iFUNDS Comm Booster Campaign
Get an additional 10% on commission when you achieve at least S$1 million in unit trust assets under management on iFUNDS!
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Manulife iFUNDS
Turn dread into dream work
iFUNDS Korea Sojourn 2027
Korea is calling. Will you answer?
Get a consolidated view of clients' UT and ILP holdings
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View clients' unit trust (UT) and investment-linked product (ILP) holdings on a single integrated wealth platform - a first in the market*! -
Monitor concentration risks and rebalancing opportunities for clients' portfolios -
Work clients' excess cash harder through Manulife iFUNDS' auto-sweep feature for UT accounts**!
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Login to Manulife iFUNDS Log in to the Manulife iFUNDS page.
Login -
User guide View the Manulife iFUNDS user guide.
View user guide
An overview of the iFUNDS dashboard
Save time with a simplified unit trust account opening & subscription
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Simply enter data once on M360 to open a Manulife iFUNDS account -
The data will then be automatically transferred to Manulife iFUNDS for account opening and subscription -
Your client’s Planright document from M360 will be automatically linked to your transaction on Manulife iFUNDS
Illustration of PlanRight and iFUNDS integration
Enjoy a seamless user experience
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Auto-calculate dividends, profits and losses for clients' UT and ILP holdings -
Sit back, relax, and leave the paperwork for UT transfer-in to us
Get a holistic view of clients' profits and losses, for both UTs and ILPs
Making payments
To make payment for SGD trades
Payments should be made from a bank account in your clients' own names, to avoid bank rejection charges and delay in processing the trades. Your clients' transfer limit is set with their bank; they'll need to adjust it with their bank directly if they require a higher limit.
Your clients must enter their iFUNDS account number in the reference no./message/comments field in their bank payment page/cheque.
1. PayNow with QR code
2. PayNow with Unique Entity Number (UEN)
UEN: 197501035Z
Entity: Phillip Securities Pte Ltd
3. FAST (Fast and Secure Transfers)
Bank Name: United Overseas Bank Ltd
Account No.: 451-311-493-6
Beneficiary Name: Phillip Securities Pte Ltd
4. Cheque
Make the cheque payable to "Phillip Securities Pte Ltd" and indicate your iFUNDS account number, name and mobile number at the back of the cheque.
You can mail your cheque to Phillip Securities using the business reply envelope here. Alternatively, you can drop off the cheque at:
Phillip Securities Pte Ltd
250 North Bridge Road
#06-00 Raffles City Tower
Singapore 179101
Note that only SGD/ USD cheque drawn on a local bank will be accepted. All cheque deposit fees are waived for Manulife iFUNDS clients.
To avoid rejection of the amount transmitted (and associated bank rejection charges being charged to your client) or delay in processing the trades, your client must make payments from a bank account in his/ her own name, and indicate his/ her Manulife iFunds account number in the reference no./ message/ comments field in the bank payment page or cheque.
You may obtain your client's account number on the Manulife iFUNDS dashboard, as shown below. Please note your client's transfer limit is set with his/ her bank; he/ she will need to adjust it with the bank directly if he/ she requires a higher limit.
To make payment for foreign currency trades
Payments should be made from a bank account in your clients' own names, to avoid bank rejection charges and delay in processing their trades.
In order to receive the full deposit amount, your clients will need to indicate that they will bear all bank charges.
Your clients must enter their iFUNDS account number in the reference no./message/comments field in their bank payment page/cheque.
1. Funds transfer from DBS Multi-Currency Account (non-SGD)
Bank Name: DBS Bank Limited
Account No.: 072-933506-0
Beneficiary Name: Phillip Securities Pte Ltd - MCA
Please ensure that your client transfers from DBS Multi-Currency Account to Phillip Securities' foreign currency account in the right currency (e.g. USD). Please click here for a guide on how to do so.
You may obtain your client's account number on the Manulife iFUNDS dashboard, as shown below. Please note your client's transfer limit is set with his/ her bank; he/ she will need to adjust it with the bank directly if he/ she requires a higher limit.
2. Telegraphic Transfer (TT)
Please be informed that the Trust Accounts listed below are meant for deposition by way of Telegraphic Transfer only. Clients are advised to state their Manulife iFUNDS ACCOUNT NUMBER and ACCOUNT NAME clearly in their payment instruction.
