Manulife Goal 2026 (I)
Earn potential returns of up to 1.60%p.a.1
About this plan
Manulife Goal 2026 (I) is a single-premium endowment plan which allows you to grow your savings. It provides protection in the form of death coverage during the 2-year policy term. If you already use rate-competitive fixed deposits and savings accounts to grow your wealth, this short-term endowment plan could be a valuable complement that combines growth potential with the added benefit of protection.
Why should you get it?
-
Capital guaranteed Get 100% of your capital back2 upon policy maturity
-
Receive guaranteed returns with potential maturity bonuses Receive guaranteed returns of 2.91%1 at the end of policy year 2 and a potential maturity bonus of up to 0.32%1 of your single premium
-
Multiple payment options available Choose to pay your endowment policy premium using cash or your Supplementary Retirement Scheme (SRS)
-
Low capital required Single premium starts from as low as S$5,000
-
Easy application with no health check-ups Guaranteed acceptance with no health questions asked
-
Be covered against death Receive coverage at a higher of 101% of your single premium
Learn more about Manulife Goal 2026 (I)
Here’s how this single-premium two-year endowment plan works:
Step 1: Make a one-time premium payment
Decide on a single premium amount that you're comfortable with, using cash or SRS. Once your application is approved, your endowment plan begins.
Step 2: Grow your savings
Your policy has the potential to earn up to 1.60%1 per year over the 2-year term, through a combination of guaranteed and non-guaranteed bonuses.
Step 3: Enjoy protection during the policy term
You are covered against death throughout the 2 years, ensuring protection alongside potential growth.
Step 4: Receive your maturity benefit
At the end of the 2-year term, receive a lump sum equal to 100% of your single premium, plus any bonuses earned.
Manulife Goal 2026 (I) is designed for individuals seeking a simple, low-risk savings solution with the added security of insurance protection. This plan is ideal for those:
Looking for short-term growth: You want a low-risk way to grow your money over 2 years with guaranteed returns and potential bonuses.
Planning for specific goals: You are saving for short- to medium-term objectives, such as your child’s education or upcoming financial needs.
Exploring alternatives to traditional deposits: You want more growth potential than standard savings accounts while keeping risks low.
Frequently asked questions
Yes. The illustrated maturity value and returns are not guaranteed. Actual benefits depend on the future performance of the Participating Fund and may differ from the figures shown.
Your policy includes a guaranteed maturity value, which will still be paid at maturity provided the policy remains in force. Any non-guaranteed bonus depends on fund performance and may be lower than expected or not payable. This means the amount you receive at maturity could vary, but your guaranteed maturity value remains unchanged.
Terms and conditions apply. Please refer to the Product Summary for more information about this insurance plan.
1. The illustrated maturity yield of 1.60% p.a. includes a non-guaranteed maturity bonus of 0.16% p.a. based on the higher illustrated investment rate of return (IIRR) of 1.96% p.a.. The non-guaranteed maturity bonus will be 0.32% of the single premium.
Based on the lower IIRR of 1.75% p.a., the illustrated maturity yield is 1.44% p.a.. The non-guaranteed maturity bonus will be zero.
As the maturity bonus rate and both IIRRs are not guaranteed, the actual benefits payable will vary according to the future performance of the Participating Fund of the policy. Figures are subject to rounding.
2. Not applicable to policies that have been altered.
Manulife Goal 2026 (I) is underwritten by Manulife (Singapore) Pte. Ltd. (Reg. No. 198002116D). This advertisement has not been reviewed by the Monetary Authority of Singapore. Buying a life insurance policy is a long-term commitment. There may be high costs involved if you terminate the policy early, and your policy's surrender value (if any) may be zero or less than the total premiums paid. This brochure is for your information only and does not consider your specific investment objectives, financial situation or needs. It is not a contract of insurance and is not intended as an offer or recommendation to purchase the plan. You can find the full terms and conditions, details, and exclusions for the mentioned insurance product in the policy contract. This brochure is also available in Chinese. If there are any differences between the English and Chinese versions of this brochure, the English version will apply.
This policy is protected under the Policy Owners’ Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic, and no further action is required from you. For more information on the types of benefits that are covered under the scheme, as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg (opens in a new tab) or www.sdic.org.sg).
The information on this page is for general informational purposes only and does not constitute financial advice.
We recommend that you seek advice from a Manulife Financial Consultant or our Appointed Distributors before making a commitment to purchase a policy.
Information is correct as of 22 May 2026.