Are you empowered to choose the best path to achieve your goals?
What are the Manulife Empower Solutions1?
The Manulife Empower Solutions are a range of fund solutions used in a glide path approach to retirement planning, specially designed for investors of all age groups – from young investors who are embarking on their careers to retirees who want the assurance their investments can potentially provide for them for life.
How do the Manulife Empower Solutions empower you for a worry-free retirement?
Based on findings from our Diverse Asia survey2, which examines family care responsibilities and retirement planning in Asia:
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81%
of Singaporeans recognise the need for a better balance between caring for themselves and caring for family
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60%
Want to get professional advice on retirement planning
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74%
Want to explore more investment options
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83%
feel they need a retirement plan in place early
To address these concerns, we designed the Manulife Empower Solutions with the following key features in mind.
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Adaptable solution Whether you are 25 or 75 years old, they are designed to adapt to your specific profile and risk objectives etc, with personalisation and flexibility built in.
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Active management and advisory They are actively managed by an experienced multi-asset solutions team from Manulife Investments, with active personalised advice from your Maybank Relationship Manager.
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Awareness of risk and income needs They embed risk awareness via active portfolio management and responsiveness to your risk profile, while aiming to meet your income needs “to and through” retirement.
What is a glide path?
It is a guide to portfolio rebalancing geared towards retirement, where the strategic (long-term) asset allocation typically shifts from higher risk to lower risk as one ages.
Our specially designed baseline glide path allocation for the Manulife Empower Solutions aims to minimise longevity risk and shortfall risk for a typical investor profile.
How does the glide path work?
An investor may opt to follow the baseline glide path allocation, which is a pre-constructed and rigorously-tested combination of the Manulife Empower Solutions, based on years to retirement for a typical investor profile. The baseline glide path allocation will change with an investor's life phase, catering to changes in his/her investment horizon, risk appetite, etc.
For example, the baseline glide path allocation for a 40-year-old investor may be 80% in Growth/20% in Moderate, and the allocation adjusts to 80% in Conservative/20% in Income at age 60.
If he/she decides not to follow the baseline glide path, his/her Maybank Relationship Manager is empowered to recommend an alternate path, after considering his/her unique circumstances.
Watch video
Please click below to watch a video explaining how the Manulife Empower Solutions can empower you in achieving your retirement and lifestyle goals.
Invest in a worry-free retirement today
Maybank is the exclusive distributor for the Manulife Empower Solutions. To invest, please speak with a Maybank Relationship Manager or visit Maybank's website by clicking below
[Manager of the Funds]: Manulife Investment Management (Singapore) Pte. Ltd. (“Manulife”) (Company Registration Number: 200709952G)
The information provided herein does not constitute financial advice, an offer or recommendation with respect to the Funds. The Funds may use financial derivative instruments for efficient portfolio management and/or hedging.
Investments in the Funds are not deposits in, guaranteed or insured by the Manager and involve risks. The value of units in the Funds and any income accruing to them may fall or rise. Investors should read the prospectus, and seek advice from a financial adviser before deciding whether to purchase units in the Funds. A copy of the prospectus and the product highlights sheet can be obtained from Manulife or its distributors. In the event an investor chooses not to seek advice from a financial adviser, he should consider whether the Funds are suitable for him.
Distributions are not guaranteed. Investors should refer to the prospectus for the distribution policy of the Funds. The Manager shall have the absolute discretion to determine whether a distribution is to be made in respect of the Funds as well as the rate and frequency of distributions to be made. Distributions may be made out of (a) income, or (b) net realized gains, or (c) capital of the Funds, or (d) gross income while charging all or part of the fees and expenses to capital, or (e) any combination of (a), (b), (c) and/or (d). Past distribution yields and payments are not necessarily indicative of future distribution yields and payments. Any payment of distributions by the Funds is expected to result in an immediate decrease in the net asset value per unit of the Funds.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Information is as of May 2025.