In the event that Manulife iFUNDS is unable to identify the account for the amount to be credited, the amount transmitted may be rejected after reasonable endeavours have been made to trace the source of the deposit.
Any bank charges incurred in connection with the telegraphic transfer shall be borne by the client.
| Currency | SGD |
| Beneficiary Bank | Citibank N.A |
| Beneficiary Bank Address | 8 Marina View, Asia Square Tower 1, Singapore 018960 |
| Beneficiary Name | Phillip Securities Pte Ltd – Trust account |
| Beneficiary Account no | 0-700104-109 |
| Beneficiary Bank Swift Code | CITISGSG |
| Payment Details | Your client's Manulife iFUNDS account no. and account name (mandatory) |
| Currency | USD |
| Beneficiary Bank | Standard Chartered Bank Singapore |
| Beneficiary Bank Address | Marina Boulevard Level 23, MBFC (Tower 1), Singapore 018981 |
| Beneficiary Name | Phillip Securities Pte Ltd – Trust account |
| Beneficiary Account no | 017-402-5599 |
| Beneficiary Bank Swift Code | SCBLSG22 |
| Payment Details | Your client's Manulife iFUNDS account no. and account name (mandatory) |
| Currency | HKD |
| Beneficiary Bank | Standard Chartered Bank Singapore |
| Beneficiary Bank Address | 8 Marina Boulevard Level 23, MBFC (Tower 1), Singapore 018981 |
| Beneficiary Name | Phillip Securities Pte Ltd – Trust account |
| Beneficiary Account no | 017-404-0431 |
| Beneficiary Bank Swift Code | SCBLSG22 |
| Payment Details | Your client's Manulife iFUNDS account no. and account name (mandatory) |
| Currency | MYR |
| Beneficiary Bank | Maybank Malaysia |
| Beneficiary Bank Address | 100 Jalan Tun Perak, 50050 Kuala Lumpur, Malaysia |
| Beneficiary Name | Phillip Securities Pte Ltd – Trust account |
| Beneficiary Account no | 514-011-392-951 |
| Beneficiary Bank Swift Code | MBBEMYKL |
| Payment Details | Your client's Manulife iFUNDS account no. and account name (mandatory) |
| Currency | AUD |
| Beneficiary Bank | Citibank Ltd Singapore |
| Beneficiary Bank Address | 8 Marina View, Asia Square Tower 1, Singapore 018960 |
| Beneficiary Name | Phillip Securities Pte Ltd – Trust account |
| Beneficiary Account no | 0-700104-079 |
| Beneficiary Bank Swift Code | CITISGSG |
| Payment Details | Your client's Manulife iFUNDS account no. and account name (mandatory) |
| Currency | JPY |
| Beneficiary Bank | HSBC Singapore |
| Beneficiary Bank Address | 21 Collyer Quay, HSBC Building, Singapore 049320 |
| Beneficiary Name | Phillip Securities Pte Ltd – Trust account |
| Beneficiary Account no | 260-283775-178 |
| Beneficiary Bank Swift Code | HSBCSGSG |
| Payment Details | Your client's Manulife iFUNDS account no. and account name (mandatory) |
| Currency | GBP |
| Beneficiary Bank | Standard Chartered Bank Singapore |
| Beneficiary Bank Address | 8 Marina Boulevard Level 23, MBFC (Tower 1), Singapore 018981 |
| Beneficiary Name | Phillip Securities Pte Ltd – Current account |
| Beneficiary Account no | 017-402-5602 |
| Beneficiary Bank Swift Code | SCBLSG22 |
| Payment Details | Your client's Manulife iFUNDS account no. and account name (mandatory) |
| Currency | CNY |
| Beneficiary Bank | Standard Chartered Bank Singapore |
| Beneficiary Bank Address | 8 Marina Boulevard Level 23, MBFC (Tower 1), Singapore 018981 |
| Beneficiary Name | Phillip Securities Pte Ltd – Current account |
| Beneficiary Account no | 0-170555-429 |
| Beneficiary Bank Swift Code | SCBLSG22 |
| Payment Details | Your client's Manulife iFUNDS account no. and account name (mandatory) |
| Currency | EUR |
| Beneficiary Bank | DBS Bank Limited, Singapore |
| Beneficiary Bank Address | 12 Marina Boulevard, MBFC Tower 3, DBS Asia Central, Singapore 018982 |
