Manulife Indexed Solutions
Independence starts with planning ahead
Many people aspire to remain financially independent and enjoy the freedom to live life on their own terms.
As life expectancy increases, planning for the future becomes more important than ever. Building wealth today can help support the goals and lifestyle you want in the years ahead.
Whether your goal is to grow your wealth, generate a source of retirement income, or leave a legacy for your loved ones, having the right strategy in place can help you stay on track. Manulife Indexed Solutions offers flexible options designed to help you plan ahead for the future.
What is Manulife Indexed Solutions?
Explore two flexible solutions linked to leading indices such as the S&P 500 index* or S&P PRISM index, designed to help you achieve your financial goals — whether you want to grow your wealth for the future or enjoy monthly passive income.
Why should you get it?
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Access Global Market Opportunities
Participating in leading global markets such as the S&P 500 Index* and S&P PRISM Index without needing to invest directly -
Protection Against Market Downside
Benefit from protection features such as a 0% floor (S&P PRISM Index Sub-account) to cushion market declines, or 10% downside absorption (S&P 500 10% Buffer Index Sub-account*) during negative market conditions. -
Flexible to Suit Your Needs
Adjust your plan and strategy over time to match your changing financial goals -
Built for Protection and Legacy
Provides life protection while supporting smooth wealth or income continuity -
Option for Stable Returns
Switch to a Fixed Account after one year for greater stability
Which plan is right for you?
Manulife Indexed Wealth (MIW) |
Manulife Indexed Income (MII) |
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What is this plan? |
Manulife Indexed Wealth is a wealth accumulation plan denominated in Singapore dollars that helps you grow your wealth over time while providing life insurance protection. | Manulife Indexed Income is an income plan denominated in Singapore dollars designed to provide potential lifetime income, while giving your savings the opportunity to grow. |
What key benefits do they provide? |
• Focused on growing your savings over time • Offers Index-linked growth potential • Provides life insurance protection |
• Provides potential income • Helps create passive cash flow • Provides life insurance protection |
| Who are they suitable for? | • Individuals aiming to build wealth for the future • Those with long-term financial goals • Customers comfortable with market-linked growth |
• Individuals looking for potential monthly payouts • Those planning for retirement income or passive income • Customers who prefer income linked to index performance |
Footnotes:
Terms and Conditions apply. Please refer to the respective product summaries for more information.
*Only applies to Manulife Indexed Wealth Plan
S&P PRISM Index and S&P 500 Index
The S&P 500 Index and S&P PRISM Index are products of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”), and have been licensed for use by Manulife (Singapore) Pte. Ltd. S&P®, S&P 500®, US 500, The 500, iBoxx®, iTraxx® and CDX® are trademarks of S&P Global, Inc. or its affiliates (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Manulife (Singapore) Pte. Ltd. Manulife Indexed Wealth and Manulife Indexed Income are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500 Index and S&P PRISM Index.
Important Notes
Manulife Indexed Wealth and Manulife Indexed Income and its supplementary benefits are underwritten by Manulife (Singapore) Pte. Ltd. (Reg. No. 198002116D). This advertisement has not been reviewed by the Monetary Authority of Singapore. Buying a life insurance policy is a long-term commitment. There may be high costs involved if you terminate the policy early, and your policy’s surrender value (if any) may be zero or less than the total premiums paid. This website is for your information only and does not consider your specific investment objectives, financial situation or needs. It is not a contract of insurance and is not intended as an offer or recommendation to purchase the plan. You can find the full terms and conditions, details, and exclusions for the mentioned insurance product(s) in the policy contract.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
We recommend that you seek advice from a Manulife Financial Consultant or our Appointed Distributors before making a commitment to purchase a policy.
Information is correct as at 16 August 2026.