Achieve the retirement lifestyle you want with a retirement insurance plan that provides monthly income, life insurance coverage, and protection against Death and Terminal Illness (TI).
Find a retirement insurance plan to save up for your future
Key benefits and features
Manulife's retirement plans are designed to help you prepare for retirement with regular income and insurance protection for greater peace of mind.
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Steady retirement income Build a regular income stream to support your retirement lifestyle and future financial needs.
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Flexible retirement planning Choose options that align with your preferred retirement age, income needs and financial goals.
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Protection throughout your journey Enjoy life insurance protection from the start of your plan and throughout your retirement years.
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Premium flexibility Pause your premium payments2 during difficult times while keeping your coverage active.
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Adjustable income options Change how long you would like to receive your retirement income2 based on your changing needs.
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Support during unexpected events Receive additional support through benefits such as retrenchment payout and Loss of Independence Income Benefit to help minimise disruption to your retirement goals.
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Flexible retirement solutions Choose from retirement plans designed to suit different financial preferences, whether you prefer structured guaranteed income or investment-linked retirement planning.
Learn more about retirement insurance plans
A retirement savings insurance plan helps you prepare for retirement by providing regular income and life insurance protection. It can help support your financial needs during retirement and provide protection for your loved ones.
Manulife’s retirement insurance plans help you prepare for different retirement stages by providing income planning options and protection benefits. These plans may suit you if you are:
Starting early: You want to begin preparing for retirement and build up income for the future.
Mid-career professionals: You want to supplement your savings and create an extra income strategy for retirement.
Pre-retirees: You want a retirement solution that provides a steady income stream and helps you transition into retirement confidently.
Retirees seeking additional financial support: You want to enhance your retirement income while keeping protection benefits for unexpected life events.
Individuals planning for long-term financial security: You want a life insurance retirement plan that combines income planning and protection to support your changing needs.
Choosing the right retirement insurance policy starts with understanding your financial goals, income needs and protection requirements. Consider these factors when evaluating options:
Think about your retirement lifestyle: Consider how much income you may need to support your preferred lifestyle during retirement.
Review your finances and protection needs: Assess your savings, existing coverage and financial commitments.
Choose a plan that suits your needs: Select a retirement plan with the income and payout options that best match your goals.
Frequently asked questions
The amount you need depends on your lifestyle, expenses, healthcare needs and financial commitments during retirement. Consider your expected income and choose a retirement insurance plan that aligns with your goals.
Yes, some retirement insurance plans provide a steady income stream for life or a selected payout period, depending on the plan features. Manulife retirement solutions offer options to support different retirement income needs.
Your policy may provide protection benefits to your beneficiaries if you pass away before retirement, depending on the plan terms and coverage. Review the specific policy benefits to understand the protection provided.
Some retirement insurance plans include protection benefits such as coverage for disability or other unexpected events. The benefits depend on the specific plan and supplementary coverage selected.
Medical examination requirements depend on the retirement insurance plan and application details. Some plans offer simplified application processes with no health check-up required, subject to eligibility conditions.
Both a retirement insurance plan and CPF LIFE are designed to provide income during retirement. However, they differ in their features and benefits. A retirement insurance plan may offer greater flexibility in areas such as payout options and insurance protection, while CPF LIFE is Singapore's national longevity insurance scheme.
Terms and conditions apply. Please refer to the Product Summary for more information.
Only applies to individual-owned policies and policies where the life insured is aged 64 and below, during the first 5 policy years (for SP policies), during your premium payment term (for RP policies), or before the policy anniversary immediately after his or her 65th birthday, whichever is earlier.
Not applicable to single premium policies.
This advertisement has not been reviewed by the Monetary Authority of Singapore. Protected up to specified limits by SDIC.
The information on this page is for general informational purposes only and does not constitute financial advice.
Information is correct as of 28 August 2026.