| Beneficiary Name | Phillip Securities Pte Ltd – EUR Trust |
| Beneficiary Account no | 0003-033977-01-0 |
| Beneficiary Bank Swift Code | DBSSSGSG |
| Intermediary Bank | Barclays Bank Ireland Frankfurt |
| Intermediary Bank Swift Code | BARCDEFF |
| Payment Details | Your client's Manulife iFUNDS account no. and account name (mandatory) |
| Currency | CAD |
| Beneficiary Bank | Standard Chartered Bank Singapore |
| Beneficiary Bank Address | 8 Marina Boulevard Level 23, MBFC (Tower 1), Singapore 018981 |
| Beneficiary Name | Phillip Securities Pte Ltd – Trust account |
| Beneficiary Account no | 017-023-7621 |
| Beneficiary Bank Swift Code | SCBLSG22 |
| Intermediary Bank | Royal Bank of Canada, Toronto |
| Intermediary Bank Swift Code | ROYCCAT2 |
| Intermediary Bank Account no | 0959 1244 8116 Standard Chartered Bank |
| Payment Details | Your client's Manulife iFUNDS account no. and account name (mandatory) |
3. Cheque
Make the cheque payable to "Phillip Securities Pte Ltd" and indicate your client's iFUNDS account number, name and mobile number at the back of the cheque.
You can mail your cheque to Phillip Securities using the business reply envelope here. Alternatively, you can drop off the cheque at:
Phillip Securities Pte Ltd
250 North Bridge Road
#06-00 Raffles City Tower
Singapore 179101
Note that only SGD/ USD cheque drawn on a local bank will be accepted. All cheque deposit fees are waived for Manulife iFUNDS clients.
To avoid rejection of the amount transmitted (and associated bank rejection charges being charged to your client) or delay in processing the trades, your client must make payments from a bank account in his/ her own name, and indicate his/ her Manulife iFunds account number in the reference no./ message/ comments field in the bank payment page or cheque.
You may obtain your client's account number on the Manulife iFUNDS dashboard, as shown below. Please note your client's transfer limit is set with his/ her bank; he/ she will need to adjust it with the bank directly if he/ she requires a higher limit.
iFUNDS campaigns
Ongoing campaigns
iFUNDS Comm Booster Campaign
1 July 2026 to 30 June 2027 NEW^
^ Please note we reserve the right to end the campaign before 30 June 2027 at our absolute discretion.
From 1 July 2026 until 30 June 2027, get an additional 10% on commission when you achieve at least S$1 million in unit trust (UT) assets under management (AUM) on Manulife iFUNDS!
Here's an illustration of how the 10% will be calculated. Let’s assume you have S$1 million in AUM with iFUNDS and earn S$1,000 in gross commission on your UT accounts with iFUNDS across upfront, wrap, and trailer fees.
| Current | iFUNDS Comm Booster Campaign | |
| UT commission (after iFUNDS' platform cut) |
S$1,000 | S$1,000 |
| Company cut at 20% (lower than others at 25%) |
S$200 (20%) |
S$200 (20%) |
| Your cut of commission (before banding) |
S$800 (80%) |
S$800 + S$100 = S$900 (80% + additional 10%) |
Achieve at least S$1 million in iFUNDS AUM by the end of the month (e.g. 31 July), get 10% extra UT commission on upfront and wrap fees for the entire month.
Achieve at least S$1 million in iFUNDS AUM by the end of the quarter (e.g. 30 Sep), get 10% extra UT commission on trailer fees for the entire quarter (e.g. 1 Jul to 30 Sep).
For the full terms and conditions, please click here.
iFUNDS Korea Sojourn 2027
Korea is calling. Will you answer?
Be among the top achievers for iFUNDS unit trust (UT) sales to win a trip to Korea next year! Experience a curated itinerary that will blend sights, insights, and delights to tantalise your senses.
