection during those years.

  • Prefer a direct term insurance plan that you can purchase directly without financial advice.

  • Need essential protection for death, total and permanent disability (TPD), and terminal illness without savings or investment features.

  • Want flexible coverage options, with a choice of policy terms to suit your protection needs.

Frequently asked questions

 

You can purchase DIRECT-ManuAssure Term directly from Manulife Singapore. Simply complete the online application on this page or visit a Manulife Customer Service Centre. As a Direct Purchase Insurance (DPI) plan, it can be purchased without financial advice.

Yes. DIRECT-ManuAssure Term offers the optional DIRECT-Term ManuCritical Care Rider for additional critical illness protection. You can choose to add this rider to enhance your coverage, subject to the policy's terms and conditions.

If you choose the 5-year policy term, your policy automatically renews every five years until age 80, regardless of your health condition. This allows you to continue your coverage without needing to requalify based on your health, subject to the policy terms and conditions.

DIRECT-ManuAssure Term is designed to provide financial protection. It pays a lump sum benefit if death, terminal illness, or total and permanent disability (TPD) occurs during the policy term. The product also has no cash value, making it a protection-focused plan rather than a savings plan.

Terms and conditions apply. Please refer to the Product Summary for more information.

DIRECT–ManuAssure Term and its supplementary benefits are underwritten by Manulife (Singapore) Pte. Ltd. (Reg. No. 198002116D). This advertisement has not been reviewed by the Monetary Authority of Singapore. Buying a life insurance policy is a long-term commitment. This policy has no cash value. Buying health insurance products that are unsuitable for you may affect your ability to finance your future healthcare needs. This brochure is for your information only and does not consider your specific investment objectives, financial situation or needs. It is not a contract of insurance and is not intended as an offer or recommendation to purchase the plan. You can find the full terms and conditions, details, and exclusions for the mentioned insurance product(s) in the policy contract. If there are any differences between the English and Chinese versions of this brochure, the English version will apply. This policy is protected under the Policy Owners’ Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic, and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg). 

The information on this page is for general informational purposes only and does not constitute financial advice. 

We recommend that you seek advice from a Manulife Financial Consultant or its Appointed Distributors before making a commitment to purchase a policy.  

Information is correct as 1 September 2020. 

   

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