DIRECT-ManuAssure Life
About this plan
Direct ManuAssure Life is a whole life insurance plan that provides lifelong financial protection for you and your loved ones. It offers coverage for death, total and permanent disability (TPD), and terminal illness, while giving you the convenience of purchasing a Direct Purchase Insurance (DPI) plan directly without financial advice.
Why should you get it?
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Pay your way Choose to pay up to age 70 or 85
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Grow your policy value Receive declared non-guaranteed bonuses that help your cash value grow
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Protect what matters Be covered against death, terminal illness and total and permanent disability with up to S$200,000 in sum insured
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Boost your protection Get additional protection with DIRECT-Life ManuCritical Care Rider
Useful Resources
Learn more about DIRECT-ManuAssure Life
Getting started with DIRECT-ManuAssure Life is simple:
Choose your premium payment period
Select whether you want to pay premiums up to age 70 or age 85, based on the options available under the plan.Stay protected with lifelong coverage
Once your policy is in force, it provides whole life coverage for death, terminal illness, and total and permanent disability (TPD), subject to the policy's terms and conditions.Receive potential bonuses
As a participating whole life plan, your policy may receive declared non-guaranteed bonuses, which can help increase its cash value. Bonuses are not guaranteed.Enhance your protection if needed
You can choose to add the DIRECT-Life ManuCritical Care Rider for additional protection, if eligible.
DIRECT-ManuAssure Life may be worth considering if you:
Want lifelong financial protection for yourself and your loved ones.
Prefer a whole life insurance plan that provides coverage for death, total and permanent disability (TPD), and terminal illness.
Are looking for a Direct Purchase Insurance (DPI) plan that you can purchase directly without financial advice.
Would like flexible premium payment options, with a choice of paying premiums up to age 70 or age 85.
Want the potential to receive non-guaranteed bonuses that may increase your policy's cash value over time.
Need the option to enhance your coverage with the DIRECT-Life ManuCritical Care Rider, if eligible.
Frequently asked questions
DIRECT-ManuAssure Life is a Direct Purchase Insurance (DPI) plan that you can purchase directly without financial advice. Traditional whole life insurance is generally purchased through a financial consultant, who provides personalised advice and product recommendations based on your financial needs before you decide on a suitable plan.
You can purchase DIRECT-ManuAssure Life directly from Manulife. To get started, fill out the enquiry form on this page, and a Manulife representative will guide you through the next steps. You can also refer to the product brochure for more information before making your decision.Yes. DIRECT-ManuAssure Term offers the optional DIRECT-Term ManuCritical Care Rider for additional critical illness protection. You can choose to add this rider to enhance your coverage, subject to the policy's terms and conditions.
Terms and conditions apply. Please refer to the Product Summary for more information.
DIRECT-ManuAssure Life and its supplementary benefits are underwritten by Manulife (Singapore) Pte. Ltd. (Reg. No. 198002116D). This advertisement has not been reviewed by the Monetary Authority of Singapore. Buying a life insurance policy is a long-term commitment. There may be high costs involved if you terminate the policy early, and your policy's surrender value (if any) may be zero or less than the total premiums paid. Buying health insurance products that are unsuitable for you may affect your ability to finance your future healthcare needs. This brochure is for your information only and does not consider your specific investment objectives, financial situation or needs. It is not a contract of insurance and is not intended as an offer or recommendation to purchase the plan. You can find the full terms and conditions, details, and exclusions for the mentioned insurance products in the policy contract. If there are any differences between the English and Chinese versions of this brochure, the English version will apply. This policy is protected under the Policy Owners’ Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic, and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
The information on this page is for general informational purposes only and does not constitute financial advice.
We recommend that you seek advice from a Manulife Financial Consultant or its Appointed Distributors before making a commitment to purchase a policy.
Information is correct as of 1 September 2019.