Campaign details
- Campaign period: 1 July 2026 - 31 December 2026 (both dates inclusive)
- Target travel period: Q2 2027
- Eligibility criteria:
| Category | Minimum qualifying net sales | Winners |
| Individual Advisers (Own net sales) |
S$1,500,000 | Top 8 |
| Unit Managers (Own and immediate Downline's net sales) |
S$4,500,000 | Top-Ranked |
| Sales Directors (Entire Branch's net sales) |
S$7,500,000 | Top-Ranked |
Net sales shall be determined as follows:
- Sales eligibility:
- Only new sales of unit trusts submitted from 1 July 2026 onwards via the iFUNDS platform will be considered.
- Eligible sales include purchases made through cash, CPF and/or SRS accounts.
- Any subscriptions or switches into money market funds and unit trusts with a management fee of 0.5% per annum or below made during the Campaign period will be excluded from the net sales calculation.
- Net sales as of 31 December 2026 (i.e. final net sales) will be used to determine the eligibility in respect of each Person.
- Only new sales of unit trusts submitted from 1 July 2026 onwards via the iFUNDS platform will be considered.
- Net sales on the iFUNDS platform in respect of each Person shall be calculated based on the following formula: (New subscriptions + Transfers-in) – (Redemptions + Transfers-out).
For the avoidance of doubt, only transactions successfully completed by 31 December 2026 will be considered to determine the final net sales computation. In the event any transfers-in or new subscriptions are submitted on or after 31 December 2026, such transfers-in or new subscriptions will be excluded from the computation of final net sales (due to the transfers-in or new subscriptions not being completed).
- Maintenance requirement: Each eligible Person must maintain, until 30 June 2027, the final net sales amount achieved by such Person as at 31 December 2026. If such amount is not maintained, Manulife IM (Singapore) reserves the right to disqualify such Person from the Campaign.
- Valuation basis: All amounts are determined based on the market value at the time of transaction.
For the full terms and conditions, please click here.
You may also download the campaign poster here for easy reference.
iFUNDS Pro
iFUNDS Pro
A host of privileges awaits you when you qualify for iFUNDS Pro, an exclusive programme specially curated for top-performing advisers (for unit trusts) on the Manulife iFUNDS platform!
How to qualify—the programme consists of 2 tiers:
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iFUNDS Pro At least SGD1 million in UT AUM with Manulife iFUNDS
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iFUNDS Pro Plus At least SGD5 million in UT AUM with Manulife iFUNDS
How you'll benefit |
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| iFUNDS Pro | iFUNDS Pro Plus | |
| Exclusive access to Manulife Investments' portfolio managers | ✓ | ✓ |
| Priority bookings for market outlook & trainings | ✓ | ✓ |
| Appreciation events | ✓ | ✓ |
| Access to global news & insights (Basic) | ✓ | |
| Access to global news & insights (Premium) |
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✓ |
| Curated experiences |
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✓ |
| Personalised portfolio reviews with Manulife iFUNDS team (for UT portfolios with at least SGD300,000 in AUM) |
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✓ |
For the full terms and conditions, please click here.
Downloads
Account & Transaction Management
For Business Continuity Purposes (BCP)*
These forms should only be submitted if iFUNDS declares extended downtime.
*These forms should only be submitted if iFUNDS declares extended downtime.
Frequently Asked Questions (FAQs)
General
- Unit Trust Capability: Manulife iFUNDS now comes with direct Unit Trust capability, which means you can propose buy/sell/switch fund transactions in Manulife iFUNDS for your clients' approval.
- Consolidated UT and ILP view: If you assisted your client to make a UT subscription on Manulife iFUNDS or performed a UT transfer-in to Manulife iFUNDS, you will be able to view your clients’ holdings across ILPs and UT on a single platform.
- Auto calculation of Dividends: Dividends can be automatically calculated for both ILPs and UT.
- Auto upload of PlanRight Document: PlanRight document from M360 is automatically attached to each subscription and switching trade in Manulife iFUNDS.
- Excess funds management feature: Manulife iFUNDS comes with an excess cash management feature, where any excess cash in SGD or USD (above such threshold determined by Manulife Investment Management (Singapore) Pte. Ltd. in your client's iFUNDS cash account will be automatically invested into a SGD or USD money market fund (as applicable) managed by Phillip Capital Management (S) Ltd.
