Total Solution

Preparing for a longer life

Longer lifespans and evolving market conditions are reshaping how Singaporeans prepare for financial independence.

According to Manulife's Asia Care Survey, 84% view their independence and financial freedom as the new inheritance they want to leave their families, while 70% are concerned about the affordability of future care needs.

At the same time, 78% expect personal savings to play a key role in funding their retirement and care needs, highlighting the growing importance of planning ahead for a longer life.

84%
See financial freedom as the new inheritance
70%
Worry about the affordability of future care
78%
Expect personal savings to play a key role in retirement and care funding

How Singaporeans are adapting their investment approach

As investors prepare for the years ahead, diversification is becoming increasingly important.

Relying on cash or deposit rates alone may no longer be enough.

The Survey highlights a shift towards a more diversified approach, with more than half expecting investments to play a key role in funding their retirement and care needs.

Increasing diversification and allocating to income-generating investments are among the key strategies being adopted.

52%
Expect investments to play a key role in retirement funding
43%
Are increasing portfolio diversification across asset classes
34%
Are shifting towards income-generating investments

Source: Manulife Asia Care Survey 2026

Income and growth solutions

As financial needs evolve through different life stages, investors may benefit from a balanced approach that combines diversification, income, and growth.

Whether you're seeking diversified income from global markets or looking to capture income and growth opportunities closer to home, these thoughtfully crafted solutions can play complementary roles in supporting your long-term financial goals.

Securing retirement

What makes a strong retirement system