Insurance savings and retirement plans in Singapore
Achieve your short-term and long-term savings goals while receiving protection coverage with our range of insurance savings solutions to cater to your needs.
Save
Retire
Key benefits and features
Manulife’s savings and retirement plans help you work towards your financial goals while providing protection and flexibility at different life stages.
-
Build your savings Save towards your short-term and long-term financial goals with plans designed to help grow your wealth.
-
Plan for retirement Create a retirement strategy with solutions designed to provide income and support your future lifestyle needs.
-
Enjoy protection benefits Combine savings goals with insurance protection to help safeguard your financial plans.
-
Choose flexible options Select plans with various premium payment terms, policy durations and income options based on your needs.
-
Support changing life stages Explore solutions that adapt to your priorities, from building savings to preparing for retirement.
-
Achieve your financial goals Choose from a range of savings and retirement solutions designed to help you grow your wealth, fund your children's education, and prepare for retirement.
Plan options and comparison
| Plan name | Coverage/purpose | Key features |
| Manulife WealthGen | Wealth accumulation | Potential returns up to age 120; legacy and flexible cash/SRS payments |
| Manulife Goal 2026 (I) | 2‑year endowment savings | Capital guaranteed at maturity with potential returns up to 1.60% p.a.; death coverage |
| Manulife IncomeGen (II) | Lifetime monthly income | Monthly income up to age 120, with maturity payout; additional payout for terminal cancer |
| Manulife GrowSecure | Medium-term savings plan | Flexible premiums and terms; easy application (no health questions) |
| Manulife IncomeSecure | Lifetime yearly income | Yearly income up to age 120, with payout and terminal cancer benefit |
| RetireReady Plus (III) | Retirement income | Guaranteed monthly income; retrenchment and loss of independence benefits |
Learn more about savings and retirement insurance plans
Savings and retirement insurance plans help you save for your life goals and provide you with financial protection through an insurance coverage component.
Manulife savings and retirement insurance plans support individuals at different life stages and financial priorities. These plans may suit you if you are:
Starting your savings journey: You want a structured way to grow wealth and build a foundation for future goals.
Mid-career professionals: You aim to strengthen retirement preparation while managing financial commitments.
Pre-retirees: You need a solution to ensure predictable income and financial security leading up to retirement.
Focused on long-term protection: You want a plan that combines wealth accumulation and life insurance to safeguard your family and lifestyle.
Planning for milestones: You are saving for specific financial objectives such as children’s education, a home purchase, or retirement income.
Before choosing your plan, understand your financial goals, future needs and risk comfort.
Define your financial goals: Identify what you are saving for, like future milestones, wealth accumulation, or retirement needs.
Assess your retirement needs: Estimate the income you need during retirement and choose a plan that fits your desired lifestyle.
Review your protection needs: Consider the life insurance coverage needed to protect your financial goals and loved ones.
Understand investment options: Review plan features, potential returns and how they fit your financial risk tolerance.
Consider plan flexibility: Evaluate options like premium payment terms, income payout choices and access to funds based on changing needs.
Choose based on your risk preference: Select a plan that matches your comfort with guaranteed benefits, potential returns and long-term commitments.
Frequently asked questions
Yes, many savings and retirement plans include life insurance benefits that help safeguard your financial goals and support your loved ones. The type and extent of coverage depend on the specific plan selected.
Some savings and retirement plans let you add supplementary benefits or riders to enhance coverage. Available riders vary by plan, so review the product details before choosing.
The tax treatment of payouts from savings and retirement plans depends on the policy type, payout structure and individual circumstances. Consult a tax advisor or the Singapore tax authority for guidance specific to your situation.
Terms and conditions apply. Please refer to the respective Product Summary for a specific definition.
This advertisement has not been reviewed by the Monetary Authority of Singapore. Protected up to specified limits by SDIC.
The information on this page is for general informational purposes only and does not constitute financial advice.
Information is correct as of 28 August 2026.