Manulife iFUNDS offers more than 100 funds. You may view the latest fund list in the UT subscription module within Manulife iFUNDS.
Only advisers from Manulife Financial Advisers (MFA) and Manulife Advisory Group (MAG).
As an adviser, you do not need to sign up separately for a Manulife iFUNDS Unit Trust account. To open an account for your client, select Manulife iFUNDS from the list of products available to your client in M360.
Client Account Opening
Step 1: Perform the required Financial Needs Analysis for your client.
Step 2: If Manulife iFUNDS is suitable for your client, you will be able to select “iFUNDS - Unit Trust" from the list of available products.
Step 3: Follow the on-screen instructions to open a Manulife iFUNDS account for your client. You can choose to open a cash or SRS account.
Step 4: After all details are filled in Manulife iFUNDS, you will be re-directed back to M360 to complete the Basis of Recommendation and the rest of the M360 application.
Step 5: The account opening application will be sent to your supervisor for approval before it gets routed to your client for his/her approval. Your client will be asked to setup his/her username and password for login to Manulife iFUNDS for subsequent trade approvals and to view holdings.
Placing unit trust (UT) trades in Manulife iFUNDS
From your client’s profile in M360, select Manulife iFUNDS from the list of products and you will be able to view the subscription or switching modules for your client. For redemption, it can be easily performed via your Manulife iFUNDS adviser log-in portal.
Subscription or Switching Trades
Step 1: Perform the required Financial Needs Analysis for your client.
Step 2: If Manulife iFUNDS is suitable for your client, you will be able to select “iFUNDS - Unit Trust" from the list of available products.
Step 3: Follow the on-screen instructions to perform a subscription or switching trade in Manulife iFUNDS.
Step 4: After all details are filled in Manulife iFUNDS, you will be re-directed back to M360 to complete the Basis of Recommendation and the rest of the M360 application.
Step 5: The trade will be sent to your supervisor for approval before it gets routed to your client for his/her approval.
Redemption Trades
Step 1: Log in to your advisor portal of Manulife iFUNDS.
Step 2: In the left menu bar, select "Transact" and select your client to perform the redemption trade.
Step 3: Follow the on-screen instructions to perform the redemption trade.
Step 4: Redemption trade will be sent to your client for his/her approval.
Your client will have 14 calendar days to approve or reject the trade, otherwise the trade will be removed from the system and you will need to submit a new trade again via M360.
Trades approved by your client via the Manulife iFUNDS platform and received by 2pm on a Singapore business day will generally be processed on the same day, provided the relevant account is appropriately funded.
The PlanRight document of your client from M360 is automatically linked to all your subscription and switching trades in Manulife iFUNDS. You do not need to separately upload the document, as Manulife iFUNDS will link it for you. Your client is not required to sign on the PlanRight document again in Manulife iFUNDS.
Clients can only view their UT holdings, approve or reject proposed trades, top up or withdraw from their cash account. They will not be able to initiate any UT trade transactions on their own.
Manulife iFUNDS account opening can only be initiated by the adviser in M360.
Cash account
Yes, Manulife iFUNDS offers a multi-currency cash account facility with the following currencies:
- SGD
- USD
- AUD
- CAD
- CNY
- EUR
- GBP
- HKD
- JPY
- MYR
There are 2 ways to fund the SGD account:
- PayNow / PayLah!
- FAST (Fast And Secure Transfers)
And 2 ways to fund the foreign currency account:
- Fund Transfer from DBS Bank Multi-Currency Account (MCA) (Non-SGD)
- Telegraphic Transfer
Click here for a guide on how to make a fund transfer from DBS MCA.
For more information on other payment methods, please refer to the "Making payments" section of this page, or watch the video guide here.
Clients can make cash withdrawals by submitting a request here to withdraw from their own Manulife iFUNDS account.
- For SGD, the cash will only be deposited into the client’s designated bank account.
- For foreign currency, client can choose to deposit into his/her designated bank account (Telegraphic charges may apply) or via Telegraphic transfer to a bank account in their own name (Telegraphic charges will apply).
Clients can also watch the video guide here.
Yes, simply email SGP_iFUNDS_Transfer@manulifeam.com with the latest copy of your client's Unit Trust statement of holdings and let us know the fund(s) and amount of units to be transferred to Manulife iFUNDS. We will handle the UT Transfer in paperwork for you. Do note that the process will take around 6-8 weeks upon full documentation received.
