Worksite: employee savings program
Employees have the option to make the most of their salary and savings through Worksite.
What is Worksite?
Worksite is an employee savings program designed to provide employees with easy access to a range of insurance and savings options directly through their workplace. It offers financial security by allowing employees to secure employee insurance plans and make voluntary contributions to their savings.
The program includes worksite insurance benefits and helps employees achieve their financial goals, from life and health coverage to savings plans. Employers can offer this program to enhance their employees' benefits and improve workforce well-being.
Your employees can apply for the following Manulife products through Worksite
Plan key benefits and features
The Worksite employee savings program gives employees access to insurance and savings options conveniently through their workplace.
Access to multiple products — Employees can apply for Manulife products like health, savings, and life plans through Worksite.
Save directly from salary — The program helps employees make the most of their salary and savings.
Flexible choices — Options include health coverage, investment‑linked plans, and long‑term savings products via the platform.
Supports financial goals — Provides a structured way for employees to build savings and access insurance benefits at work.
Plan options and comparison
Plan |
Key features |
| HealthFlex | Provides health and critical illness coverage for major conditions with flexible choices. |
| FutureBoost | Combines life insurance with an investment component to help grow savings over time. |
| Manulife Horizons | Offers life protection along with investment opportunities in different funds. |
| Seasons 100 | Provides lifelong whole life protection with guaranteed benefits and cash value accumulation. |
| Freedom | A retirement savings plan with guaranteed benefits, providing long-term protection and growth. |
Who is eligible for this program?
Regular employees
How does the claim process work?
Filing a claim under the Worksite employee savings program is simple and efficient. To start, visit the Manulife claims page for detailed instructions and to submit your claim online.
Required documents:
Claimant’s statement specific to the type of claim (e.g., health, disability, or death).
Valid Government-Issued ID of the claimant.
For death claims: Certified death certificate and proof of the insured’s details.
For disability claims: Medical records and a physician’s statement confirming total disability.
Additional documents may be requested depending on the type of claim and policy.
Timeline:
Once all required documents are submitted, your claim will typically be processed within 7 working days.
Frequently asked questions
In a worksite platform, employees can access savings and insurance products with contributions deducted directly from their payroll by the employer before remittance. This lets them save steadily without separate payments.
Yes. Through Worksite, regular employees can apply for a variety of savings and insurance options, such as health, life, retirement, and investment‑linked plans available via the program.
The tax implications depend on Philippine regulations and the specific terms of the employee savings program. For more details, it’s recommended to consult a Manulife advisor or a tax professional.
Employees can maximize benefits by consistently contributing through payroll, choosing products that match their financial goals, and combining protection with savings components for long‑term planning.
Employees can maximize benefits by consistently contributing through payroll, choosing products that match their financial goals, and combining protection with savings components for long‑term planning.
Want to learn more about Worksite?
Talk to a financial advisor today