*The offer-to-bid performance includes the effect of an assumed current maximum front end load, which the investor might or might not pay. Returns are annualised for periods over one year with net income & dividends reinvested.

To the best of the knowledge, information and belief of Manulife, all information contained herein is accurate as at the date of publication. However, Manulife or its affiliates or any director or employee of Manulife or its affiliates cannot and does not warrant, guarantee or represent, either expressly or by implication, the accuracy, validity or completeness of such information.

The short name and full name of the following funds are as follows: Asia Pacific Investment Grade Bond Fund = Manulife Asia Pacific Investment Grade Bond Fund; Empower Conservative Fund = Manulife Empower Conservative Fund; Empower Growth Fund = Manulife Empower Growth Fund; Empower Income Fund = Manulife Empower Income Fund; Empower Moderate Fund = Manulife Empower Moderate Fund; Fundsmith Equity Fund = Manulife Fundsmith Equity Fund; Global Asset Allocation – Growth Fund = Manulife Global Asset Allocation – Growth Fund; SGD Income Fund = Manulife SGD Income Fund; Singapore Bond Fund = Manulife Singapore Bond Fund; Singapore Equity Fund = Manulife Singapore Equity Fund.

The following are sub-funds of Manulife Global Fund:
ASEAN Equity Fund, Asia Dynamic Income Fund, Asia Pacific REIT Fund, Asia Total Return Fund, Asian High Yield Fund, Asian Short Duration Bond Fund, Asian Small Cap Equity Fund, China Value Fund Class, Dragon Growth Fund, Dynamic Leaders Fund, Global Climate Action Fund, Global Equity Fund, Global Multi-Asset Diversified Income Fund, Global REIT Fund, Healthcare Fund, India Equity Fund, Preferred Securities Income Fund, Sustainable Asia Bond Fund, Sustainable Asia Equity Fund, USD Income Fund, U.S. Equity Fund, U.S. Special Opportunities Fund.

The following are sub-funds of Manulife Funds:
Asia Pacific Investment Grade Bond Fund, Empower Conservative Fund, Empower Growth Fund, Empower Income Fund, Empower Moderate Fund, Fundsmith Equity Fund, Global Asset Allocation – Growth Fund, SGD Income Fund, Singapore Bond Fund, Singapore Equity Fund.