Auto-sweep feature of cash account
The auto-sweep feature is only available for SGD and USD holdings in Manulife iFUNDS cash accounts. Any excess cash in SGD or USD (above such threshold determined by Manulife Investment Management (Singapore) Pte. Ltd.) in your client's Manulife iFUNDS cash account will be automatically invested into a SGD or USD money market fund (as applicable) managed by Phillip Capital Management (S) Ltd.
Please refer to the Terms and Conditions for Unit Trust Accounts and Terms of Service available here for more information on the auto-sweep feature and money market funds.
You may refer to Excess Funds Management - POEMS to view the latest returns of the fund.
To view the fund information, you may refer to Phillip Money Market Fund - PhillipCapital Unit Trust.
The auto-sweep feature is automatically turned on for all Manulife iFUNDS cash accounts, unless the client opts out of it.
The client may opt out of the auto-sweep feature by submitting this form to us. Do allow up to 4 weeks for the change to take effect.
Client fees
The only fees chargeable to clients are the wrap fee and upfront fee (sales charge), which are both determined by you. Manulife iFUNDS does not charge any platform or transaction fees, to keep costs as low as possible for your clients.
Wrap fee can be set at the account opening stage which ranges from 0-2% for Cash and SRS accounts.
Upfront fee is determined by you when placing a unit trust subscription trade. You can choose to set it at 0% or up to 5% (depending on the fund’s maximum upfront fee).
You may adjust the wrap fee by submitting this form to us.
Supervisor and client approval is only required for change of wrap fee to a higher rate; approval is not required for change of wrap fee to a lower rate.
Wrap fees are charged on a monthly basis and will be deducted from the client’s cash account. If there is insufficient cash/ money market fund holdings for deduction, fund units may be redeemed to settle the wrap fee charges.
Currently there is no transfer-out feature on Manulife iFUNDS yet. Clients will need to redeem their units and withdraw in cash.
Others
Clients can watch the video guide here.
No, Manulife iFUNDS only offers single-name accounts.
No, each client can only have one multi-currency cash account.
When your client opens a Manulife iFUNDS account, your client will appoint Phillip Securities Pte. Ltd. (PSPL) as his/her custodian to hold the monies and assets in respect of your client’s account.
PSPL also acts as Manulife Investment Management (Singapore) Pte. Ltd.’s service provider for certain functions in respect of the Manulife iFUNDS platform, including trade processing in respect of trades placed on the iFUNDS platform. This means that on the front-end, trade placements and viewing of holdings will be on the Manulife iFUNDS platform, while on the back-end, all transactions and cash will be processed by PSPL.
All client statements will be jointly issued by, and show a joint co-branding of iFUNDS and PSPL.
CPF/SRS trades will also be processed through PSPL, as it is one of the four CPF Investment Administrators in Singapore.
- If your client has an existing Manulife insurance policy: The update can be done via the link here. Any particulars update performed at this link will be automatically updated in both Manulife and Manulife iFUNDS.
- If your client only has a Manulife iFUNDS account: The update can be done using the particulars update form here.
- For technical platform support: gwam_tech_sg_ifundstechhelpdesk@manulifeam.com
- For requests or follow-ups related to UT transfers: SGP_iFUNDS_Transfer@manulifeam.com
- For Operational queries, e.g. requests for the flows that are available on paper only, or regarding operational processes: SGP_iFUNDS_Ops@manulifeam.com
- For general feedback and enquiries: SGP_iFUNDS@manulifeam.com
Contact us
| Concern | |
| For IT issues/technical platform support | gwam_tech_sg_ifundstechhelpdesk@manulifeam.com |
| For requests or follow-ups related to UT transfers | SGP_iFUNDS_Transfer@manulifeam.com |
| For Operations-related forms/ enquiries: | SGP_iFUNDS_Ops@manulifeam.com |
| For platform enquiries/ feedback: | SGP_iFUNDS@manulifeam.com |
*Based on publicly available comparison of other wealth platforms in Singapore as of 31 March 2025.
**Manulife iFUNDS' auto-sweep function is only applicable for SGD and USD.